Amex Blue Cash Everyday Unboxing! (Why I Applied)
My Amex Blue Cash Everyday card ARRIVED with the new design (and new benefits)! Watch me unbox it and discuss why I decided to apply for the card (for the second time) :D Click “Show More” to see Ad Disclosure, links, and additional information below.
📲 MAXREWARDS - Manage credit cards & rewards!
Get Gold level for free with PROMO CODE = markr
markscreditcard...
💳👉VIEW CREDIT CARD OFFERS!
markscreditcard...
🛍 RAKUTEN - Earn Cash Back!
markscreditcard...
📈 GET FREE STOCKS FROM WEBULL when you open an account & make a deposit:
markscreditcard...
🏦 SOFI CHECKING & SAVINGS - Get $25 FREE (or more w/ direct deposit)
markscreditcard...
🔐 AURA - Identity Theft Protection & More!
Get Your 2-Week Free Trial: aura.com/markr...
🎬VIDEO - Watch Me Apply - Amex Blue Cash Everyday!
• *WATCH ME APPLY* Amex ...
The Amex Blue Cash Everyday card is basically the little brother to the Amex Blue Cash Preferred. Ever since American Express refreshed the card with new benefits in July 2022, it’s now become one of the best cash back credit cards available at the moment!
It awards 3% cash back at U.S. Supermarkets, U.S. Online Retail purchases, and U.S. gas stations, each one capped at $6,000 spend per year (then 1% until it refreshes the following year).
I’m also happy to say that the $25 minimum redemption requirement is GONE :D
As an additional note, I had the Amex Blue Cash Everyday card before. That account was closed back in April 2018, so roughly 4.5 years ago.
You may be familiar with the ‘Amex Lifetime Rule,’ which says that you cannot receive a welcome offer if you currently “have or have had” that Amex credit card before.
However, that ‘lifetime’ is only as long as Amex’s system keeps track of your previous accounts. There’ve been data points that American Express may only look back around 4-5 years.
Furthermore, the Amex Pop Up window should appear if you’re ineligible for a signup bonus.
I didn’t receive that pop-up, so there’s a good chance that I’ll be able to get the bonus again! (Though we’ll have to wait until I meet the spend requirement first) :D
Meanwhile, I look forward to using this new cash back credit card for a lot of my online purchases that would only earn 1% - 2% on other cards.
As part of an overall credit card strategy, using this one along with others like the Citi Custom Cash, Citi Double Cash credit card, Chase Freedom Flex, and others can make for a really strong cash back setup covering a variety of different categories.
And best of all, this is a credit card with no annual fee (so all the rewards are profit in your pocket)!
Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.
#creditcards #cashback #americanexpress
Пікірлер: 309
*P.S...the $25 min. redemption requirement is GONE!* 😁 💳VIEW CREDIT CARD OFFERS! markscreditcards.com/offers 📲 MAXREWARDS - Manage credit cards & rewards! Get Gold level for free with PROMO CODE = markr markscreditcards.com/maxrewards (More links in Description)
@StarFruit37
Жыл бұрын
For me still need to wait till 25 rewards dollars, so I think you can redeem when you reach $25 minimum still there my opinion.
@MarkReese
Жыл бұрын
@@StarFruit37 - Strange. The screenshot I show from Amex's landing page at 9:28 says, "Redeem Cash Back as a statement credit, with no $25 redemption minimum."
@StarFruit37
Жыл бұрын
Oh!!! no... I will call Amex and ask, how is that happen to me?🙃
@MarkReese
Жыл бұрын
@@StarFruit37 - Ask them & see what they tell you!
@StarFruit37
Жыл бұрын
I asked them right now they telling me I have to wait till my rewards dollars available. My last statement says I have $29 rewards redeemable which is make me crazy. Here’s the thing I already picked up my promo bonus and spending less in this card, that might be issue for them.
Can you make it a signature thing from now on top open envelopes with the most random item around you? Next time use a lawnmower or something ridiculous
@MarkReese
Жыл бұрын
Haha I'll consider it 😄👊
The AMEX Blue Cash Everyday is a great card for pretty much everyone with the really solid categories, and especially is a great option for those looking for a good AMEX no-annual fee Card. Great video as always Mark!
@MarkReese
Жыл бұрын
It sure is!
@Th33Vultur3
8 ай бұрын
@@MarkReese Its my top gas card along with the Truist 3-2-1 card at 3 on gas%. And besides the Gold card, I use the BCE for groceries. If I cancel the Gold card, I want to also get the SavorOne again and would have 2 cards that are 3% for groceries and for dining. For dining, I would have the Bilt, Freedom Unlimited and when I'm out of 5/24 jail, I want get the Flex to complement the Discover Cash Back and another 3x dining card along with Bilt and Freedom Unlimited. Not every place accepts Amex. Its good to have other choices and options.
The new design of the Amex Blue Cash Everyday looks beautiful. When you flash the flashlight on the translucent it looks awesome! Congrats on your new card, Mark!
@MarkReese
Жыл бұрын
Glad to hear you like it, too!
I like this design. I currently have the Blue Cash Preferred & have had it for 10 1/2 years & have had both designs which is close to the Blue Cash Everyday & I also have had a similar to newer design of the Blue Cash Everyday & Blue Cash Preferred with the Cash Magnet card. When you receive a new card new 1 really means how many cards they sent you at that moment. If you had an authorized user it would say most likely say new 2 because number of cards they sent you at that moment.
@MarkReese
Жыл бұрын
Nice history! Thanks for clarifying the '1 Card' thing 💯
How wow, I thought the new design was much better than the hologram box design but it looks even better in person. Very nice.
@MarkReese
Жыл бұрын
Agreed! 💯
I just did the math and this is a better deal than the Amex cash preferred, where the $95 AF will not eat up your cash back.
@MarkReese
Жыл бұрын
Always smart to do the math! 💯
Just applied and got approved last week.got a high limit💰 Waiting on my card to arrive.thank for all your tips.you rock!!!
@MarkReese
Жыл бұрын
Congrats, that's awesome! 🥇
I really like the look of this card. I recently got the Blue Cash Preferred through a targeted email from AMEX and really like the look of the BCP, but have to say the BCE has my vote for the better looking card. That being said, I do like the rewards multipliers on the BCP better, especially having the annual fee waived for the first year. As always, great content, Mark. Always educated and entertained by your work.
@MarkReese
Жыл бұрын
Awesome, that BCP is a fantastic card to have! 💯
Just ordered this. Gonna pair this with my double cash citi card to get 2% back on everything outside of those categories
@MarkReese
Жыл бұрын
Great 2-card combo 👊 Congrats!
I finally made it to the end of my probationary period for the Amex Optima card. I just got my application for the Amex Blue Cash Every Day card approved today. Me so happy!! I can't wait to get all that cash back. Merry Christmas to all those who are approved for this card.
@MarkReese
Жыл бұрын
Congrats on the approval, Sam! 💵
I just became a member of this card and it is truly my everyday card as I don't travel much. Cash back builds quickly & 3% with $200 credit, its a no brainier. I will say trying to discuss your cash back itemization is a no go. Guy couldn't go over anything accept my total cash back. A little disappointing but besides that, love the card. Thanks for the vid👍
@MarkReese
Жыл бұрын
Congrats on your approval for the card! What do you mean regarding this issue with the itemization?
@vj5225
Жыл бұрын
@@MarkReese How my cash back was tallied. I noticed gas purchases were at 1% instead of 3% even though one time using the same gas station I got back 3%. He told me he can't see the breakdown, only what I accumulated. I wasn't sure if he was new but was no help. Everything else has been great and seeing the cash back accumulate so quickly makes this card number 1 with purchases.
@MarkReese
Жыл бұрын
@@vj5225 - But you can see your own rewards breakdown, correct?
@vj5225
Жыл бұрын
@@MarkReese I can but he couldn't explain at the same station why my gas purchases went from 3% to 1%. Just found it strange they can't see the same info I'm looking at. I assume we just trust the calculations that are given but would be nice for further explanation.
I loved the Old.
I just Product Changed my Cash Magnet card to BCE recently, and 3% US Retail is why I made this change
@MarkReese
Жыл бұрын
Awesome, enjoy!
Wow, the color match perfect with your shirt!!! Looking forward for your updated 40 plus cards with total annual fees (last one was 8 months ago). Maybe you can top the cards setting on the pool table with another genius idea setting 🤓🍻!
@MarkReese
Жыл бұрын
Haha I may need to do some card cancellations next 😄
Cool my wife just upgraded to blue cash preferred .👍👍👍
@MarkReese
Жыл бұрын
Nice! That 6% back on U.S. Supermarkets is legit 💵
@federal6616
Ай бұрын
Don't work at Walmart. Only real grocery stores
I got this card back in August and it happened to be my first AMEX card I got an offer for 250 for the same 2000 spend in six months and the good thing about this card I can upgrade to the $95 annual fee blue cash preferred without even having to apply for it to get the 6% cash back
@MarkReese
Жыл бұрын
Right on, congrats on getting the card!
The old one is super dope
I just got the Blue cash preferred. I think it will be a long-term card and the first year, there is no annual fee. So will see how year 1 goes.
@MarkReese
Жыл бұрын
Congrats on the BCP, ckone50!
I applied for this card yesterday ( Saturday,) and I got approved for the card. I can't wait to get it.
@MarkReese
Жыл бұрын
Congrats Albert!
@albertr915
Жыл бұрын
@@MarkReese Thank you 😊
Congrats on the new card! Looks like you'll be putting it to good use!
@MarkReese
Жыл бұрын
Thanks Stan!
I got this just before the revamp in order to have a 3% grocery card when my 5% cards were not advantageous. Now it is also my default online shopping card unless one of my other cards can do better. Combine those two factors with my long-time respect for American Express's customer service, and this card looks to be a long-term keeper.
@bucsfan2565
Жыл бұрын
Do you not have Citi custom cash?
@MarkReese
Жыл бұрын
Awesome! Glad you're liking the card for those 2 categories 💳
@mistertor
Жыл бұрын
I was actually debating between Custom Cash and this card when I got it. I had a Citibank card decades ago and was unimpressed with them at the time. Amex customer service has come through for me with flying colors on both corporate and personal cards, so that history was the deciding factor. Custom Cash is still on my short list to consider for my next card sometime next spring or early summer.
Wow that’s actually a really nice looking card, I had no idea how much detail their was.
@MarkReese
Жыл бұрын
I was surprised, too!
Can you do a video where you received all your hard pulls. I’m looking for a equifax pull. Have Discover already thanks
@MarkReese
Жыл бұрын
Hi Michael - likely not. Reason = it would likely mislead a ton of people. The same bank may use different bureaus based on where you live. So if it's Experian for me, it could be TransUnion for someone else.
I’m a big fan of the new design on the Blue Cash Everyday! Sad I didn’t see a tree saw opening on this one, but the Apple Card will do 😉 Thanks for sharing Mark!
@MarkReese
Жыл бұрын
Likewise! Haha no tree saw 🏕
@SpencerJohnsonOfficial
Жыл бұрын
@@MarkReese One day!!
Best credit card unboxings on KZread👏🏽👏🏽👏🏽
@MarkReese
Жыл бұрын
Thanks Chris! 🏆
The offer rn for me is 100$ cash back after 2k in the first six months. There is also a 150$ PayPal credit but I don’t use PayPal. Where as the resy offer is 200 after 2k and 10% at restaurants which I spend a lot of time and money at. So thank you for telling me about resy.
@MarkReese
Жыл бұрын
Sure thing!
You covered up the 3 digit code on the back. But on Amex cards, that's not the security code. Amex cards put the 4-digit security code on the front. Which you did not cover.
@MarkReese
Жыл бұрын
Correct. However, those 4 digits have no meaning without the other 15 😁 I covered the rear 3 digits because those are used by Amex for verification when calling in for support.
I felt this way about my car as well but man the US Bank rewards credit cards seem at 6% that's crazy The two cards will be a combo for real
@MarkReese
Жыл бұрын
For sure!
How long does it typically take to "establish a relationship" with amex so they don't do a hard pull?? I have the same card old design. Going for Aspire next
@tooeasy4217
Жыл бұрын
You're good.. just apply now
@MarkReese
Жыл бұрын
Hi Kane - having a card relationship can begin as soon as you have at least 1 Amex card. I'm not aware of a month/year requirement.
This card would be more amazing than it already is if it earned MR points rather than cash back
Amex BCE is great for shopping at Walmart in store when using Walmart Pay. 3% back at Walmart every time.
@MarkReese
Жыл бұрын
Nice! 💵
Omg I love the centurion on the back too, that's a first 😍
@MarkReese
Жыл бұрын
Haha you can always product change the Cash Magnet to the Blue Cash Everyday (no bonus, but no new account opened either) 👍 Or simply apply for the Blue Cash Everyday.
That is a really cool looking CC. Thanks for the info + video!
@MarkReese
Жыл бұрын
Thanks for watching!
Looks like a great card ! To bad it's not optional for metal card.
@MarkReese
Жыл бұрын
Metal would've been cool 👊
@legion8416
Жыл бұрын
Not many cards are metal, especially basic cards like the BCE
Great video as usual Mark! That was a fun way to open an envelope 😅😅
@MarkReese
Жыл бұрын
Thanks Mr. Butters!
I tried doing the pre approved thing for it and I was denied it. My full annual is $20k a year and I’m self employed with a 762 credit score. Why do u think I was denied?
@MarkReese
5 сағат бұрын
There isn't a way for me to know. You were denied by Amex's computer system, so, I'd call their reconsideration line and ask a live agent to see if they can overturn the decision.
I always thought the clear version of the card was nice. I traded that in for the version with a fee, but I may switch back. With the new benefits I'm not sure the fee version is worth it.
@MarkReese
Жыл бұрын
If the Blue Cash Preferred ($95) isn't working for ya, it makes sense to switch back to the Blue Cash Everyday ($0) when that fee hits again. When it does, you've still got ~ 30 days to downgrade & get the full fee reimbursed 😃👍
Looks pretty cool but I like the old design more!
@mistertor
Жыл бұрын
I have the old design, and really like it. I hope there is some way when they replace mine in a few years that I will be able to retain the old design. Not that anyone but me ever sees it.
@MarkReese
Жыл бұрын
Old design was unique!
is there a way to check if its considered an online purchase ahead of time? I'm buying a suppressor soon and it'll be the entire into bonus offer if it's considered an online purchase through amex.
@MarkReese
2 ай бұрын
Unfortunately no.
Just got mine last week too. Already making use of the benefits!
@MarkReese
Жыл бұрын
Congrats on the approval, enjoy!
@MrSollex1
Жыл бұрын
Congrats, Just got approved too. By the way did you also get 1 Hard Inquiry on Experian and 1 Hard Inquiry on Transunion ?? Just curious if it just me 🤔
I enjoyed the video and your AmEx Blue polo shirt!
@MarkReese
Жыл бұрын
Thank you!
I really like the look of the new card. Great video as always. Thanks!!!
@MarkReese
Жыл бұрын
Glad you like it!
The other Amex blue card gives 6% back on groceries
@johng.5100
Жыл бұрын
U forgot to mention that it has a $95 annual fee. Hmmmmmm....I wonder why u forgot to mention that?
@MarkReese
Жыл бұрын
It sure does! That 6% cash back rate is awesome 💵
Thanks Mark! I look forward to pairing this with the gold card…definitely going to be a win win all around 🎉
@MarkReese
Жыл бұрын
Sounds like a good plan!
Good review Mark! Just got the card myself! Arrived very fast! Later might upgrade to Cash Preferred.
@MarkReese
Жыл бұрын
Congrats Jason!
I finally got approved for the Blue Cash Everyday so excited 🙌🏼😎
@MarkReese
Жыл бұрын
Awesome, congrats Isaac!
Mine is on the way 🎉
@MarkReese
3 ай бұрын
Congrats & enjoy!
I've had a Blue Cash everyday card, for a year now. They recently just upped my limit to 11,500. I really want to upgrade to a Platinum Metal card. My credit card fico is showing as of now, a 758. Do you think I qualify for the Platinum?
@MarkReese
Жыл бұрын
Awesome!
Congrats on the card Mark! It’s versatile for spend categories, perhaps not so much for cutting open envelopes compared to the Apple Card. 😂 If I had to start my credit card journey all over again today, BCE would be on my short list of cards to consider getting.
@MarkReese
Жыл бұрын
Thanks Vincent! Yeah it's a great card to get early on for the strong rewards + no annual fee.
Updating my position, I closed my Helton Business 2 weeks ago and opened Helton Surpass4 days ago who I received the similar denial letter that I had the maximum even I waited more than 10 days but the system wasn’t process it yet, I called the member in the denial latter who got me approved for 5k, so now I have 7 lending card which 4 personal and total limit across all 45k and 3 business with 55k credit limit across all.
@MarkReese
Жыл бұрын
Boom! 💥 Congrats Qahtan!
What credit score is needed for this card? And yearly income?
@MarkReese
Жыл бұрын
Hi Paxton - neither of those are known / published.
Congratulations! 🎉 So it sounds like AMEX has forgotten your old BCC and will honor you another welcome bonus after 5years?
@MarkReese
Жыл бұрын
Thanks! Can't say for sure yet. Gotta meet the spend requirement first.
The information brought me here. The metal card drop made me subscribe.
@MarkReese
Жыл бұрын
Glad you enjoyed it! 💥
You should have covered up the 4 digit on the front too
@MarkReese
3 ай бұрын
They're not unique to my card & have no significance without the 15-digit card #.
@njmark70
3 ай бұрын
I am an AmEX member since "88" . I only mention it, as a layer of caution.
I absolutely HATE the new design of this card. The only reason I got the "clear" version was because I loved how it looked.
@MarkReese
Жыл бұрын
Keep the old one as long as it lasts!
Great video once again. What are thoughts on this card being a catch all in a Amex Trifecta setup. The platinum & gold being the first 2 cards.
@MarkReese
Жыл бұрын
Depends on people's goals / spending categories. I personally don't consider it a catch-all card since most of my catch-all purchases would only qualify for 1%. It depends on what 'catch-all' means for your budget.
@8ballMarcucilli
Жыл бұрын
@@MarkReese When you see the Amex Green with a 60,000 Welcome Offer that screams better value overall.
@MarkReese
Жыл бұрын
@@8ballMarcucilli - Yep. When a card has a powerful sign-up bonus in Year 1, that can often beat a 2%/ 2X card with no bonus 👍
@MarkReese
Жыл бұрын
@@8ballMarcucilli - Editing my previous reply. I DO mix travel & cash back as part of an overall strategy when it fits my goals / interests. However, when I see the word 'trifecta,' I tend to think of setups that earn the same type of rewards currency (e.g. same type of points / same type of miles / or cash back). But broadening the definition, it really doesn't matter. All that matters is that you get the cards that provide you with what you want 👍
I’ve had this card for about 6 years and do not use it anymore, it’s my old workhorse. The us online purchase is interesting but having the 5% amazon card is critical. I do not buy stuff at other online retailers enough to remember to use it. Grocery - we’re just doing Citi premier
@MarkReese
Жыл бұрын
Citi Premier rocks! 🏆
@age_of_reason
Жыл бұрын
@@MarkReese Rocks a $95 annual fee.
@MarkReese
Жыл бұрын
@@age_of_reason - Yes it does.
Great video, Mark. I love that the info slides on your videos are always so organized and color coded. I have a question, though. Are you getting paid to push Max Rewards app? Other credit card channels all day that is a paid promotion. A bit more transparency would be appreciated. Cheers!
@MarkReese
Жыл бұрын
Hey there - yep! Whenever I do a sponsored video with MaxRewards or another company, you'll see an 'Includes Paid Promotion' banner appear in the top left corner at the beginning of the video; it stays there for a good 10 seconds. Did it show up for you on this one?
I guess as cool the old version was.. I like the new version better
@MarkReese
10 ай бұрын
💯💯
Question if you already have a Amex card and you want to apply to the Blue cash card Will American Express do a soft or hard pull?
@MarkReese
Жыл бұрын
It will likely be a soft pull. However, that's never a guarantee since Amex can pull your report whenever they need to.
Only thing keeping me on the fence on applying for this card is that I’m nearing the completion of my SUB on my amex gold card. Not sure if that would impact my approval odds for this card. I’ve been a amex member for a year now.
@MarkReese
Жыл бұрын
Use the Apply with Confidence feature.
Can you show the numbers on your card? I just want to make sure if it's the same as mine.
@MarkReese
Жыл бұрын
😂👊
How likely am I to be approved for this card with a 760 credit score? My average yearly income is only about 20k but am extremely frugal and meticulous with my money.
@MarkReese
Жыл бұрын
I don't have a way to determine approval odds ✌️
@Jota-rc8yq
Жыл бұрын
@@MarkReese I got approved for a 6k line of credit, shocking!!!
@MarkReese
Жыл бұрын
@@Jota-rc8yq - BOOM! 👊💥 Congrats on the approval, Jota 0703 ... that's awesome! It's an excellent card; great choice on your part. I'm planning to do a full review on it very soon!
did you get the sign up bonus and the 0% apr period even with your lifetime no bonus if u get the card again.?
@MarkReese
Жыл бұрын
Hey William - Yes, I received both the $200 bonus and the promo 0% APR.
Beautiful Card it stands out 🎉
@MarkReese
Жыл бұрын
Yep Amex did a great job with the design!
Sweet looking card, Mark, congrats!
@MarkReese
Жыл бұрын
Thank you! 💯
I got this card today but how come there’s no PIN number? Is there anyway i can get pin number?
@MarkReese
Жыл бұрын
Are you referring to 'chip + PIN' transactions for use abroad?
Hey Mark, I have a question which credit card is better Amex blue cash every day or the PNC cash reward?
@MarkReese
Жыл бұрын
The answer will be different for different people based on how they spend.
The new one is slick
@MarkReese
Жыл бұрын
Sure is!
If you had this card before, are you eligible for the sign up bonus again? I thought AMEX only get the bonus for each card once?
@MarkReese
Жыл бұрын
It's possible, but the answer can vary. Here's a link to another video starting at 6 min. 23 sec. explaining further: kzread.info/dash/bejne/imiVyLh6ksvJZMo.html
Looks like you started your Amex journey the same year as me (2013)
@MarkReese
Жыл бұрын
Yep!
Can you just buy gift cards at gas stations in order to get 4% cash back?
@MarkReese
Жыл бұрын
Potentially. However, I wouldn't engage in that often or in large amounts to avoid having the transaction / card account flagged for 'abusing' the rewards program.
Great video, thanks for sharing!✨
@MarkReese
Жыл бұрын
Thanks & you're welcome!
New because the following sensitive information are on the old 1.Card Number 2. Expiration Date 3. 4 Digit CVV 4. Cardholder Name
@MarkReese
Жыл бұрын
Glad you like the new version!
@phonemaniacgamingyt1659
Жыл бұрын
@@MarkReese 👍
Big investment coming up
@MarkReese
Жыл бұрын
What do you mean?
What was your credit score I didn’t get approved 😩😩😩
@MarkReese
Жыл бұрын
I think it was between 753 - 763. What was the reason for the denial?
Hey mark, I recently got the Aspire because of a previous video you did. The resort fee credit will only trigger on property, right? I can prepay without issue right?
@MarkReese
Жыл бұрын
Hi Fabian - congrats on getting the HH Aspire Card! 💳 Prepaid rates are *not eligible.* Here's what the terms say... _"Eligible Hilton Resort purchases must be made directly with the participating Hilton Resort and charged to your Hilton Honors American Express Aspire Card account for the benefit to apply. Advance Purchase Rates/Non-Refundable Rates are not eligible for the resort credit. Incidental charges (including charges made at restaurants, spas, and other establishments within the hotel property) must be charged to your room and paid for with your Hilton Honors American Express Aspire Card at checkout in order for them to be recognized as Hilton Resort purchases."_
@fabiananeiros6425
Жыл бұрын
@@MarkReese My dude! You come through with the answer and the source! Well done!
😂 love the way Mark opens the envelope. The card is hot looking. 🥰
@MarkReese
Жыл бұрын
Always happy to entertain 👌
So you go a nll offer for this card ?
@MarkReese
Жыл бұрын
Nope...standard offer.
@tooeasy4217
Жыл бұрын
@@MarkReese but you said you got it before ? I thought amex has a once in a lifetime?
@MarkReese
Жыл бұрын
@@tooeasy4217 - Right, but 'lifetime' doesn't necessarily mean a lifetime. Here's a link to another video starting at 6 min. 23 sec. explaining this further: kzread.info/dash/bejne/imiVyLh6ksvJZMo.html
I’m gonna be product changing my BCP soon to BCE because I don’t use the 6% at grocery as much as I thought but do more online shopping so 3% seems attractive. I was just not sure when to do the pc because I opened the card this year. Should I do it the same month when I was approved for BCP or wait after I see the annual fee later in the month (don’t wanna lose the bonus I got on it).
@MarkReese
Жыл бұрын
I'd personally wait until you've had the card open for a full year. I like to wait until the annual fee hits again, then contact Amex & downgrade. You can get the full fee refunded if you do the downgrade within about 30 days of the fee posting.
Cool review. I have the Everyday Card holigran. I like the new Blue.
@MarkReese
Жыл бұрын
💯👍
Congrats on ur new BCE❤❤🎉🎉🎉
@MarkReese
Жыл бұрын
Thank you!
@ImStillStealingSteel
Жыл бұрын
@@MarkReese - Im assuming u already have it in ur Apple Wallet? :)
@MarkReese
Жыл бұрын
@@ImStillStealingSteel - I sure do!
just ordered it hopefully i get accepted
@MarkReese
2 ай бұрын
Good luck!
Ace Ventura flow 😂
@MarkReese
3 ай бұрын
😁
Can you do a deep dive video on the new “AAA Daily Advantage Visa Signature® Credit Card”? Seems like a great 5% grocery card that recently launched, but trust you to lay out all the details!
@MarkReese
Жыл бұрын
Perhaps at some point!
I plan to get this card for online shopping, the PayPal card is still tempting to.
@MarkReese
Жыл бұрын
Good choice 👍
Your 4 digits were showing!
@MarkReese
Жыл бұрын
Yep, they mean nothing without the other 15 though 😁
If you get a soft pull does it still affect ur score? Cuz ur avg age went down?
@MarkReese
Жыл бұрын
A soft pull itself has 0 effect on your credit score. Opening a new account, however, may impact your score.
That's a very cool design!!
@MarkReese
Жыл бұрын
💯
I’m getting ready to apply for this card right now.
@MarkReese
9 ай бұрын
Awesome! Let me know if you get approved!
@afridgetoofar1818
9 ай бұрын
@@MarkReese Instant approval with a 10k credit line!
@MarkReese
9 ай бұрын
@@afridgetoofar1818 - Heck yeah, CONGRATS!
Is this zero foreign transaction fee?
@MarkReese
5 ай бұрын
No. It charges 2.7% of each transaction after conversion to US dollars.
it a regular card or a charge card
@MarkReese
5 ай бұрын
Regular credit card.
I have one and I love it! I thought I spent enough to get the $300 statement credit. Oh well😮💨😮💨
@MarkReese
Жыл бұрын
Meaning you missed the signup bonus?
@jrobertson37
Жыл бұрын
@@MarkReese I think so but I am going to do a f/u. I know I spent over $3k in three months.
Does anybody know if the Amex Everyday is being surveyed, which means a refresh is coming?
@MarkReese
Жыл бұрын
Not sure, I haven't received any surveys. Both the Everyday + Everyday Preferred need refreshes though 😬
@suheid15
Жыл бұрын
@@MarkReese yeah they do 🙂
Do you use your Wyndham card for gas?
@MarkReese
Жыл бұрын
Nope ✌️
I ❤ Mv Amex Blue Everyday!!!!
@MarkReese
9 ай бұрын
🎉🎉🎉
Can u help with this: I'm going to apply 4 this card this weekend, but also i want to request a credit limit increase on my HH Surpass. What should i do? Should i apply for this card 1st then request for the limit increase 4 my Surpass? Or request the limit increase then apply 4 this card
@MarkReese
Жыл бұрын
I'd apply for the card first, _then_ request a CLI on the HH Surpass.
@similienr
Жыл бұрын
@@MarkReese I applied for it and got approved for 10k. Then requested a limit increase for 5k on my Surpass. They approved me for 3k which is good. Thank 4 ur advice
@MarkReese
Жыл бұрын
@@similienr - Well done & congrats Robby!
curious why you are on team cash back? Is it because you don't plan to travel any time soon? love your videos. Not ready for this one. I need to accumulate more points for a few goal trips.
@MarkReese
Жыл бұрын
I value increasing income & investing more than I do travel. Can't pay bills with Hilton points...can't build net worth with United miles 😁 When I do travel, it's mostly domestic, so cash back + flat-rate point values work well for that.
@MelissaC269
Жыл бұрын
@@MarkReese got it. Makes sense. I travel a lot. It would take many years of investing the cash back for me to get what I do now with points. Thanks for sharing. Love your channel.
Thank you 🙏🏾 for this video Jeffery. I will apply for this card 🔜 I think this will make a great online shopping credit card. I’m just waiting to get an invitation to apply for the apple credit card again. Wish me luck 🍀
@MarkReese
Жыл бұрын
Good luck on the application! 💯