You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multi millionaires. I pray that anyone who reads this will be successful in life

@Alexendrakeys32

Күн бұрын

Am a newbie in crypto investment, please can you guide me through on how you made profit?

@UrvashiRautela-5

Күн бұрын

Antonio Alexl is my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

@MathewElliottrice

Күн бұрын

Yeah Antonio Alex signals and prediction is awesome actually i was skeptical at first lol, until I decided to try. It's huge returns is awesome! I can't say much.

@Martincountytaxx

Күн бұрын

I started working with Antonio Alex back in June, and my financial goals have never been clearer. It’s like having a strategic partner for my money with a solid track record.

@UrvashiRautela-5

Күн бұрын

he's mostly on Telegrams, using the user.

About time ,Dave. I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.

@Adambarking

17 күн бұрын

well as you know bigger risk, bigger results, but such impeccable high-value trades are often carried out by pros.

@GaryNicka

15 күн бұрын

People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.

@kurtKking

15 күн бұрын

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.

@GaryNicka

15 күн бұрын

Actually its a Lady. Yes my go to person is a ‘MICHELE KATHERINE SINGH '. So easy and compassionate Lady. You should take a look at her work.

@kurtKking

15 күн бұрын

Thanks for the tip.

I'm in my 50s and I'm more interested in investments that could set me up for retirement , I mean I've heard of people that netted hundreds of thousands during these crash, I listened to someone on a podcast who earned over $650K in less than a year, what's the strategy behind such returns?

@alexyoung3126

17 күн бұрын

Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.

@williamyejun8508

17 күн бұрын

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

@jameswood9772

17 күн бұрын

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

@williamyejun8508

17 күн бұрын

Melissa Maureen Ward is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

@jameswood9772

17 күн бұрын

Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.{

Fear is a dangerous component, hindering us from taking the bold steps we need in other to reach our goals. Nobody can become financially successful overnight. They put in background work but we tend to see the finished part.

As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?

@VeronicaLodge-do2sz

14 күн бұрын

I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience

@CatherineBates-bg4fc

14 күн бұрын

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k

@scottjuarez9549

14 күн бұрын

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation

@CatherineBates-bg4fc

14 күн бұрын

Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

@HarryMurphy47

14 күн бұрын

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing

Just discovered your channel with this video and you make a lot of sense-- case studies are useful and I'd like to see more in the future! Creating wealth entails establishing routines, such as setting aside funds for investments. Salary is a drug, Its never enough.

@Higuannn

Ай бұрын

You're right for near retirees and boomers. Investing is the best thing to do speaking from personal experience.

@Angelavaldess

Ай бұрын

@@Higuannn Indeed, currently I'm managing my finances wisely and being frugal. In the last 19 months, my investments grew by 23%. However, I've had losses in the past month, making me anxious. I'm unsure whether to sell everything or wait.

@Jaymilnere

Ай бұрын

@@Angelavaldess I recommend you seek the guidance of a financial advisor, I was in a similar position myself during covid. A colleague advised me to use an expert to save myself the hassle. I reached out to the popular lady and my financial life changed.

@Jaymilnere

Ай бұрын

I recommend you seek the guidance of a financial advisor, I was in a similar position myself during covid. A colleague advised me to use an expert to save myself the hassle. I reached out to the popular lady and my financial life changed.

@Angelavaldess

Ай бұрын

@@Jaymilnere Glad to have stumbled on this comment, I will like to give this a try. Please who is your advisor and how do I get in touch?

I just hit $100,000 net worth this last quarter from saving and i plan to invest in the stock market to see it grow in the next 3 years. What is the best way to navigate the stock market as a newbie?

@ItPhenn

29 күн бұрын

I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.

@Wendytsang12

29 күн бұрын

Consider allocating 30-40% to a High-Yield Savings Account (HYSA) and entrusting the rest to a financial advisor for investment. My advisor has significantly impacted my financial journey, fostering clarity and confidence in the stock market. Thanks to her guidance, I've grown my portfolio from $100k to $1.4m in just 5 years.

@Maniakkkkkk

29 күн бұрын

Wonderful!!! I've recently sold property and aim to invest in stocks, seeking guidance. How can I reach them?

@Wendytsang12

29 күн бұрын

’Jill Marie Carroll' is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

@Maniakkkkkk

29 күн бұрын

I searched for her name on the internet, found her page, and reached out via email to schedule a conversation. Thank you.

Recently, I've been pondering retirement. I've also put $800K into the stock market but i'm encountering fluctuations with limited gains. i need an approach that will align with my risk tolerance and financial goals. whats the best approach

@BenTodd-fl8nv

Ай бұрын

While the stock market is promising, expert guidance is essential for effective portfolio management

@judynewsom1902

Ай бұрын

Opting for an inves-tment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2022

@HarrisRyan-oy8eo

Ай бұрын

Who is the coach that provides guidance for you? I urgently require assistance; my stock portfolio is stagnating, and I need investment advice for retirement.

@judynewsom1902

Ай бұрын

*Natalie Marie Gentry* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

@Debbie.Burton

Ай бұрын

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

This is amazing. “How to build wealth

@Alexandra13296

29 күн бұрын

The first step to building wealth is figuring out your goaIs and risk toIerance - either on your own or with the heIp of a financiaI pIanner, and foIIowing through with an inteIIigent pIan, you wiII gain financiaI growth over the years and enjoy the benefits of managing your money.

@Alexandra13296

29 күн бұрын

I am fortunate I made productive decisions that changed my finances (gathered over 1M in 2years) through my financiaI planner. Got my 2nd house in Feb, and hoping to retire soon. Give this a try and attain good-returns.

@Alexandra13296

29 күн бұрын

For more lnfo.

@Alexandra13296

29 күн бұрын

FinanciaI-PIanner Rebecca Mart-Watson (in fuII)

Everyone has been preaching "buy now, stocks are at a discount" but I've been buying stocks since the beginning of the year and yet nothing's changed, but I've been reading articles of people still in the same market pulling off over 350k in just a couple months, what am i doing wrong?

@RomeroCarmen-4

Ай бұрын

Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.

@SofiaDiego-

Ай бұрын

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

@Adrianaluca-um6ny

Ай бұрын

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

@AlvarezDanuta

Ай бұрын

Svetlana Sarkisian Chowdhury is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

@Alejandrolucia-s

Ай бұрын

Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.{

Overall, 51% of traders think this year would favor stocks, mutual funds, and other equity-based investments, despite Treasury yields and other safer cash-like investments paying big. I’m looking for opportunities in the market that could fetch me $1m ahead of retirement by 2025

@Jadechurch-ql3do

Ай бұрын

the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

@brianwhitehawker1756

Ай бұрын

Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.

@yeslahykcim

Ай бұрын

impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now

@brianwhitehawker1756

Ай бұрын

Yvette Ruta Musto' is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

@PWIviefynn

Ай бұрын

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

I agree that many people are considering NVDA as the "Stock of the year." However, I'm curious about which stocks could potentially become the next META in terms of growth over the next decade. I've allocated $200k for investment, aiming to retire comfortably.

@alexyoung3126

Ай бұрын

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective consider financial advisory for informed buying and selling decisions.

@bobbymainz1160

Ай бұрын

I wholeheartedly concur; I'm 60 years old, just retired, and have about $1,250,000 in non-retirement assets. Compared to the whole value of my portfolio during the last three years, I have no debt and a very little amount of money in retirement accounts. To be completely honest, the information provided by invt-advisors can only be ignored but not neglected. Simply undertake research to choose a trustworthy one.

@chris-pj7rk

Ай бұрын

Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?

@bobbymainz1160

Ай бұрын

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with *‘’Melissa Maureen Ward”* for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

@chris-pj7rk

Ай бұрын

Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

I have about $250k distributed across various investing accounts, with 35% of my capital invested in an IRA and 25% in index funds. In Q2, 2023, I suffered a great deal. I'm just searching for methods to get better in 2024 right now.

@tmer831

Ай бұрын

Many tactics exist for making mouthwatering profits, particularly in this bear market, but only qualified market professionals can execute such complex deals.

@DavidCovington-st2id

Ай бұрын

There are a lot of strategies to make tongue-wetting profit especially in this down market, but such sophisticated trades can only be carried out by proper market experts

@WillieNickell

Ай бұрын

You and I both agree. When I first started investing on my own, I suffered significant financial losses. After the 2020 crash, I managed to extract roughly $200k. Using an analyst, I invested the money and made about $673,000 in profit in just seven months.

@tmer831

Ай бұрын

I've never done this before, so where can I locate a fiduciary? Could you suggest any?

@WillieNickell

Ай бұрын

“Vivian Carol Gioia’’ You can easily look her up, she has years of financiaI market experience.

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.

@alexyoung3126

2 ай бұрын

Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important.

@johnlennon232

2 ай бұрын

I agree. Based on personal experience working with an investment advisor, I currently have $1m in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.

@jessicamoore3093

2 ай бұрын

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.

@johnlennon232

Ай бұрын

She is Melissa Maureen Ward. look her up

@jessicamoore3093

Ай бұрын

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

My mother listened to Dave on the radio while I was growing up, now I listen and have followed the same financial footsteps

@miawoodland1556

2 ай бұрын

I'VE BEEN TRYING TO FIND HIM ON THE RADIO - WHAT STATION IS HE ON??

Love these clips! Dave is the Dad that will knock some sense into you! His wisdom has helped me a lot his voice reminds me of my dad that I lost 12 years ago.

S&P index funds all the way. The problem with active funds is that there is survivorship bias. In other words, the only funds that survive are the ones who had the best past returns. However, once people find out about these funds, they buy them, and drive down future returns for these funds. All the while you’re spending much more in maintenance fees vs an S&P index fund.

@MikeNapoli1989

2 ай бұрын

I love the S&P 500 index fund.

@sergiotostado8438

2 ай бұрын

But didn’t you hear? It’s easy to beat the market, apparently! Just do that! 😂

@huskiefan06

2 ай бұрын

@@sergiotostado8438 100% So easy! 😂😂

@timmytempleton2488

Ай бұрын

International is a waste of time.

@TS-dv3qv

Ай бұрын

So if someone has say $10,000 and another has 1 million is it still OK to have it all 100% invested in S&P500 index fund?

My mother-in-law said I could take over her time share when she dies. I ran away. My brother bought a Lincoln Navigator. My sister cashed out a portion of her 401k for a used car. I feel like a genius.

@eileenwatt8283

2 ай бұрын

You are gem and a genius.

@markg999

2 ай бұрын

If you have common sense these days you already doing better than most since it's so rare now.

@emaldon7

2 ай бұрын

I just kept saving and made myself a nice homemade meal.

@derekcox6531

2 ай бұрын

That all makes me sad

Hearing dave talk about 1% and 5% fees in 2024 is wild. How far we've come in a tech and computer-based investing environment. The 0% fee trading platforms came in and really shook up the fee structure these past 5 years

@amireallythatgrumpy6508

2 ай бұрын

Most of these are clips from the 2010s though.

@Ouro44

2 ай бұрын

@@amireallythatgrumpy6508 ya and the fee structure was relatively unchanged until 2018/2019. Nowadays, plain investing in the S&P 500 for more than 0.05% (read, a $5 annual fee for every $10,000 invested) is considered expensive.

Index funds are still #1

Thank you for the information.

The S&P 500 is not a mid cap fund! Seriously Dave? It is the top 500 largest companies which is LARGE CAP.

Greetings from South Africa.

Thank you, very Clear. Greetings from The Netherlands

Always love your video's Dave!! Your advice is SPOT ON!! Do you have a video on selling rental property and putting the proceeds into a retirement account to save on Capital Gains? Thanks!!

@psp797

2 ай бұрын

Ramsey went bankrupt in real estate.

@Asymmetrization

18 күн бұрын

​@@psp797yeah, 40 years ago,and now he has hundreds of millions of dollars in it. how much do you have?

6:10 pay a fee for mutual funds and pick them based out of their track record for rate of return; its worth it in the time you save to pay the fees

Hey Dave Can you talk about LLC and ways to protect your real estate properties! Thank you 😊

17:17 and on. I think this part is the most important. Live for yourself, not to impress others. 'The valet is seldom impressed... until he gets the tip...' Be humble and down to earth and generous like you have millions.

@scottthomas8171

Ай бұрын

Agree but I do feel that having a nice car is viewed as a sin by Dave. I started my first companies for my love of cars and no way to afford them. I worked to buy what I wanted. Not to impress but to enjoy. I just don't feel that Dave accepts that reality, he only sees "fairly expensive car = bad".

Do you have any suggestions of Mutual funds to buy? Need help here. Thanks.

II Corinthians 4:18 - While we do not look at the things which are seen, but at the things which are not seen. For the things which are seen are temporary, but the things which are not seen are eternal.

Would you split between the 4 mutual funds equally or put more percentage into a large cap than small cap for example 🤔

This is great information. Thank you!!!!

I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Elizabeth Wesley.

@ScottBingman

2 ай бұрын

She is my family's personal Broker and also a personal Broker to many families In the United states, she is a licensed broker and a FINRA AGENT in the United States.

@ChristophAdelbert

2 ай бұрын

Really you people know her? I was even thinking that I'm the only one she has helped walk through the fears and falls of trading

@EmmettDeclan.

2 ай бұрын

she's mostly on Telegrams, with the user name.

@EmmettDeclan.

2 ай бұрын

Wesley215 💯

@EmmettDeclan.

2 ай бұрын

Remember to refer her after working with her

Dave sidesteps fees in active funds more than likely for the fact he gets a legal kickback form the Smart Vestor folks which is extremely more profitable than his own personal 401k. Therefore his net worth grows in his business which makes him a smart shrewd businessman. The average investor is better off in index funds, continually investing and don’t touch it until retirement.

@robh1961

2 ай бұрын

So the average person is better off investing in index funds versus investing in active funds? Is that what you're saying? Is a mutual fund and an index fund the same thing?

@AnjaliMukherjee-be9zn

2 ай бұрын

The key word is 'index'. You can have index mutual funds and index exchange traded funds (ETFs). I am invested in a Vanguard index mutual fund. Blue chip companies only, over 1000 companies, growth fund. But I would stick to an index fund only with high returns over the long term.

I sure agree with all this! The only place where I differ is we have always driven nice sensible Chrysler products, RAM!

Where can i find the Alpo cookbook? 🤣 Sounds tasty

Is it a good idea to do a “managed” mutual fund or “managed” IRA where my financial advisor company takes a quarterly fee? How else since I can’t look to manage it myself carefully day to day to buy/sell. No way around that I suppose. I’m not knowledgeable to be hands on and that why they have a team of people managing it daily where I get charged that quarterly fee.

@user-vx8mj3ne5r

2 ай бұрын

If you're young, then absolutely not. "Passively managed" is the type of fund you're looking for. And if you're investing for your future, you shouldn't be buying/selling every day anyway. That will hurt your long-term returns. Invest an amount every month, that's it.

Carrying debt is bad, but Dave overlooks the fact that once in debt, it is nearly impossible to tackle. I had living expenses double unexpectedly last year, had to use credit to get by, have a 6k balance and pay on time, I literally cannot pay the balance, have paid 1500 in 6 months yet have decreased the balance by avfew hundred only. Its ridiculous the interest rates they're able to charge, 25 + %

All the data says that 93% of managed mutual funds under perform the indexes, over 15 time period. Daves mutual funds have not averaged 12% per year, they have returned about 10.6% cagr.

@latuman

2 ай бұрын

Does that include fees? I'd guess not.

Put 20% of your income into solid growth ETFs and let it run 20 years… over a million already ❤

Dave: Find a good mutual fund it’s not that hard. Also Dave not 5 min later: I don’t have time to look for mutual funds so I pay an advisor to do it for me

@rexmundi273

Ай бұрын

Conclusion: Buy the index

The financial industry may focus on investing, but getting out of debt first is the real game-changer. 💪

I invest my SIPP (personal pension) in index funds. I choose companies or industries which are doing well or in demand, for example ASML, Nvidia and then select the index funds those companies are listed in. It's working well so far.

@zachschwartz1586

2 ай бұрын

The problem is companies that are in demand now may not be in a year or in 2 years or 10 years.

@eileenwatt8283

2 ай бұрын

​@@zachschwartz1586 that argument makes no sense. That's why one keep up with what's going on and switch the fund when that happens. Warren Buffet did that when GE started loosing money. He sold all the stocks and bought Apple

@zachschwartz1586

2 ай бұрын

@@eileenwatt8283 makes sense, I’m sure that could work great

@Jess-T

2 ай бұрын

@@zachschwartz1586 you should probably look up who ASML are 💀

Fees are definitely important Dave, regardless of how you spin it. 95% of what you say is spot on but it's a complete swing and miss when you dismiss the effects of fees on your portfolio over time.

@butlerbees6639

2 ай бұрын

There’s funds that beat SP500 even when you factor in expense ratios. It’s not hard to figure out.

@DamianBadalamenti

2 ай бұрын

There are plenty of funds that beat the S&P 500 and also have low fee. What's your point???​@@butlerbees6639

@DamianBadalamenti

2 ай бұрын

@@butlerbees6639 Well I never mentioned the S&P 500, but there are a ton of ETFs that beat the s&p 500 and also have super low fees

@jonathan6665

2 ай бұрын

​@@butlerbees6639 lets see about that in 30 years.

@lyonk-tz8qf

2 ай бұрын

Very few. the chance you will pick one is slim and none.@@butlerbees6639

Tax smart investing is something to maximise and invest consistently. Dream and win big ppl.

Which mutual funds out beat the market?

@genzlegacy7988

Ай бұрын

Fncmx, fspgx, fsptx ;)

@jollama

8 күн бұрын

He’d be out of a job if he revealed that

I want to invest $400k in profit-yielding dividend shares but am not sure which to buy into because dividend-paying stocks don't give rapid price growth and can provide a steady income stream.

@jimmydan12

Ай бұрын

Venturing into the market without the help of a professional and expecting profit is like turning water into wine you would need a miracle.

@ben_dukeson

Ай бұрын

The issue is most people have the “I want to do it myself mentality” but not equipped for a crash that comes afterwards. Ideally, advisors are perfect reps for investing jobs and at first-hand experience, my portfolio has yielded over 40%, summing up nearly $452k, since covid outbreak to date.

@pineedbydmoon

Ай бұрын

referal please .... much more info needed!

This dudes mad patient with callers lol.

4:10 haha E L P kickbacks. 😂

I guess Dave has a lot better financial advisor than I had. I say had because he doesn't manage my portfolio now, so i don't pay him $250 per month to manage the portfolio, and my portfolio actually increases in value now.

i wonder how many different account you have to have if you wanna open a corporation account

I invest heavily in rhe S&P I am in it for 25 years , should I move to mutual ?

@definitelynotlebronjames443

2 ай бұрын

He’s great at getting people out out debt, but his investments long philosophies are bad. No money market fund over 10 years has out performed any of the top 500 index funds.

@Medge2sc

2 ай бұрын

@@definitelynotlebronjames443 that was my understanding of the S&P and why I invested so much

Which mutual funds does Dave buy?

Dave is the show!

Love Dave Ramsey.

Ramsey suggests 25% in an Intentional fund that mirrors the track record of the s&P but i cannot find any international fund with that performance. Any suggestions out there?

@nosvibes9786

Ай бұрын

I cannot find any foreign etf with stable growth

Interesting video I'm in my 50s and I'm more interested in investments that could set me up for retirement , I mean I've heard of people that netted hundreds of thousands during these crash, I listened to someone on a podcast who earned over $650K in less than a year, what's the strategy behind such returns?

@Wellerpage

7 күн бұрын

You're not doing anything wrong, you just don't have the required skillset to profit off a down market, folks that are making profit in this market are pros and experts with in-depth knowledge and skillset.

@RafuqueAhmed117

7 күн бұрын

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

@StocksWolf752

7 күн бұрын

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

@RafuqueAhmed117

7 күн бұрын

Sonya Lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

@lolitashaniel2342

Күн бұрын

I searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

Awesome stuff

I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.

@DeepakSagar-bd9uo

Күн бұрын

Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert

@MartinAnderson-ds7fy

Күн бұрын

Agreed, It's essential to diversify your portfolio. While quality stocks are a solid foundation, you should also consider other assets to spread risk. Thankfully, I can attest to the success of this approach aided by professional guidance seeing my portfolio of $330k grow by 15% this year alone... maybe you should do the same.

Try ketogenic diet. First cut carbs to start fat burning. When you've lost the weight try to increase fat intake. No seed/vegetable oil. My problem is 53 divorced lost home supporting kids through university. Struggling financially and emotionally. Ireland. Kids in Spain. 23yo/25yo

@jollama

8 күн бұрын

No your problem is talking about diets in a finance video comments section

4:00 Just buy the index funds and forget about it. He makes it too hard and he gets kickback money from his endorsed local providers and most mutual funds over 80%. Don’t beat the end decks. Don’t make it too difficult and quit giving this guy a bunch of money on kickbacks endorsed local providers means he gets money to push their products. Just buy the index fund and fees. Do matter run a calculation on an investment calculator you’ll see that fees make a huge difference .

So if someone has say $10,000 and another has 1 million is it still OK to have it all 100% invested in S&P500 large cap index fund?

Fees destroy compund interest. No one mutual fund has consistently outperformed the S&P 500 over long durations. Mutual funds are the financial equivalent of a car lease... putting money in someone elses pocket, not yours.

I disagree with you on this one. I would just buy an index fund or two and use will save on fees. Ur basically stock picking and that doesn’t work for 99 percent of the investors. Sorry ur wrong

@andronickmartusheff

2 ай бұрын

Exactly. Picking stocks == picking mutual funds == picking some dude to pick your mutual funds.

@RebeenAmin1980

2 ай бұрын

Sometimes he gives bad advice

Excellent video! Ur show may have gotten better ratings w/o you, BUT the show would NOT be the same w/o u!!! No one on the show have ur wisdom. U also know when to cut callers out, yes, sometimes prematurely 😂 BUT u give a lot of spot on info while I’ve heard some personalities gv questionable info!!! Like dude, what!!!!! And I use the term dude when referring to 👧 too!!!!

index funds arent bad but i think the growth funds/dividend funds are beter lol.

The *vast* majority of actively managed funds don't outperform the market but Dave doesn't talk about that

Dave's advice is solid. Worked.

if you have a house what amount of money should i have save to build another house

I want to invest! How do I start and im not in the USA!

@ShukriVikas

12 күн бұрын

Svetlana Sarkisian Chowdhury a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

how much money should you have if you wanna open a franchies

While I do agree with Dave on a lot of things, I must disagree on his stance on Bitcoin. Bitcoin has and will outperform the S&P500 and his mutual funds.

Dave’s advice is great for people who don’t know how to invest. Not everyone has the ability to learn how to invest and setup an account online. But the rest of us it’s etf all the way

@andronickmartusheff

2 ай бұрын

The Millionaire Teacher Book. For $15 you can learn the basics of index fund investing and realize why mutual funds are to the benefit of the middle men. Financial Advisors and Realtors fall in the same bucket for me, they produce nothing and are the cancer of their respective industries 👍🏻

@JJ-jn7ei

2 ай бұрын

Yes, love ETFS-easier to buy & sell obviously

Finance and Business books have been so helpful. I’m 50 and my husband 55 we are both retired with over $3 million in net worth and no debts. Currently living smart and frugal with our money. No longer putting blames on FED for our misfortunes. Saving and investing lifestyle in the stock market made it possible for us this early, even till now we earn weekly.

@ritalorrigan

Ай бұрын

You have done great for yourself. I understand the fact that tomorrow isn't promised to anyone, but investing today is a hard thing to do for me now because I have no idea of how and where to invest in. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.

@MarkGrimm8

Ай бұрын

That is so amazing, I’m trying to get onto the housing ladder at 40. I wish at 55 I will be testifying to similar success..

@CatherineWilson8

Ай бұрын

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Carol Vivian Constable” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

@MarkGrimm8

Ай бұрын

I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.

@YahuasDisciple

Ай бұрын

Congrats sister . Which books ?

The mental gymnastics needed to justify a loaded active fund vs a quality mix of index funds averaging under .1 is insane. He has to get kickbacks from American funds. I can’t come up with any other scenario where a knowledgeable investor would ever go this route.

@StephanDavisson

28 күн бұрын

Because you are not factoring in human behavior. I’m a CPA and have referred many clients to an advisor who would have NOTHING saved if someone wasn’t holding their hand and encouraging them to invest, keep investing, and stay invested through turbulent times. Many people, left to their own devices, will bail when the stock market declines selling and buying at the wrong times. Human behavior.

@paulc4732

28 күн бұрын

@@StephanDavisson if someone feels the need to pay an advisor to have their investments out of sight/out of mind, that’s fine. I’m referring to investing in loaded funds with high expense ratios.

Gold.

I’m 25, I have a Roth IRA, & a brokerage. I have QQQM in them both. I’m considering adding in VOO & SCHD. But also 1 mutual fund. I’m going to do research but if anyone knows the best one LONG TERM, drop it down in the comments. Thank ya!

Good investing is like good parenting. Feed your funds so they grow, but hang with them while they struggle and learn. If you have faith in them and make good decisions they will eventually come out ahead. Some are more volatile than others, but they all need consistent investment and patience for decades to see any return. Even a mediocre fund given enough investment can make you wealthy. P.S. To those wondering which fund categories Dave is referring to: Large Cap Value, Large Cap Blend (SP 500), Small Cap, and Developed Markets/International Blend. Picking these with maybe a slant towards value in the small caps is a solid strategy.

Recommendations how to learn?

Warren Buffet said you should be able to invest 70% of all your money into one stock before you diversify

Ok

YELL DAVE !!!! YOUR FAR TOO CALM TODAY BUDDY !!!! DONT GET SOFT ON US !!!! LOL !!!! KEEP BEING YOU SIR !!!!! from "THE DOUG" !!!!!

The problem is, growth funds typically regress to the mean in the longer term and end up being as good as or only slightly as good as an index fund (especially if you factor in the higher fees).

well it seems if you were in just in the q's over past 2 decades you would have beat the pants off any other portfolio; but past performance does not guarantee future returns.

If you dont have the power to invest on the same level as a millionaire... you'll never have the fiscal mobility to ever realize such equity. This is the same truth that holds in professional poker... If you dont have a proper bankroll and manage it correctly, you'll be playing on scared money and taking unnecessary losses in spots where you should be making profits had you had a proper amount of money.

Say I have $1,000,000, who do I talk to to invest? So many companies out there, have no idea why I would pick one over another, what’s fees to look out for, services I should be seeking… if buying a mutual fund was as easy as buying shares on Amazon prime, every American would be a millionaire.

@Fred2-123

2 ай бұрын

@philh8829 Don't buy a loaded fund like Dave suggests. Buy a no load fund. Best to buy an index fund. VTI (total market fund) or SPY (S&P 500 index fund).

@shri2947

2 ай бұрын

Put it in a SWP systematic withdrawal plan fund

@stephenwheeler9307

Ай бұрын

Lambo

HELP - I'm 52 with no retirement money. I now have $5000/mo to invest - but only have 10 years to work. I need to turn $5k/month into something ASAP. I need to know exactly which mutual funds - not just "good growth funds". Can you name the funds please?

So the trick is to just buy investments that we know will beat the market every year? And “it’s easy to do”? Wow. Thanks! I wonder why so many people waste their time and money now that this “easy” trick is out there!

You CAN take money out of a Roth IRA and Roth 401k BEFORE the age of 59.5 IF it’s been in for 5 years, and IF you are only taking out the money you personally put in. You just cannot take out the INTEREST.

Glad most people did well on DRs financial advice throughout the years ! However his lack of humility and denial regarding the obvious opportunities in Bitcoin and other Alt Tokens on the blockchain will ultimately be his undoing if he does not wake up and smell the coffee soon..? I mean even after ETF approval Dave still just does not get it.! WOWEE..!

I guarantee that Dave does not understand what he is investing in. It actually is shockingly easy to beat the S&P 500 over the long term. Small cap stocks have historically beat large cap stocks by roughly 3% a year (on average) since we started keeping track of prices. However, this increases risk and volatility massively. Small cap stocks today are still lower than they were in 2021, meanwhile, the S&P 500 has recovered. The reason why small caps do better on average is because people (even professionals) can't handle the volatility on them. However, we know from close to 100 years of evidence, that small caps outperform large caps given enough time. This is actually why since 2000, the US whole market index (think VTI) has actually out performed the S&P 500 (think VOO) by about an average of 1% a year over the course of the entire period. It is those small caps ticking away with slightly higher results over time. It was companies like Domino's killing it and then only getting added to the S&P 500 in 2020. Of course, 1% a year isn't a lot, but it adds up and it compounds over time.

@kingeducates

Ай бұрын

I still think that 7-10% year over year isn't enough to make any meaningful money unless you start with lots. I've had a bigger ROI on myself than any stock I've invested in

Dave Ramsey has not once, not ever revealed the mutual funds he invest in. Why? If he would just simply tell me the name of the fund, I would buy the funds he’s talking about.

@James-zy5lh

2 ай бұрын

The Money Guy show did an analysis of this a month or so ago and was picking the top performers from the 4 mutual fund buckets that Dave recommends. Without saying the quiet part out loud, it seemed like the supposed funds Dave recommends to hit this rate of return don’t exist and you’d be better off investing in low cost index funds.

@sixxgunz3774

2 ай бұрын

if he did and they failes you then hes at fault for misguiding you. its your job to research what and where to invest.

@jaredgould2426

2 ай бұрын

That's upsetting. I've been invested in the S&P 500 index, and that seems like the safest bet. If these funds don't exist, that explains why Dave does not name them directly. @@James-zy5lh

@Fred2-123

2 ай бұрын

@@sixxgunz3774 If he did, people would analyze those funds and tear them apart. And reveal that Dave is totally wrong and perhaps lying.

@jaredgould2426

2 ай бұрын

@@sixxgunz3774 🙄 I haven't thought of that before.

✝️

I got $5 what can I do with that. Buy some chips?

Coach bags are not 5K? 😂

@YaYa-zp6vb

Ай бұрын

Maybe Chanel

@3:27 The funds he buys always beat the S&P 500...it's not that hard, just open up the prospectus..

@andronickmartusheff

2 ай бұрын

That part seems wildly inconsistent with the rest of his teachings. Index funds are the general purpose advice for retirement investing.

@lyonk-tz8qf

2 ай бұрын

That is BS.

Oh man, I cracked up hearing Dave describe the $1-10mil family. Nailed us. We really don't care what others think, and everything Dave said is exactly how we live. 🤣

Unless you are a millionaire, why would you want to invest like one? There is a big difference between growing wealth to become a millionaire vs wealth preservation once you become one.

The audio and the voice are off from his mouth

He doesnt like ETFs?