Thanks for the shout out bro!

@NaamWynn

3 жыл бұрын

Not a problem! Love your videos man!

@a3sully

3 жыл бұрын

@@NaamWynn you have a scam artist trying to get people to send info to a fake email address similar to your email. There's a Naam Wynn in the comments but it isn't you. I have been on some other youtube sites and have noticed there are a lot of scammers out there impersonating some of the people putting out great content such as you.

@miguelmaxime8814

3 жыл бұрын

Good night Naam, I have to tell you..you and 1 other person and she really broke down how to really use a credit card. You took it to another level and I am In love with you for that 🤗😊 you are a great teacher, I love listing to you break down the do's and the don'ts. You have make me want to have credit because I never like it, well I did come from a country that really didn't need it but, living in NYC for a long time now, you have made it so easy for me because, I couldn't get it. But with you and the TD bank advisor both of you really made me fully understand how to really use a credit card and build your credit score. Well you better consider me as your new best pal because I need people like you that makes a difference like myself and there is an old saying.. (Birds Of A Feather Flock Together) And now the question. My credit score is a 7+ I am kind of a private person when coming to these things and prefer talk in private but your cool. What is the best unsecured credit card for me that you will recommend ?. 😂😂I am a very simple person I am in more in the category of tier 4 and I really don't care for Tier 5 😂😂 lol. I love you for sharing this is how I speak very open minded. Looking forward to hear form you with results. Thanks for this video you have made my morning and I love you for that. May God continue to bless you always ❤🤗

Tier 0…credit repair is a challenge worth taking on! Little by little, pressing on. 💪🏾

VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but this name below info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well

@roseannebradley9715

2 жыл бұрын

BAD KhenCorp⨀COM

I AM SO HAPPY! MY SCORE IS NOW AT 830 FROM 490

@mar-f7b

2 жыл бұрын

through the help of Raul

@mar-f7b

2 жыл бұрын

+1

@mar-f7b

2 жыл бұрын

407

@mar-f7b

2 жыл бұрын

494

@mar-f7b

2 жыл бұрын

4256

The aesthetics of your videos are amazing. Thank you for the information

Tier 3 for life! Just hit it a few months ago. Thanks for getting me there!!

At 34 years old I finally feel ready to settle down long enough to buy a house. Unfortunately due to previous horrible stupid life decisions, I'm forced to start with a zero balance in my savings account. On the bright side, the huge amount of debt - consequence of those bad decisions will be payed off next month! 🥳 It's never too late to start saving like there's no tomorrow, and I'm really REALLY excited and motivated. Oh and Graham, fyi my emergency fund is also a done deal! by This name below team lol, i didn't made it myself

@roseannebradley9715

2 жыл бұрын

BAD KhenCorp⨀COM

This should be the go-to video for everyone looking to get a credit card. It would save people a lot of time and energy if they just came and watched your video first- wish I would have found it before any other website or video! With so many options available, researching credit cards can be a daunting for someone who's trying to compare cards and trying to figure out what they would qualify for, because nobody wants a hard inquiry on their report just to not get approved. There's a lot of boxes that both the user and the company want checked. As someone who doesn't know where to begin when it comes to finding a decent credit card, this was incredibly helpful in understanding all the different options and where I land on the credit card approval odds scale.

I just ran across your video on NFCU CARDS you are very informative and very out spoken and I learned a lot about my credit union. I am now a subscriber to your page thx for your great content.

I just had to leave a comment I LOVE ALL your videos You give us what we need you straight to the point I have shared some of your videos as well. I'm working on my Personal credit and now I'm working on my business credit Thanks for all the advice and tips and thank you for being you and all that you do!!!!!

Very interesting! thanks for the shout out bro!

Love this video! I'm in Tier 3 (but Tier 4 seems within reach before the end of the year)! Ultimately Tier 4 is where I want to be so I can get a (good) frequent flier card. My wife is a little more in a grey area. She's technically in Tier 3, but had to file for bankruptcy two years ago because of medical problems, so I'm assuming she doesn't qualify for any of these cards for at least a couple years (that said, with my help, her FICO went from 300 to 661 within two years, so she's doing much better now)!

GREAT DETAILS FOR THE DIFFERENT TIER CARDS

They need to teach these in school, much more useful than biology and chemistry classes

@admin.....5037

2 жыл бұрын

Thanks for watching and don't forget to hit the subscription button for more info... Consultation... and advice... Text w@sap below *+¹=³=⁸=⁵=³=⁵=⁹=³=⁷=⁷=⁴*

you’ve been doing since we meet, surely coming back for more my life

Very good video man!

Thanks for the info it was helpful

I did this starting out with a secured Capital One card and within 5 months now being approved for a 10k limit Discover it card thanks to you Naam

Great Video. Informative. I went from a Credit One Bank 200 dollar credit card a year and a half ago to an Amex Platinum and Citi AAdvantage Platinum Select. Doing ok. Tier 3/4. I also see some of that stuff behind you! Former Navy Corpsman, 1/1. Rah!

@voicelover23

2 жыл бұрын

I'm trying to get where you are - how'd you do it?

Good info👍

Amazing info as always bruh ! 👏🏾👏🏾

6 years ago I was in tier 2 had maxed out my first credit card and my score was in the 640s. Now I'm tier 4 with a 815 score and no credit card debt. I took the route of paying off my old debt and signing up for a couple more cards once my debt was payed off but making sure to always pay off the balance each month

Yea Navy federal gave me a really high limit. I applied and was denied at first so I got a service from this name below, and I was approved for a capital one. The limit was so small lol but I took it and worked on it. Because if that it helped my credit and I believe that’s what made me finally get approved for navy fed with such a high limit. they're still working on increasing the capital one since it was so low. All in all I’m satisfied.

Thank you!

First Great content man

@NaamWynn

3 жыл бұрын

Thanks!

I did well I clean 5 collection I have one left about 1 year.I use credit carma and before my credit score 583 lol now 720.

good info

Great video keep pushing out these bangers!

Tier 2 headed to tier 3 🤗🙌🏻

I am currently in tier-3 have 8 active credit cards. Combination of Atleast 2% on any spends, 5% groceries, 4% fuel, 5% amazon others for special offers. My aim is to maximize the returns I can get be the card in any tier. Credit score-760 Age-30.

Thanks nam

Thanks for the info! Kickoff is awesome and I used you as reference so I hope you get something?!

@naamwynn.1494

3 жыл бұрын

*Lol not really if you need any assistance send a message to my maiI below thank*

I have the capital one quick silver one and the Discover it card.

Im tier 2. My score is in the low 600s - i have Chase Freedom Unlimited, CapOne Platinum and the Apple card.

I have NO credit cards. Only 2 delinquent payments...no bankruptcy....and I'm still in the high 500's....what the heck?

I just applied for the tomo card and was approved for 5k

Great video that outlines how to climb back from bad credit.

@NaamWynn

3 жыл бұрын

Thanks guys!

Tons of good info! Thank you

@rickitarealtorandcreditrep1638

3 жыл бұрын

You’re welcome ❤️ Tons konsequ if you need my assistance you can reach me at my business via mail below thanks

WORDS ARE NOT ENOUGH TO EXPRESS MY GRATITUDE TOWARDS YOUR KINDNESS TO OUR FAMILY this name below WE ALL SAY THANK YOU VERY MUCH

@allicejay4599

2 жыл бұрын

BAD KhenCorp⨀COM

Great video

Moving from 1 to 2 getting closer to 3

Tier 4 here… and that seems to be my ceiling 😂

I waited and skipped all the back cards and went straight to the top. Just by listening to some of your advice. My FICO is at 690 and my credit score is 740 all around. I got the Chase sapphire 20k and a New Federal Flagship with a 30k limite my goal is the Amex platinum. CK says my chances are good. But the pre check on Amex only offering me the Delta card.and that one is definitely not worth my time.

I remember getting advice to not abuse my credit cards which I did back then having 750, 600 and 300 credit limits credit one capital and apple now my score went down the drain now I have a secured card with navy and I just gave a 200 increase for my 250 limit. Something I’m sure most of us can refer to when you start out😂

I'm trying to rebuild my credit and am have a really hard time. Seems like every time I get close to getting ahead I fall way behind due to unforseen events. Any idea what I might try to help negotiate my way to the black

I think I'm in Tier 2 or 3. I have both the NFCU Flagship and AMEX card

Hi , so im new in the us and new in this credit thing so i dont know mutch and just getting started , still dont even have a credit card. My question is what will be the best app for me to build my credit score fast?

If you get a Citi secured card, is it possible to product change it to the double cash card after graduation?

Over the past 3 years I’ve brought my score from 480 all the way up to 655 now. I actually now have a couple of those Tier 2 cards mentioned in this video! :) hopeful to get into the 700’s by this time next year

@rickitarrealtorcreditrepai6112

3 жыл бұрын

Hopefully you will get it

@rickitarrealtorcreditrepai6112

3 жыл бұрын

Oh hm refer your question/compliant to my business. Mail below

@rickitarrealtorcreditrepai6112

3 жыл бұрын

Naawynn89 GMAlL

@desireedegenar6110

3 жыл бұрын

How I have a 500 credit score and don't know how to get it up

my brother went from a discover secured to an fnbo evergreen card visa sig in 11 months.

I would recommend anyone serving in the military to get the AMEX Platinum, in fact I would say it’s a must for no other reason that there is no annual fee for military members.

@admin.....5037

2 жыл бұрын

Thanks for watching and don't forget to hit the subscription button for more info... Consultation... and advice... Text w@sap below *+¹=³=⁸=⁵=³=⁵=⁹=³=⁷=⁷=⁴*

Hi Naam, will it negatively affect the other party's credit score if I am added to their account as an authorized user?

Do you do Canada Credit Score, Canadian Credit History, Canadian Credit Report ...

Tier 1 boys.

Hi Ma'am, just wondering what are some good companies that sell "additional users for lines of credit". Appreciate your help. TY

@michaelvora5432

2 жыл бұрын

Naam

I have a Apple Card, NFCU, capital one, etc and just got discharged 1 1/2 ago

hi i have a new credit card but i want to pay the money bill of my old credit card with my new .i can or cant do that my new credit card is chase unlimited

Can you do a video on Upstart loan?! Thanks

@NaamWynn

3 жыл бұрын

Coming soon!

Between tier 1 & 2.

Do you do credit repair ?

I saw the ad for your course. Are you not accepting paypal for payment or did I miss the logo.

@NaamWynn

3 жыл бұрын

It’s through teachable. The payment processor is through stripe.

Solid info 👍🏼👏. I’m working on my credit as well.

@NaamWynn

3 жыл бұрын

Yes. Let’s go!

I'm at tier two ,I think I can get a tier 3 card but I don't want another hard inquiry right now. I'd like to get a tier 4 but based on your info I may pass on that

@admin.....5037

2 жыл бұрын

Thanks for watching and don't forget to hit the subscription button for more info... Consultation... and advice... Text w@sap below *+¹=³=⁸=⁵=³=⁵=⁹=³=⁷=⁷=⁴*

You don’t mention what tier the AMEX Green Card would fall into. I assume tier 3. No one seems to have any love for the green card. I wonder why?

Anyone know how i can get the student loans off my back? I don't make that much money and am looking for a higher paying job but no one calling me back. It's the only thing that's hurting my credit.

What about new credit

I got the citi secured card years ago to build my credit. Despite having a Citi Custom cash card, 10 other top tier cards, and an 800 credit score I annually get an email saying my card will remain secured ehich means ill never get my deposit back. It was a HUGE scam.

Tier 4 with 750 TU, EF 740, EX 757. I currently hold 6 Amex(plat, gold, Delta gold, Hilton Aspire, BBP, Marriott business), 2 Capital One(Venture one, Quicksilver), 2 Barclays(Choice Privileges, AAdvantage Aviator).

@kennethcox9883

3 жыл бұрын

I don’t feel so bad owning so many cards now lol how you like the delta gold over the delta platinum

I have a question I'm not American but I'm visiting America next month and I will stay there for about 2 weeks I want to buy somethings while I'm there but I don't have a credit card (I only have cash) so what is your recommendation for a fast credit card that I can but money in and buy things using it

@davewhite756

3 жыл бұрын

Walmart has prepaid visas available. You can load them with up to $1000 for $4.99. I’m not sure if you need an identity card or social security number though

I went from tier 0 to tier 4 from Jan to July

@khariodub8182

2 жыл бұрын

What did you do to get there bro? I officially cleaned my credit. Its basically back to beginning stages. Any help would be greatly appreciated!

Hi I'm at 530 and really needassistance just to get. To a fair to good standing pls help..

Another Great Video! Congrats on 100K Subs!

@NaamWynn

3 жыл бұрын

Credit Plug. Awesome to see you in the comments! Thanks man! You’ve been killing it!

@Wyk985

3 жыл бұрын

@@NaamWynn please assist me

Thank you ..

Maybe credit union is better than banks

Where are all my tier 0 people at? Holla at me. Lol

Tier 4 trying to get tier 5 in the next 8 years

Semper fi brother! If there’s two sources reporting the same account, is that legal? The two accounts being the original loan that went into collections, and then the collections company. Thanks

@DominiqueJHealthWealthTravel

2 жыл бұрын

No, that's definitely illegal. Did you send in dispute letters? Those work better. BUT of course you can dispute both to the credit bureaus.

Why in the world would I pay a collections off that's going to fall off my report in 2 months. I'm not going to pay some collections company I never signed a contract with them they can take a hike.

I improved my credit score over 100 points in the last year my goal is an average score around 750 right now it fluctuates 680 to 709 so I am doing so much better managing my credit and getting better at it

Watching cause my credit fell from 600 to 375 during pandemic...still have 2 capital ones and an indigo...making payments on time and staying positive

@fashionablylate9020

3 жыл бұрын

Also, try to make your payments a week before. That also helps. The Self app can help as well

I have horrible credit and I cant even get a credit card and dont know what to do. I am so much more responsible now. Before I was careless af but nobody will give me a chance to show I can make my payments. Its rediculous.

The best way is to pay your bills

I got lost with graduating thing. Is this mean once you paid they take the card out of the system???

@NaamWynn

3 жыл бұрын

Graduating just means a secured card gets upgraded to an unsecured card. A security deposit is no longer needed, and should ,e refund back to you.

I’m in tier 3 690-700 score I have 3 credit card my navy federal card highs 10k using 50% smh 🤦‍♂️ plan bring it down more this year hopefully

I am new to the US, a couple of banks rejected my application. Then I went to AMEX and got a Gold card in a matter of minutes. Is that good sign to get a good score soon?

@digitaItrapping34

Жыл бұрын

Send your question as a message to my email at

@digitaItrapping34

Жыл бұрын

Wynnnaam GmaiI

currently at 700 with a goal of 800+

Wonderful information and would love to have you help me get to tier 2/3 I am currently fixing my credit - thanks for the motivation Have charge off - which I am making a settlement deal with ) and paying off my “good cards” - can you recommend companies that will help ??? Or urself - thanks 🤩

@chasenchikn321

3 жыл бұрын

If you havnt as of yet PLEASE get consultation for that charge off before you agree/decide to pay it off. STAY FOCUSED & STRONG! 💪🏾💯

@simoneandrews215

3 жыл бұрын

@@chasenchikn321 who can I call for the consult ???? I watch ur video on the topic and took ur advise and paid them and got the letter settlement paid in full and chase stated that they will update the credit bureau - now I am scared 😱

What if you have 720's+ on all bureaus but one is showing a charge-off..what tier do you fall into?

@the_revan_group2018

3 жыл бұрын

@Naam Wynn. where do I find that email?

I have 10 credit cards. All are on automatic payment plans

@bearbear4030

3 жыл бұрын

I have 9 and owe $47 lol

Do charge cards build your credit, better than credit cards, due to a lack of a safety net? Alongside credit cards?

@NaamWynn

3 жыл бұрын

Slightly, since there is usually not a credit limit reported. So credit utilization works differently with charge cards.

I'm at 564, how fast can I get to 700?

i have a secured card with bank of America and never been graduated even tho my credit score went up . i had the card 9 years now ..

@naamwynn3838

3 жыл бұрын

For any assistance send a message to my business mail below

@naamwynn3838

3 жыл бұрын

naamwynn1 G- MAlL

What does it mean when the pre-approval it means you going to get the card

@rachelyea5915

3 жыл бұрын

You have to put money on and they match you?

Debt is dumb cash is king

HI I need some help with repair or just clearing. My situation is very different and you don't touch on it. I will reach out. Thanks

have turn around now..

How can i clear or clean my credit.

@Chavez1979

3 жыл бұрын

@@naamwynn.4912 That's my email

Tier 2 but would like to be at tier 3

@rickitarrealtorcreditrepai6610

3 жыл бұрын

Here’s my via _naawynn_89 -g -‘mail-

Hi! Thank you for the content. I have a quick question, I'm rebuilding my credit and want to know how long should I wait in between getting new credit cards to help my credit? I heard some ppl say every 30 days but I'm not sure.

@SndBarrera

3 жыл бұрын

No no no, you need to work on your credit habits first if you already have one. Make sure you have enough income to support spending habits, if you have debt/loans take care of that. If you have one use it responsibly and then request a higher limit and use it for 6 mo to year. Tryng to get a bunch of cards at once will back fire on you if your score is low. Once I got my credit score into the 700s, I have applied for ONE really good card per year.

@DominiqueJHealthWealthTravel

2 жыл бұрын

I would honestly say around 6 Months. If you apply every 30 days it looks like you are desperately looking for funding. Which is an indicator to lenders as a red flag. Capital One for sure only lets you apply every 6 Months for their cards.

Do I have too many credit cards. ?????? What if I cancel all but 4

@alicetedford5530

3 жыл бұрын

You can new one.i get my through a vendor on FB messenger cerderplug400 she is Fast

@davewhite756

3 жыл бұрын

Keep your oldest and any without an annual fee.