Would like to let you know that Discord is currently forcing arbitration on users the same way Roku did

@rossmanngroup

2 ай бұрын

yeah i can't use it anymore, stop using the discord link because i can't log in and read it. letters to louis channel has moved to app.element.io/#/room/#letters-to-louis:matrix.org

@celeriumlerium8266

2 ай бұрын

GTA V is doing the same, they deleted their TOC entirely and the game is only under their new EULA. I noticed it said the forced arbitration is not a thing for my country (australia) but also isn't a thing for Switzerland, UK or territories of the european economic area.

@youtubehandle102

2 ай бұрын

@@rossmanngroup as someone who was currently paying for nitro, how long is considered kosher to wait for support email to cancel my service before I dispute charges?

@moonasha

2 ай бұрын

I managed to get into discord without pressing "agree" by blocking the entire element asking me to agree with an adblocker. lol.

@fckgooogle1000x

2 ай бұрын

I use Discord on my browser only. I bypassed the forced abitration popup by literally filtering it out with uBlock origin. Checkmate

Bank sent me an email saying happy birthday and suggesting I go use my credit card to treat myself 😊 no coupon, no discount - just blatantly tryna get me to go spend 💀💀

@Daria-bg3ds

2 ай бұрын

Lol

@eegernades

2 ай бұрын

That's kinda hilarious lmao

@magnusnilsson9792

2 ай бұрын

Go to the ATM and empty your account, if they ever ask why, tell them, they told you to, because they wanted you to treat yourself.

@Splarkszter

2 ай бұрын

Bruh at least paypal gifted me 10 bucks for my birthday

@TheCatherineCC

2 ай бұрын

Lufthansa's loyalty program also does this. It's hilarious.

I wish they'd use my bank balance for targeted ads "This guy has no money, don't bother advertising to them"

@masterlinktm

2 ай бұрын

Not how it would work. They would advertise all sorts of things you like and intermingled in all those wants; they shove all the debt services. They will bleed you until you die.

@nickeshchauhan5661

2 ай бұрын

Congratulations! You're authorised for an overdraft!

@MidlifeRenaissanceMan

2 ай бұрын

It was the automatic "Here is some overdraft you didn't ask for with no notification" that I hit the bank for. Small amount. Couple of hundred out of $500 they gave me. Bitched and moaned, reminded them it was them being out of line, and they eventually set my account back to zero and credited the money I had drawn down.

@MadocComadrin

2 ай бұрын

That's where you're wrong. Now you'll get advertisements for sperm banks and paid research trials.

@richiebricker

2 ай бұрын

exactly, I wish You tube would check before giving me 8 minutes of ads for 2 minute of video

Notice every Privacy Policy begins with "We take your privacy seriously"? That's to be taken literally. They are TAKING your privacy. SERIOUSLY.

@PurpleLightsaberAlex

2 ай бұрын

Who would have thought that companies could be this straightforward!

@OpenYourMind313

2 ай бұрын

💥 Baaam 💥

@solitivity

2 ай бұрын

Damn bro, are you trying to start a riot with that heat? 😭😂

@Jean-Denis_R_R_Loret

2 ай бұрын

They are taking it AWAY seriously, to be more specific 😂

@IngwiePhoenix

2 ай бұрын

lmfao never thought of it that way Acccurate tho :D

Blackberry and Oreo are like the few last things keeping every video highlighting every new anticonsumer, antiprivacy horror from being a descent into endless new frontiers of hellworld. Blackberry and Oreo give the message that things can be alright, it is possible to win.

Thank god for Chase, because I was completely incapable of connecting with my favorite brands myself.

@clanwargods

2 ай бұрын

Don't you know that Chase really cares about you :)))

@rossmanngroup

2 ай бұрын

So helpful of them.

@MidlifeRenaissanceMan

2 ай бұрын

Remember you can not spell advertisements without s e m e n between the t i t s Whom ever noticed this in the spelling....that's a special talent

@gotafarmyet4691

2 ай бұрын

@@MidlifeRenaissanceMan Or someone with to much time on their hands. Sad part is they still do not offer a good interest rate on any accounts you have with them. New accounts will get that high interest rate as long as it is money not already in their hands.

@zRomeoz27

2 ай бұрын

😂

Remember that part in Ready Player 1, where the exec is like,,, "we have figured that we can take up 72% of the viewers field of view with ads before creating seizures".. Yup.

Remember that episode of Black Mirror where you got advertisements the second you woke up and it could tell if you covered your eyes or looked away? You were forced to engage with the adverts or pay credit to skip them. The future sucks.

I straight up believe that targeted advertisements should be banned.

@peoplez129

2 ай бұрын

It won't, because the government uses it to spy on everyone. They don't need a warrant when they can just buy your data. They don't need a crime when they can just manufacture one. So if they want to for instance, politically target someone for their ideology, they can simply use their data to find ways to attack/frame them.

@littleshopofrandom685

2 ай бұрын

*pulls up google to find a Target ad for band aids..." i also hate that discord is selling your conversations to make ads as well. i type something in discord, and 20 mins later i see a google ad for it.

@XDRosenheim

2 ай бұрын

@@littleshopofrandom685 If you believe that to be correct, you should take Discord to court, as it is stated in their Privacy Policy, that they need consent to do so. So either you have that turned on, or Discord is illegally selling your info. Check your privacy settings.

@ThatOneDreadHead

2 ай бұрын

I agree, let's double it and ban ads all together!!

@littleshopofrandom685

2 ай бұрын

@@XDRosenheim I did not know that was a setting... I shall look. I only just noticed it happening recently. Thanks!

Mutahar and Now Louis Rossman and also the FBI telling you to block ads? So we can unanimously agree that ads are a cancer on the Internet.

@gintozlato1880

2 ай бұрын

Pretty sure Louis has been advocating for blocking them for a very long time

@jr2904

2 ай бұрын

Who trusts the FBI these days

@Dragonk116

2 ай бұрын

@@gintozlato1880 Probably, but I been following Mutahar a lot longer than I followed Louis Rossman.

@EnlightenAlchemist

2 ай бұрын

Always has been.jpeg

@draxrdax7321

2 ай бұрын

Wasn't youtube telling us that blocking ads is against their terms of service? At some point they were even pushing the idea that it's on the same level as piracy (Linus and Asmongold said it out loud, got a ton of backlash for their 10IQ take).

Every company thinks they're gonna be a "tech" or "software" or "marketing" or "data broker" company these days, while only further shittifying their products and services for theur customers. I'm getting so sick of it.

@CCherriosful

2 ай бұрын

Blame Steve Jobs for that.

@reecedeyoung6595

Ай бұрын

​@@CCherriosfulnah blame the VC idiots who control all the money and will give companies billions if they targeted ads, subscription service, AI

I left Chase a year ago when they blocked the view of MY BALANCE until I agreed to a one button agreement screen to their new terms. I went directly to the branch and closed my accounts. While there I asked if anyone else had the same opinion of their strategy and was told ONLY ONE. Bye Bye Chase! F them.

@cymes82

2 ай бұрын

To other customers' credit - I doubt the bank teller would admit that their policy was having a negative impact on their bottom line.

The cat outtakes are absolute gold! Please do this again.

@zh84

2 ай бұрын

And notice that it's a magic cat! It keeps changing from Blackberry to Oreo and back again ;-) Though the outtakes did show how the magic was done...

@ambiarock590

2 ай бұрын

THe kitty outtakes were hilarious. Oh and the rest of the video was fine I guess lol

@baills5694

2 ай бұрын

I have listened to him mention the cats were due to the edits for months... amd now that he has included some of the "cat out takes," it makes perfect sense and made my week. I would love it if he has a little (this video brought to you in spite of my cats) bit and I would enjoy watching that too

@PiDsPagePrototypes

2 ай бұрын

I got an unskippable advert for Bendigo Bank as Louis introduced Blackberry.

@HASANonYT

2 ай бұрын

​@@baills5694I totally agree with this and I'm perfectly fine and even looking forward to seeing more and more of such extra outtakes 👌🏻

Purchase history for targeted ads... now. Surveillance for the state later on.

@sexyshadowcat7

2 ай бұрын

lol if you think they aren't already watching that

@navb0tactual

2 ай бұрын

Yeah that already happens

@amanda1500

2 ай бұрын

Palentir

@magnusnilsson9792

2 ай бұрын

We've been there for decades.

@spiceywombat364

2 ай бұрын

Later?

Wait wait wait wait wait wait. Banks, a service you pay for, have ads? The US has gone to shit.

@MrSomeGamerdude

2 ай бұрын

There is a lot of services that you pay for, that are now adding (or been adding) ads. With option to give them more money to NOT show ads. Streaming services started and now every company in the US is jumping in and seeing how far can they go (Hell in Microsoft is testing ads when you click on the start button on W10/W11with apps that you don't have installed)

@TheAwesomeKielbasa

2 ай бұрын

Half of the gas stations I go to play ads while I'm pumping gas. And you can't even mute them.

@threepe0

2 ай бұрын

Well yeah, but that’s not what he’s talking about. He’s talking about banks selling your transaction habits to advertising companies.

@honeybadger6275

2 ай бұрын

@@threepe0 I give it a few years before anyone with too low of a social credit score has their bank account closed.

@youdontknowme5969

2 ай бұрын

TheAwesomeKielbasa OMG! and they were SO LOUD too, I couldn't stand it! I started going to a different station because of that and actually I think my Honda likes this gasoline better anyway

Make a law where any money made from collecting someones personal data goes directly to said person. That will end all this madness.

@reabstraction

2 ай бұрын

This will destroy Google within seconds, and I'm all for it

@babybluesky9238

2 ай бұрын

No it will not. the data isn't the consumers, it's the banks, because the bank "created" the data. So you lose on that front as well.

@zntneo

2 ай бұрын

Perhaps make it something like a royalty. You get a few micro percentage for Everytime your data is used somewhere in an algorithm

@admiralkaede

2 ай бұрын

@@reabstraction and the internet laws are not the right solution

Remember the movie Minority Report in 2002? In one scene, as Tom Cruise's character is moving through a shopping mall, the retina scanners in each store recognized him and presented him with custom ads based on his purchase history. That was Spielberg taking a riff at how invasive surveillance technology and advertising were becomming -- 22 years ago. Turns out, instead of satire, he was actually predicting the future hehe!

@07wrxtr1

2 ай бұрын

It’s not a coincidence he “predicted” that either…

@diprosla592

2 ай бұрын

jezus crist thats SPOT ON precise 🤔

Banksters make the Mafia look like amateurs.

@FamiliarAnomaly

2 ай бұрын

Who do you think the modern mafia work for??

@TheSolidSnakeOil

2 ай бұрын

The only thing more devious than a gangster is a banker. A close second is their biggest partner, the government.

@nadiaplaysgames2550

2 ай бұрын

@@FamiliarAnomaly thet actually offen dont there a lotta family and system organisated if anything if a government or corporations crosses them some one going to have a accident. the mafia is people you dont fuck with but they keep to themselves if you stay out they keep you away. Petty criminal hot head bikie gangs and small time to mid level crime lords are one do most of that crap or the low ranking thugs do that.

@masterlinktm

2 ай бұрын

wait till you find out what types of hats they wear.

@buddygrimfield7954

2 ай бұрын

It is where a lot of them like to go to work after they get out of prison.

I'm still most annoyed with the ads that play at the gas pump. Captive audience at its worst.

@robob4465

2 ай бұрын

They WHAT?

@thegreatcodeholio123

2 ай бұрын

There is always one button that mutes the audio. You just have to guess which one.

@AlexsGoogleAccount

2 ай бұрын

What's the least illegal way to mess with those screens?

@SayAhh

2 ай бұрын

Always forget to try this ​@@thegreatcodeholio123

@tissuepaper9962

2 ай бұрын

@@AlexsGoogleAccount Just press all the buttons until you find the one that mutes the ad. If you're feeling particularly magnanimous, get out a sharpie and mark the mute button.

When you use a card, your bank (and other entities) know EVERYTHING you bought! In a neat list! Get your wage out of the bank in cash, buy things with cash.

@wizrom3046

2 ай бұрын

@ceciliacole5098 I'm 58 and have never in my life shown any cop how much cash I had in my pocket. And if you are worried about being mugged etc just keep ten bucks in change in one pocket and your real cash in another place on you. The mugger can get the ten bucks and F off

your description of this behavior as "rapey" is spot on. i really want to see it catch on, as i know more people are getting sick of this shit than those within this little corner of youtube.

@TwoDollarGararge

2 ай бұрын

That may be true, but that little corner doesn't really have any power

@D.von.N

2 ай бұрын

I wrote a review of one software, that allowed me to decide to share my data with them or not, before installation, but it won't install until I say yes, as a rapist strategy. The review website refused to publish it. Any ideas how to word it so they publish it?

@HaggisMuncher-69-420

2 ай бұрын

@@D.von.N Unconsented "activities"

@GrumpyDerg

2 ай бұрын

@@D.von.N It sounds like a typical software installer where you have to agree to the terms before installing the software. You can talk in the review about what they want you to say "yes" to and why you are not going to put their software on your personal devices, but what else do you want to happen if you said "no"? If it's spyware, and they need you to consent to being spied on, do you want to install the spyware anyway without formally consenting to it?..

@ieatvirgins

2 ай бұрын

Ngl I think "predatory" is a more accurate descriptor, but "rapey" certainly turns more heads.

Isnt there some kind of privacy law against this? What the fuck

@hopelessdecoy

2 ай бұрын

Nope, privacy is not protected at all in the states. In fact our legal system is very helpful for removing your privacy with threats of legal action for not complying.

@rossmanngroup

2 ай бұрын

lololol

@chjk122_

2 ай бұрын

just pins and laughs at you lmao

@beavcleav3086

2 ай бұрын

Cats don't give a shit about laws

@beavcleav3086

2 ай бұрын

Cats don't care about laws

if we quit smoking, eating candy, drinking soda for months and targeeted adds " give us what it thinks we want" We should be able to sue.

@iankmak

2 ай бұрын

As much as I want to say that's hyperbolic, this time it's more true than false. Purchase history is something called a "lagging indicator". Ads based on purchase history is usually shit you already bought or shit you are already buying. Should you buy more.of what you already bought or buying? Probably not. After I buy something like a vacuum cleaner, Amazon ads blasts me with some FOMO ads of other vacuum cleaners with "SALE!!!" prices that are not really on sale encouraging me to buy a second one I do not need. Of course I'm not buying because im the type that researches before I buy. There are more impulsive buyers who are more affected by ads probably buying a lot of shit they already have which they absolutely shouldn't buy. Then there are KZread ads which are scams. Imagine if you bought into a crypto scam and now they are serving you all the crypto scams. You are stupid enough to get scammed once, now here's 99 opportunities to get scammed twice.

@crazydragy4233

Ай бұрын

​@@iankmak Exactly... Subscription service ads piss me off the most because I physically can't buy it twice, even if I wanted

How is this not a violation of fiduciary responsibilities? They're profiting from your assets against your personal interests and wishes.

@toreadoress

2 ай бұрын

I really feel this could be a ground for a class action suit. They're literally abusing their customers. No way this is not a ground for a lawsuit

@HiragamaIkunai

Ай бұрын

it is highly illegal world over they just don't care until criminal and civil suits hit them at the top

@LRK-GT

Ай бұрын

They'd probably argue (and win) that this is no different than fractional reserve banking/lending, where the bank 'invests' your money to make the bank profits.

@SuperDr1ven

Ай бұрын

@@LRK-GT I could totally see that being one of the angles they would take. I'm not sure that I'd agree on the strength of that argument though. In that situation the bank is allowed to use your assets in a limited way but can't deprive you of the assets. Where with your personal data them selling it removes it from the market. Essentially transferring ownership. A lot of orgs get away with it because they have shady terms of service but in this case their fiduciary responsibilities would supercede any tos. All that being said that might be an optimistic take and there's a good chance you're right and the bank steamrolls the whole process. Historically the courts have not had the most solid track record with banks in general. Another optimistic take is that we'll see a meaningful court case reining in TOS and eula's in general. Which ultimately may require some reform of forced arbitration to even be possible.

Ahh yes, the brands we **L O V E**. Who tf loves a brand?

@armandoalvarado5840

2 ай бұрын

have you heard of Apple?

@N3G4T3

2 ай бұрын

EVGA were pretty good in their peak, but never L O V E.

@jdarokhajiit9153

2 ай бұрын

Simps

@ricksterallain

2 ай бұрын

When a company is making good products at good prices its ok to love them. You just cant let it blind you to see when/if they stop doing that.

@magnusnilsson9792

2 ай бұрын

Exactly, only the owner could love their brand and mostly even they don't.

The cat is very important-- do not remove it. 2:39 Blackberry quits and Oreo takes over 4:07 Oreo quits and Blackberry takes over 5:11 Blackberry quits and Oreo takes over 10:38 Oreo leaves and Blackberry takes over 15:05 !!! Oreo and Blackberry !!!

Louis, I have to take you to task on the use of the word "start" in the video title - I worked for a banks statement printing dept back in the '80's. The banks then were using purchase data to create a widespread barcode down the side of the statements, that told the packaging machines which advertising pamphlettes to add in to the envelope. Even back then they were selling that data to advertisers, leading to people getting advertising in their mailbox. Also, your cats are awesome :)

@marymegrant1130

2 ай бұрын

Did they actually sell the info to advertisers? I have less of an issue with the bank targeting me than selling my info. Although maybe it is a distinction without a real difference.

"I don't care if i destroy society, i want the highest engagement" is exactly what companies have been doing for at least a decade. They look at customers and see dollar bills, or other numbers. They don't care about the customers or their wellbeing or privacy, they just want to make money in any way possible.

Targeted ads work badly. Whenever I buy something, they want me to buy it again. I've bought a kettle, why one more? I've bought a pack of underwear, why another? I've bought a printer, I don't need a second one? But when I need something, it can be hard to find.

@TiredEmpath

2 ай бұрын

I bought a new car and now I’m seeing ads for the brand I already bought. I didn’t see the ads before I bought the car.

@ev25zv

2 ай бұрын

I don't think you know how targeted ads work.

@richiebricker

2 ай бұрын

This keeps us from seeing what the world has to offer, we are not one trick ponies and are capable of trying and liking new things. They wanna keep walls around you

@krimsonnosmirk277

2 ай бұрын

It works very good when, for instance are interested in concerts, events and shows more than goods

@ceoatcrystalsoft4942

2 ай бұрын

​@@ev25zvit isn't about how you think it works, its about what actually happens in the real world

The empowered sociopaths of the world are getting bolder. People who do not see themselves as superior to other humans don’t usually have these kind of ideas. We are literal cash cows to them, good for milking and not much else

@magnusnilsson9792

2 ай бұрын

The Human live stock idea has been around for millenia's and always fail misserably.

@Gauze-sb2fo

2 ай бұрын

Batteries. The people in control don’t actually work ao they want to maintain the system that allows them to steal from workers.

@RicardoSantos-oz3uj

2 ай бұрын

If they could take the money without getting into legal problems they would do so without a single remorse. In order to go into banking you need to be a psycho. As you will be serving assholes and throwing families out of their homes.

@aygwm

2 ай бұрын

@@RicardoSantos-oz3ujyou just need to be part of a specific group of people that also happen to be in charge of a bunch of other things. Take a guess.

@rynobehnke8289

2 ай бұрын

Let's put is as simple as it goes. They just try so hard to go back to feudalism with them as the new feudal lords.

When you cannot use an adblocker, and you get an ad on KZread, pause the ad, press the little i in the circle next to the ad time, then when the screen pops up, select “block ad”

If my bank starts selling my purchase history information, I will be suing that bank for violation of my privacy.

@youdontknowme5969

2 ай бұрын

but you probably can't sue BeCaUsE aRbItRaIOn AgReEmEnT 🤪🤮😒 we're all fucked unless we take countermeasures like using cash wherever possible

@AlexsGoogleAccount

2 ай бұрын

@@youdontknowme5969 We shouldn't have to do it, but I've been following the opt-out procedure every time one has been opt-outable for the last handful of years. I am not bound by Chase's or Citi's arbitration terms and I've opted out of Roku's like 3 times now...

@Slipknotyk06

25 күн бұрын

​@youdontknowme5969 Here's the hilarious part. Let's say a million of Chase's customers decided to all demand arbitration, a few things would happen. 1. The arbitration firms would be hopelessly swamped. 2. The price of such would sink Chase, especially if coupled with liquidation of accounts.

This is awful! This should be highly illegal. A bank should not be able to sell customer data to tell companies what I am purchasing. That should be completely private, and that is insane.

@CaptainKremmen

2 ай бұрын

It's not selling the data. It's doing the advertising directly to its own customers. There's a difference.

@averdadeeumaso4003

2 ай бұрын

To keep it private, I'm sure there'll be a "premium tier" lol

@HoodlumMedia

2 ай бұрын

ex-insider here, they're not actually selling your data or anything about you, you fall into a list of people who fit a certain criteria. Bank's machines do all the work not advertisers. A human being never sees who it goes to, nor could they. That said, it is sorta freaky and definitely a less ethical way to diversify revenue streams. This whole "your data is being sold" thing is kinda bs unless they actually sell your email address or contact info or your name - yes, they wouldn't even know your name, or that it went to your device, or you even exist. Anyway some terrible truth for you - they've already been doing this for at least 7-8 years, maybe more

@NickDrinksWater

2 ай бұрын

Go to a credit union, avoid the major banks

Belong to a credit union. Get away from banks. Vote with your feet. What scares them most are alternatives.

@vampiregoat69

2 ай бұрын

I had a cred union try their hardest to screw me and I took my money and walked to a better Cred union

@georgetirebiter6437

2 ай бұрын

@@vampiregoat69I regret that I have only one like to give.

@robotman011

2 ай бұрын

I only use Navy Federal Credit Union. I love them more than any other bank. I get deposits faster too which is a big plus

@TurboDog73TX

2 ай бұрын

Y'all better read the TOS of Your credit unions.. Many have EXTREMELY onerous things in them.

@1e1001

2 ай бұрын

my credit union literally did the same thing last week

As usual, we're under intrusive dystopian surveillance for the pettiest of purposes.

I been using ad blocker, pop up blocker and script blocker for over a decade. Blows my minds that most people just put up with that BS

@AlexsGoogleAccount

2 ай бұрын

I don't think most people will much longer. On our website, Google Analytics has been reporting much less demographics data. In 2018, we had demographics data for about 53% of our Users. Last month it was 19%. I think we're seeing a lot of users blocking trackers and reviewing their browser privacy settings.

we need a "freedom from advertisement" act or bill to legally restrict his insanity, in fl this is a crime now, if they dont inform us and give us an opt out option we can sue them in public court, it by passes their arbitration clauses...

@mallninja9805

2 ай бұрын

Step 1: Advertising _is not_ speech. It is not constitutionally protected.

@CrashCraftLabs

2 ай бұрын

@@mallninja9805 indeed, step 2, restrict those they can advert to, say no targeting children and the elderly as they are vulnerable to scams.

@joeyghostx

2 ай бұрын

Good luck voting for someone that doesn't have lobbying (which is basically an advertiser) they lobby to make an investment for more power.

Imagine not being satisfied with extremely high interest rates on credit cards and loans, purchase transaction fees, late payment fees, annual membership fees, etc. I'm genuinely curious how much greedier some of these companies can get.

@ev25zv

2 ай бұрын

If someone can think of a way to increase revenue, they will implement it.

@jessicav2031

2 ай бұрын

There is no limit because stocks and bonuses are based on growth, not revenue. To these people, if you made an insane amount of money last year and make the same insane amount again this year, you have failed. So to make their personal buck they have to find a new scam continuously. Common sense says such a system cannot continue indefinitely.

@ChrisShapiro

2 ай бұрын

O'Hare Air

I have been saying this since covid, shops going cashless and card-only was a push from banks to get ALL OF YOUR purchases tracked. In London you can find almost no coffee shop that allows cash payments. Most supermarkets have card-only tills. Its becoming insane how cash disappears

PSA: If you use Sofi, permission to share all of your private information is turned on by default

Corporate cyberstalking could be criminalized. The benefit of personal data subsidized or "free" products and services is negligible compared to the loss of freedom and privacy.

@niteriderevo9179

2 ай бұрын

it technically is already illegal, is effectually literal unwarranted spying, and is a violation of the right to privacy as the US Supreme court has ruled quite some time ago.

@linsqopiring6816

2 ай бұрын

what free products or services? Didn't you watch the video?

Chase also started forcing you to dismiss an ad when you withdraw money from an ATM. It won't give you the money until you tap yes/no on the ad..

It's always been our right to ignore ads. Ad blockers just enhance our ability to do that.

@obsoletecd-rom

2 ай бұрын

This isn’t about ignoring adds. It’s that those adds are generated from data being sold and bought at your expense.

Some companies already offer people higher prices based on their spending history. This will make ot way worse and more widespread.

Closing my chase account today. I'm fuming and hated Chase before and this is the final straw. I appreciate your video.

@ev25zv

2 ай бұрын

Which bank are you going to go to?

@thesimplecooks

2 ай бұрын

Credit unions are the way to go

@matthewjackson9733

2 ай бұрын

@@ev25zv There are several local ones that family and friends recommend. I'm looking into those.

To solve this stop using Chase bank. In fact, you should never use any bank that got bailed out. PERIOD! Use local or credit unions.

@Arkved1978

2 ай бұрын

100% NEVER EVER use big banks, they are strictly for profit and want to make share holders happy. Credit Unions are member owned, so their job is to make the members happy.

@SayAhh

2 ай бұрын

My backup bank merged with Chase so I closed that account after the merger.

Well said that man! I have been saying this for quite some time, If a company insists on selling my data, I want my damn cut of the profits at the very least.

Around 1998, Vons supermarket got sued by a man who shattered his knee after slipping on some spilled yogurt in their store. They tried to force a settlement, saying "we have information that you buy a lot of liquor" -- info taken and weaponized from his loyalty card. I'm sure the times have changed, and nothing bad could possibly come from banks selling all your purchase history. (silent screaming)

If our Data is worth so much, we shouldbe getting paid for it. It needs to be protected and regulated.

@marcogenovesi8570

2 ай бұрын

it's worth a lot only in bulk, when you have millions of users worth of data. Each single user's worth is not much

@alan62036

2 ай бұрын

You are getting paid though

@marcogenovesi8570

2 ай бұрын

@@alan62036 how

@xchronox0

2 ай бұрын

@@alan62036 in what? especially in this specific scenario. like louis says in the video, at least with youtube, you're getting a video out of it. but with the bank you get literally nothing.

I don't think I ever saw a ad and then been like "OMG, I now have to buy that" Nope, never had, never will. I buy what I need on my own, when I need it. Ads are more annoying than anything.

@xchronox0

2 ай бұрын

I forget who it was but they made a good point about how companies should be happy that some people use adblocks. Because we're the audience that wouldn't click on any of them anyway, so it's just wasting advertiser money. KZread has tried to get us to just go away, but it turns out that kind of thing just backfires entirely. People start talking about it. Then even more people realize "oh you can block ads???" and get an adblocker.

@robob4465

2 ай бұрын

I think the only product that caught my attention from an ad was the ridge wallet,even then I didn't end up buying it.

@xchronox0

2 ай бұрын

@@robob4465 It made me realize I needed a new wallet because my old one was falling apart. I did buy a new wallet, but it wasn't a ridge wallet.

The kitty-part had me rolling. So wholesome.

Yea i saw this on the news and was mind blown. They will push and push the boundaries of what they can get away with. Like it's a business principle. "Force things on them that increase our profits until they throw enough of a fit that we lose money", and thats the boundary. But people are stupid and allow more and more intrusion.

Dogs have masters Cats have servants.

@mikej2489

2 ай бұрын

Dogs like you, because genetics tell them to do so, cats like you because they actually want to like you. Say stupid things get stupid reactions.

@Anarchic1989

2 ай бұрын

I'm tired of this misconception that cats don't care about their owners. Treat them well and spend time with them and they'll love you just as much as any dog

@SayAhh

2 ай бұрын

​@@mikej2489 Who hurt you? Cats?

@meloniedropik3539

2 ай бұрын

Not sure if you are a cat hater or a cat lover.... either way, you have spoken the truth. (I am a cat lover and fully accept this wisdom.) Another truth that I can appreciate is that if you have owned only dogs, when you acquire a cat you must consciously and deliberately understand that a cat is not in any way to be thought of as or expected to behave like a little dog. It seems trite and stupid to say, "A cat is not a dog," but I think a lot of the hatred of cats comes from people who have been disappointed and developed resentment because they found out that a cat is not just a little dog.

@cjboyo

2 ай бұрын

@@mikej2489Lol I love my cat, but OP’s comment is not “stupid”

As an old school pirate, I'm glad to tell you: Already done.

while we are at it can we shake our collective fists over credit history companies that have been consolidating our lives and selling it to other companies without our knowledge and then blackmailing us with a social credit score

I loved your outtakes ;) I have some cats as well, and man, the same thing happens on every single conference call.

oh sweet now not even my money isnt safe

@RicardoSantos-oz3uj

2 ай бұрын

It was never safe.

Their next move will be to offer an opt-out, that of course you have to pay a monthly fee for. Enshitification at it's finest.

@xchronox0

2 ай бұрын

You have to send them a monthly cheque over certified mail, with not only the correct amount of money, but also a letter stating why you'd like to opt-out, and understanding and agreeing that you are also opting out of some QoL and/or security features on top of that.

@linsqopiring6816

2 ай бұрын

@@xchronox0 lol , yea like the vids he made on how gyms like to throw hurdles to membership cancellation

About 8-10 years ago our bank ING already tried this.. untill both public and the governement said NO! This is one of the reasons why I am sooooo glad I am living in the EU. So privacy is secured.

Thank you for your hard work to exposing big banks like this. We at BCN pledge that all of our members, employees and executive staff will be cancelling any Chase bank accounts before the end of the month. We cannot and should not stand for companies sucking their clients dry by any means necessary, not here in America and not anywhere.

CAT!!!

@mrkitty777

2 ай бұрын

Yes, meow, although in Australia cats Weow instead of meow 😻

@K-o-R

2 ай бұрын

Multiple cats!

@deathdrop

2 ай бұрын

Yup adorable cats

@mrkitty777

2 ай бұрын

@@K-o-R yes i noticed that towards the end

I block EVERY single ad.

That's why I pay with cash. Neither my bank or the store need to know what I buy, when I go shopping or where I shop.

This is not what I expect, or want, from a bank. Unethical.

Louis you don't have a cat as a pet, you have a panther as an owner.

@MidlifeRenaissanceMan

2 ай бұрын

Louis should add a teeshirt to his line of merch that says "Ask me about my Toxoplasmosis"

We appreciate your service Louis rossmann. expose these unethical corporations

Generally speaking, marketing is simply out of control. The general consumer is inundated with ads everywhere they look. And most are from businesses that have no real reason to exist other than to sell useless and/or iterative crap to idiots who have no idea how to handle their money wisely. I find it deeply sad but also hilarious that I heard an ad on the radio the other day from a guy who runs an entire business for the sole purpose of getting people OUT of their time shares! Nothing else! Just that!...Let that really sink in.

Hey Louis, I am reminded of around the turn of the century when suddenly cashiers everywhere started asking, - Can I have your zip code? Me: No. - really? why? (like it's so free, and innocent..) Me: because this is marketing research that will help you make more money and you should be paying or rewarding me for this piece of data (datum). The Great Data Heist had begun. Thank You for Speaking Up!

I do everything I can to avoid targeted ads. Not sure how to stop this one.

@20NewJourney23

2 ай бұрын

I have an idea? Whether it will work or not, I don't know. What about using a debit card like PayPal to make purchases which pull from the assigned account? Will it show up on your Chase/Wells Fargo/whatever bank statement as PayPal*nameofperson $34.33 debit? Or will it shove the original merchant info through to your bank? Does PP debit card even work that way anymore?

@MrInternetMan

2 ай бұрын

@@20NewJourney23 That could actually work. It usually just says "PayPal" along with the merchant name on the charge. Although it could make chargebacks harder to pull off.

@Stewf123

2 ай бұрын

Use cash as much as you can.

@MrInternetMan

2 ай бұрын

​@@20NewJourney23That could actually work.

@MrInternetMan

2 ай бұрын

@@20NewJourney23 KZread keeps deleting my response to this but that's a great idea. Just ordered a PP debit card.

Launching a new media sector but posting no job openings is especially messed up.

…. These long form ads on KZread that go on forever unless you press skip… while you can’t watch a music video without three ads is getting ridiculous

I've started refraining from shopping online, buying mostly second-hand and paying cash for everything so they can't track my spending habits.

Yeah, so about 6 months, WF updated their online terms to allow them to record your biometric data. For your safety, of course.

@tylerpoe8628

2 ай бұрын

Who is WF?

@MarioMonte13

2 ай бұрын

​@tylerpoe8628 Wells Fargo maybe?

@cbdp

2 ай бұрын

Ahh, safety. Eventually they will kill us for our own safety.

@blackrifle6736

2 ай бұрын

*For decades now, Wells Fargo is even more evil than Chase.*

I have pretty much adopted the hard line stance that anyone who directly advertises to me, I will put them on my permanent, irrevocable boycott list. Not only will I never ever buy their shit, I will also recommend to everyone I can to avoid that company's products.

@paradoxicalcat7173

2 ай бұрын

I do the same thing! I also don't seem to notice most ads, and ads on KZread are easily avoided without special software. I hit mute and look away, or cover the screen with my hand. LOL!

@Esoteric_Nature

2 ай бұрын

I also do that. I have a "perm ban" list (permanent ban list). Companies that have egregious levels of customer service that need an overhaul we all know will never apply. Companies I swear I'll go out of my way to avoid business with unless the result is exceptional pain or discomfort for me. These include certain hotel chains, airlines, gas stations, utilities & "service providers". Nor will I interview and work for any company on the perm ban list (senior level I.T. like Rossman).

@yellobello1

2 ай бұрын

Good to know im not the only one. I actively boycott things being advertised to me. FUCK ADS

@MrPzyt

2 ай бұрын

​@@paradoxicalcat7173I do similarly. Mute audio. Turn away phone, etc.

@timothyjohnson6258

2 ай бұрын

The trouble with that is that XYX owns which owns TUV which owns QRS which owns MNO. There are only a handful of companies that own all of the others. You can never get completely away from the slime.

Where I live, the gov forcibly started taking receipts for targeted data collection. It has also been fingerprinted with ones name etc. No opt out.

I left Bank of America for a local credit union when BoA decided to start charging me a "account maintenance fee" like a decade ago. Annoying to switch over, yes, but steal from me once, shame on you. Keep letting you steal from me, shame on me.

@LifeBetweenTheDash

2 ай бұрын

Yep left for the same reason

@tactileslut

2 ай бұрын

I just started playing their stupid game. Need a direct deposit to waive the fee? Okay, I'll transfer a penny to a PayPal account, pay myself at another one and withdraw. Set a floor on that deposit's size? Okay, on TaskRabbit I could turn off per-gig payments and move lumps. TR took back that option, okay, now if I have $250 for a few days I can do the PayPal play with but Cash App, once again meeting the requirement. Some bank to bank transfers made with BillPay meet it too. It's customer unfriendly, sure, but they do some things better than any other bank I've tried. I play the stupid game.

It's not bad enough that they can barely keep your finances or personal information secure, as it is. Now they have to sell your purchase history, which means that in order for this to work as intended, they have to give out your personal information, as well. This is yet another breach just waiting to happen.

Yeah also dont trust companies to keep my purchase data private, that's why i use my friend's dad's credit card for everything

"According to our latest figures, everyone using internet have started to block ads using adblockers, they hate them with a pasion. People don't want them anymore, so...we need to do something about this problem to start making money....something like....push targeted ads even more, everywhere!"

“You can’t get attention if you’re lazy” - immediately folds

I find it predatory because most people pay to not have ads but now it seems the more you spend the more ads you get HMMMM????

@MadocComadrin

2 ай бұрын

Because with the current "rapey" mindset of platforms, the people who pay are rubes that they dan eventually get to pay more.

@xchronox0

2 ай бұрын

You: Pay for the ad free package Your bank, seeing the transaction: ah yes, this person wants more ads

I've been using an ad blocker for a few years now, no way I'd ever go back to having ads disrupting my enjoyment of the internet.

These corporations need to answer for their decisions like this. I wouldn't be surprised if people start moving their money out of their Chase accounts in mass, and closing their accounts.

Started the video for the news stayed for the cat bloopers.

@ds2237

2 ай бұрын

You should make the cats regulars on the show.

It's time for the other banks to tout how they treat their customers private data ethically and morally by keeping it private.

Targeted ads based on purchase history are the most annoying thing ever invented. No! I don't want a new fridge after I JUST BOUGHT ONE! Maybe if it showed me parts for a fridge I bought 4 years ago, it could be useful, but it's never useful.

Nobody can stop this. We are all eaten by ads. I mean, I have adblockers, I never by anything based on ads, but no....there is no end to this.

Fuck Reddit, I'm still mad about the API stuff.

@SayAhh

2 ай бұрын

I did not buy their stock when they offered it to me (to buy; not for feee)

I'm honestly at a point where I don't want any internet access on anything. I'm sick and tired of the internet

@RBzee112

2 ай бұрын

Soooo, you cancelled your Internet service. Right?

@jr2904

2 ай бұрын

​@@RBzee112 why not treat the Internet like we did 20 years ago? It has uses, but it doesn't need to be built into so many products and be a huge part of our lives.

@cbdp

2 ай бұрын

Internet has to replace TV fully, they can't have us just enjoying the positive aspects without the negative ones.

@user-rh9uu1bg1p

2 ай бұрын

@@RBzee112 I'm about to

@marcogenovesi8570

2 ай бұрын

@@RBzee112 can you even live a normal life without internet service now? A lot of things only work with an app or a website now. Maybe if you are retired and don't need to do nothing all day you can go live in the woods

Glad to see other high-functioning, intelligent people being hampered by cats. This is my life. I feel so seen.

They were resisted for so long, like 10 years. Now they just have what they always wanted.

And people wonder why some hate transitioning away from cash when these places are who you have to trust your money to.

@AlexsGoogleAccount

2 ай бұрын

I no longer feel crazy for having multiple bank accounts and credit cards with different banks and not letting any of them "sync". Good luck selling my purchase data Chase, when all you have is my rent checks and gas station purchases. (I have opted into their "Limited" Privacy Sharing option and opted out of their Arbitration agreement)

Just wondering, have you heard of the recent "Stop Killing Games" legal actions? People are trying to bring Ubisoft to court over removing access to purchased content once a service ends, essentially rendering games permanently unplayable. It's basically trying to stop what Sony did when it removed all that Discovery content, but with videogames.

I dumped Bank America two years ago, went to BECU credit union. What a wonderful difference this credit union is. compared to a ginormous bank.

Louis's point about ad data relapsing health and addiction problems is completely valid. I'm 879 days sober and I still get ads for alcohol all the time, somehow they keep getting finagled in no matter how many times I toggle them off. I know for a fact it's because of how much of an "enthusiast" I was about all things booze - whiskey, scotch, beer, etc - so my ad profile is probably lit with a neon green sign that says "this guy will buy booze." It's absolutely fucking criminal that the profits of a company are more important than the health and longevity of an innocent civilian.

@LRK-GT

Ай бұрын

I still regularly get ads that I *know* are targeted at my Ex. FFS, if we can't 'fix' this, can we at least have some 'say'? At least being able to 'manage' our metadata profile, so we can *remove* people, activities, etc. that one is no longer associated with.

They want to CHASE you away

I would watch a whole video of just outtakes, the cats are adorable lol.

@SayAhh

2 ай бұрын

Louis keeps giving Oreo and Blackberry free ad time ;)

Thank you for the work you do! Keep leading us grunts to vote with our dollars!!!

Canadian banks (recent RBC video went viral) are refusing to give customers *_their own money_* in person if they don't tell the teller why they're withdrawing it.

@TykoBrian7

2 ай бұрын

no freaking way

Not sure what's better, calling out banks on their B.S. or being a cat-dad to those fur-babies.