No video

This Video Will Change Your Life

If you watch this video the entire way through, you'll see how I changed my life. The path towards my dream life and hitting all of my goals has been long and sometimes bumpy, but I've come a long way.
This is my story - thanks for watching. 🙏🏿
0:00 This is my story guys
1:29 Part 1: Coming To America
3:17 Part 2: Shit Sucks Reality Check
5:16 Part 3: I Want To Be Rich
6:08 Part 4: My First Jobs
8:57 Part 5: Life Decisions At 17
9:52 Part 6: Discovering New Paths
11:02 Part 7: On My Corporate Grind
13:07 Part 8: My Real Dream Job
13:51 Part 9: Where I’m At Now
15:28 The come up was real
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The links above are affiliate and/or referral links that provide us compensation when you use them to sign up. Thank you for supporting our channel!
Website - stephandden.com
Instagram - @stephandden
TikTok - @stephandden
Camera - Sony A6400 - amzn.to/2vsmDqc
Lens - Sigma 16mm - amzn.to/2vslvCV
Microphones - amzn.to/2tSa3jQ
Tripod - amzn.to/37EAibU
Small Tripod - amzn.to/2S3dWul
External Hard Drive - amzn.to/3mQzMlP
Our Music - www.epidemicso...
The links above are affiliate links - Steph & Den are Amazon Associates and we earn from qualifying purchases.
Disclaimer - This content is for education and entertainment purposes only. Steph & Den do not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

Пікірлер: 128

  • @stephandden
    @stephandden Жыл бұрын

    Before you scroll down to read the comments - please drop us a like ⬆🙏🏿

  • @johnnm3207

    @johnnm3207

    Жыл бұрын

    biggups... Kenyan fan here... keep going

  • @marcjaikaran714
    @marcjaikaran714 Жыл бұрын

    Denis this by far was the best video, I'm blown away by your honesty and origin story. I look forward to seeing Stephanie's story as well. You are so right that none of these tools were available to my generation growing up. And unfortunately, decisions were based on family and friends, due to a lack of know-how to achieve things. I remember my father at a young age squashing my dreams to become a pilot by saying " son you should probably aim lower". Not even entertaining looking into what things I would need to achieve this goal. I have been very blessed to be in my late 40"s have a beautiful family, investments, a house, and a great job allowing me quite a bit of freedom. However, what you two are doing is inspiring others at a young age to dream big and don't just accept the 9 to 5. Bravo, I'm a fan for life.

  • @stephandden

    @stephandden

    Жыл бұрын

    Thanks Marc! 🙏🏿 Damn, it's crazy to think about 'aiming lower', but it's a reality for a lot of people, and a lot of the time it's out of necessity.

  • @marcjaikaran714

    @marcjaikaran714

    Жыл бұрын

    @@stephandden It's crazy but we did not have internet back then and my parents were just tired from work and the thought of them doing research ended there. The opportunities are endless now if you want to fly and work hard. Before people would be working hard but blindly without a clear path or people to guide them.

  • @shikoh8745
    @shikoh8745 Жыл бұрын

    Thanks to algorithm gods…….fellow Kenyan 🇰🇪immigrants with a similar story…but slowly leveling up!

  • @stephandden

    @stephandden

    Жыл бұрын

    Love it Shikoh 🇰🇪 That’s great to hear - we’re very resilient people! 🙏🏿

  • @sartajjaved7930
    @sartajjaved7930 Жыл бұрын

    Appreciate the intensely personal story. This resonates with a lot of first and second generation millennials and Gen-Zs in their 20s. Living in the shitty apartments, not enough money for field trips or eating out, etc. glad to finally be on the other side of things as an educated, professional able to afford things comfortably that I once took as a luxury. Loved this video - keep it up Den

  • @stephandden

    @stephandden

    Жыл бұрын

    🙏🏿 Glad to hear you've on the other side of things 👏🏿 and thank you!

  • @jovankasmiljanic-jazic5987
    @jovankasmiljanic-jazic5987 Жыл бұрын

    Hi Den! I was super inspired by your and Steph's journey! I paid off $43,000 of student loan debt in 20 months. COVID really kicked my ass in full gear- and your videos helped me during those lockdown months. Thanks for the inspiration!

  • @CryptoCapitalVenture759

    @CryptoCapitalVenture759

    Жыл бұрын

    ⬆️⤴️Thanks for the review⤴️Do well to reach out to JIM my trusted investment broker, he will bring you to a cost effective strategy. i recommend him☝️☝️💯💯💯💯

  • @Ye0wYe0w
    @Ye0wYe0w Жыл бұрын

    Talk about building generational wealth here! So inspirational! We need more content like this on KZread!

  • @stephandden

    @stephandden

    Жыл бұрын

    🙏🏿🙏🏿 yes to that!

  • @hmzf
    @hmzf Жыл бұрын

    From one immigrant to another, I understand how hard you’ve worked and you deserve all your blessings 🙏🏽

  • @stephandden

    @stephandden

    Жыл бұрын

    🙏🏿 thanks man!

  • @hamzastudentbusinesscoach6746
    @hamzastudentbusinesscoach6746 Жыл бұрын

    Wow, What a journey! Can’t believe our little tremblant adventure actually ended up in one of videos years later 😂 Amazing video and story telling 🙌🏽

  • @stephandden

    @stephandden

    Жыл бұрын

    Who would've thought 👀🙌🏿

  • @fauziashussein2172
    @fauziashussein2172 Жыл бұрын

    Incredibly proud of you, Den, for sharing your story as well as your resilience. I totally agree with you from 9.30 onwards (Life Decisions at 17) especially if you're a first-generation university student. I am, myself one, and I think that it is unfair how an obvious inequality exists between those individuals who have more resources and consequently networks than those who are emerging from unique circumstances like intergenerational poverty, and frankly, do not have the necessary support or resource mechanisms in place to make a decision like which degree they want to pursue. Obviously, this calls for a greater conversation, but this is definitely one of my favourite videos from you and Steph. Keep it up you two, love the videos!

  • @stephandden

    @stephandden

    Жыл бұрын

    Thanks so much, Fauzia! Appreciate you watching and sharing your thoughts. More to come! 🙏🏿🙌🏻

  • @eleanorsantos2434
    @eleanorsantos2434 Жыл бұрын

    This video was so relatable. Thank you for being vulnerable and sharing your journey (both the challenges and the success you've had so far) Very inspiring because I also was in a position of being in debt, no knowledge of investing and felt that I wasn't making enough in my career. Now, I'm on track to be in a better place with more financial security, but the journey is not easy. Thank you for continuing to spread your knowledge and educate us all!

  • @stephandden

    @stephandden

    Жыл бұрын

    Thanks, Eleanor! Happy to hear you're doing well, too 🙏🏿

  • @Genzmillenial
    @Genzmillenial Жыл бұрын

    Would love to see those OG video from 2016 😂But jokes aside, this was a great video to watch. This channel is one of my favourites because I feel like in your 20s it is so difficult to find people that are interested in finance. Also, going from -40k to 30k in 3 years is amazing. Not many people can say they have saved 70k in 3 years.

  • @stephandden

    @stephandden

    Жыл бұрын

    HA, they're great to look back on! Thanks so much Cindy 🙏🏿 we love seeing your comments!

  • @avatamizifar5017
    @avatamizifar5017 Жыл бұрын

    Thank you so much for sharing your story with us! As an immigrant, this resonated with me so much and made me super emotional. So happy to see how far you've come on your journey! Like always it was amazing!

  • @stephandden

    @stephandden

    Жыл бұрын

    Thanks so much, Ava! Appreciate you watching 🙏🏿

  • @charletfoster8917
    @charletfoster8917 Жыл бұрын

    Thanks for this video!!! I was at a standstill,career-wise, but now, I’m pumped for change🙏🏿🙂👍🏿

  • @stephandden

    @stephandden

    Жыл бұрын

    Amazing! There’s good things ahead 🎉🎉

  • @leyley9762
    @leyley9762 Жыл бұрын

    Proud of you Den! As a child of African immigrants, I know how hard our parents worked! They are so proud of you, keep killing it!

  • @stephandden

    @stephandden

    Жыл бұрын

    Thanks so much! 🙌🏿🙏🏿

  • @dianejesalva4640
    @dianejesalva4640 Жыл бұрын

    Den, this is by far my fav video! Thanks for sharing your story and congrats on all your success. I started following you and Steph since Millennial Money and to see you both grow and achieve your goals, I am a proud Torontonian subscriber! You both deserve all these blessing and more, keep up the great work and content.

  • @stephandden

    @stephandden

    Жыл бұрын

    Thanks, Diane! 🙏🏿 we appreciate it!

  • @marvinsulzer8258
    @marvinsulzer8258 Жыл бұрын

    This story resonates with me so much. I was born in Canada but my parents were struggling immigrants. Our origins are different but our story is very similar. Den's family probably experienced more hardship than my parents... My school to work route was also the exact opposite (attended school in Toronto but found the career in Ottawa...lol)

  • @stephandden

    @stephandden

    Жыл бұрын

    Hey Marvin! Glad you could resonate with this 😊

  • @dinagalall
    @dinagalall Жыл бұрын

    One of my favorite videos. I always drop a like for the algorithm. Thank you for sharing your story with us. 😊

  • @stephandden

    @stephandden

    Жыл бұрын

    🙌🏿👏🏿 thank you for helping the algorithm!

  • @dinagalall

    @dinagalall

    Жыл бұрын

    @@stephandden My pleasure!

  • @phaldaz
    @phaldaz Жыл бұрын

    I got into your channel I think around the time the millennial money video dropped and it's been a journey my guy. Heck check the comfort levels you have with the camera from then till now, the identity of the channel slowly but surely took shape and I'm mad proud being able to cheer you guys on. Hongera sana, let's keep at it!!!

  • @stephandden

    @stephandden

    Жыл бұрын

    Thanks man, love that you've stuck around since then! 🙏🏿 We appreciate it!

  • @claireking2291
    @claireking2291 Жыл бұрын

    Great video! I'm set to graduate this year and you guys actually make me excited to start this new phase of life!

  • @stephandden

    @stephandden

    Жыл бұрын

    We love hearing that! Good luck with the new phase coming soon 🎉

  • @mr.financial
    @mr.financial Жыл бұрын

    Everyone has a story. thank you so much for sharing yours. Truely inspiring 💪

  • @stephandden

    @stephandden

    Жыл бұрын

    Yessir, thank you! 🙌🏿

  • @stephaniebartello6593
    @stephaniebartello6593 Жыл бұрын

    Such an incredible story. Thank you for sharing! Your parents are incredible 💕

  • @stephandden

    @stephandden

    Жыл бұрын

    Thanks for watching! 🙏🏿

  • @CanadianFinanceSimplified
    @CanadianFinanceSimplified Жыл бұрын

    Past "you" would have been VERY proud. Thanks for sharing your story, Den!

  • @stephandden

    @stephandden

    Жыл бұрын

    😊 thank you!

  • @willowchen9146
    @willowchen9146 Жыл бұрын

    Pick this up KZreadeee!! Old sub & so happy for you two

  • @stephandden

    @stephandden

    Жыл бұрын

    🙏🏿🤞🏿 thank you so much!

  • @stonecoldhitman7662
    @stonecoldhitman7662 Жыл бұрын

    I truly enjoy the content you put out. You are both so personable. I enjoyed learning about your struggles and how you set a plan to overcome and succeed. Great job on another great video.

  • @stephandden

    @stephandden

    Жыл бұрын

    Thanks so much 😊

  • @ExistentialismEnjoyer
    @ExistentialismEnjoyer Жыл бұрын

    Still waiting for that Neo Financial review video lol, but honestly this is such an inspiring story. Thanks for sharing!

  • @stephandden

    @stephandden

    Жыл бұрын

    Ha, we can do that soon! Thanks for watching 😊

  • @DRJUDE
    @DRJUDE Жыл бұрын

    Great video Denis! Love this 👌🏾

  • @stephandden

    @stephandden

    Жыл бұрын

    Thanks Dr. Jude! 🙏🏿

  • @alexmwendwa8822
    @alexmwendwa8822 Жыл бұрын

    Wow👏👏what a journey it has been.. Great inspiration

  • @stephandden

    @stephandden

    Жыл бұрын

    Thanks, Alex 🙌🏿🙏🏿

  • @autobotdiva9268
    @autobotdiva9268 Жыл бұрын

    kinda figured your background....asante sana for sharing your story (ah-ya)

  • @stephandden

    @stephandden

    Жыл бұрын

    🙏🏿 thanks for watching!

  • @mapete24
    @mapete24 Жыл бұрын

    Thanks for sharing Den. You and steph are doing a massive service to society.

  • @stephandden

    @stephandden

    Жыл бұрын

    Thanks so much, Marvin 😊

  • @michaelssali
    @michaelssali Жыл бұрын

    Wow, Dennis, this is a great video. You took the time to tell us about your journey from Kenya to Canada and how you've made a lot of money along the way. I hope you continue doing well. I also hope that this video will be seen by a lot of people who have never heard of or seen your channel. That is a great way to title the video; the algorithm with probably put it in the results of when someone searches: "how to change my life". I hope you and Stephanie continue succeeding in these KZread streets. I, myself, started watching this channel last year when I was scrolling my Facebook feed and your CNBC video came up as an ad. I'm glad I found this channel. I love watching your videos so much that I even get sad when there's no upload on a Wednesday or Sunday. Keep up the great work and continue staying strong and proud of who you are and continue motivating all of us to be financially sound in our money and investment goals. Also, have you guys thought about doing a livestream or doing the quick-takes again? That would be exciting to watch. #IKNOWTHEVIBES

  • @stephandden

    @stephandden

    Жыл бұрын

    Thanks man, I really appreciate it 🙏🏿 we love seeing your comments every week #youdoknowthevibes And we definitely want to do something where we just talk it out more in the future! We're focusing on ramping up our usual long form videos right now, but a live stream is a good idea for the future 😊

  • @iramscreativespace
    @iramscreativespace Жыл бұрын

    A walking legend. Respect to you sir.

  • @stephandden

    @stephandden

    Жыл бұрын

    Thank you 😊

  • @freshfreshfreshfresh
    @freshfreshfreshfresh Жыл бұрын

    I saw y’all on Front St going to grocery store lol

  • @stephandden

    @stephandden

    Жыл бұрын

    Sounds like that was us 😊 yell hi next time!

  • @Jess101479
    @Jess101479 Жыл бұрын

    Very encouraging, real talk. Thanks Den! And congrats on the success so far.

  • @stephandden

    @stephandden

    Жыл бұрын

    Thanks, Jessica! 🙌🏿

  • @nelsongee2025
    @nelsongee2025 Жыл бұрын

    I really like your corporate stories video. I can related and get a good laugh based on your optimism and forward thinking.

  • @stephandden

    @stephandden

    Жыл бұрын

    Ha, thank you! 🙌🏿

  • @christophercortes2914
    @christophercortes2914 Жыл бұрын

    Ah the snapback reselling era. Had a classmate sell some Fugazzi sports team snap backs. Anybody else have this back then? Grade 8 and 9’s couldn’t tell the difference bought them Really appreciate 14:03 thanks for that segment. Planning to do this strategy too saving for a cushion like Steve.

  • @stephandden

    @stephandden

    Жыл бұрын

    HA, classic 😂 you gotta do what you've gotta do. And love to hear that 👏🏿

  • @blessedkevin
    @blessedkevin Жыл бұрын

    Hey fellow Millionaires 🥲. Glory to God 😭 beautiful story Dennis! Waiting for more content😉 #InchargeofourDestiny

  • @stephandden

    @stephandden

    Жыл бұрын

    👀🙏🏿

  • @mk905
    @mk905 Жыл бұрын

    Loved this video! Thank you for being transparent and I can only hope to make it to having financial freedom one day

  • @stephandden

    @stephandden

    Жыл бұрын

    Thank you! 🙏🏿

  • @karan_karan_karan
    @karan_karan_karan Жыл бұрын

    AYOOOO who else remembers that $65/month newspaper job hahaha it was crazyyy! and i did Mcdonalds too!

  • @stephandden

    @stephandden

    Жыл бұрын

    HA, seriously - realizing how many hours went into making $65/month was crazy 👀

  • @jhonwaltergarces7338
    @jhonwaltergarces7338 Жыл бұрын

    Great video Den. your journey is really inspiring. I just going over my first month here in Canada coming from Colombia as recent engineer graduate. And sometimes I started thinking is the only path to become successful at early age is following one of the path that are currently trading right now. and I feel that fo me that's is something I wouldn't be passionate about and we just see the successful stories. I'm truly honor to be in this country and what I ve accomplished so far. And as right now I'm truly focus on learning as much as possible because I truly believe that success can be found in any row if you put your mind and soul to it. Great to be in this channel from the beginning and please keep sharing and inspiring us!

  • @stephandden

    @stephandden

    Жыл бұрын

    Thanks so much for this comment - we appreciate it! So glad you found our channel and love to hear that you’re on your own grind 🙏🏿👏🏿

  • @raymond9893
    @raymond9893 Жыл бұрын

    It's been months since I subcribed to this channel because of how genuine and valuable your content is🔥. I am Kenyan and I had no idea you have a Kenyan descent. Asante sana for your amazing content. Love from KE!

  • @stephandden

    @stephandden

    Жыл бұрын

    🙌🏿🙏🏿 we appreciate that! Thanks man!

  • @delijs
    @delijs Жыл бұрын

    Love this story! Only great things from here 🙌🌌✨️

  • @stephandden

    @stephandden

    Жыл бұрын

    🙌🏿🎉 yes to that!

  • @vitract6711
    @vitract6711 Жыл бұрын

    LOVE THIS

  • @AduKofs
    @AduKofs Жыл бұрын

    Great vid Den. Thanks for this 🙏🏿

  • @stephandden

    @stephandden

    Жыл бұрын

    Thank you! 🙏🏿

  • @SusannaJ
    @SusannaJ Жыл бұрын

    I appreciated this back story!

  • @stephandden

    @stephandden

    Жыл бұрын

    Thanks, Susanna! 🙏🏿

  • @loukmanelmi2733
    @loukmanelmi2733 Жыл бұрын

    Very interesting. Loved it every minutes of it.

  • @stephandden

    @stephandden

    Жыл бұрын

    Thank you! 🙌🏿

  • @edwincheung7880
    @edwincheung7880 Жыл бұрын

    Dude your channel is going though amazing growth in style and identity !!! Love the story telling perspective 🎉

  • @stephandden

    @stephandden

    Жыл бұрын

    Thanks Edwin! That's what we want to hear 🎉

  • @hamiltonmayers5510
    @hamiltonmayers5510 Жыл бұрын

    You inspire me . Great Canadian hope.

  • @stephandden

    @stephandden

    Жыл бұрын

    Thank you 😊

  • @carlosdias9771
    @carlosdias9771 Жыл бұрын

    Congrats Den, amazing story!

  • @stephandden

    @stephandden

    Жыл бұрын

    Thanks, Carlos! 😊

  • @paulvitella9655
    @paulvitella9655 Жыл бұрын

    incredible video here man - appreciate you sharing this

  • @stephandden

    @stephandden

    Жыл бұрын

    🙏🏿 thanks so much!

  • @lillyaswad5028
    @lillyaswad5028 Жыл бұрын

    I lived 4 hours away in Windsor and was an immigrant as well. I would deliver the newspapers for 25$ a week too! it was brutal, the packaging the walking for hours, was SO much work. So grateful to be where I am at now. Ik corporate has a bad rep, but started from the bottom now we here!

  • @lillyaswad5028

    @lillyaswad5028

    Жыл бұрын

    loved this video, I am in the same place of trying to aggressively grow and im sure those who have the mindset can do it

  • @stephandden

    @stephandden

    Жыл бұрын

    It's crazy to realize how much went into it looking back! The money felt so good at the time 😅

  • @stephandden

    @stephandden

    Жыл бұрын

    Thank you! 🙏🏿

  • @BlayNes
    @BlayNes Жыл бұрын

    Amazing story thus far Den! Steph's turn next!!!

  • @stephandden

    @stephandden

    Жыл бұрын

    🙌🏿 yes, we've got to get her's on here too!

  • @mdte5421
    @mdte5421 Жыл бұрын

    You guys are awesome . I’m a GenX who just transitioned from one of the four banks to EQ fir HISA. I’m now looking into your investments options since I no longer have debts 😝👍🙌🏾.

  • @stephandden

    @stephandden

    Жыл бұрын

    Amazing, we love hearing that!! That's awesome, and a huge congrats on both of those big wins 🙌🏿🙌🏻

  • @noriem4244
    @noriem4244 Жыл бұрын

    Fellow Kenyan here!!

  • @stephandden

    @stephandden

    Жыл бұрын

    🙏🏿🇰🇪

  • Жыл бұрын

    Congrats for your achievements from nothing and keep it going

  • @stephandden

    @stephandden

    Жыл бұрын

    Thank you 🙌🏿 much appreciated!

  • @CreateTech
    @CreateTech Жыл бұрын

    Ayy Kenya! I'm from TZ!

  • @stephandden

    @stephandden

    Жыл бұрын

    🙌🏿🙏🏿 love it!

  • @youraveragegirl6668
    @youraveragegirl6668 Жыл бұрын

    Love the video! What do you use to edit?

  • @stephandden

    @stephandden

    Жыл бұрын

    Thank you! We edit with Adobe Premiere Pro 😊

  • @SuperDanny1016
    @SuperDanny1016 Жыл бұрын

    Commenting for the algo... Also, nice video!

  • @stephandden

    @stephandden

    Жыл бұрын

    🙏🏿🙏🏻 we appreciate you!

  • @hanzysjourney8436
    @hanzysjourney8436 Жыл бұрын

    Hiii Den thanks for a great video definitely can related I'm on my own grind here in the UK . By the way we are neighbours lol 😆 I'm Somalia 🇸🇴.

  • @stephandden

    @stephandden

    Жыл бұрын

    Hey! That's awesome, I love to hear that - keep pushing 👏🏿

  • @144chosen
    @144chosen Жыл бұрын

    im your cousin from UK

  • @stephandden

    @stephandden

    Жыл бұрын

    Hey cousin! 👋🏿

  • @144chosen

    @144chosen

    Жыл бұрын

    @@stephandden you were born in kenya right? Yeah, im your first cousin. Heard about channel from a family member. Anyway, great content

  • @iannjari6833
    @iannjari6833 Жыл бұрын

    It's funny how your journey similar to how poor Kenya was back in '01 and experienced a lot of economic change in those two decades

  • @stephandden

    @stephandden

    Жыл бұрын

    Ya, I was there in 2019 and it looks so different - I'm sure even seeing it now 3 years later there'd be even more crazy differences! Do you live in Kenya? 😊

  • @iannjari6833

    @iannjari6833

    Жыл бұрын

    @@stephandden Yeah, live in Nairobi, just finishing my bachelors degree in CS

  • @steveplays5408
    @steveplays5408 Жыл бұрын

    I was born in Kenya my life's so much harder then yours. Really

  • @ib516
    @ib516 Жыл бұрын

    Kanye West? Dude. Calling that guy a "philosopher" is a *bit* of a stretch LOL.

  • @stephandden

    @stephandden

    Жыл бұрын

    that was the whole point…it’s a joke lol