Love that you are helping other women with their financial literacy. You break everything down so realistic and easy to understand, thanks for sharing!

@MorganYatesVids

4 ай бұрын

I'm happy to hear that!! That was my goal ❤ Thank you!

The way you speak is the PERFECT speed and it was all so easy to follow THANK YOU

So many fantastic tips! I also love how you use this as a relationship building activity. Cheers to 2024 being our best budgeted year yet! 🤞🏻🥂

Thanks so much for this. I’ve tried other spreadsheets and never got through them. This worked!

I just watched your video and it's very easy to understand, thank you! I'm currently working on my budget planning and this is SO helpful, I used to do it in another template and it was so confusing. Starting 2024 with the right feet!

Thank you for this ! I have been using a journal to "check off" my payments but willing to switch things up. As a teacher that only gets paid once a month I am confident this will help me immensely. Thank you! ❤

Yes the budget queen is here to stay!!! I've been watching your budgeting videos since you started and I'm so excited to make a copy of this sheet and start my own. I hope you both had a great Christmas with loved ones and have an even better New Year! I can't wait for your one second a day.

@MorganYatesVids

4 ай бұрын

Aww thank you!! I hope it's helpful & happy new year to you as well :)

How very thoughtful of you thanks!

This was exactly what I was looking for and you explained it how I would have! Thank you

I love this!! I was looking at how to budget for the new year. I love you and your channel so much. Thank you for sharing your knowledge ❤

@MorganYatesVids

4 ай бұрын

I hope it was helpful!! Thank you for watching ♥️

Thank you! Super helpful video🤍

can't wait to start using this! 👏

going to start budgeting for the new year and start doing some savings for rainy days and your budgeting videos are always helpful!! happy new year to both of you ♥️

@MorganYatesVids

4 ай бұрын

I'm so happy to hear that! Happy new year :)

This is going to be so helpful - thank you!!

@MorganYatesVids

4 ай бұрын

Yay!! I'm so glad :)

Happy budgeting ❤🥰

I spend way too much time in excel so you’ll have to excuse me - but don’t forget you can link those hard coded items in your formulas so you don’t have to update those things! For example when you updated “gifts” to “business” you could have put G22 (or clicked that cell). This way if you were to change that category from business to let’s say shopping, you wouldn’t have to touch that formula again. Sorry - had to mention it! 😅

@MorganYatesVids

4 ай бұрын

Ooooh tysm!!! I have no formal excel training / never really used it in school so I def don’t know all the coding hacks 🤣

If you like having multiple savings buckets under one account I have rly enjoyed the features ally bank offers for it! You can automatically distribute percentages of each deposit into designated categories/savings goals and it’s so easy to customize and move things around!!

@MorganYatesVids

4 ай бұрын

That's amazing!! I wish all banks did that

@SHADYKIMMIE97

4 ай бұрын

wow I have an ally and thanks to your comment, I noticed this feature!!

Hoping to start budgeting this year and work toward being debt-free.

Heyy lol i luv ur vids u slay morgan

Hi Morgan, do you have a link to the cream sweater you’re wearing in this video?

Loved this video from you! You really excel in this video area. Sorry for the pun.

Thank you Morgan for the video. Do you ever track your spending on a mobile phone though? That would be really helpful as I tend to put receipts in my pocket or drawer and forget about them unless I log them right after I purchase something.

@MorganYatesVids

4 ай бұрын

I don't ever use my phone, though you could use the Sheets app from there (although it may be more difficult to edit). However, unless you're spending in cash, you don't need to log your purchases based on receipts. I go through my online credit card statements, checking acct spending, venmo $ I've sent, etc. to account for everything digitally. There's rarely something cash only that I would need a receipt to remember. Hope this helps!

@user-rn4bt1mk9w

4 ай бұрын

@@MorganYatesVids It does, thank you. I do everything in cash for now as my previous bank account got hacked and I'm not sure I should open a " credit card " without a bank account.

Not sure this is available everywhere but my utility company allows you to pay an average monthly rate. So for monthly budgeting it is easier to pay the same each month rather than have the high and low monthly swings. It can be really helpful for balancing a budget.

@MorganYatesVids

4 ай бұрын

That’s amazing! Not an option where I live sadly but that would make things much easier

I'm gonna try out this budgeting hack and see how far it takes me. I'm a server and I do door dash occasionally but I spend money recklessly and that's a habit i want to break as I JUST turned 18 and am ready to start my life by first taking my finances seriously. If there is any more tips to be left for a young woman like myself then PLEASE DROP TIPS💚

god bless you !

Go to your URL bar at the top page for your sheet and find in the URL where it says “edit” and change that to “copy” - then copy & paste that link and whoever clicks it will be forced to make their own copy so they can edit without having to copy & paste everything between spreadsheets!

Hey! Thanks for the video :) How do you tend to record monthly variable income in your spreadsheet? For example, you got $200 from selling your bike or you got back money from a government incentive?

@MorganYatesVids

4 ай бұрын

Great question! Since these are non-taxable examples (I'm assuming), you have a few options: 1) This can go straight to additional savings (tracking on the second tab) if you didn't want to spend it right away in your monthly budget 2) If you want to factor it into your month's allotted spending, I think it would be easiest to add this as a spending line item on your monthly budget tab (as if you're tracking a purchase), but it needs to be listed as a negative number. You'd need to assign this to one of your category names to ensure it's added back in on the right. This would then increase the amount left in your overall "remaining" spending for the month (cell I28) I hope this helps!

@marmikpatel8387

4 ай бұрын

@@MorganYatesVids Yes, it does help. Thanks so much :)

My money literally disappears. One minute I have money, and then there’s no money. I’m grateful enough not to live paycheck to paycheck, but that has somehow made me more relaxed. In a bad way.

Super helpful - thank you! For the Google Sheets you can go to file --> make a copy to automatically copy over all the tabs to your own sheet :)

@MorganYatesVids

4 ай бұрын

ooooh love to hear it, thank you!!

Hello I have a few times and the sheet is not arriving in my inbox, don't know if I am doing something wrong. I even tried a different email address. Please help! Great video, cheers.

Watching a budget video while bout to order food.

@MorganYatesVids

4 ай бұрын

hey treat yourself it's the holidays!

KMLES KUMAR GANHhU...

Well... I'm going to give it a try but you may as well have been speaking another language to me. I'm a terrible adult 😂

Jesus loves you

Thanks so much for this. I’ve tried other spreadsheets and never got through them. This worked!