Frugal people don’t pay for Deleteme 9$ per month, I’m sorry:(

@iati6294

Ай бұрын

I’ll rather pay for an extra streaming service than Deleteme.! That’s the wrong sponsor for this videos topic! lol

@hrushikeshavachat900

Ай бұрын

They do. Because Dave and his co-hosts say they do.

@foreign_agent

Ай бұрын

Exactly. Frugal people don't fall for advertising because they son't watch it in the first place. Skip and ignore, skip and ignore. We do pay for things we actually enjoy, but we won't buy anything you try to sell us, out of spite. 🖕🙃

@user-ps1ft1hy4j

Ай бұрын

@@foreign_agent LOL I'm extremely spiteful in that regard. You nailed it!

@tiffanysteen1845

Ай бұрын

It’s the time he is saving !

Net worth truly snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!

@Christian67337

12 күн бұрын

My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to my FA, my portolio is doing really great and im proud of the decisions i made last year.

@Alden457

12 күн бұрын

Nice. People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $1 million portfolio, largely from early investments in AI and other growth stocks.

@Scarlett34568

12 күн бұрын

I've been considering but haven't been proactive. Can you recommend your advisor? Could really use some assistance.

@Alden457

12 күн бұрын

Marisa Michelle Litwinsky is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

@Scarlett34568

12 күн бұрын

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip

Fast food has gotten worse, while also getting more expensive.

@quietus13

Ай бұрын

And less fast. I have to be desperate these days to get fast food.

@sukaenacornelius9285

Ай бұрын

Went to US recently, it blows my mind how expensive the food is and its probably the worse food out of any 1st world country.

@lunaticgaming7967

19 күн бұрын

They REALLY fucked up when they did BOTH......

@user-db4ke3if6t

18 күн бұрын

​@@sukaenacornelius9285in general yes.... Even homemade food.... is bad..... honestly imo real honestly good food in the usa is just ammish country, maybe Texas local BBQ, and some fresh catches in florida..... the grocery stores overall trash quality

@sukaenacornelius9285

17 күн бұрын

@@user-db4ke3if6t Crazy you say that, my husband is from an Amish community, he is german Mennonite but his sect or denomination they just don’t have a TV in the house or don’t borrow or use credit and a few other practices. But they always cooked from scratch and bought from their amish store or farmed themselves. He has 7 other siblings and his mother is in her 60s and looks they look beyond beautiful, they’re all almost angelic looking.

We stopped ordering alcoholic beverages at restaurants. Only a drink every couple of weeks at home. Amazing money saver and better for health. Also cut out fruit juice and soda. Only water and tea.

@user-yb5bg8im5g

29 күн бұрын

back in the day, A GROUP OF US WOULD GO OUT to eat 2-3 times a week. we never ordered drinks. we got the stink eye and lousy service from many waiters. after the meal. we always called over the manager to applaud or excoriate the wait staff.

@raymondlin8728

21 күн бұрын

I get nice prepared food at the supermarket, super cheap, a box wine, call nit a nice night at home

@raymondlin8728

21 күн бұрын

​@user-yb5bg8im5g I remember that too. You're out wanting good food and drinks. And the wait staff act like you're bothering them. Never go back to those places

I stopped buying restaurant food. It’s just not worth my money anymore. I also stopped shopping on Amazon.

@user-yb5bg8im5g

Ай бұрын

agreed. i could never understand paying some one else to cook for me or mine. ''but it's for special occasions''. nope. it's about being with those you love for special times.

@DimensionN87

Ай бұрын

I simply dont like going out to eat unless its a date or special occasion. Though i still buy fast food and such 🤷🏽‍♂️

@user-yb5bg8im5g

Ай бұрын

@@DimensionN87 stopped buying: 1. date 2. special occasion 3. still buy fast food. are u sure you are responding to the current thread?

@DimensionN87

Ай бұрын

@@user-yb5bg8im5g yes. I meant sit down restaurants btw. Chilis, olive garden, etc. Also i dont buy fast food often but havent cut it out completely

@Wahinies

Ай бұрын

Same

Learn how to cook. Best way to save money.

Can’t lie, I cancelled all my subscriptions last year, it really has made a difference financially

@robertl7239

2 ай бұрын

I have Netflix, but haven't had ANY cable or satellite TV services since June of 2004.

@iFYMxDRKNSFALLS

2 ай бұрын

my siblings share our streaming accounts so we have nearly all streaming sources :) even with password crackdowns. we’ll find a way

@macoeur1122

2 ай бұрын

I switch back and forth between Netflix and Hulu...Have had Hulu for a couple of years now and almost never use it. I really should cancel it. It's on auto pay and I'm almost afraid to look and see how much it's gone up in that time. Now I'm just thinking I'll hold onto it until the next season of Only Murders In The Building...which is all a watched last year...and THEN cancel it.

@littlesongbird1

Ай бұрын

I cancelled mine 3/1/2020. Made a difference financially and with my productivity.

@user-ps1ft1hy4j

Ай бұрын

I mostly watch utube anyway, so I find my subscriptions of less and less value and have eliminated most of them. Cancelled cable a decade ago.

How are people who are NOT bedridden still paying for all this delivery??? You've got two legs and a car!

@candy2325

2 ай бұрын

I made it a habit to do pickup because I save like $10+ in fees

@maureenviola

2 ай бұрын

Just laziness, I guess…. I am hooked on it

@saea58

2 ай бұрын

I do not own a car. 🤨

@cellsheet

2 ай бұрын

No drivers license, working on saving for an e-bike after paying down all my credit cards.

@paul_domici

2 ай бұрын

I think delivery is for suckers!!! I never do it!

You can thank ticketmaster for price gouging concert tickets.

@cmdrfunk

Ай бұрын

Normal supply and demand.

@TrpDean

Ай бұрын

How does the boot taste​@@cmdrfunk

@hunn20004

Ай бұрын

@TrpDean So you REALLY want to buy the last two tickets for your girl as a gift, but you're competing with a desperate mom that just wants to give their dying cancer ridden daughter one last gift. Put a price tag on that.

@JCpNK

Ай бұрын

@@hunn20004That has nothing to do with anything. It’s always been that way. What’s changed is the fees. There used to be none. Now the fees are more than the tickets at times thanks to greedy companies that do nothing but have the rights to sell the tickets

@TrpDean

Ай бұрын

@@hunn20004 yes ticket master is clearly helping cancer patients by charging them 50 dollar fees, how silly of me

I’ve completely stopped getting pizza from chains. Low quality greasy junk that costs $20 for a large pizza now. Take your $20 to a local family owned pizza place. The pizza will be much better and honestly the same price as the fast food type pizza. There’s like 10 family owned pizza shops within 3 miles of my house too

@sarahdoanpeace3623

2 ай бұрын

Yep

@charisginn6932

2 ай бұрын

Idk, dominoes still has $7 medium pizzas! We fed 4 people for $20 last week. But yeah, if you want a GOOD pizza, you’re looking at $20-25 per pizza :/

@JKNat9004

2 ай бұрын

My hometown has excellent delicious authentic Italian restaurants, so if I want pizza that's where I'd go. Although if it's just for me, I buy a Jack's Pizza at Walmart.

@motoryzen

Ай бұрын

Good luck finding a family-owned local pizza restaurant in central Mississippi go ahead. You'd have better chance of finding gold and diamonds actual real gold and diamonds right in your own backyard in central Mississippi

@tylersanders2388

Ай бұрын

@@motoryzen I found one in less than 10 seconds from a google search. Johnny’s pizza house a bit north of Jackson: 670 US-51, Ridgeland, MS 39157

You really blew it with your comment on thrift stores, George. As a person who was required to wear quality clothes for work, I thrift. A clean white shirt, washed and ironed $2., a designer $2,000. designer cashmere sports jacket, never worn, $5. plus $45. for tailoring. I have 6 of them from different top rung designers. 1) you have to know good clothes and 2) you need to look at a piece of clothing in natural light, making sure you check common wear spots (cuffs, elbows, collars and seats on pants. Why spend twelve K when you can get the same for $300, all inclusive? Be frugal!

@karlaseidel4873

Ай бұрын

Recently lost weight. I went thrifting because the colors that were in stores weren't for me. I got the same name brands for a quarter of the price.

@HazelCotton

Ай бұрын

@@karlaseidel4873 I lost 75 lbs and while on the way down, went through 3 wardrobes, went to the thrift store for quality clothes each time I replaced a wardrobe.

@annai157

Ай бұрын

Absolutely! Years ago, I finished college and got my first job at a law firm. I prayed, and went shopping at Salvation Army. Found 3 Suits and several separates by Pendleton and Jones New York for under $100. Total. A few months later, a colleague told me, "I wish I could dress as well as you, but I can't afford to."

@robertscheinost179

Ай бұрын

@@annai157 It's a great way to be the best dressed person at the firm. You did good!

@evijade1

Ай бұрын

Thrift stores vary, some are overpriced.

How about pure bred dogs that cost thousands? My family has always had good luck and happy years with dogs that came from a shelter for much less money.

@axelaazej

2 ай бұрын

My brother and his now wife bought a shih tzu before they got married. When they moved and lived abroad they left the puppy to me. My gosh how I expensive taking care of a pet. I like pets especially puppies but now that I started budgeting I know now how much I could have saved without taking care of a pet 😅 but I love him. Clingy but he’s all fine. He’s well taken care of.

@markg999

2 ай бұрын

That's not new though.

@HazelCotton

Ай бұрын

Dog grooming. Get a smooth haired dog. Or you can get a clipper.

@cgasucks

Ай бұрын

I wish more people adopted dogs from shelters more. Cheaper, and you'll be giving an unwanted dog a loving home.

@user-ps1ft1hy4j

Ай бұрын

Agree somewhat, disagree otherwise. ANY dog will cost you a ton of money. I remember seeing a video that put ownership cost at like $1200 a year. It's not EVERY year, but emergencies come up and they are very expensive even if you average it out. I remember our vet telling me it would cost $800/yr for vaccinations for our shelter cat. Hell, cats used to be basically free! Anyway, averaged out over the life of a pet, the price of a pure bred might not come to all that much per year. MIGHT, I mean, because some breeders charge absolutely crazy amounts, and I'm not really addressing the lunatic opportunists among them.

The thing I stopped buying is fast food. It use to be okay when I could go get a quick burger for $1.00-$2.00 but now it cost close to $5-$6 and a meal is over $10.

@user-ps1ft1hy4j

Ай бұрын

Same. Fast food is now a luxury when it can cost 4x what I can make it for at home, with inferior quality.

I don't think I've spent 1800 in the past decade on clothes...

@macoeur1122

Ай бұрын

That's an average. Some people must blow a LOT of money on clothing.

@kennypowers2341

Ай бұрын

​@@macoeur1122i think there is a divide on women and men ive gone years without buying clothes

@affordableliving2756

Ай бұрын

I think I budget £100 a month for clothes. But that allows for new shoes, walking shoes can be £80+, a big coat can take that up. Being pregnant I needed to buy new bras and bigger clothes etc. we split this money between me and my partner and I'd say we end up spending easy £6-800 a year on clothes. Do try to buy quality clothing but things like socks etc need replacing from time to time.

@thedude5040

Ай бұрын

Depends what you do, I have work shoes that are $300. Work boots another $300. Coat, $300. But if you have an office job in say Florida, then there's not much variety of clothes you need.

@user-ps1ft1hy4j

Ай бұрын

I'm probably right there with you. I only need to replace socks and underwear every few years, because I've got plenty of them, and shoes every few even though I walk miles per day in my job. I've got more than I need of everything else for the rest of my life because I don't keep up with fashion and don't care who knows it. Yet all my stuff looks fine, because I wash it in cold water and I never use the dry-cleaners(that can wear out your stuff years and years earlier) except for my comforter.

I meal plan for the week, shop my freezer and pantry then make my list for what i need and go grocery shopping. No overspending

Switching from Target to Aldi's for most grocery staples or items.

@littlesongbird1

Ай бұрын

Love Aldis!

@matthewleconey9813

Ай бұрын

Definitely would never shop at Target for food. The best bets are a traditional grocery store only shopping for on sale items or a "no sales but good prices" store like Aldi and Trader Joe's.

@Nova-ru5kr

Ай бұрын

@@matthewleconey9813I wouldn't shop at Target for anything thanks to their anti-woman-safety bathroom policy.

@belindamiller6349

Ай бұрын

​@Nova-ru5kr I'm with you. Won't give them a dime.

@user-yb5bg8im5g

29 күн бұрын

target and groceries should NEVER Bbe in the same sentence... if no aldi's, walmart, at the very least,

Creating wealth entails establishing positive routines, such as consistently setting aside funds at regular intervals for sound investments. Financial management is a vital subject that many avoid, often leading to future regrets.

@ThomasChai05

Ай бұрын

Indeed, currently I'm managing my finances wisely and being frugal. In the last 19 months, my investments grew by 43%, adding over $150K in profits. However, I've had losses in the past month, making me anxious. I'm unsure whether to sell everything or wait.

@mariaguerrero08

Ай бұрын

That’s why I make it a point to speak with a financial advisor before choosing any investments. I’ve been using one since the pandemic, using profits oriented tactics and minimizing risks as a buffer against inevitable downtrends. In addition they have access to insider knowledge and analysis, making failure virtually impossible for them. I’ve made about millions working with my advisor for over three years now.

@mikegarvey17

Ай бұрын

@@mariaguerrero08who is your advisor please, if you don't mind me asking?

@mariaguerrero08

Ай бұрын

*Gertrude Margaret Quinto* is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@91ScottieP

Ай бұрын

Thanks a lot for this recommendation. I just looked her up, and I have sent her an email. I hope she gets back to me soon.

This video brought to you by LaCroix, the soda that tastes like nothing, but costs as much as sports drinks.

@azazellon

Ай бұрын

Thinking really hard about an orange.

@happycook6737

10 күн бұрын

Agree 💯%. Flavored commercially made waters are expensive and yucky!

British guy here... Budgeting food is one of the simplest ways to cut spending. I bulk buy soup cans for my lunches and partner them with a slice of bread for lunch, simple, quick, nutritious and can be delicious. Otherwise a simple ham and cheese sandwich will do, no extras! My lunch total is about $10 a week, once converted from British Pounds to Dollars. Evening meals I bulk make, roast a whole chicken, can last 4-5 days, or buy 4 Chicken breasts, butterfly and season them, bake or fry them and partner them with some loose hand-picked veg from the grocery store, again simple, inexpensive, nutritious and delicious. Omelettes are another favourite, bulk buy eggs, even add veg again to them, add ham and cheese for flavour, amazing! Happy Budgeting everyone!

@Waddywoos360

2 ай бұрын

It kills me to see my team going out to get lunch every day while I sit with my sandwich from home. Not because I'm missing out, but because if I am going to the length of saving on lunch as the boss then...

@ebikescrapper3925

Ай бұрын

I agree, if something is normally £10 and it drops to £7, that's a £3 /30% saving. Where are are you going to get 30% interest on your money?

@kennypowers2341

Ай бұрын

There is no way your eating at 10 bucks a week do you bake your own bread? Do you only do one slice of ham i dont get it

@callumwright2085

Ай бұрын

@@kennypowers2341 Did I say I baked my own bread? No. I purchase it from the store when I get my canned soup. Do you need eye glasses? 🤣

@affordableliving2756

Ай бұрын

​@@kennypowers2341bread is much cheaper in the UK that the US. I'm always surprised when people show how expensive bread is over there.

I color my own hair. Light blonde 9N Loreal Age Perfect. 15 bucks. I always get complements and the product doesn't dry out my hair.

I spent more than two decades working in the music industry (I started with Capital Records when I was 18 in 1983). The internet changed EVERYTHING when it comes to concerts. Prior to the mid-90s, concerts were designed to boost album sales and that's it. They were either a break-even or possibly even a loss for record companies. I used to see bands like Def Leppard, Motley Crue, Kiss, Adam Ant, Winger, etc. for about $8-$10 per ticket. After the internet, Napster, Apple, Spotify, et al, concerts were no longer designed to boost album sales, instead they became profit centers. You can't make a profit at $10 per ticket, so you have to bump that up to $150-$500 per ticket.

I rarely buy candy and sodas. They’re not good for me and it’s an expense I don’t need. Bringing my own food to work saves me from using the vending machine and is better for me too!

@user-ps1ft1hy4j

Ай бұрын

Making my own food saves me thousands in after-tax dollars per year. I'm with you on that one.

@al6347

19 күн бұрын

2.50 rorschach one chocolate bar. Unbelievable

We stopped hiring a cleaning crew and a landscaper/gardener. We are doing it ourselves. Yes, it’s more work but we save $1000 a month

@TanManFixes

Ай бұрын

`1000 a month !!!! that is wild. I have NEVER had a gardener. owning houses since 2009. Well worth it to DIY for sure.

@mariatrining4083

Ай бұрын

Noooooo! Not the cleaning crew!

@user-kv4db5vr3b

Ай бұрын

I don’t eat out , buy dumb crap on Amazon, travel out of boredom, or have subscriptions so I DON’T have to let my housekeeper go!😂 would rather die than clean my own house

I stopped buying expensive cell phone service. Not only did it get way too costly, but I didn't want to commit to a long-term contract. Now I use Mint Mobile at $15 month and it works perfectly. I don't know why some people are still paying hundreds of dollars for being locked into a cell phone contract when there's a cheaper alternative that works just as well.

@dani-uf1eo

2 ай бұрын

Is this an ad? Because this feels like an ad lol.

@edo4713

2 ай бұрын

Cell Phones were created for business purposes not civilians.

@WesFromIndiana

2 ай бұрын

Mint mobile is lit. I pay out for the year and it's like $350 if I remember right

@gp7813

2 ай бұрын

I've used Tracfone for years. I can't imagine paying what some people pay> It's insane. It's just a smart phone, folks. And yes, it comes out to $15.00 a month. No issues with it whatsoever.

@ryanj357

2 ай бұрын

Same. Went from $100 Rogers bill to $35/month with Fido and 50 gigs of data.

Family restaurants have low revenue margin believe it or not.. it’s also very physically demanding. The problem is as you mentioned, the overhead cost (i.e. utility, rent, wagws for front and back of the house, delivery for produce, the ingredients, third party delivery service, CC merchant fees, high tax and license..etc) is very high. When anything goes up in price we are affected . A lot of restaurants are closing because it’s not worth it.

@kyleinpa5285

Ай бұрын

Very true, that’s why people stop going.

The craziest thing to me with clothes is the price at thrift stores specifically. In just the past few years, I've seen clothing prices at my local thrift store skyrocket. I remember going there and getting me a decent jacket and a nice pair of blue jeans for about $5 each. Now, most jackets or pairs of pants are $12-$18. And sometimes even stuff like worn-out t-shirts will be priced at $7-$10. The thrift store prices have gone up to the point that buying clothes from a place like Ross or TJ Maxx only costs a couple dollars more now. So that's just absolutely insane to me.

@belindamiller6349

Ай бұрын

Goodwill is Greedwill. They just have junk now. They put everything online that is half decent

@danieldaniels7571

Ай бұрын

I just bought an outfit I needed specifically for a job at Goodwill last week. Pants were $7 and the shirt was $2. Seemed like a good deal to me.

My first concert was Sammy Hagar in about 1980...it was $7.00!!!! Yes - I am old.

@freedomring3022

2 ай бұрын

AC/DC here. I have the ticket stub still cost $12

@SoUnDMaN831

2 ай бұрын

My first concert was Stone Temple Pilots in 1996. I was 15, tickets were $25.

@fastlane1568

2 ай бұрын

Mine was Judas Priest/whitesnake $25 just in 09

@markg999

2 ай бұрын

First was in 1997 Silverchair....was like $25.

@macoeur1122

2 ай бұрын

Van Halen around 1978! I'm too old to remember how much we paid for tickets but I feel certain it was more than $7

I stopped buying chips and cereal after the pandemic got too expensive.

I didn't so much stop buying things as I changed the way I get them. I quit buying premade cold brewed coffee, and started making it myself cause the price went up like 60% from 5.50 to 8.50/bottle. Now I make my own at home for about 10 bucks a week.

@joelplatt2651

2 ай бұрын

Me too. I discovered everything is free until you get caught

@happyhomeandsavings

2 ай бұрын

Can you share how you make your cold brew coffee? ☕️ it sounds good

@rose_6400

2 ай бұрын

The only time I get an AirBnB now is when we're going to the beach, which is yearly, otherwise it's hotels everywhere else.

@gretchenshafer8087

2 ай бұрын

We priced out making cold brew and buying pre made. Was about the same. We always get the pre-made stuff at Cub..it's always on sale.... about $4.99/bottle most brands, except Starbucks. Check at Cub! It

@user-ps1ft1hy4j

Ай бұрын

@@happyhomeandsavings Amazon has all kinds of plastic and glass set-ups for making it. You get an included steel filter, fill with coffee, plop it into a custom jar, leave it in the fridge or out overnight or longer depending how strong you want it. They're not expensive.

I used to treat myself to go food once a week. It use to cost $13.50, then it went to $21.50, and on top of that, they want a tip for to go food.

Great video. We are all seeking for financial independence and a better way of life. This is not difficult to achieve with savvy investing, a frugal lifestyle, and cautious budgeting. I'm glad I learned early on to work hard for financial independence.

@blind_luck_

Ай бұрын

In my opinion, making a smart investment is not only a technique for earning passive income, but also a profitable way of saving for future expenses. People who fail to make the proper judgments early in life often come to regret it later in life. Nonetheless, investing alone can be difficult and risky. As a result, I recommend obtaining expert assistance (financial advisors). The challenge is not just watching videos and reading investing books; it is about implementing information effectively.

@Doracox22

Ай бұрын

Your words have truly inspired me, I must say. With the right information, I'm willing to invest a sizeable amount of money that I have a strong interest in. My biggest concern is losing money on a poorly chosen investment. I'm therefore interested in hearing your thoughts and suggestions on wise investing.

@blind_luck_

Ай бұрын

"Jill Marie Carroll" is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

@Doracox22

Ай бұрын

Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.

KZread inflation is crazy lately. Annoying ads every 3 seconds to bully viewers into overpriced paid subscriptions. It wasn't like this just a few months ago.

@candy2325

2 ай бұрын

I agree. Their ads are getting longer and longer and I know it’s happening on purpose to drive people nuts and just go “screw this” and get the paid subscription.

@westbccoast

2 ай бұрын

Yup, I stopped watching YT much less. I noticed ads on TV Sets are much worse and longer. I started downloading stuff and skip YT all together.

@langhamp8912

2 ай бұрын

There's various adblockers that will put a stop to such silliness.

@annai157

2 ай бұрын

@@langhamp8912 I'd love to know which ones work. My current one is useless for the video ads on here

@langhamp8912

2 ай бұрын

@@annai157 I use AdGuard.

Haircuts. Got tired of forking out the money, so I forked out for a really decent clippers and do it myself.

No more food deliveries.

My wife has cut my hair for the last 20 years. Zero cost!

@HazelCotton

Ай бұрын

We have a local beauty school. The students are supervised and the haircuts are reasonably priced. I tried cutting my own hair and it didn't work for me.

@TheHavocdog

Ай бұрын

@@HazelCotton you found the next best thing. The point is that we can all find ways to be frugal, but with class.

@HazelCotton

Ай бұрын

@@TheHavocdog Thanks.

@kerrig2442

Ай бұрын

Flowbee 😜

@TheHavocdog

Ай бұрын

@kerrig2442 lmao. That would be easier! No: she uses a scissors and comb and a side trimmer.

I can't even with this editing - It's so hilarious! Good job.

We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.

@GeorgeDean-km3wm

2 ай бұрын

Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.

@KarenLavia

2 ай бұрын

You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst

@Hectorkante

2 ай бұрын

Could you possibly recommend a CFA you've consulted with?

@KarenLavia

2 ай бұрын

My CFA ’Melissa Terri Swayne’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

@EddyAgnes-vy4kp

2 ай бұрын

Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.

$36 for pizza. Are you crazy? I just bought a Walmart. Thin crust pizza 4.44 and it was scrumptious

@homuraakemi4559

Ай бұрын

Where do you live. Just bought 4 of them for $3.70 CAD in my region of Ontario

@danieldaniels7571

Ай бұрын

I buy pizza hot and fresh at Costco for $2 a slice

@mirisoji8406

7 күн бұрын

Sometimes Aldi has their store brand full sized pizzas for half prize when close to the expiration date. Been getting them for like $4. 😊

I canceled cable and my land line phone 10 years ago.

I do pay for Amazon Prime. I utilize prime video often, and I do not pay for other streaming services. Though the ads are frustrating, it's a better value to pick an old 80's flick for a movie night rather than dropping $75 at the theater for one film. That cost would cover 7 months of my prime membership.

I have been a thrifter for 20 yrs; business and casual clothes at great deals

We have a food salvage store near us. We get things that are close to or just past the “best by date”. And I checked some prices online for what we got today at that store. I’ve saved 50-90% !! Woohoo

@user-ps1ft1hy4j

Ай бұрын

I do the same at Grocery Outlet. I taste a little of the canned food before dumping it into a pot or whatever, and if it tastes fine, I trust it. It is after all literally BOILED before canning in sterilized containers. Food often lasts far far longer than the "best by" date. People have eaten cans decades old with no ill effect, so if mine are a few months or even a few years out of date, I'm not sweating it in the least.

Learn to do it yourself. Jerky making has several steps, especially if you want it flavorful, but each of those steps is easily learned. Very much cheaper than buying. And i get to control quality.

This week pork chops are $1.99. We are out of them. That's where most of the grocery budget will go this week. The rest will be used at Aldis for fresh fruits and veggies.

My favorite savings so far is throwing my son's birthday parties in the backyard. I'm not sure why but the children's parties are insane. We are already paying for the house and the yard let's use it. My son is 4 he does not care where the party is so long as he gets to play with his friends, has cake/cookies, and gets to fling tissue paper out of gift bags like a whirlwind. We spend maybe $50 on the whole thing every year (location, decorations, food, and entertainment) and get compliments all year about how fun and relaxing last year's party was. I think that's mainly because the parents are not in an overstimulated nightmare arcade/discovery zone, etc. or on constant alert making sure their kid isn't the one trapped in the bounce house that was assembled by a disinterested teenager. We even go wild with the themes; star wars day, Bluey, Thomas the train, cars, etc. (we almost always get the decorations for free from local acquaintances or dirt cheap at consignment sales from someone that already did that theme, and the public library has every novelty cake pan you can imagine available for free). Also we adore the "Friday night pizza for dinner" ritual and after finding a local chain with delicious pizza we discovered if you do the 30 second questionnaire you can get a free vat of their amazingly delicious ranch for free ($10+ retail, it's amazing and I am allergic to tomatoes so ranch is a staple in this house), so we haven't bought salad dressing in the last 2 years!! I do refuse to buy facial tissues, paper napkins or paper towels. We have a lovely washer and dryer why would I repeatedly buy the same things when I'm already doing the laundry, just use fabric napkins (again dirt cheap at estate or thrift sales), hankies (soft flannel toddler (i.e. to small for an actual standard pillow) pillowcase cut and stitched or the cloth baby wipes we used before), and actual fabric towels better absorbency and they never tear off the roll with random places (we actually just reuse the microfiber cloths we used in our son's cloth diapers but even new towels are way cheaper than re buying paper) 🤨.

@happycook6737

Ай бұрын

Kroger and Walmart both sell a packet of pizza dough mix for $1. It is ready in 5 minutes and you pat it into the pan with your hands. We top it with shredded mozzarella, a smear of spaghetti sauce, leftover tidbits of cooked sausage, hamburger, frozen pineapple, etc. 20 minutes later it is cooked. It is a fun, family activity. Of course we could make crust from scratch but too lazy.

If you’re in California what you can do to minimize your spending, steal from stores without consequences haha

I have always been frugal. I don’t buy any of these things anymore with the exception of some streaming, most of which, I have canceled. I feel a sense of peace. The last clothing I bought was at a buy by the kilo used clothing store in Europe. And… much cheaper than all fizzies, Soda Stream.

My wife and I were just talking about this the other day. When we were first married in 1985, we would often order a medium one topping from Domino's for $7.44 (we ordered it so often, I will never forget the amount). I just checked the Domino's website and you can get any two medium pizzas (with 2 toppings) for $6.99 each delivered. Seriously, almost 40 years later and it's the same price?

@Waddywoos360

2 ай бұрын

Yeah pizza was always something I saw as super overpriced growing up, but 20 years later they've not changed at all and are quickly seeming more reasonable vs other options!

@TanManFixes

Ай бұрын

7.99 for a large and u pick up. costco is a better deal, 10.99 for a x-tra large

Started making my own jerky about 5 years ago. people though i was crazy, but loved the end product. Now, I make beef and pork jerky. Usually 5 Lbs at a time, and they usually buy the meat for me. I knew i had a good thing when my son stopped buying it at the stores, and asked me to make some for him.

Great video again George and team .. keep them coming

Cars, even used cars are expensive

Cheese chart just seems fun to say

Cooking at home and playing board games with the fam has never looked better.

The problem with recent price increases is not, necessarily, even the price increases for most of the items listed here. The real issue is the price increase for usual necessities that lower income households must buy to even function, especially if said households don't receive any kind of assistance for them. (This is why food banks are being overwhelmed.) Some examples: 1. Almost all products for babies. 2. Basic pantry staples (on a cost per ounce standpoint) such as pasta, rice, etc. 3. Meat prices. (Even the basic one, normal, non-organic, ground beef.) 4. Fruits and vegetables. (Especially over the winter, due to imports due to the transport issues related to the Panama Canal.) 5. Basic health, cleaning, self-care products. (Examples: Over the counter medications, vinegar / bleach, and shampoo / soap.) The pandemic began "supply chain issues", and the transport industry never recovered. When you combine this with all "service" based items (such as the video's salon visits, or ... child care... ), the bottom line costs for a household have increased substantially over the median rate of wages in lower paid professions. The reason items such as this video's make the lists people make, and such... videos are made for content, is because the "middle class" is now beginning to actually feel the effects of the widening income, and net worth, gap that has been growing for decades (when looked at over the entire period). And, when the "middle class" ceases spending on "luxury items", downgrades "quality", begins "thrifting", it pushes the "lower classes" into... where, exactly?

@danieldaniels7571

Ай бұрын

Homelessness

Yay on reaching 200k!!🎉🎉🎉

@MomoHitsujiOwO

2 ай бұрын

Wooooo!!! 🎉🎉🎉

Nobody takes more pleasure in being frugal than me! 🤪

@callumwright2085

2 ай бұрын

Oooof competition :P

@HazelCotton

Ай бұрын

Or me.

Say “no way” to expensive areas. The Nashville/Boston/San Francisco areas are ridiculous for housing prices - but living in the Midwest enables me to have a huge house for a reasonable price. My pedicure 3 days ago was $25. When housing prices are reasonable, so are services (like salon, lawn care, etc.). Avoiding expensive concerts got easier because I’d have to drive 2-5 hours to get there.

I no longer buy Heinz baked beans.... ridiculous prices 😂

@cgasucks

Ай бұрын

Even Bush's beans is getting more expensive. 20 years ago it was like $1/can, now it is $2.50/can CDN.

@allisonmodaff5635

Ай бұрын

Kroger baked beans are good and reasonably priced.

@BixieASMR

Ай бұрын

@@allisonmodaff5635 Im in the UK, I don't think we have Kroger

@YOCOSMINMAX16

Ай бұрын

It's $5 a can in Denmark.

The old time food that was eaten during the depression is the way to go to save some money. They even canned their food from the garden. I make my own kefir for instance. To me it's not if I can afford it, it's the fact I don't want to pay prices that are advertised. So no, I don't buy anything mentioned in this video.

"and according to this cheese chart..." I'm definitely going to steal that phrase.

I love clean clicking on this kind of videos and seeing I don't spend on any of the things mentioned. I make my own pizza

I do my own mani/ pedis!

Thrifting makes so much sense though!!

@Salisbury2015

Ай бұрын

Not if you were sizes that are hard to find in normal stores. I have long legs and torso, and it's always a pain to find anything that fits me well at second hand storrss.

@montemasterson9588

Ай бұрын

True but you still have to be a discerning shopper because most thrift store clothing is stuff that should have gone into the dumpster.

I don't come ANYWHERE NEAR $1800 for clothing. I'd buy more if some retailers would QUIT discontinuing a clothing item I like.

For me, Costco is the answer for everything, especially when things are on sale, I have patience and freezer.

@Waddywoos360

2 ай бұрын

In England Costco prices have risen so much they're practically the same as the grocery stores. I used to get my Pepsi half price by buying in bulk but it is cheaper per bottle at Tesco now.

@danieldaniels7571

Ай бұрын

I go there to eat. Their pizza and hot dogs are a steal.

@melissaakey4631

20 күн бұрын

My way of saving money was to leave the usa 12 years ago. Life has been so much better for me in Oman and Singapore and Turkiye and Thailand and Portugal. I currently live in Thailand and my total budget is 1500 usd per month which includes my expensive global medical insurance for every country except the usa. If I add usa to my medical, my price would increase by about 5k per year. I pay 550 usd per month for a 2 bedroom house with my own small private swimming pool and the rent includes pool service and awesome unlimited wifi. My Utils total about 100 usd per month. If I decide to stop splurging and move to a 1 bedroom condo and stop eating out so much, I could probably get my total expenses down to 1k usd per month.

1. Concert Tickets 2. Bowling 3. Streaming services 4. AirBnB 5. Beef Jerky 6. Pizza 7. Soda 8. Cheese 9. Getting nails done. 10. Eating out 11. Blonde balayage 12. New clothes

I dropped all cable and streaming services. There weren’t enough good movies and shows to justify the cost. The only thing that I miss is college sports.

I have worked for pizza joints going way back and was friends with some of the independent owners. Even 40 years ago the total cost to make a pizza was under $2 on average (total out the door) and they would charge $6 or it. Basically, it was 3x the cost.

I stopped buying toilet paper. I bought a bidet instead

Going out for ice cream a cone with sprinkles used to be a $1 or 2 now they are 5-6$ without sprinkles

One of the BEST thing about being a metalhead is my concert tickets are STILL only about $30 for most shows, even for the largest bands. I will NEVER have to worry about stupid Taylor Swift ticket prices.

Tom Petty 30 years ago was like $18. My last concert was journey 11 years ago for like $75 pavilion seats. I’m in the top single digit percentile income bracket in the US…no way in hell am I spending more than $150 for a seat to a concert and it better not be nose bleed. These toons out here spending $2k a ticket are something else

I switched my Netflix and Disney Plus accounts to the with ads versions, so together now they cost what my Netflix cost alone before.

No way..pizza is out of touch. At Pizza Hut the other day my gf ordered 4 pizzas for take out..they then had the audacity to ask her over the phone to leave a tip! A tip? For carry out!? You are out of your mind.

My local bowling place went from $20 for my family for 2 rounds to $68… nothing changed at all 😑

Wow! The bowling one surprised me. I just went a couple weeks ago and for 3 people for a hour plus shoe rentals for everyone it was $18.

@joliechabot7489

2 ай бұрын

I went recently in Vermont and it cost me and my son $60 for one hour and two pairs of shoes. Did not have $60 worth of fun... My son is 7 and he hated it because he wasn't good at it. Haha

@HazelCotton

Ай бұрын

Same as we paid.

Prices are crazy im learning how to do more stuff myself and skipping whatever doesnt add value or wastes time to my life like haircuts i can do myself. Etc

Best advice ever for the pizza! I make it a thing with my daughter and my husband like, let's get pizza and go pick it up ourselves, let's go out get some fresh air and if possible take the dogs in the back with us :p because why not? We work full time, run around to make dinner, take the dogs to play,trying to keep a tiny human alive, keep ourselves hydrated, healthy, etc that some Thursdays or Fridays... I just don't want to cook. I recommend going with family businesses instead of chains when possible, so you also contribute to that family's economy when you don't want to cook at home

@TanManFixes

Ай бұрын

costco pizza ...

@RichV20

Ай бұрын

It was always exciting going for the drive to pick up the pizza on Friday evening as a kid. Dad is going to pick up the pizza now, both kids run to the car to join. Fight over shotgun to have the privilege of holding the warm pizza box on your lap on the way back.

Yes beef jerky has always been too much and 90% of the time it's meh at best for quality. Buy a round roast and make you're own, cheaper. Especially if you have the space to get a freezer and buy beef in bulk direct from a farmer. Way better quality too.

I go to a local discount bumps n’ dents grocery store! Mostly all this same products as my local grocery store, but things are dented or cereal boxes have rips in them, but the food is perfectly great. I can fill a grocery cart for $100 rather than $300-$400!!

Amen to the salon prices being crazy. I went to a hair school for a couple years and after listening to the instructors I learned a lot about cutring hair. Have been cutting my own hair for 2 years. When I want a new style I watch KZread videos.

@dking1362

2 ай бұрын

And paying to have someone colored it is ridiculous. It's not hard to do and costs about $10/month.

Frozen pizzas with 1 topping are $6 and most taste like cardboard. I can get a large pepperoni pizza from a local chain for $6-7. My local hotspot offers gigantic pizza bagels with up to 5 toppings for $5. Not sure how they make a profit, but not my problem. If I want pizza I'll have someone else do the cooking.

@barbarafallin2038

Ай бұрын

We wait for Mondays to come Harris Teeters has 16 inch pizzas,for 8.99 with what ever topping that you like

@TanManFixes

Ай бұрын

costco pizza, 10.99 and HUGE , it is delicious

If you can cook the pizza yourself it’s about $1-3 a pie depending on toppings and yes that means making the dough

The one valid part about the pizza complaint is that pizza places used to deliver it themselves without a fee. You still had to tip the driver, of course, but you weren't paying $5+ to some third party.

I have stopped eating out ,also i give my friends birthday presents from my own shop, saves alot of money. Great show 🎉

The service sucks eating out now too, most of the chains make YOU put in refill orders on a screen

Easiest way to save money is on the food budget. Once you become proficient at cooking, you will find that restaurant food is just not as tasty. Make your own desserts and brew your own coffee! Teach your kids. They will thank you for it and great memories as well ! 😊

@cjhoward409

2 ай бұрын

And people made fun of me for doing that YEARS ago ! And because of saving $10 here and $20 there, I have no consumer debt. No mortgage ! 😊

@superfark5914

2 ай бұрын

You see so very right

@candy2325

2 ай бұрын

Yup! I love making chocolate chip banana bread one of my favorite desserts 🎉

@Johanneslol11

2 ай бұрын

If you go to a good restaurant you will never come close to how good it taste. I am not bad at cooking but I am not getting close to some restaurants

@sevenflashowls

2 ай бұрын

Well, you will find out many restaurants are not very good, but there are some very good restaurants with really good food.

I only go to concerts when I win tickets. I go to A LOT of shows for almost free. I don't buy food or drinks either.

I do dominos and papa John’s with coupons for pick up! You can also get decent frozen pizza at the grocery stores!

It’s funny because I got an AirBnB ad before this video played, they’re really trying to convince you otherwise, George!😂

Ice Water Lime Juice Best cheap drink to make. You're welcome.

My husband works for GP. Sam's and Costco brand paper towels and toilet paper are both GP products. Toilet paper is the highest quality northern toilet paper and paper towels are the highest quality Brawny. Save some money and buy the store brand when shopping Sam's and Costco for these paper products.

good one

I started making personal pizzas at home for big savings. Slap some ingredients on a naan pop it in the air fryer. Easy and cheap😊

@mirisoji8406

7 күн бұрын

Same! It tastes great! We get everything from Aldi 😁

I just checked what we are paying for streaming services per month and we are at $38/month. Some are paid annually, some monthly, but those are the total annual costs divided by 12. This is for a family of four.

Disagree about Airbnb. What about the cost of food if you stay in a hotel vs making meal at the Airbnb? Also, the owner determines the cleaning fee. Shop around and negotiate if necessary.

I would love for you guys to teach people about opportunity cost. That is if you spend money on this then you can’t on that and how to compare benefits

@vanillasunrise1

2 ай бұрын

I agree, they should do a video about opportunity cost!

I agree 100% with George on the pizza. Finally.

For beef jerky get the nuggets large pack. 10 servings per bag, with 10 grams of protein per serving. That’s 100 grams of protein per bag. Perfect for road trips.

We cut D+ and Netflix this year. The increase to D+ annual price is insane. And the kids hardly watched both anyway. We’ll be sticking to Amazon as part of Amazon Prime.