This is the content we need!! I'm generous towards my family but I don't tell anyone in my family (except my spouse) how much I make. I never advertise any promotions or bonuses I get. While my titas flex with their new LVs, all of my "fancy stuff" is secondhand or were gifts. Frugality over flexing. I love saving and investing my money. Pay yourself first and don't let other people drag you into bad financial situations out of guilt.

Utang Na Loob is abusive. Parents hide behind it with their greed and bad behavior. It needs to end.

@alexnightray3204

Ай бұрын

Add Filial Peity

What dislike most is being the family that “came up” but also financially stuck cause the parent that “made it” has no boundaries and keep sending money back to their parents (ie. The grandparents) who are technically financially set at this point. It breeds resentment on the grand children. My mother seemed to care more about her parents adult children that she did for her own.🤷🏻‍♀️

@Dmvgold1995

Жыл бұрын

I’m the financially stuck one at this point. I don’t have kids but in this current scenario it would be hard to support them. It sucks because I’m the oldest and the only boy and my mom’s a widow so there’s even more pressure on me to be the “man of the house” when I literally want to just branch off and do my own thing and build a foundation as a young adult instead of giving all my money to my mom to pay her bills. It really has made me resentful of my mother and the Filipino mindset on money. I literally lost all interest to visit the Philippines because I have a feeling all my relatives who I’ve never met before will be asking me for money and to buy them things just like my mother.

@pungolay6586

Жыл бұрын

​@@Dmvgold1995 I feel you, but I have this problem more on my dad's side of the family. My mom comes from a wealthy family, but my dad is middle class. However, the majority from my Dad's side are poor with said toxic mentalities. You are doing great and someday, you're (hopefully) going to be wealthy. You are halfway across the world and you'll never have to worry about them pestering you.

My father, who's a retiree, would scold me whenever I failed job interviews. So, when I finally got a job, ONCE A WEEK, he would ask me to lend him $100 for "groceries." (aka alcohol and cigarettes). Then, when the government would pay him, he pays me back, but instead of 5 $20s, which is what I always gave him, he would give me $100 in $5s and $10s. It got to a point where enough was enough, so I stopped lending money. I lost more money on him than myself.

@narcissistfilipinofamily

Жыл бұрын

Good for you - way to stand up for yourself! Financial abuse in Filipino families is rampant!

PS. THANK YOU Berna for all your insight and honesty! 👏🏽👏🏽👏🏽

As a filipino kid, thank you for letting me know what to do when i grow up.

some filipinos don't have the time to learn financial literacy when they live pay check to pay check (10-11usd per day) and get freakin stuck in traffic for 2-3 hrs and just pass out at home and do it again and again. i do hate the system. it can be better.

Love this! We need more of these type of content!!

Love the message Berna! Well done!

Love the content!

I enjoyed this very much!❤️

I can totally understand why every take makes you livid. They hurt so much and what's worse is that, if not for the statements being so generalized, they aren't entirely wrong either in my opinion. As I grew older, I've also developed a strong dislike for privileged people, especially when they are white. They got lucky mostly because their ancestors were bullies who took over nations that were not supposed to be theirs. There is always that air of superiority and entitlement from them, sometimes they don't even realize it. Eek!

@frap4506

Жыл бұрын

@dee bo a sad reality. Those kind of people take advantage of the kindness of their elders too without an ounce of shame

5:25 Yes and they wanted me to financially support their broke ass. NOPE. NOT ME!

Filipino mentality and educational system is geared towards producing good workers and staff. Little emphasis is put on entrepreneurship, finance and investment. It's centered about how do you be the excellent employee. It's a combination of circumstance, environment and upbringing. And yes, it's hard to think about savings which is really disposable income when you're surviving and living paycheck to paycheck. It would also help if we practiced family planning and birth control and not pop out babies like a vending machine that trap us into that cycle. It's part of living within one's means. There's also the prevailing come what may, cest la vie, bahala na and God will provide attitude. If you look at the median income for Asians in the US, Filipinos are at the bottom half below Japanese, Chinese, Indian, Korean, Thai and Indonesians. Those households have more disposable income and less children. Re the bag incident... There is a bit of truth to that. If you want to find the largest collection of Louis Vuitton or designer this and that just go to a Filipino party, fiesta, filam gathering or even go to the Philippines. If it's not a designer bag it's some car or souped up this. 8 people to a house and several jacked cars. There's a preoccupation with keeping up with the Joneses. I even see this every Sunday at church.

Retirement plan hit close to home 😝

I AM FILIPINO BUT I KNEW WHO IS THIEVES IN THIS WORLD AND I THINK NOT FILIPINO😄😄😄😄😄😄😄😄😄😄😄😄😄😄😄😄😄😄😄😄😄😄😄😄😄😄😄😄

@cookiemurph8532

2 жыл бұрын

They are the JOOZ The Menace in this world😄😁😆😄😁

Just stumbled across your channel. Always in awe of a pretty" dark" skinned Filipina.

4:07 WOW

All those things read out are true, and I'm filpino

I tell you what Berna , you know why a lot of Filipinos are educated because our parents always saving money for our education .Our parents are also not worried about their retirement because they know that we love 💕 them and won't kick them out to go to nursing homes just because they are old .We take care of our parents.That is one thing about our culture we are very grateful for all their sacrifices

@narcissistfilipinofamily

Жыл бұрын

Not in my family - IN THE HOME YOU GO!!!!

@Kuya.Marcito

Жыл бұрын

If i ever became a dad and expected my kids to take care of me just because i took care of them. I’d rather go to hell. I can die in peace knowing i raised my kids so well so they could handle themselves

One of the most entertaining content I have watched so far in this channel. So, reletable.

#growthmindset 🙏

Take all of Warren Buffet's money away and drop him into the province in a nipa hut and a family of five and see how well he manages the money he makes by working the fields on a farm he doesn't own. Not so easy now is it Mr trust fund... On the story about the maid spending her Christmas bonus...I'm guessing she sends EVERY dime she makes back home and NEVER buys herself something nice as a reward of 16 hour days being on call 24/7. She gets a surprising bonus and sends a balikbayan box home full of chocolate, toys, shoes and instant coffee, then rewards herself for the first time in a long time with a nice purse she can show off to her friends that she MAY see during her one day off a week. P.S. All of us white guys aren't bad :D

Killed it Ate Berna!!!

@shawnmoore7517

Жыл бұрын

What do you mean? Elaborate please

@gungatz6696

Жыл бұрын

​@@shawnmoore7517 She means Berna was actually being honest while also being truthful to things like you can't generalize an entire culture from one person. And that each culture has problems

@shawnmoore7517

Жыл бұрын

@@gungatz6696 We must generalize to understand a culture. In this case it's true that Filipinos pressure their kids to give them money. Even Filipinos who are born in the US. VPR News made a special podcast about this. They've interviewed some Filipinos who told their stories. A 25 years old Filipino girl explained that she had to give her house to his father and he sold it for.the money. She was upset and said it's the standard in her culture. Parents have no petty for their kids and do everything they can to make money. ZERO consideration for her own daughter. That's outrageous

@gungatz6696

Жыл бұрын

@@shawnmoore7517 Sure that might have been what happened for that poor girl. But let's also keep it in mind that some Filipino kid's just want to genuinely help their parents without getting forced on giving anything. Why forget about them, in exchange for generalize a reason to just hate an entire culture. And just make this clear now, Filipinos is not and still isn't a monocultural people. We are multi ethnic thought in many different ways on how to properly live our lives. So again it's better to not just generalize. For the sake of those whom actually made it in life.

@shawnmoore7517

Жыл бұрын

@@gungatz6696 Listen that 30 minute podcast I sent you and you will understand how it works. Nobody wants to give money to their parents other than Christmas and birthday presents. It's morally unhealthy. They're all manipulated, blackmailed and extorted. It's the case for the vast majority of Filipino families. Even Americans with Filipino parents. They must obey to not get disowned. What a disgusting tradition. Filipinos should learn that making kids is a very big responsibility that will follow them for the rest of their lives. YOU'RE KIDS DON'T OWE YOU ANYTHING!!!

Filipinos save money to build their own house's that's why they don't have morgage, so I really don't agree with you . We're 10 children in our family and 8 have Bachelors degree thanks for our parents saving money so we can have education .l know the reason why they are not that worried about their retirement plans because it's not really in our culture to send our parents to those very expensive retirement homes when they get old.We Love 💕 them so much that we want to to be with them till their golden years .

I envy my cousins on my dad's side. They have reliable and supportive parents. Parents who are emotionally, mentally, and financially prepared before getting married. Their kids didn't have to borrow money to support their studies. While my parents left that responsibility to me and my siblings.

@befree9579

6 ай бұрын

You sound entitled. Once your over 18, you need to save up for ur own studies. Once you make it, you will appreciate it.

Why are my filipino kababayans so prone to stealing money from one another?

Hit close to home I can relate since I'm being forced to go abroad and I know why. More content like this please

@markethansarte2797

Жыл бұрын

@dee bo nope But More like the Toxic environment here at Home not my Work but my Family

I LOVE BERNA!!! ❤❤❤

Consider education and where the parents grew up. My parents are financial savvy. They’re richer than me and I am not poor. It’s annoying when I hear stuff like Filipinos are like this, like that.

So who's slamming those that slam Filipinos and other ethnic groups while ethnic groups DO OUR BEST to swallow discrimination while campaigning to save, and be humble????

Get a Fiduciary. They are gonna be way more trust worthy

The only Filipinos I know are my family, extended family, and all the in laws so this ‘bad with money’ stuff is strange to me.

Ur pretty..r u mixed w black?

Find a Chinese person for financial advice. Period. That'll get your financial straight as an arrow in no time.

I don’t accept that all Filipino parents are not thinking about their retirement. And do know how to save money.

Anyone that uses the term "Filipinx" or gives credit to Buzzfeed of all people should not be trusted.

they marry americans for there families to retire.

And not all Filipinos don't know how to save money ,on the von

@mariacarson9975

Жыл бұрын

On the contrary we save money to build our own house that's why why mostly Filipinos don't have morgage.I think you need a lot more research or maybe you need to go to Philippines to learn more about our culture

FilipinX in the description? 😂 what a joke

LOL! How can Filipinos save money when they're underpaid? That's like choosing between to starve now or invest, and more likely, starve later.

@giannecarlob3937

2 жыл бұрын

If you are from the West, Western culture rewards those that toot their own horn. We expect our bosses to see our effort and know what we do hoping for a raise but in general you will get a raise faster if you explicitly tell them why you deserve one. You have to be your own promoter in order to get paid more or to get that promo otherwise, you are better off trading for a different job as they tend to give you a pay bump. When they ask why you leave, you tell them why. If they try to sweeten the deal, you tell them that they had their chance and failed to do so when it was given. Loyalt

@JenintheUSA

2 жыл бұрын

they can't save because they start making so many kids with the low income job so thats why but try less kids and try to work hard and you'll see you can save money.

@courageousteen1734

2 жыл бұрын

For provincial rate yes, but for manila nope. Madaming filipino ang hindi nakakaipon kase madalas sa pamilyang may 5 or 7 miyembro isa lang ang nagtatrabaho at lahat ng expenses sa kanya kinuha. As someone na nagtratrabaho para sa sarili and no dependents, yes possible na makaipon ka sa sahod sa pinas kung sarili lang bubuhayin mo. Pero kung may dependent ka kahit buong buhay ka magtrabaho wala kang maiipon.

@zamary4737

2 жыл бұрын

@@JenintheUSA LOL! One can have a high-paying job, but get low pay. What's employers' excuse for it? There's a lot of supply than demand? 😆

@zamary4737

2 жыл бұрын

@@courageousteen1734 Still unrealistic even if u make 30k per month. Not even enough for 3 ppl these days. Almost half of that is already to pay for the utility bills. AC is a necessity.

Financial Hype Women? What does that even mean? I didn’t learn a damn thing except how to play a victim

My culture my culture my culture yawn

@PancitSuperstar

8 күн бұрын

And what of it? Other cultures rep/support theirs constantly.

Filipinos have money? lol. nice video.

@Jazz-tv7jr

Жыл бұрын

????

Poor know how to budget 540 pesos and eat 3 times a day

@JenintheUSA

2 жыл бұрын

Well here in Europe or even When I was in the U.S we don't eat 3 times a day I only eat sometimes once a day or twice or whenever I'm hungry I can't eat too much rice anyways it's too heavy on my tummy. My root is filipino by the way and I only have 1 child so that I can afford the life unlike my mom who have 9 children and don't have a job never get a stable job so never saves money I'm the only one living here in another country she thought I am her pension that I have to support her financially as long as she lives I didn't even live with her because she gave me away and the rest of my 4 siblings when I was in 5th grade because she said she couldn't afford us but after gave us away she made more kids where is the justice of that and she expect me to support her financially? wow! what a great system.

@rexgeorgerodriguez7620

2 жыл бұрын

Yeah but its not a long term solution