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@dcabral00

4 жыл бұрын

I understand the power of investment and getting that 10% rate of return. The question is HOW do you get that 10% rate of return.

@carolinalarco924

4 жыл бұрын

Hello Dave I start working at the VA federal job Do your advisor can advice me how to invest in my tsp saving plan Than you

@firstlast3507

4 жыл бұрын

You are cool 😎 Dave.

@brandonrunkel6554

4 жыл бұрын

Dave, I am investing in a diverse portfolio of stock ETFs including large companies, small companies, and international funds. The expense ratios are around .005% and I pay a monthly subscription of approximately $3 to use the platform. How would you compare this overall to growth stock mutual funds? Thank you

@mariai9549

4 жыл бұрын

@@dcabral00 hope that you're in the middle of a secular bull market. look at my post on thread below...

The average stock in my portfolio has been cut in half, and the only way to make money this year has been to either short or to trade long in very short time frames. I'm still at a crossroads deciding if to liquidate my dipping $117k stock portfolio, what’s the best way to take advantage of this market?

@JacquelinePerrira

Күн бұрын

It’s precisely at times like these that investors need to be on guard against the next certainty. You don’t have to act on every forecast, hence i will suggest you get yourself a financial-advisor.

@kevinmarten

Күн бұрын

I agree, having a financial - advisor for investing is genius! Not long ago amidst the pandemic crash in March 2020, I was really having investing nightmare prior touching base with advisor. In a nutshell, i've accrued over $550k with the help of my advisor from an initial $120k investment thus far.

@Jamessmith-12

Күн бұрын

That's impressive!, I could really use the expertise of this advisors , my portfolio has been down bad....who’s the person guiding you.

@kevinmarten

Күн бұрын

When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.

@Jamessmith-12

Күн бұрын

She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

I realized that the secret to making a million is saving for a better investment. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 30k in crypto and made about $246k, but guess what? I put it all back and traded again and now I am rounding up close to a million.

@GreywatsonL

17 күн бұрын

As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.

@AngelinaJordan74

17 күн бұрын

Antonio Alex is my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

@myron34

17 күн бұрын

I started working with Antonio Alex back in June, and my financial goals have never been clearer. It’s like having a strategic partner for my money with a solid track record.

@AnthonyLancaster2

17 күн бұрын

I know him, he is my family's personal broker and also a personal broker in many families I'm United States, he's a licensed broker and a FINRA AGENT

@GreywatsonL

17 күн бұрын

Mind if I ask you to recommend how to reach this particular coach you using their service?

I admire your dedication to educating your audience. We all aim for financial stability and a better life. Achieving this is possible through wise investments, frugal living, and careful budgeting. I'm grateful that I learned the importance of working hard for financial freedom at a young age.

@StacieBMui

28 күн бұрын

Even though I engage in investing, I feel disheartened by my lack of expertise in assessing the performance of individual companies and determining the optimal timing for stock purchases. The erosion of my financial reserves due to inflation adds to my concerns. At this point, I require precise market trajectory information, but I find myself unsure about the appropriate course of action.

@StocksWolf752

28 күн бұрын

I wholeheartedly concur, which is why I opt to entrust the day-to-day decision-making to an investing coach. With their specialized knowledge and extensive research, it is highly unlikely for them to underperform. Their expertise is centered around harnessing the asymmetrical potential of risks while also employing measures to safeguard against unfavorable outcomes. I have been collaborating with an investment coach for more than two years

@LiaStrings

28 күн бұрын

My portfolio has been in the gutter for the entire year, so I started researching new ways to profit in the market, but everything I tried just seemed to miss the mark. Please let us know the name of your financial advisor.

@StocksWolf752

28 күн бұрын

Credits goes to " Sonya lee Mitchell" one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.

@crystalcassandra5597

17 күн бұрын

I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

@JOSHUAINN

3 күн бұрын

Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks

@DIANNE-g

3 күн бұрын

@@JOSHUAINN However, if you do not have access to a professional like JUDITH ANN PEACE, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments

@JOSHUAINN

3 күн бұрын

@@DIANNE-g Oh please I’d love that. Thanks!

@DIANNE-g

3 күн бұрын

@@JOSHUAINN Judith Ann peace is her name

@DIANNE-g

3 күн бұрын

Lookup with her name on the webpage.

I was not expecting the word 'craycray' to come out of Dave's mouth. Caught me a little off guard.

@mackjsf23

7 жыл бұрын

haha me either

@wmurray003

7 жыл бұрын

I saw a show a few days ago where he stated, and I paraphrase, "He 'dissed' you."

@Val-qh1vm

7 жыл бұрын

My favorite Dave quote: "It's not rocket surgery. "

@arielwatkins954

7 жыл бұрын

Colin he is human lol

@marcusm1766

7 жыл бұрын

Colin 😂😂

I love when they separate clips from the actual episode. It makes it so much easier to put really good ones like this in a playlist so that I can always listen to them again when I need to

@anointedtheoryofgospel6012

3 жыл бұрын

This is definitely a video to listen to again and again. Very informative

@jtcr4199

2 ай бұрын

Sounds like someone's getting kickbacks.

Dave Ramsey's insights have been a game-changer for me! His practical approach to financial management has empowered me to take control of my money and work towards a debt-free life. The Total Money Makeover is my go-to guide, and I appreciate how he breaks down complex concepts into easy-to-follow steps.

@karlandjeff

6 ай бұрын

Scam

@AK-47ISTHEWAY

5 ай бұрын

Scam bots unite! ✊️

"Your most powerful wealth building tool is your income"

@s.e.hebert7307

5 жыл бұрын

DUH ???

@flexibleaspect

5 жыл бұрын

Your best investment (at least early on) is your job.

@eddienorman338

5 жыл бұрын

@@sjm39 maybe income should come first. I personally hired a portfolio manager at Lumentrades to handle funds. I may lack the self control but I could still make a wise decision of going for a managed portfolio. And I can tell that it's been a good a experience so far. I make very awesome returns every quarter.

@TheLizardKing1967

5 жыл бұрын

True.

@eddienorman338

5 жыл бұрын

@@TheLizardKing1967 so do you invest in these funds?

I feel like I need that fund type part written down, especially the naming part. Growth & Income = Large Cap/ Blue Chip = Large Companies, Calmest volatility, slower than market. Growth Fund = Mid Cap Fund = like S&P 500, in the middle, follows the market. Aggressive Growth Fund = Small Cap / Emerging Market = Small companies, high volatility. International / Global Fund = = worst performer, lower growth, hedges against American recession.

@dracula7360

4 жыл бұрын

Thank You

@FLgardener67

4 жыл бұрын

Thanks, very helpful

@mrsshanelle

4 жыл бұрын

Thanks!

@TheMusicGuru22

4 жыл бұрын

Since when was the s&p 500 mid cap? Aggressive also doesn’t necessarily mean small cap, this could just be tech focussed or something.

@mariai9549

4 жыл бұрын

@@TheMusicGuru22 Correct. it has the 500 LARGEST companies by market capitalization in the US. It is not a mid cap fund.

Thank you for taking the time to explain your investing process, Dave. Always love hearing your words of wisdom.

No “thing” will ever make you feel as good as being debt free.

*When it comes to the world of investing,most people don't know where to start. Fortunately, great investors of the past and present can provide us with guidance*

@fabrizioromano3915

2 жыл бұрын

After watching several KZread tutorial videos about trading I am still making losses, please I seek for a better website

@ashleyfoss7619

2 жыл бұрын

Venturing into the forex/stock without an adequate orientation with a professional broker for accurate signals, you might lose all your hard-earned money

@anderlinetina5870

2 жыл бұрын

Successful trading require discipline, patience, adaptability, mental toughness, independence, and forward thinking.

@ronniejernigan7910

2 жыл бұрын

Absolutely! Also, it's never been that easy and cost-efficient to actually invest. What a great time we are in!!

@wesleyhartley9688

2 жыл бұрын

When I ask my followers from different platforms what are their immediate financial goals, most of them said that they want to make their first million. So that's what we're doing today.

I'm still going index. They outperform mutual funds 96 percent of the time. plus almost no fees

@ajandruzzi

7 жыл бұрын

Mighty Mouse Vanguard? Im considering throwing some money at VTI.

@mightymouse1361

7 жыл бұрын

Duke Höber I'm going to do some research on that stock

@mightymouse1361

7 жыл бұрын

Tony Andruzzi ya vanguard is what I'm in lowest fees

@ajandruzzi

7 жыл бұрын

Duke Höber Crypto currency isn't tied to anything. Not a government's promise, not a precious metal. Nothing. Crypto goes where Bitcoin goes and Bitcoin is unsustainable without some ability to manipulate it beyond a gradually decreasing number of blocks being added.

@andre18762

7 жыл бұрын

Mighty Mouse I go with self picked stocks. Outperforming the market second year now.

I just turned 18 and I opened my first bank accounts yesterday, the lady who helped me with it was so excited I asked about mutual funds she called some of her banker friends right then and there to tell them, I could hear them and they sounded really excited too 😆 I have an appointment to talk about mutual funds in two days so I'm trying to learn everything I can before then

@charlesj.easleyii7642

5 жыл бұрын

Awesome! Good luck!

@gm836

4 жыл бұрын

I know it’s late but how was it?

@HexedJinxxx

4 жыл бұрын

@@gm836 it went ok. The guy said dave Ramsey doesnt normally suggest mutual funds so I kinda lost interest in that place immediately. Looking for somewhere else right now. Just got my first job about a month ago so starting to put money back now

@gm836

4 жыл бұрын

Katelyn Maness I’m your age too. I’m waiting on my bank account to open (I applied like three weeks ago) and I’m so confused because Dave gives amazing debt advice but so many people keep saying that his investing advice is no good. I guess we should stick to warren buffet etc.

@HexedJinxxx

4 жыл бұрын

@@gm836 I guess. I'm in college now and taking a personal finance course, that should help a good bit. I know I need a Roth IRA account now at least

I love watching your show, this one in particular clearly shows all of us exactly what to do even if most of us do not understand what to do. I was always overwhelmed when it came to 401k etc... This show really helps clear things out and it makes it easier to understand.

Thank you Dave for all you do… helping so many people in need! You truly have a serving heart…

"72 ways to prepare Alpo and Love it" This tickled me to my soul! lol

@markwhittaker6866

4 жыл бұрын

😂😂😂😂😂

@misterg2201

3 жыл бұрын

What's Alpo

@americanmade36merica99

3 жыл бұрын

Lol, Alpo is the cheapest canned dog food you can buy

Thank you Dave and the whole team for your ministry. Your advise has change our family and we are really thankful

I'm happy to see Dave steering his show into this direction. It's more substantive for long time followers who already know his baby steps inside and out.

@sugeymancia5806

3 жыл бұрын

Yes!! I'm almost debt free so I have to start learning how to invest

A good real estate agent, lawyer, financial advisor, accountant, plumber, electrician, auto mechanic, dentist, and doctor will add value to your life.

@that9boy

4 жыл бұрын

Gordon Freeman solid core group of associations

@mrs.228

4 жыл бұрын

Gordon Freeman I married someone who’s good at real estate and our knowledge combined has great outcomes, he’s my backbone, we manage our money well & I have got him to stop procrastinating & invest in retirement, he’s a beat and ac man, plumber, electrician & is great mechanic. The first day we met he changed my alternator on my Vehicle, in the parking lot of Lowe’s and I held an umbrella over him on the front of my truck cause it was raining. We have been together every since!

@nicholaspetitt770

4 жыл бұрын

@@mrs.228 Ah, I see you view your man as a utility.

@Shawn-ho6de

3 жыл бұрын

That is a wise comment

@codyquinn4954

3 жыл бұрын

And a super nerdy friend who’s into tech

Most of these comments reflect exactly what Dave led with. People spend most of their effort promoting their own investment vehicles while ignoring the big picture of getting rid of debt except your house and putting money in, consistently over decades.

People have to be careful of HIDDEN FEES when it comes to mutual funds. Thats why index funds do better on paper...even if... they only get market returns

The idea of investing a significant sum of money may be both thrilling and intimidating. There is potential for considerable wealth increase with the correct strategy. How can one take advantage of compound interest and potentially grow your retirement savings/net-worth to about $3M over time?

@zoeytank2921

8 ай бұрын

A solid strategy can be a key component of an investor’s portfolio. Well, the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals.

@tampabayrodeo2474

8 ай бұрын

Yes true, I learnt that in 2020, when I lost almost everything. But I switched to using a financial advisor and I've been returning at least $98k every month so I’ve been sticking to investing via an Advisor.

@graceocean8323

8 ай бұрын

That’s impressive, how can i find this financial advisor?

@tampabayrodeo2474

8 ай бұрын

My consultant is Carol Pasol Lewis. She has since provided entry and exit points on the securities I focus on. You can look her up online if you care for supervision.

@trazzpalmer3199

8 ай бұрын

thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly

Love the common sense Dave always shows, plus, he seems to always REALLY have the people he´s trying to help in mind! That keeps everything easier as well as making you feel safe that you can trust him.

You have changed my entire mindset on how to go about my financial transactions. Thanks Dave! 🙏🏼

To all the anti-indexers, VIGAX has averaged 14.62% return over 10 years and VFIAX 13.41%. Both have no front loaded fees and the management cost is 5 cents for every 1000 dollars. Dave has no answer to this because he will never tell you what funds he is talking about. I just threw out 2 that beat 12%.

Amen! I just started listening to you about 3 weeks ago and your teaching/ lessons on finance is spot on! I now have a simple direct plan to get my finances/life in order. I have been so stressed about my future but now i am positive about getting my life on the right track! Thank God for Dave Ramsay.

Thank you Dave for your advice! That was really helpful. Thank you for being real and giving us so much ideas in how to invest our money!

This is what I've been needing. Thank you.

$5 million at 70? My future kids would try to kill me to get that type of money lol.

@kyletremblay5295

3 жыл бұрын

some savage kids

@OGWanderingNomad

3 жыл бұрын

Not if you raise them correctly.

@Vellisaden0207

3 жыл бұрын

Teach them the same thing

@andreasmelkersson3592

3 жыл бұрын

@Antiquarian His calculation is very deceiving and flawed.

@coltonirlbeck2765

3 жыл бұрын

@@andreasmelkersson3592 how do you figure?

I just seriously appreciate Dave!! He has changed my life!

Dave , I can’t believe I was never taught all this info ! So simple yet takes discipline :) Tks for your message that’s brings so much wisdom to my family’s life :)

@MrOccyc

3 жыл бұрын

The discipline is the hard part. Now everyone wants that “Amazon next day delivery” gratification.

Dave you’re my favourite KZreadr! Very glad I stumbled across this channel. Cheers.

Wonderful advice. So godly and sensible. You are also very humorous without meaning to be! I believe you are the best and most sound in the business. Thank you Dave!

Fees are important and can erode returns. There are very few funds/fund managers that consistently beat the indexes over a 30 yr period.

@jerryhughes5551

5 жыл бұрын

Yeah, fees are very significant, most especially in long term investing. And manager at Lumentrades is pretty good, I can say. Where do you invest?

@suzanneemerson9787

3 жыл бұрын

Actually, can you name one actively managed fund that has consistently outperformed the S and P 500 Index over a 30 year period, when you adjust for fees? If so, who managed it? Curious.

@gurjotsingh8934

4 ай бұрын

@@suzanneemerson9787did you find the answer?

Thank you Dave Ramsey for all you do!!! I am glad you are a multi millionaire. Because of you and what you teach, I have reached my first Million and will get to probably 2 or 3 millions for sure ;))

@mercedessantes8209

2 жыл бұрын

How did you invest?

@killamatrix1

Жыл бұрын

@@mercedessantes8209 he look 79

This was GREAT info Dave...TY

Dave you are fun to listen to and listen well. Thank you Sir👌

I believed in Saving like Joseph did. The 7 years of plenty vs. the 7 years of famine. he saved the corn, the food, for a rainy day, then profited from it by giving it to the starving Egyptians for they land, animals and labor, so everyone survived during the famine years. A win/win situation. Then here's the real winner. He let them live on their own land, which really had become his land, ( the Government's in this case, run by Joseph) and had them pay for the seed which was given to them to plant and grow food. Then here's the real winner: 1/5th of the profits, or food/corn was to be given to the government/Pharoah, perpetually. Hey, you can't beat that. I don't know whether Joseph gave them new seed every season, or whether they collected the seed from the new crop and replanted it. I think the latter, or both. Because, where does the seed come from? its obvious. And the Bible says, they did not gripe about that. They were happy, because they were able to live. And I'm sure, the entrepreneurs among them became creative and used the 4/5 corn (main balance), sold some, maybe bought new land and the corn derived from it was probably free and clear of 1/5th taxation. But if that corn grew from the land owned by the government, the government got 1/5th. A simple and powerful wealth system, taught in the Genesis. The Bible.

Jack Bogle (of vanguard) and Warren Buffet are multi-millionaires and multi-billionaires, respectively. Both advocate low cost indexing for the VAST majority of people. I think they're both better investors than Dave Ramsey. Over time, on a growing portfolio, fees do matter.

@Kinixys3

7 жыл бұрын

Indeed most active funds fail to beat the S&P because of the expenses. 1.5-2.5% per year are a major drag. The expenses of an active fund already give it a major handicap.

@michaelpaliden6660

7 жыл бұрын

I advise people to invest in index using vangaurd low fee. IF they want to go for stock. The goal being to get them to invest something! If a person starts investing something and sees a return over months and years it gets em head and shoulders above the debtor mob.

@Yette

7 жыл бұрын

Anyone who thinks fees don't matter is not very bright

@corner559

7 жыл бұрын

I agree. I respect most of what Ramsey says, but this advice is just WRONG.

@garyelder4610

6 жыл бұрын

Chris Mancinelli great points read, "Where are the customers yachts?"

Thank you for this Mr. Ramsey. We appreciate it.

Thanks for this learning!

Hello Dave, thank you for breaking down the risk/return of the "types/names" of mutual funds. You recommended spreading what's invested across four. Would have a recommended allocation percentage across the four?

He's right. Don't worry so much about what funds or stocks you buy. Buy good ones and diversify. Most importantly, invest on a regular basis and stay in the market regardless of what it does.

Awesome! Thanks for sharing!

Thanks for the help, Dave!

I use the service of a fiduciary under a great brokerage, that is the most effective way I have known

@olivia4182

Жыл бұрын

how so, who handles yours? I am new to investing, starting with stocks. I have been making my research so expertise is the best option

@Noah-pj6tc

Жыл бұрын

I once dabbled in stocks and bought shares worth 9k but was growing slowly and learnt to understand the higher the investment the higher returns plus I lack the skill

@olivia4182

Жыл бұрын

@@jidaloida106 I found his webpage online and connected with him, thanks a lot dear

@begottivince6711

Жыл бұрын

I invested over $250k some years back into ETFs which makes me about $20k monthly ROI still the best way to build up

@AB-wy7dr

Жыл бұрын

@@Noah-pj6tcare you a bot?

“[people] that have opinion about money but dont have any money.” powerful

Thank you and your family for all you do

Loved your advice!! Thank you so much!!

Dave is the first person I’ve seen talk about using their current income to make money. Everyone else is trying to get you to buy their book and make an internet business ala Tim Ferris

Every time I buy a Chinese stock an hour later I'm hungry again.

@kennethrjurekjr

4 жыл бұрын

Alright who let this guy in here hahaha. That was a good one

@supersurgelawncare

3 жыл бұрын

😂😂😂😂

@rocky072659

3 жыл бұрын

Don't forget the golden egg roll on the side lol

Thanks for the information

Emerging Market is usually a phrase related to International funds, not small cap funds.

@AK-47ISTHEWAY

10 ай бұрын

True.

What mutual funds outperform the S&P500? Everyone talks about how they invest in these funds but they never name them.

@Arsenjohn

3 жыл бұрын

Gotta be sponsored by a firm to give financial advice on what to invest in. And usually it’s risky to do so, which is why they don’t.

@ACCOMPLISHEDSHEIS

3 жыл бұрын

You don’t name them. Let them do their own research. If folks expose the names of stocks out of a blue, they are waiting for you to buy them so they can sell high. More like exposing bad under performed stocks or mutual funds.

@DavidEVogel

3 жыл бұрын

Google search is your friend.

@dddeadlift

2 жыл бұрын

Exactly i didn’t found them either!

@davedunbar8884

2 жыл бұрын

SPY, or IVV - S&P 500 index funds, they are essentially identical

"Heart of a teacher..." good tip

thanks for teaching people that want to listen

Very helpful Dave, thanks!

Did he just say that's Cray Cray, lol- I love it

Thanks Dave, recently came across your channel and a new subscriber. I appreciate your common sense, realistic, and honest approach. You are so right, when it comes to growing wealth, there are no "quick and sexy" fixes. It is a matter of focus on investing whatever you can afford. I have considered myself "the tortoise" since I was 20 and all my life I have sacrificed the new cars and the fancy houses and clothes and if all goes as planned, I should be able to walk away from full time employment in three years at the age of 50. For all of you young people out there reading this, please listen to Dave, time is on your side and although I have done ok, if I could go back in time, it would be Dave's teaching all the way. Stop talking about it and do it.

Thanks for the info very helpful

Dave, thanks for sharing this information...

I'm a multimillionaire- not because I make millions of dollars a year selling books and classes, but because I saved and invested wisely. I buy good, low cost index funds and ETFs for the long term. The odds's that the advisers who pay Dave a fee for his endorsement will beat the market long term IN THE FUTURE are slim (it's easy to pick winner's in hind sight). Dave, of course, has a vested interest in promoting those high cost advisers. I have no such conflicting interest. Those expenses are not trivial. Long term, those fees and higher expense ratios will cost you tens of thousands of dollars, not "5 bucks" as Dave implies.

@scottsuss6425

5 жыл бұрын

I like inverse etfs when I expect the market to drop. you make more money faster on the downside of a market. I just happenn to be exceptional about calling major market corrections. Keep an eye on this midterm election. We can be in for a wild ride down, perhaps 25% to 40% down.

@libertarian4323

5 жыл бұрын

"I just happenn to be exceptional about calling major market corrections." If I had a dime for every time I heard someone make that claim, I wouldn't need to invest in the market.

@Indian.badger

5 жыл бұрын

Yeah you are right brother

@bighands69

4 жыл бұрын

libertarian4323 Why not do both mutual and index funds together. Index funds are much more open to market effects than Mutual funds.

@jamesdarnell8568

4 жыл бұрын

Scott Suss, Here we are in 2020, still waiting for the wild ride. I guess you aren't really that exceptional after all.

Any thoughts on Vanguard ETF's?

Thanks Dave I really enjoy listening to your advice

Great job thanks for your knowledge

"72 ways to prepare Alpo and love it!" LOL! Hey Dave, you got a problem with Purina???

How about some good tips on getting wealthy before age 40 vs age 70.

@GurvirSingh64

7 жыл бұрын

Get a well paying job, live like you make minimum wage and invest your money just like you would normally invest for a retirement fund.

@sistahfwend5791

7 жыл бұрын

Danny .Lopez Winning the Lottery...that's the quickest way 💰💰💰💰😆😎

@blackworldtraveler3711

7 жыл бұрын

Sistah Fwend It's only the quickest way if you actually win.

@blackworldtraveler3711

7 жыл бұрын

Danny .Lopez That's easy. Get a career or trade that pays well. Start saving in 4th grade,investing in 10th grade,live within your means,and think more above the waistline like I did.

@LeeMaitland

7 жыл бұрын

There are plumbers and janitors who have succeeded and become millionaires this way. once you are out of debt, invest a percentage of your salary every month for life. Avoid a scarcity mentality, the lottery is a tax on the desperate.

Excellent overview, Mr. Ramsey! I have been thinking about this for some time but the thought was very intimidating. I was to build wealth so I can enjoy life! Because of you, I plan to go for it!

Love it. "... actually putting money in." fantastic!

A really good video, I appreciate you taking your time to make these. It's important to make a good invest that will guarantee you a future of financial comfort.

@ethelbertjohn3845

4 жыл бұрын

Well said Anthony, it's one of the most important lesson i have learnt from Dave's shows.

@markcyrus7898

4 жыл бұрын

Am grateful I made an early retirement move by investing with a capital investment firm with good retirement/Investments plans which has profited me so much lately.

@thomasgriffin6506

4 жыл бұрын

Hello Mark am retired and in search of opportunities where I can make an extra income.

@mikehorn7201

4 жыл бұрын

I would like to know how fruitful your Investment has become and how I could join.

@markcyrus7898

4 жыл бұрын

It has been great and rewarding, six months ago I made that Investment and in that time I have received an income of over $54,700 prior to my initial investment of $7,800.

I like this dude. Straight real..

Thank You Sir @Dave Ramsey !

Great video very simple to understand

How about giving specific names of funds you invest in?

I really appreciate your knowledge and how you interpret investing to make it understandable for the average joe like moi

great video - solid advice

Thank you Uncle Dave!

When I retired in 2005 I made the mistake of letting a friend who is a licensed investment adviser take care of my investments. He sounded just like Dave here "You need to diversify!" I trusted him to do the right thing, big mistake. Within 5 years 25% of my 401k was gone. Since then I've put my money in a indexed mutual fund and not lost a dime. I guess the old saying I'm more concerned with the return of my money then the return on my money really is the most important thing to me...

@pecv4776

2 жыл бұрын

Which ones of mutual funds are you talking about can you tell me so I can do the same???

little time to reach my benchmark of £ 8k for the month, more than half way through now. applauding my decision to boldly take the chance and start trading when I saw an opportunity

@pilgrim2394

2 жыл бұрын

The most fundamental form of human stupidity is forgetting what we were trying to do in the first place.” Never forget that this is the bottom line, to make money. Yet many do, mostly as fear, doubt, and greed interfere with rational thinking.

@frankcooker8012

2 жыл бұрын

How and what are you invested into, I intend to begin investing before the year runs out.

@Thyago2420

2 жыл бұрын

@@frankcooker8012 In investing or trading you need more than financial literacy, extensive knowledge and experience/expertise are major advancement keys to consistent growth, my portfolio is handled by a senior investment analyst Sir Benjamin H. Ravies he's a prolific investor and ensures I generate profits in my portfolio

@Thyago2420

2 жыл бұрын

Benjamin ravies(a gmai lcomm to mail him okay

@frankcooker8012

2 жыл бұрын

@@Thyago2420 Better, I just got in touch thanks for the enlightenment

Thanks so much for everything Mr David Ramsey remain for ever bless thanks again

I really appreciate you are straight up!

96% of mutual funds dont beat index funds.

@michaelburgess9031

5 жыл бұрын

Chris Baker that’s because people want different things .. mutual funds are set up to provide income or minimise volatility or whatever ... if you find a “growth stock” mutual fund, as Dave said, I’m sure you can beat the index. All of my funds have and none charge over 1.5% (most under 1%)

@ChrisMFlorida

5 жыл бұрын

@@alirubaii4839 no they aren't. Index funds are ETF's, exchanged traded funds.

@breesusgm

5 жыл бұрын

Alex Watson share the wealth man. What funds do you have that beats the market

@joedoe7839

5 жыл бұрын

@@ChrisMFlorida No, he is correct. You are correct. It can be either.

@jerryhughes5551

5 жыл бұрын

@@michaelburgess9031 nice. I invest at Lumentrades and most of mine charge 0.25% still the services are cool.

I have 35% of my capital investments in an IRA, 25% in index funds, and the balance spread across other investment accts totalling over $250k. I took a big hit in Q2, 2023. Right now i am just looking for ways to recover in 2024.

@FaithAndrada-xo9ou

3 күн бұрын

There are a lot of strategies to make tongue-wetting profit especially in this down market, but such sophisticated trades can only be carried out by proper market experts

@Raymondcraw1967RaymondCrawley

3 күн бұрын

I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000

@VanessaWilliams-pu8vt

3 күн бұрын

this is all new to me, where do I find a fiduciary, can you recommend any?

@Raymondcraw1967RaymondCrawley

3 күн бұрын

*Whitney Kay Stacy* ’ is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@VanessaWilliams-pu8vt

3 күн бұрын

I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.

Thank you sir

Good basics video

Even at tough times, I always put money into my retirement. Some times it's less, some times it's more. But always put it there.

@bighands69

4 жыл бұрын

The best thing is to have a minimum cash amount that you will always meet and try to increase it by about 3% every year which is harder than that think.

Mentioning mutual funds without mentioning the effect of increased fees (vs index funds)has on returns borders on criminal. Perhaps there are other reasons why mutual funds are mentioned, such as DR's relationship with companies selling mutual funds?

I had to grab a pen & paper for this one to write everything down that was said, so helpful. Thank you!!

@waulchristal

4 жыл бұрын

Ty Blokzyl that was me too...😊

@blokzyl_fitness

4 жыл бұрын

@@waulchristal Lol, nice. Good luck to you & your goals!

A great bite sized clip full of value!

"The average car payment in America today is $503. That's just Cray cray". I live!!!!!!!! 😂

@adblaisdell

4 жыл бұрын

🤮

I wish he would list the name of his 4 mutual funds so we can compare with the index over many years.

Good topic🚨

Thank you sir Dave..

Good funds for each category: International: VXUS Growth and Income: VIG Growth: QQQ Aggressive Growth: TQQQ

Recently subscribed .... thanks for the 411 Dave, wish I heard this when I was younger but it is never to late.

@markwhittaker6866

4 жыл бұрын

EXACTLY!

This is really good Dave. Your system must be wonderful, well on the other hand It is great exposure what a good firm can do for you. Presently running my finances through a rewarding firm.

@davegustavo4726

4 жыл бұрын

Yeah he explains it perfectly.

@kimothyolsen3858

4 жыл бұрын

I’m looking for similar opportunities Victoria. What must I do?

@kaylagarrison9267

4 жыл бұрын

I agree Victoria. It is so hard running a family bar without financial backup plans.

@victoriakokkaolsen6415

4 жыл бұрын

Kimothy the best way to communicate with the firm is on telegram(afx_solution) that’s the company’s handle.

@victoriakokkaolsen6415

4 жыл бұрын

I just want everyone here to have a good look on what can be achieved when trading with a good firm.

After seeing you in Ben's show, you have a new subscriber. Regards from Philippines!

THANK YOU, PLEASE KEEP TALKING !!!