Differences between NEFT, RTGS & IMPS in Tamil | Best fund transfer methods | payment systems

The introduction of various payment systems in India has made it easier to transfer money. Unlike earlier, you can transfer money from one bank account to another almost immediately.
The three best fund transfer methods by which money can be transferred are mentioned below:
1. NEFT 2, RTGS 3. IMPS
To know the differences between NEFT, RTGS & IMPS, Watch this Tamil video @SM EDUTALK
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DISCLAIMER: This Channel DOES NOT promote or encourage any illegal activities. Whatever shared in this video is solely for viewers’ information and educational purpose only. Before applying anything that is mentioned in this video, in practice, get an expert’s opinion. SM EDUTALK has no liability or responsibility for any decision taken by the viewer.
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Пікірлер: 88

  • @ramesht1707
    @ramesht17072 жыл бұрын

    Excellent explain,congratulations brother.

  • @SMEDUTALK

    @SMEDUTALK

    2 жыл бұрын

    Thanks and welcome

  • @vinothsuper5402
    @vinothsuper54025 ай бұрын

    நன்றிகள் தோழா.

  • @SMEDUTALK

    @SMEDUTALK

    5 ай бұрын

    மகிழ்ச்சி!

  • @RevolutionofTamilnadu.
    @RevolutionofTamilnadu. Жыл бұрын

    Very super sir excellent. Thankyou sir. Great job.

  • @SMEDUTALK

    @SMEDUTALK

    Жыл бұрын

    Most welcome

  • @jokerlee7584
    @jokerlee7584 Жыл бұрын

    Great Job👏👏👏

  • @SMEDUTALK

    @SMEDUTALK

    Жыл бұрын

    Thank you! 😃

  • @Habibulla.M
    @Habibulla.M2 жыл бұрын

    மிகவும் பயனுள்ள பதிவு

  • @SMEDUTALK

    @SMEDUTALK

    2 жыл бұрын

    உங்களுக்கு பயன்பட்டதில் மகிழ்ச்சி!

  • @vishwanathanvishwanathan1224
    @vishwanathanvishwanathan122411 ай бұрын

    Very nice explanation sir. Thank you.

  • @SMEDUTALK

    @SMEDUTALK

    11 ай бұрын

    You are most welcome

  • @pavithiranpn9667
    @pavithiranpn96672 жыл бұрын

    Vera level bro neenga

  • @SMEDUTALK

    @SMEDUTALK

    2 жыл бұрын

    Thanks bro

  • @kavithadinesh7103
    @kavithadinesh7103 Жыл бұрын

    Super explanation 🙏

  • @SMEDUTALK

    @SMEDUTALK

    Жыл бұрын

    Thank you 🙂

  • @kanchanan8283
    @kanchanan8283 Жыл бұрын

    Superb Explanation bro

  • @SMEDUTALK

    @SMEDUTALK

    Жыл бұрын

    Thank you so much Sis🙂

  • @thangapandiyan4017
    @thangapandiyan401727 күн бұрын

    Semma Explanation 👍

  • @SMEDUTALK

    @SMEDUTALK

    27 күн бұрын

    Thank you 🙂

  • @gsa910_
    @gsa910_2 ай бұрын

    Super detailed explan

  • @SMEDUTALK

    @SMEDUTALK

    2 ай бұрын

    Glad you liked it

  • @arulsamy9767
    @arulsamy9767 Жыл бұрын

    excellent.

  • @SMEDUTALK

    @SMEDUTALK

    Жыл бұрын

    Thank you

  • @dinaa7984
    @dinaa79843 ай бұрын

    Super Nanba

  • @SMEDUTALK

    @SMEDUTALK

    3 ай бұрын

    Thanks

  • @deepakkumar-dd7kv
    @deepakkumar-dd7kv Жыл бұрын

    Nice bro

  • @SMEDUTALK

    @SMEDUTALK

    Жыл бұрын

    Thanks bro

  • @balugkkl6216
    @balugkkl6216 Жыл бұрын

    Thanks

  • @SMEDUTALK

    @SMEDUTALK

    Жыл бұрын

    Welcome

  • @sakthivigneshp7506
    @sakthivigneshp7506 Жыл бұрын

    Super

  • @SMEDUTALK

    @SMEDUTALK

    Жыл бұрын

    Thanks

  • @Meditation003
    @Meditation003 Жыл бұрын

    super.bro

  • @SMEDUTALK

    @SMEDUTALK

    Жыл бұрын

    Thank you

  • @rajasenthilkumarrsk7899
    @rajasenthilkumarrsk789910 ай бұрын

    Nice

  • @SMEDUTALK

    @SMEDUTALK

    10 ай бұрын

    Thanks

  • @Photonfactory999
    @Photonfactory999 Жыл бұрын

    Online transaction kum charges applicable..For all payment mode

  • @pankajam.rramalingam3865
    @pankajam.rramalingam38652 жыл бұрын

    Even for online fund transfer banks charge some 11 rupees or so

  • @SMEDUTALK

    @SMEDUTALK

    2 жыл бұрын

    I told this in the video itself. We shall either complain or wait for the transition period to make it free completely.

  • @jamesbond-go2yx
    @jamesbond-go2yx2 жыл бұрын

    Bro enga vidu adamanathala iruku engaluku therinjavanga kitta vechitu irukom adhu muzhuga pothu antha patharam vera engayachu vechi antha kadana adaika mudiyuma sollunga emergency

  • @SMEDUTALK

    @SMEDUTALK

    2 жыл бұрын

    வீட்டுப்பத்திரம் உங்கள் கையில் இருந்து, எந்த வில்லங்கமும் இல்லாமல் இருந்தால், அதை வங்கியில் வைத்து அடமானக் கடன் (MORTGAGE LOAN) வாங்கலாம்.

  • @veeramani.r3060
    @veeramani.r3060 Жыл бұрын

    NEFT RTGS very slow 5 hours aguthu salary credit aahavery very slow

  • @saranvlog5810
    @saranvlog5810 Жыл бұрын

    Bro i need to transfer 1lak in imps means how much GST Applicable???? I saw 18% but if 18%of 1lak means it's around 18k it's too much bro...plz help me to get clarity about this...plz reply.. waiting for Reply soon bro

  • @SMEDUTALK

    @SMEDUTALK

    Жыл бұрын

    Banks levy the charge for customers using IMPS transactions. However, certain banks offer IMPS free of cost depending on the type of account held by the customers or using IMPS via Internet banking. GST is levied for the service charge, not for the amount you transfer. For example, If Rs.4 service charge (as per SBI) is charged for Rs.1,00,000, then its GST (18%) is 18% of Rs.4, not 18% of Rs.1,00,000.

  • @saisaranya1819
    @saisaranya18192 жыл бұрын

    Imps method la ore time la tha, transcation pannanuma sago, or minimum eavlo time transcation panlam

  • @SMEDUTALK

    @SMEDUTALK

    2 жыл бұрын

    There is no transaction limit per day for IMPS transactions.

  • @munuswamy2716

    @munuswamy2716

    4 ай бұрын

    Can we able to transfer 5 lakh above in IMPS?? It will differ from bank to bank???? Pls ans me

  • @whynot7786
    @whynot77862 жыл бұрын

    RTGS vandhu same branch of bank ku mattum dhaan money transfer panamudouma ...!!! BRO .. Another bank ku money transfer panamudouma...????

  • @whynot7786

    @whynot7786

    2 жыл бұрын

    Please reply meee

  • @SMEDUTALK

    @SMEDUTALK

    2 жыл бұрын

    RTGS allows a person to transfer money from one account to another within the same bank or in a different bank, provided both banks are RTGS-enabled.

  • @Mahasandyyyy
    @Mahasandyyyy Жыл бұрын

    Bro ennaku some amount credit agiruku. Check panni patha neft kamikuthu. Enna bro pandrathu use pannalama

  • @SMEDUTALK

    @SMEDUTALK

    Жыл бұрын

    அது தவறாக CREDIT செய்யப்பட்ட பணமாக இருந்தால், வங்கி அதிகாரிகள் உங்களிடம் இருந்து பணத்தை திருப்பி கேட்பார்கள்.

  • @sarathvelsakthivel4083
    @sarathvelsakthivel40832 жыл бұрын

    Bro what is the GST amount bro, if I'm transferring 5L in NEFT OR RTGS what is the service charges and also how much the GST cost ???

  • @SMEDUTALK

    @SMEDUTALK

    2 жыл бұрын

    Approximately 25+5 (varies bank to bank).

  • @sibinantony1473

    @sibinantony1473

    2 жыл бұрын

    Hi if we transfer 5 l in a days means any IT problems happen ?

  • @sarathvelsakthivel4083

    @sarathvelsakthivel4083

    2 жыл бұрын

    @@SMEDUTALK ok thank bro. 🔥🔥

  • @SMEDUTALK

    @SMEDUTALK

    2 жыл бұрын

    Whatever you transfer is accountable. So, no issues. But, if you deposit more than 10 lakhs as cash at a time, bank officials will ask you the source of fund.

  • @SMEDUTALK

    @SMEDUTALK

    2 жыл бұрын

    @@sarathvelsakthivel4083 My pleasure

  • @sivadass6838
    @sivadass68387 ай бұрын

    Bro, naa 2 days ku munnadi net banking open pannunen beneficiary add panni 1 day ku melaum agitu ipo naa imps use panni 2 Lakhs amount send panna mudiuma

  • @SMEDUTALK

    @SMEDUTALK

    7 ай бұрын

    சாத்தியம். ஆனால், பல வங்கிகள் IMPS மூலம் முதல் முறையாக 2 லட்சத்திற்கு பரிவர்த்தனை செய்ய அனுமதிப்பதில்லை. எனவே, உங்களுடைய வங்கி அனுமதிக்கிறதா என்பதை சரிபார்க்கவும்.

  • @lala_heart_nikkala
    @lala_heart_nikkala Жыл бұрын

    Neft la money namma account evlo neradhula credit aagum sir?? Mrng sent pannaga ennodo relation innum panam varala ketta bank la delay soldranga 24 hr la varum vera soldranga unmaiya varuma pls tell me??? Mrng send panni mid nit aachi adhan kekuren sir??

  • @SMEDUTALK

    @SMEDUTALK

    Жыл бұрын

    Neft la money namma account evlo neradhula credit aagum sir?? 2 hours Mrng sent pannaga ennodo relation innum panam varala ketta bank la delay soldranga 24 hr la varum vera soldranga unmaiya varuma pls tell me??? Mrng send panni mid nit aachi adhan kekuren sir?? It'll come, don't worry.

  • @lala_heart_nikkala

    @lala_heart_nikkala

    Жыл бұрын

    @@SMEDUTALK sunday money varadha sir??

  • @SMEDUTALK

    @SMEDUTALK

    Жыл бұрын

    Sunday is also working day for NEFT. In case your account is not credited with the amounts, you can inform your concerned bank and they could take up the issue. If the account number is wrong, the amount is transferred to a person who belongs to that account number. It is important that you always check the IFSC Code before transferring. If there is a problem in the IFSC Code the amount would come unreturned. The other probability why the amount is not credited to the beneficiary would include reasons such as a case where a bank has froze the account for a variety of reasons. In case you have paid the bank they may proceed to also refund the charges. That however, you should check with the bank. In case the amount is not credited and there is a dispute you can always write to the Reserve Bank of India under the banking ombudsman. That can be done online, though there is unlikely to be any complaints of non crediting of NEFT as problems are generally resolved.

  • @munuswamy2716
    @munuswamy27164 ай бұрын

    Imps can b able to send 5 lakh above???? Pls reply me bro am in problem pls reply me immediately

  • @SMEDUTALK

    @SMEDUTALK

    4 ай бұрын

    The maximum transfer limit of funds through IMPS is Rs. 5 lakh. However, it may vary from bank to bank. Please check your bank.

  • @vigneshr693
    @vigneshr693 Жыл бұрын

    IMPS la how much charges in online transcation

  • @SMEDUTALK

    @SMEDUTALK

    Жыл бұрын

    The charges are vary from bank to bank under various slabs. Watch the video for complete details.

  • @karthickm4222
    @karthickm4222 Жыл бұрын

    How to create IMPS number. Pls reply bro

  • @SMEDUTALK

    @SMEDUTALK

    Жыл бұрын

    IMPS is not like UPI. It doesn't have any number. You have to transfer the amount by Net banking in IMPS.

  • @ManjuManju-ni6di
    @ManjuManju-ni6di5 ай бұрын

    Gst. Avlovu sar

  • @SMEDUTALK

    @SMEDUTALK

    5 ай бұрын

    Yes

  • @mithun2329
    @mithun2329 Жыл бұрын

    Neft transfer panna evalo days Sir agum namba account ku credit aga

  • @SMEDUTALK

    @SMEDUTALK

    Жыл бұрын

    Max. 2 hours

  • @tharanim4061

    @tharanim4061

    Жыл бұрын

    2 hours agium innum tranfer agalai ah eapdi check pannarathu

  • @SMEDUTALK

    @SMEDUTALK

    Жыл бұрын

    @@tharanim4061 Check the account balance

  • @biggbosstamil5702
    @biggbosstamil5702 Жыл бұрын

    Adhaar and bank account link pandrathuku evlo naal mam aagum???

  • @SMEDUTALK

    @SMEDUTALK

    Жыл бұрын

    Account holders can link Aadhaar card with bank accounts both online and offline. You can link your Aadhaar Card to your bank account online within few minutes either through the bank’s mobile application or through internet banking.

  • @biggbosstamil5702

    @biggbosstamil5702

    Жыл бұрын

    @@SMEDUTALK naa pona monday(6.2.23) annaki IOB bank la poitu adhaar card bank account kuda link panna bro Ippo uidai website la poi patha your bank your aadhar is not linked to a bank nu kattuthu..

  • @SMEDUTALK

    @SMEDUTALK

    Жыл бұрын

    @@biggbosstamil5702 Ask your bank. They might not have linked.

  • @g.prakashgp6917
    @g.prakashgp69172 жыл бұрын

    NEFT இதன் மூலம் 24 மணி நேரமும் ட்ரான்ஸ்லேஷன் செய்ய முடியுமா அல்லது டைமிங் காலை முதல் மாலை வரை

  • @SMEDUTALK

    @SMEDUTALK

    2 жыл бұрын

    You can do NEFT transaction 24x7.

  • @dubbakar6147

    @dubbakar6147

    Жыл бұрын

    On line la transtion charge unda 10000

  • @adhu765
    @adhu765 Жыл бұрын

    Hi sir oru doubt

  • @SMEDUTALK

    @SMEDUTALK

    Жыл бұрын

    Yes?

  • @bharathi.r3183
    @bharathi.r3183 Жыл бұрын

    Any changes? Now update

  • @SMEDUTALK

    @SMEDUTALK

    Жыл бұрын

    No changes

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