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@unvcht5046

3 жыл бұрын

Hello I love your videos! Was wondering My credit score just jumped up 71 points by paying off a good amount of my utilization. Now my score is 741. I have a closed account of $1200 debt I was wondering do I still have to pay that or leave it if my credit is going up anyways?

@NaamWynn

3 жыл бұрын

@@unvcht5046 Pay it off. It will hurt you in the long run

@unvcht5046

3 жыл бұрын

Naam Wynn $1200 Amex card was from August 2015 it doesn’t say when it was last reported on credit karma. The only thing it says on credit karma is that it was closed/charge off. On credit karma it shows under LOW impact. Do i have pay whole amount?

@NaamWynn

3 жыл бұрын

@@unvcht5046 If you do owe that amount it would be best to pay back AMEX what you owe if you want to ever want to open any AMEX cards in the future. You can attempt to dispute the charge off like a hard pull if you like

@unvcht5046

3 жыл бұрын

Naam Wynn thank you sir. is there an article how I can dispute it or do a hard pull?

I consider you Mr *Web Backdoors* to be both a professional and mentor to those in your profession. I can always rely on your feedback and thoughts. I know that the door is always open for communication with you, which makes each process we work on together so much easier to complete. You are such an incredible problem-solver. Wow. Just wow.

I have 2 chapter 11’s that are dismissed.The reason I have 2 is bcz I did not use an attorney.I was trying to stop an eviction,but when I went to try to add another month’s rent to the bankruptcy, but the guy filed another one. About a month later,I ended up losing my job.They are scheduled to fall off in January and March 2021.Since I’m looking to purchase a home soon but still there.I am currently enrolled in COGNITIVE HACKS and I must say,I am loving it thus far.I’m doubling it up with your podcast videos and learning A LOT! Thank you.I’m ready to join the millionaire club!!!

I dunno… I was one of those people that didn’t care about a credit score, didn’t get any education about how important your credit score is, and I racked up debt like an idiot. I worked really hard and educated myself and I’ve brought my credit score from 480 to 690 and I’m still going up with *Top Phase Resolution* . I feel like the government blaming credit reporting companies instead of the lack of financial education in their own public education system is foolish.

@nikita.kamble2260

Жыл бұрын

Your job is top notched and i thank you for your service sir will always love to do more business with You Coleman.

@nikita.kamble2260

Жыл бұрын

Your job is top notched and i thank you for your service sir will always love to do more business with You Coleman.

@toxiicmayhemzz6686

Жыл бұрын

Bruh I’m not saying it’s common sense but literally i’ve never heard anybody say anything good about maxing out their credit card. Why do so many people do it 😭💀

I may not know *Web backdoors* that much, but this video right here gave me all the info I need to know about him. He's expert, kind and a concerning person to those who need it most, he doesn't care what others think about him but he also cares about everyone else who needs to be cared for. That's a real KZreadr imo.

@naky73able

10 ай бұрын

You: How can I get in touch? Me: Type their name as it spell on your browser

I stumbled across your video and instantly knew this was made for me. I'm going through the same thing with my business but just knowing that I'm not the only one who's experienced this just pushes me to go harder. Continue to put out informational content and sharing your story, THAT is what separates you from the rest. Much gratitude sir and *Web back doors* was so helpful during the process of boosting my credit.

@misholapatrick1925

11 ай бұрын

*Top phase Resolution* is the best credit repair expert I've ever seeing on YT.The dedication,passion and humor he has in these credit industry is what makes it so amazing.I’m happy it's easy to use on backend but excited to see you give that penny to creditors!

Back in my country, I owed a debt for a car, the car was repo for the balance( I gave back the car). Debt collector went to my old address looking for me. I got a hold of the letter, emailed them asking to clarify the debt, explaining the balances, surprised! They never responded! I felt this was some third party trying to get some commission money through a fake debt collector company. I had no knowledge prior I got a derogatory showing on my credit report. It came from a dental company that I owed money to. They send it to a collections agency. I settled with them with *Discreet phase resolution*

I have 2 chapter 13’s that are dismissed. The reason I have 2 is bcz I did not use an attorney. I was trying to stop an eviction, but when I went to try to add another month’s rent to the bankruptcy, but the guy filed another one. About a month later, I ended up losing my job. They are scheduled to fall off in January and March 2021. Since I’m looking to purchase a home soon but still there. I am currently enrolled in *Top Phase Resolution* and I must say, I am loving it thus far. I’m doubling it up with your podcast videos and learning A LOT! Thank you. I’m ready to join the millionaire club!!!

@nikita.kamble2260

Жыл бұрын

Your job is top notched and i thank you for your service sir will always love to do more business with You Coleman.

@nikita.kamble2260

Жыл бұрын

Your job is top notched and i thank you for your service sir will always love to do more business with You Coleman.

I stumbled across your video and instantly knew this was made for me. I'm going through the same thing with my business but just knowing that I'm not the only one who's experienced this just pushes me to go harder. Continue to put out informational content and sharing your story, THAT is what separates you from the rest. Much gratitude Marvin and *Top Phase Restoration* was so helpful during the process of boosting my credit

@nikita.kamble2260

Жыл бұрын

Your job is top notched and i thank you for your service sir will always love to do more business with You Coleman.

@nikita.kamble2260

Жыл бұрын

Your job is top notched and i thank you for your service sir will always love to do more business with You Coleman.

I always pay my credit card, a week before due date, my credit score over 850.😀

@angelambriz4373

2 жыл бұрын

How long did it take u to get to a 800 score using a credit card

You’re a life saver! How does high school not teach this stuff?? Why is learning about what happened 500 years more important than learning how to be an adult!

“ I’m proud of you. Something I wish my parents said” 🤣🤣as an Asian American bruh I felt this. 😂😂 thanks for the info man!

I am so happy I ran across your channel. You explain so well like a teacher. No fluff just straight and to the point. God bless you have helped me tremendously more than you know.

I’m 17 and this helped me gain a understanding why can’t schools teach us this yet we have to learn leaner equations🤦🏻‍♂️

@ramonsmediablog

3 жыл бұрын

Because the government doesn’t want to inform us on important things you must know. Schools what you to fail and not succeed in life. “You will learn so much from the internet,” rather than school!

@somphetbounthavong745

3 жыл бұрын

you will be successful. stay focused.

@prissylittlemissy_

3 жыл бұрын

Linear*

@DaddiePoop

3 жыл бұрын

I second the government response. They benefit from a dumb-down population. Learn all you can from "other sources" about finance and economics.

@carlosvillalta9974

3 жыл бұрын

So true bro

You’ve absolutely earned my subscription and 👍🏼! I’ve yet to find someone on yt that’s done a good job of making this explanation simple, simple and you’ve got it dude! Oh and the added humor makes the delivery of your msg even better.

I dunno… I was one of those people that didn’t care about a credit score, didn’t get any education about how important your credit score is, and I racked up debt like an idiot. I worked really hard and educated myself and I’ve brought my credit score from 480 to 690 and I’m still going up with *85OCREDIT RESTORATION* . I feel like the government blaming credit reporting companies instead of the lack of financial education in their own public education system is foolish.

Awesome advice and understandable. It’s not boring and it’s not difficult to understand. I can’t wait to see more of his videos

this is awesome - thanks. i’ve been considering making extra payments during the month to keep my utilization low, but i didn’t consider the effect on my automatic payments since my auto payments are always for the new balance. i guess i will keep my auto payments set up as is. thanks!

This was SUPER helpful I’ve been breaking my head trying to figure this out It’s my first time ever getting a credit card I’m glad I found you!

this channel is actually fairly on point i must say and not the worst map to follow to improve, fix, and in general build up your credit.

When it comes to credit...I have learned the most from your channel! You rock!!!

Finally someone that explains how to use it instead of pushing me towards certain cards. Thanks for the video.

Great video. I don’t worry about utilization because after I pay off the card my score usually goes up. This is only a issue if you try to get a mortgage or car.

When trying to get late payments removed on an active account, if it cannot be verified by the bureaus, do they remove that late payment and show on time payment for that month, show no information available for that month, or delete that account off the credit report? I want to get my late payment history corrected but not sure how disputing with the credit bureaus affects the active account if they cannot verify the information to be accurate, I wouldn't have been able to take them off if not me meeting *85O Credit Rest0rati0n*

Thank you for this! You were very simple in your explanation with details

Great video, Answer every question that was in my brain lol

Oh, Yes! I used this strategy and my credit score is 835 and I purchased a home with a 2.7 interest rate.

@Annabee399

3 жыл бұрын

@@TheDCMO 30 year fixed conventional/ opt for a 3O day lock to close within 3 weeks last summer. However, the interest would have been much lower for a 15 year or 15 ARM mortgage then. Any advice?

@gayleh3688

3 жыл бұрын

@@TheDCMO Yes, I questioned that as well.

@Annabee399

3 жыл бұрын

@@TheDCMO Oh, thanks so much for the advice. I also had the opportunity to use a mortgage broker for a lower rate, but I was a bit skittish about extra fees. So I chose a smaller credit union. Hey, I'm always open to information. Always help me! Lol!!!

@michaelswami

3 жыл бұрын

@@Annabee399 smart to lock in a rate with interest rates at historic lows. If they go up, you avoid an ARM increase and if they go down (very unlikely) you can always refi.

@Annabee399

3 жыл бұрын

@@michaelswami How soon after purchase to refinance?

Great information, straight to the point, we love it💪🏿💯

Man I'm trying to get it together. Thank you brotha, one love.

Thank you for your service.

@NaamWynn

3 жыл бұрын

Thank you too

I pay on my credit card weekly. My minimum payment was 26.00, so I paid 26.00 weekly because of this payment style. I was given a credit increase of 5,000, and my score jumped up 21 points. I only use a credit card for everyday life. I never use a debt card. I borrow from my self, never from a bank. I’ve learned the hard way in life after 2 bankruptcies, and now a score of 720. The second one will not be off my credit report until 2024. Big mistakes in life, but I was able to correct them. Thank GOD.

@jonathanzapata358

2 жыл бұрын

You can get that bankruptcy off your report

@Dumbluck14

2 жыл бұрын

It enrages me to know that finance isn’t taught in school. It’s obvious why but it’s wrong. A kindergartner can be taught to save. A high school student should be investing. Teach finance age appropriate all the way through school. It would save people a lot of heartache and stop enriching the “man” on our backs.

@ericgarza7201

2 жыл бұрын

Amen to your situation sir

@CEEZYhen

2 жыл бұрын

I’m adopting this method. My pay is changing from semi monthly to monthly but it’s a huge pay increase so I’m trying to figure out the best methods to raise score without having to get another card as I’ve been told. 🤔

@guru8766

Ай бұрын

It should be gone off your credit report now lol

First video I’ve watched on your channel and I love the way you inform. Definitely looking forward to learn more, very helpful and no confusion!

OMG THANK UOU SO MUCH FOR SHARING YOUR KNOWLEDGE !!

I'm so glad I clicked on your video! I was watching other credit videos & they all were telling me to keep a small balance on my account when my cycle rolls over so that way when it reports, it is showing the credit bureaus that I'm using a small percentage of the credit on the card. But then that raised the question of interest charges and contradicted their advice on paying the statement balance in full. I love how you pointed out that this is a myth & your video helped me answer my question! 😊

Watching this was like a breadth of fresh air. Sometimes I struggle on the definitions and the dates because I pay them off so fast without thinking about it. Thank you for sharing!

@NaamWynn

3 жыл бұрын

Thanks Jessie!

Excellent information. Keep your credit lines to a maximum of 35% utilization. Pay off as much of that 35% each month as humanly possible.

I didn’t know about keeping your credit utilization low. Thank you so much !

Thank you for this information. First generation of using credit cards my parents aren’t from here so this stuff is all so confusing, they don’t teach any of this in school. Thank you, God bless

This was helpful thanks for doing this video.

Thank you thank you and thank you again!!! I loved this video and this has helped me better understand how to increase my credit score!!! You awesome!! Wow just thanks!! Had to Subscribe

@NaamWynn

3 жыл бұрын

Glad it helped Carlos!

Thanks a lot bro💪🏾💪🏾 this was exactly what I need to know

Thank you for this informative content and I can say for certainly that is is absolutely correct. I pay my credit cards off in full every two weeks, when I get paid they get paid. My credit utilization is always below 10% I only spend what I can afford to pay off. I applied for a loan (unsecured) to have my bathroom remodeled and when they ran my credit my score it was 909 they gave me a loan at 2.99% interest rate the lowest introductory offer. I learned the hard way like everyone else to educate yourself and respect the power of budget and spending.

Great video thank you.

Thanks man this reallly helped me. I also just got my first ever credit card and it only stated annual payment. I thought that was yearly. Now i know its monthly

Great video! My situation is that I can't afford to pay off my credit cards, but once they are paid off, trust me, I will be using this strategy.

WOW! I learned something new. Thank you Naam!

I currently have a 680 and always pay my card on time … however my utilization was pretty high the first few months 😭

I have a total of 70k in limits i use only one card and pay it off every single pay check (every 2 weeks) I average about a 2k balance at any given time.....don't let people fool you into thinking if you pay your cards off too quick you wont have as good of a score lol my score is 817 with little to no effort and I do not currently have a mortgage. People will sometimes try to tell you too that without a mortgage you really can't get your score thatttt high. But that's false. Never pay interest on anything wherever you are able to make that happen! This so important for young people to know before mistakes are made!

Your help was unexpected, it turned out to be timely such a divine intervention, I can’t thank you enough

The best info ever thx

pay in full 4-5 days before the day of the payment

@SubiaMichaelA

3 жыл бұрын

@Steven Allen appreciate it, be safe out here bro.

@lizzyxo9015

3 жыл бұрын

Is that before the minimal payment or final payment due

@jovanimicheo

3 жыл бұрын

@@lizzyxo9015 stuck on same part

@julianiwhite

3 жыл бұрын

@@lizzyxo9015 are you referring to the image on 1:39 ? If so the minimum is the amount due not a date. By final due I assume you mean your due date.

@markwalker3499

3 жыл бұрын

This is just not the case, at least for my cards. I put a pile on one card and went to pay down the bulk of that charge (auto repair) mid month and it was not counted towards my next minimum amount due. You need to pay AFTER your next billing cycle starts and you are notified of the minimum/date due. Otherwise it will not count. So, I charged $2,000 for the repair, and mid month made a $1,500 payment, then at the start of the next month had a minimum payment due by XXX date and make a $250 payment and even though the minimum was like $78 I got no bump from making that $1,500 payment except for the little 4 points from lowering credit utilization. Also, I refi'ed the house in January in order to take advantage of the low 2.25% mortgage interest out there, so for 2 months I had no mortgage debt on my credit report till the new mortgage servicer reported that new balance on my new mortgage. You would think that would make my credit score skyrocket paying off the mortgage, but no, it dropped almost 30 points because now my only debt was credit card debt and that utilization is at 78% right now. It will pop back up once they report to the credit bureaus my new mortgage debt, but till then I am walking funny money-wise.

Thanks for the educational tips ive learned a lot from this video

Thank you for your time. Just recently found you as well.

Thanks for the tip👍🏾 ima try that

I love this! Thank You 🙏🏾

I try to pay some ever Friday because if I wait then im sure im going to spend that money on unnecessary things like wants and not my needs...

Been following this strategy for a few months now. I have to make several payments a month just to keep my utilization low.

@NaamWynn

3 жыл бұрын

Keep up the great work!

@ladyphoenix9752

3 жыл бұрын

Yuup..did same 👌😎

Thanks dude! Good solid advice.

Improved my credit score by 20 or so points and just got a credit card. Thanks so much for this video.

The myth where you said “ppl say keep just a small amount of money not paid to show them your still using your card” fr !!! That’s what everyone tells me ! So glad u addressed this ! I had a credit card of $400 n I just paid $200 right now - but after u stated this ima go back & pay the other half !!

Wow so transparent and easy to follow! Thank you!!!

Thank you Naam for explaining this $ madness & making it easy to understand.

BRAVO!!!!!!!! BRAVO!!!!!! thank you for the information and making it simple to understand.

this was the best video on credit omg thank you so much! This is the best explanation i have seen yet! I was so confused trying to learn all of this stuff and this made it so simple and easy to understand! Thank you!

I have 2 chapter 11’s that are dismissed.The reason I have 2 is bcz I did not use an attorney.I was trying to stop an eviction,but when I went to try to add another month’s rent to the bankruptcy, but the guy filed another one. About a month later,I ended up losing my job.They are scheduled to fall off in January and March 2021.Since I’m looking to purchase a home soon but still there.I am currently enrolled in *85O Credit Rest0ration* and I must say,I am loving it thus far.I’m doubling it up with your podcast videos and learning A LOT! Thank you.I’m ready to join the millionaire club!!!

@misholapatrick1925

11 ай бұрын

*Top phase Resolution* is the best credit repair expert I've ever seeing on YT.The dedication,passion and humor he has in these credit industry is what makes it so amazing.I’m happy it's easy to use on backend but excited to see you give that penny to creditors!

Thank you for this video and all your content

To simplify and provide more clarity, what he did not mention is, there is a closing date and due date. Your closing date is when your balance is reported. Keep in mind the closing date can come before or after your due date so make sure to meet both requirements. The key is to pay as much as you can toward your balance before the closing date. To get automatic limit increases, frequently use most of if not all of your balance, but make sure you pay most of if not all the balance back. They interpret this as you need and can handle a higher balance. I’m speaking from personal experience. I don’t use credit cards as extra money. I use what is in my checking account and pay it back, 1 to maintain a high score and 2 to get cash back from the credit cards like Naam said.

@gxp958

2 жыл бұрын

When you say “automatic limit increases “ where do u find this at? Which cards or companies is it automatic for?

@whatsapp4947

Жыл бұрын

✍️👆👆👆👆

@MsAppleseeds

Жыл бұрын

@@gxp958 any card company. I have a few different credit cards and have received automatic credit increases on all of them. That was not the case in the past when I was only making minimum payments.

@MsAppleseeds

Жыл бұрын

@@gxp958 you don’t find it anywhere. The companies automatically issue the increase which will be reflected in your balance and a notice will be sent out to notify you

@michaelstewart1838

Жыл бұрын

@Gee Woods. Thank You. Just got my first Credit Card and forgot how this worked with Due dates and Closing dates. Thank You.

7:41 that's what I was looking for. Thank you! Subscribed.

@claeslind9532

2 жыл бұрын

Me too but I still don’t understand, Like I want to leave a little bit for them to see that I have small credit utilisation but I just don’t know when it is reported to them and when to pay for that to happen

This is big help.. thanks!

Simple. Straight to the point

Naam -- I am proud of you. Bright young man with an even brighter future. Thanks for using your talents to help others.

Just scrolling and seen this, will say you broke it down easy. Straight to the point. No fluff 💯💯 people need to know this. Should also do a video on FICO 10 that's coming out at the end of the year that's going to affect everybody's credit.

@lj4001

3 жыл бұрын

Yes plz 🙏🙏🙏 We need to be Credit 💪🏼

@lj4001

3 жыл бұрын

Also which bureau does each bank’s CC such as BOA & Wells Fargo use when they check ur credit or report to.

@resharddurdley6987

3 жыл бұрын

Yep. This will go back 24 months. This will further make the rich be rich and the poor will be poorer. Thank you for the awesome content

@di4085

2 жыл бұрын

What is FICO 10?

thank you for this vid !

If you are not in the financial market space right now, you are making a huge mistake. I understand that it could be due to ignorance, but if you want to make your money work for you, prevent inflation from eroding your savings, build generational wealth, and cultivate good habits and financial knowledge, you must be in the market.

@edvinwiberg1964

Жыл бұрын

The common mistake we newbie mistake is venturing into the market without help and legit guidance

@corienderlaan6314

Жыл бұрын

Job will pay your bills, business will make you rich but investment make and keep you wealthy, the future is inevitable.

@samuelmelende8236

Жыл бұрын

Investing in Stocks and Forex is the wisest, it's a place where millionaires and future billionaires come to get inspired. If you've not been involved in any you're missing out. Most importantly If you know how to trade you can make a ton of money no matter where you find yourself

@aronfrasheri8961

Жыл бұрын

Bitcoin is the best coin to invest in fast rising and if you are lucky to have a good broker then I believe you have absolutely nothing to worry about because you are in for a finicial uplift.

@emilwagner9536

Жыл бұрын

As a beginner who don't understand how Bitcoin trade/forex trading really works and you really want to make profit from it. I will advise you to first start working with a professional broker

Thank you for your service brother. Semper Fi

Thank you 🙏🏻 Handsome & Smart 😁

My bank gave me a credit card limit of 4K on application…. I immediately set a card limit of 500 that was manageable to pay of in full each month. I don’t need the extra 3500 but having that available and clearing card each months also helps as it shows the banks you can control your credit and your score goes up..

Great video!!

This is helpful, thank you for sharing

This is SOO well explained. It took me 3 videos and almost an hour to explain all this haha 😂 Bravo 👏 👏 👏

@NaamWynn

3 жыл бұрын

Sup Daniel! I actually got the inspiration from your videos!

@anthonydalton6054

3 жыл бұрын

I recommend a very good specialist Michael Gibbs [Gibbs@creditpatchup.com] who helped me so much to improve my credit score and removed all negative items that I didn’t want. My score was 510 and after 9 days it was boosted to 790. I was very pleased and desire to share this with the world. I was not sure he would actually do it because I have been scammed twice. He told me all I need to do which I humbly did without hesitating in less than a week I saw the miraculous job, I couldn’t believe it. And I got a mail from credit bureau confirming the good job he did. Contact email [Gibbs@creditpatchup.com] Cheers.

@michaelswami

3 жыл бұрын

I can confirm, as I went through that process with him.

Thanks very helpful

Thanks for the info

This is extremely helpful to have a better understanding on credit. I have a few max out credit cards that I am trying to pay down to 30% or less. How do I go about calculating that to determine how much I have to pay.

I didn’t really know much about credit score but you’ve completely explained it, Thanks a lot man 👍

This was so helpful!! Thank you. Wasn’t boring whatsoever I can’t believe how quickly the video finished.

So helpful, thank you so much!!

Great advice! Thank you! How does closing credit card accounts affect your credit?

I pay my credit card off as soon as the next following week if I makes a purchase .So by the time my statement comes I’m all paid up. So when it gets reported I have zero Utilization. Is that a good thing or should I leave a little of a balance? Thank you so much for all your info on credit!! You’re the best! Thank you for sharing.

I literally couldn’t find a comment that wasn’t a bot Other than that good advice 👌🏽

@Ekenei

2 жыл бұрын

Ikr

@savannahdiamond8317

2 жыл бұрын

like why so many bots? so weird

Great job!

Nice! Thank you for your service Marine.

I started working on my credit 2 years ago. I didn't know where to start I had no credit. I started looking up videos and found *850 credit restoration* . I followed what you said and started with an secured credit card for 200.00 and mad sure to keep my utilization under 10% and paid on time every month. I now have 3 unsecured credit cards and a 757 fico score. Thank Danielle for all the information and tips. Now we are in a position to buy home.

@akbullies4036

Жыл бұрын

How long did it take you I just got one for 300$ first time working on my credit. So just use 100$ and pay on time?

This was so helpful! I just got my first credit card and am terrified of using it because I don't want to accidentally ruin my credit at only 19. It basically just sounds like as long as I pay off my balance before it's due I should be fine? I've literally only used it to buy food and I end up paying it off as soon as it's posted so as long as I keep doing that I'm totally good right?

Thank you so much🎉 for explaining now I know to wait for the statement before I pay off in full i alway pay right before the statement comes out and it shows on my report 0% utilization😅 but I got it now!!!

Thank great explanation

So bro I have found your videos-lessons to be very helpful and educational. I am getting stumped on the best day to pay part though. I am on a fixed income and have 14 credit cards 7 of them are carrying a zero balance and the rest have a grand total of about 400.00 between them. I have been thinking of getting the "due date" on them all moved to the same date, Idk my credit score would bounce up again with *Discreet phase resolution* It’s fully guaranteed and safe and I know this because my cousin has used em to increase his and it’s been two weeks now without any sort of trouble , I’m telling you , they're the best.

@jackiraguzman1724

2 жыл бұрын

Back in my country, I owed a debt for a car, the car was repo for the balance( I gave back the car). Debt collector went to my old address looking for me. I got a hold of the letter, emailed them asking to clarify the debt, explaining the balances, surprised! They never responded! I felt this was some third party trying to get some commission money through a fake debt collector company. I had no knowledge prior I got a derogatory showing on my credit report. It came from a dental company that I owed money to. They send it to a collections agency. I settled with them with *Discreet phase resolution*

@kendalledunkle4822

2 жыл бұрын

I know if you have too many credit cards that can harm your credit as well since you have too many open lines of credit.

@WDFTV

Жыл бұрын

@@kendalledunkle4822 That's not true. The more credit cards you have the better.

So, in my understanding: leave a balance of less than 30% (if you spent more) until you get your statement to show that you're using the card, but pay it all off before the due date. What is the average span of days between the statement and the due date? A few days or weeks?

@rosejaime6887

Жыл бұрын

Yes , banks take a couple days to withdraw the money from your account

Keep up the GREAT work Naan!

@whatsapp4947

Жыл бұрын

👆👆✍️🛠💰

I saw in the background that someone is a fellow Marine. So I subscribed. :)

Thanks for this information. The way you explained credit card payments is just how I have been doing it which helps explain my credit score. Now I have a greater understanding!

@susiealamillo5140

Жыл бұрын

How do you pay your bills ?? All that verbage lost me. Can you explain to me. Please I'd appreciate it...thank you

@shonnie089

Жыл бұрын

@@susiealamillo5140 I pay the total balance of each card that I use every month. So, if I charge $3000 then that's what I pay before the due date or on time. I never pay the minimum due. Interest rates are too high on credit cards so it takes longer to pay the balance off and cost more. That is how you can have a credit score of over 800. Hope this helps.

@susiealamillo5140

Жыл бұрын

@@shonnie089 thank you. 😊 so much