How I'm Spending Less & Focusing on My Financial Goals ✨💸 Mid-Month Budget Check-In *Exact Amounts*

Тәжірибелік нұсқаулар және стиль

thanks for watching ✨ We are making the Mid-Month Check-Ins an official series - yay!! In this video we chat about how I'm feeling about money so far in May 2023, what I spent (so far), how my cash budget is doing, my new little method to save money, and an update on my money goals. Hope you liked it!! xoxo
Thank you to The Line for sponsoring this video!
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My Budgeting Toolkit (ships internationally! use code ZOE10 to save 10% on your order)
📌 Digital Budget Tracker: thelineshop.ca/products/the-b...
📌 Custom Cash Envelopes: thelineshop.ca/products/custo...
📌 Leather folio (how I store and carry my cash envelopes): thelineshop.ca/collections/ag...
📌 Vegan leather folio: thelineshop.ca/collections/ag...
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Video Chapters:
0:00 Welcome
2:26 How I've Been Feeling
6:31 May Money Chat
12:23 The Line
15:46 What I Spent
21:26 Cash Envelopes
24:34 Personal Finance Goals
Popular videos from me:
🎥 My Current Financial Goals: • MY CURRENT FINANCIAL G...
🎥 Cash Envelopes Started Video: • MY NEW CASH BUDGET | S...
🎥 Opening up about my financial situation: • An Honest Look into my...
🎥 How I Repayed $25K in Debt: • How I Paid off $20,000...
🎥 My Experience with Lifestyle Creep: • My Experience with Lif...
🎥 How Much I Have Saved, Invested, & Debt at 25 Years Old: • How Much I Have Saved,...
🎥 Q&A: • HOW MUCH I MAKE FROM Y...
🎥 My skincare routine: • DAILY SKINCARE ROUTINE...
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WealthSimple - my favourite investing & banking app. Get $50 when you sign up and invest $500. wealthsimple.sjv.io/zoepritchard
WealthSimple Trade (stocks) & Crypto currency, get $10 when you invest $100: wealthsimple.sjv.io/36jzn
BetterHelp - affordable virtual therapy: betterhelp.com/zoepritchard (Using this link may earn me a commission at no extra cost to you - thank you for supporting my channel!)
20% off of any SheCodes Workshop: www.shecodes.io/workshops?cou...
✨ About me: ✨
Hi, I’m Zoe! (Pronounced like Zoey) I’m a 26 year old from Montreal making videos about my REAL life. After quitting my management consulting "dream job", then being laid off from a startup job, I decided to take a chance and work for myself. I'm now mainly focused on KZread (my absolute passion) and side-hustle contracts in the copywriting and admin fields.
My videos centre around work, gentle productivity, mental health & personal wellness, with a touch of fashion, tech, and whatever else I'm living. My goal is to be open & honest ALWAYS and for my channel to be a fun, inspiring place where we can set goals and live our best lives together. I would love for you to subscribe 💝

Пікірлер: 59

  • @AngeliqueSabrina
    @AngeliqueSabrina Жыл бұрын

    I just got married at the end of April so May has been a whirlwind! We are only 25 so we are juggling being newlyweds, studying for school (we are an ultrasound program), going to clinicals, and staying on top of budgeting. Loooove these videos because they’re so relatable and inspirational 💕 I def wanna make my channel more finance related once I graduate and start working!!

  • @ZoePritchard

    @ZoePritchard

    Жыл бұрын

    wow congratulations!!! 🎉 so much going on but it all sounds great! so happy for you 💖

  • @jessssalemme

    @jessssalemme

    Жыл бұрын

    juggling finances after marriage is tough but I feel like once my husband (we got married about 1 year ago) and I figured it out we have really been able to be really strong in our marriage and feel good about how we're communicating about money!

  • @AngeliqueSabrina

    @AngeliqueSabrina

    Жыл бұрын

    @@jessssalemme it’s such an important thing to be united on! Thankfully we talked about money well before marriage and have been living together for years so the transition has felt seamless… which I’m so grateful for!

  • @jessssalemme

    @jessssalemme

    Жыл бұрын

    @@AngeliqueSabrina love that!

  • @dohachennaoui2717

    @dohachennaoui2717

    Жыл бұрын

    Congratulations angelique

  • @kirakrall4145
    @kirakrall4145 Жыл бұрын

    thank you for being vulnerable with us. im going through one of those moods rn and its really helpful to hear other people talk about it

  • @LegacyCreator_id
    @LegacyCreator_id Жыл бұрын

    Hey, I wanted to drop by and say that your content is amazing! Your practical tips make it feel achievable. Keep up the great work!

  • @poppycalliope
    @poppycalliope Жыл бұрын

    May has been good so far for me! I can feel summer coming and I'm excited 🥰 making these videos into a series is a great idea and it's lovely seeing that you're doing amazing with your goals! Can't wait to learn more about your vacation, it's going to be the perfect opportunity to relax and take time to recharge ❤

  • @ZoePritchard

    @ZoePritchard

    Жыл бұрын

    I'm so happy that you are happy!! Summer is truly the best time of year 💖

  • @danielleandpups1420
    @danielleandpups1420 Жыл бұрын

    Love the mid month check in I feel it Definitely reminds me to hold myself accountable and check in myself. Since January I've been on a no spend journey not buying anything unless absolutely necessary. I found myself this month wanting to reward myself for doing so well and I have Sold enough things around my house to have $400 in spending money. Instead of just spending that I spent $1700. I proud of myself for the first time allowing myself to spend money which I never do and even after looking over my budget I still am thankful to be able to cover the full expense however I'm alittle upset I spent so much cause in the long run I feel it negates that fact I didn't spend anything the first 4 months of the year.

  • @laurarahelbailey
    @laurarahelbailey11 ай бұрын

    I've really enjoyed watching your journey and all the growth you've had both towards financial goals and in your money mindset. Thanks for another great chat!

  • @debh9864
    @debh9864 Жыл бұрын

    Loving this new series. Thanks for always being transparent with your journey!

  • @ZoePritchard

    @ZoePritchard

    Жыл бұрын

    💖💖💖

  • @kellylee_p9076
    @kellylee_p9076 Жыл бұрын

    ‘I love to talk’ 😂 we love it too Xx

  • @ZoePritchard

    @ZoePritchard

    Жыл бұрын

    love you 🥺💖

  • @Jibril_Abdulkadir
    @Jibril_Abdulkadir Жыл бұрын

    Like how your so transparent about everything great video zoe💙

  • @ZoePritchard

    @ZoePritchard

    Жыл бұрын

    thank you Jibril 💙💙💙

  • @callmechow6142
    @callmechow6142 Жыл бұрын

    Zoe, I have seen a difference with you. I know you are still working on your relationships with money, work, and more but I have been watching you since literally before you even started Finance videos. You seem happier to me. You're def in your glowing phase right now and I hope you keep shining bc for me, I feel like you're like a close friend just bc of how relatable you are. Thank you for always sharing & even over-sharing haha

  • @ZoePritchard

    @ZoePritchard

    Жыл бұрын

    omg wow thank you so much 🥺🥺💖 things are definitely changing for the better! thank you for supporting me for so long, i love you 💖💖

  • @jessssalemme
    @jessssalemme Жыл бұрын

    May is going well for me! It was my husband and I's first year anniversary being married, I feel like I am seeing really strong growth on my KZread channel, the weather is changing and, i dont know, the vibe is just... good? haha love seasons like this! Its funny this video came up about checking in on your finances because I just checked my (old) credit card today and realized I have been getting recurring charges on it for something i no longer use, just re-iterates the importance of keeping a close pulse on your accounts. love these finance talks, our generation does not know enough! 💕

  • @ZoePritchard

    @ZoePritchard

    Жыл бұрын

    ahh so happy for you!! 💖💖💖 thats so annoying about the recurring charge! glad you caught it though

  • @elizamartin4263
    @elizamartin4263 Жыл бұрын

    Love this video! Can you please make one about budgeting for the summer, like how to still have fun travel plans and spending more time outside (which can include being tempted to eat out more) while still sticking to your budget? ❤

  • @ZoePritchard

    @ZoePritchard

    Жыл бұрын

    hiii! i have one on my channel from last year (kzread.info/dash/bejne/eYGcmrGNpJu6qbQ.html) & ill be filming a summer spend vs splurge in the coming weeks ✨

  • @elizamartin4263

    @elizamartin4263

    Жыл бұрын

    @@ZoePritchard AHH thank you!! Looking forward to that video 😍

  • @williamwarren9448
    @williamwarren9448 Жыл бұрын

    Money has been such a taboo subject … mom and dad never talking about it but it being important .. to don’t discuss your salary ever at work or risk firing .. to divorce when couples can’t find a middle ground .. so glad this is changing ..: we should all have a healthy relationship with money and be good stewards of it …Glenda

  • @ZoePritchard

    @ZoePritchard

    Жыл бұрын

    Totally agree 💖💖

  • @libbysworld7649
    @libbysworld7649 Жыл бұрын

    Hey Zoe, great video. American here...y'all's money is so beautiful. LOL Love your budgeting videos the most of all your content, but truly love it all.

  • @ZoePritchard

    @ZoePritchard

    Жыл бұрын

    🥺💖 thank you so much!!

  • @JolenEE148
    @JolenEE148 Жыл бұрын

    I've had a great month. Been really focusing on cutting back unnecessary spending. Last month I was even under budget 😊

  • @ZoePritchard

    @ZoePritchard

    Жыл бұрын

    fantastic!!!

  • @Billy33753
    @Billy33753 Жыл бұрын

    Thank you for sharing!

  • @ZoePritchard

    @ZoePritchard

    Жыл бұрын

    Thank you for watching!! 💸

  • @kstan88
    @kstan88 Жыл бұрын

    davines makes natural hair care products in italy and their stuff is life changing! slightly expensive but worth the investment imo 💕

  • @ZoePritchard

    @ZoePritchard

    Жыл бұрын

    so many people have said this!! going to the site now 👀

  • @YourRav
    @YourRav Жыл бұрын

    I was so skeptical to watch the Netflix show too but it was really good!

  • @ZoePritchard

    @ZoePritchard

    Жыл бұрын

    right?? i think they did themselves a disservice with the title of the show LOL even the production was a little cheesy/2010 hustle but the content was so good

  • @carriez16
    @carriez16 Жыл бұрын

    Yes! I was thinking of you when I watched How to Get Rich! Haha

  • @ZoePritchard

    @ZoePritchard

    Жыл бұрын

    ahhh I love that!!

  • @jasminkln
    @jasminkln Жыл бұрын

    Great video as always 😊 my next goal is to get the house fund up to 1000€. If I get enough shifts next month, it'll be possible

  • @ZoePritchard

    @ZoePritchard

    Жыл бұрын

    love it!!! 💖💸

  • @katrinauribe7626
    @katrinauribe7626 Жыл бұрын

    Try listening to the financial feminist! She talks about some of the guilt women feel earning good money and asking for raises etc. I think you’d enjoy her podcast. She even has a book that just came out called Financial Feminist. :)

  • @ZoePritchard

    @ZoePritchard

    Жыл бұрын

    ouuu this sounds great, thank you!!

  • @Mary-fk3lp
    @Mary-fk3lp Жыл бұрын

    Where’s your sweater from!!

  • @ZoePritchard

    @ZoePritchard

    Жыл бұрын

    hii!! its from Mango 💙

  • @davidparnell4675
    @davidparnell4675 Жыл бұрын

    Hi zoe

  • @agnesjuhasz7715
    @agnesjuhasz7715 Жыл бұрын

    What is more unuseful and unneccessary than a passport holder 🙊? Love the channel thought :-) !

  • @aldonaszafraniak4811
    @aldonaszafraniak4811 Жыл бұрын

    I have 2 passports. Would you show this holder with 2 passports on your next video?

  • @CharlotteOHara1
    @CharlotteOHara1 Жыл бұрын

    Fiscally responsible cutie xo

  • @ZoePritchard

    @ZoePritchard

    Жыл бұрын

    hehehe 💖💖💖💖

  • @TracyEllennn
    @TracyEllennn Жыл бұрын

    First comment :)

  • @ZoePritchard

    @ZoePritchard

    Жыл бұрын

    yayyy 💸💖

  • @Oscarnodwannabe
    @Oscarnodwannabe Жыл бұрын

    Do you have or have you thought about creating a corresponding blog or newsletter for this KZread channel so that your income can become more pass and less time intensive? I've been down a Chat GPT rabbit hole and saw the new automation tools that write blogs and create transcripts from videos and I'll be utilizing it in the future.

  • @shilohmorris5527
    @shilohmorris5527 Жыл бұрын

    Love your videos Zoe! Can you pleeeease not do the background music anymore? I listen to your videos with headphones and its so distracting 😭

  • @Stephanie-ki5oz
    @Stephanie-ki5oz Жыл бұрын

    im working through what i now realize is workaholism. Eveeryone used to always comment on how busy i always was. Ive always been a go getter and sometimes worked multiple jobs out of necceisty, while also having passion projects and school. BUt now that I'm working full time, I'm questioning why I'm always stuffing my time with things. I appreciate you discussing it. Im still trying to figure out if I'm avoiding actually being present, mindful and sometimes bored!! its tough to work through. I think I'm afraid of time off, i don't know how people fill it when it isn't with work or chores!! its a journey.

  • @leahmcdermott4189

    @leahmcdermott4189

    Жыл бұрын

    I don’t want to sound ignorant as I can only imagine it must be hard but I wish I had this problem lol. I work my 40hrs a week and not a minute more. I’m such a home body, I love getting home from work and having a relaxing bath, laying down in an oversized sweater and watching Netflix. I want to be a workaholic and I can be at times, but I just also really value my free time and mental health. I only really grind when I need to. Why do you think you choose to always work and be busy? 🥺💗💗

  • @Stephanie-ki5oz

    @Stephanie-ki5oz

    Жыл бұрын

    @@leahmcdermott4189 i think its awesom that you enjoy being a homebody and can be present and still in those ways! I think I'm realizing its an avoidance tactic to actually be still and face my feelings/past trauma. i also think a part of it is being brainwashed into thinking my value comes from being "productive". Or feeling like if I'm not doing,im missing opportunities. A mix of a lot of stuff!! please enjoy your baths and down time for the both of us lol

  • @ZoePritchard

    @ZoePritchard

    Жыл бұрын

    I totally relate to this Stephanie!! like spot on…. Im planning to film a video about this soon, and want to do a whole kind of “healing journey” surrounding it 💖

  • @Stephanie-ki5oz

    @Stephanie-ki5oz

    Жыл бұрын

    @@ZoePritchard can’t wait to watch! 🫶🏼🫶🏼🫶🏼🤍🤍🤍

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