My wife, Grace, and I paid off 50k in debt, sold most of our stuff, drove across country from Oregon to Michigan, and bought a small A-Frame Cabin in cash to live simply.
This decision gave us more more control over our time to actually focus the things that matter to us - serving Christ, each other, and our community better.
We created this channel to empower you to become more intentional with your time, talent, and money so you can start living the life you want to, not what society expects of you.
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I stopped telling people I’m dieting and loosing weight because people get mad about and tries to convince me not to. It’s weird. I keep goals to myself now.
Idk I think it’s an overinflated sense of importance… but the same way you’re not concerned about your neighbors debt, is the same way they aren’t concerned about yours. Those who are inspired will reach out 🤷🏾♂️
I’m struggling to see how your personal finances would cause you to lose friends. I understand side eyes and stuff (when I sold my Benz suddenly lol) but aside from that everyone is either cheering or don’t care.
Lovely home!
Thank you for this motivation 🎉❤❤❤
We are morgage free for the second time. Here is my thoughts as a average joe in the uk 🇬🇧 I bring home £2200 a month and my wife brings in £1300 in pensions Our morgage was £328 per month (low but so is our income) I changed my standing order from £328 to the morgage provider (hsbc) to a standing order of £300 to a private pension (aviva) So while we are no better off (well £28 a month) we are helping our future rather than our here and now. With the above monetary figures we are not building a nest egg of millions,but the mind set of changing from paying a bill every month (morgage) to saving every month (pension) is a massive help for mental health and general well being.
It would be great if we all had someone to move in with. I'm looking at owing on the home amidst housing prices increasing, if i sell to pay off consumer, medical, student loan debt, where would i live?
I dont think is even his he probably dubleasing it from someone to rent it putting at a higher price
The fact that you named pets that makes you a discusting pig
Thank you for sharing your experience, honestly. I've felt the same after accomplishing a big fitness goal. I just need to set another compelling goal. I'm also working on paying off my mortgage.
It's is a relief to not have that burden of mortgage but count our blessing because people have had their homes taken away. It's called imminent domain. Government can undue everything one has worked for. That's here in the US, not sure of other countries.
Great video! I think there is definitely a balance to be had between contentment and drive to succeed and improve yourself.
Be thankful you’re struggling and your job can get you killed. Got it. Not being a smart ass I just have a hard time in my situation knowing that my life is on the line everyday and I’m not just depressed because I don’t feel fulfilled but I can meet my end if I have an off day or some one else does. I just can’t be content with being discontent. Cost of living keeps you locked in. Changing careers with dependents almost seems selfish. Appreciate your video god bless
Dealing with the same thing.
Funny watching this after some of your videos where you brag about how much further ahead you are than your "friends." Not a surprise to see you uave stopped posting.
‘Easier’ said than done you mean
It's called Envy. Be thankful that you were able to get rid of those toxic people in your life.
I’m getting close to paying off my mortgage as well. I’m older than you, so my goals will probably differ some. However, I did notice that you have a young child, and you will also need to have a nest egg to live off of when you aren’t physically able to do everything you do now. People are living longer, so we need a much bigger nest egg than our ancestors did. So with the money you would’ve used to pay your mortgage, I would look into investing towards retirement. I would also start a college fund for your child. If he/she (sorry, couldn’t tell the gender of your baby in the video, but I could see for sure you have a cutie pie there!) doesn’t want to go the college route, it could be used for other things. Right now, it’s actually cheaper to rent than to purchase a home; however, real estate is one of the most stable sources of growing wealth. The hard part is saving enough to put that full 20% down, so you could use the fund for school or to help your child purchase a home. Also, while y’all are young and in good health, get some good life insurance!! There are different types. The cheaper type will pay out fully, but the principle doesn’t really grow and you can’t borrow against it. The more expensive kind (that ends up cheaper in the long run) will grow and you can borrow against it. The money you were spending on mortgages you could be spending on your child’s future and your future nest egg without spending any more than you were. You never know when God will call you or your wife home, so as the parent of a 30-year-old, a 26-year-old and a 20-year-old, making sure they’ll be as financially sound as possible is a major priority to me. I think you should absolutely keep an account for home maintenance, since your a/c will go out on the hottest day of the year and your heater will go out on the coldest day of the year. But you also didn’t work this hard to only be a slave to money. Keep a fund for traveling or doing whatever y’all like to do as a couple as well as a family. Continue to nourish the couple and your family as a whole will benefit (I’m a therapist, so I can’t let my “therapist advice,” although unsolicited, go unaddressed.😜 Thank you for sharing your perspective!! Great video!!💗
That’s why you always have winners as friends, not low lives, tell me when you see rich people spend all their time with losers.
I was in the same situation . My friends said I was dump not to invest and many people said my interest rate was too low to pay off. My parents believed in me and supported me. Today in this horrible economy, I am home debt free, cars are paid off, and I can afford toys and hobbies. I wake up carefree with only the idea that I need to work to afford property tax and small bills. The rest I can invest without the worry of having nothing . I am free.
Stressing about it can cause us anx and worry, like Jesus said. But if you're persistent and continue to live out baby steps you get there, putting God first. He has our future planned, we'll just take it a day at a time. It feels a lot better as we make progress though. Im in baby step 6, and can sense what you're sharing brother. Blessings 🙏
I have 9000 euros debt from a car loan that is slowly getting down. I have been trying to inject money in it to reduce it. It is hard but it is getting there. It used to be 25 000 euros. We work very hard to get rid of it. No more loans after that.
I have 9000 euros debt from a car loan that is slowly getting down. I have been trying to inject money in it to reduce it. It is hard but it is getting there. It used to be 25 000 euros. We work very hard to get rid of it. No more loans after that.
Thanks for sharing your journey. I understand, my family is the same way, you'd expect thwm to be happy and cheer you up, instead they criticize and really judge you for getting free. 😢 I'm 2yrs out from paying off my hone. BS7, and love what im able to do for my family (vacation, traveling, buying cool stuff). I hope to inspire others, as there's no prophet in their own land. Jesus knew something about that 😢
Praise God! He is our provider, thank you Jesus Christ for this godly couple sharing their wisdom with us. ❤ 🔥
My hope is my boys will create their own businesses college is oit dated we homeschool them
So young and so skilled thank you for your faith and this message
Instead of bragging about your financial freedom( how it is perceived), try asking questions instead. Would you like to be debt free? are you paying yourself first? Do you have a budget? etc. Perhaps you could ask a thin person how they stay skinny and improve other areas of your life.
So true. I recently paid off my house and have zero debt and my wife is making good money but was just laid off. I technically do not need a job but have spent the last 20 years working out of fear of paying bills. Still figuring out what I even want to do at this point, not a terrible spot to be in but even debt free am not feeling great without direction.
Retired early and have investment income plus occupational pensions after careers that we enjoyed….downsized and reduced outgoings. We travel 2-3 mths and have lots of hobbies like playing Saxophone. The best advice comes from people already retired because we ‘know’ 👍
Great video I would love to learn more hope you all are doing well! On our Journey now it’s bumpy but worth it!
Why does nobody talk about property taxes and homeowners insurance after you pay off the mortgage I live in Florida that’s still a huge chunk of money. I don’t seem to feel that freedom knowing that I have that burden to deal with why does nobody talk about property taxes, and insurancethat used to be held in escrow now it’s up to you to pay
We've reached the point now that we are paying more per month on our home, and it feels so good! The peace of mind of not having a mortgage anymore is worth more to us than money in the stock market.
Thank you for this great self-reflection. I paid my mortgage off in 2 years and 11 months. I have been mortgage-free for just over a year. I have found that I have to be more intentional with my money.
I live in Michigan and can't find anything close to this nice near this price. It seems I'm a bit too late in trying to buy a home, as prices have doubled or tripled over the last few years.
The curb appeal is great! That hot tub and robes is a game changer. And, I like that Grace added kid-friendly supplies. Beautiful. Wishing you two all the best.
You two were ahead of your time. Now, I read that young adults are now moving towards a relaxed life, without a constant work life--so they have time to enjoy life.
Contentment ... That's definitely the key, knowing your enough. I'm currently reading "The Legacy Journey" by Dave Ramsey and love how he emphasizes the power of being content.
the kitchen is so pretty and chic!! woaw
I appreciate you for sharing your experience with me. You are like an answered prayer! I have been contemplating getting a mortgage in the future, as I believed it is something everyone has to do at some point in their lifetime. However, I am currently in debt, and I have realized that my thinking should change first. Otherwise, I will get stuck in this vicious cycle of accumulating debt and paying it off, which never seems to end!
I got the ultimate freedom... I paid off my house as a single man. Man cave,?? The whole house is my man cave. Every morning I feel like teenager with a bowl of cereal lok😂
thank u very much
Great info. Thanks for being open with your challenge. However, money like power is not evil. God create both. It is how we use it.
no one needs to know your finances. period.
I am with you 100 percent on paying for the kids college. I also skipped that step. We have decided we are helping them some, but we are also encouraging them to be smart about it. Go in state, and work hard towards scholarships. The better my finances are, the more I can help them as we see fit.
debt is slavery.. not owning any one is the only way to find peace.
Great job going debt free. Your obligation is to yourselves and your children, not to others who are jealous or not on the debt-free train.
paid ours off 7 years ago. 180k usd all done and dusted in 10 years flat. now investing our cash and both still working. never had so much money as we have have now
Thanks for sharing. I can relate.
Jereme, Thank you for the video, one thing I'd like to mention is how the words economy and ecology have the same Latin root word, eco, basically translating to home. To me, this shows that to have a healthy home, we need solutions that are both economically AND environmentally intelligent. With this in mind, the Federal tax credit for Solar PV and solar hot water panels is 30%.