Mrs. P, please take that man on a date!! 😂. If he is asking for a date with you and WANTS to be with you, you are very blessed.

@BudgetWithMrsP

Ай бұрын

Ok, ok.... haha. I made reservations for Friday!

@BudgetWithMrsP

Ай бұрын

And yes, I am very BLESSED. He is a good man.

@patcole1537

Ай бұрын

@@BudgetWithMrsP 😂😂😂good deal

Love the transparency love your channel definitely one of my favs ❤️

@BudgetWithMrsP

Ай бұрын

Thank you so much! I try to tell our real life because I feel that is most helpful.

Fantastic budget with me! So relatable. Thank you for always being so transparent ❤❤❤

@BudgetWithMrsP

29 күн бұрын

Thank you so much!

Can’t be mad that you’re putting money towards a vacation! They are very much needed and deserved ❤

@BudgetWithMrsP

Ай бұрын

Thank you, Sophie! I appreciate your comment so much!

Your channel is my favorite budgeting channel. I am always impressed with how you keep your variable expenses in check! It is unrealistic to have no “fun spending,” especially if you have kids, but I also try to remember that my kids are learning money values from watching our family spending. We are working on learning how many meals we can eat at home for the price of one time going out to eat. Real world math and finance!

@BudgetWithMrsP

Ай бұрын

Thank you! It’s taken a long time to get our variable spending under control. Using cash made all the difference… and not allowing myself to cheat and use the debit card when I went over. Also, limiting my trip to the grocery store to once per week helps too. I’ve finally convinced myself it’s ok to run out of things and not immediately replace it. My daughter has finally started seeing the true cost of things now that I give her an allowance and make her use her own money to purchase things she wants. She will think though purchases a lot more carefully! Thank you for your support! I appreciate you!

Thank you for sharing! Your videos help keep me motivated to stay on track!

@BudgetWithMrsP

Ай бұрын

Thank you so much for this comment! It means so much!

Great BWM Mrs P as usual! youll get no complaints from me regarding adding money to the vacay fund. Your budget is well rounded, some savings, some bills, necessities, wants, debt reduction, i love it!

The snowball should always equal all of the minimum payments that are paid off plus minimum payment of the current debt you are working on.

Good morning Mrs. P! I love your honesty and proud of how far you guys have come!

@BudgetWithMrsP

Ай бұрын

Thank you! I want to be as real as I can so that people can see that not every budget and family is perfect. We are FAR from that and I wouldn't want it any other way. Thank you for your support!

good morning, been there done that. thanks for sharing. Have a good day

@BudgetWithMrsP

Ай бұрын

We live and we learn. How I wish I could go back and do my finances differently!

@cwdoeslife8715

Ай бұрын

@@BudgetWithMrsP Same

Great video❤.. and great reminder! I needed to do mine...:-)

@BudgetWithMrsP

Ай бұрын

I am so glad it's helpful! Thank you so much!

💜💜💜 you were speaking to my heart in this one my friend 😊. I also remember a time (many times lol ) when we were behind on bills or our checking account went negative because we forgot about yearly or quarterly bills. It truly is amazing to look back and see how much peace of mind budgeting can give you. Well done my friend 💜💜💜

@BudgetWithMrsP

Ай бұрын

Yes! This has truly been life-changing. I literally cannot wait to get home and crunch numbers everyday. I used to be afraid to even look at our bank account and pray that it was it was not in the negative! Thank you for always being so supportive!

Nice looking budget Mrs P 😊

@BudgetWithMrsP

Ай бұрын

Thank you Meghan!

Good Morning, nice run down.

@BudgetWithMrsP

Ай бұрын

Thank you so much!

Good evening Mrs P, another great video. I feel blessed that I am finally able to have money in a savings account cause I truly lived paycheck to paycheck all my life and I’m 54. Budgeting and planning it out has definitely been a game changer. Lol, hubby said hey what’s up with date night😂. I need to set up my budget as well. Have an awesome week❤😊

@BudgetWithMrsP

Ай бұрын

Yes! I can totally relate! Our “savings” used to be whatever was still in the bank before the payments came out for bills… which was literally nothing. I even remember a time where we wrote checks hoping they wouldn’t clear before payday came through. I am so glad I’m not living that life any more. Thank you for watching and being a great asset to this community 💗

@Sitasbudgetingjourney

Ай бұрын

@@BudgetWithMrsP I used to do the same thing and pray they didn’t clear before my next paycheck posted. Budgeting has definitely been a lifesaver and thus community has definitely helped me tremendously,

Great video

@BudgetWithMrsP

29 күн бұрын

Thanks!

Great job Mrs p on not going into more debt! Love your video

@BudgetWithMrsP

Ай бұрын

Thank you! It is hard sometimes and temptations to "charge" things are always there. I appreciate your comment and support!

good job

can you do a mid-year check-in on your total debt and put projected payoff dates?

@BudgetWithMrsP

Ай бұрын

Sure! I actually do a debt update at the end of each month… but I’ll see if I can figure out projected pay off dates too.

❤❤❤

Hello Mrs. P.😊

@BudgetWithMrsP

Ай бұрын

Hi! I just realized you have a channel... looking at your shorts now, you have some really great happy mail!

Thank you for sharing your printables. I dont see the Sinking Funds monthly plan that you used. The one in your files is not two columns as you have. Did you update it?

@BudgetWithMrsP

26 күн бұрын

The way I got it to be two columns is by selecting “print two pages on one” when I print it. Otherwise it’s two large pages.

What was the trigger that made you decide to budget? Why did you decide to create a channel and share your journey? I really enjoy your channel. I appreciate the variety of content, but all pointing towards the same goal (budget sheets, menus, games). I know you got that one negative comment about funding vacation while eliminating debt, but you don’t owe anyone an explanation. When you have adult children or soon-to-leave-the-nest children, decisions are a little different. I appreciate your down to earth approach!

@BudgetWithMrsP

Ай бұрын

Hi there! Ahhh, the trigger that prompted our journey. 100% was Christmas of 2022. When we made good money but didn't have any extra money to buy our kids a Christmas gift. We had to take out "Affirm and Klarna," loans, etc to fund Christmas because all of our credit cards were maxed out and we had no disposable income left after bills were paid. With our income, we should have had money, but we didn't. I sat down and did a budget and was in shock at how we had so much credit card debt and we were spending way more than we were bringing in. We made drastic changes and committed to getting out of debt. As far as why I decided to create a channel and share my journey is mainly because of the inspiration I found from other people on KZread and the fact that it would help keep me accountable and help me share what I have learned. Thank you for your very sweet comment, it means so much!

@michianamom6343

Ай бұрын

@@BudgetWithMrsP you are doing a great job, with debt elimination and with the channel! Keep up the great work!!! I get excited with each snowball payment you make, I’m invested and celebrate with you😝

@BudgetWithMrsP

Ай бұрын

@@michianamom6343 thank you! I’ll be updating my debt payoff this weekend! 🤗🤗

Hello Mrs P! How do you determine how much you are going to allocate to savings challenges?

@BudgetWithMrsP

Ай бұрын

I think about how much I need for each category, see what my budget can handle, and go from there. For example, my Monday Minis are sinking funds that I would have given a certain amount each month anyway... so I just divide that total number by the weeks in the month and that is what I use. If the budget allows more, I add more so that they can be funded more quickly. Hope this helps! My budget is still a work in progress!

I was trying to print out your budget sheet but it’s not showing as one page.

@BudgetWithMrsP

Ай бұрын

I have it as 4 I think, but when you go to print, you can select to print custom pages and just print as many as you need. If that doesn’t work, I can try to send you a PDF through email.

@pennysavedisapennyearned

Ай бұрын

@@BudgetWithMrsP thank you I’ll try again

I hate Hulu commercials.. there is a lot and they are like 2 minutes long. It is crazy!!

@BudgetWithMrsP

Ай бұрын

I agree! I think Hulu might be the worst app for ads!