How I Pay $22k a Year for a $55k Life

Тәжірибелік нұсқаулар және стиль

Incredibly, I have brutally cut my expense left and right. I look at my expenses all the time and try to figure out ways to minimize them while still obtaining similar levels of product or service. Let me make yet another quick run down of all the areas where I am still required to pay money and many areas where I may have cut it to zero.
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Ending Song: Rondo Brothers, Mr. Tea

Пікірлер: 782

  • @sweetandsimple.
    @sweetandsimple.4 жыл бұрын

    Basically he values knowledge and experiences over things which is a great way of life and the easiest way to have peace.

  • @NaamWynn
    @NaamWynn4 жыл бұрын

    The key here is knowing your finance inside and out, which most people do not.

  • @BeatTheBush

    @BeatTheBush

    4 жыл бұрын

    Recite what you spend on everything. :D

  • @stuarthirsch

    @stuarthirsch

    4 жыл бұрын

    Knowing your partner involves knowing much more than just finances. All the money means nothing if the basic relationship isn't sound. Your relationship, mutual respect and love needs to drive your finances, not the other way around.

  • @NaamWynn

    @NaamWynn

    4 жыл бұрын

    Jee Vang that burn🔥🤣

  • @DisabilityExams
    @DisabilityExams4 жыл бұрын

    I've already saved hundreds of $ by thinking of your "Don't buy it, you don't need it" before buying anything - thanks!

  • @chillinretreat5124
    @chillinretreat51244 жыл бұрын

    This is great...we have cut back so much on our expenses we can spend on the stuff we really like...we paid off 60000 of debt and 33000 on our mortgage...it feels great to save so much and know we can have a great life living way below our means😁

  • @wsue1038

    @wsue1038

    4 жыл бұрын

    That is great!

  • @BarryBethal-yv2oz

    @BarryBethal-yv2oz

    4 жыл бұрын

    That's so good to pay so much debt off just think of the interest you will save over the coming years, keep it up 👍

  • @ShaneHummus
    @ShaneHummus4 жыл бұрын

    Wow! You have certainly mastered budgeting your finances wisely. A person with such skills is less likely to become broke. Awesome video! Thanks

  • @BeatTheBush

    @BeatTheBush

    4 жыл бұрын

    If I come dried up, one can easily cut in various ways to trim it even more.

  • @Amedeus1756
    @Amedeus17564 жыл бұрын

    Haircut $0 ,that goes for me too I'm bald.Girlfriend $0, she left me because of it.

  • @bagamudo4502

    @bagamudo4502

    4 жыл бұрын

    Lol

  • @eightsprites

    @eightsprites

    4 жыл бұрын

    Win Win

  • @cherrytung

    @cherrytung

    4 жыл бұрын

    great money saving life hack! just go bald!

  • @cherrytung

    @cherrytung

    4 жыл бұрын

    also $0 shampoo and conditioner

  • @JK-Visions

    @JK-Visions

    4 жыл бұрын

    Thats sad. She could bring in some cash too.

  • @junliang7965
    @junliang79654 жыл бұрын

    For years I thought i'm pretty damn cheap and knows all my expenses. this guy knows the wattage of every single electric equipment in his house. I don't know what to say.

  • @DanielJoseMP

    @DanielJoseMP

    2 жыл бұрын

    Guy makes his own toothpaste

  • @missmia196

    @missmia196

    10 ай бұрын

    Dude same, this level of granularity is too much

  • @nickv4073
    @nickv40734 жыл бұрын

    Girlfriend: $0. You could have started and stopped right there.

  • @atafmaalaoui4761

    @atafmaalaoui4761

    4 жыл бұрын

    MGTOW for life !!

  • @boeuf-in9oe

    @boeuf-in9oe

    4 жыл бұрын

    If my girlfriend becomes an expense I think it’ll be time to call quits.

  • @MrJoshcc600

    @MrJoshcc600

    4 жыл бұрын

    Pretty much what i was thinking!

  • @makeupviews

    @makeupviews

    4 жыл бұрын

    🤣🤣🤣

  • @genwe1894

    @genwe1894

    4 жыл бұрын

    Girlfriend = expensive

  • @marisastoneobrien7834
    @marisastoneobrien78344 жыл бұрын

    These are so good BTB. It inspires me to go back through every single line item our budget for cost reduction.

  • @AtHomeWithJenn
    @AtHomeWithJenn4 жыл бұрын

    Another great video,Bush!👍👍 My eldest son lives this way! I try to this way of living with my sons. My eldest son has embraced it.He's doing well as an electrician. I try my best at living a frugal life If I had a daughter, you'd be the ideal son n law! I appreciate your way of living

  • @thegeelifestyle
    @thegeelifestyle4 жыл бұрын

    I unplugged everything in my house and I saved 20.00 a month. It's not much but 240.00 a year adds up.

  • @thegeelifestyle

    @thegeelifestyle

    4 жыл бұрын

    That's awesome. In New York everything is off the roof expensive

  • @thenoicemango1827

    @thenoicemango1827

    4 жыл бұрын

    The Real Gee Same in California especially rent.

  • @redloopy

    @redloopy

    4 жыл бұрын

    I wipe my ass with $240 fuck wasting time to do that bs

  • @hzuiel

    @hzuiel

    4 жыл бұрын

    @@redloopy Individually it's not that much, but if you save $20 here, 20 there, it adds up. Some people can go through and chop out sometimes thousands from their monthly budget that they don't truly need. Investing that money instead of spending it, is how you become wealthy and comfortable. Say you need 20,000 to start a business, if you don't manage your money, you will probably never have the 20k. If you put $1000 into your business starting fund every month, you'll be ready to start your business in a little over a year and a half. There are lots of broke people who wipe their ass with $240, and that is why they are broke.

  • @danskdna8550

    @danskdna8550

    4 жыл бұрын

    I heard it shortens the life of tv and computers if you unplug them daily?

  • @dylanm6977
    @dylanm69774 жыл бұрын

    Makes me feel a lot better seeing your numbers. Ive had a budget for a long time and have a monthly spending of $3500... difference being that im still paying $700 a month on my mortgage AND I am married and have a 2 year old. We dont really skimp on quality of life either, sure we plan things out but sometimes we just spontaneously do/buy something and we just plan the rest of the month accordingly!

  • @BeatTheBush

    @BeatTheBush

    4 жыл бұрын

    Everybody had their requirements of what services they have have. I suppose that is a good amount for family of three.

  • @andreasobus2555
    @andreasobus25554 жыл бұрын

    Thanks for taking the time to give us a visual. It's so helpful

  • @user-ww6ii6zn8m
    @user-ww6ii6zn8m4 жыл бұрын

    I love what you said about balance. It's all about getting the most with the least. Great Video!

  • @shirleylangton7967
    @shirleylangton79672 жыл бұрын

    I can really relate to your budget. As a senior, I have tried to cut my spending in all areas, and have broken it down by categories, as you have. I ask myself do I really need that, and take the item out if possible. Clothing is still a downfall, but you're right, if you have a few shirts and pants, you can only wear one outfit at a time. Good tips from you!😁

  • @ZB2018
    @ZB2018 Жыл бұрын

    I came across your channel because of prepper princess. I’m a new subscriber, looking forward to binge watching all your videos 😅😂🎉

  • @marktalksmoney1956
    @marktalksmoney19564 жыл бұрын

    I minimized my expenses be cutting my desire to consume in general

  • @BeatTheBush

    @BeatTheBush

    4 жыл бұрын

    Same here. It’s not even forcing yourself. It’s more like a.new realization and makes you immune to the need to spend much on objects.

  • @happytownesvanzandt

    @happytownesvanzandt

    4 жыл бұрын

    It becomes a compelling and interesting challenge to pare down

  • @TheTeatimecrumpet

    @TheTeatimecrumpet

    4 жыл бұрын

    @Jee Vang Cool man. Keep buying $1000 phones with an insane camera and incredible processing power....so you can take pictures of your feet and watch youtube....while still living with your mom.

  • @revolutionchikelu

    @revolutionchikelu

    4 жыл бұрын

    @@TheTeatimecrumpet Damn dude u murdered him there...have some compassion mate!

  • @saml828

    @saml828

    4 жыл бұрын

    @@TheTeatimecrumpet His is a homeowner, not living with even a housemate!

  • @RealDeadBanana
    @RealDeadBanana4 жыл бұрын

    Great Video! I've always been a big believer in focusing on the big three when it comes to reducing expenses: home, transportation, and food, but this video really showed me the power of how trying to minimize spending in all categories can add up. I also like how you factor in a return on investment viewpoint when it comes to maintaining your quality of life. Why pay $50 for a service, when $20 will give me 90% of the value of the service? That last 10% is not worth it most of the time.

  • @jonsl2000
    @jonsl20004 жыл бұрын

    Glad your dolls came back. It adds something to your video. Thought you sold them from not seeing it on your past video.

  • @silviag3798
    @silviag37984 жыл бұрын

    Can't beat having the mortgage paid off for saving money! Once you're at that point, monthly expenses drop like a stone. I can't wait til I get there.

  • @stuarthirsch

    @stuarthirsch

    4 жыл бұрын

    Depends, If I were buying a home today I would only take out a mortgage. Interest rates are still at or near historic lows and tax deductible, you can then also deduct your property tax and for a single person it will probably work out better than a paid house or condo. Just make sure you keep enough other liquid assets so can pay the mortgage off whenever you want. The mortgage tax deduction is one of the big reasons we have an affordable housing crisis. The deduction is actually reflected in higher housing prices.

  • @silviag3798

    @silviag3798

    4 жыл бұрын

    @@stuarthirsch the mortgage tax deduction is a US thing. Where I live (Canada), you don't get anything like that. Closest you'll get is if you use part of your house for a business, then you can deduct those portion of your expenses from your income.

  • @stuarthirsch

    @stuarthirsch

    4 жыл бұрын

    @@silviag3798 Its a deduction, a long with the ability of deducting state and local property and real estate taxes that should never have been adopted, long since eliminated, but never will be. At least in the US. The only exceptions being if the house is a rental or business property.

  • @kimjong-un5562

    @kimjong-un5562

    4 жыл бұрын

    @@stuarthirsch why would u want a house payment lol

  • @stuarthirsch

    @stuarthirsch

    4 жыл бұрын

    @@kimjong-un5562 Thought I explained why I would want a house payment, provided the loan works in your favor, not against you. Because interest rates are near historic lows use other peoples money and get a tax deduction. A mortgage interest rate of 3% after the deduction can translate into an effective mortgage rate of 2% or less depending on the state you live in. This leverages your upside on the house if you sell or flip the house and also protects your downside risk. If there is another real estate collapse just let the mortgage company foreclose or do a short sale.

  • @fredwilliams6047
    @fredwilliams60474 жыл бұрын

    Thank you for the socks and cell service, my family is enjoying it.

  • @bobsamurai
    @bobsamurai4 жыл бұрын

    I’m a reseller from home so I plan my trips to post offices right next to grocery stores, while driving I record a video in my car using my phone, then write the trip off with a mileage app. If I record 2 videos per trip then my groceries are basically paid for with ad revenue

  • @aresg9670

    @aresg9670

    4 жыл бұрын

    Smart moves my man! Are you a pro reseller? I've been getting into selling car radios for good roi on eBay, what's your niche?

  • @KittKattBarr222
    @KittKattBarr2224 жыл бұрын

    For emergencies when cell phones don't work, get an emergency 2 way radio and learn how to use it. You do not need a license to use a radio for emergency purposes. Not a perfect solution but could still be a good life line. We use ours as a weather radio in the event of bad weather.

  • @DriverMan
    @DriverMan4 жыл бұрын

    Very thorough, great breakdown of life spending....I think anyone can gain some nuggets from this.

  • @ericonca
    @ericonca3 жыл бұрын

    You may be the only one who has a line in your budget for socks, at just $0.25. I love it 😝

  • @monsieurfortuna9952
    @monsieurfortuna99524 жыл бұрын

    Girlfriends are really expensive, that's why I have a boyfriend now.

  • @lostintime8651

    @lostintime8651

    4 жыл бұрын

    Ewwww

  • @_Wai_Wai_

    @_Wai_Wai_

    4 жыл бұрын

    @@lostintime8651 LOL.... wow . he turned gay because he is trying to save money.

  • @kimjong-un5562

    @kimjong-un5562

    4 жыл бұрын

    Lol

  • @mrcarterfx885

    @mrcarterfx885

    4 жыл бұрын

    😂😂😂

  • @caesar_44

    @caesar_44

    4 жыл бұрын

    Lmao

  • @elanareinholtz2200
    @elanareinholtz22004 жыл бұрын

    Super interesting. I think it’s interesting to mentioned being local (groceries) means less waste & less resource waste for gas. Have you thought about composting & seeing how little you can get your waste disposal? You might be able to compost in the backyard & just have recycling!

  • @kathystradley8510
    @kathystradley85104 жыл бұрын

    Good video, nice to see the breakdown of costs

  • @t_n_rasberry8387
    @t_n_rasberry83873 жыл бұрын

    Lol... I thought I was the only one who does the square method for paper towels until I saw this video. It's good to know you do it too.

  • @stalemateib3600
    @stalemateib36004 жыл бұрын

    When I had a landline, the costs kept climbing. It was getting to about $40/month and did not even include long-distance. Now, I have just a Tracfone cell and pay about $10/month.

  • @Wrighjj

    @Wrighjj

    4 жыл бұрын

    I have the argument going with my (not $0) girlfriend about a landline in case of emergency. Our landline is actually VOIP which goes down when there is a power failure. There is no added emergency benefit. Just an expensive charge when we could just as well get magic jack or something.

  • @RobinAndMorgan
    @RobinAndMorgan4 жыл бұрын

    Just switched to Mint Mobile away from T-Mobile today because of your suggestion, thank you!

  • @gb1234ist
    @gb1234ist4 жыл бұрын

    collect rain water in a sealed container and water your garden and plants to save on that.

  • @_exxiff

    @_exxiff

    4 жыл бұрын

    Waste of time lol

  • @nickv4073

    @nickv4073

    4 жыл бұрын

    What will that save you. One dollar?

  • @kevinathome5124

    @kevinathome5124

    4 жыл бұрын

    your collection equipment cost may eat into that savings. I would go to those Chinese restaurants and ask for their used soy sauce buckets (hopefully for free) and go from there.

  • @ccrbonline1752
    @ccrbonline17524 жыл бұрын

    Once you use up all that soap get a bottle of Trader Joes All for One; soap, shampoo, and conditioner all in one, one small squirt packs a ton of cleaning power. Bar cloths are great instead of paper towels, cloth napkins are super cheap at Goodwill of any resale shop. The bar cloths and cloth napkins don't really add to the amount of laundry you do because they don't take up any room in the washer.

  • @seanpetersen8044
    @seanpetersen80444 жыл бұрын

    Watched the whole video, awesome!

  • @ericonca
    @ericonca3 жыл бұрын

    Huge lesson in this video which is ASK FOR A DISCOUNT. Banks, credit card fees, insurance, utilities etc. can all be negotiable.

  • @rockyzman
    @rockyzman4 жыл бұрын

    I just found your channel and really like it. I have looked at this in much the same way since I was in my teens and now as I'm in my 60's. Do I need it, what's the cheapest way to get it and foremost is it really worth it.

  • @eatnplaytoday
    @eatnplaytoday4 жыл бұрын

    Honestly... It boggles my mind that the average person even has a monthly budget for clothing.

  • @M_SC

    @M_SC

    4 жыл бұрын

    Burnt Sage it’s averaged over 12 months if you budget thoroughly

  • @KittKattBarr222

    @KittKattBarr222

    4 жыл бұрын

    We keep a sinking fund for clothing, but we are a family of 4 with two growing kids. We are still well below what most people spend on one person.

  • @meghanmarquez3065

    @meghanmarquez3065

    4 жыл бұрын

    I feel the same way! Once a year feels like too much for me.

  • @eatnplaytoday

    @eatnplaytoday

    4 жыл бұрын

    @PearlPerlita Venegas yes kids are understandable but BTB's video is on the average person/adult....

  • @torrok0118

    @torrok0118

    4 жыл бұрын

    90% of my clothes come from birthday or christmas presents from my parents

  • @dauntiekay2768
    @dauntiekay27684 жыл бұрын

    Great video and very informative--You have a great budget!

  • @BeatTheBush

    @BeatTheBush

    4 жыл бұрын

    Thank you!

  • @kopper7509
    @kopper75094 жыл бұрын

    Health insurance is my biggest fear in terms of retiring early. I feel like I can’t save enough money because it’s seems like a black box where you have no idea what to expect.

  • @ccrbonline1752

    @ccrbonline1752

    4 жыл бұрын

    At 58, a catastrophic policy - emergencies only, no routine care, no Rx coverage, $10,000 deductible - $600 a month. Absolutely ridiculous and unrealistic for the average wage earner.

  • @adamsons8057
    @adamsons80574 жыл бұрын

    Thanks for the details.

  • @bradybrassfield9353
    @bradybrassfield93532 жыл бұрын

    We think alike. Love these videos 👌 I need more of this knowledge in my life.

  • @bumstudios8817
    @bumstudios88174 жыл бұрын

    I don't think land line will work in my state during a power outage. All the carriers switched to running home phone through the cable modem. But with most providers it is bundled free with internet and cable

  • @erikjanse3994
    @erikjanse39944 жыл бұрын

    Hi Francis, You forgot the biggest cost item: i.e tax on return on assets (like stocks, savings, etc). I know you are going to say this varies person to person, but that is valid for all the cost items.

  • @twincherry4958

    @twincherry4958

    4 жыл бұрын

    No one ever talk about it!!!

  • @BM_100

    @BM_100

    4 ай бұрын

    You don't pay the tax until you sell the stock. Warren Buffett rarely sells, therefore he pays less taxes. That is where his "I pay less taxes than my secretary" line comes from

  • @CharF
    @CharF4 жыл бұрын

    I'm working on spread sheet now. Will use your format. Thanks

  • @BeatTheBush

    @BeatTheBush

    4 жыл бұрын

    =D

  • @carlosb.9032
    @carlosb.90324 жыл бұрын

    I finally get to show something i save on out of necessity. I use a (Good and pricy) electric razer to shave and I have A-LOT of facial hair. The reason i do this, Is not to save, but because my cheeks badly break out with acne even after using aftershave whenever i use razors so I stopped and fixed my problem.

  • @chachingfm
    @chachingfm4 жыл бұрын

    Sign up for a credit union and they don’t have a minimum balance

  • @BeatTheBush

    @BeatTheBush

    4 жыл бұрын

    Or Charles Swab checking is pretty good too.

  • @makeavideo5801
    @makeavideo58012 жыл бұрын

    Great idea. I am going to start using my personal electric vehicle to go to the library.

  • @SanoKei
    @SanoKei4 жыл бұрын

    The "Girlfriend 0" spoke to me. FeelsBadMan

  • @jamesonrichards5105

    @jamesonrichards5105

    3 жыл бұрын

    PepeHands

  • @dailyrefinement
    @dailyrefinement4 жыл бұрын

    Do you not have homeowners insurance? I didn't see that in the breakdown. I know you limit your exposure with less stuff, but you do have SOME stuff, like camera and computer. also, second question, Is it worth it to churn internet service companies?

  • @Kyaide

    @Kyaide

    4 жыл бұрын

    I believe you only have to have a homeowners policy if you owe money on your house in the form of a mortgage. The bank makes it a requirement of the homeowner it to protect themselves from financial loss.

  • @NurseViv
    @NurseViv4 жыл бұрын

    We need a discussion on self employed HEALTH INSURANCE.... it’s necessary but it keeps going up with no cap

  • @keralee

    @keralee

    4 жыл бұрын

    I would say health is necessary, yes. However, insurance is not necessary for most people. Insurance does not ensure health. It does zilch to give you health. I have found it has opposite effect overall. Health is an inside job, not a toxic pill. Learn to give yourself health in real ways. Eat quality foods, avoid all toxins like plague (learn what they are, where lurking), exercise and care for body properly and avoid high-risk activities. Herbs and diet, lifestyle changes, mindset are more effective 99% of time than the medical route.

  • @thenoicemango1827

    @thenoicemango1827

    4 жыл бұрын

    JustCallMeViv Elections are coming up use your power to vote wisely.

  • @carableu
    @carableu4 жыл бұрын

    Health insurance has really gotten out of control. Having said that, please be careful switching to a less expensive, less comprehensive plan. Even relatively medical minor issues can really wipe a person out financially. I have good insurance now (I am a registered nurse and hospitals usually have good plans). If I were to leave and COBRA my insurance, the payments would be $900 + per month (insane). Having said that, I would maintain the insurance. I’ve had occasion to use my health insurance a lot this year (for minor things). And I literally would have had to spend tens of thousands of dollars with no insurance (or crappy insurance).

  • @thenoicemango1827

    @thenoicemango1827

    4 жыл бұрын

    Millions of Americans are in what we call job lock because of things like insurance. They can’t leave their jobs to pursue others things they might want to do because insurance is crazy expensive. Insurance companies really screwed us over.

  • @leila_de_hautjardin

    @leila_de_hautjardin

    4 жыл бұрын

    Come to France ! 😃

  • @carableu

    @carableu

    4 жыл бұрын

    @@leila_de_hautjardin Great idea! I love France. :)

  • @galaxiesareborn3797
    @galaxiesareborn37973 жыл бұрын

    My electric bill was $300 this month. In Oklahoma and had to run the AC 24/7. It's usually closer to right under $200. Water/trash $89. Groceries $500. Internet $67. Phone (2 phones) $178. Eating out averages about $100/month for the husband and I together. Gas for the car $350 (husband drives an hour and 20 minutes one way to work). Car insurance (3 cars) $165. House insurance $110. Lots of doctor bills since we're over 55 about $200/mo. No mortgage :)

  • @tranlam5383
    @tranlam53833 жыл бұрын

    Thanks for sharing. It's great to learn that we can always live more with less.

  • @lex6819
    @lex68192 жыл бұрын

    I was cutting my own hair even before the pandemic. Watching youtube videos and buying the best barbering scissors you can afford. Also I buy a lot of my clothes in thrift stores. I like to buy men's sweaters because they ate much better quality than the women's clothes, and last so much longer. Plus you can get simpler styles in the men's section that don't really go out of fashion so they don't have to be replaced every season

  • @aftech7268
    @aftech72683 жыл бұрын

    I do business from home so internet is a must but everything u mentioned I totally agree - we really don’t need most of it- we also have a bidet for the past 7 years and limit the use tp and trips to the store which also cost money’s down ur right I only wash ur hair once a week it’s healthier for folicals

  • @BeatTheBush

    @BeatTheBush

    3 жыл бұрын

    All about limited your expenses and still get a reasonable good quality of life. Bidet is cheaper in the long run AND it improves QOL.

  • @WhenItsHalfPastFive
    @WhenItsHalfPastFive4 жыл бұрын

    this dude really making his own soap and toothpaste

  • @sunset6010

    @sunset6010

    4 жыл бұрын

    He did NOT say he makes his own soap

  • @BeatTheBush

    @BeatTheBush

    4 жыл бұрын

    I think I need a source of fat and lyme? Never did me that before.

  • @tpowell3776

    @tpowell3776

    4 жыл бұрын

    WhenItsHalfPastFive ....We as a society have been propagandized to believe we HAVE to buy commercial toothpaste-filled with preservatives, random fillers and a warning that states "Do not swallow" ..My Gma taught me how to sew, cook and make my own toothpaste, I couldn't imagine buying commercial toothpaste..to each their own...

  • @keralee

    @keralee

    4 жыл бұрын

    making soap is very easy. Toothpaste even easier--2 tbs baking soda, 2 tsp cinnamon, 2tsp ground sage, shake it up. Works great! Laundry soap easy too.

  • @thenoicemango1827

    @thenoicemango1827

    4 жыл бұрын

    Just get lye from drain cleaners. Some drain cleaners are literally just lye.

  • @gerry2345
    @gerry23454 жыл бұрын

    I like this vid.. Good review of spending. Habits.

  • @BeatTheBush

    @BeatTheBush

    4 жыл бұрын

    :D

  • @RealTalkChristina
    @RealTalkChristina Жыл бұрын

    Having a husband or bf is great for a second income. Even a roommate helps.

  • @Polyester_Avalanche
    @Polyester_Avalanche4 жыл бұрын

    I feel your self-employed health insurance pain. I'm guessing you're like me and hardly ever use it. We have some of the same habits- fractioning paper towels, produce bags as garbage bags, self-hair cuts...

  • @mycasualworld
    @mycasualworld3 жыл бұрын

    you mentioned Tubi TV.... I also like PLUTO TV... it's just like having cable service... and it's free on internet (has on demand shows and also live shows.... all free)

  • @obsoleteprofessor2034
    @obsoleteprofessor20344 жыл бұрын

    ...and then The Bush plugs the scooter into the library's outlet for the trip home. Every penny counts!

  • @rollingr1535
    @rollingr15354 жыл бұрын

    Good video, i wouldn't ride to the library because that would waste a lot of time and your time is very valuable.

  • @lovinglife3954
    @lovinglife39544 жыл бұрын

    Great job on minimizing spending and still living the life you want to live. I a curious, you guesstimate a lot of this, why not track spending using an app?

  • @InvestingRobinhoodInvestor
    @InvestingRobinhoodInvestor4 жыл бұрын

    Living a good quality of life on minimal expenses 👍🏻

  • @stuarthirsch
    @stuarthirsch4 жыл бұрын

    Don't get married whatever you do! Get an electric shaver and use cornstarch as shaving powder. A good electric shaver will last for years. I use the library online. I get my magazines online and even download articles in pdf format from my county library, I can also get books and some movies anywhere, anytime, on my computers or home wifi or public wifi from the county library. I don't look at it as free but, l paid for with my taxes which I have to pay whether I use the government services or not. Use as many government services and benefits as you can of course following the law and regulations. After all you paid and are paying for them.

  • @stuarthirsch

    @stuarthirsch

    4 жыл бұрын

    @Angel rose I should have married you.

  • @thenoicemango1827

    @thenoicemango1827

    4 жыл бұрын

    Stuart Hirsch True it’s not the governments money it’s the people’s money who pay taxes.

  • @stuarthirsch

    @stuarthirsch

    4 жыл бұрын

    @@thenoicemango1827 Absolutely correct.

  • @Kwameking1
    @Kwameking14 жыл бұрын

    We appreciate you!

  • @lindseyjohnson2980
    @lindseyjohnson29804 жыл бұрын

    Great video! Thank you!

  • @andreaandrea9857
    @andreaandrea98574 жыл бұрын

    We have the same budget, but I'm still working on my rent/mortgage and my others is def higher. I'll def work on this 👌

  • @BeatTheBush

    @BeatTheBush

    4 жыл бұрын

    Yeah... it took me years to get it this low. One type of spending may take me a month or so to slowly work on the logistics, call them, etc.

  • @ethereal_emily
    @ethereal_emily4 жыл бұрын

    Ooooof, I wish my electric/gas bills were that low, tend to be near 250/mo for electric in summer and 150/mo gas in winter. Presumably majority of cost there is AC/furnace. Still trying to find ways to reduce that, it's hard though cause the house is poorly insulated and leaks a lot of air so short of turning AC/heater off they tend to run a lot (I also have renters so whilst I could myself wear socks/jacket, I want to keep house at a decent temp for renters). I suppose I could buy new AC/furnace units but it wouldn't fix poor insulation and I'd have to figure out how long pay off period would be and how long I intend to stay in this house (probably not forever).

  • @BeatTheBush

    @BeatTheBush

    4 жыл бұрын

    Borrow an infrared video monitor to see what is leaking the most and add augmented insulation like layers on a window you stick on or plug up leaking air.

  • @MrJoshcc600

    @MrJoshcc600

    4 жыл бұрын

    I'm similar my house was built in '46. Attic insulation is rat torn up and i once accidentally put a hole in the drywall to find no insulation at all in there. However using a full house fan when the weather is nice and setting my ac high when I'm not home helps a ton. No roommates let me do that though

  • @frugalinay4494
    @frugalinay44944 жыл бұрын

    i make my own soap because i don't like the harsh chemicals of commercial soap, i use 4 items that could be found in my kitchen, olive oil, coconut oil. distilled water and lye it needs 6 weeks to cure but it's worth the wait. I use 1:1:1 ratio of liquid sop, vinegar and water put it on sprayer bottles and that is what i use for cleaning everything, i have one in the toilet, one in the kitchen and 1 in my cleaning caddy.

  • @JahdielSaneo
    @JahdielSaneo3 жыл бұрын

    Hey! super serious question, WHERE did you find those chairs????! they are so nice!

  • @JennTheFrugalMom
    @JennTheFrugalMom Жыл бұрын

    Do you write down every penny you spend? Do you track everything? Do yoy add it all up at ejd of year

  • @MegaMijit
    @MegaMijit4 жыл бұрын

    CAN SOMEONE PLEASE LINK A SPREADSHEET LIKE THE ONE HE WAS LOOKING AT???

  • @babybunnie26
    @babybunnie264 жыл бұрын

    Lol, turning the lights off haha!

  • @TeinciLove
    @TeinciLove4 жыл бұрын

    I signed up for mint mobile through this channel. Easy savings so thanks for that!

  • @M_SC
    @M_SC4 жыл бұрын

    I’m glad you pointed out that even if you’re both paying equally, you still spend more if you have a girlfriend because you simply go out more and do more stuff. This is true.

  • @lex6819

    @lex6819

    2 жыл бұрын

    Long distance relationships are cheaper because you can just date on Skype

  • @gman4911
    @gman49114 жыл бұрын

    You forgot to include homeowners insurance vs renter's insurance, car property tax, registration fees, etc. Also, you can get toiletries and household items for very low cost or even free by couponing so you really don't need to sacrifice for those items. You can get coupons from Sunday newspaper inserts, printable coupons from various websites, or coupon resellers from the internet or ebay.

  • @BeatTheBush

    @BeatTheBush

    4 жыл бұрын

    Those are added already part of housing.

  • @cdagod1
    @cdagod14 жыл бұрын

    Still waiting on that girlfriend bracket to break beat the bush 🤣🤣🤣

  • @MrJoshcc600

    @MrJoshcc600

    4 жыл бұрын

    Once he gets one all those other numbers he's proud of will change dramatically or the girl fund will remain 0!

  • @dylanb6338
    @dylanb63384 жыл бұрын

    We need a video on the moped....also....water your plants more haha

  • @BeatTheBush

    @BeatTheBush

    4 жыл бұрын

    They’ll live... with rain water alone

  • @dylanb6338

    @dylanb6338

    4 жыл бұрын

    @@BeatTheBush Oh outdoor plants...yeah...who waters those? I thought you meant indoor for some reason.

  • @wsue1038
    @wsue10384 жыл бұрын

    Thanks for showing us how you do it. Have you ever heard that comparison is the death of joy? I live in a big city so my costs can be larger. When I paid Cobra it was a killer. $677/mo./ single. Thank goodness I do not need that anymore. I have gone around the house and unplugged things I do not use all the time. I keep the TV plugged in and the microwave. It was too inconvenient to plug it in each time. Internet only on my phone. Right now I am at the library. My entertainment money I spend is $0. When I figure restaurants I have 2 categories. One is restaurant, when I stop to eat and the other is restaurant/social, when I go out with a friend. Thanks again for letting us see how you do it.

  • @BeatTheBush

    @BeatTheBush

    4 жыл бұрын

    Hope I’m not killing anyone’s job by people comparing how little one can spend.

  • @wsue1038

    @wsue1038

    4 жыл бұрын

    @@BeatTheBush wish I was that wise years ago and saved it. I retired 1 year early. Therefore the Cobra.

  • @TheDyingFox
    @TheDyingFox4 жыл бұрын

    That entertainment portion? That's why I'm here, (paying for internet anyway) this video is data gathering while eating! ;)

  • @ankitaaac
    @ankitaaac8 ай бұрын

    You seem really smart - I feel like instead of trying to cut down on low expenses like soap, you have the ability to make a lot more money

  • @tigerak02
    @tigerak024 жыл бұрын

    How do you plan to combat thousands in insurance premiums in old age or will you just switch over to Medicare when it's time? Or do you have enough passive income to cover it all?

  • @BeatTheBush

    @BeatTheBush

    4 жыл бұрын

    May I’ll have to love to Thailand lol!!!

  • @k.w.1459
    @k.w.14594 жыл бұрын

    As a near 0 waster, I don’t buy trash bags. I have very little trash as it is but when I do need bags for trash, I use bread bags or chip bags or bags that came from shipping. They can’t or won’t be recycled many times. Just a suggestion I also compost my food waste so that saves a lot and is the right thing to do. If for some reason you can’t compost where you are, you can still separate out food waste from trash and place in freezer. This means your trash probably wouldn’t need to be thrown out as often bc of the smell

  • @BeatTheBush

    @BeatTheBush

    4 жыл бұрын

    Same, no trash bags here. I probably should get a composting bin but not yet.

  • @k.w.1459

    @k.w.1459

    4 жыл бұрын

    BeatTheBush I put a request out on nextdoor app asking if anyone in town had a compost pile or bin they would let me put my food waste into. A lady close by offered hers. So I currently bring mine there and she’s able to use the finished compost for her garden. And offered if I needed any to take some too

  • @mrsm3442
    @mrsm34424 жыл бұрын

    You are such an inspiration! :) Thank you. :)

  • @BeatTheBush

    @BeatTheBush

    4 жыл бұрын

    You're welcome!

  • @link2299
    @link22992 жыл бұрын

    This guy getting by on $6/day on food, and here I am, eating 4 meals all over $5 per day. Plus at least $5/day in snacks/drinks. A single chicken breast here in Canada is $5-10 haha.

  • @gothgirl2670
    @gothgirl26704 жыл бұрын

    Hi, I like your videos. Can you give advice how you would save money for a family (of four)? Maybe you could make a video about it.

  • @BeatTheBush

    @BeatTheBush

    4 жыл бұрын

    Family of four? I would go into details of how but I have no experience with kids.

  • @miodyssey
    @miodyssey4 жыл бұрын

    Hi @Beatthebush. Can you attach or link a copy of the spread your showing so that I can attempt to compare my budget and adjust based on yours? Please and thank you 😀

  • @BeatTheBush

    @BeatTheBush

    4 жыл бұрын

    I'll be sure to include something next time I use a burn rate calc. I do have a spreadsheet for Networth though.

  • @miodyssey

    @miodyssey

    4 жыл бұрын

    BeatTheBush thank you. One more question. With regards to home repairs, do you put the 33 in a savings account for future use, just put it to the side, or buy items along the way?

  • @bobby27
    @bobby274 жыл бұрын

    by far the best video I've seen today.

  • @BeatTheBush

    @BeatTheBush

    4 жыл бұрын

    =D Thank you! New icon? =D

  • @lechsiz1642
    @lechsiz16423 жыл бұрын

    how do you spell that documentary channel/site: 2B, toobee, tubey? have a link?

  • @ourdebtfreejourney5642
    @ourdebtfreejourney56424 жыл бұрын

    This is exactly what we need to work towards....not more material things, hope we can make it on our debt free journey first lol

  • @user-ww6ii6zn8m

    @user-ww6ii6zn8m

    4 жыл бұрын

    Good luck on your journey!

  • @t_n_rasberry8387
    @t_n_rasberry83873 жыл бұрын

    You can stop your dollar shave club membership for awhile until you use up your available ones then restart it again. I've used this canceling method a lot for other memberships I have like audible, my various subscription-based streaming services like disney+ and CBS when I've noticed that I haven't used it for awhile. I only have 1 subscription available now.

  • @subarusamfromokanagan4404
    @subarusamfromokanagan44044 жыл бұрын

    👍lots of great ideas and info.

  • @BeatTheBush

    @BeatTheBush

    4 жыл бұрын

    :D

  • @TurbhoeHDRemix
    @TurbhoeHDRemix2 жыл бұрын

    I don't have an electric scooter, but when I was 16, 17, 18, 19, I used to skateboard everywhere and honestly, I used to make pretty good time too! I'm 23 now and I picked up a longboard and honestly if it's within 5 miles and I don't have to carry a bunch of stuff back, it's really nice. Especially helpful because my car is really bad on gas and takes 93 gas. It adds up really quickly, especially right now.

  • @saeedsialvi7316
    @saeedsialvi73164 жыл бұрын

    I lost myself watching this video realizing how much I spend on shit that I don't need. But one argument which I always have with my little brother who has a budget similar to yours is I am not going to take my money to the grave. We need to budget expenses and live within our means but that doesn't mean we need to stop living. We have one life and especially covid 19 area economics has taught me no days are promised. I see so many young people go it makes me realize lets not plan so far in the future we stop living today. Thank you for your knowledge however. 👍🏼

  • @Gary65437
    @Gary654374 жыл бұрын

    I just changed my internet service from DSL to cable for $7 more up to $50. They expect you to keep it turned on 24/7 even though I only use it 3 hrs a day max. I refuse to do that because of health reasons of taking in wifi signals day and night and the modem is hot sucking up alot of elect I would imagine. So far I just turn it off and it takes 3 min to fire up when I'm ready to internet. So if I'm not happy I just switch back to DSL at a lower discount rate than I was paying...lol

  • @BeatTheBush

    @BeatTheBush

    4 жыл бұрын

    Cable tends to share the bandwidth. So you might notice slow downs during peak hours which is sometimes unusable in certain areas. But if it works for you great! Save some money.

  • @wingfryer
    @wingfryer Жыл бұрын

    16:03 I see why my friend got a bidet at his place.

  • @prettybullet4646
    @prettybullet46464 жыл бұрын

    Damn, I wish my home repair bills averaged out to 30 dollars a month. lol But I also own a 100 year old house and old houses tend to be money pits.

  • @YoungBuddhaEzuk
    @YoungBuddhaEzuk3 жыл бұрын

    I really need to know where you shop for groceries. I have never been able to survive in CA for such low costs. Cheers!!

  • @BeatTheBush

    @BeatTheBush

    3 жыл бұрын

    Sprouts. I buy mostly unprocessed food like veggies and grains.

  • @_Wai_Wai_
    @_Wai_Wai_4 жыл бұрын

    12:20 I'm going to change my own brake pads, and perhaps rotors as well. I will post a video of it soon.

  • @BeatTheBush

    @BeatTheBush

    4 жыл бұрын

    =D

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