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Thanks for the fantastic breakdown of your expenses! I find my personal finance goals/financial independence ambitions stem from my love to travel, and I love learning how far your money gets you around the globe. Keep up the great work! Subscribed!

@WineAndRum

4 жыл бұрын

Thanks! It is very interesting how each country and culture has its own mindset towards money. We've definitely picked up some ideas for the financial independence movement, but also prioritise what we spend money on based on both of our cultures and Europe.

really cool of you to share this. super like

@WineAndRum

2 жыл бұрын

No problem, thanks

Thanks, great video. Whats considered a good/high salary in Dublin? any insight into what you would be very comfortable on?

Thanks for the great information, loving your videos. Are you planning on doing this for 2022?

@WineAndRum

2 жыл бұрын

We want too... but Ireland's months long lockdown and other personal events made our spending at bit chaotic including my account getting hacked so we have to really sit down and calculate more relatable numbers vs. what we did spend... or maybe how much prices increased.

@TheKremit

2 жыл бұрын

Understandable, hope all calms down for you. Im moving to ireland around august to start a grad dip, your videos have been very helpful. thanks again.

Thanks for this video. It's pretty much detailed. You guys rock. Quick question: do you guys recommend visiting Ireland first before moving to there definitely? Greetings from Brazil!

@WineAndRum

4 жыл бұрын

If you can afford to we think it's a good idea. We've chatted with a few people who came to Ireland on holiday and then decided it's somewhere they would like to move to. It's a good idea especially, if you want to live somewhere other than Dublin.

@iakovsborshchik5086

4 жыл бұрын

Don't spend money. You are gonna like it anyway

@eddimalon6051

4 жыл бұрын

@@iakovsborshchik5086 Yes they will like it to be in a rent trap. You will be slave in a rent. Your job in going to work and pay high rent you never see in your life time.

@mariusmatei2946

2 жыл бұрын

@@WineAndRum Not sure if you travelled to all these cities, but how would you compare Copenhagen vs Zurich vs Dublin vs Oslo vs Geneva vs Basel?!?

Give us a breakdown outlisted here

Having spanish passport but living in ireland with my family can I be able to invite my mother from Nigeria to ireland

Thanks for all the information. In my research about money transfers I read that using a third party money transfer company was cheaper than allowing your bank to do this. Have you looked into this? Do you have to pay for a tv license if you don't have a tv but stream on iPad and laptop? I am finding conflicting information on this. Our situation is very different from yours and some others as we are retired and will not be seeking jobs and our budgeting will look a bit different. Also, we will live outside of Dublin so that will help on the rent. Stay well :-).

@WineAndRum

4 жыл бұрын

Hi Kate, We have heard of some third party money transfers. I've used one once for a smaller amount late last year, with Xoom. That was a Ireland to US transfer. I haven't tried it with Barbados yet. So I'll try it next time. We don't have a TV either. Since 2019, we were hearing that there would be a change of laws to including streaming devices, but we've only read that if it's a device capable of receiving TV. We think that because we have an account with Virgin Media only for internet. But because they do TV, Broadband packages as well., is how we assumed we have TV and got the letter. We haven't disputed it, because we wanted to use it as a proof of address as well for a residence permit. Keep safe as well!

@kates.441

4 жыл бұрын

@@WineAndRum Thanks - appreciate the info :-)

@jondo12

3 жыл бұрын

@@kates.441 Currently you dont have to pay TV licence tax if you dont have a TV. The confusion is generated by RTE and the government as its an important part of their gravy train. They will still send letters and call to your door but you can ignore this as the law is on your side.

Utilities are pretty low :) ....groceries and restaurants seem a little expensive though

This is extremely helpful, thanks so much for being so open with your expenses. I'm a Nigerian who's considering moving to Ireland. I have a rough idea of what expenses will be like now.

@WineAndRum

3 жыл бұрын

We're glad it's helpful to you.

Why €84 pm on health insurance? As tax payers you are entitled to the free health care service(€100 for initial hospital visit when not referred by a GP). Physiotherapy is included in this service after a short waiting list time of about 5 weeks. You dont have to pay TV licence tax if you dont have a TV. Make sure there isnt an old satellite dish outside though.

@WineAndRum

3 жыл бұрын

I'd file this under personal preference. I prefer to access healthcare as soon as possible. E.g. with the physio, that'd be 5 weeks of pain and being unable to work properly, I was on the mend already by then. Definitely, for the TV Licence.

@jondo12

3 жыл бұрын

@@WineAndRum For most medical conditions you can afford to wait. If its urgent then it will be treated as such by health service. There is the option to go privately to a physio therapist for about €80 per visit. I understand its your preference but only make this decision if you often need health care. Sometimes having heath insurance is no advantage or you might still have to pay a certain amount. €84pm is a lot for people who want to save money and it sounds like you were pressured into it by your company or colleagues.

@WineAndRum

3 жыл бұрын

Without going into my health history, I have had a situation where health insurance was able to reduce the cost by a couple thousand. Also, all decisions related to my health and comfort are my own. Always put yourself before a job, every time. And I agree, in most cases there is no real advantage or people end up paying just as much as they put in. It's a lot for people trying to save and so fair play that to not pay it monthly. I'm currently living in a place I wasn't born in and still learning. Expats, immigrants etc. will always overpay or utilise somethings that are necessary. This is one of those things, who knows one day I might decide the public health system is enough.

My mum is bajan and people always ask if she's Irish cause of her accent, someone even asked her if she was from a specific town in Ireland!

@WineAndRum

3 жыл бұрын

Nice! Funny to know it happens to other people too 😅

What salary do you feel is needed to live solo in a one/two bedroom apartment in Dublin?

@WineAndRum

3 жыл бұрын

Difficult question as this feels like it's changing every few months. We're working on some spreadsheets to help answer this question more thoroughly. But until then... 1 bedroom rents are about 1300-1600 now, and two bedroom apartments closer to 2000 and above. Salary gross over €45k, the higher the better. Rent I bet easily takes 50% plus of people's salaries. We would both need to get higher salaries if we were to live like we do as a couple, as solo.

@tttremendousss

3 жыл бұрын

@@WineAndRum thanks I’ve done a bit of research but your videos have been a great help. I might just run into you both and say thank you after COVID :)

I do takeout several times a week, no judging here

@WineAndRum

3 жыл бұрын

We definitely appreciate it more these days. Just a few months ago, food that you didn't cook yourself felt like a luxury.

I have a family of 4 and shop in Tesco and convenient stores for day to day, no discount stores, an I spend in total no more than €200 per week, and that's buying good food, serrano ham, specialty foods, steaks, plenty of fruits and vegetables, no microwave food, I don't get why you spend over €300 for the two of you.

@WineAndRum

3 жыл бұрын

Can't remember exactly what we said but our grocery bill was about €300 per month in our 2019 calculations. If this was from early this year, we switched to oat milk for a while and buying more steak fish.

Do you regret moving to Ireland in any way?

@eddimalon6051

4 жыл бұрын

To me yes.

@janlovesmany6058

4 жыл бұрын

I would, ... But depending on both their jobs on affordability too.

@WineAndRum

4 жыл бұрын

We don't regret moving here. In spite of the downsides, we do love Dublin and we've met some amazing people here. But we know it's not always easy to deal with the challenges. That's why we like talking about them on the channel to help other people by talking about our experiences :)

@lucascoelho1995

3 жыл бұрын

@@eddimalon6051 same here. Can’t wait to go back to my home country

Hey thanks for the video, do you know if finding a job is hard right now in Dublin?

@iakovsborshchik5086

4 жыл бұрын

it is not hard if you have good speciality

@ProphetYomiPenzaar

4 жыл бұрын

Where do you stay in Dublin?

@WineAndRum

4 жыл бұрын

I think that any downturn because of the pandemic has turned around. One of our friends got hired right before the lockdown started, and then lost his job, but just two weeks ago they hired him back. Once you're in a 'skilled' profession, I think you should have luck.

😂🤣😂🤣😂😂🤣😂😂🤣😂🤣😂 They get u for the tv licence also. My god nobody can hide from them lol If those mobile phone plan prices are for 5g then its fine. U shouldn't be paying more than €15 a month for unlimited calls and 4g data. Some Cinemas offer unlimited cards for like €23 month it's handy over the winter months

@WineAndRum

3 жыл бұрын

TV Licence folk are relentless! You could set up a tent in a middle of a bog and they'd drone drop a letter to you asking if you have a battery operated TV inside your tent! The Wine's on Tesco that's the €15/mo. Mine's Three on €20/mo. I use the leftover pre-paid to make calls to the relatives not on Whatsapp etc. in the Caribbean every couple months. Coincidentally, I stayed on Three to make use of discounts for cinema tickets but... I wouldn't trust our track record with going to the cinema and a subscription. If we make it thrice during a year to a cinema that's plenty!

How can I contact you

A bedsit you can't swing a cat in costs billions... So figure it out...