Great discussion Wish I had heard it years ago

@TheFifthPersonChannel

Ай бұрын

Thanks! Glad it was helpful!

Nice to hear different investing philosophies 👍🏼

@TheFifthPersonChannel

Ай бұрын

Yes, investing is very personal, even with the same principles and philosophies!

Great sharing 😊

@TheFifthPersonChannel

Ай бұрын

Thank you! 🤗

Luv video,,like when u guys talk about us stocks and dividends

@TheFifthPersonChannel

Ай бұрын

Thanks!

A lot of these i think there is no wrong or right its just which strategy suits you. For me when it reaches a price I sell when it is low I go in again. Just do what you are comfortable with.

just buy the magnificent 7 and keep for 5 years and longer. no need to attend any classes or follow any guru. be focus and don't waste time diversified into dividends stocks/REITS. if you want dividends, just buy the 3 local banks. no need to worry about DPU, REITS issues, political headwinds. The best investment is those that you don't need to do much monitoring. Follow the KISS principle.

@xfall86

Ай бұрын

No love for index etfs?

@superconnie5003

Ай бұрын

correct!

@SriRam-fp1kt

Ай бұрын

What's the magnificent 7?

@shahiranamran9986

Ай бұрын

@@SriRam-fp1ktApple Amazon Alphabet Microsoft Meta Nvidia Tesla. But do note all this fancy names and acronyms(MAMAA,FAANG etc.) changes from time to time.

@user-gm7du2ms7v

Ай бұрын

Worst pick ever

Time is the biggest asset that most people squander. You really only have 5 chances from age 25 to embark upon a low risk 30 year investment journey towards financial independence. After that, it's certainly possible but gets harder the longer you leave it

@TheFifthPersonChannel

Ай бұрын

So true. We are all investing against the time we have left.

Can u guys do a round table for ETF, how to choose , what to do, when to buy when to sell & what to avoid? Thanks guys

@TheFifthPersonChannel

Ай бұрын

Thanks! We'll consider this

Thanks for the video. How do you invest in Singapore Saving Bond ?

@TheFifthPersonChannel

Ай бұрын

Hi Regina, you can invest in SSBs through DBS/OCBC/UOB via ATM or internet banking. www.mas.gov.sg/bonds-and-bills/investing-in-singapore-savings-bonds/how-to-buy

SSB 's oversubscribed ! Seem that i won't get full allotment 🤣🇸🇬

Gentlemen, we are now in between crises!

@gliu1431

Ай бұрын

What crisis?

What about capitallandinvestment

I just want my money to keep outgrowing the inflation rate...That’s why I'm looking for companies now to invest about 150k i have parked in the bank. Just don't know strategies to employ to make significant gains

Hi Rusmin, just want to know your opinion on HK tracker fund - do you have an entry and cut off price ie a price that makes this etf too expensive to invest in? Also you mention 2 singapore stocks both are REITs - doesn’t this mean that you are not diversified enough?

@TheFifthPersonChannel

Ай бұрын

We can look at an index's historical valuation as a gauge. The Hang Seng Index is currently trading around 10 times earnings, when its historical average is 14. Like we illustrated in the video, each REIT only has a 5% allocation in the example portfolio.

@meililee9032

Ай бұрын

@@TheFifthPersonChannel thank you

China is not in crisis. The government is implementing measures to bring the property sector back though it will take sometime. Overall 2024 GDP will grow about 5% perhaps 5.5% if not due to property sector. Consumer confidence will gradually come back.

Just sharing - if portfolio is small, less than 20k, concentrate 5-8 growth stocks. Reason is even if you get it wrong, active income can easily recover the loss. However if mid 6-figure portfolio, the thinking would be different. It’s about wealth accumulation vs wealth preservation.

@TheFifthPersonChannel

Ай бұрын

Good point!

In current global financial situations, how about dividends paying mutual funds (fixed income) that comprises 100% AAs bonds or 60% AAs bonds with 40% equity exposure for example ? These pay 7%+ dividends and should the FED rates go down the bonds dividends would increase (bond prices go up with interest rates go down, likely end of this year or next year)). In current USA stock market highs and uncertainties, bonds are essential because of their "cash-like" stability and liquidity factors.

@TheFifthPersonChannel

Ай бұрын

We mentioned Singapore Savings Bonds which are very stable and liquid, but have no potential for price appreciation. Yes, someone could also consider investment-grade bonds with the view that the Fed could cut rates and, as a result, push bond prices up.

@firstlast5296

Ай бұрын

Any particular bond to recommend?

Why only Rusmin share his. What about the other two guys.

50% on wife, 40% myself, 10% girlfriend(s)

@TheFifthPersonChannel

Ай бұрын

Careful. Someone could get jealous

How do you feel abt the nvida stock now ? Buy or sell

@ovebrinkmann3065

Ай бұрын

hold

Victor, can you share the 5 HK shares that you will put your money into now? Rusmin and Adam shared theirs... Thanks.

@beedeebee179

Ай бұрын

the last time they share about hkland, it went down from 3.5 to 2.7

@TheFifthPersonChannel

Ай бұрын

You can analyse our investment thesis on Hongkong Land here: kzread.info/dash/bejne/iniCr6qFdNe7Xbw.html Hongkong Land is currently trading around 0.25x book value at $3.30~ and offering a 6.6% dividend yield.

@protozoabio

Ай бұрын

@@TheFifthPersonChannelVictor thanks for your insights. Your thoughts about hang lung pls.

Can you guys pls do an analysis for BYD 😄

@TheFifthPersonChannel

Ай бұрын

We'll think about it!

to like a company is ok.but don''t love a company. your personal runway must also be enough to sustain the investment.

any views on mutual funds ?

@TheFifthPersonChannel

Ай бұрын

Similar, but an ETF offers more flexibility and usually lower fees.

i’ll put it all on red

@TheFifthPersonChannel

Ай бұрын

Will definitely be life-changing either way! 🔴⚫🟢

Is there some tips for us in defining the crisis, as in now we are definitely in a boom market, waiting for a good opportunity to deploy our capital, but how do you actually decide when is the time to enter the market with a “good price”? Like drop 5%, 10%, 20% from the highest price?

@TheFifthPersonChannel

8 күн бұрын

You can usually tell when the entire market is in a crisis; COVID-19 was one example. More typically, you will wait for a stock to be undervalued based on valuation metrics, not just its price.

@meGusta2878

8 күн бұрын

@@TheFifthPersonChannel thanks dude

Interesting take... I was expecting the usual boring ideas like "just invest in index fund".

@TheFifthPersonChannel

Ай бұрын

Glad you liked it!

just dump 100% of it in accumulating s&p 500 etfs and forget about it, then focus on something else like growing your skills for more opportunities

@TheFifthPersonChannel

Ай бұрын

That's one way to do it

I will buy silver coins. Period.

Hi, can do a analysis on SATS latest earning results?

@cpteo8847

Ай бұрын

I think you can find it somewhere else. Why would they want to concentrate on just 1 stock? Do your own research before you buy

@TheFifthPersonChannel

Ай бұрын

kzread.info/dash/bejne/fGuL2bKYhdi0mNo.html

$100K put where ? Put in my pocket.

@TheFifthPersonChannel

Ай бұрын

That would technically be savings at 0% interest.

No mention of bitcoin

@TheFifthPersonChannel

Ай бұрын

We don't touch crypto personally

Hold 4 bitcoin or invest little every week

Singapore Reits are crap.

@gliu1431

Ай бұрын

You can buy now hold it for few years when interest rates are cut by at least half then the share price and dividends will go up.

Throw in some bitcoin also.

@nickdoggett6443

Ай бұрын

Crypto very risky

Prepare to lose a lot of opportunity cost if you listen to this advice.

@TheFifthPersonChannel

Ай бұрын

All in Tesla! 🚗

@david888a

Ай бұрын

@@TheFifthPersonChannelthat’s a good suggestion, all in on TSLA, don’t bet against Musk…

@TheFifthPersonChannel

Ай бұрын

It was a joke!

@david888a

Ай бұрын

@@TheFifthPersonChannel I wasn’t joking in my post..

@TheFifthPersonChannel

Ай бұрын

🫠

put 50K into crypto; 10K each into btc, eth, sol & link, and balance 10K into meme coins

@bluePigeon-jm5pm

25 күн бұрын

which meme coins?

$100k put where? -in my pocket,

@TheFifthPersonChannel

Ай бұрын

That would technically be savings at 0% interest.

100K all in in DBS bank, at current SP, 2801 shares at 54 cents a share dividend, $1512.54 qtrly, $6050.16 annually, reinvest the divvy compound for 25 is $433K . Yield will increase overtime n not counting SP appreciation…

@Journeytofinancialfreedom2

Ай бұрын

Totally wrong when you consider that when i/r decreases NIM will decrease and the stock will go down. Why buy it when it is a bull market for dbs.

@david888a

Ай бұрын

@@Journeytofinancialfreedom2check back in 25 years where the SP of DBS will be… today it’s $36.69. n reinvesting the dividend equals $184 shares a year…after 1 year,its 2985 shares n compounding… with higher yield n shares… u can retire on the passive income

@nickdoggett6443

Ай бұрын

Excellent. Good yield, and as safe as could be. DBS will not go under, if it does the whole SG is finished!!!

Buy patek phillipe watch , 😂

@TheFifthPersonChannel

Ай бұрын

Is $100K enough? 😂

@GodTell7

Ай бұрын

@@TheFifthPersonChannel more than enough!

You listen to these 3 “gurus” asking you to diversify so much, you probably won’t earn anything much yoy 😂

@TheFifthPersonChannel

Ай бұрын

You definitely don't have to listen to us at all; always invest in a way that personally suits your goals and risk profile.

US - ulta, warner bro. HK - link REITs, hang lung, ICBC. Sg - Mpact, MLT. Thank me later.

@temasekb

Ай бұрын

Appreciated.

@xfall86

Ай бұрын

Yzj shipbuilding

@Goato_YT

Ай бұрын

For me, I will avoid HK and China related investment

@renseggink9166

Ай бұрын

Do you like mpact or mlt better and why?

@kongakau5058

Ай бұрын

@ignatiusee3564 A listener of ML?

I just want my money to keep outgrowing the inflation rate. That’s why I'm looking for companies now to invest about 150k i have parked in the bank. Just don't know strategies to employ to make solid cashflow.