i've been doing kroger delivery for the entire year and according to my account i've made over $1,200 in savings. I give myself a budget of $250 a month on groceries only for myself. I used to shop in store but i would walk around and find things that wasn't on my list and leave with waaay more than I planned. I only shop what's on sale and what I have a coupon for and having a kroger boost membership I get lots of more savings and each purchase i gain fuel points and I only get gas at kroger and I average getting 80 cents per gallon off. Long story short lol not setting foot in a grocery store has saved me a crap ton of money.

The wall, glasses, and blazer are EVERYTHING

@AjaDang

6 ай бұрын

It’s giving accountant chic

Yes! This was a year of self indulgence for me. I had a great time,but now it’s time to be grown and rebuild my budget again. I’m about to bust out my envelopes again. 😅 This was just the inspiration I needed!

@AjaDang

6 ай бұрын

Beyonce took all my money this year - time to get back and focus.

@denissecondosesesfoo

6 ай бұрын

@@AjaDang I feel you. She took my money from San Diego all the way to Vegas 😭😂

@jennavhuang

6 ай бұрын

Same!

@ToriUptown

6 ай бұрын

@@denissecondosesesfoothat was worth it!!!

Yeeeees!!!! I hope we will have a lot of budget videos in 2024!!! I truly missed them ❤️

So excited for this I have missed these videos! Insurance is all on probability. Statistically married men are less reckless than single men so premium goes down!

9:59 Can confirm I would LOVE a video on SEP!!!

Love seeing you back in LA, Aja. SUCH old Aja vibes, love it and as always thanks for being so vulnerable about your moneys for us ❤❤

It’s so funny everyone makes fun of me for ordering my groceries and picking them up! But I meal prep too because I’m a teacher. My groceries for the month for me and my fiancé is $600. It used to be a little less but the price of everything has gone up so much. I think ordering groceries makes things easier because you also JUST buy the things you need!

@AjaDang

6 ай бұрын

since you mentioned it, $600 will be my goal! Is that just for groceries or dining out as well?

@alyssaolivo6112

6 ай бұрын

@@AjaDangjust groceries! I don’t love to eat out all the time. If we want to that week I’ll adjust the budget (make sure I’m under the grocery budget for a week or two). Of course not every month is perfect, but meal prepping really helps us stay within budget. We still also try plenty of new foods because I try to look up a new recipe every now and then when I feel like we’re getting bored of the food.

Thank you for uploading these videos. It really helps me set myself straight, I've been living in ignorant bliss with my finances and it's making me live in a not-so-ideal way... These videos are going to help me in 2024 for sure. NO MORE SELF FINANCIAL IGNORANCE. Thank you Aja

My husband and I just started using YNAB to budget and oh my gosh it was a huge adjustment but now that we've got the hang of it I love it!! It really is helping us prioritize what we spend on. I like it because it's helping us get a month ahead on all our true expenses.

all of this is such a vibe. your aesthetic. the nail tapping. the budget talk. i'm here for it haha

I missed these ❤ you look so good back in LA again Aja 🫶🏻

@AjaDang

6 ай бұрын

thank you! I feel good being back in LA

Yesssss we missed your money setting video! ❤

Love your budget videos and the transparency

I hope you had a wonderful holiday with your loved ones. I can definitely relate to this year just throwing the budget out the window (even though we started with nothing but the best intentions!) This was a great video that was comforting and inspiring. I'm excited to jump on the MSTRPLN train after spending a lot of time going back and forth this year on what kind of planner I wanted to purchase. Santa gave me a little extra cash this year so I will be ordering both the physical and digital today! Excited to be a part of this community and see what other wonderful videos you have to share throughout the year! 🥰

This is so great! Thank you for sharing!

Wooooo excited to watch

Definitely always got to have a budget plan!❤

Yes please do a new budget video!!!❤ I’m learning to budget and get my life in check with everything, I feel better when I have things planned out, just not sure how to start budgeting yet

Love that Luke was in the video! :) Love the old Aja vibes! Keep it coming! :)

Reducing car insurance costs through marriage is a great example of turning life changes into financial advantages. Now that you've freed up some funds, revisiting other budget areas like food expenses is a proactive approach to optimizing your overall financial picture.

Love this ✍🏽

I’m so early! Woo! I always love your finance videos.

@AjaDang

6 ай бұрын

trying to figure out how to incorporate more finance videos in 2024 without doing the same old budgeting videos.

@AjaDang

6 ай бұрын

@@steph-k besides how to set up accounts, there's really nothing to share about investing since you just want it sitting in your accounts for decades upon decades.

Loving this ❤

yes, it is time for a budget💯

GIRL! I have saved soooo much money shopping groceries online for curbside. It controls me from spending impulsively but also I see how much everything is costing me and I strategize what’s worth spending money on. Plus I can compare the cheapest options instantly. Absolutely useful when you want to save money. Just need to relinquish control a little bit but if you leave notes (like get bundle of four ripe bananas), that helps!

nice to see you get back into the budgeting videos (and sorry you have to.. apologize? for making more money now?!) also your little moment with the glasses was soo cute haha!

loved everything about this video! - the vibe, aesthetics, and topic lol. I've been a long time subscriber so it feels great seeing how you progressed financially. and I also love the 'realness' of it all still. doesn't give "guru" I guess. like you are inspiring as you are continually learning and navigating finances. I hope this makes some kind of sense lol

@AjaDang

6 ай бұрын

I appreciate that, thanks so much!

Thank Aja! Because I watched this video I put myself on my husbands car insurance and immediately saved $130 per billing cycle, and got a prorated refund 🎉🎉

@AjaDang

6 ай бұрын

yessss!

Yes to a beginner budget video :)

I would definitely love it if you do an updated budget beginner video

I'm not sure if me saying this is a good thing or not lol, but i wanna be in that "i genuinely don't know what I'm spending money on anymore" vibe, but not in an obnoxious, greedy way (and don't get me wrong I'm really not saying that's what you did or mean 😅) but to be in a place where you still have positive incomes coming in but yet are able to pay for "random" things (and not be in excessive, ugly debt) is actually amazing i think (for me, as someone whos grown up not knowing positive money habits and even now in adulthood, bad decisions learnt from within my home😢) But i loved this video Aja! I learned quite a few things too 😃🤗😘

This is the BEST and ONLY budget and weekly planner for meee. I cant EVER go back to another planner, she got mee in a...

@AjaDang

6 ай бұрын

I LOVE TO HEAR IT

Thank you for sharing! Yes, would love an updated & in-depth budget tutorial video. I have been following along for years now but have also fallen off on tracking expenses and need to get back on it! Also, this is my second year with the MSTRPLN physical planner and I love it - have you shared why you're no longer producing them next year? :'(

@AjaDang

6 ай бұрын

it's basically a really expensive hobby. A lot of money going in and I haven't taken a dime from the company yet. I'm trying to weigh the cost benefit of my time. As of right now, it's sadly no longer worth the time and money I'm puttiing into the business.

Would be interested in a video about your decision to open a SEP vs Solo 401k

Yes, can you please do a video on SEP? I recently opened one.

For the car insurance, you can get Multi-vehicle policy dicounts. They are quite common and you do not have to be married to qualify. I get a multi-vehicle with my long term partner. We just both are on each others insurances.

I’m a dragon 🐉, so I’m very concerned about next year and excited about the things I have going on!

@AjaDang

6 ай бұрын

apparently it's not going to be as bad for Dragons as it was for us Rabbits this year.

Hi Aja! I just got your digital planner, yeah to me. Do you have a video tutorial on how to use it? Thanks and happy holidays.

@AjaDang

6 ай бұрын

I do not have a specific video about it but let me see what I can put together

I have an idea for a video Aja - Can you do an ASMR style video with your planner, going through it slowly with taping a tracing?

@AjaDang

6 ай бұрын

girl - you'd watch a 10 minute ASMR planner video?

I’m sorry if I missed it but is there a reason why you’re keeping the TX property and renting it out vs selling it?

@AjaDang

6 ай бұрын

bc if we hold on to it and sell it in the future, we'll be able to make our money back from the renovations. plus, we're hoping his parents will move into it in the future (whenever it's time for them to downsize)

I spend that much money on food too! Maybe even more lmao

What health insurance plan do you have and is it based in California? My health ins is over $500 and it hasn’t been under $300 since I was like 21 😭 (I’m 27 and in good health) Please help a girl out! Also think I might start doing the grocery pickup to save a bit of cash, thanks for the tip!

@AjaDang

6 ай бұрын

we're now with LA Care. It's $500 for 2 of us. we went through Covered CA

please everything budget))))))

What’s pure spacing? Also, can you do a tour of your filming space/ office please?

@AjaDang

6 ай бұрын

Peerspace is a website where you can rent out spaces for photoshoot, video shoots and parties

@snippetsofpam184

6 ай бұрын

oooh thanks @@AjaDang

Don't cut your foodbudget it givesyou such joy)))

Does Brian pay for all the utilities in your apartment? Do you combine your finances now that you’re married? We need an update sis 😅

@AjaDang

6 ай бұрын

yes and no. we're still trying to figure things out atm

Can you share what was your pet insurance premium? I have Nationwide pet insurance and haven't seen big increases yet.

@AjaDang

6 ай бұрын

I believe for both dogs it increased to $7000 a year

hi Aja! what is your health insurance? it's so much cheaper than ours. What's the name of the insurance broker?

@AjaDang

6 ай бұрын

LA Care. DM me on IG and I'll share his info with you directly.

13:00

This feels like I’m back in college where my very put-together nerdy friend trying to tutor me for free cuz she couldn’t watch me failing every subject 😂

@AjaDang

6 ай бұрын

omg lol well I don't want you to fail financially in life so let's do this

I am also a freelancer and desperately trying to find the best business checking account for my very up and down income. Hard to find one with no fees/min daily balance/ limited transactions for owners draws. Any suggestions?

@AjaDang

6 ай бұрын

Ally

@modelno2004

6 ай бұрын

@@AjaDang oh! I thought they didn’t have business accounts! I’ll look at them again!

@AjaDang

6 ай бұрын

@@modelno2004oohhh. I’m not sure they have business accounts. Let me think on it

Don’t worry about the blurry vision. It’s just your age 😘 lol. You DO look really good in those glasses tho.

Is there a reason you and your husband don’t combine your finances? I heard you mention you and him will split the mortgage expense so just curious if you have a specific reason for that

Grocery pickup is going to change your life! 😂

@AjaDang

6 ай бұрын

I LOVE IT! but all the plastic bags drive me crazy

@lynnykhoury

6 ай бұрын

@@AjaDang I’m not sure about LA but HEB in Houston will take back the bags and recycle them.

Why contribute more to your mortgage if you are planning on selling??

@KayKayBayForever

6 ай бұрын

She said in another comment that they’re hoping Brian’s parents might eventually move there when it’s time for them to downsize.

Please I need you to ship your Mastrplanner to Iceland)))

@AjaDang

6 ай бұрын

I know, I'm sorry. It's just so expensive for us to even ship to Canada.

@michaelrichardt

6 ай бұрын

I know, I'm challenged to get the digital print bound))) Thank you for incredible work))@@AjaDang

Married men have lower car insurance than single men

Maybe it’s a woman thing. Maybe statistically men drive more safely when a woman is in the picture. Maybe they don’t drink and drive as much, maybe there’s also another designated sober driver on hand just in case, maybe you switch driving on long trips so you’re not as tired and have less accidents. These are all just guesses though.

your mortgage is so cheap. insaaaaaane that's a house! not even a condo.

@AjaDang

6 ай бұрын

it's "cheap" for us but ask anyone in Houston and they're appalled we're paying that much