“Cut yourself loose from fools” advice to live by

First mistake - buying a house with parents. Don't do that!!

@rachelgee7894

Жыл бұрын

*anyone you're not married to

@jimroscovius

Жыл бұрын

@@rachelgee7894 Agreed.

@vickieclark5931

Жыл бұрын

@@rachelgee7894 So true.

@sawyersprott

Жыл бұрын

@@rachelgee7894 Definitely

@elizabethblane201

Жыл бұрын

Why is that? if all the terms are clear, all is legal, etc?

I love how angry Dave gets when people try to take advantage of their family. He's got a real heart for justice and for calling out people who are- in his words- Twerps.

@leeanneg7247

7 күн бұрын

Getting angry helps no one.

Her parents are WRONG for putting her in the middle of their BATTLE! Dave got her together real quick😂😂😂

I hate when callers don’t give Dave ALL the info upfront.

@tugboat2030

Жыл бұрын

He should have asked though. It's reasonable to think that if she's discussing buying a house with her dad that they were both on the deed.

@chipm2544

10 ай бұрын

The caller unnecessarily blew thru multiple opportunities to add that key piece of information! Why? Made the discussion longer, tortuous & more confusing than needed.

@Matt-cr4vv

10 ай бұрын

Dave can’t anticipate the situation to be this stupid if he isn’t told about it. She went on and on and didn’t think she should mention that there was no formal paper tying either of her parents to any legal claim on the ownership of this home. And the idea she’s allowed this to hold up the home for five years or so is absurd and is clearly an example of people who don’t understand the process. And it clearly cashed the advice entirely.

@fire12731

2 ай бұрын

Mevtoo

@saphira087

Ай бұрын

Sometimes because people are so close to a situation, they forget that the people that they are talking to don't have the "goes without saying" information that you know so innately that you forget to mention. She mentioned it when she realized that she forgot to explain; when he prompted her with wrong information.

OMG I missed Dave! The other team members don't have this kind of energy! Straightforwardness!

@machutson5493

Жыл бұрын

Dave's been doing this a lot longer and has heard everything. He can be the Uncle Dave the callers need to hear.

@marsbase1357

Жыл бұрын

Why what happened to him

@jasonmorgan5058

Жыл бұрын

used to be just him. show sucks now. used to be about money.

@droid2D2C3P0

Жыл бұрын

@@marsbase1357 nothing, he's just retiring and on the show a lot less now

@ONLY1KUDWE

Жыл бұрын

Facts

When Dave raises his voice "Did I Miss Something?" because the caller doesn't realize her own parents are attempting to manipulatively extort her financially🎯

@infotechsailor

Жыл бұрын

What's Dave's problem tho her dad is owed 5k plus his 10k in labor. He's not far off with the lien.

@katie8325

Жыл бұрын

@@infotechsailor it’s a shocking thing to do to your own daughter

@andrew8168

15 күн бұрын

​@@infotechsailor half that is her moms because conservatives volunteer yo be graped by the courts.

@Nerissadesouza

19 сағат бұрын

He WAS owed that until he did what he did . Now he's owed jacksh*t. @@infotechsailor

She doesn't really want the answer.

@roadrunner9622

2 ай бұрын

It feels like many of these callers already know what they have to do. But they're hoping these "smart money guys" can help them get out of it.

The sound of the daughter crying breaks my heart

I’ve been in a similar situation with my parents. I was the one who divorced, due to abuse. Parents wanted me to stay in the marriage to save “their” two houses. One was deeded to us, the other we owned and they lived in with rights of survivorship. It was worse than the divorce! They did crazy things to undermine me (lifetime movie behavior). I had to move out of state to create distance and sanity. We barely talked for years. We have mended fences, but it was truly one of the hardest things I’ve ever dealt with. NEVER, EVER do business, including real estate, with family. My husband was totally “normal” when we made these real estate decisions. We intended to live there forever. Then mental illness crept in and everything changed. You never know folks. Life throws curveballs. Protect yourself.

@patriciaalbertson5183

10 ай бұрын

AMEN.

@doctorposting

2 ай бұрын

your parents are way worse than even this dude, good lord

@user-gj1pq5zm4l

9 күн бұрын

As a parent to adult children, I can’t imagine guilting them to stay in an abusive situation. In my own family someone was guilted into not marrying at all so they could look after their mother.. This was over eighty years ago and there were no social safety nets for her but still…

I like Dave he says exactly what’s on his mind and don’t sugar coat nothings I wish the others were more like him.

@kirapoodle

Жыл бұрын

Well, he is the boss, he can say whatever he wants. The others don't have that luxury.

@jculver1674

Жыл бұрын

Not quite. I think "twerps" was the nice version of the word he was really thinking of.

@bad2infinity

Жыл бұрын

Ikr! Dave does these the best

@Lon1001

Жыл бұрын

The difference he actually knows whereas all his cohosts merely understand.

@fhuber7507

Жыл бұрын

Except he will always take the woman's side without listening to the guy at all.

Love the line "this is not about money, it's about fools." Going to miss Dave so much when he retires!

"Cut yourself loose from fools". There are many Ramseys but only one Dave Ramsey 😁

@tarawillis3995

2 ай бұрын

no one else could be that prophetic pfft

Dave brings a directness and bluntness that the other hosts just don’t have. If Doloney had taken this call, he would have spent several minutes asking the caller “are you tired??? 🤡”

@radfoo72

Жыл бұрын

🤣🤣🤣

@davidjimenez7719

Жыл бұрын

😂😂😂😂

@aao449

Жыл бұрын

Are you safe???????????

@legony1

Жыл бұрын

@@aao449 😂

@X.boobie.x

Жыл бұрын

@@aao449 aint no way!😂😂😂

Real tough love. Nobody shows more common sense wisdom than Dave.

I love when Dave is on the show because he just gives it to you straight.

This show is not the same when Dave isnt here 😁.

@misterE-1989

Жыл бұрын

John and Christina can go. They don't add anything. Possibly deduct.

@Mosesusorer

Жыл бұрын

@@misterE-1989 and Rachel. And Ken. And George. They just don’t bring anything unique to the table

@lanceehrsam8296

Жыл бұрын

It's mostly unwatchable when Dave isn't there.

@leewuo4443

10 ай бұрын

Wow but so true.

@leewuo4443

10 ай бұрын

But someone will have to step up and take his place, is there anyone talented?

As an emotionally and fiscally abused person thank you for the clarity and directness of language and thought

People call Dave but they are not ready to hear his honesty and direct answers

@stuffykong

Жыл бұрын

I think sometimes people are hoping for some kind of magical alternative that they hadn't thought of that fixes everything with little sacrifice. And he always comes back and says it's the basics and the thing they are unwilling to do. But yeah it's great that he reiterates you can't fly by and wish away problems you got yourself into in the first place.

I love Dave. Especially when he gets mad. He's the funniest.🙌🤣

@jeanmccallum5034

2 ай бұрын

Yes plus he cares the most.

My dad would never, ever, ever do that to me, but if I had parents who did that I would gleefully lose money to spend money on lawyers to sue them and teach them a lesson.

@burly636

10 күн бұрын

One thing you’ll learn in life that you should never say never. Just that can be a hard lesson to learn if it’s under bad circumstances. Don’t say never.

@budgiebirdy

10 күн бұрын

@@burly636 My dad would NEVER do that me.

Dave is more than self sufficient and DOES NOT NEED another person answering the questions.

The dad we all need DAVE ❤

150k income, 1/2mil net worth. Why did the old man have to come up with $5k for the down-payment in the 1st place?

@tugboat2030

Жыл бұрын

Because the parents were in Chapter 13 bankruptcy!

@hvaball150

Жыл бұрын

she lied throughout this segment. you believe the net worth?

@mymai5859

3 ай бұрын

She didn't lie. Seems like the butthole Dad wanted property but couldn't get any due to his previous bankruptcy. He got his daughter to sign up the property but behind the scenes the Dad acted like the owner but in reality has no legal rights.

The caller has no boundaries when it comes to her dad.

The dad seems like a real piece of work

My in-laws paid my wife studies until her PhD and helped me at the beginning like a son! They are good with money and they generosity is through the roof. We are so fortunate my parents would do de same if they could but in Brazil the situation is very different. When I see some parents screwing their child life I feel sad if you can’t help don’t mess. I only can afford one child but this girl will go to college debt free.🙏🏾

@dummgelauft

3 ай бұрын

This a mostly an anglophone world, particularly North American problem.

Dave, thank you so much for clarifying that verse to honor your parents. It has relieved some conflict that I have struggled with for several years.

@chrisstafford8496

Жыл бұрын

Please don't use Dave as a Biblical resource. He spouts everything he believes on all topics as absolute fact often without any real investigation. If you are truly conflicted about a verse read it for yourself in context and maybe ask someone who has been to seminary who spent a few years studying how to understand these things in context.

@gcromer903

Жыл бұрын

There is a scripture that says parents do not provoke your children to wrath. Parents have responsibilities toward their children too. Hope that is helpful. 🙂 peace

@KunchangLeeMusic

Жыл бұрын

Same here

@KunchangLeeMusic

Жыл бұрын

@@gcromer903 thanks for pointing that out - needed to hear that

Absolutely right at the end there! Honor the office, the title, the rank. The person in that office, title, or rank has an obligation to live up to the responsibilities and honor associated with that office, title, or rank.

@MooMoo69556

Жыл бұрын

Ok but how. I hear people say this but I don’t understand what it means and no one can explain it

Loved how he just pressed a button, and mutted her. It was like, okay, now you listen, cus that's why you called 😂.

Nobody gives advice like Dave! Please give us more personalities like you Dave!

🤣🤣 I was going to say us Catholics do guilt pretty darn good 🤣🤣🤣

@themusicman669

Жыл бұрын

That’s not something to brag about😂

@themusicman669

Жыл бұрын

*Us Catholics do emotional manipulation pretty darn good Fixed it😂

This is one of the best calls I've ever heard on the show and Dave shows why he is the best! Straight, to the point, does not mince words. I think if I may theorize, that the caller grew up having to tiptoe around her parents. She tries six ways from Sunday to come up with a way where she can give them some money and everything gets resolved peacefully. But Dave is right. At the end of the day, the parents are not owed any money and the dad especially is just being a b***-hole.

Love Kristina’s faces during Dave’s comments!!😂

@jdjose3268

Жыл бұрын

She didn’t say a word

I think she needs to approach this logically and seek legal counsel to force a sale of the property.

"On The Jerry Springer Show..." -Papa Dave 🤣

I’m not a lawyer or real estate expert but this seems like a no brainer to me. Her dad has no ownership in the house, he just slapped a lien on it - sue him to get the lien removed.

@hvaball150

Жыл бұрын

what? he did the work. he gets the lien. she lied throughout the conversation. he will get 20k if not a partner, and 30k if a partner.

Soon as Dave referenced the Springer Show I started chanting Ramsey Ramsey Ramsey Ramsey 😊

These people are like my parents. They think they are above morals. How can people justify themselves to do this.

As a woman myself… it’s sad and tiresome to hear women call Dave and sound weak, helpless, and defending evil actions from parents or husbands.

@thestorybehindthat5236

5 ай бұрын

Over and over and over again.

“Wow! I love these hard hitting truths from these Dave Ramsey sidekicks. They are spitting fire all the time just like Dave Ramsey!” - Said No One Ever.

Dad should listen to this.

Yes Dave is all about getting to the point! I love it. These other personalities would fumble this question.

@kbanghart

Жыл бұрын

No they wouldn't

@candy2325

Жыл бұрын

So true lol. They would just regurgitate the baby steps and to pay debt lol

Thank you for answering the part about honor your mother and father. I have struggled with that even though I escaped an abusive home, but my want in following Gods word pulled me back into their lives after becoming a bit stronger and with my husbands support I was able to lay everything out on the table to them. Yet while they have mended a lot of their ways they still do things that tear open old wounds and scars that never really go away completely. They just mend again through my husbands work and the work of our Lord who Blessed me with him. Bless you Dave and everyone on your show!

@patriciaalbertson5183

10 ай бұрын

Just a question.. Have you heard of Henry Cloud and John Townsend? Write books on "Boundaries". AND "Toxic Religion " about people twisting God's words/the Bible to suit their own needs...

I’m British. My mum did the same thing. She helped me find a property to buy, insisted on her name being on the deed, but then didn’t pay anything towards it. She then turned nasty when I asked her name to be removed, and asked for 50:50 from a sale. I talked to a lawyer, threatened with court action to dissolve the joint ownership and get a judgment on a division of shares. Once I threatened this she backed down. Destroyed our relationship but I blame her for being a greedy trickster. I’m a Christian and tried to honour her, but she dishonoured herself by trying to rob me. She follows another religion and is going around complaining how her daughter ‘wanted to take her to court’. I still pray for her but I sure am glad her name is off my property.

When he talked about guilt 😂 YUP, amen to that. 😂😂😂

@ryankiel4895

Жыл бұрын

There is a healthy side to guilt. It should drive us to repentance and hatred of sinning in the future. And lead to the love of God whom we have offended.

I genuinely mean it when I express my stress and concern regarding the market crash and high inflation, particularly in relation to my retirement. I have been experiencing losses for quite some time, and while some may argue that crises can present opportunities, I am feeling overwhelmed. However, I understand that investing is a long-term endeavor, and it is crucial to maintain focus on the bigger picture and the long run.

@John-bd9fj4435

3 ай бұрын

I have experienced significant losses, and I am holding on with the hope of recovering them. It is evident that I am in dire need of assistance

@John-bd9fj4435

3 ай бұрын

It seems that *JENNY PAMOGAS CANAYA* possesses extensive knowledge and a strong educational background

@jackpalczynski7884

2 ай бұрын

What on earth are you people investing in? I'm in simple total US stock (VTI) and total US bond (BND) and have been making bank, especially over the past year. So much so that I retired last June and am getting more in investment returns than I ever made working.

@vaska1999

Ай бұрын

​@@John-bd9fj4435Stop spamming!

WHY CALL IN IF YOU AREN'T GOING TO FOLLOW THE ADVICE??? GEEZ!!!

Sometimes, no matter how much you love or care for someone, you can just let them absorb the blow of the consequences of their actions.

@patriciaalbertson5183

10 ай бұрын

That is part of what LOVE IS! Letting them face their own mistakes, so they can grow up!

How can someone put a lien on a property when there is no written bill for work done?

Well said, Dave.

I love this show! Helped me alot!

Classic Dave. Love it.

My head is exploding! What a great dad! Unbelievable...

It is so refreshing to hear common sense from you DR!

Thank u Dave for clearing up Honor Thy Mother & Father! If it hurts u to help family or friends for your own sake u should do as much as I can without hurting yourself. But when it hurts stop! We must think of ourselves sometimes!!!

@aarvind3901

Жыл бұрын

It hurts dear, I wish I could do that to my parents years back. Still now I haven’t recovered

@patriciaalbertson5183

10 ай бұрын

We are not suppose to do for them, as Codependents. We can help for a short time if they are disabled or something serious....but not save them from their own mistakes!

That’s my guy Dave. I love you bro

This is the best Dave reaction ever it’s epic 😂😅🥰

I would never let my parents into my financial life ever again

You don't honor someone by letting them continue to sin. Especially when the sin is against you! You honor them (and love them) more by doing what is right! And by doing what is good for them! You don't honor (or love) an alcoholic by giving them more alcohol!

Love Dave’s “straight shooter” advice, you either take it or leave it 👏🏾👏🏾👏🏾

This is a great call.

I need an update on this one! I hope she did exactly what dave said.

Dave is always straight to the point may say things that you dont like to hear but it is good advice to the questions and he dosent allow people to bs and poke around. Not many people do that anymore. I always tell my kids i may not be the one that tells you what you wanna hear but i will tell you what you need to hear. And they all have a fantastic mindset

What the heck is this property that is worth 63k after renovations lol

Dave is that mad Uncle who tells the truth, how it is.

I so agree she doesn’t owe them anything.

I would walk away and say "Sayonara"! And give him the $20K and tell him to choke on it.

How can someone put a lien on a house without proving that money is owed to them?

@hvaball150

Жыл бұрын

bingo. he did prove she owed the money. she left lots of details out. Dave realized this at the end.

4:59 And Dave let everyone know he is back in the studio

Dave : You have been a great blessing to my wife and I. We are christians and looked up Christian Financial Advice and got you.. Not quite debt free but close!!! Thanks, Randy and Lea Ann

The parents are not jerks, twerps, buttholes, etc. A bunch of us knew very quickly they are narcissists. It's all about the power, there is nothing else to know. They dont care who gets hurt. They are totally selfish. Dave is right. Get out. Sign a quit claim, leave, now, today. Never go back. .

@amireallythatgrumpy6508

Жыл бұрын

The fact that they are American proves that they are jerks, twerps and buttho.=les

@sobeliever1638

Жыл бұрын

Narcissists are jerks

@thriftyfashionation3321

Жыл бұрын

🙌🏻🙌🏻🙌🏻

@hvaball150

Жыл бұрын

you didn't watch to the end. she lied the whole time. nothing to claim. she conned him.

@vaska1999

Ай бұрын

Narcissists are jerks, twerps, buttholes, etc.

Sounds like my father. He abused, stole from me and lied every chance he got. I tried so hard with him. Eventually I saw him for what he was, instead of what I wanted him to be. I was honestly happy when he passed away. It was tough.

Check if the lien was filed properly , might be not legal lien , have lien attorney to check on it for couple hundreds . Liens needs to filed on strict timelines , I’m sure he didn’t do it properly

Dave muted her so fast when she said that the house was in there name would not let them in criminate themselves

😢I was in the same situation , my mother took money fromme to pay off my brothers debts and later declared to the whole world , that I paid only half of what I claimed as paid. I donno y these things happen at all. I should have told a big NO to my mother . It is not strange Dave, as u said in the show, parents who are self centred and selfish will go to any extent

Another repercussion that burdens the children because of parents that can't choose to be mature and fix their life problems as normal adults. Twerps, alright.

The whole time I’m thinking the house is $65k, their net worth is $500K, they make $150K/year. Something is not adding up. Why even have a mortgage?

@vaska1999

Ай бұрын

Part of that half a million is what their houses are worth.

Don’t buy a house with anyone other than your spouse. Because there will always be problems waiting.

Dave is offering freedom. Love his tough love attitude. Dad's still a twerp.

She hid the most pertinent information 🙈

The screen grab 😂

I can identify. I have a cousin like this. This is how abusive relatives are . They take and they take and they take. It sounds like the father AND mother were owed a few thousand dollars which the daughter and her husband were willing to pay above board. But that wasn't good enough for him. Dave's advice was absolutely right. If it's at the point where the father has imposed an illegal lien, they have to fight this legally. The best outcome here is that they have the lien removed and keep their parents at arms length.

@hvaball150

Жыл бұрын

she owes 5k for the down and 20k for the work. so there is that... if she didn't lie about some partnership. she owes 30k. Dave fell for her lies.

@lukerider479

Жыл бұрын

@@hvaball150 or maybe it’s not her house or maybe there is no house at all and it’s all just one made up story. You can’t just make stuff up. What should be concerning is how much her dad is a piece of trash

You have no moral obligation to people who try to CHEAT you!

That is one sorry father

This call was painful!

This situation is too strange.

Epic "It is not about money, it's about fools"...lmbbo😂😂😂

I love how Dave is yelling to get the point across. People need this as a response to bad behavior. This is what is missing in our society

@katemiller7874

11 ай бұрын

No he doesn’t need to yell at her she’s under duress already. If anyone yelled at his precious daughter he would lose his mind

@magnov983

8 ай бұрын

@katemiller7874 but he would have reason to because he is a competent father

I love me some Dave!

My parents were awesome. My health sucks but i had a great childhood

Sounds like she will be helping them in their old age.

Dave 😂 he is so ruthless 😂 but I like him

At this point go scorched earth 😂😂😂

Parent misbehaving, just ignore him and his threat. Back away from him, will it work to ignore him? The answer is no because he will spread lies to anyone who will listen. Dave's lesson today brings happiness!!!!! 👍

Walk away! Good advice in this case.

Dave needs to not yell at her. She is not the problem her parents are. So sad she has to deal with this. You are always your parents children and she wants a loving relationship which will not happen

@JustinCase780

Жыл бұрын

He's not "yelling at her" he's yelling at how F'd up the situation is and trying to help her get out of it.

@tylersanders2388

Жыл бұрын

You’re wrong about this. Her parents did illegal garbage with her and that’s primarily what he’s yelling about. She also participated in creating this situation so she isn’t 100% guilt free even if it’s her parents who asked

@themusicman669

Жыл бұрын

Just because they’re your parents, doesn’t mean they’re good parents.

@random-nz7dy

Жыл бұрын

I disagree. Family guilt can blind you to the reality of what is happening and for this young lady, she needed to hear a strong voice tell her that her parents are being terrible people. Gentle beating around the bush words aren't going to get it through her head that her parents are manipulative and they're using her and being jerks.

@hvaball150

Жыл бұрын

she is mostly in the wrong here, if you think this out. Dave over reacted. she should pay for dad's 20k in contracting. she knows it wasn't a gift.

Co host did a heck of a job...

They should have to sue you to put a lean ON the property. Now they have a unjustifiable lean that they have to pay to get it removed….crazy

Don’t give them anything