How I Made My First $100,000 (and how I'll reach $1 million)

So we recently hit a net-worth of over $100,000, and it's been an interesting path. At first, we made the bulk of our money from our corporate jobs, but we've been able to hit that nice $100k number by adding on the money we've earned from our first full year working for ourselves. But, there's a lot more to the story and a lot of stops along the way. We break down exactly how it happened (and how we plan to turn $100l into $1 million) in this video.
0:00 We recently hit a network of $100,000+
0:57 Let's take it back to the beginning
2:46 Starting from the bottom (aka in debt)
3:49 Going from $0 to a few thousand in corporate
6:48 Here's where the side hustle money comes in
8:03 We're half way there (aka hitting $50,000)
9:13 And finally, we hit over $100,000!
10:23 But how do we plan to hit $1 million?
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Пікірлер: 67

  • @stephandden
    @stephandden Жыл бұрын

    Before you read the comments - scroll back up and hit the like button! 🙌🏿🙌🏻

  • @Squirrel-zq6oe

    @Squirrel-zq6oe

    Жыл бұрын

    Done done

  • @stephandden

    @stephandden

    Жыл бұрын

    @@Squirrel-zq6oe 🙏🏿🙏🏻 we appreciate you!

  • @Squirrel-zq6oe

    @Squirrel-zq6oe

    Жыл бұрын

    @@stephandden 💚💚

  • @CarissaGlow

    @CarissaGlow

    Жыл бұрын

    💜💜 done

  • @aleksk4151

    @aleksk4151

    Жыл бұрын

    Steph , you saved $50,000 by 25?

  • @IamCodking1234567
    @IamCodking1234567 Жыл бұрын

    Thanks for sharing your stories, congratulations! I really identified with Den as I recently finished school, have only a few hundred dollars in the bank and am staring down $45,000 in student debt.. currently on my day 1 working at a hospital making $54,000 a year. It was really nice seeing a video from people who are actually relatable and have similar stories. No tricks or get rich quick schemes, just hard work and dedication to the process. Love your content keep it up! Thank you again

  • @TheOriginalZilla
    @TheOriginalZilla Жыл бұрын

    Don't know if you guys remember this username, but been a long time subscriber! I wanted to congratulate you on this milestone! I totally identify with Den in a lot of ways as we are essentially(frankly almost literally) the same demographic. Im in the hole for a similar amount of money for school and so forth and I'm still coming along. Personally I'm studying engineering so I'm hoping that out of school salary will absolutely pay off that debt quickly so I can start my journey as well! I hope your road to 1million is a short and sweet one!

  • @Babyfever24
    @Babyfever24 Жыл бұрын

    Congratulations & Thanks for the inspiration.

  • @HouseOfBurgz
    @HouseOfBurgz Жыл бұрын

    Exactly what I needed to hear. Thank you for the video ❤

  • @stephandden

    @stephandden

    Жыл бұрын

    Awesome! Glad you liked the video 😊

  • @mr.financial
    @mr.financial Жыл бұрын

    Awesome to see your journey to 100k. I give you two years and you'll reach the 1mil mark. You have all the skills and charisma to make it big 💪

  • @angelabrown9141
    @angelabrown9141 Жыл бұрын

    Great video! Congrats to you both!!

  • @stephandden

    @stephandden

    Жыл бұрын

    Thanks Angela! 😊

  • @elicst300
    @elicst3004 ай бұрын

    I just stumbled across your channel and wow I’m super glad I did big help and it feels nice to know I am not the only one on this journey

  • @stephandden

    @stephandden

    4 ай бұрын

    🙏🏿🙌🏻 we’re so happy you’re here!

  • @CanadianDividendInvesting
    @CanadianDividendInvesting Жыл бұрын

    Awesome video guys, really great info here!

  • @CryptoCapitalVenture759

    @CryptoCapitalVenture759

    Жыл бұрын

    ⬆️⤴️Thanks for the review⤴️Do well to reach out to JIM my trusted investment broker, he will bring you to a cost effective strategy. i recommend him☝️☝️💯💯💯💯

  • @ChengeerLee
    @ChengeerLee11 ай бұрын

    I guess this is going to be my 2nd comment here. You guys are amazing, wish I discovered you 4 years ago. 👏 Thanks again for all your amazing work! 🙏

  • @stephandden

    @stephandden

    9 ай бұрын

    Thank you so much! 😊

  • @michaelssali
    @michaelssali Жыл бұрын

    You guys will get there before the end of 2023. I think you will. Just keep grinding and it will soon happen. I enjoyed this video a lot!

  • @sonofrichb.5978
    @sonofrichb.5978 Жыл бұрын

    Congratulations! Please hit me up next time you guys are in New York. I would love to chill and bounce off ideas

  • @nickcicione8455
    @nickcicione8455 Жыл бұрын

    Toronto to Buffalo is a 1 1/2 hr drive I think that's what you meant? Great journey!!!

  • @Emilyghe
    @Emilyghe Жыл бұрын

    Waiting for the 1 million video (but don’t lose sleep on it)👍🤩

  • @CryptoCapitalVenture759

    @CryptoCapitalVenture759

    Жыл бұрын

    ☝️☝️☝️ Thank you for your feedback. Tell JIM, my trusted investment broker, that I recommended you for a life-changing investment opportunity, I recommend him💯...........

  • @AllthingsSocialWork
    @AllthingsSocialWork Жыл бұрын

    I would love to see your 2023 goals!! :)

  • @CryptoCapitalVenture759

    @CryptoCapitalVenture759

    Жыл бұрын

    ⬆️⤴️Thanks for the review⤴️Do well to reach out to JIM my trusted investment broker, he will bring you to a cost effective strategy. i recommend him☝️☝️💯💯💯💯

  • @ChengeerLee
    @ChengeerLee11 ай бұрын

    And you guys are in Toronto. Awesome :) Hope to bump into you sometimes. You rock! Lol Steph, and you were a recruiter? :)

  • @CarissaGlow
    @CarissaGlow Жыл бұрын

    Congrats! Keep it going 🎉

  • @freddanesdelacruz6146
    @freddanesdelacruz6146 Жыл бұрын

    Thanks for sharing your story!! Really inspiring! Was just wondering if you have already shared the excel spreadsheet you use to calculate each bucket that you are calculating your percentages?

  • @BMWfan86
    @BMWfan86 Жыл бұрын

    Saving and investing are important. I have been building credit since I was 18 years old. I have been building my investments since 25 years old. While having money saved and invested are important don't forget your credit. They say cash is King but credit runs the world. Also, please remember to enjoy life. Not everyone can invest the same amounts per month or year. Save up what you can and as your yearly salary grows your budget to invest grows.

  • @RockyMountainGardener
    @RockyMountainGardener Жыл бұрын

    Great video! Have you guys thought about moving somewhere with a much lower cost of living like Calgary? I’m originally from Ontario and moving to Alberta was the best financial decision that I ever made.

  • @kelseyh7918

    @kelseyh7918

    Жыл бұрын

    Currently living in Ontario and also considering eventually moving West. The cost of a home is ridiculous here :(

  • @mk905
    @mk905 Жыл бұрын

    thanks for sharing your journey! it definitely gives hope to a low income maker that financial freedom is possible! thank you again.

  • @dishsoap21
    @dishsoap21 Жыл бұрын

    Can you please make a video explaining the new subcharge to use credit cards in Canada?? I'm confused about how to find out if every single grocery store, gas station, and restaurant is going to start charging extra and how to find out.

  • @ryantsui2802

    @ryantsui2802

    Жыл бұрын

    Good idea on the video, IMO, most large stores will choose not to. Fees are something bad that stands out on the receipt. Same reason why most retail sites try to make delivery free and roll it up into the price of an item. Also, encouraging cash isn't always best because store becomes a bigger target for robberies. However, family businesses, you may start seeing them charge you the fees incurred, they can get pretty bad rates from the card companies and cash deals start allowing for tax shenanigans if there's no robust POS system tracking everything.

  • @sharonkjoy7760
    @sharonkjoy7760 Жыл бұрын

    Liked and subscribed

  • @stephandden758

    @stephandden758

    Жыл бұрын

    ✍✍✍✍✍🗼🗼🗼🗼📩

  • @brve_he4rt29
    @brve_he4rt29 Жыл бұрын

    I wish you could covert the info to standard of living and expenses vs income. B.c that's a good ass paycheck and alot of us working with less are searching for info regarding how to secure our futures

  • @sabinepaley6379
    @sabinepaley6379 Жыл бұрын

    Can you do a video on the specifics of what you're going to do to get to 1 million. like what investments will appreciate in value?

  • @CryptoCapitalVenture759

    @CryptoCapitalVenture759

    Жыл бұрын

    ⤴️Thanks for the review⤴️Do well to reach out to JIM my trusted investment broker, he will bring you to a cost effective strategy. i recommend him☝️☝️💯💯💯

  • @MoReza0813
    @MoReza0813 Жыл бұрын

    Hey Den, did you notice a credit score drop when you paid off your student loans? Any chance you guys can do a credit score video that discusses this?

  • @CryptoCapitalVenture759

    @CryptoCapitalVenture759

    Жыл бұрын

    ⬆️⤴️Thanks for the review⤴️Do well to reach out to JIM my trusted investment broker, he will bring you to a cost effective strategy. i recommend him☝️☝️💯💯💯💯

  • @mylynua
    @mylynua Жыл бұрын

    Congrats on the 100K!! 🎉 well deserved! Just curious, are you planning on buying real estate at all?

  • @CryptoCapitalVenture759

    @CryptoCapitalVenture759

    Жыл бұрын

    ⬆️⤴️Thanks for the review⤴️Do well to reach out to JIM my trusted investment broker, he will bring you to a cost effective strategy. i recommend him☝️☝️💯💯💯💯

  • @chrisgriffith5520
    @chrisgriffith55202 ай бұрын

    Bro , 4 hrs from toronto to buffalo?!! Did you ride a bicycle? 😂 just teasing

  • @fabmontreal25
    @fabmontreal25 Жыл бұрын

    Amazing Guys!🙏 We should hit 100k by end of 2023!

  • @CryptoCapitalVenture759

    @CryptoCapitalVenture759

    Жыл бұрын

    ⬆️⤴️Thanks for the review⤴️Do well to reach out to JIM my trusted investment broker, he will bring you to a cost effective strategy. i recommend him☝️☝️💯💯💯💯

  • @therichbuddha3277
    @therichbuddha3277 Жыл бұрын

    Hey guys, congrats on those first 6 figures, now for 7 I would suggest to not just think linear, but to think exponentially and use the power of scale. 1 million in income can be broken down into many streams (affiliate marketing, book sales, sponsors, seminars/coaching, investments... yes but invite and send out the idea of...100 Million. To the Universe zeros don't matter, just as easy to add another. It's our minds and energy that will have it manifest. Blessings wonderful people.

  • @julienwoodstock4705
    @julienwoodstock4705 Жыл бұрын

    Not hating but isn’t net worth just all your assets combined ? Vs making 100k is total cash available ? Aren’t they different things ? Much love to you guys though

  • @mariap2481
    @mariap2481 Жыл бұрын

    I love you guys! I discovered you on IG and now KZread. I admire you for quitting your jobs and doing this full time! Thank you for all the wonderful information. From Montreal (Canada)

  • @AllthingsSocialWork
    @AllthingsSocialWork Жыл бұрын

    Do you guys own real estate?

  • @itz.mariavicz
    @itz.mariavicz Жыл бұрын

    not sure if you guys have ever touched on this before, but do you guys share your bank accounts (aka they're linked)? and if not, would you guys consider ever joining incomes in one single account? would love to hear your perspective :)

  • @CryptoCapitalVenture759

    @CryptoCapitalVenture759

    Жыл бұрын

    ⬆️⤴️Thanks for the review⤴️Do well to reach out to JIM my trusted investment broker, he will bring you to a cost effective strategy. i recommend him☝️☝️💯💯💯💯

  • @sarah90
    @sarah90 Жыл бұрын

    Before I even finish watching, I hit that like button AND am commenting. I am frankly surprised at how transparent you guys are at sharing about your finances and career details in your channel. Thank you for that, because I am feeling encouraged by how normally successful you are and is giving me hopes that one day I will reach my first 6 figure net worth 🤗 I am a bit old schooled and don't follow your insta or tictok but I am very impressed by your exponential growth in those channels 👍👍👍 congrats also on reaching your 1st 100,000!!!

  • @CryptoCapitalVenture759

    @CryptoCapitalVenture759

    Жыл бұрын

    ⤴️Thanks for the review⤴️Do well to reach out to JIM my trusted investment broker, he will bring you to a cost effective strategy. i recommend him☝️☝️💯💯💯

  • @Bjorn-mg1nt
    @Bjorn-mg1nt Жыл бұрын

    Ayy

  • @amwontlosecode8492
    @amwontlosecode8492 Жыл бұрын

    Is it 50000$ per person net worth and both of you combined is 100000$? Or each of you have a 100k net worth?

  • @CryptoCapitalVenture759

    @CryptoCapitalVenture759

    Жыл бұрын

    ⬆️⤴️Thanks for the review⤴️Do well to reach out to JIM my trusted investment broker, he will bring you to a cost effective strategy. i recommend him☝️☝️💯💯💯💯

  • @risingradiance9142
    @risingradiance9142 Жыл бұрын

    So basically become a KZreadr, earn money and let subscribers keep watching like slaves. Got it.

  • @stephandden

    @stephandden

    Жыл бұрын

    The great thing about KZread and creating content is you don’t have to pay us anything! We’re able to talk about money and share information, that’s completely free 😊

  • @CB_4216

    @CB_4216

    Жыл бұрын

    Watching free financial education content on KZread is akin to slavery. That’s an interesting take that I haven’t heard before. I started my KZread binging in this space of KZread back in 2020 with a negative net worth. I’m now at a $120K and going up every month. I feel so oppressed.

  • @ESSHD
    @ESSHD Жыл бұрын

    The University of Ottawa ?

  • @stephandden

    @stephandden

    Жыл бұрын

    Yes! That’s where we both went 😊

  • @ESSHD

    @ESSHD

    Жыл бұрын

    @@stephandden me too I graduated from U of O. Congrats!

  • @Squirrel-zq6oe
    @Squirrel-zq6oe Жыл бұрын

    Ayy

  • @stephandden

    @stephandden

    Жыл бұрын

    🙌🏿🙌🏻