Hello! Welcome to my budgeting channel. I am a wife, mother, and middle school teacher. My husband and I have raised two boys who are in their 20's and have a young teenage daughter still living at home. We have made many mistakes with our finances, but we are finally on the road to financial success. We are hoping to become debt free and build a retirement nest egg for our future. Come hang out with me as I try to navigate cash budgeting while working to pay off credit cards, student loans, and other consumer debt. I want to do as Dave Ramsey says and "live like no one else so that later I can live like no one else."
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Hi Mrs P, I'm glad u had a wonderful time on ur trip aside from the ear pain. I've always heard u should chew gum when landing or taking off to help w the ear issues not sure if that would help u now. I hope u can some relief soon! Great bwm! Have a great weekend 😊
Our preplanning began on the 24th, I am excited for this school year 🍎❤️❤️
It is more important to remember why you went to see your son than what you overspent. Life is a vapor the bible tells us. A vapor is nothing compared to eternity. I am glad you went and I know it meant a lot to your kids too. Money can't buy that memory. God bless~THANKS~
Great video! Don’t let it stress you out. It’s over and you have amazing memories so focus on that. You’ve made a great plan to remedy this so no need to beat yourself up. Take everything on this journey as a learning opportunity. At least you had a good chunk of the money from your savings challenges and sinking funds for vacation and home maintenance. That’s the silver lining because it could’ve ALL been on the credit card or you could’ve missed the opportunity with your son for lack of money. If anything, be thankful that you planned ahead and now you see where you may be deficient in your sinking funds and vacation funds. You now know a better amount to goal set for and that’s awesome! So glad you were able to go and have an amazing time. I have 3 adult children and spending time with them is just as magical as with my 15 year old so I definitely understand!
I hope your ear gets better soon. Great video.
Hey Mrs. P. Great video! I love all your binders!
Mrs. P. I came on to watch your video and to download your weekly budget sheet and monthly calendar and wanted to thank you for helping me keep on track! Your videos are great and have really helped me so much. Happy Saturday!
Max and discovery plus merged. I would check max to see if your shows are on there and cancel discovery plus.
You did fine. I’m glad you have a good vacation. The money overspent does not matter the experiences do. You have been doing amazing on the debt payoff. Don’t sweat it 😊
This made me so happy!! ❤
I cry every time I watch it.
You were close on spelling Fred Meyer! A major department and grocery store out West. I think the headquarters is in Washington. Don't beat yourself up about going over your budget. A budget is a plan to help us, but sometimes things come up that were unexpected or more then were anticipated. I love watching your channel. You are doing a great job with managing your budget and you are a joy to watch.
Haha, I knew it looked wrong when I wrote it out.... that store was AMAZING, but I swear, I needed a store map to find everything. It took me forever to find pickles! Thank you for your encouragement, I wish I had done a better job saving for the trip, but at least I did save SOME money for it. Traveling out west is very expensive when you factor in airfare. I might need a second job :)
CONFESSION: You made life memories with your kids. That is priceless. You are set back a bit. However, we pick ourselves up and start again. Don't beat yourself up Mama you got this. Why I say what I do is we lost my mama unexpectedly, and I have regrets about her dash. I could of spent more time and made more precious memories if I hadn't been so conscious on I need to not spend the extra on this or that. She lived in one state I live in another. Don't regret things maybe it takes extra time to get things paid off, so be it. Tomorrow isn't promised.
Thank you! I know that my son was so happy we were there and that definitely makes it all worth it in the end.
Discovery+ is great! We get Netflix when we have something we want to watch, right now we have a deal through our mobile carrier so we now have it again.
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Don’t dwell on it or it can steal your joy. You had a great time with your kids! Just think how painful it would have been if you were not budgeting. You are making great progress!!!
Thank you for this comment! I certainly don't want it to steal my joy, a beautiful way to put it.
I dont know about domestics flights, but maybe you are entitled to compensation for the delays?
I doubt it... but it would be nice, haha
Don’t beat yourself up! Family is worth it! Just increase your vacation fund too.❤
Thank you for your comment, I agree, family is worth it!
Oh mama, if it's difficult to say no when getting together with family, wait until there are grandkids 😅!! You might want to start an envelope to get a head start!!
That's what my hubby says. I will have no self control!
Hi Mrs P! Thank you so very much for showcasing my challenge and your kind words about my channel. 🩵🩵
I binge watched your channel awhile back, and loved how you did your vacation savings. I will definitely be doing that next time and break up the different categories (food, transportation, shopping, hotel accommodations, etc).
@@BudgetWithMrsP awww thank you! Saving for vacation is my favorite thing to save for! I can’t wait to see your vacation saving videos!
Spotify increased price, but if you go in and choose the “Basic” plan instead of “Premium” (only difference is access to audiobooks), you can get the old price back :)
We canceled Netflix too. We already had Hulu and Disney plus and I didn’t even know it? 🤦🏻♀️And we can share peacock from other family members. 🎉 yay!
I think I will cancel a few more as well. I figure we can only watch one channel at a time and I barely even watch anything other than KZread, haha.
The time I had my one and only sinus infection my main symptom was that my ear clogged up and I couldn’t hear. They gave me antibiotics and said to use Flonase daily. It took more than a week to clear up. Hope you feel better soon!
Thank you! I am trying everything that has been suggested, but I don't have any antibiotics. Hopefully I can self medicate and avoid having to go to the doctor.
Spotify did have a price increase
Ugh. Everything is going up and up and up. Wouldn't it be nice if something had a price "decrease"??!!
@@BudgetWithMrsP I would probably pass out if I seen a price decrease
I get that it's disappointing you do only live once though. we had an emergency come up this month and all i had put aside for back to school shopping had to go to that...however we were able to put our debt on a lower interest rate loan so that's a plus. we will get to where we want to eventually 😊
Sorry to hear about your unexpected expenses! I know how frustrating that is. Glad you were able to get the debt transferred to a lower interest rate. That makes such a huge difference!
Omg the dice! xD Thank you for the shoutout 💖 Great video!
Thank you! Yes, the dice were wild!
💜💜💜 awww 🥰 Mrs. P you are so sweet my friend! We would totally love to meet you too my friend! Thank you so much for the kind words! It’s crazy to look back to the beginning of the year when we were just starting our KZread journey and see how far we have come! So proud of you my friend 💜💜💜
I was just thinking about that! What a journey this has been. I never expected to make friends from KZread, but here we are. I absolutely cherish the people I have "met" online.
Great job completing challenges! I am glad you posted the video!
Thank you! I am so glad I posted it as well. I had forgotten that I finished so many challenges!
Hello Mrs P😊 🛎🛎🛎
Hello, friend!
Great video. Love that you still posted it 🎉
Thank you! I am glad I posted it as well!
Overall it sounds like you all had a great time with family. Glad you got some rest...great video❤
I had a blast despite not feeling great... it was so worth it!
Fantastic video ❤xx
Thank you!
Congrats 🎊 completing your challenges 🎉
Thank you :)
If you could handle paying it off every month, getting a travel rewards card could help you with airline tickets.
I just looked into that. Once we get our other debt knocked out, I will definitely be getting a travel rewards card. The perks would be worth it.
I flew on a long international flight all stuffed up, and my ears felt plugged for a couple of weeks. The next time I caught a cold, my ears plugged up very badly, and I am still having issues with one of them going on 8 months later. I saw the doctor early on and he told me to use a nasal saline rinse (using distilled or boiled water) and gave me a steroid nasal spray. Unfortunately, neither of those things helped, so I saw my doctor again. He shrugged his shoulders and said, "This just happens sometimes, it should clear up eventually." I am finally starting to feel improvement, but it was crazy-making at first! Apparently, this is called eustachian tube dysfunction. I really think that flying all stuffed up did something to my eustachian tubes. Hopefully you won't have as much trouble as I have!
Great video. Glad you posted it. Have a wonderful weekend.
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Hi, yay for completing 4 challenges 🎉🎉 have a good rest of your week.😊
Happy savings!! 🛎️🛎️🛎️
Soooo happy you posted this!!
OMG! We went to Disney in early June and I haven’t budgeted since! ☹️☹️. I need to get back on track!!
Try swallowing hard. That usually clears my blocked ears
Glad you had a good time with your son. Can’t wait till next week my oldest daughter and her husband are coming to visit us. I’m sure I’m going to spend more but I only get to see them about once a year and I want to spoil them. It’s good to have your videos back to inspire me on this journey.
Loved this video..the meal planning is great gives me some ideas 😊❤
Glad you enjoyed your trip. PNW is beautiful. In the absence of your daily posts, I went back and watched your first few uploads.
Mrs. P your story was so heartwarming. So glad you and Miss P had a great time visiting your son. Sorry you are having ear pain.
Is there a way you can make a sheet of what you eat a food meal tracker plus hours for you and how long fasting. I would like to do it with you.
💜💜💜 Yayyyy you’re back!!! So happy you had so much fun with your son!!!! Wow, that sounds horrible about your ear. I would get it checked by a dr to make sure there isn’t any serious damage. For the hot dog and hamburger rolls: lay them out on a cookie sheet and put the cookie sheet and the buns in the freezer for about an hour to flash freeze them. After an hour you can store them in a zip top bag in the freezer and they won’t stick together. Then you can pull out however many you need without having to take them all out 😊. Hope you feel better soon my friend 💜💜💜