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@jamesrobert4000

3 жыл бұрын

Hello guys I want to show my gratitude to this guy for helping me get my credit score up to 840 from a lowly 650 he cleared all the negatives on my report, late payments and charge offs. I was finally deemed eligible to get that loan to start my business. Things weren't looking too good for me financially prior to using His services but i can proudly say i am in a much better position. It has been so beneficial letting him handle all this for me he increased my credit card limit to $25000 from $1000. Do not dwell on it if you are in a bind financially contact him via text +1 (310)627 8867 . I have not been in a more comfortable financial situation prior to meeting him don’t pass up this opportunity. Get yourself a very healthy credit score also

@williamtaylor1591

3 жыл бұрын

I just had a past due collections appear on my credit report from 5 years ago. I knew nothing about it. I called the credit collections company and paid the debt. I I called the collections company and they said "no" that's up to credit bureau. I just called Transunion again and they said it was no longer on report. Experian won't answer their phone so went online, all effort to correct this was proven abortive and I needed to do this fast for me to qualify for a house mortgage. Few weeks ago I came across this credit coach who many had recommended how he had helped them with their credit score. I contacted him via his working line +1(310)6278867 and asked if he could help me. He answered boldly 'YES' and explained to me in detail the whole process. I gave him a try to my greatest surprise he did an amazing job. My score has been boosted to 787 on average across all bureaus and all 3 items were removed.

Credit limit is so important. You don't want to use too much of your credit. I usually request a credit limit increase. great video.

Every once in a while I’ll run across someone who gets upset about those automatic increases.😅 I’m just like, “Bro, that’s a great thing. It doesn’t mean you have to spend more money.”

@NaamWynn

4 жыл бұрын

Haha, so true!

@liamking6915

4 жыл бұрын

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@ariellawoods6846

3 жыл бұрын

Just reach out to Amazing Billionaire Hacks on +16785613296 or on Instagram @amazingbillionaire_hacks if you need money in your bank account or credit card. NO UPFRONT FEE is required if you are in USA or CANADA. Steven increased my credit score to perfect 850 and has been helping me get $12k every month for 3 years already. Contact him now and thank me later. It's up to you to make your dreams come through, let's go!! 1000s of people have changed their lives during this pandemic alone. Wise up and take action!!!

@tblub.9270

3 жыл бұрын

This is my mil. She got mad when Capital One tried to increase her $3300. I explained to her that that was a good thing especially since she was well over 50% utr on that one card and 18% on all of her cards.

Great video man!! Yeah increasing that credit limit can be really helpful long-term!! I always enjoy your content!!

@NaamWynn

4 жыл бұрын

Definitely man! Too bad I’ve open too many cards the past 2 years so I’m stuck for now. Im glad you stopped by!

I had to subscribe! You are the only one who actually makes this process full proof! Thanks

YAAAAASSSSS!!! New vid for the New Yr :)

💎💎💎 gems in abundance!!! Such valuable information Naam, keep it coming! 💪🏁

@NaamWynn

4 жыл бұрын

Thanks Q! That means a lot. 🙌🏽

“If your in credit card debt, don’t even as for a credit increase”. I felt that.

So grateful for your channel. I grew up parentless, so needless to say I had no input in these matters that could make me or break me! I'm 49 and just barely building up my credit. Thanks for your practical suggestions and the wealth of your knowledge 😉 Happy New Year's to you!

@gogurletc8170

2 жыл бұрын

Bless you! It's never to late You got this...

Great video. I learned and relearned a lot. Thank you👍👍👍👍

Nice great video & great information. I know you mention In the video. The best thing is to do is get those automatic credit increase. I know the feeling. From my capital one credit card went from $500 to 1800 dollars. Definitely makes a difference when I made more money & my utilization is 0%. Thanks for the video.

@NaamWynn

4 жыл бұрын

Glad you stopped by! Utilization is such a big portion of your credit score, so if we focus on the biggest factors of credit scores, the better chances we can improve it. Thanks again!

I love your content dude! I have learned so much and made your videos must watch financial educational videos for my kids. Keep up the great work brotha.

@NaamWynn

3 жыл бұрын

Much appreciate James!

You are the man for sure a lot of help

Sooo important!! Utilization is so important. It’s funny that I have the Bank of America 1,2,3 card for nearly a decade and I pay it of before it is so but they never increase the limit. I’m fine it as I use it as a budget lol rather than tracking all of my spending. I’m lazy lol. I just keep on getting more cards to improve my utilization.

@NaamWynn

4 жыл бұрын

I have a BOA card as well, and since you mentioned it, I think thats one of the few cards I have I didn't automatically boost my limit. Oh well, I like opening new cards as well, since I do love the sign on bonus!

@tinataylor4203

3 жыл бұрын

Naam Wynn Bank of America is one bank that has given me regular increases without even asking. From 500 secured to 10,500 unsecured

Definitely gonna be asking for a credit increase this year for my business 🙌🏽

@NaamWynn

4 жыл бұрын

Hell yeah man! Business cards have been more generous with increases from what I encountered.

@liamking6915

4 жыл бұрын

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Naam your content is unique in the facts that you covered that last point in the video. Also do not see in a decent amount of credit limit videos, go get another credit card.

Perhaps it’s just me. My chase sapphire preferred card is a hybrid card with no preset sending limit. It came with a $30K credit access line for credit reporting purposes, but I can charge way more than that. Any charges above the credit access line is due in full when the statement comes. So limit increase is not needed.

@bettymcgehee8874

4 жыл бұрын

It is with utmost joy that I write this, I had a low credit score of 420, loans and evictions in my profile. Sometime in July I applied for a house loan but got turned down because of my credit issues, I knew this was a problem and wanted to solve it by all means, a friend introduced me to this hacker (Mark Lazzaro) who helped him. We connected and he fixed my credit, I am very happy and I want to recommend him to you. Contact him via:PATCHCREDIT@GMAILCOM.

@domaindefense

4 жыл бұрын

uhm, yup just you lmao

@ariellawoods6846

3 жыл бұрын

Just reach out to Amazing Billionaire Hacks on +16785613296 or on Instagram @amazingbillionaire_hacks if you need money in your bank account or credit card. NO UPFRONT FEE is required if you are in USA or CANADA. Steven increased my credit score to perfect 850 and has been helping me get $12k every month for 3 years already. Contact him now and thank me later. It's up to you to make your dreams come through, let's go!! 1000s of people have changed their lives during this pandemic alone. Wise up and take action!!!

I see you are an Amazon Affiliate now! I created my account last week. Super easy to setup.

@NaamWynn

4 жыл бұрын

I had one for awhile now, but I had it link to a website call Kit.co so my description would look neater, but I’m not sure they were working, so I decided to post a few here.

I like that you tell them about the ding. It's about the long run not the short run to boost it :)

@NaamWynn

4 жыл бұрын

Exactly, gotta be in it for the long run.

@Worldpeaceforeverremains

4 жыл бұрын

Been in the long run for almost 2 years and that is just the beginning, from starting limits of 200, 300 to 6k starting limit now on my first real card. Gonna ride it for a while and just increase these limits befire I get a 2nd real card at least 1 year from now, then 2 years after that.

I'm not a big spender my utilization is 1% over 30,000 dollar's of credit cards and primary's. But I only buy pallets to sell merchandise online and off.credit is 750-770 over 3 bureaus but I just want business credit now. I don't care for personal credit card's as much anymore I just need investment cash.Its better to do it over the phone anyway.My discover it card is 10,000 limit discover is very generous. Oh I see you are military thanks for Serving bro✊

Great tips

@NaamWynn

4 жыл бұрын

Awesome! Glad you found it helpful!

Yea I have ask for a credit increase I was told I don’t need one, and I try to keep my inquiries low I have 1 maybe next year I’ll get another credit card

@bettymcgehee8874

4 жыл бұрын

The only reason I can refer you to Mark Lazzaro is because he lifted a very big burden from me. I am Betty from Ashburn, I had a very low fico score of 420. I also had so many negative items on my report, which deprived me of getting a car, house or anything else. I finally saw a friend of mine that had similar issue and recommended me to Mark Lazzaro, she gave me his mail contact: PATCHCREDIT@GMAILCOM and guess what he cleared all negatives from my report and boosted my score to 800 within 7 working days now I can smile again God bless you buddy you’re the best. Guys hit him up if you have bad credit score.

@susomila903

4 жыл бұрын

I already tried this method of boosting my score with credit cards but it made little or no progress on my score... I had to use the help of an effective credit repair company Credit PatchUp LLC and my score went up by more than 140 points after they deleted all my negatives including student loans and credit card debts on my report all within a week (Creditpatchup.com)

@isaiahsamuel4852

4 жыл бұрын

I bought my credit card from *mikeskyler* on telegram yesterday and I tried him he is real💯and legit

Damn your GOOD!! Great video!!!

@NaamWynn

4 жыл бұрын

Thanks!

I keep mine at 0%. I use my card to buy everything possible because of the cash back rewards, but I immediately pay it off in full. Credit card companies are making zero from me.

@NaamWynn

4 жыл бұрын

That’s what I like to hear! I’m in the same boat!

@MM203_

4 жыл бұрын

Same , I treat my CC like a debit card If I don’t have the funds to spare then I don’t use it

@AlexM-fq5nb

2 жыл бұрын

Yup. I net 30 everything and I love the rewards! Truly the only way it should be done.

Mine is at 40% but I pay it off in full every month (I run alot of facebook ads and use it for cash flow purposes)

@ariellawoods6846

3 жыл бұрын

Just reach out to Amazing Billionaire Hacks on +16785613296 or on Instagram @amazingbillionaire_hacks if you need money in your bank account or credit card. NO UPFRONT FEE is required if you are in USA or CANADA. Steven increased my credit score to perfect 850 and has been helping me get $12k every month for 3 years already. Contact him now and thank me later. It's up to you to make your dreams come through, let's go!! 1000s of people have changed their lives during this pandemic alone. Wise up and take action!!!

Thanks for the advice

What is the link to that page you are scrolling down at around 3 minute mark in this video? Do you have more info on the cards that do auto increases and those that need to be asked?

Thanks slot bro,now I'm going to miss the whole point of the video cause I'm going to watch Bruce Lee and Jackie Chan!

@NaamWynn

4 жыл бұрын

Haha

Hoorah USAA!

My husband and i had state tax liens in New York that were listed as joint Responsibility. We both did a lot of try to get this off out credit but all effort doesn't yield result. so we decide it was best to go online in search of a reliable Credit agency who understand the credit system to come To our rescue and just after a deep search i came across Mendos. I told him about withdrawing our tax liens from my credit report and he explained to me the process to help me solve this. After some days we both got an agreement tax liens were completely gone after running his credit improving processes and my credit score being raised to golden score. He sent me verification of good work he had done on my credit he sent and i found on 3 credit bureaus... I couldn't have imagined my life so good fast , thank you so much Mendosanonymoushack🎡NET

Hi What is the best way to ask Chase reserve for a line of credit increase? Thank you

@NaamWynn

4 жыл бұрын

The best really is asking yourself why you need an increase. Has anything changed, like your income, mortgage or rent payments, or debt-to-income ratio? If anything for your finances changed for the better, the better the chances of an increase.

@liamking6915

4 жыл бұрын

Contact +13526410667 on whatsapp(he does not take upfront payment) and also through email excessmoney167@gmail.com if you need help hacking your PayPal,credit score fix, bank account,phone hack(cheating husband or wife)western union hack,money gram,credit card hack,instagram verification, facebook and many more.. His fast and reliable.

@isaiahsamuel4852

4 жыл бұрын

Seek help from *mikeskyler* on telegram , I tried him he is real💯and legit

What’s the best credit to open up

So if you get denied how long should you wait to ask again ?

Alot of companies have an unwritten rule. 91/3. Make sure it's been over 91 days since opening and paid 3 statements on time and in full

@NaamWynn

4 жыл бұрын

Good to know! 👍🏽

big expensive TV or a hand bag lol Man I have so been there in my life

Seen.

If you can control yourself then it’s all about opening new cards and collecting those miles...

@NaamWynn

4 жыл бұрын

Typically thats what I go for since I rarely have high balances on my cards and rather reap the benefits!

It’s not a question I was telling someone my situation

@NaamWynn

4 жыл бұрын

Oops sorry man.

If I have more money than I don’t need more money. Lol

Which is best bank for good credit card TD VS RBC.??or any other credit card suggested.

@NaamWynn

4 жыл бұрын

Sorry, since these are Canadian banks, I really don't know.

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4 жыл бұрын

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Australia?

Video starts on 1:46

How come no mention of tradine or authorize users?

@NaamWynn

4 жыл бұрын

I actually was just thinking whether or not to put it in the video when I was making in it, but I’m wanted to share ways the individuals had the most control. But I probably should have mentioned it anyways. Thanks for the feedback.

@preciouscredit

4 жыл бұрын

Supa Superlative www.smashwords.com/books/view/904822

@gamerx30

4 жыл бұрын

FICO 10 is supposed to get rid of AU this summer I wouldn't purchase anything at all as they will go back 24 months to see how your credit score was. FICO 8 is coming to a close.

Increasing your credit limit will kill you if you don't know how to manage your credit limit. For instance for someone that got a credit limit of $10k, that person is guaranteed that is going to spend mostly of his credit limit and automatically going into debt without him/her realizing. Paying down your debt specially with interest will hurt you alot specially if you income is less then $30k and if you making only $300 payments. Mostly people who come on KZread are below the median income so they should establish a keep a credit limit of $3k max for each card they have.

@aanuoluwapooyewole1801

4 жыл бұрын

With 3 late payments, a couple collections, life was not easy. I sourced for the help of a professional hacker. So many encouraging comments popped up in respect of Mark Lazzaro from Credit PatchUp, so therefore, I decided to give it a shot. I provided the necessary details he asked for as well as an affordable payment and to my surprise, he removed all negatives, paid debts(credit cards and loan) and increased my credit to 775. Message him on (PATCHCRREDIT@GMAILCOM) to fix your credit problems.

@ulucio86

4 жыл бұрын

@@aanuoluwapooyewole1801 i don't have credit problems, my credit is above perfect. My credit score is 789 from 3 credit bureaus and fico 760. If you didn't understand my comment i suggest to read it again.

@NaamWynn

4 жыл бұрын

It’s spam

@NaamWynn

4 жыл бұрын

Well said. It really comes down to self control. Paying off debt as quick as possible is the best way to boost your credit.

@lashoncoleman4924

4 жыл бұрын

1 Million Subscribers Without Any Videos, shut the fuck up.

very nice upload my friend, thank you for sharing my old friend, wishing you a happy new year🌺😀🌺 waiting for your usual visit to my house, 😀🌺😀🌺😀

Luckily my credit utilization is at 9% :)

@NaamWynn

4 жыл бұрын

Not bad. Lets get it to zero! 🙌

@ImStillStealingSteel

4 жыл бұрын

But Naam, I thought 0 utilization was bad. Cuz it’ll look like Im not using it.

@NaamWynn

4 жыл бұрын

@@ImStillStealingSteel Yeah, that's what I've heard as well. Some say to have at least 1% is the best, but it really depends when the credit card companies report your balances to the bureaus, so it fluctuates month to month depending on when they report. From my personal experience, I never held a balance that accrued interest and didn't see any impact on my credit score.

@ImStillStealingSteel

4 жыл бұрын

Naam Wynn - Personal Finance & Investing - Ok. I honestly have my own personal limit to check myself of $100 bucks. That way I know I can pay it off faster. And have one credit I use just to pay my bills.

ives me hope and motivation on the possibilities of owning a home. I am also a single mother. This video demonstrates how women can do it on their own. In my case, it seems impossible since My Credit got Low which always discourage and disqualified me applying for home. So I'm not sure if this nonprofit organization works internationally by helping single mothers or those whose dream to own a home, But i never give up trying ways to increase my credit and clear those negative items I met MENDOSANONYMOUSHACK🪐NET who wiped off negative items and increase my credit score to Excellent am a house owner thanks

Yes we all know this my utilization is 1% my scores are not going up and my cards limits isn’t going up

@NaamWynn

4 жыл бұрын

It’s can be other factors as well. You can request for a limit raise or open a new card that may help.

@curtisj2002

4 жыл бұрын

Sometimes you need to use these cards even for small purchases. Sometimes Just sitting on these cards won't always help they want to see usage..

@christophercornwell3601

4 жыл бұрын

Text me if you want to boost your score 4136487213

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4 жыл бұрын

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@jerrygregory4613

4 жыл бұрын

Hello, Naam great work and knowledge. My question I have bee paying my credit card in full on time as a result slight increase which increases my credit score significantly. However my score jump 44 pts one week,next week drop 44 pts with regular activity. What the reason for the drop

Naam sounds like Jatspri Sing from Minority Mindset.

@sandimarielavati2354

4 жыл бұрын

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@NaamWynn

4 жыл бұрын

Haha thanks!

Can I receive unemployment if my job close their doors in December 2019

@frankmatthew4220

4 жыл бұрын

KieKei Red One of the best way you can get helped is to follow *aprilpaxbtc on instagremm* he got me 5000 limit he’ll help you

@gogurletc8170

2 жыл бұрын

Yes you can

My grandpa is a Credit advisor. And it really doesn't matter what utilization you have, as long as you pay it in full you're good. Some could even argue that if you use 50%+ of your credit and pay it in full it will rise up fast and increase your credit limit even faster, and probably more higher than usual.

@NaamWynn

4 жыл бұрын

Great to know!

10-30k in 2 months wow

@NaamWynn

4 жыл бұрын

Crazy, I know!

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4 жыл бұрын

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You are a very clear speak. Credible information and great graphics! You need a PayPal donate button so we can send you cash for your info if we do not subscribe. Peace and blessings Naam.

@NaamWynn

4 жыл бұрын

Much appreciated!

Why do u do that with your hands wen u talk lmao

My score is pretty good 804-757-759

@liamking6915

4 жыл бұрын

Contact +13526410667 on whatsapp(he does not take upfront payment) and also through email excessmoney167@gmail.com if you need help hacking your PayPal,credit score fix, bank account,phone hack(cheating husband or wife)western union hack,money gram,credit card hack,instagram verification, facebook and many more.. His fast and reliable.

Maybe the algorithm likes you, how is your points going to jump 44 points in a week that doesn’t sound right. When you pay on your credit cards on the due date and it takes time for them to report your payment to the bureaus. A week don’t sound eight at all.

@NaamWynn

4 жыл бұрын

Not sure what the question is?

Just keep your credit frozen in case they decide to do a hard pull.

My goal for my credit score is 0

@susomila903

4 жыл бұрын

I already tried this method of boosting my score with credit cards but it made little or no progress on my score... I had to use the help of an effective credit repair company Credit PatchUp LLC and my score went up by more than 140 points after they deleted all my negatives including student loans and credit card debts on my report all within a week (Creditpatchup.com)

Gg

@liamking6915

4 жыл бұрын

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Let's just say no to drugs and debt.

There is no way that youll get a 80k limit when you make 30k a year.

@NaamWynn

4 жыл бұрын

Yes income does play a will role in determine whether the bank will approve your credit limit

Fuck! Credit you anit got the money don’t buy it credit makes you go backwards .

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Jacky sold out to the CCP lol

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Is Topnotchsolutions legit and who has he helped?

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My mother told me as a child that no man would marry me if I have debt. I watched her cut up her credit cards and always had this fear about credit cards and debt. I had to re-educate myself and now I use my credit card for everything, I never carry a balance and I have a credit score of 850 Credit cards are not bad if you know how to utilize them To actually be able to speak to someone and get exact information regarding my circumstances and assistance in clearing my record is priceless. This service is unequaled.Thanks for all your doings MEND0SANONYMOUSHACK🟢NET

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ives me hope and motivation on the possibilities of owning a home. I am also a single mother. This video demonstrates how women can do it on their own. In my case, it seems impossible since My Credit got Low which always discourage and disqualified me applying for home. So I'm not sure if this nonprofit organization works internationally by helping single mothers or those whose dream to own a home, But i never give up trying ways to increase my credit and clear those negative items I met MENDOSANONYMOUSHACK🪐NET who wiped off negative items and increase my credit score to Excellent am a house owner thanks