I’m at 7.5k saved in 3.5months working full time w/ rent high car note high insurance & two phone bills for me & son. Nail care every week BUT I MEAL PREP. Proud Mom!

@JJazmiinaa

3 жыл бұрын

How?

@shamathehuman

3 жыл бұрын

u go girl! :)

@chrome4512

3 жыл бұрын

I’m sure that is possible I mean i used to save 3.6 k a month last year but yeah definitely get a job that pays more if you want nice things if you see an opportunity go for it . I could have saved more money than her in 2 months honestly . With kids , rent , phone bill ,insurance and groceries and not to mention house necessities and car maintenance .No man. Lol girl power

Just paid off 35k in student loans. Trying to get my savings back to 15k by December.

@brunoferrum1060

3 жыл бұрын

That's awesome and you really gotta look around investing too that pays more

@estherarchange3192

3 жыл бұрын

Right. I have to look into to it soon.

@Twan191

3 жыл бұрын

16k save and it ain’t enough I need more save 30k keep grinding

@brianawilliams161

3 жыл бұрын

what do you do for a living?

@Twan191

3 жыл бұрын

Briana Williams just work and hustle wbu ?

Tomorrow I start my second full time job, in efforts to purchasing a home before the end of 2021. I am a single woman with bills bills, however I want something big to come out of 2020. So Project Saving begins tomorrow!!!! Wish me luck, now back to this video.

@tanicha

4 жыл бұрын

Good luck boo!😘

@ztm3274

3 жыл бұрын

Good luck! I hope it all works out for you!

@jadenbowden321

3 жыл бұрын

Cap 🧢

@marlenncastro

3 жыл бұрын

Catrea A. Young goooooood luck I’m sure you’ll be able to accomplish all of your goals

@CHRISSYDOFFICIAL

3 жыл бұрын

Good luck!!!

Saving can get addictive. Im saving for the third time. with my first savings I brought electronics and second, I helped do my parents kitchen. This time round, im trying to save for a year's emergency fund.

@tanicha

3 жыл бұрын

It’s super addicting!!! The only addiction I want in my life lol🤑😂

@letty4558

3 жыл бұрын

It sure is addictive.

@Benitasocute

3 жыл бұрын

True... once I have money and don’t save,I don’t know how I feel

The amount of girls supporting each other in these comments!! I love it 😭😭

I don’t like the tip “live with ur parents” 🥺 personally I’ve suffered so much trauma in my home. It’s mentally & emotionally draining living with my parents. I feel like this is a space where I can’t grow mentally or emotionally. Im moving out next month with 2 other roommates! Im so excited.

@tanicha

3 жыл бұрын

I don't condone living in an environment that causes trauma, stress or is generally unhealthy to you and your mental health. I'm glad you're doing what's best for you and moving out - living on your own with roomies will be so fun!

Just paid off 70k of my student loans this year! Half way there

@tanicha

3 жыл бұрын

Love to hear it! 👏🏾🥳

@haute03

3 жыл бұрын

Congrats!! You're almost there!

Living off almost half my income got me to 30k in 10 months. Budgeting and delayed gratification works saving is now a habit I barely notice anymore. Projecting to be at 50k by March if I stay on track

@tanicha

3 жыл бұрын

That’s amazing, congrats!!! 👏🏾

The only way u can even save that much is if you’re making enough money to save it because at the end of the day bills don’t stop kids need things and always expect the unexpected making $10hr won’t do it . She’s speaking from a person who’s already making a good amount of money like she said in the video you have to have more money coming in to even save that amount

@elleivers9387

3 жыл бұрын

Very true, Thanks for clearing that up.

@Blue-pv8gp

3 жыл бұрын

yeah this isn’t a realistic goal for anyone who’s not already earning a high income, which is like a lot of the people watching this. but the tips could still be used so 🤷🏽‍♀️

@emm2058

3 жыл бұрын

Or if you’re including stimulus checks and/or government assistance we had in 2020

@Cat-es9rq

3 жыл бұрын

That’s y you’ve to go frugal 50:30:20 and invest more

@PSALMSOFSONGS

2 жыл бұрын

The best comment yet. I thought I was the only one who felt like this. Some people are making minimum wage with children, recurring bills, unexpectancies, etc. Everytime I look up a bill is due. I'm not saying its impossible to save, but dang! Lbs. People be like I saved $45,000 in 2 weeks. 🤣🤣🤣🤣

I been saving up money for university since I got my first job at seventeen and now I’m saving up money to get a car now

@tanicha

3 жыл бұрын

Get it girl! Sooo proud👏🏾👏🏾🤍

@jadenbowden321

3 жыл бұрын

Cap

@simply-living8523

3 жыл бұрын

You go girl!

@nikkiblack422

3 жыл бұрын

YESSSSSSS!!!! DOIN THE DAMN THING. You inspire me

I feel like Covid kick started my savings journey because we really couldn’t do much and now I’m so motivated to keep going 👏🏼💰

@tanicha

3 жыл бұрын

I feel you on this!! It’s lowkey been a blessing not being able to go out - my bank account loves it! 😂

@dierricasmith5994

3 жыл бұрын

Yess!!!

Having a supportive partner that sees eye to eye with you on saving money is such a game changer.

@tanicha

3 жыл бұрын

Completely agree!!

@julieyoung5865

3 жыл бұрын

100% agree! When I started dating my boyfriend he really worked to teach me the value of a dollar and how to save! I am now working three jobs at 17 so I can reach my goal of a 10k emergency fund once we move out next year for university

I just saved over $1500 in just 3 weeks from working this is a blessing.

At the start of the video “live with ur parents” sis I’m here to learn how to save without my parents 😅

This is probably one of the best thorough money savings videos I've watched in a long time! Loved it. New subbie here ❤️ Currently, I am on pace to save $25K this year. I'll be hitting $20K next week so I'm so happy. There's been A LOT of sacrifices I've had to make, but it has definitely been worth it

@tanicha

3 жыл бұрын

Get it girl!! You should be so proud that’s AMAZING! 👏🏾✨

@lidiapietrusza5014

3 жыл бұрын

That’s so exciting. I just replied on someone else’s comment with this, but open a Roth IRA if you haven’t yet! Putting 5k in now, you could see it grow by way more than it would in a savings account. There’s a lot of KZread videos on it. I opened one with fidelity but there’s a lot of institutions you can out into.

@ItsKenzieSymone

3 жыл бұрын

OMG! We had the same savings goal! Right now i'm at $22,650!

@Miracalle36

3 жыл бұрын

@@ItsKenzieSymone that's amazing! We'll get there! We just have to keep pushing

Spending your side hustle money on yourself is an excellent idea! Congrats on meeting your savings goal early 😊 Keep it going!

@tanicha

3 жыл бұрын

Thanks Jen! ♥️

im planning to do a no buy year challenge in 2021.

@tanicha

3 жыл бұрын

You can do it!! 👏🏾

Congratulations on hitting your goal and hitting it early! Each year I make a financial goal then break it down into monthly goals.

I truly resonate, when you say “ we can’t do it all” . Something I’m still learning, to allow others to help because I’m so used to having a mindset where I truly want to do it ALL myself and not seek help.

@tanicha

3 жыл бұрын

It’s sooo hard to do, but it’s so necessary! It feels really nice being able to have other people to lean on🤍

I wish youtube was already created when I was in my 20's 🥺 to be able to watch this kind of video's..

@tanicha

3 жыл бұрын

There’s still time!! Never too late 👏🏾

You're Awesome!!! I have watched over 15 videos on this topic and you are the first who actually stated tracking as something to do first. Tracking is key!!!

Saving for emergency funds and for our wedding 😊❤️✨ it feels really good to have more control of our budgeting

Hi Tanicha! Congrats on saving 10k in 7 months.. Seriously IMPRESSIVE! I am a personal trainer and personal finance enthusiast so I love the idea of SMART goals for keeping track of your goals. Nice work lady, and thanks for sharing these tips!

Can I just say... Your timestamps are ON POINT! Also, this video was very helpful and motivational.

@tanicha

3 жыл бұрын

Thank you babe! So happy you loved it☺️

I'm so glad you shared your budget template @tanicharose! I love using it.

I love that you are talking about saving and how to be wise with your money! Great tips. Thanks, Tanicha!

@tanicha

3 жыл бұрын

It’s so important! Glad you enjoyed it 🤍

Well done . That is my goal by January 2021. Staying with parents is not always the best if you support them..

Love your speaking voice! Keep spreading positive information, love it!

@tanicha

3 жыл бұрын

Thank you Amanda! 🤍🤍

Yay 🇭🇹❤️love the content. Financial literacy is a must.

@tanicha

3 жыл бұрын

Thank you love! I agree, it’s so important to know how to manage your money wisely! 👏🏾✨

I have watched a lot of personal finance content but this is one of the best among all❤️❤️

Yay! Thanks for sharing this. I recently graduated from college, so this was helpful! Congrats on hitting 10K❤️

@tanicha

4 жыл бұрын

Ahh congrats on graduating, you should be so proud!! 🥳🤍

This was great tips!!Thank you 😊I just started my savings journey & it’s hard to deny friends to go out but I keep thinking it’ll be money down the drain if I do but my savings is growing !!

@tanicha

4 жыл бұрын

Yes!! And you can still go out, you just have to plan and budget for outings with friends and have enough discipline to only allow yourself a set # of outings a week/month + stick to it! You got this!!🤍

So motivated after a long time of letting slow habits live. Thank you, this was perfect! 💰 I’m on my way 🦋

Thanks for these tips, I absolutely love saving and investing towards my personal, future goals. The beauty treatments form part of self care and I usually pay in advance and get a hefty discounted package. I used to spend a lot towards my travels, but obviously with the pandemic I got to save even more and going forward I’ll travel a bit less and work towards reaching my other goals rather, then reward myself with a trip when I’ve achieved that said goal. I really loved the tips 😍 thank you!

Smart goals! we use that in nursing too before a patient gets discharged home. I love the idea of using it on your finances, really any goal should be made into a SMART goal.

This is inspirational and incredible 🙌Thank you for sharing this! With lockdown and just being home so much this year my savings has really ramped up and I want to just continue it even when things are more normal

I paused the video and screenshotted when the spreadsheet image came up. I thought it was just a still you used as an example and I was going to try to recreate it from scratch! Imagine my surprise when I saw the link to the exact template in the description box! (maybe you mentioned it in the video but I was multitasking) I'm so grateful and so excited to plug in my numbers!! THANK YOU!

@tanicha

3 жыл бұрын

Haha, I gotchu girl! 👏🏾😉

Awesome tips! I just started on my saving journey, def will start using that app. Thanks for the advice, love your channel! Many blessings your way!! 🙏🏽🤍🤍

@tanicha

4 жыл бұрын

Thank you!!🥰

thank you so much! I am looking to save more this year. This video is so helpful I took notes and going to start putting some goals in place and cut back where I need to!

this was so helpful! You are so relatable and easy to listen to. Its refreshing :)

@tanicha

2 жыл бұрын

Ahhh this means everything to me!! Thank you babe🥰

Ily for linking the budget template💕

Yes I'm doing this in 9 months and will reach my goal by the end of 2020!

@tanicha

3 жыл бұрын

Yes!!! Love to hear it👏🏾✨

THAT IS AMAZING CONGRATS 🥳 👏🏾👏🏾!!

@tanicha

4 жыл бұрын

Thank you!😭

Congrats and nice job with the self-control! That self-discipline portion is the hardest part when it comes it budgeting!

@tanicha

4 жыл бұрын

Thank you! Agreed! Discipline is soooo hard - a constant battle but so rewarding once you’ve tamed the beast lol

@thefinancefool3540

4 жыл бұрын

@@tanicha Exactly!

your budget template is so cute!!!

This was a great video! Thank you for being so realistic! I want to save 10k in a year so I’m looking forward to it! ❤️ thanks so much for the practical tips and advice!

Amazing tips this helped me soooo much I’m turning twenty this year and this is highly important! Bless ur heart!💗

Fantastic suggestions! This is such an important topic to be discussing right now. I really enjoyed the video!

@tanicha

4 жыл бұрын

Thank you!

I’m buying a home at the end of the year. That’s it! That’s the goal!

Damn girl I was gonna try to copy your excel sheet but I saw you linked a template!! what a goddess.

@tanicha

3 жыл бұрын

I gotchu!! 😉😘

Yes yes yes! I've always saved my lump sums or put them towards debt. It's a great way to boost your net worth.

@tanicha

3 жыл бұрын

Totally agree!!

Thanks hun.My budget begins next month.And this video is just in time.

thank you! These were great tips and I took very detailed notes.

I am a parent - Thanks for the tips LOL "Live with your parents..." maybe we all need to move in ONE HUGE HOUSE

Great video!!! I’ve always been a saver right now I’m saving for a business investment and boyfriend and I saving for Hawaii vacation next year yay!!!! Very much important to save if we as people want things car, house, pay off student loan etc. your such a lovely young lady full wisdom ♥️

@tanicha

3 жыл бұрын

That’s so exciting! Keep killing it! 👏🏾✨Thank you for the sweet words🥰♥️

You’re beautiful and your voice is so relaxing 😩

You look like Sza 😍 , and I’m on this road right now 🙏🏽

Thank you for pulling through with helpful advice! I just graduated college and plan to get a car within 1 year

@tanicha

4 жыл бұрын

Congrats on graduating!!🤍🎊 speaking that new car into existence for you!🤞🏾

@jaysaeki6883

4 жыл бұрын

@@tanicha Congratulations on saving, cheers to blessings!🥳

Ty so much for this! And girl you know you look like Brandy!💕💕

You explained this so well! Thank you!!

@tanicha

3 жыл бұрын

I’m so glad you found it helpful! 🥰😘

Love this tips! I need a side hustle so close on getting monetize on KZread so maybe lol with COVID is so hard

you seem like such a fun person to be around! i love this video too! so informative :)

@tanicha

3 жыл бұрын

So sweet, thank you so much! ♥️

Thank you for making this video! I've learned a lot 😊

@tanicha

4 жыл бұрын

I’m so happy it was helpful!🤍

The road to financial freedom 💪

My big budgeting tip is: recognize luxury vs necessity. A starbucks a day for a year ends up adding up its easy to get carried on w society and what it expects us to have and to buy.

@tanicha

3 жыл бұрын

Totally agree!

This video is fantastic, thank you for the saving advice! ❤️

@tanicha

3 жыл бұрын

So glad you found it helpful! ☺️

Great detailed video and so relatable. Thank you

Very helpful, thank you! Looks like I need to track my expenses better :)

Saving the lumpsum really resonated with me. Better to save it and let it grow you will enjoy it at a later time

@tanicha

3 жыл бұрын

Exactly! And it feels so good to see that number jump up, it’s super motivating!

Such a good video! Thank you! 💕

We just finished paying our credit card debt about 4 months ago at 24 and 25 years old 🙏🏾. Thanks for your tips!

@tanicha

3 жыл бұрын

You should be so proud, wow! Congrats!!! 😭👏🏾✨

loved this so helpful

Thank you for this beautiful video ❤️

I love your honesty keep it up

@tanicha

3 жыл бұрын

Thank you! ☺️

Loved this video! You're great!

@tanicha

3 жыл бұрын

Thank you Jessica! I’m so happy you enjoyed it!! 🥰♥️♥️

Thanks for the video, additional ideas to save more money. God blessed

I don't know who could hate this video. Good job Tanicha!

@tanicha

3 жыл бұрын

Thank you Jeanelle! ♥️✨🥰

@jeanellekerr1207

3 жыл бұрын

Currently typing some tips from your video onto my electronic vision board.

@tanicha

3 жыл бұрын

I love that! vision boards are great for manifesting goals 😍

@jeanellekerr1207

3 жыл бұрын

Thank you. Perhaps you can do a video about that - "Tips on creating an effective vision board" - when you get the chance.

Started my own personal goal in November, by this November I hope to have made it if not more ❤️

Thank you so much for the advice 🙏🏽 Would you be willing to share the spreadsheet you used for budgeting ? ❤️

Loved this video!

@tanicha

3 жыл бұрын

Yayyy! 🥰

This is really nice. SMART!

Congrats!! Thanks for the tips!

@tanicha

3 жыл бұрын

Thank you! Glad you enjoyed the video 🤍🤍

Covid and the shutdown really motivated me to save and I saved about close to 15k. I cancelled my gym membership, boxycharm subscription, basically anything that I don't really need. I also stopped spending money on eating out since most restaurants were closed or were limited. I was just not spending money at all, other than a few major bills and this also applied to my husband as well. I'm really hoping to buy a home in the next year and this is a great start for me.

@tanicha

3 жыл бұрын

That’s exactly what I did!! Cut out all the unnecessary stuff and having everything closed has honestly been AMAZING for my bank account - I don’t miss it at all lol🤑

@ladyjayeXO

3 жыл бұрын

@@tanicha yes!!! Now, I don't even care to spend money and yes, I sure don't miss it either!

This is the most helpful video I've come across! Thank you so much for all your advice, this is awesome. Congrats on your saving!!

@tanicha

3 жыл бұрын

Glad you found it useful! 🥰 thanks love!

Great video! 💙

So niceeeeee💕very accurate!

@tanicha

3 жыл бұрын

Glad you think so!🤍

great advice, spend below your means.

Loved this! I also LOVE your budget spreadsheet! Would you ever consider making a copy of it as a template for your viewers and maybe a video walking us through how you use it?

@tanicha

3 жыл бұрын

It’s linked in the description box🙂

My goal is to pay off my small credit card debt and then to save for a cash cushion 🙌🏼✨ saving money can definitely be exciting haha!

@tanicha

3 жыл бұрын

You can do it!! Keep pushing girl👏🏾

The answer was given in the beginning if you want to save 10,000 dollars you have to live with your parents, or someone who will let you live rent free. The rest is just ways to save money and how easy it can be.

@rogers5622

2 жыл бұрын

Most of us don't have that luxury 😂

So helpful ♥️

You should make a video on how you created your budget charts.

Was watching this at the library as a break, I tried to look extra focused so people I don't think I waste time there XD

@VickiPzxc

3 жыл бұрын

Lmaooo *my entire college existence*

@dierricasmith5994

3 жыл бұрын

😂😂😂

there are some people that could not handle holding a signifcant other accountable for their spending Oh no I couldnt let someone do that look at me like that because there are some that would take it too far and not know their place in the end of the day. I am glad that worked out for you.

It was hard for me to focus on the video bc of how pretty you are you have a pretty voice to thanks for the tips I really believe I can do it now ☺️🙏🏽

@tanicha

2 жыл бұрын

You’re so sweet!! You got this babe!!🥰😚👏🏾

Thank you so much 💙 i have a business and my money keeps disappearing cause I think the small money i use isn’t anything but then it amounts to alot. I will stick to this rules am su happy I watched your video first💋

@tanicha

3 жыл бұрын

Yay! I’m so glad! Keep killin’ it boo!! 🤍

Hi Tanicha, I'm a new subscriber and I just want to say congrats on saving $10,000! I really like your advice on using a budget, it can seem intimidating to set up one, but, like you said, it truly helps! And I like your tip on making sure to stick to the goals I've set. It can be easy to set a goal, but it requires dedication to actually fulfill the financial goals! Another channel I've learned financial advice from is Canna Campbell's SugarMamma TV. She provides tips on how to save and even wrote a book called The $1,000 Project! I believe you would like her tips as well! Thanks again for sharing your journey and I'm looking forward to your future uploads!

This lip color though! 🔥

@tanicha

3 жыл бұрын

Thank you!! 🥰♥️

Brilliant video ! :)

@tanicha

3 жыл бұрын

Thank you!☺️

I’m planning to save £800 by the end of this year, I know it’s nothing but as a 17 year old who loves to shop and only has a part time job of a few hours a week, it’s quite a lot to me and I just wish I started this goal last year. For anyone my age trying to save their money, plan out how much you need per month to reach your goal and make sure you take this out of your wage first! Also make a checklist of each month and stick it by your bed so you see it everyday which is what I’m doing!