What are other "how to" videos you'd like to watch?

@disruptapps

8 ай бұрын

Loving your channel! Wish more were like it. More 'life hacks' - like where to shop, thrift stores, repurposing items, fixing things - heck - that could be an entire channel onto itself!

@ahhuichin4588

8 ай бұрын

How to buy nothing? How to do a no spend year?

@danawood8103

8 ай бұрын

Budget travel

@videomgs

8 ай бұрын

Great video. I've love if you could share a video on how to use credit cards more responsibly

@victorbaird8220

8 ай бұрын

How to shop on Amazon and save money videos 😊

I divided "Grocery" into "Food" and "Junk food". Because fish and ice cream are groceries, but fish is what I need and ice cream is what I want. I was unpleasantly surprised that junk food accounts for 1/3 of my grocery spending.

Austin!!! Doing this helped us discover SCAM TRANSACTIONS! Thank you so much! My husband and i do not share a bank account, he doesn't really check his account history... Long story short, we sat down to go through some accounts and found some fake companies taking small yet frequent sums out. The bank has refunded us close to 500 dollars. Again, thank you ❤

DId a budget for the first time with my husband after 13 years of being together and 8 years of marriage, and we discovered much - thank you for being a part of our new chapter. We'll be back. Any chance you can do a video (if you haven't already) on ways to stay accountable as we move forward in the beginning stages? Thank you, Austin. Signed, "thanks for the wake-up call" from Canada

Thanks for the spreadsheet Austin, loving your channel!

Budgeting does not have to be complicated. Thanks Austin!

This is the best video i HAVE EVER SEEN TODAY. - God bless you!

Oh my gosh! How GENEROUS of you to include all those formulas and tables in your FREE budget worksheet! Thank you. I can't wait to use it. 😊

@ElAgustin

8 ай бұрын

Just trying to make you proud, Julie Markham!

@juliemarkham4332

8 ай бұрын

@ElAgustin Well, by golly, you did! 😄

Absolutely correct. I was doing this and it works. I can use the left overs for savings

Credit card statements. I only use credit cards to pay Mint Mobile and my husband's train tickets. My husband covers our medical insurance. No car payment. No mortgage. I keep cutting our grocery budget. I barely need to buy any this week.

I love watching you, it really feels like I’m sat chatting with a friend 1-2 times a week, bliss x

@ElAgustin

8 ай бұрын

haha, I'm glad!!

@anthonywilliams9415

2 ай бұрын

"sat chatting"??

Seriously, this should be taught in schools.

A great update. I am a spreadsheet addict. They make everything so easy to manage and you can adjust them to suit your requirement depending on how complicated your budget is. Mine have really expanded over the years but they still help me work out everything.

@ElAgustin

8 ай бұрын

I love spreadsheets too!

I’m so glad I found your channel I have been trying to budget and save money for the last couple years but failing miserably, you’re a god send my Dude!! Thank you!

@kap849

3 ай бұрын

I started budgeting about 3-4 years ago and I'm still a work in progress. All the best 👍🏾🙂.

Thanks for this very detailed spreadsheet. I was going to learn Excel for this reason. I only know a few shortcuts and basics, so this saved me time on learning how to create budgeting spreadsheets

I really appreciate the Google sheet that you created and the explanation on how to use it is perfect. I just subscribed and I'm excited to see what else I can learn from you. 😊

Thank you Thank you Thank you for this spreadsheet!! I've been looking for something similar and couldn't find one, I even tried making my own in Excel and teaching myself formulas, but wow, this was already prepared and so easy to just plug in my numbers. And free!! Thanks again

wow!!! I can't belive the VALUE on this video and template. THANK YOU SO MUCH!!!

Congrats on 56k subscribers! Looking forward to the day when you get to 100k. You deserve it Agustin 😊

@ElAgustin

8 ай бұрын

I appreciate it! It's been a slow, but steady rise. There's been a growth spurt the last month or so, which is nice.

❤ Awesome Video as always! 🌟 I really enjoyed the way you explained it. Tips For Creating An Effective Budget- 1. Know The Purpose Of Your Budgeting 2. Make an Irregular Expense Plan 3. Know Your Income 4. Determine Your Monthly Spending 5. Set Reasonable Goals 6. Track Your Spending 7. Try Out Different Budgeting Plans 8. Create An Emergency Fund 👉 Stay connected & keep up the great work.

Thank you!!! Great video and thank you for the free spreadsheets! You make this so simple, which is what I needed!

Thank you. Thank you. I love that you gave the excel spreadsheet.

Thank you so much for sharing this information, Austin. It's very helpful! 👍

love the step by step guide and spreadsheet. Nice job!

Thank you so much! This is a life-saver!

I really appreciate this resource and video. Thank you so much for making and sharing.

Thanks for the content! Just completed my budget, very eye opening.

13:02 Thank you so much, Austin! This is a golden nugget! Not many people share stuff as useful as this. ¡Muchísimas gracias!

Nice spreadsheet. I like the idea of incorporating need/want, fixed/variable, drop down classification, etc. My own compares monthly actual spend versus target spend by subcategory. This forces me to "budget" in addition to track cash flow.

Thank you for this very helpful video AND template! Both are so easy to understand and follow!

Finally a great video in plain and simple English to understand. Your video was very helpful thanks!!

This is easily the best free spreadsheet I've seen made for budgeting. Thank you so much!

So simply explained thank you a great help

You are a good teacher. Very useful video.

thank you so much for this !! alleviated a lot of stress !!

I love these series! Can you do a budget update, monthly spend vs savings, end of year earnings vs savings, etc! How to save for big goals, how to live lean are a few more ideas 😊

@ElAgustin

8 ай бұрын

Thanks for all these ideas! Will definitely consider some!!

Thank you so much. This is so helpful.

you are a Godsend ... I recently filed for bankruptcy and I don't want to fall again.. I want to learn from my mistakes and failures. Thank you!!

Very helpful, can't wait to use your spreadsheet!

Thank you, Austin!

This is exactly what i was looking for. Thank you so much

❤❤❤thank you so much, Austin,God bless you😊😊😊😊

Tank you for your videos they are very helpful. I find your channel recently I been watching them all. I’m in a mission to pay all my debt. For years I was trying to figure it out a different way of living but sometimes advice from family and friends was not enough it seems that we all live paycheck to paycheck. Until I resent find a few good channels like yours. Thank you so much! I’m in LA, and living is expensive than ever but learning and practicing what you talking about. I’m living better!

@ElAgustin

8 ай бұрын

Awesome! Yeah, I've been thinking about moving locations recently and my cost of living would increase which is scary, but also I think if you base your life on spreadsheets and numbers you can miss out! It's all about finding the balance!

Excellent video! I like how you incorporated everything in one spreadsheet. It is complex yet simple. I appreciate the effort you put into this spreadsheet and video.

@ElAgustin

8 ай бұрын

I appreciate it, Dina! Tried to make it as simple as I could!

Excellent 👌 video Budgeting is very important, especially for Saving then investing.😊

I like how easy-to-understand and organize this video was. As a 21-year-old, I *definitely* needed these tips. Thank you!

thank you so much it is very helpful.

Thank you so much! I just found your channel as I'm trying to make positive changes in my life. I've been overwhelmed by the idea of budgeting but this makes it very clear so thank you so very much. Excellent content on this channel. So refreshing and helpful.

@ElAgustin

8 ай бұрын

Awesome!!! I'm glad!

"When your Outgo exceeds your Income... Your Upkeep will be your Downfall"... I've loved this little quote since I first heard it back in high school.

Super impressed with this. As someone who has a real resistance to spreadsheets, this makes it all very do-able. Thanks!

@ElAgustin

8 ай бұрын

Thanks! I actually love spreadsheets and numbers. There's some magic in numbers I think. The truths of the universe are in numbers!!

@user-om9sk9tn3u

8 ай бұрын

Sounds like Foundation 🤔

Like the file, how do you handle each month thereafter? anyway to do cumulative budget?

Thanks you so much for this

Thank you man really valuable!

Thanks so much! Have been very lucky to not have to budget until lately, with cost of living on the rise for all of us... I'm going to sit down with my husband and we are going to get a handle on our finances. Thank you so so much for making this stressful time easier for us ❤

This was so Fricking helpful thanks MAN!

Love this Austin, thank you! Keep up the great work dude. Much love from Cambridge England 👌

@ElAgustin

8 ай бұрын

I appreciate it!

Thank You for this amazing Video Agustin! Very helpful :)

@ElAgustin

8 ай бұрын

Thanks for watching!

THANK YOU!!! This is a huge help!

@ElAgustin

8 ай бұрын

I'm glad!!!

This is an excellent start to the budgeting process. If fact, I will be downloading the spreadsheet/workbook and recommending this video to those that I help set up a budget as you explained tracking very well. You do need to know where you are before you can budget. Now, for a “plan” going forward, or as it is called, a budget? Folks need to know how to account for (calculate and save for) sinking funds (non monthly expenses).

Thanks for the template. Customized it a bit to suit my needs a bit more, but great starting template. Thumbs up!

Very helpful, thanks 🎉

Thank you!

Metta Of Breeze 清风一阵 清风一阵 一身轻。 人意就成 那一回? 白饭清茶 有深意 。 清晨泽恩 送和平。 Metta Of Breeze The soothing breeze ease and lightened one's feeling. When is the moment ? When one's metta fulfilled.... When plain meal and tea Can quench thirst and ease hunger... When the gratitude owned, Holds the desire for peace to all...

Love the Video and love the layout.

@ElAgustin

8 ай бұрын

Thanks!!

Great video!!

Thanks a lot for this video

Well done, El Agustin!

Thanks man

Very helpful video! Thank you for the link to the spreadsheet. You have to admit I don't want to sit down and do the numbers because I know for a fact that I'm way over budget and making the changes and the cuts is what's really really hard for me. 😢 My mother lives with me and she's kind of set in her ways at 88 years old and it's hard to ask her to change things like how we watch television or how we get internet, even what we eat on a regular basis. If you have any advice on those things I guess that would be a good video to do. LOL by the way I enjoy learning things like this from younger people because you have a good perspective and you give us older people hope of doing things a little bit better for our lives!😮

I appreciate your hardwork and in sharing your spreadsheet.

@ElAgustin

8 ай бұрын

I appreciate you watching!

Fab video Austin! I always make a cuppa ☕️ when I watch your videos, it’s like catching up with a friend 👍🏴󠁧󠁢󠁷󠁬󠁳󠁿

@ElAgustin

8 ай бұрын

Haha, thanks!!

THIS IS GOD SENT! I MEAN VERY APPRECIATIVE FOR THIS. I HAVE STRUGGLED FOR SO LONG

@ElAgustin

7 ай бұрын

Glad it helped!

This is a great video PERIOD! Thanks for your time…

@ElAgustin

8 ай бұрын

I appreciate it! Hopefully it helps you in some way!

@raymondpicardjr3069

8 ай бұрын

@@ElAgustin I will implement it next month…I’ll keep you posted how well it works

Thanks for this budgeting tutorial, Austin. We have been doing something similar but it has been very time-consuming as we have been recording monthly spending on one document and then sifting through our 3 bank statements and this document to allocate all the entries into categories in a spreadsheet at the end of each month. We then analyse our totals without the aid of any charts. I particularly like the idea recording needs and wants. Can't wait to try your spreadsheet. In future videos I'd like to see tips on ways to economise and reducing spending on wants.

Trying to make a positive change financially. Thank you so much!!

@ElAgustin

7 ай бұрын

Best of luck! Baby steps!

Very Good Video

I use homebank software for budgeting. It's free and easy to use but only on desktop. I like that it can show a graph of my balance so I'm easily able to tell how much money each paycheck is giving me to save after expenses. I never used variable/fixed or need/want because I just made my categories so specific that I know that specific category is a variable want but I'll try to add it to my system and see if it makes a difference.

This is amazing. I am looking to purchase a home by the end of this is a reality check. My question is, "Do I just continue to add to this or do I save the spreadsheet each month?" Thanks again!

Thank for video, Austin! I've been watching your videos on economics and budgeting for a while now. Can you talk about two things? About investing in stocks or bitcoin? Do you do that? And a question about budgeting. What if I live in a country and make transactions in both dollars and lari? How do you properly manage a budget in two currencies?

Thank you for this! Question, on the monthly expense tracker page, for the next month I do track my spending do I continue in the rows left or do I remove the ones from the previous month ? Thanks.

Thanks Austin ! This really simplifies really being able to track our spending. Will my husband take the time to do this ? N-O, but I would, even though it’ll take me a while. I want to know what we can do to improve. We don’t go out to eat, but I think we may make up for that savings in the area of wants. 🤣😂

This is a great video on making a budget. When I have some time to do it, I'm going to run the video and setup a copy of the Google Doc. It's going to be a bit time consuming, so I'll have to take out some solid time to do so.

@ElAgustin

8 ай бұрын

It definitely takes time!

Hi, I love this video! And your tool is just what I need! But, will it work on a MacBook?

Hey Austin great video, where do you account for credit card payments on the spreadsheet? Would you count it as a debt/loan then add the amount of the payment in the « amount » column?

Now I have more knowledge about personal finance, thanks to your channel, I just subscribed.Big ups to everyone working effortlessly trying to earn a living while building wealth in this recession. I’m 45 and my husband is 51, we are both retired, no debts. We are currently living a frugal and financially savvy lifestyle and generating passive income even during this recessionary period. Our commitment to saving and investing in the financial market has enabled us to maintain this lifestyle and continue earning monthly passively through investment.Traveling is now on our horizon, thanks to our financial choices*

@laura2255

5 ай бұрын

Congratulations on your early retirement, Interesting indeed! Currently, I am in dire need of investment advice or tips. Earlier this year, I hesitated and failed to take any action until now. However, I am determined to try something new, as I am very receptive to various investment ideas. I want to be retired in my forties or fifties, I really wish I can achieve what you and your partner has achieved. I believe and it will surely happen.

Thank you soo much for your videos and for sharing this budget sheet. It’s soo helpful and simple. Can anyone help me with set 4: analyzing your expenses ? I’m not understanding how he found how much to save on the budget breakdown on fixed and variable expenses.

I found this spreadsheet just AMAZING!!! I started using and loving so far. One question: how do I do monthly? I create a new spreadsheet for each month? Thanks

Thanks for the free spreadsheet Austin!!! I'm having issues with the free spreadsheet though. There is no chart??

Love your videos. Where do you put sinking funds in your budget

Thank you!!! I needed this so badly. You make it super simple. I especially love the spreadsheet. I have my own spreadsheet with recorded info from the last 7 months, so it should be easy to pull in that info. 😁👍🏼 I can’t wait to get started. Edit: getting started and wondering where you would categorize "personal care" such as hair, nails, etc?

@jbrigman5033

5 ай бұрын

You can edit the categories.

Bit confused about how to use the savings tables in the budget breakdown sheet. Just enter negative numbers?

Thank you so much for this Austin, this is very useful. However, my monthly income is very variable as I only work part-time and term-time only. How would you recommend that I use the sheet on a month by month basis please?

How do I (can I) add or subtract items currently found in the category section?

What a great spreadsheet! Is it intended to get someone started on a budget, or is there a way we can use it month to month?

so do you create a brand-new copy of the spreadsheet for each month or do you just continually add expenses to the master list for every consecutive month?

Hi Austin can u share a example budget sheet for learning thanks

@ELAgustin Hello, Austin I DL your free spreadsheet, starting to use it. Ran into a hiccup when trying to add new “expense category” for “christmas gifts” and “Christmas decorations” and now when I get to add the amount. It’s conflicting with a rule or something. Also is there a way to add in paychecks? Can you help? Thanks in advance

Question: On Budget breakdown B7-B10 are not adding value to the total outcome. Why is that?

When I open the sheet it is view only, it won't allow to file and save. Am I doing something wrong or is it not available anymore?

Monthly income (minus) monthly expenses = monthly profit , x6 months expenses = emergency fund (put it aside). Not complicated