5 Kids, One Income, No Debt | How We Made it Work | Episode 98
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Пікірлер: 927
I grew up as one of 8 children. Mom stayed home. cooked every day, like you. Dad worked outside the home. They were very frugal. One day, in 3rd grade we learned about rich people and poor people. At our long crowed dinner table that night, I told my parents about the lesson. Having learned the difference between rich and poor, I was sure that we were rich. My parents laughed! They explained that we were poor. I couldn't believe it. I'm betting that your children also believe you are and have always been rich :) -btw, I'm debt free, lessons of a lifetime
@CowboyBike06
3 жыл бұрын
That’s awesome. Rich and poor are concepts beyond ones income. I think little kid you was pretty amazing to have picked up on that one so young. ;)
@roxannesmith4519
3 жыл бұрын
A person is only poor when their outgoings exceed their incomings
@cherylT321
3 жыл бұрын
That’s wonderful!
@GardenloveHomestead
2 жыл бұрын
Love this story! ❤❤
@eliagron8750
2 жыл бұрын
That is so true.
Lisa, I am a “shopper” in recovery 😂. After retiring, I went out daily and impulse shopped. I worked seasonal jobs (Summer and Christmas) to support my habit. During the three months of lockdown, I was amazed at how my checking account balance grew 😵. I invested that income in refreshing the first floor of our home (stripping old wallpaper, repainting walls, clearing out clutter, rearranging furniture, etc). I am now more inclined to make a decor item than to buy one. I am wearing clothes that I owned for years, but never wore 🤔. Days go by now without me “buying” anything. My blood pressure was a little high and my doctor told me to cut out processed food. I now shop the “outside “ of the grocery store. I “retired” for REAL. No more seasonal jobs to get money to spend on stuff I don’t need. I am 70 years old and living proof that a person can change their stripes and be happy about it.
@Simplefarmhouselife
3 жыл бұрын
This is wonderful! Thanks for sharing!
@geminigem599
3 жыл бұрын
Great. Congrats way to go…
@cindyb8775
3 жыл бұрын
wonderful post. i am working on the very thing you overcame. you give me hope.
@MJYouAreNotAlone1
3 жыл бұрын
God bless you!❤️❤️❤️🙏🙏🙏🙏
@michelepaine8480
3 жыл бұрын
Way To Go! Doing the same here.
I am a stay at home mom of 6 children and one on the way. Married 9 years and have been on one income the entire marriage. Homeschooling the older children. The Lord has blessed and husband has great job. No government assistance. No debt. IT CAN be done.
@debc315
Жыл бұрын
Bless you I too was a stay-at- home mom of 6 children that I had the priveledge of homeschooling them .
@debc315
Жыл бұрын
I cooked most of everything from scratch , I bought clothes second hand or clearance Shoes were purchased on clearance at Sears and a very good shoe store that had very good semi- annual sales. I didn't mind second -hand clothing , but not shoes. Our feet are the foundation for our body. We didn't have an overabundance of toys with 6 kuds, at least that is what people would say when they came to our home. They spent time outside all year round and also learned about housework and home maintenance. They are now in their 20 's and 30's and not one of them would say they didn't have enough toys
@miarnd5922
11 ай бұрын
Bless you and your family, the Lord is amazing!
I live in France and that is the way most people live and think here. No dept, keep cars forever, house paid off, and since we have universal health that makes it even safer and better. This is the way to enjoy life!! Good for you! Congrats!,
@didi8224
11 ай бұрын
Thinking the same 😂 frugal life in US is normal life in Europe!
@adamfrederique
4 ай бұрын
Je vis en France et travaille en banque, beaucoup ont DE NOMBREUX crédits et vivent au dessus de leurs moyens
Wise advice! One extra tip for newly married, before the babies come, live on your hubby's income and bank yours. Great to have savings when your little one arrives. Love your emphasis on contentment.
Got married young, barley made ends meet saved enough for a down payment for first house. Then we had kids and continued to save and live frugally, drove cars that were on there last leg because we didn’t want car debt and we saved enough by not getting into debt and having what others had so we could move to the pnw and raise our kids in a better area, saved more and got land built our dream house that’s comfortable. We saved, don’t have debt and still drive cars that are 20 yrs old that we love. Love hearing stories like yours and reading the comments.
@peachy_reina
2 жыл бұрын
Similar to us, also in the PNW 🌲🌲🌲
@Littleheartz-y1t
Жыл бұрын
Wow👏🏻
My son and his wife lived in a one bedroom house with two little boys, they all slept in the same room. She even had twin girls while living in that one bedroom house. They did end up buying a >100 year old farmhouse when the girls were babies and moved in, like yall, not spending a dime until they had the means to do so. They are very frugal people and I’m so super proud of them.
@emilylabo7053
11 ай бұрын
Did they have sex in front of the children?
This is actually a great public service message. It’s the total opposite from the way the world’s marketers say you should live, which is such a lie. God bless all you young mother’s that dream of staying home with your children. I pray your dreams come true. 💕🌸💕
Was debating on getting a regular 9-5 job this fall, but with childcare costs and the added costs of more gas, clothing, and likely more eating out we figured I’d be making less than $4 an hour. This video was a huge encouragement!
@SRose-vp6ew
3 жыл бұрын
I feel my job as a stay at home mom is to SAVE per hour. Saving 4 bucks an hour doesn't sound that hard. Worth the careful shopping and living creatively : ) What you really gain by staying home is a chance to better shape your kids yourself and grow with them. How much would you pay to have your kids raised to your standards ? No daycare will do what your going to be willing to do for them. Your not perfect, you don't need to be, you are however going to be motivated to be your best for your kids. How much would you pay to have time to make your family your greatest focus. Turns out it's free. As is your budget when it comes to entertainment. 😅 Best of luck!
@sarahs6906
3 жыл бұрын
Working from home is an amazing experience whether it’s for an employer Or you decide to be an entrepreneur.
@KyleeMaedje
3 жыл бұрын
Lindsay instead of working a 9-5 job consider offering service to friends and family like babysitting, cleaning, or anything your good at that way you can work around your significant others job :) you will not have to pay for childcare that way.
@effinxrightt
2 жыл бұрын
I was in the same boat after the birth of our second because childcare has become so costly. Doing the math, we realized that we would either break even or maybe have an extra $20/week if I went back to work. I think we are actually better off without me working now because I’m able to put the time into raising our kids, keeping our finances and monitoring our home to make sure everything is running smoothly so we aren’t impulse buying or getting takeout all the time.
@TheKnallkorper
2 жыл бұрын
Same! We just had our 3rd kid, and they’re all too young for public school still, so I can’t get a job right now. I wouldn’t make anything after paying childcare. I’d rather spend the time with my kids ☺️
When our kids were small I stayed home with them My husband had a decent job with good insurance so it was possible but we lived pretty simply. One car, and not a lot of new shiny things but it was fine. We were able to take the kids to the beach for a week every summer and they had good Christmases and birthdays. An above ground pool in the backyard of our modest twin home I cooked every day, except for pizza once in awhile. McDonalds was a rare occurrence. More second hand clothes than new, but everyone was warm and looked nice. I wouldn’t trade the lifestyle for a bigger house and more possessions because I wouldn’t have been able to stay home with the kids, and to us that was priceless
@phyllisanngodfrey6137
3 жыл бұрын
Amen.
My dad was a migrant worker. He did not even graduate from high school unitl I was in my 30's. He went to night school and got his GED. Now with that being said him and my mom paid off the 30 year mortgage in 15 years. They did exactly what you did used the income tax money and paid towards the principal. We were a family of 7 I was the oldest. I never ever felt poor. We never went out to eat. Once in a great while we would get a pizza. Our vacations at that time were camping, fishing, bike riding and going to parks to grill and swim at the beach for the day. It was so fun. I am very frugal too. House is not paid off yet but I don't have debt other then the house. Hopefully I can pay it off soon. Prayers for me :)
Yep our home is 736 square feet and we have one child (2dogs). Everyone asks when we are going to buy a bigger house. We feel blessed to have a home that keeps us warm in winter and cool in summer. You don’t need as much as you think....
@TJ-kz1ul
3 жыл бұрын
I totally agree! Our home is 980 square feet, two kids, my husband and I, 2 cats and a dog and I am very content here. =)
@Pandorash8
3 жыл бұрын
My first home my late husband and I lived in was 3500 square feet. We spent most of our marriage slowly downsizing. The kids and I are now in a 900 square foot house and I cannot believe how comfortably we live. Society has been sold the lie that we need mansions to be happy, and it’s simply not true 💞
@biza2571
3 жыл бұрын
In my country if you have a 736 square feet apartment you are considered middle class. It is also common for us to live in such place with a combination of 2 adults + 3 kids + a dog/a cat... so I think people surrounding you may be a bit spoiled with luxuries and have wrong perception on housing size but it is fine :) it is great there are more prosperous countries than mine!
@sallys.2707
3 жыл бұрын
@@biza2571 In France, in you live in a big city and can afford a 70 meter square house/apartment, you're probably upper middle class. In the country side people Can afford bigger house, but it's really common to live in 100-200 meter square with 2 adults + 2/3 kids and animals.
@michelepaine8480
3 жыл бұрын
Well said! I always say when I feel I would like to live in something better (which I could afford) I firstly know I don't like to be in debt to anyone, I have a roof over my head, a nice cozy bed to sleep in, heat and cooling, a car I Own, the house and property I Own. I hope more understand that less IS more especially when you can save what you would be paying a bank or others that interest. Pay Yourself first and save every month in personal and if married a joint account too. It is amazing what one can accomplish with proper planning. Figure out your life goal (within 10 years to start) and put it into play. Patience IS KEY but I am here to tell you and everyone reading ...so totally worth it! Unexpected things happen in life too...so I would rather give up on what I Want for what I Need and if there is left over then consider making improvements or hey, lease or buy that new car. I am glad to hear others think the same way as I do! Best to YOu
I agree that you can live in a smaller home and still be OK! Our house is just under 1200 square feet. We have three children (all grown and moved out now). I used to feel like our space was pretty tight. But then I met the granddaughter of the people who built our home. They had ELEVEN children in the same space!! I told myself if they could do it with 11, I could CERTAINLY do it with 3! Shifting your mindset makes ALL the difference!
I have been married for 39 years now and we have done it on one income. Being home and prioritizing my family was so important to me. I pray your story and advice helps others to know that this is doable.
Praying now for God to provide a way for me to stay home full time with my kids. I have two boys and pregnant with our third while in school to become an MT out of feeling obligated to produce income from my end but my husband said if he gets the job he applied for (God willing) then he can gladly ask me to stay home full time with our babies. It’s all I really want because I plan to homeschool also and acquire more homemaking skills as well. Please pray for me. I would love also to pray for anyone else who desires this for their lives to be the godly SAHM to their babies with God’s provision.
@Mamacatholica
3 жыл бұрын
Please God help Claudia be a stay at home mother, your will is for a mother to raise her kids . Make a way for this family to be able to do your will . Amen
@claudiawang1992
3 жыл бұрын
@@Mamacatholica thank you so much!☺️🙏🥰
@jessielynn
3 жыл бұрын
I prayed for you. Please pray for me as well. I have been a stay at home mom for less than 2 years and I’m feeling the pressure to go back to work.
@claudiawang1992
3 жыл бұрын
@@jessielynn Lord I ask that you would make a way, as our Miracle Worker, to allow Jessie to stay home continuously with her kids; that you would supernaturally provide everything they need and supply in abundance so that she can stay home and continue to raise her kids for your kingdom and glory, building memories and training them up in the way they should go. Protect her and her family and bring peace and goodness to their home and thank you in advance for Your answered prayer that and the way You respond according to Your Will. In Jesus’ Name. Amen. 🙏🤍
@jessielynn
3 жыл бұрын
@@claudiawang1992 I’m just seeing this. Thank you so much for your prayer! My husband received a job offer that will give him a comfortable increase in his income. God is already answering your prayer. Thank you! I pray God is working behind the scenes in your life to afford you the opportunity to be a SAHM.
Wow the comments are pure gold here. Love hearing everyone’s stories and making it work with multiple kids in tiny places. so refreshing 💕
Painting 1 hour per day for a year. That's patience and dedication!
Paying off your house and staying out of debt is critical. If you lose a job or want to change careers it is so much easier to do it with no debt. Being happy is important and reducing stress is also important.
@lvega5606
3 жыл бұрын
Having a low mortgage balance isn't necessarily a good thing. If you can get a mortgage for 4% and put the loan proceeds into a diversified index fund ETF like IVV, which over time averages 10% gain, you will net 6%, on average over the long-term. If that's a 200k mortgage, that's making 12k extra per year with hardly lifting a finger. And you can also then leverage that stock fund to take out a loan to invest in more index funds (turn that 12k per year into 20k per year, as long as you request and get a low rate ). I work in finance for wealthy people and most of them have 4 homes with 4 mortgages (plus other low-rate secured loans). If you don't have a long time horizon, then it may not be the best strategy because the market could fall 30% or so in the short term. But if you have 20 years or more or if the market has already had a large fall and is under-priced, it's a good strategy. You also may get to deduct mortgage interest on your taxes.
@Manifesting_Secret_Sketchbook
3 жыл бұрын
Why Thank you Chris n BINGO.
@jeanetteinthisorn4955
3 жыл бұрын
The financial wisdom of paying off your house depends on the interest rate you are paying, what the term is and what real inflation is running at. If inflation is 2-8%, but you have a long term fixed rate mortgage that is 1.5%, then you are paying the bank back in devalued currency, and gaining on the spread. If inflation is 2%, and the interest rates are 12%, you want to pay that sucker down asap. It is the seen and the unseen consequences of the environment that you need to look at.
@Chris-tg3qy
3 жыл бұрын
@@jeanetteinthisorn4955 I think for the average person, the peace of mind of paying off the family home is probably going to outweigh figuring out which is better in the long run. You also have to factor in that once a house is paid for then all of that extra money can go to something else and that amount will be much larger. I am not a numbers person so if I was starting out, I would focus on paying off my home and maintain my small and steady investments. Once the home was paid for then I would probably kick in substantially larger amounts towards savings and retirement, but everyone has different priorities.
@natashadavies9569
Жыл бұрын
Absolutely. My home isn't large or in a smart area but I own it and that's why I'm able to work less than five days a week and still be comfortably within my means, with a reasonable amount of luxury. If I hadn't focused on paying off my house I wouldn't have the incredible luxury of part time work. I could not afford to rent my little house
We have lived on one income for over 20 years. We raised and homeschooled our children. It was hard in the beginning. But we made it work. We didn’t have a big fancy house or new vehicles, and we ate most meals at home. It can be done!
Hello Lisa from England I’m from a family of 11 children the biggest house we ever had was four bedrooms and we survived, our mother was a excellent cook and we all turned out healthy x
@Manifesting_Secret_Sketchbook
3 жыл бұрын
God bless your mother
@NS-ru1yf
2 жыл бұрын
God bless your mother and her greatful kids,
It's amazing how little you really need when you don't have any debt.
@carlyrose6613
3 жыл бұрын
I cannot wait to feel this one day.
@cherylT321
3 жыл бұрын
So true. I became debt free two years ago... It’s definitely a game changer!
My husband works 40-60 hours per week and only makes $16/hour. I’m currently 21, a stay at home mom of a 2 year old, and my husband starts IT school in September, paid for with cash. We have an emergency fund with thousands of dollars in it, and no debt. We live on our own and have had zero help from parents since we moved out at 18. It’s all 100% possible if you’re willing to live within your means. 🤷🏼♀️
@Simplefarmhouselife
3 жыл бұрын
that's amazing! & so true.
We are a family of 7 and have been a one income family for 16 years so I could be home with our kids. It's been hard but not impossible. We live in New York in a country where car/property insurance are both quite high. It's a sacrifice that is well worth it! Our mortgage will be paid off in about 3½ years.
Toys are another one. I spend very little money on buying small toys every two seconds. I invest instead in the toys are are big, long lasting and that force them to be outside. It's great for their health, for their fitness and for my sanity. Plus it saves money and space! Bicycles, tricycles, trampolines, etc.
Made it on one income with eight kids. "It is the little things." Our friends went out to eat after church services...and we came home to eat. All of the little decisions add up quickly. It is possible. Good advice. Loved the video.
We lived for 20+ years on one income and raised three kids. Wasn't easy, and we had to learn how to be frugal.
My sister in law is 1 of 11 kids. Decent size home but not huge, kitchen was small maybe 10x10 and kids all shared rooms. On 1 income in a suburb with a high cost of living, with grandparents living there as well, but they did it and they are the best and most amazing family ever! It is doable!
I love the I don't clip coupons thing because most coupons are for things that aren't very good for us. I do surf the adds for sales on meat, veg, fruit eggs and cheese,unbleached flour and things like that but most coupon items seem to be things that you just don't need.
My nephew used to say, “ Aunt Darian…you are so un American. You have no debt and only one tv.” Hahaha. It is the BEST feeling and I’m so proud of you for having goals and making life work without all the frills. And without debt. Your family looks healthy and happy …and you’re so young to have already figured this out. I just love your channel and am thinking I need a sourdough started! Thanks for all you share. 💕
@kellywilliams7214
3 жыл бұрын
That is funny that your nephew told you that you were un American. My sister told me I am un American because I have never been to Starbucks and she goes every day. It's all about priorities and I don't even like coffee or fancy drinks.
@LoveFaithLive
2 жыл бұрын
@@kellywilliams7214 Haha that gave me a chuckle, and I'm "un-American" (but not anti!), I'm Australian😂🇦🇺
We have 9 kids in 1000sq ft. A lot of people are always asking people when we are getting a bigger house. It’s not in the plan as of now. My kids are happy and well loved.
@Conspiracymama88
3 жыл бұрын
we are 8 in the same size home and get asked the same thing. Unless you wanna buy me a new house, we are staying put! It's almost paid off! lol
@myimperfectlifewyattfamily1079
3 жыл бұрын
@@Conspiracymama88 yes that’s exactly what I say too
@samanthajoanna72
3 жыл бұрын
I get this too! We are expecting #6 and the first thing people ask is “are you getting a bigger house!?” No. We fit just fine here and love not having a huge mortgage payment.
@myimperfectlifewyattfamily1079
3 жыл бұрын
@@samanthajoanna72 yes our mortgage is less than most people’s rent in our area
@MakedaRucker-rf8ws
3 жыл бұрын
I’m about to have my fourth child and currently live in a 1000 sq feet open floor house. At one point i thought it was too small but i learned that i was always accumulating so much clutter. When i threw so much away it was like a breath of fresh air. A house is not small …it’s the mindset i learned. Always appreciate what you have will be happy and feel blessed
Living on 1 income is totally doable. But like you said, priorities have to change. We have 3 and soon 4 kids. Moved to a mobile home to pay off our debt and haven’t been happier. Now we are saving to buy a little bigger home and land. To reach what we want as a family.
Yes so many people I know hate that my husband and I are debt free and we are in our late 20s and late 30s . They don’t understand we only survived on one car for three years and we had three kids in four years we bought two houses and now we sold our first house and our dream home was payed in cash in our dream neighborhood . We don’t have a debt at all and my friends always ask how we did it or how we lived with one car . I just tell they to write down their goals they want and every choice you make ask if it’s going to hurt your goal and if it does then don’t do it .
@yyhhsss
3 жыл бұрын
You are such an inspiration! why would your friends hate you?! They are so silly.
@anointedtheoryofgospel6012
3 жыл бұрын
People ask but do not want to make the sacrifice. Congratulations
@MommaFromScratch
3 жыл бұрын
It’s inspiring to see all the things you can do when you have no debt
@rachelferguson3958
3 жыл бұрын
Yep this is us. We bought our first home when we were 23 (25 now) have one kid, no debt, I’m a SAHM and husband is software engineer. Living in a low cost of living area really helps.
@PlanYourOneLife
3 жыл бұрын
@@anointedtheoryofgospel6012 I agree with you
So much wisdom here! Debt slavery is by design. I'm in my 60s and we didn't have seat belts. Most of us survived!! Lost wisdom is still alive with Lisa Bass and I am grateful and relieved to hear one so young speak with such conviction and confidence. Raising your own babies is THE most important work on the planet, although we've been convinced otherwise. Beyond grateful for wise women unafraid to say necessary things. 💗
As a grandma now, I always felt badly that we lived in such a tiny, not fancy house as a child compared to peers; we had especially with very cold wintery weather. We were quite frugal with a stay at home mom and a dad in a lower-paid occupation. Now having lived this amount of time, and seeing how the younger generation might do things, I see much wisdom in choosing frugality and having goals.
Yes;;!!!! Too many people put off having kids forever and forever and forever because people on TV say that they're too expensive and give all the facts and figures but the truth is it's depends on how you do it and Faith also has a big part in it
@mitch8235
7 ай бұрын
💯
The quote from Dave Ramsey “live like no one else so you can live like no one else” kept coming to mind. This was just amazing Lisa! Thank you for the encouragement to keep our goal in mind!
You are so right. A generation ago, not that long, there were one income families that raised many more kids than today, the difference was buying for need and not want. Standards were one bath, one car, one phone much less the generation before. My husband and I paid for our last home in 15 years. No debt now. Retired and living on social security. Our friends have more, our kids have more, we have exactly what we want. So proud of you. Everyone can do this
@qfason5836
3 жыл бұрын
The difference is that real wages haven’t risen since 1970…
@gegeschannel8836
3 жыл бұрын
@@qfason5836 I had my first job in 1972, I made $1.85 and hour, minimum wage. I understand the wages/ cost of living. But the requirements for a family was a 3 bedroom, 1 bath, 1 car garage with an average of 1100 sq ft. No upgrades. Today people require at least 3/4 bedrooms, 2 baths, 2 car garage, granite countertops, smart homes and at least 2000 sq ft. Most with pools. There is a big difference in want and the cost to provide it. That was my point.
@qfason5836
3 жыл бұрын
@@gegeschannel8836 how much did ur housing cost in 1972?
@RC-lz1xr
3 жыл бұрын
Depends on where you live. The average house price in New Zealand is $900k and incomes are low. Massive housing crisis there. And if you don't own a home, rent is so high, it's very very difficult to get ahead. Yes frugality has a part to play but you also have to give credit to privilege where it's due. You'll find those scraping the bottom of the barrell are most certainly not holding out for a luxury house with 2 garages and 3/4 bedrooms. We would have been happy to get anything and made offers on many many properties that were at the lowest end of the market (some over 100 years old, mouldy, holes in the floor etc) simply to escape the rental market. In the end we gave up as we were priced out with no signs of the market slowing down. It's so disheartening and change is not as easy as it seems.
Every person I tell never believes me when I say "you can be a stay at home mom if you really wanted to" it's so frustrating. I've been a stay at home mom for 5 years on one income. They never believe me or they just don't want to live the simple life style
@allthechapters
3 жыл бұрын
Depends on the one income. My husband’s paycheck only covers rent, health insurance and our electric bill. That’s it - there’s no money left for things like groceries, diapers, car insurance etc. I could be the most frugal woman on the planet, but before we could live on one income, he would have to change jobs and make more money or pick up a second job. There are plenty of families in a similar situation.
@willow4191
3 жыл бұрын
Hearing that is always crazy to me. I couldn't work if I wanted too. There's no ways I could make enough above child care for it to be worth it.
@BirdyMum
3 жыл бұрын
@@allthechapters I hear you. This kind of lifestyle is literally impossible where I live in Australia unless you're in the red dirt country, and our farmers are literally taking their lives because of an actual, biblical proportion mouse plague and drought decimating crops. We want more than our one beautiful child, but she has multiple health needs and her special food and medication is expensive. Almost no one can afford to own their own homes in this economy, people on one or two wages are living in tents because a normal 9 to 5 job might give you $600 a week, rent can be over $500, then there's food and bills. I cook from scratch, our car is just a reliable rust bucket, we scrimp and save for everything and even use cloth nappies and sanitary products. The society here is very anti-tradiitonal family, anti more than 2 kids, and pro dual wages. It's so different to what I see in other countries.
@roxannesmith4519
3 жыл бұрын
I think it depends where you live, in Australia the average house price is $800,000 and everything is very expensive. You will be below the poverty line and without either food, electricity or housing on one wage for a family
@allthechapters
3 жыл бұрын
@@willow4191 if we ever move jobs, I think that’s the situation we will be in - I’ll have to stay home. I work for a school that has a daycare facility on a separate property, and part of my benefits package is being able to send my kids there tuition free. If we didn’t have that, I don’t know what we would do. Childcare is expensive!
This episode was an absolute answered prayer and what God wanted me to hear today. Bless you Lisa.
@JYYB
3 жыл бұрын
Amen! Same here 🙏🏼
Thank you for addressing this. I'm home here in Ohio and I often get what does your husband do? He's a nurse. An RN not a nurse practitioner or anything like that. 3 kids and I'm on the transplant list for autoimmune. No gofundme or anything although never blame someone who does. People constantly believe we have outside help. We do Dave Ramsey kind of method and have for years.
We have 7 kids on my husband’s military paycheck. We’ve lived all over the US, including expensive California, and managed just fine. We’ve been working towards our goal of owning a farm for over 15 years and we’ve been on our farm for 2 years now. I’ve clipped the coupons and made sacrifices, and gone without to make it happen. We crammed into the Odyssey van and had to take 2 vehicle to church on Sundays because the van wasn’t big enough. My adult children didn’t seem to realize they were actually poor. There’s so many ways to make a house nice without much money. We fit all of us into a 1600 square foot military house. Bunk beds are a large family’s saving grace.
@Aseabasplace
3 жыл бұрын
Military family here too! We have 4 children, and I’m so blessed to be at home with them! Def agree on the bunk beds ❤️
@CowboyBike06
3 жыл бұрын
Some kids have no idea what sharing a room is like! I was raised a one and only and some of my favorite memories were going to my girlfriends’ homes for a sleep over. Two friends came from really big families. One had three girls in one bedroom, sleeping in tri-bunk beds. Her Dad was an architect so they had fantastic study cubes attached all up on the super high Victorian walls. It was amazing! The other friend came from a really girl populated family and all of the girls, except for her oldest sister, slept in the same room. They had several beds and one was a trundle bed. That was equally as cool! You had to walk over all of the beds to get to the door! Both of these rooms were filled with sisters, fun, love, and friendship. After all of the fun we shared, I went back home to my Ethan Allan curated bedroom with matching furniture and a double canopy bed (for one kid!). I loved and appreciated all that I had too. What really gets me chuckling is that my DIL was telling me something our son said to her, prior to their wedding, and her comment to me was that he said that I grew up poor. I didn’t, but compared to my son, maybe I did? His own daughter will have millions one day, but hopefully she won’t be poor either. One day he will realize that everything is all relative to something else. What really matters is our own perception of our circumstances. This is the key to happiness. Bills or no bills, do we have God in our hearts, minds, and especially in our motives? Do we truly trust God with the unforeseen in our lives? Life is always both bigger and smaller than we perceive it to be. Thank you ladies!! You are shaping future generations into great young adults. ♥️
@desert_moon
3 жыл бұрын
Same here. We raised 8 children on one (military) income. I stayed home, homeschooled, cooked from scratch, we hardly ever ate out, had a garden and chickens (plus put in edible landscaping) etc. We spent less per month on groceries than many of my friends with fewer kids. I had my 9th and last post military and he is the only one still at home now.
@MatthewSmith-uf6tr
2 жыл бұрын
Military is easy to do. A lot of that money is tax free. Also there is a lot of support on base. Also deployments pay a ton of money.
Cabbage is our favorite veggie to fill out a meal! We throw it in with soup, one pan/pot/sheet meal~ it’s filling, nutritious and high in fiber. Any color cabbage, red, green, Chinese cabbage, etc.
We paid cash for a 2012 Chevy suburban. We are raising our 5 grandchildren. Our house is paid for. We purchased 5 acres with double wide mobile home with water well for $45k. I don't use coupons either. I shop the outside edges of the store. Produce, bread, meat, dairy.
@LaurenSheehan
2 жыл бұрын
What area did you purchase land in!?!
I grew up in a family of 10 kids.. we lived in an old farmhouse on a farm.. it’s not the “big” house that makes life happy, it’s the love that mom and dad have for each other and loving their children and the simple things of life that makes such good memories and the legacy that will live on.. your life and blogs are so refreshing!! Keep on doing what you are doing.. living simple, loving your kids and teaching them the true meaning of life . They are blessed!! Blessings to you and your family!💕
I want to encourage everyone. My husband and I have been married for 56 years, had four children, built our own home when they were little, had medical bills because two of our children were twins...healthy, but complicated pregnancy ...I was a stay-at-home mom and we were never rich by any means...we all survived, our adult children are doing great and are thoughtful and responsible and treat us with respect...it can be done no matter what year it is if you don't feel like you need it all right now. People are much more important than anything material. And never compare yourself to anyone else....so many friends and family who had to have everything fancy and impressive...their marriages exploded over time...you can do this!
@JesuslovesyouJohn-316
3 жыл бұрын
❤
@Richardcontramundum
3 жыл бұрын
Amen! Good to hear, thank to for sharing
@WVbuellblaster
3 жыл бұрын
My husband and I will be married 40 years this August and we too built our own home (with the help of family and friends) three months before our wedding. It was in 1980 when Lowe's sold kit houses and was the smallest one at 36'X24'. It was hard work for two 19 year olds, but we did it and paid it off within 5 years. Yes sometimes there are challenging periods but just keep your financial goals in focus!
Purchasing a home early on in marriage is one of the keys.
My husband is a public works worker also! We live in Oregon. We have 3 kids and we make it work very well! People are always putting us down for not making more money. But we love very comfortable! I don’t get other people! I get grief all the time for being stay at home mom. I get this so much! Thank you!
@Foxie770
7 ай бұрын
You are doing great! Living the dream. Forget what the negative people say. Family is the most important thing in life!
We built a small ranch style home, 3 bed 1 bath 1323sf in 1990 for $54,500. It’s around 320k now Crazzzzyyy
@breezybre2670
3 жыл бұрын
My parents bought it their house in 1986 for 50,000 and it is now worth $769,000
I am so impressed by you and you are so inspiring. Way more influential to me than all those influencers on Instagram.
Nice video ma'am!! Friends I'm telling you to diversify your income because one income can't really do well with someone that has 5-6 kids. Like My first Income I do a normal 9-5 job, my second income I put it back to work to make more money because I'm not just after the money but the freedom to live on my terms Lol 😁
@andreamilan5471
3 жыл бұрын
Yeah and 9-5 can’t give you the freedom you need . An extra income stream (passive income)is a great option , keep it going 👍
@eiraantoinette6793
3 жыл бұрын
@@andreamilan5471 yes I make 2k weekly as extra income from my Investing trying so much to build more side hustles and extra income
@theresanuel4540
3 жыл бұрын
@@eiraantoinette6793 that's great, how did youu do that, you're making quite a fortune
@marcosalvatore673
3 жыл бұрын
@@eiraantoinette6793 Hey speaking of investing. I've heard so many people talk about it but I don't really know how to start and make a good investment. Share more info please
@eiraantoinette6793
3 жыл бұрын
@@marcosalvatore673 there's a lot of investing options real estate cr ypto ETFS. But my best advice get a professional lead you into profitable one
Without public works cities would fail. So it is an important job. Good for you guys that the blog can support a family ! Whether it is in Missouri, New York, California wherever, the fact you guys can earn that much via online is terrific ! I am on my own . I have been retired the past 2 years, and before that for 22 I worked for temp agencies, side hustles, part time jobs often working 2-3. It gave me freedom, not alot of money but with a little help I made it. I am glad for the decision to do it as it gave me more peace of mind than I had working 17 years for the same company.
Agreed on every level. I hear SO MANY EXCUSES of why people "need" a new vehicle, "need" a bigger house, "need" nicer things. I bought a thrifted depression-era cookbook so I could teach my nieces and nephews the difference between need and want. They were trying to find recipes to use their rationed 2 oz of meat (liver or spam) and 2 eggs per week! 🤔 yet somehow people "need" convenience items.
My husband is currently a high income earner but once we pay off our house in a few years he is seriously considering taking a major paycut to pursue his dream career. I'm trying to practice living on less now, to pay off our house faster and prepare for a future on less. Thank you for your tips!
I was a stay at home mom of 5 for 26 years. Homeschooled the 2 youngest kids till they were in the 8th grade. As an hispanic women it was not common to homeschool in the 80’s and I seemed to have explain my qualifications to do so quite often! We were a one income home for those 26 years and could not afford a lot of things. Thank God my children were never brand name followers and they were content with what we could give them. My children are all on their own and some have grandchildren already but we have plenty of good memories for those years that we were "cash poor", lol!
40 minutes went by so quickly. I so appreciated all you shared
We raised 8 kids on 1 income for years, now of course they are all grown up married with their own families gave us 22 Grandchildren, living below your means always is how we made it ❤ Now we are fully funded of our Retirement and Debt Free except for our mortgage will be paid in full in December 2022
I agree with your financial plan, it is spot on. My husband and I did the same thing and am now retired comfortably. We did not have large incomes and made it work. People waste too much money now. They get sucked into marketing and advertisements that are not needed. They want things now instead of saving until they can afford. Also, the financial advisors out there tell you not pay off your home. That is the biggest lie to get you to invest in their firms which you could lose money in the market. Kudos to you and your husband for figuring it out! 😊
Great video! We live in a 1200 sq ft house (family of 4) and everyone always tells us we need a bigger house. It doesn't bother us. We lived oversees after we got married and returned home after 2 yrs and realized having a big house is an american thing. No other country is obsessed with big houses! I always appreciate your content. You are real and authentic and encouraging. Keep up the good work!
Thank you for giving practical advice about painting 1 hr everyday because of having a young child. It's sooo difficult to do renovations with young children!!!
We did the same thing. We paid our house off probably 6 or 7 years ago on one income. We would put every cent of our income tax returns for years on the principal of our mortgage. It's a awesome feeling being mortgage free 🙃
@Manifesting_Secret_Sketchbook
3 жыл бұрын
BINGO. N PEACE
I know I’m late to this video, but I love your take on this. I am 20 almost 21. I’m a mother of one with another on the way. Two girlies! I also care for my older autistic sister full time as well. I became a SAHM out of necessity. I couldn’t afford daycare or care during the day for my sister. I had worked from 14 on. Lived on my own before moving in with my fiancé. I had always been independent… more recently I have fallen in love with the role. I figured out how to help our financial situation by teaching myself how to cook (I definitely didn’t know anything before) I think a role in the house is so important and underrated. I love the “frugal” homecooked life. We eventually want to move to a farm when we can!
I’ve come back and watched this video a handful of times now because it’s so good. A nice pep talk for me to get back to being frugal 😊
We got married in 2005. Got our first home in 2013 for cheap. Sold it for a good profit 4 years later. Put the money into our second house, sold it in 3 years for a even better profit. Took that money and moved from WA state to southern missouri. Paid cash for our current home last year. Now we can live on $12 hour for two adults, a 2 yo and a baby on the way.
@Simplefarmhouselife
3 жыл бұрын
Amazing!
@thetruthwilllive
3 жыл бұрын
So you essentially got lucky to buy your home in the bottom of the market and sell it at the top. A lot of people found in the past couple years that they are finally ready to buy and now they are being priced out of the market. Just realize that you were lucky and not everyone is that fortunate. Even people who have been very frugal and saved for years.
@CMBauer
3 жыл бұрын
Congratulations on your new baby!
@lorimanha2628
3 жыл бұрын
Where do they pay only $12 an hour? Our teenagers are looking for their first jobs and the lowest one so far was $12.50 and hour and that’s for a 16 year old. Most jobs are at least $13 to $14. That just seems crazy low even to me and I’m a teacher! (So I know low salaries! ) 😁
@WVbuellblaster
3 жыл бұрын
@@lorimanha2628 My son has a Bachelor's degree and his current job (working in the health care field) started out making $10 and now only makes $12 in West Virginia.
I watched this entire thing and it encouraged me to declutter after watching some other decluttering videos before this one and I organized one area, and I am a shopper and I spend maybe $60 a day without thinking and I'm gonna try to do better now. Thank you for the encouragement
Washing our own cars, cook our own meals:) don’t own rv or boats like many. Don’t have a gym membership. hand me downs or pre loved clothes if we can. We do get new winter gear etc it’s a must in Alaska 😆 we live very well yet still think about not spending. We plan our kids future and ours:) that’s what we save for. Love this thank you!!
Consumerism has been with us since the 1950s. Even though social media has only been around in the last 20 years, periodicals have been around forever. Almost every home received the daily newspaper and there was a slew of women's magazines that featured beautiful furnishings, clothes, appliances, cars, you name it. So, the desire for the glittery stuff has always been there and credit card slavery came into being as soon as credit cards were invented. Like you said, you just have to have that mindset. But you make the greatest videos!
My grandparents raised 8 kids in a 3 bedroom home. My grandfather was one of 20 and his house only had 4 bedrooms. I know the laws have changed over the years but it definitely can be done in small places. My daughter's family lived with me for 2 years and it was 7 of is in 1300 square feet
@user-zp6ky3vt7t
3 жыл бұрын
20?? 20!?!? Your poor great grandma! 20? Wow
@emelinee2066
3 жыл бұрын
@@user-zp6ky3vt7t Why is 20 bad? Thats a lot of love surrounding her through life.
@lmlmlmlm7627
Жыл бұрын
@@emelinee2066exactly! Such a blessing!
I chose to stay home with my children, second hand stores, yard sales and double couponing were my best friends. There were priorities we stuck to and we ate good but not expensively. We never felt deprived. I grew up poor and both parents worked, I decided I would stay at home with my children by the time I was a teen. I was accused of being lazy and non supportive to my hard working husband, made me feel very guilty at times.
@annepierre9762
3 жыл бұрын
Girl you’re hard working, im glad you knew early that’s what you wanted. I’m trying to stay at home with my little one noe
@reginapugh
3 жыл бұрын
I'm a SAHM and have definitely battle with those feelings of feeling like you're not contributing enough and also worrying what other may think of you. As homemakers we have a billion and 1 daily responsiblities, yet we still feel guilty. I also homeschool my children and this is way we've agreed to run our home just trying to make it work and make memories!!
@reginapugh
3 жыл бұрын
@@annepierre9762 you can do it. Focus on yourself and don't try to keep up with the Jones'. For me It takes sacrifice, thrifting, shopping sales, and frugality but its doable. Good luck!
@MJYouAreNotAlone1
3 жыл бұрын
I was a stay at home mother for most of the years of raising my children all six of them. It definitely can be done and you are amazing! God bless you
@kellywilliams7214
3 жыл бұрын
Don't listen to anyone accusing you of being lazy. Being a stay at home is hard work and you found ways to save money so you could be home and that is not easy. Those people were just jealous that you got to stay home.
I was raised in Costa Rica... My family only had a little dirt bike motorcycle up until my birth. I was the fifth of eight. That means pregnant mom, dad, and four kids fit on the cycle. 🙌
I think the situation (and the mindset) is pretty different in Europe, especially regarding the size of our houses. We live in a one bedroom apartment (around 540 sqft), we have 2 kids and 2 cats and we actually ARE pretty happy. We are planning to build a house in the countryside since we do not want to live in a city anymore AND we want to have more kids but if we wanted only one/two kids then living like this would be considered completely normal in my country. It is possible to live comfortably but frugally at the same time.
@jenross37
3 жыл бұрын
Where in Europe are you?
@annaz.9076
3 жыл бұрын
@@jenross37 Czech Republic 🙂
@jenross37
3 жыл бұрын
We visited Croatia and our cousins have your same living situation. 2 kids and a one bedroom apartment. Then the whole family has a home in the countryside. It seemed common for more people to live in smaller spaces. And for people to stay home or with a relative well into adulthood.
@annaz.9076
3 жыл бұрын
@C. Lord That is one option. We personally do that mainly because our children are very young (7 months and 27 months), I nurse the baby at night and our oldest sometimes wakes up because of bad dreams etc. The other option (when your child/children is/are a little older) is to arrange some kind of sleeping space for parents in a living room (a sofa bed or a Murphy bed can work really well). It can be a little crowded sometimes and you definitely need to take your kids outside often but it is doable.
Im young and have the same mindset as you. In my generation all the people around me are definitely “spenders” and don’t understand my lifestyle but we are just about debt free (one small school loan left) so it doesn’t bother me!
It's funny how on point this video is for my life right now. We have a home in California and chose to buy VERY small so that we would have a small mortgage. I stay home with my kiddos and we don't spend for pleasure. We are breaking even every month and occasionally get a windfall in the form of tax returns or stimulus. Not a sustainable living, for sure, but we are making it work for now. I love hearing your story and knowing that I am not alone in my situation or feelings or mindset or whatever.
Really enjoyed this. We are a one income household. And there were times earlier in our marriage when money was tight. But, it can be done. You just have to decide what your goals are. Do you want "stuff" or to be a homemaker/housewife/stay at home mom? If you choose the latter, you have to be prepared to make some sacrifices. Especially these days. But honestly, I dont feel like we have sacrificed anything. We have everything we need, most of what we want. We live a very full life.
Locking themselves in basement got me. Great tips, I think we all could be that bit more frugal and I plan to get better at cooking with essentials. Thank you
I agree with all of this. We’re a family of 8 living on one income and we homeschool. We’ve always had used cars. If you take care of them they work great!!! We haven’t paid off my house but we live frugally. Cook at home. Simple meals is where it’s at. There’s nothing wrong about eating a bowl of beans with tortilla chips. So good and cheap.
It seems like the key is having the mutual goals! After ten years we are making goals together and it’s saving our marriage!
Thank you for sharing. Love your story. I always believe in being debit free. It really allows you to be free. I have never liked coupons. Just eat simple and cook fresh. We are debit free and own a small business and we are happy.
Thanks for sharing, Lisa! I have also always been a frugal person, out of necessity, but I’m now learning to not only be more self-sufficient, but also to spend less, and utilize what I already have available to me, whenever possible. My goal is to be completely debt free and pay cash for whatever I plan to own. I also love that you have prioritized your family and chose to stay home to care for your family and your home. Your family and your story are an inspiration!
@Simplefarmhouselife
9 ай бұрын
You can do it!
My husband he's a doctor, we recently bought our first home on cash, it's a modest home under 300,000. We don't drive any fancy cars, both our cars were bought during his residency, fellowship years we used to save money for 1 to 2 years than buy a second hand car on cash. Neither does he nor I own any dior, chanel, Gucci items, we believe if a simple thing can fulfill the purpose why spend thousands of dollars on this stuff it would be wise of us if we spend on someone's education and needs so that he can change his life.
I so enjoyed watching and listening to y’all’s story! I have been married for 49 years and it has been a financial struggle the entire time. We have had 2 incomes for most of it, and one income for some. You are wise beyond your years, both you and Luke. I so wish I had learned all that you do early on in our marriage. I really enjoy watching your channel ♥️
We always lived on my husbands income...for 10 years he was an Air Force enlisted person.We had three children and moved 5 times in 10 years and two of those moves were to Turkey and Germany! We did fine. Eventually I got a part time job, then full time...but never used my income for our living expenses..
I love Dave Ramsey! So great that you were able to meet your financial goals! I will say most people who have issues with spending definitely need to budget. Looking at the statistics, I think there are more people in the “needing to do a budget” category than in the not needing.
Wonderful advise! We have raised 12 kids on a single income and also have been debt free. I love your advice on the used car. We have bought only cars that we can buy outright without a loan and not regretted it. I really enjoy watching you. It nice to see other like minded people in the world.
As a 63 y.o. woman, I can honestly say that I only get new cars and I only pay cash for them. That being said, I keep my cars for a very long time. I had my Ford Escort for 16.5 years. I got rid of it at 103,000 miles because I was in an accident. My next vehicle was an '07 Toyota RAV4 with all the safety equipment of the time. It now has 109,000 miles on it and I consider it finally "broken in". I figure it's got another 100,000+ miles to go. Cars will last if you change the oil and rotate the tires appropriately. I totally believe in use, reuse, re-gift and recycle. I don't believe in paying a lot of money that advertises someone else's business UNLESS it is a family member's or friend's business, so I don't buy clothes that advertise designers or teams. That's my preference. When all of my friends were out shopping the sales, I stayed home and saved money. I retired at age 57, live off my savings and don't yet collect Social Security, and just returned from a month long vacation (not camping) road trip. I do have debt, but it gets paid down every month and I expect to pay it off in the next year. This is the first time in 30 years that I've had debt and it is a very uncomfortable feeling. The vacation was something I chose to do with my 15 y.o. child to build memories before she starts working. People can choose to not live up to what they imagine other people expect. Everyone can grow some of their food to lower the budget. Wear things longer. Don't buy in to commercialism.
I recommended this video to my son and his new wife. Being frugal and continously learning more ways to be more frugal just feels good.
We are a family of four. People are shocked when we only have one car. We make it work and we plan things out in advance 😌
@Simplefarmhouselife
11 ай бұрын
Yes, it is possible with planning and sacrifice.
Such a good reminder! As a homemaker it's easy for me to forget that forgoing some current comfort (ie the perfect used furniture, the pretty dishes, all of the extra garden tools) as a sacrifice to reach the goal of owning a homestead is so worth it. Thank you for the reminder of what the bare essentials are and the value of getting by to reach a goal!!!!
I love your stove! We had one just like that! My family, 2 kids and both parents, lived one my income for ten years. It was hard, but we did it. We are now double income and things are now easier. We are out of debt, too!
Thank you from the bottom of my heart! I'm serious ai really needed to hear this. I have been drowning in consumerism and not knowing I can pay off my house sooner I thought this is just the way life is. You showed me my dreams are possible and I can live a simple life and be happy with what I have
@paminhenan
3 жыл бұрын
I think our goals change as we age. I used to shop quite a bit in my 20's, now at 67, I've been wearing some of my comfy clothes for like 8 years:)
Honey, it would be so awesome if lots of young people would watch your blogs!!! Love your way of doing things. I was like that when we were raising our boys!! Blessings
So nice of you to share. I had 7 children too. They are all grown. I’m kind of sad! I so miss that life. It’s funny you did reveal that you went to school for marketing. Ty! That has always been the missing link for me. I have tried so many things over the years and no real success. I started some YT channels and I watch others grow and succeed always wondering why I can’t. Idk why I’m going on but someone probably can relate. Sadly I lost two children and even wrote a book. No one buys it! Well maybe a few under 50 copies. Not that I wanted it to be my money maker. It’s just again, no marketing skills!! I wanted to help others so I know my heart is right. But I am very happy for you and hope you continue with your success. ❤
@Simplefarmhouselife
3 ай бұрын
thank you for sharing with us
Totally true! Living on one income simply requires choosing to make it work. You trade stuff/money for the lifestyle you want.
@tiadavenport5465
3 жыл бұрын
It seriously depends on where you live. Retirement never seems to come up in these videos.
@househackingmom1098
3 жыл бұрын
@@tiadavenport5465 if you’re debt free, you have way more income to put toward retirement. My husband and I both worked hard/extra until we paid off all our debt (student loans/car) before I quit my job to stay home with our kids. We lived in a much cheaper apartment than we could have afforded and basically didn’t buy anything for 18 months while we were paying off debt. We put 15% of his salary toward retirement now and live in a small townhouse with a $925/month mortgage/HOA. We live VERY simply so I can stay home. we probably won’t be able to pay off the house nearly as fast as Lisa bc we are putting so much into retirement, but that’s ok.
I love this! We live in an expensive state, CA, and have lived off of 1 income for the last 5 years (and will continue to do so). The key is to live well below your means, save, and stop Impulse buying and shopping. Awesome tips!
Thank you for actually saying what you paid for your first house. With budgeting, I can totally see how it’s possible to pay off the mortgage within 5 years even on a single salary. I’m living in the UK and have been dreaming of buying my own property for over ten years now, but despite budgeting and investing, and even with two people’s salary, we cannot buy the type of property we would like. For reference, a house and land of the size that you have now would probably cost £750,000+ and that would be going into pretty remote areas of England where it would be basically impossible to find jobs that can support a mortgage of that size (with both of us working, of course). …one day, I hope! I really enjoy your videos -a real dream of farmhouse life!
Cheers to a fellow Missourian! My Mom raised 4 kids on a part time job! We didn't have extra things like cable but had a tv and movies that we could watch, books, and done so much outside WITH OUR MOM! She bought most of our clothes second hand but it was not apparent to any of our peers at school. She took us on adventures almost everyday weather permitting.... picnics, bike rides, watch local ball games, play in the park, she'd even go outside with us and play in the rain, fishing and swim in our smaller pool. I'd not change my upbringing for anything. I learned a lot with my Mom and have so many special memories. My thoughts about people today is they're living out of their financial means. They're living to pay the bank! In reality none of the fancy homes and new vehicles are theirs or owned by them. Just my thoughts
I'm so thankful for a Godly woman like you to learn from! ❤️ I listen to all your podcasts on here. Continue to share what God has done in you friend and don't be discouraged by anything!
Oh my gosh Lisa you are an inspiration and thank you for sharing your personal circumstances with us all in order to help and encourage people. You are a very warm and open person and I always think to myself when watching your videos “wow, look at that woman go!!” You honestly have so much light and energy and great tips. Thank you x
Hi Lisa, totally agree and practice all your tips. I live in Australia so we are blessed with healthy wages, but also comes with high living Expenses, we are a dual income family as I do work 7 days per fortnight with two children, but often find myself arguing the point as to why we have such low debt, and only mortgage. We chose to drive used cars, my husband just brought himself a new (to us) in cash of course, 4WD that is 16 years old, luckily my dad is a diesel mechanic so he was able to check over it properly, but when taken care of those cars literally go forever, they are designed to. No need to spend 100k on a new one. We also brought an old house, in an excellent area, slowly renovating, and when the time is right will sell on and upgrade, my kids have shared a room until one is finished for them to have their own rooms and they are FINE. Yes we have no butters pantry and all the bells and whistles, but we also are not struggling for money, which to me is much more important. It’s a shift in priorities a lot are just not willing to entertain
Thx Lisa I agree We did an overhaul of our finances 7years ago & we changed our lives We only have 2 years with our mortgage now I make everything from scratch, we are frugal minded now & the best part is that we are doing it together (so great when hubby & wife are on the same page 👍🏻) I love following you & your recipes too Cheers from Australia 🇦🇺 Deb 😆❤️
I loved your story. It reminded me of our journey. We raised four boys and one income. We bought our first home in 1992 and paid off that mortgage in 5 years. We lived there another 13 years, saving money to pay cash for our current home. By the way, I have a 1946 Magic Chef stove that is very similar to your stove.