4 Secrets of Social Security Survivor Benefits 🤫

Understanding what happens to Social Security benefits in the event of a death is something that HAS to be understood and in today’s video, I’m going to tell you four things about survivor benefits that almost NO ONE is talking about.
🔥🔥 Get the Ultimate Social Security Cheat Sheet! It takes the essential information from the 100,000 page Social Security website and condenses it down to just one page! 🔥🔥
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🎤 If you're preparing for retirement or already enjoying it, you'll definitely want to catch my podcast, Big Picture Retirement. Your retirement's success hinges on seeing the "big picture" and tying together your legal, tax, and financial strategies. On the show, we dive deep to offer insights on effective planning, and I'm joined by my co-hosts - attorney John Ross and yours truly, financial planner Devin Carroll. www.bigpictureretirement.com/
➡️ Want to hire Devin and his team? -- www.carrolladvisory.com
Don’t miss my free online workshop, “How to Choose the RIGHT Age to File for Social Security.” In this workshop you’ll learn:
✔The Most Important Factors to Consider BEFORE You File for Benefits
✔How to Coordinate Your Social Security Filing Decision with Your Other Assets & Income for a Tax Efficient Distribution Strategy
✔Why This Is The Biggest Decision of Your Retirement
Access the workshop today at this link
www.devincarroll.com/SSessent...
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📜 HEAR YE HEAR YE: Some of my videos contain links to third party products, apps, and services. If you click through, I may receive a small referral fee to my media company (Carroll Media Properties) through their referral program. Rest assured, I only recommend products or services that I believe will be helpful and informative to my audience.
⭐⚠️⭐Please read this⭐⚠️⭐
⚠️I am not an attorney, SSDI advocate, or affiliated with the Social Security Administration or any other entity of the US Federal Government. I am a practicing financial planner, but I’m not YOUR financial planner and since I don’t really know you, I can’t give you advice. So please don’t take this video as specific advice for your specific situation. Consult your own tax, legal and financial advisors. 🙇🙇🙇🙇🙇
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Пікірлер: 490

  • @DevinCarroll
    @DevinCarroll Жыл бұрын

    Download the Social Security cheat sheet here 🔥 devincarroll.me/sscheatsheetyt

  • @maryward613

    @maryward613

    Жыл бұрын

    Thank you!

  • @donnalmich8398

    @donnalmich8398

    Жыл бұрын

    Thk you!

  • @donnalmich8398

    @donnalmich8398

    Жыл бұрын

    I asked for the cheat sheet an hour ago, i never received it?

  • @frannichols721

    @frannichols721

    Жыл бұрын

    @@donnalmich8398 by in

  • @tanahudginspayne9173

    @tanahudginspayne9173

    Жыл бұрын

    @@donnalmich8398 how do you get the cheat sheet? How do you put your email on his email list?

  • @lajuanjackson671
    @lajuanjackson671 Жыл бұрын

    I agree. A widow or widower should be able to receive all of their spouses benefits, along with their own. Where does that money go? We could benefit from that money. It could really help a lot.

  • @Migglefitch

    @Migglefitch

    Жыл бұрын

    The feds steal it

  • @Migglefitch

    @Migglefitch

    Жыл бұрын

    It goes in Swiss bank accts under our congressmen, women, presidents, generals, and corporate amrikkka accts. It gets split and stolen

  • @Stephanie12BGood

    @Stephanie12BGood

    Жыл бұрын

    I'm in the same situation.. my deceased husband is worked over 44 years.. it's said on what I received being a Widow

  • @brendazona4492

    @brendazona4492

    Жыл бұрын

    I totally agree with you, when I lost that money after my husband died it hurt really bad and it still hurts to this day.

  • @jackr2323

    @jackr2323

    Жыл бұрын

    @@Migglefitch this is a lie. Social Security is akin to auto insurance or homeowners' insurance. If you don't have a qualifying event you don't get the money. You pay money for theft insurance. If you sell the car without it getting stolen you don't get the money back. If the car burns to the ground you don't get money back from the theft part of the policy. Lying about this giant Ponzi scheme doesn't make any sense when people are attempting to figure out what really happens to the money. It goes to those who have a qualifying event.

  • @ConnieWilsonbricks101
    @ConnieWilsonbricks101 Жыл бұрын

    I agree, a spouse should be able to collect all of their spouse’s Social Security benefits.

  • @dianesullivan5338
    @dianesullivan5338Ай бұрын

    Investors sent stocks flying, cheering the Consumer Price Index report that showed inflation slowed more than expected last month.What is the greatest strategy to take advantage of the current bull market while I'm still deciding whether to sell my $300k worth of stocks?

  • @HildaBennet

    @HildaBennet

    Ай бұрын

    It's more challenging to create a strong financial portfolio, so I advise you to get help from a professional. You can then receive strategies that are specifically suited to your long-term objectives and financial aspirations.

  • @FinnBraylon

    @FinnBraylon

    Ай бұрын

    Quite true! You don't necessarily need to be a flawless investor; all you need to do is seek advice from an expert. I began investing in 2020 and pulled a profit of roughly $900k that same year despite having no prior investment knowledge.

  • @PennyBergeron-os4ch

    @PennyBergeron-os4ch

    Ай бұрын

    Due to the significant market falls, I need advice on how to rebuild my portfolio and develop more successful tactics. Where can I find this coach?

  • @FinnBraylon

    @FinnBraylon

    Ай бұрын

    “SONYA LEE MITCHELL” is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

  • @mangot589
    @mangot589 Жыл бұрын

    The most terrifying time in any older persons life. We have been paying into this for our whole working life. . But I’ve been a homemaker for maybe 90% of my married life. But, caveat, the breadwinner has done OK. but ok then, is not the same as ok now. I’m petrified. I’ve also been hearing that “it’s going to run out” since I was 25. 80’s. Probably why I’m terrified . I fully expect to live in a shed. Nice.

  • @Savannah-ed4rv
    @Savannah-ed4rv Жыл бұрын

    I can't totally complain, but I think it's really unfair that a widow or widower cannot claim both benefits after full retirement age. My husband contributed to Social Security all his life until he died at 51. He was on disability a short time but never was able to access his retirement benefits. It's a total rip-off that someone being married to someone over 10 years can only claim one or the other and that's my beef with Social Security!

  • @terryh1811

    @terryh1811

    Жыл бұрын

    Rip off

  • @alicehines5902

    @alicehines5902

    Жыл бұрын

    Yes I’m a survivor and we should be able to collect both the law should change I was married for 27 years and he died at 38 brain tumors

  • @helenflorentino5231

    @helenflorentino5231

    Жыл бұрын

    Do you mean 48?

  • @sharonferree7662

    @sharonferree7662

    Жыл бұрын

    I only get my husbands and it's not 100 % which I think it should be who's getting the other percent of it? Because he paid in Max

  • @sharonferree7662

    @sharonferree7662

    Жыл бұрын

    And I'm disabled

  • @chrisanderson9157
    @chrisanderson9157 Жыл бұрын

    SS isn't a benefit, it's my damn money!

  • @andreahughes6288

    @andreahughes6288

    Жыл бұрын

    Absolutely I agree!!

  • @HARolette28

    @HARolette28

    Жыл бұрын

    Facts

  • @cindys9858

    @cindys9858

    8 ай бұрын

    It's just a payment, by definition, chill. You are getting a payment of YOUR money. So yes it is a benefit.

  • @chrisanderson9157

    @chrisanderson9157

    7 ай бұрын

    @@cindys9858 No, it's not a benefit. It's theft! The whole idea of SS was to steal our money then kill us by various means in hopes we never get it back. Also, there is no interest gained. The Feds steal it then use it for other purposes. Probably gaining interest with it to keep it for themselves.

  • @lorimenshew2033

    @lorimenshew2033

    3 ай бұрын

    It doesn’t affect what you get… they just get 1/2 the amount

  • @vickicook8980
    @vickicook8980 Жыл бұрын

    My husband just passed last week. I can’t get hold of SS. I waited over a hour and they hung up on me. I need to report his death and file on his SS. Tyvm

  • @PatricaKing

    @PatricaKing

    Жыл бұрын

    Go to the SS office in person with death cert and marriage cert. You will get farther in person.

  • @dollbabe2

    @dollbabe2

    5 ай бұрын

    In most cases, the funeral home will notify Social Security of the death. You will still have to apply for benefit however.

  • @catmac9192

    @catmac9192

    4 ай бұрын

    I walked into a local SS office in South Boston Va. I was in & out in 20 mins. They took all my info and copies of paperwork. Then set up for a phone call about 8 weeks later

  • @christophergeorge8800
    @christophergeorge8800 Жыл бұрын

    YOU PUT THE SOCIAL IN OUR SECURITY. A GOD SEND TO US ALL. THANK YOU FOR YOUR CHANNEL.

  • @buck8055
    @buck8055 Жыл бұрын

    Thanks Devin. As a retired government employee, followed by 26 years as a financial advisor, I appreciate the time and effort you have put in on your videos. I retired some years ago and the 2016 rule changes on SS filing, as it relates to survivor benefits caught my eye. I just recently filed for my own benefit at 70. My wife is 10 years younger and has contributed into Soc. Security for over 40 years herself. Our situation requires a well thought out strategy in the event she has to employ a survivor strategy. Fortunately, our son took over my practice and we have all the software and calculators we need. Most people don’t have that type of information right at hand and you are providing a valuable heads-up. My wife also asked me to extend her thanks to you on this important topic. It’s not like SSA is likely to go back and catch or rectify a survivor’s filing status down the road.

  • @alicedgilley7701
    @alicedgilley7701 Жыл бұрын

    I was on disability when husband died. I started receiving spousal benefits when I turned 50.

  • @Suzanne-tt9vz

    @Suzanne-tt9vz

    Жыл бұрын

    Yeah same here

  • @claudiahill2138

    @claudiahill2138

    6 ай бұрын

    Did you have to go through the whole disability review again?

  • @hots4jc
    @hots4jc Жыл бұрын

    If a woman is 60 and is going to wait until her full retirement at 70, the government will have raised the age to 75. Hoping we will die before they have to pay our money back to us.

  • @sodaratieng9507

    @sodaratieng9507

    Жыл бұрын

    Rip off.

  • @Telcomvic
    @Telcomvic Жыл бұрын

    Can you do a video (if you haven't already) on how benefits might change once both partners start collecting SS and one dies?

  • @Utx55
    @Utx55 Жыл бұрын

    Thanks Devin. Great info to know!

  • @dionnecarmona7722
    @dionnecarmona7722 Жыл бұрын

    Hi Devin. Great and informative video as always. Greetings from New York City to you. Thank you!

  • @lindawonderly5770
    @lindawonderly5770 Жыл бұрын

    My sister-in-law wanted to wait for the largest amount to sign up . She waited so long she died of cancer and lost all of the money she could have been helping her to live.

  • @marybingham4173

    @marybingham4173

    Жыл бұрын

    That is truly sad, and I’m sorry for your loss. That is exactly why I started drawing at 62. Know one knows how long we have to live.

  • @despicabledavidshort3806

    @despicabledavidshort3806

    Жыл бұрын

    That's so sad

  • @brucebuckeye
    @brucebuckeye Жыл бұрын

    Ouch my brain hurts! Glad you got this Devin!

  • @jackiejohnsongafford9430
    @jackiejohnsongafford9430 Жыл бұрын

    My salary was more than my deceased spouses and I was told I could not draw survivors benefits. This seemed unfair to me. He died at age 42. I began drawing disability at age 48.

  • @flacodanny7369
    @flacodanny7369 Жыл бұрын

    Thank you, keep up the good work.

  • @dori4567
    @dori45677 ай бұрын

    Excellent video , you explained a lot of things I have questions about, in a way I can understand , thank you

  • @janettecarrell
    @janettecarrell Жыл бұрын

    My Scenario. My husband died in 1992 at the age 52. I was age 49 at the time of his death. I didn’t start collecting ANY Social Security benefits until I was age 65, but this was using my surviving benefits on my husband’s SS. I continued to work until age 70 and was told by SS, to come back in and at that time switch to my own SS Benefits as it would be significantly higher. I did so, and yes it was significantly highly. Only some time later, I got a letter from SS saying I was overpaid by the tune of $5,200.00!! I had 3 ways to repay it. 1. Social Security would halt my monthly payment until said amount was paid back. 2. I could send a check to SS for said amount. 3. Have SS withhold an amount within a 2 year payment. I contested all 3 options and we settled with SS withholding $100/mo. For 5 years. I did that and now, after watching your video, it sounds like I should have been able to collect widows benefits from the time he died at age 52. That’s 16 years of benefits that I missed out on. Is it too late to go back and get this? I am now 80 years old!! I hope I can get an answer!

  • @evelyntaylor4470

    @evelyntaylor4470

    Жыл бұрын

    I'm confused too. I started my SS process last month!!🤞

  • @edhettwer7920

    @edhettwer7920

    11 ай бұрын

    You would have then needed to be at least 60 to draw on his if he's dead. Numbers are based on your age. At 67 would be your max or FRA if born before 1960.

  • @phyllisgrounds3770

    @phyllisgrounds3770

    7 ай бұрын

    @@edhettwer7920 .

  • @robertlank8771

    @robertlank8771

    7 ай бұрын

    You could have received spousal benefits at 50 and disabled or 60 and healthy so 5 years of payments you missed out on. They owe you but you will never get it.

  • @dipaknadkarni62
    @dipaknadkarni62 Жыл бұрын

    I am a widower who turns 62 this month. My wife died on active duty in 2014 when I was 55. I am now retired from the Navy for one year. I receive survivor benefits until I turn 70 when I will take mine. Is COLA also applied to survivor benefits. Thank you.

  • @bonnieanderson5865
    @bonnieanderson5865 Жыл бұрын

    Thankyou so much. Such a blessing!

  • @ashfaqshaikh3915
    @ashfaqshaikh3915 Жыл бұрын

    Excellent explanation

  • @nicknaseman2632
    @nicknaseman2632 Жыл бұрын

    Another great video. I really appreciate you breaking down some of the complicated SS rules into easy-to-understand segments! Thanks!

  • @user-lo6td4eu3r
    @user-lo6td4eu3r5 ай бұрын

    Great presentation very clear

  • @maryhoward4219
    @maryhoward4219 Жыл бұрын

    I have full benefits based on my deceased spouse - Fed, Military, SS and TRICARE/Medicare. BUT if I remarry I loose it all! If new spouse dies or divorce- I can not reclaim lost benefits! This is designed to stop marriage. Not supposed to live together either! 🤡

  • @MelissaCoup
    @MelissaCoup Жыл бұрын

    Devin can u do a video on Survivor benefits, the changes with the bill that just passed? It'st's not set in stone but I feel it will remain, Thank you so much for all you do

  • @3864ist
    @3864ist2 ай бұрын

    thank you for the cheat sheet :)

  • @dannettesavas3269
    @dannettesavas32699 ай бұрын

    Thank you for this video. I was unaware of a lot of this. How do I check to see if Windexing would help me

  • @harrisonchevy4452
    @harrisonchevy4452 Жыл бұрын

    Great informative video Devin, thanks so much.

  • @ideasmatter4737
    @ideasmatter4737 Жыл бұрын

    As I am a survivor, I am navigating these waters in real time. I am still working until I become Medicare eligible. Then I plan to take a benefit on my record and switch to my spouse’s at FRA which I understand is 66 and 10 months for survivors. The part I don’t understand is whether I should file on my record at 62 even though my benefit would be reduced because of my income. Is that a permanent reduction? That part of the numbers game just flies past me every time I try to understand it!

  • @janepols9215
    @janepols9215 Жыл бұрын

    Very helpful.

  • @sueharris6616
    @sueharris6616 Жыл бұрын

    As always very good detailed informative information

  • @esterescobedo4949
    @esterescobedo4949 Жыл бұрын

    I just turned 70. My husband passed in 2011. I've collected his SS since then. Of course, he worked longer (ret) from the company at a higher rate of pay and hours collected altogether... Would it be wise to switch to my own if amt is higher?? Or, will I lose his benefits from his work pension? I'm confused as it is, with all these confusing offers from the medicare insurance supplement plans. A different matter, same problem, choosing what's best and wise!! 🤔

  • @MrALBOBALBOB
    @MrALBOBALBOB Жыл бұрын

    Devin - thanks for video...but..it appears most of the scenerioies in the video pertain to someone dying early in life, prior to normal retirement ages (60's). While I understand many people die young, I am guessing most (90%+) live well past age 60, and most are married to someone about the same age. I think it would be helpfull to a much greater number of people to explain various survivor strategies for spouses when at least one spouse has reached at least age 62 before dying,, and the other is at FRA or at least near age 60.

  • @bryanbennett972

    @bryanbennett972

    Жыл бұрын

    I agree AB Kansas. I would like to know more about your scenario as well as mine below. My wife and I have already reached the "Senior Level" and all our Children are over age 35 and on their own now and would not be eligible for any of our benefits. I am currently 67 and retired getting my Full SS Retirement Benefit. My wife is 61 and still working and she plans to retire at her Full Retirement age of 67. If I am still kicking in six years when she retires at 67 I will be 73. Once we are both drawing our full SS benefits if I die after that time when I am 73, would she still retain her full SS Benefit and also be able to draw a Spousal Benefit from my passing away?

  • @markdavis1116

    @markdavis1116

    Жыл бұрын

    She would continue to get hers or your, which ever is higher, but not both

  • @lamarcarter6699
    @lamarcarter6699 Жыл бұрын

    Thank you sir

  • @anneramirez6612
    @anneramirez6612 Жыл бұрын

    How long does it take for Surviving Spousal benefits to begin once all documents are submitted & approved? The website says 2 to 4 wks. I'm already approved but waiting.

  • @NeverBasicNikki
    @NeverBasicNikki Жыл бұрын

    Can you tell me how child in care benefits are affected my living parents income? What are the income limits?

  • @jeffpolen9533
    @jeffpolen9533 Жыл бұрын

    Enjoy your show i learn something new every time but i am curious how long do need to b married to collect survivor benefits thanks

  • @laurreneberry3480
    @laurreneberry3480 Жыл бұрын

    I will re watch this good information.

  • @kite6864
    @kite68645 ай бұрын

    can you make a video on the work rules for survivor's benefits? it seems they are different than regular SDDI. are work rules different for widows and for dac receiving benefits under a deceased parents?

  • @venegasenmerida6307
    @venegasenmerida6307 Жыл бұрын

    Thanks!!!!

  • @cherylself4629
    @cherylself4629 Жыл бұрын

    My friend worked a civilian job at an Air Force Base. When she retired, she took an amount based on her ex husband’s SS, then when she reached full retirement age she switched over to her own. I can’t find the rule for that maneuver. If I am on my own SS, and now am 72, is it possible to switch over to my ex husband’s SS at this point?

  • @buyerbware25

    @buyerbware25

    7 ай бұрын

    If you were married to him for at least ten years, you should call Social Security and find out how much you would get by collecting on his account. Get his Social Security number before calling.

  • @gduran9236
    @gduran9236 Жыл бұрын

    Thank this is complicated. Quick question, are survivors benefits subject to an earnings test or are such benefits based on the decedent’s earnings?

  • @stevebarrons3215
    @stevebarrons3215 Жыл бұрын

    Mr. Carroll I have always enjoyed your informative videos. thank you for the time and effort you put forth on our behalf , I would like to get your opinion about my Social security ? Currently I receive survivor benefit after my wife passing and I turned 60.. I am now 65 years old and my full retirement age is 66 and 4 months. The difference is my benefit will be about 1,000 more than I receive now as a survivor benefit..I am in good health and see no problem reaching the 66 and 4 months threshold ,. The SSA increase will not move me from my current tax bracket. I would appreciate your exert opinion .. Thank you Sir.

  • @sandraharper8112
    @sandraharper8112 Жыл бұрын

    Can you still switch to your on SS benefit if you recieve the survivors benefit after age 70 because you are still working.

  • @user-di2on5gl2d
    @user-di2on5gl2d Жыл бұрын

    They should've allowed it to cover funeral expenses too. I had to pay for it out of own pocket. Took 8 1/2 years to pay off debt! 😢

  • @dannettesavas3269
    @dannettesavas32699 ай бұрын

    My husband passed 56 and I was 47. He was military for three years and I retired at 62. If you catch Social Security, not doing the Windex in when it should be done how do you go up against them to correct it?

  • @deborahharvey9343
    @deborahharvey9343 Жыл бұрын

    Recently divorced at 64. (Married 25 years). My now ex-spouse took early retirement at 63 . (I'm waiting for FRA 66.8 or at 70.) Would I qualify for his FRA benefit once I reach FRA or half of his early benefit rate?

  • @susanstewart7663
    @susanstewart7663 Жыл бұрын

    Please explain how SSB works if Surviving Spouse is 62 and drawing Benefits and Deceased Spouse was only 60. Is she eligible for survivor's Benefits and when?

  • @MagnumVideos
    @MagnumVideos4 ай бұрын

    Great video, but I still am confused regarding how they calculate survivor benefits: Is it just the benefit amount that the deceased worker was getting per month? My wife just passed away, and she was receiving retirement benefits equal to about 1/3 of my retirement benefit amount. Do I have the option of keeping my own retirement amount or will they change it to her amount (1/3 of mine)? Or is there another calculation that goes into it to make the survivor benefit something more equitable? Or do you just take the loss and keep your own retirement benefit. I have search SSA websites and can't find the answer. I hope you can provide some info on this. I'm worried.Thank you so much.

  • @jimfones5169
    @jimfones51695 ай бұрын

    Can you speak about survival benefits for a divorced spouse. And is it possible to receive a benefit after the spouse has remarried to receive a spouse’s benefit from a past marriage.

  • @michealsizemore1
    @michealsizemore1 Жыл бұрын

    Good day. Can a surviving spouse receive SBP, DIC, and Social Security Benefits at the same time. I know the surviving spouse can receive SBP and DIC at the same time but am not sure how Social Security is affected.

  • @Dee-iu2co
    @Dee-iu2co Жыл бұрын

    What if the wife takes SS Benefits at an early retirement of 62 and the husband takes SS Benefits when he is fully retired at 67? How would they calculate the survivor benefits?

  • @MrALBOBALBOB

    @MrALBOBALBOB

    Жыл бұрын

    it all depends which ones dies first and when, etc. Assuming husband had the higher benefit, when he dies the wife would then switch over to survivor and get whatever amount he was getting, but that assumes she has by then reached FRA. If not, normally it's best for her to continue to receive her benefit until she reaches FRA and then SWITCH over to survivor benefit.

  • @frankbotelho2220
    @frankbotelho2220 Жыл бұрын

    Is it possible to get more information on DAC

  • @kerriewalker368
    @kerriewalker368 Жыл бұрын

    My husband died at age 27. I am over 60 now. Are you saying I could claim survivor benefits? I did receive SS for my children and myself until our youngest child was 16.

  • @captainkrunch6372

    @captainkrunch6372

    Жыл бұрын

    My sister got remarried but then got divorced and recieved her survivor benefits from deceased 1st husband.

  • @daisydukes8252

    @daisydukes8252

    Жыл бұрын

    Talk to social security and find out.

  • @maryelizabeth8793
    @maryelizabeth87938 ай бұрын

    Does the windexing formula applied work if the deceased person was collecting SSD at the time of his death? Or is it only applicable if the spouse died and not on SSD?

  • @carolfisher9941
    @carolfisher9941 Жыл бұрын

    My husband was on social security disability prior to his death at 59 yrs old, I had just turned 60. Can you do a calculation using this type of information to calculate best times to use widower benefits?

  • @kimberlycrutchfield2076

    @kimberlycrutchfield2076

    Жыл бұрын

    You get 82.5%

  • @toreckman8899
    @toreckman8899 Жыл бұрын

    I look forward to it

  • @beckydavis4958
    @beckydavis4958 Жыл бұрын

    My daughter is 40 and her husband of 16 years passed away this year at 52. She has MS and is finally accepting that she needs to take disability. I don't understand if she can get SSDI using his benefits or if she just has to get SSI and wait over 20 years to apply for actual SS using her husband's benefits. So confusing! She's trying to figure it out too, of course, but I'm trying to help ...

  • @darinfisher989

    @darinfisher989

    6 ай бұрын

    If she gets full disability 100% disabled she gets whatever she would have got at age 67 now

  • @txtweety99
    @txtweety99 Жыл бұрын

    What if my husband was on social security disability when he died at 60. I get survivors but how do I know if I got the right amount

  • @rddalton7056
    @rddalton7056 Жыл бұрын

    Can u tell me we're. To find out if I have a pay date listed

  • @sodaratieng9507
    @sodaratieng9507 Жыл бұрын

    It is too confusing! Why don’t lawmakers make it easy for working people to get their benefits? Both were working , they should get both when one died! This is the kind of rip off to give it too the people that never worked!

  • @westernmanfisher
    @westernmanfisher Жыл бұрын

    Got them all -easy !

  • @carrieweaver6161
    @carrieweaver6161 Жыл бұрын

    I have a question that I cannot find the answer to. Could you help me? I was married to my first husband for 36 years, he passed away at age 60 when I was only 51, We got divorced before he passed away. I later got remarried but the marriage only lasted for 5 years. Now I know that the rules say that I have to be divorced from my first husband for 2 years before I can start collecting benefits at age 60, but do I have to be divorced from my second husband for 2 years before I can collect benefits on my now deceased first husband?

  • @minerva63
    @minerva63 Жыл бұрын

    Can a child from a different relationship receive social security under their father's deceased Benefits end up to what age

  • @embededfabrication4482
    @embededfabrication4482 Жыл бұрын

    mom (divorced) is getting dad's survivor benefits now. is she taking what the witch (widow) would have been getting or does she get a survivor benefit too? As long as mom stays alive she's takin her SS survivor benefit??

  • @wyndroemotovlogofficial5476
    @wyndroemotovlogofficial5476 Жыл бұрын

    Good evening , I would to ask regarding our situation my father is a member he is married but long year separated by his legal wife but the benefîcial reflected in his membership is his common law wife and the beneficiary is his children in is common law wife, last 2017 my father died but legal wife claimed the benefits but làst July 2022 the legal life die, can the beneficiary claimed the benefits ?

  • @cyndiwatanabe7439
    @cyndiwatanabe74395 ай бұрын

    I was 38 when my 64 yr old spouse died 21 years ago. I was told I couldn’t collect his benefits until I retired. Is that correct??? A friend told me I should be able to collect his benefits now.

  • @keiththompson933
    @keiththompson933 Жыл бұрын

    My father is 84 years-old in 2014 he passed away. I received my father social security survivors benefits.. I received both disability benefits and survivors benefits too.

  • @JustMeB729

    @JustMeB729

    Жыл бұрын

    ​@Esther Romero I'm with you Esther. WHAT!!!

  • @crystalrobbinsgreen5785

    @crystalrobbinsgreen5785

    Жыл бұрын

    They wouldn't let me collect both. Only one or the other.

  • @sweetpeach6583

    @sweetpeach6583

    Жыл бұрын

    How old were you when you collected your father's benefits,? Can an adult child collect if not disabled?

  • @paulac7802

    @paulac7802

    Жыл бұрын

    Is that because he supported you?

  • @crystalrobbinsgreen5785

    @crystalrobbinsgreen5785

    Жыл бұрын

    I've never heard of that and my Daddy was a vet and passed away. Kids quit getting it at 18 or 21 if still in college

  • @debbiealter8629
    @debbiealter8629 Жыл бұрын

    I’m 62 getting Ss dis’s ability. Is it the same as regular social security payments?

  • @las1257
    @las125711 ай бұрын

    I have a question regarding full retirement age and the earnings limit as it applies to widow(er) benefits and retirement benefits. The full retirement age for a person born in 1955 for retirement benefits is 66 years and 2 months. However, the full retirement age for a person born in 1955 for widow(er) benefits is just 66 years. If a person continues to work and makes more than the earnings limit which of the two time frames (66 years 2 months or 66 years) is used to determine if the widow(er) benefits should be reduced by the earnings limit? In other words, if a person born in 1955 elects to received widow(er) benefits at age 66 will the benefits received for the first 2 months be reduced by the earnings limit?

  • @Karelife
    @Karelife Жыл бұрын

    My husband died at 21. I get survivor’s benefits and I’m 68. We where only married 3 years and have 1 daughter age 49. I gag 1, 172 a month.

  • @imahick5723

    @imahick5723

    Жыл бұрын

    And you've been drawing for 47 years? And you're complaining? You could have filled up your own benefits in those years had you gotten a job. You made your bed now you lie in it

  • @Danielle71813
    @Danielle71813 Жыл бұрын

    How do I get on the email list?

  • @seatkinson890
    @seatkinson890 Жыл бұрын

    I am getting survivor benefits this year from my husband's 32 year teaching career. I just turned 60 years old in December. I also work full time and I was able to drop working weekends and putting in overtime. Now, my benefit has "been suspended" because I'm working? I understand that some benefits are reduced for those of us who are working, based on last year's earnings, but what if I reduced my working hours because I get the widow benefits?

  • @moviemakerwannabe
    @moviemakerwannabe Жыл бұрын

    Do I understand correctly that if you don't file for these benefits SSA will not do it automatically? I was disabled in my 20's I just turned 65 and my husband turned 65 also but is continuing to work. Would I be eligible for an increased benefit?

  • @LDilore
    @LDilore Жыл бұрын

    Thanks so much! This was helpful. My husband died at 44, 11 years ago. Am now 56... that will be helpful for when turn 60. Question; in general essay no what approximate amount not that would be, is it the amount I received while raising our daughter who was under 16 at the time, or the total amount that her AND I received combined? Example; we each received $635. Would I be getting $635 or $1270? obviously changed fr inflation, etc

  • @starrwilson1628

    @starrwilson1628

    Жыл бұрын

    That's not going to be enough money to live on I hope you havesn IRA or your own retirement plan setup. Social Security is only a bridge to go along with your other savings.

  • @venegasenmerida6307
    @venegasenmerida6307 Жыл бұрын

    7:39 is the one giving the higher benefit of the two used?

  • @denkooprince
    @denkooprince Жыл бұрын

    So if somebody is a widow because their spouse died at an early age before reaching full retirement could this person use windexing method. This person is now receiving only the parental benefit and their children are receiving benefits, but since they were married to the deceased could windexing still be used for parental benefit even though the spouse didn't reaching full retirement age preventing them from getting widows benefits?

  • @kateharrop4905
    @kateharrop4905 Жыл бұрын

    Devin Carroll: I am receiving a settlement from a car accident soon, do I need to report it to Social Security? I am also selling my house, do I need to report that as well? I am on Survivors Benefits.

  • @kaysimpson8253
    @kaysimpson8253 Жыл бұрын

    I started drawing my deceased husband's and later was given the choice to switch to mine which had growing. After receiving his for about 15 yr (while his has been increasing), can I revert to his benefits? If not, where is HIS money?

  • @laurimacrone6503
    @laurimacrone6503 Жыл бұрын

    Why not calculate from the time they started working til death wouldn't it be higher in the long run???????

  • @cynthiaontiveros9401
    @cynthiaontiveros9401 Жыл бұрын

    Good reporting and analysis of the survivors benefits. Those who were divorced fall short of benefits and many others will not qualify simply because they didn't remarry or wasn't married long enough. As far as what I remember. Lol. 🤷🏽

  • @cynthiaontiveros9401

    @cynthiaontiveros9401

    Жыл бұрын

    Thank you Devin.

  • @sandbabe2245

    @sandbabe2245

    Жыл бұрын

    I was married 9years and 8 months he screwed me over just right

  • @kentlawson5806
    @kentlawson58067 ай бұрын

    Devin , on your 2024 cheat sheet it indicates that the minimum age to be eligible for survivor benefits is 66 years old . Is this accurate, or have I gotten confused ? Top left box on the diagram. I was under the impression you could collect survivor benefits at 60 years old and 50 years old if disabled . Please clarify. Thanks!

  • @sandygrider5132
    @sandygrider5132 Жыл бұрын

    I have been collecting widows benefits for 3 yrs. I'm 63 now. I want to make sure I understood you correctly. I can apply for my own Social security at either 65 or 70 is that correct?.

  • @Katarina6532

    @Katarina6532

    Жыл бұрын

    Yes but they won't let you collect yours and his..you will get the higher amount..

  • @maryelizabeth8793
    @maryelizabeth87938 ай бұрын

    Do they automatically apply the windexing formula when the widow is applying for survivor's benefits? I made the assumption they were maximizing the highest amount possible.

  • @debbieh8582
    @debbieh8582 Жыл бұрын

    How would I know if SS Admin calculated my survivor benefit with the Windex method or not?

  • @debbieallen8496

    @debbieallen8496

    Жыл бұрын

    Did you find out the answer to your question?

  • @lewcrowley3710
    @lewcrowley3710 Жыл бұрын

    Here's how it hasn;t worked for me, so far. I call the 800 number and wait on hold for 45 minutes. Someone finally comes on, I give them information, they say someone will call back in a week. 14 days later, I call again, and wait 30 minutes on hold. I finally speak with someone that takes my information, and says that someone will call back in 2 business days. 3 business days later, I call back. 25 minutes on hold. Finally I tell the person this is the third time calling, etc. They tell me about Covid, etc. After taking all my information, and putting me on hold, the person comes back and says I have a phone appointment scheduled 5 weeks later. I ask what happens then, I am told they will take my information and a decision will be made in a month or so. Forget going to any office I am told. SS is a mess.

  • @mabelparker6924

    @mabelparker6924

    4 ай бұрын

    You could have saved yourself a lot of time by going to the mysocialsecurity.gov filling out the application and letters would have come in the mail,with a phone appointment date and time,and any documentation needed ,they would call you at that time and be done.

  • @Terry-kd8zl
    @Terry-kd8zl Жыл бұрын

    How do we As beneficiaries know if soc sec used the windexing formula.. as my husband worked for the city for well over 30 years.. and dies at age 57… I was 52 at the time… (

  • @joan21498
    @joan21498 Жыл бұрын

    Devon I was married to my second wife for 17 years. She passed away last year 2022. I’m remarried to another woman a house wife never worked. Do I or can I receive survivors benefits if her social security if it’s higher then mine. I’m 71 right now I started social security disability ins early. I know hers would be higher then mine. She worked all her life. Gary

  • @jscott7348
    @jscott73484 ай бұрын

    I have 30 years working towards SS. The last 10 years I have received 0 for each year I have not worked. If my estimated benefit would be say 1800 at 62 how much more would it benefit me to work a part time job to get to 35 years. Basically I’m just wondering how much of a difference it would make. If it’s not much than it would be worth. Please let me know what you think. Thanks!

  • @robertpage6288
    @robertpage6288 Жыл бұрын

    I have a grand daughter that never receive survivor benefits. I ask the mother she said that she was told she did not qualify could that be true.

  • @user-fm8lf5lj2j
    @user-fm8lf5lj2j Жыл бұрын

    I'm getting SSDI and when I turned 60i got serviver bnfts.he died @58 he got it he got about 956 and my son and myself got 256 my son and myself I been seeing on the net that I myself should get 1256. But I get 1084 so do I need to file taxes

  • @minerva63
    @minerva63 Жыл бұрын

    Up to what age can a child deliver with the mother receive social security from a disease father who was married to someone else

  • @windellpeacock5645
    @windellpeacock5645 Жыл бұрын

    Question, if both parties have their own account, does the surviving party qualify for the higher benefit upon the death of the spouse receiving the higher amount?

  • @gingerferguson9970

    @gingerferguson9970

    Жыл бұрын

    It is my understanding that you can only receive the amount of his benefit that will make your own benefit equal to his benefit. As an example. If he would or did receive $1, 000.00 per month in benefits and you receive $500.00 on your own benefit, you can only receive $500.00 of his benefit to make your benefit equal to what he would be receiving. That is so unfair to a surviving spouse. He worked to receive the benefit and the whole amount of it should go to the surviving spouse ! It is HIS MONEY ! WHERE IS THE BALANCE OF IT GOING??

  • @gabrielcorrea2738
    @gabrielcorrea2738 Жыл бұрын

    Hello!! can you help answer the question of how you figure out what the percentage is for housing,utilities etc? my nephew recieves survivor benefits and I just became the payee it's just him, myself and my husband, would it be split by 3? Want to keep really clear ledgers...any info would be appreciated

  • @minervagaraynieves7220
    @minervagaraynieves7220 Жыл бұрын

    Help please I'm in SSD and Widows benefits, I am forced to work, because don't have enough money to pay the bills. I don't told SSA that I am working.

  • @shirleya.abesamis4481
    @shirleya.abesamis4481 Жыл бұрын

    God send your video to me..Am I qualified as a spousal survivor?..My ex husband died last 2014 and we are married 1991..we divorced 2007 and we have 3 kids and my youngest child having mental disability. I am now 61 years old and stop working for a year to take care my youngest child .Am I qualified qualified to apply for a survivor benefit from my ex husband he work more than 10 years .hoping I got answers from you ..more power and God bless.

  • @janetwilson3285
    @janetwilson3285 Жыл бұрын

    I have 2 great neices whose mother passed at 30. Neither child draws anything stating the mother did not have enough credits. Is this correct? They are being raised by their grandmother.