The total household debt of $17.3 trillion entering 2024 is a new high for the U.S.

@NaamWynn

3 ай бұрын

It’s high!

Only reason I’m trusting your advice is because of that USMC shadowbox in your background Errr! 😂. I went from a 785 credit score all the way down to 426 when I hit a rough patch after my retirement. So far I’ve fought my way back up to 643. I’ve got a little farther to go but I’ll get it back! Great video!

@NaamWynn

3 ай бұрын

Rah!

I’m started my ladder climb today at 600 score

@NaamWynn

3 ай бұрын

Let’s go!

@federal6616

3 ай бұрын

Lol😂😂😂

@yanaesprit7286

Ай бұрын

Can you get a credit card or a loan with 600 score ??

@kendallsmith918

18 күн бұрын

​@@yanaesprit7286navy federal pledge loan

@sdn4134

11 күн бұрын

I’m starting at 543 I got cards in the beginning out of necessity. Now I’m learning how to properly use them.

Hi Naam, thank you for your content today! Do you have a program I can join to increase my score?

Hahaha😁Amex platinum, the king of coupon book style credit card!

@NaamWynn

3 ай бұрын

Seriously

I love your video's. Do you know how many points your score will go up after a BK falls off your CR.

There is a formula I believe where an individual can send letters threatening legal action against the Credit Reporting Agencies in order to remove delinquencies and errors.

Navy Federal is amazing seriously

@NaamWynn

3 ай бұрын

It is!!!

@Honeysunshine70

2 ай бұрын

Wish i could get this one

@23SonicBoom

Ай бұрын

I ruined my rep with them when I was in the service. ):

KZread Recommended your video and I'm so Thankful, Really great stuff man, BTW, I was wondering do you need any editor for your videos? I've commented on your twitter post let's connect through there

What is the average time your seeing on credit repair to get decent results

Appreciate you!!

@NaamWynn

3 ай бұрын

🙏🏽

i have a 740 and cant get aproved for nothing onlly 500$ cc :(

@Smashg

3 ай бұрын

Go open up a navy federal account

Great breakdown bro!

I just got ch 13 discharged in May 2024 I'm a navy Federal credit union member since 2019 which card should work for

So I bought a second car it got totaled, insurance paid it off and my credit dropped massively I was 640 now I’m like mid 400 I believe how can that be fixed as I need another vehicle loan asap

So which tier do people that had a bankruptcy discharged fall in?

@darylhowell2806

Ай бұрын

I was wondering the same thing

Thank you for your videos. Do you know what will happen with a CO $1955 that will fall off on Jan 25 after 7 years. This means that it will not need to pay anymore in the life? Eventhough there is a plan to buy a house at the end of 2025. Thanks.

@NaamWynn

3 ай бұрын

Correct. If its not on your report don't worry about it.

Do you have a video explaining more about tradelines? This is my first time hearing about them

@NaamWynn

3 ай бұрын

Trade lines are just primary accounts in your name. If you are hear about buying then they are referring to buying authorized user slots

What happens let’s say after one or two years you’re not an authorized user anymore,do you keep their good credit rating from your friends or does that disappear?(long term)

@kempwashington2722

3 ай бұрын

You keep whatever score you have at the time you're cancelled as authorized user. You keep your score.

@Albert-777

3 ай бұрын

@@kempwashington2722thanks 👍🏼

Can you get rid of my inquiries and such while im deployed?

@NaamWynn

7 күн бұрын

Yes

Early Gang

@NaamWynn

3 ай бұрын

Let’s go!

Hit 681 last month the others are both over 670 plan on hitting 700 at the end of this month ill keep my fingers crossed