This Video Will Change Your Life
If you watch this video the entire way through, you'll see how I changed my life. The path towards my dream life and hitting all of my goals has been long and sometimes bumpy, but I've come a long way.
This is my story - thanks for watching. 🙏🏿
0:00 This is my story guys
1:29 Part 1: Coming To America
3:17 Part 2: Shit Sucks Reality Check
5:16 Part 3: I Want To Be Rich
6:08 Part 4: My First Jobs
8:57 Part 5: Life Decisions At 17
9:52 Part 6: Discovering New Paths
11:02 Part 7: On My Corporate Grind
13:07 Part 8: My Real Dream Job
13:51 Part 9: Where I’m At Now
15:28 The come up was real
Check out our ebook 'How To Get The Job You Want' - payhip.com/b/6...
➡️ EQ Bank - Our High Interest Savings Account - click.linksyne...
➡️ Wealthsimple Invest - Our Robo-Advisor Investment Platform ($50 bonus) - wealthsimple.s...
➡️ Wealthsimple Trade - Our Favourite Stock Trading Platform ($25 bonus) - wealthsimple.s...
➡️ Neo Financial - Our Cash Back Credit Card ($50 bonus) - join.neo.cc/st...
➡️ Simplii Financial - Our No Fee Checking Account ($350 bonus) - api.fintelconn...
➡️ Questrade - Low Fee Investment Platform Canada ($50 in commission free trades) - questrade.sjv....
➡️ M1 Finance - Low Fee Investment Platform USA (Up to $500 free) - m1finance.8bxp...
➡️ Borrowell - Free Credit Score Check - api.fintelconn...
The links above are affiliate and/or referral links that provide us compensation when you use them to sign up. Thank you for supporting our channel!
Website - stephandden.com
Instagram - @stephandden
TikTok - @stephandden
Camera - Sony A6400 - amzn.to/2vsmDqc
Lens - Sigma 16mm - amzn.to/2vslvCV
Microphones - amzn.to/2tSa3jQ
Tripod - amzn.to/37EAibU
Small Tripod - amzn.to/2S3dWul
External Hard Drive - amzn.to/3mQzMlP
Our Music - www.epidemicso...
The links above are affiliate links - Steph & Den are Amazon Associates and we earn from qualifying purchases.
Disclaimer - This content is for education and entertainment purposes only. Steph & Den do not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
Пікірлер: 128
Before you scroll down to read the comments - please drop us a like ⬆🙏🏿
@johnnm3207
Жыл бұрын
biggups... Kenyan fan here... keep going
Denis this by far was the best video, I'm blown away by your honesty and origin story. I look forward to seeing Stephanie's story as well. You are so right that none of these tools were available to my generation growing up. And unfortunately, decisions were based on family and friends, due to a lack of know-how to achieve things. I remember my father at a young age squashing my dreams to become a pilot by saying " son you should probably aim lower". Not even entertaining looking into what things I would need to achieve this goal. I have been very blessed to be in my late 40"s have a beautiful family, investments, a house, and a great job allowing me quite a bit of freedom. However, what you two are doing is inspiring others at a young age to dream big and don't just accept the 9 to 5. Bravo, I'm a fan for life.
@stephandden
Жыл бұрын
Thanks Marc! 🙏🏿 Damn, it's crazy to think about 'aiming lower', but it's a reality for a lot of people, and a lot of the time it's out of necessity.
@marcjaikaran714
Жыл бұрын
@@stephandden It's crazy but we did not have internet back then and my parents were just tired from work and the thought of them doing research ended there. The opportunities are endless now if you want to fly and work hard. Before people would be working hard but blindly without a clear path or people to guide them.
Thanks to algorithm gods…….fellow Kenyan 🇰🇪immigrants with a similar story…but slowly leveling up!
@stephandden
Жыл бұрын
Love it Shikoh 🇰🇪 That’s great to hear - we’re very resilient people! 🙏🏿
Appreciate the intensely personal story. This resonates with a lot of first and second generation millennials and Gen-Zs in their 20s. Living in the shitty apartments, not enough money for field trips or eating out, etc. glad to finally be on the other side of things as an educated, professional able to afford things comfortably that I once took as a luxury. Loved this video - keep it up Den
@stephandden
Жыл бұрын
🙏🏿 Glad to hear you've on the other side of things 👏🏿 and thank you!
Hi Den! I was super inspired by your and Steph's journey! I paid off $43,000 of student loan debt in 20 months. COVID really kicked my ass in full gear- and your videos helped me during those lockdown months. Thanks for the inspiration!
@CryptoCapitalVenture759
Жыл бұрын
⬆️⤴️Thanks for the review⤴️Do well to reach out to JIM my trusted investment broker, he will bring you to a cost effective strategy. i recommend him☝️☝️💯💯💯💯
Talk about building generational wealth here! So inspirational! We need more content like this on KZread!
@stephandden
Жыл бұрын
🙏🏿🙏🏿 yes to that!
From one immigrant to another, I understand how hard you’ve worked and you deserve all your blessings 🙏🏽
@stephandden
Жыл бұрын
🙏🏿 thanks man!
Wow, What a journey! Can’t believe our little tremblant adventure actually ended up in one of videos years later 😂 Amazing video and story telling 🙌🏽
@stephandden
Жыл бұрын
Who would've thought 👀🙌🏿
Incredibly proud of you, Den, for sharing your story as well as your resilience. I totally agree with you from 9.30 onwards (Life Decisions at 17) especially if you're a first-generation university student. I am, myself one, and I think that it is unfair how an obvious inequality exists between those individuals who have more resources and consequently networks than those who are emerging from unique circumstances like intergenerational poverty, and frankly, do not have the necessary support or resource mechanisms in place to make a decision like which degree they want to pursue. Obviously, this calls for a greater conversation, but this is definitely one of my favourite videos from you and Steph. Keep it up you two, love the videos!
@stephandden
Жыл бұрын
Thanks so much, Fauzia! Appreciate you watching and sharing your thoughts. More to come! 🙏🏿🙌🏻
This video was so relatable. Thank you for being vulnerable and sharing your journey (both the challenges and the success you've had so far) Very inspiring because I also was in a position of being in debt, no knowledge of investing and felt that I wasn't making enough in my career. Now, I'm on track to be in a better place with more financial security, but the journey is not easy. Thank you for continuing to spread your knowledge and educate us all!
@stephandden
Жыл бұрын
Thanks, Eleanor! Happy to hear you're doing well, too 🙏🏿
Would love to see those OG video from 2016 😂But jokes aside, this was a great video to watch. This channel is one of my favourites because I feel like in your 20s it is so difficult to find people that are interested in finance. Also, going from -40k to 30k in 3 years is amazing. Not many people can say they have saved 70k in 3 years.
@stephandden
Жыл бұрын
HA, they're great to look back on! Thanks so much Cindy 🙏🏿 we love seeing your comments!
Thank you so much for sharing your story with us! As an immigrant, this resonated with me so much and made me super emotional. So happy to see how far you've come on your journey! Like always it was amazing!
@stephandden
Жыл бұрын
Thanks so much, Ava! Appreciate you watching 🙏🏿
Thanks for this video!!! I was at a standstill,career-wise, but now, I’m pumped for change🙏🏿🙂👍🏿
@stephandden
Жыл бұрын
Amazing! There’s good things ahead 🎉🎉
Proud of you Den! As a child of African immigrants, I know how hard our parents worked! They are so proud of you, keep killing it!
@stephandden
Жыл бұрын
Thanks so much! 🙌🏿🙏🏿
Den, this is by far my fav video! Thanks for sharing your story and congrats on all your success. I started following you and Steph since Millennial Money and to see you both grow and achieve your goals, I am a proud Torontonian subscriber! You both deserve all these blessing and more, keep up the great work and content.
@stephandden
Жыл бұрын
Thanks, Diane! 🙏🏿 we appreciate it!
This story resonates with me so much. I was born in Canada but my parents were struggling immigrants. Our origins are different but our story is very similar. Den's family probably experienced more hardship than my parents... My school to work route was also the exact opposite (attended school in Toronto but found the career in Ottawa...lol)
@stephandden
Жыл бұрын
Hey Marvin! Glad you could resonate with this 😊
One of my favorite videos. I always drop a like for the algorithm. Thank you for sharing your story with us. 😊
@stephandden
Жыл бұрын
🙌🏿👏🏿 thank you for helping the algorithm!
@dinagalall
Жыл бұрын
@@stephandden My pleasure!
I got into your channel I think around the time the millennial money video dropped and it's been a journey my guy. Heck check the comfort levels you have with the camera from then till now, the identity of the channel slowly but surely took shape and I'm mad proud being able to cheer you guys on. Hongera sana, let's keep at it!!!
@stephandden
Жыл бұрын
Thanks man, love that you've stuck around since then! 🙏🏿 We appreciate it!
Great video! I'm set to graduate this year and you guys actually make me excited to start this new phase of life!
@stephandden
Жыл бұрын
We love hearing that! Good luck with the new phase coming soon 🎉
Everyone has a story. thank you so much for sharing yours. Truely inspiring 💪
@stephandden
Жыл бұрын
Yessir, thank you! 🙌🏿
Such an incredible story. Thank you for sharing! Your parents are incredible 💕
@stephandden
Жыл бұрын
Thanks for watching! 🙏🏿
Past "you" would have been VERY proud. Thanks for sharing your story, Den!
@stephandden
Жыл бұрын
😊 thank you!
Pick this up KZreadeee!! Old sub & so happy for you two
@stephandden
Жыл бұрын
🙏🏿🤞🏿 thank you so much!
I truly enjoy the content you put out. You are both so personable. I enjoyed learning about your struggles and how you set a plan to overcome and succeed. Great job on another great video.
@stephandden
Жыл бұрын
Thanks so much 😊
Still waiting for that Neo Financial review video lol, but honestly this is such an inspiring story. Thanks for sharing!
@stephandden
Жыл бұрын
Ha, we can do that soon! Thanks for watching 😊
Great video Denis! Love this 👌🏾
@stephandden
Жыл бұрын
Thanks Dr. Jude! 🙏🏿
Wow👏👏what a journey it has been.. Great inspiration
@stephandden
Жыл бұрын
Thanks, Alex 🙌🏿🙏🏿
kinda figured your background....asante sana for sharing your story (ah-ya)
@stephandden
Жыл бұрын
🙏🏿 thanks for watching!
Thanks for sharing Den. You and steph are doing a massive service to society.
@stephandden
Жыл бұрын
Thanks so much, Marvin 😊
Wow, Dennis, this is a great video. You took the time to tell us about your journey from Kenya to Canada and how you've made a lot of money along the way. I hope you continue doing well. I also hope that this video will be seen by a lot of people who have never heard of or seen your channel. That is a great way to title the video; the algorithm with probably put it in the results of when someone searches: "how to change my life". I hope you and Stephanie continue succeeding in these KZread streets. I, myself, started watching this channel last year when I was scrolling my Facebook feed and your CNBC video came up as an ad. I'm glad I found this channel. I love watching your videos so much that I even get sad when there's no upload on a Wednesday or Sunday. Keep up the great work and continue staying strong and proud of who you are and continue motivating all of us to be financially sound in our money and investment goals. Also, have you guys thought about doing a livestream or doing the quick-takes again? That would be exciting to watch. #IKNOWTHEVIBES
@stephandden
Жыл бұрын
Thanks man, I really appreciate it 🙏🏿 we love seeing your comments every week #youdoknowthevibes And we definitely want to do something where we just talk it out more in the future! We're focusing on ramping up our usual long form videos right now, but a live stream is a good idea for the future 😊
A walking legend. Respect to you sir.
@stephandden
Жыл бұрын
Thank you 😊
I saw y’all on Front St going to grocery store lol
@stephandden
Жыл бұрын
Sounds like that was us 😊 yell hi next time!
Very encouraging, real talk. Thanks Den! And congrats on the success so far.
@stephandden
Жыл бұрын
Thanks, Jessica! 🙌🏿
I really like your corporate stories video. I can related and get a good laugh based on your optimism and forward thinking.
@stephandden
Жыл бұрын
Ha, thank you! 🙌🏿
Ah the snapback reselling era. Had a classmate sell some Fugazzi sports team snap backs. Anybody else have this back then? Grade 8 and 9’s couldn’t tell the difference bought them Really appreciate 14:03 thanks for that segment. Planning to do this strategy too saving for a cushion like Steve.
@stephandden
Жыл бұрын
HA, classic 😂 you gotta do what you've gotta do. And love to hear that 👏🏿
Hey fellow Millionaires 🥲. Glory to God 😭 beautiful story Dennis! Waiting for more content😉 #InchargeofourDestiny
@stephandden
Жыл бұрын
👀🙏🏿
Loved this video! Thank you for being transparent and I can only hope to make it to having financial freedom one day
@stephandden
Жыл бұрын
Thank you! 🙏🏿
AYOOOO who else remembers that $65/month newspaper job hahaha it was crazyyy! and i did Mcdonalds too!
@stephandden
Жыл бұрын
HA, seriously - realizing how many hours went into making $65/month was crazy 👀
Great video Den. your journey is really inspiring. I just going over my first month here in Canada coming from Colombia as recent engineer graduate. And sometimes I started thinking is the only path to become successful at early age is following one of the path that are currently trading right now. and I feel that fo me that's is something I wouldn't be passionate about and we just see the successful stories. I'm truly honor to be in this country and what I ve accomplished so far. And as right now I'm truly focus on learning as much as possible because I truly believe that success can be found in any row if you put your mind and soul to it. Great to be in this channel from the beginning and please keep sharing and inspiring us!
@stephandden
Жыл бұрын
Thanks so much for this comment - we appreciate it! So glad you found our channel and love to hear that you’re on your own grind 🙏🏿👏🏿
It's been months since I subcribed to this channel because of how genuine and valuable your content is🔥. I am Kenyan and I had no idea you have a Kenyan descent. Asante sana for your amazing content. Love from KE!
@stephandden
Жыл бұрын
🙌🏿🙏🏿 we appreciate that! Thanks man!
Love this story! Only great things from here 🙌🌌✨️
@stephandden
Жыл бұрын
🙌🏿🎉 yes to that!
LOVE THIS
Great vid Den. Thanks for this 🙏🏿
@stephandden
Жыл бұрын
Thank you! 🙏🏿
I appreciated this back story!
@stephandden
Жыл бұрын
Thanks, Susanna! 🙏🏿
Very interesting. Loved it every minutes of it.
@stephandden
Жыл бұрын
Thank you! 🙌🏿
Dude your channel is going though amazing growth in style and identity !!! Love the story telling perspective 🎉
@stephandden
Жыл бұрын
Thanks Edwin! That's what we want to hear 🎉
You inspire me . Great Canadian hope.
@stephandden
Жыл бұрын
Thank you 😊
Congrats Den, amazing story!
@stephandden
Жыл бұрын
Thanks, Carlos! 😊
incredible video here man - appreciate you sharing this
@stephandden
Жыл бұрын
🙏🏿 thanks so much!
I lived 4 hours away in Windsor and was an immigrant as well. I would deliver the newspapers for 25$ a week too! it was brutal, the packaging the walking for hours, was SO much work. So grateful to be where I am at now. Ik corporate has a bad rep, but started from the bottom now we here!
@lillyaswad5028
Жыл бұрын
loved this video, I am in the same place of trying to aggressively grow and im sure those who have the mindset can do it
@stephandden
Жыл бұрын
It's crazy to realize how much went into it looking back! The money felt so good at the time 😅
@stephandden
Жыл бұрын
Thank you! 🙏🏿
Amazing story thus far Den! Steph's turn next!!!
@stephandden
Жыл бұрын
🙌🏿 yes, we've got to get her's on here too!
You guys are awesome . I’m a GenX who just transitioned from one of the four banks to EQ fir HISA. I’m now looking into your investments options since I no longer have debts 😝👍🙌🏾.
@stephandden
Жыл бұрын
Amazing, we love hearing that!! That's awesome, and a huge congrats on both of those big wins 🙌🏿🙌🏻
Fellow Kenyan here!!
@stephandden
Жыл бұрын
🙏🏿🇰🇪
Congrats for your achievements from nothing and keep it going
@stephandden
Жыл бұрын
Thank you 🙌🏿 much appreciated!
Ayy Kenya! I'm from TZ!
@stephandden
Жыл бұрын
🙌🏿🙏🏿 love it!
Love the video! What do you use to edit?
@stephandden
Жыл бұрын
Thank you! We edit with Adobe Premiere Pro 😊
Commenting for the algo... Also, nice video!
@stephandden
Жыл бұрын
🙏🏿🙏🏻 we appreciate you!
Hiii Den thanks for a great video definitely can related I'm on my own grind here in the UK . By the way we are neighbours lol 😆 I'm Somalia 🇸🇴.
@stephandden
Жыл бұрын
Hey! That's awesome, I love to hear that - keep pushing 👏🏿
im your cousin from UK
@stephandden
Жыл бұрын
Hey cousin! 👋🏿
@144chosen
Жыл бұрын
@@stephandden you were born in kenya right? Yeah, im your first cousin. Heard about channel from a family member. Anyway, great content
It's funny how your journey similar to how poor Kenya was back in '01 and experienced a lot of economic change in those two decades
@stephandden
Жыл бұрын
Ya, I was there in 2019 and it looks so different - I'm sure even seeing it now 3 years later there'd be even more crazy differences! Do you live in Kenya? 😊
@iannjari6833
Жыл бұрын
@@stephandden Yeah, live in Nairobi, just finishing my bachelors degree in CS
I was born in Kenya my life's so much harder then yours. Really
Kanye West? Dude. Calling that guy a "philosopher" is a *bit* of a stretch LOL.
@stephandden
Жыл бұрын
that was the whole point…it’s a joke lol