📲 MAXREWARDS - Manage Your Cards! markscreditcards.com/maxrewards 💳👇 VIEW CREDIT CARD OFFERS! markscreditcards.com/offers 🛍 RAKUTEN - Earn Cash Back! markscreditcards.com/rakuten markscreditcards.com/maxrewards ⬆ (More links in Description below video!)

Thanks for the info + video!

@MarkReese

Ай бұрын

Glad it was helpful!

Those hotel cards issued by Amex can bring HUGE value to people who travel multiple times per year 💯✈

@MarkReese

Ай бұрын

They sure can!

I’ve been going back and forth if I should I apply for the green card since it gives you the multiplier when you book flight EVEN through 3rd party unlike gold

great video as usual mark. tyvm.....are you sure that checking for targeted cc offers via cardmatch does not report to the credit bureaus as an attempt by me to get more credit? on occasion i have been told by a cc issuer that the bureaus reported i had a high number of inquiries for credit. just wondered if using cardmatch would appear to the bureaus the same as if i had sought credit by applying for a cc.

@MarkReese

Ай бұрын

Confirmed. I've used CardMatch multiple times. No hard inquiry...ever.

Another excellent video‼️👏🏽👏🏽👏🏽 My AMEX cards: 1. Gold ✅ 2. Platinum ✅ 3. BBP ✅ 4. HH Surpass ✅ 5. HH Aspire ❌ 6. Marriott Bonvoy Brilliant ❌ 🤔💭 7. BCE ✅ 8. BCP ✅ ⭐️ [Honorable mention] Platinum - Charles Schwab ❌ 🤔💭

@MarkReese

Ай бұрын

🏆

Mark- Thinking of downgrading my Gold to Green. Should I do it before the Amex refreshes to get the $150 AF for an extra year? For context I’m not using my Gold right now due to CFU sign up bonus. I would also add the Amex EDP to duo with the Green at EOY. 99% chance I don’t renew my Gold next March. Thoughts?

@MarkReese

Ай бұрын

I don't have any insight regarding when Amex may refresh their Green / Gold / Platinum Cards. I personally make my strategy decisions based on what options exist, not on what could happen in the future.

Imo the BCE and BCP card are the best ones. Gold and platinum are good too but too high AF to justify unless you can jump through all the hoops

@MarkReese

Ай бұрын

2 great cards for sure!

Thumbs up.... I think Platinum should be #1, just curious which amex cards offer roadside assistance? I need to look into it just in case of an emergency

@MarkReese

Ай бұрын

It's my understanding that as of Jan. 01, 2020, Amex removed Roadside Assistance from all cards that had it.

How often does the Surpass see elevated offers? It seems like a good keeper card for me, but I’m not sure if it would be better to hold out for an offer or start getting those quarterly credits now. Thank you as always for your help and speedy replies!

@MarkReese

Ай бұрын

Not sure, I don't track offer frequency. If you don't have a need for the card right now, it could be worth waiting longer. If you could benefit from the card soon, then the 130K offer is still very good.

@MarkReese

Ай бұрын

@@UTubeVidWatcher - Yep! Plan to post about that one today.

Nice, efficient group! 💯😀

@MarkReese

Ай бұрын

🙌

There’s a 90k offer on the gold and 125k offer for the plat showing up for me on their site.

@MarkReese

Ай бұрын

Better than the standard 60K and 80K 💯

I’ve had a green card myself already, but am going to apply for the gold. My girlfriend hasn’t had any Amex cards so should she definitely start witj the green or is the 90k SUB and 20% restaurant credit worth skipping the green?

@MarkReese

Ай бұрын

If the goal is to get as many welcome offers along the way as possible, she'll need to go Green > Gold > Platinum.

Great timing! I was looking for a way to message you, but my message is related to this topic! Any chance you have any data points (or heard anything) about the "Bread Cashback American Express" card? There's not much info on KZread about it, but it seems to be a 2% cashback card with no annual fee and no foreign transaction fees. I'm looking to possibly run this in my Amex setup with the Gold card. I have the BCE, but the foreign transaction fees aren't helpful (since I do a lot of work overseas). Amex isn't the card issuer, but I'm wondering if this card will be filed under "obtainable cards with soft pulls" (since Amex lists information about this card on the Amex website and on the Amex app if requested). Any info will is much appreciated! This card could be killer and replace my BCE instantly.

@MarkReese

Ай бұрын

I don't have any data points regarding the Bread Cashback American Express Credit Card at this time.

Do you think that they are going to revamp the everyday preferred card?

@MarkReese

Ай бұрын

At some point, yes. I just don't know when.

I just got the BCE! I was gonna wait, but I randomly came across the $250 offer so I pounced on it and got the highest starting limit of any card in my wallet!

@SarahJo-Obsidian

2 ай бұрын

You can 3x your limit around the 90 day mark as well!

@MarkReese

Ай бұрын

Congrats on the approval + highest starting limit!

I have 4 out of 8. Platinum Gold BBP BCED Underrated Amex Card Everyday Preferred Nice video Mark

@MarkReese

Ай бұрын

🏆🏆🏆🏆

I currently have both the BCE and BCP card and wonder if it’s worth having both or not. I may downgrade the BCP after the first year but then I’d have two BCEs which seems dumb. But I also don’t know what other ok downgrade option there is and I don’t know if I wanna cancel the card

@MarkReese

Ай бұрын

Run the numbers for your own spend to see if it's worth it. I've thought about upgrading my BCE to the BCP, but for now I'd miss the 3% U.S. Online Retail category so I haven't done it.

@sol_nb7143

Ай бұрын

@@MarkReese yeah I like the online so end of the BCE a lot too. It’s why I want to also try out the BCP but got antsy and just applied for it instead of waiting to product change my BCE. Either way I have no AF until next April so may as well ride out the BCP u til then and maybe downgrade and I just have two BCEs at that point or maybe just cancel it. I’m not sure.

Should I get the amex platinum only travel 1 or 2 times per year. Want it for perks and 150K offer. What do you think?

@Fish4Points

2 ай бұрын

as long as the benefits cover or exceed the AF your good

@christopherdeboer7180

2 ай бұрын

@@Fish4Points I forgot to mention already have the Gold card.

@MarkReese

Ай бұрын

Only you can decide that for you! Year 1 can make sense with a big offer, but beyond that, if I only traveled 1-2 times per year, I probably wouldn't keep it long term.

@billwright2176

Ай бұрын

honestly your use doesn't justify it. Be honest it's not a good card. And they have new rules that would now make you ineligible for future sign up bonuses on the green and gold .

@christopherdeboer7180

Ай бұрын

@@billwright2176 already have the gold card.

Would the application for a Schwab Amex Platinum card be a soft pull if you already have Amex cards, much like as if you're applying directly with AMEX?

@MarkReese

Ай бұрын

Likely so. Like with other Amex cards though, it's not 100% guaranteed.

@gsctrading7215

Ай бұрын

@@MarkReese thank you.

I received an offer to upgrade my Amex Gold to Platinum with 25,000 bonus points offer. Do I keep the Gold.or it’s replaced. I already have the Schwab Platinum

@MarkReese

Ай бұрын

Only you can decide that for yourself 👍 Cost vs. value to you & your lifestyle / spending habits.

@PHDRPH

Ай бұрын

@@UTubeVidWatcherwhere can I access it( find it)?

How is the uber accumulating, I thought it disappeared every month if not used?

@MarkReese

Ай бұрын

By that I meant the benefit itself accumulates across different sources. If you earn it from the Gold Card, Platinum Card, or other sources, then it all gets added to the same balance.

@hc2777

Ай бұрын

@@MarkReese oh ok got it. Thanks for clarifying

I would get the green before any of those hotel cards. Wheres the green?

@MarkReese

24 күн бұрын

Nothing wrong with that approach!

This video illustrated why you are simplifying your set up. Amex is great for big spenders, but not the average person.

@Brianpeckin

2 ай бұрын

A big spender is all relative. You ought to spend much for any of those per year

@MarkReese

Ай бұрын

Depends on the card & other circumstances. I wouldn't say the Blue Cash Everyday, Blue Cash Preferred, Amex Green, or even Amex Gold to require big spend to make sense.

@SolidLiquidFox

Ай бұрын

It's good for the average person who wants to exploit MR transfer partners....but not great. That sub demographic has to be small compared to the simplicity of Chase or Capital One.

What will your next card be mark?

@MarkReese

Ай бұрын

Not sure at this point. Goal = no new cards for 2024.

Yeah, I've been in Amex Pop-Up jail for over a year. I guess they do not want me to redirect more of my spending in their direction. 🙄😅

@MarkReese

Ай бұрын

☹

👍🏻

@MarkReese

Ай бұрын

💯

Stuck in Platinum pop up jail

@fogrunr5075

2 ай бұрын

Wait for whatever other American Express MR card you have to reach the one year mark, and you'll probably get an upgrade offer. I want from Gold to Platinum with a $6,000 6-months 75,000 points bonus.

@MarkReese

Ай бұрын

☹

Amex Green Amex Platinum Amex Everyday Preferred Amex Blue Cash Everyday Amex Hilton Honors Amex Business Plum Amex Blue Business Plus Amex Blue Business Cash Amex Business Green Amex Business Gold 10! ✊🏆

@MarkReese

Ай бұрын

🏆🏆🏆

First

@MarkReese

Ай бұрын

🥇