I total my sinking funds/bills for the year and save for that the year before as one line item on my goal chart. It makes it seem, at least, more manageable. You introduced me to sinking funds, and I appreciate it! Once we buy a house, we'll be able to have a slowed down year like you and I cannot wait. One day!

@brin495

6 ай бұрын

Wow I never thought about doing it this way that’s really smart

@AjaDang

6 ай бұрын

I loved doing that, it definitely helps savings for things like insurance since it’s such a huge chunk

You have changed my world with the F Off Fund….the fund I never knew I needed but could have used so many times hahaha

You look amazing for nearly 40!! ❤ Great goals.

Love this video! I have a few goals this year. 1. Save $10k toward a house 2. Save $100/month towards gifts/christmas 3. Save $50/month towards a potential bond for when I inevitably move (don't plan on moving any time in the next few years)

I LOVE THE DOGS CAMEO OR APPEARING AS GUEST STARS!!!

Cant believe you posted on Thursday and not Friday!!! You made my day❤️

@AjaDang

6 ай бұрын

i knoowwww haha. Figured to do it earlier to remind everyone it’s time to get your goals done

This vid was so helpful. Before this video, I didn't know how to set goals. Vid definitely broke the steps down.

Good luck with your goals! I’m in Tampa and there is at least one dog wash membership place here that I’ve seen. Seems like a great idea in general!

Sounds great!

My main goals this year are to 1) pay off the remainder of my cc debt and 2) save for a home downpayment. I have sinking funds for travel, car maintenance, etc but those are already budgeted. Here’s to a successful 2024 for everyone! I’m rooting for us!

I think highlighting the squares you paid off is a good idea!

My 2024 money goal is to continue to save to pay off my student loan and save for a year sabbatical in 2025.

I’m going to be doing a no-buy year. My goal is to pay off credit card debt. I also have an HSA for 2024 so I want that fully funded. Once I can see how much I’m able to save each month I’ll be able to see if I can also set up a backdoor Roth. I also want to fence in my back yard

@AjaDang

6 ай бұрын

sounds like a fence sinking fund is in the works!

I always love your goal planning videos. Wishing you an amazing 2024! ❤️

Hi Aja, you are amazing! I wish I can subscribe to your channel many many times. Wish you all the best! Mia

I haven't set my financial goals yet 😬 but that will be the priority this weekend. Love the idea of saving up for a milestone birthday! I'll turn 35 in 2025 sooooo *finger on chin*

New Subscriber here. I just found your channel and came to show you some support. I love your breakdown and goals. Great job.

financial goals - travel fund, getting a car (probably on lease) and house downpayment - in that order!

currently binging these videos as i set up my 2024 sinking funds. this is my 3rd year doing this - all thanks you to you who helped me kickstart my personal finance journey during the pandemic 🥰🤑 happy new year Aja!

Question: how do you cope & handle with financial pressure? Other than the general answers of going on getaways/vacations, gym. More of the mental aspect of handling with pressure. I ask, because I'm going through pressure and not sure how to handle it with my mental health. I follow you because your real and I can relate to with similar experiences.

@AjaDang

6 ай бұрын

well I burnt out after 5 years so clearly I don't cope very well lol but in general, I find it exciting to accomplish my financial goals . I think what I'm learning though is to not put too much pressure on yourself to accomplish things quickly - that's where my stress comes from.

We have the Banfield Hospital wellness plan (in addition to pet insurance) which includes annual dental cleanings. Hope that helps!

Thank you 🙏

We just saved up for a electric car and now next big thing is a big very nice green house/ orangery wher I can build up a landscape with exotic plants nice seating areas, one that can house at least 30 guests. I also want a fireplace and a small stream running through and on top all the plants that I love and that can’t handle the Swedish winters! My dream project of all! 🥰

@AjaDang

6 ай бұрын

wow - sounds like the beginning of my living off the grid fantasies

@evalindell2757

6 ай бұрын

@@AjaDang Thank You Aja! It is you that has transformed the way I handle money drawing charts and beeing excited about saving. Before I started following you we only bought on credit. So THANK YOU ❤️

The dog wash subscription sounds great! You might want to look at it being mobile rather than brick and mortar, and you might be able to get it started sooner. I started budgeting with cash envelopes last week, and while it is tedious, I am more disciplined when the cash is not in my immediate checking account. Best of luck!!

@AjaDang

6 ай бұрын

the cash envelope system is a GREAT way to stay on track. congrats with that.

Whew. I have some things on my mind for mine but need to get them written down. The biggest is that I'm changing jobs after almost a decade. I'm moving to a job that pays less but is in an industry I'm excited about/less stressful. So with that, I have a goal to manage my commute and lifestyle spending more (I'd reached an income where "treat yourself" was far too often -- lol!) Outside of that, my new job requires me to be in office a few days a week, so I'm looking into dog daycare. I'm sure that will be the biggest expense bc my dog is a ball of anxiety and needs a facility with lots of experience.

I loved this movie! I found the ending a great addition to what happened in the book.

I use Lemonade pet health insurance and they are amazing! You upload your receipt from the vet and they pay you the same day. 🎉

Dog wash subscription is amazing but idk how feasible/sustainable it is because you can only service a number of dogs per day and hiring more people will just cost more. I've been dreaming of setting up a grooming shop as well because my dog always look weird af after grooming and I'm like "fck it I'll do it myself" hahaha I still haven't done my yearly financial setup but it was great in 2023, my real estate tax, medical insurance, car emergency fund, and pet emergency fund are fully funded for next year! Bad news (well not yreally) is I maxed out my travel fund last year because I revenge traveled.

Loved this Aja! Could you do a video about content creation? I think it’s one of my 2024 goals but have no idea where/how to start

@AjaDang

6 ай бұрын

girl - I'm like the WORST person to do a video about this but I'll I can include a work week in a vlog.

Hi Aja! If you have a vet you can trust you can see if they can work with you on pricing so that you don’t need pet insurance to keep screwing you over. My dental insurance is terrible so I just talked to the dental office and I get 15% off everything

@AjaDang

6 ай бұрын

that's a good idea. I'll ask the vets

My financial goals would be to have my sinking funds fully funded ❤

@AjaDang

6 ай бұрын

🎉🎉

You should look into FIRE for a financial goal..I think you’d love the challenge/inspiration and it’s very on brand w. the ability to “f off” lol once you hit it!! 🎉☺️👏

@AjaDang

6 ай бұрын

the FIRE movement never really interested me. Plus I don't think I'm in the right mindset atm for such extreme savings.

Which sinking fund app do you use now? The one you suggested a couple years ago closed and I am on the market for one!

Your authenticity and openness on your platform have been incredibly inspiring. As you’re gearing up for 2024 on your social media, I wanted to share some ideas that I would appreciate you exploring more: Expanding on your discussions about social justice - your compassionate approach and the resources you share have made a significant impact. Going deeper into these topics on your social media would be incredibly valuable. I love your lifestyle content, diving deeper into your respective jobs could be fascinating. Your passion for your careers shines through, and sharing more about your experiences would be both enjoyable and insightful. Thank you for the value you consistently bring to your platform. Your dedication to making a positive impact is commendable, and I'm eagerly looking forward to the exciting content ahead!

I have Pets Best right now. I combined it with my car insurance for a little bit of a discount.

@AjaDang

6 ай бұрын

that's interesting, what car insurance do you have?

How often are you doing dog dentals? It’s not done or recommended to be done that often from anyone I’ve been to.

@Gingerknitter

6 ай бұрын

I used to work for a veterinary dentist and I believe the recommendation was every six months just like humans. But they acknowledge this is really difficult so at least yearly.

@AjaDang

6 ай бұрын

we get it done yearly.

Drybar for dogs. So…Drybark?

@AjaDang

6 ай бұрын

GASP!!!!!

wow savings far too much for you dogs.. I'd rather contributing to my children's 529 plans and custodial Roths, but all in all great content. where can I download this planner?

I’m sorry if I missed it in a previous vid or if it’s too personal to share - but have you guy decided not to have kids?

@AjaDang

6 ай бұрын

I personally don't *need* a kid but if we do end up having one, I don't plan on getting pregagnt until my 40s

top financial goals this year include, one, raising my income to start, and two getting my debt paid off, as well as starting an emergency fund. thankfully I'm not in major debt compared to the average american i would say, so i think its an attainable goal.

I had animals all growing up, dogs, cats, and even raised Guide Dogs for the Blind. You definitely never ever need pet insurance haha! I have ever even heard of it..

#narrative

Im saving more money than ive eve made in a year to pay for bar school tuition. Ya girl will need a slow down next yesr 😅

@AjaDang

6 ай бұрын

good luck in school!

Hi, I'm pretty sure she won't read my message so whoever's been following her for a while. Does anyone know how she saves these funds? As in does she have separate bank accounts or is it cash? I'm a little confused about what to do about this. I don't want to keep cash at home and stuff envelopes and looking for advice on the best thing to do regarding savings accounts.

20k for a birthday!?!? What are you planning girl!?

@AjaDang

6 ай бұрын

either a big party or a big vacation. we'll see

@ses-ei7oc

6 ай бұрын

Ikr. That's insane. I just turned 40 two weeks ago and I think I spent $100. haha

@Awakened5555

6 ай бұрын

@@ses-ei7oc Lol! Sensible.

@indieconquers

6 ай бұрын

$20k is not insane lol. She wants to have a big party - let's not dismiss others. She doesn't have to share the $$$ but she is so let's keep it positive @@ses-ei7oc

@AjaDang

6 ай бұрын

@@ses-ei7ocand as it's ok for you to spend $100 on your 40th, it's ok to spend more on mine. Happy Birthday!

Why is it unfortunate that you're getting older?

@ses-ei7oc

6 ай бұрын

Right!?

I just had to stop this video and comment on how much I'm desapointed almost half of the video about dog insurance, don't get me wrong I love my Petes but in my country we don't have this problem sorry I'm not here to watch you talk about dog insurance

@HTOWN535

5 ай бұрын

3k on dog dental is crazy but hey some people think their dogs are humans. I love my animals but hell no imo.