5 Questions that doubts whole podcast: 1st - If he and his brother draws 1.5Cr each, means 3Cr per year that is 25 lakh per month, then how 30 lakh SIP, 3 lakh rent and 3 lakh Other Expenses 2nd - He Said he earns 1 Cr salary when he was in London in 2008-09, then how come in 2010 he couldn't afford 10k SIP? 3rd - at 18:20 Kushal Confronted this guy 1 lakh becoming 52 lakh at 60 age, we should consider inflation, abhi bike na lu aur 60 ki age me 2 Mercedes aayegi ( 52 lakh m at age 60 Do Mercedes aayegi Joke😅) 4th - at 42:27 he said world travel kro, km SIP bhi chalega because his biggest priority is travelling over cars, house, enjoying decent life, exactly people have different priority just like he doesn't have car till now but have visited 25 countries, some person have 2 house 2 car for them and their family. So no logic 5th Question - He said he paid 30 lakh tax last year, then assuming he given "gyan" On importance of white money, he would have earned not more than 1.4Cr, that is around 12 lakh h month, he said initially he was giving 22 lakh a month SIP. See I'm not against this guy or any hate, but IMO he have not given clear picture of what he earns and does. Whole Podcast seems suspicious, and Kushal also felt this. Hope audience gets to understand and those getting inspired have some common sense.

@gajekoth

13 күн бұрын

Thanks for taking out time to watch the entire video and also for posting your queries. These questions are really useful and needs to be addressed. Let me revert to you one by one on this 1. Total Rs 30 lakhs SIP goes from our individual account and also from our company account (Rs 10 lakhs per month) 2. I lost almost all the money in F&O in 2008-09 while I was leaving in UK and thereby starting from 0 again in 2010. 3. The idea was to just share the Cost of Delay. I started investing seriously at age 30 and today I regret that I should have started earlier. The power of compounding is really magical but we realise it only late in our life. 4. All I am saying is one should enjoy in the present as well as plan for future. Yes every person can have different goal and one should work towards achieving the same. 5. I started with Rs 10,000 SIP in 2010 and then every year kept on increasing it as per increment in our income. The idea of this entire podcast was to share a genuine story and thats why I tried to be as transparent as possible. I hope this helps.

@gomzy279

13 күн бұрын

​@@gajekoth on a lighter note.. invite him to #Mumbai & give him a ride in #Rolls_Royce..

@sanrock21

13 күн бұрын

@@gajekoth Sir I dont want to do SIP, but want to invest lumpsum or when ever I get money i will keep on adding, what do you suggest? sip or lumpsum.. like monthly I will do 10K but not as sip, when ever I want I will add, can you give me your company details?

@flying_machine10

13 күн бұрын

Ur the real gangster 😂

@manorakhee

13 күн бұрын

@@sanrock21 sips are nothing but periodic lumpsum. Investing in staggered manner just comforts the mind. How long you can stay invested is the game.

One of the best and very knowledgeable podcast...!!!Thank you Mr kothari...!!!just like you I am not loving in India at this moment but very Bullish on India...but started very late but still after listing this I will also try to .....I really want to meet you in person or any other way I can contact. Hope fully one day....!!thank you Kushal for this amezing podcast. ❤

Thankyou Gajendra Kothari Sir... Really inspiring to me 💐💐💐💐💐

The mindset and mentality of this guy is mind-blowing. India people usually stop investing after seeing -3%

@anishnaik8

14 күн бұрын

i start before 3 month and saw -7% and add same amount in election result day now sit at +5.4% 😎😎but your 2nd line is right 👍👍

@arindambairagi_

14 күн бұрын

@@anishnaik8 that's a good thing to do in sudden crash

@anishnaik8

14 күн бұрын

@@arindambairagi_ thanks, before investment I read 5-7 books on businesses, investment psychology and about money. And so many more in my collection which would really helpful 😀😀

@premanandgovindarajulu9001

14 күн бұрын

It's very interesting to grow fast,it needs patience,i wish to invest and associated pl oblge awaiting your response thanking you sir.

@gajekoth

13 күн бұрын

Thank you for your kind words... You are so true. Most people end their journey mid way and lose out on the power of compounding.

who is the target audience for this video?

@manorakhee

14 күн бұрын

Mutual fund distributors

@rageshvarman4689

14 күн бұрын

Pura video dekhle bhai, title pe mat ja 30lakhs ke. This video shows how discipline can help you reach levels.

@shreybhagat

14 күн бұрын

@@rageshvarman4689 pura video dekha maine. he just came here to promote his firm imo

@PIXEL00000

14 күн бұрын

😂😂 Good one

@pranay3582

14 күн бұрын

​@@manorakhee why? I'm so behind in terms of understanding basic investing

Awesome podcast made my day, totally relatable for me, I also did started my monthly SIP with 2K only 12 years back and today approx 2.5 L going in SIP and almost near my FIRE before 34 yrs of Age. Thank you!!

@RehanAli-et7yw

14 күн бұрын

At what age you start sip ?

@gajekoth

13 күн бұрын

Thats really awesome @TechnoAnkitIndore...You are absolutely on the right track. All the very best.

@TechnoAnkitIndore

13 күн бұрын

@@RehanAli-et7yw 22

@TechnoAnkitIndore

13 күн бұрын

Thank you!!

@KushalLodha548

13 күн бұрын

That is awesome!

Love from Assam You’re also from Assam❤️Gajendra Kothari

Very good podcast. Love u Gajendraji, I'm also from Assam. So much things I have learnt from your podcast. Very informative one.

Gajendra kothari sir so much inspirational you told hundred percent true simplicity is the best thing in this world

Feeling short of words to describe the inspiration Mr Kothari has given to me..Hats off to him and dear Kushal.

One of the best podcast I have watched till date! Thank you so much to both of you!😊

Very good interviewed. Gajendra Kothari is truly an inspiration for the young generation. Enjoyed the interview very much with so much good information and facts!

Hello I want to share my experience before 11 years at age of 21 started SIP 4K only started increasing 50 % now I’m investing 1 L monthly my plan is for next 20 years for my next generation… ❤

@BHAVESH-jq7si

9 күн бұрын

Great future plan. Very few people investing in SIP for next generation.

@kirangandhi6156

9 күн бұрын

​@@BHAVESH-jq7si in which fund u invested

@BHAVESH-jq7si

9 күн бұрын

@@kirangandhi6156 I am not a financial advisor but having a strong conviction in equity market. Please don't mind, don't ask about investment from any random person. First make your future plan then start investing with the help of good financial advisor. All the best.

@nilimajhakitchen

9 күн бұрын

@@BHAVESH-jq7si thank you ☺️

@nilimajhakitchen

9 күн бұрын

@@kirangandhi6156 ICICI HDFC SBI

@Kushal Lodha Thank you so much for this podcast

@KushalLodha548

12 күн бұрын

Anytime!

Most inspiring interview i ever watched about personal finance❤❤

@KushalLodha548

12 күн бұрын

Thanks a lot!

First of all thanks a lot @kushal Lodha bhai... Gajendra sir I will meet you that day because you have invited, I will go to Mumbai after 6 years, I mean when your target of 100 crores will be achieved and my best wishes to you…

This is by far the best video on the power of SIP, timely savings, and the concept of simple living and high thinking..... Many thanks to Mr. Kothari for sharing his journey.

Wonderful session, Gajendra Ji big thanks to you for sharing your knowledge and story. People like you help us to make better clarity to invest in mutual fund. Thank You Very Much Gajendra Ji and Kaushal.

@gajekoth

13 күн бұрын

Thank you for your kind words.

@KushalLodha548

13 күн бұрын

Thank you so much! 😊

Life is about going through all emotions. At 25 that bike is the world to the young boy.

Iss bhai ki salary 1 crore per month hai aur kahi logon ka target 1 crore MF se banana hai ..

@suri_47

8 күн бұрын

😂😂😂😂right

@shankargharge9090

7 күн бұрын

1 सालकी.

@Powerofinvestings

5 күн бұрын

bhai sawal h ki ye salary hua kaise inka?

@Pavan-kw3ix

5 күн бұрын

@@Powerofinvestings fake podcast hai bhai.. for KZread views and money ... simple

He has very rightly explained about paying up taxes. Bahut kum log itna openly baat karte hai.👍👍👍👍

Inspiring Video! 🔥Thank you Kushal & Gajendra Sir for Awesome Video!

@gajekoth

13 күн бұрын

Thank you for watching it and finding it insightful.

@geek_for_life

13 күн бұрын

​@@gajekoth​ Thank you Gajendra Sir for Awesome 🤩, Honest 😃 & Transparent Eye 👀 Opening 😎 Podcast. Already watched that Movie "One Idiot" 🎥 and was able to relate as 22 yr Old! 🔥

@KushalLodha548

13 күн бұрын

Thanks a ton

Great insights Gajendra Sir, thank you!

@xpg8752

14 күн бұрын

Why do Indians inisit on calling random Influencers "Sir" / "Ma'am" do they think the influencers will get impressed and give them some of their money? Or is it a slave complex at play,

Thanks So much...Very much motivated....Keep it up Kushal 👌👌👌👍

Its really inspiring. Today I feel some one is thinking like me and avhieved with conviction. Also Mr Gajendra you inspire to many like warren Buffett simple life living but higer life goal.

One of the best video on Mutual fund and investing. Thank you Gajendra!

@KushalLodha548

13 күн бұрын

Glad you liked it

@user-eo9ly7jj6g

11 күн бұрын

@@KushalLodha548 keep making such great content, looking forward.

This was amazing! Very helpful and it makes sense!

Thanks to Kushal and Gajendra sir very simple life .. powerful message ❤❤❤❤❤❤

Loved this Podcast and Mr. Kothari's attitude towards everything ✌🙏🏼

Indians must do wonders in the world. It is a very successful democracy where one chooses what one wants to do in life. Unity, peace, cooperation among people, understanding each other, thinking of country first will make us achieve all dreams of this short worldly life. When we have best beliefs that world is a family, it should become easy for us to do much beneficial work for the country and humanity. India being most populous country should aim to be the best in all aspects of life Long live India and its committed/visionary leaders.

Very inspiring. It inspired me a lot

@KushalLodha548

13 күн бұрын

That's great

Thank you bro for this knowledgeable (how to create wealth) podcast ❤

Loved the simplicity and thought process of Gajendra Sir. Loved every bit of this podcast.

Such a amazing and inspiring podcast Kushal .Mr Kothari is such a amazing and humble person explained everything so beautiful ❤❤ .

@KushalLodha548

10 күн бұрын

Glad you liked it

Great fan of your podcast. Great information through your podcast.

@KushalLodha548

12 күн бұрын

Thanks a lot!

This has inspired the heck out of me. Thanks !

excellent explanation,highly motivating and worth following. Thanks a lot to both of you 🙏

Thanks for your efforts. Wish you good luck.

Amazing thinking & great personality sir ❤

Thanks for the inspiration Kushal and Gajendra ji 🙏

@KushalLodha548

12 күн бұрын

Thanks a lot!

Bro you are right, ye kuch dino se soch rha tha, koi bhi saving jitna jaldi suru kro...... Apne ye bat explain krke bata diya

Safal niveshak seems like taken from the intelligent investor by Benjamin Graham. Quite interesting.

Very well explained with clarity and simplicity

Thanks you sir for making it simple.. its going to help me alot

@KushalLodha548

12 күн бұрын

Glad!

Thank you for this inspirational podcast. But it would be helpful to understand how and where he invests for a 18.5 cagr. He has truly spoken about the mentality one needs and the discipline

Mind blowing Sir love from Assam🙏🏼🙏🏼🙏🏼

Superb story

Great video ! Would have been more interesting if we would have got to know his Mutual fund portfolio.

Thanks for suggesting that movie. Loved it. Thanks.

I did the same thing removed my money from ppf and diversified that money in mutual fund as in large cap mid cap and small cap

@manorakhee

13 күн бұрын

Imho ppf is also a wonderful debt product. Mr Kothari has a different kind of risk profile. I feel some amount of debt allocation is important than going all in for equity. What if after 10 year markets crash or there could be a prolonged bear market ? If one has 100 cr losing 20 crores/30/40 won’t have a sizeable effect. But if one has 5-10 cr then ?

Amazing video and such an honest insight of every investment

An eye opener !! Keep it up kushal and gajendra ji 😊

@gajekoth

13 күн бұрын

Thank you Chintan for your kind words.

@KushalLodha548

13 күн бұрын

Thanks a ton

One of the best podcast I have watched so far Very inspiring indeed Thanks🙏

Amazing and inspiring!

Thanks Mr Kothari and Kushal for the excellent podcast..I am sure it will inspire many to start an SIP

Transparent and fluent. Enjoyed it

Awesome session today! A huge thanks to Kothari sir for sharing his tremendous wisdom with us.❤

@gajekoth

13 күн бұрын

Thank you so much for your kind words.

Superb podcast gajendra ji.

Such an honest Open person

Nice podcast . It gives 6 not only financial knowledge but also life lessons, like simplicity . good one

Not agree on ppf point. Uski apni ek jagah hai. You need to build assest allocation.

What would an etf give vs mf? Secondly from these levels what returns should we target? Covid fall has been a game changer. Last where does one get that sort of capital from? This is the key.

@gajekoth

13 күн бұрын

You should target 12% returns from here over a long term. If you get more, it's great. You can start from small sums and gradually keep on increasing it.

Really inspiring and learning stufff and if possible i want to sit on that car 😊😊 Thank you for the video

@gajekoth

13 күн бұрын

You are most welcome to take a ride in the car.

@puneetawasthi759

13 күн бұрын

@@gajekoth Will definitely come sir .... Plzz purchase it soon 😊😊

Amazing Sir, it was great value added podcast for life and investment. I am very thankful to you both that you have shared such important knowledge, I am very thankful to you after this podcast I now know what to do with my savings🙏🏻 money

Thank You! Success means you never have to wear a suit!

@gajekoth

13 күн бұрын

exactly. Thats the message from One Idiot.

@MALF999

13 күн бұрын

@@gajekoth Sir, Thanks for One Idiot- Have watched both the short movies. Thanks for Einstein's graph. Thanks for sharing the similar dream.

Thank you. Its a great video. Sharing all the information.

Very inspiring, Gajendra sir🙏

@gajekoth

13 күн бұрын

Thank you so much. I am glad you liked it.

@YogeshwarDewangan-hr5nd

13 күн бұрын

@@gajekoth very inspiring gajendra ji, mera ek question hai, tax harvesting aap krte hai ya nai LTCG bachane k liye ya nahi plz ?

Brilliant! Some of these genius investors need to show how to track their investments.

@KushalLodha548

13 күн бұрын

🔥🔥

Brother kindly adjust your tone little bit and add some sound deadening material on walls.. Video has Good insights and shows us how long term investing looks like.

This podcast really transformed me like anything...

Kushal sir your content is insightful but just a suggestion You may be curious but don’t interrupt the guest randomly, it makes you sound obnoxious and guest loses his flow, try to match his energy and then wait for him to pause before you speak make it sound like conversation not interrogation

@KushalLodha548

12 күн бұрын

Sure, thank you for the feedback.

One of the best podcast... Please share the PPT if possible

Thank you

Nice information sir

Very Transparent.... Very Inspiring ❤❤❤❤

There seems to be inconsistencies in the narrative, even if brothers combined salary is 3cr a year (1.5cr each), the post tax income will be 2 cr or less. And once we deduct personal expenses, the number will be even less, so how can sip be 30l a month, i.e. 3.6 cr a year... Numbers don't add up

@akbarali_hitman

10 күн бұрын

Might be talking about yearly

Sir very very informative and inspiration

This wealth will grow many fold in your old age , at age of 80 it will be more than 1000 cr

@gajekoth

13 күн бұрын

I completely Agree with you...But the idea is not to go after 1000 crs. If it happens it happens. The idea is to make compounding work for us

@bigwealthIndia

9 күн бұрын

I am also investing in mutual funds since 2008

@bigwealthIndia

9 күн бұрын

@@gajekoth my corpus 10X in last 16 years , right now Defence and psu fund will perform better

Very insightful. Thanks ❤

Now caption is english nice😊

Best personal finance podcast 🎉

Wow. This is one of the best stories so far I have watched.. I really enjoyed every bit of this. 🎉🎉

Gajendra Ji please inform in your journey how many times you have booked profits and if so what is your criteria for booking profits

@gajekoth

13 күн бұрын

I have hardly booked any profits. I am a buy and hold long term investor. While I have been good with identifying right investment opportunities at the right time I have not so far been very good with exiting them at an opportune time. Hence I continue to hold almost all of them.

@LinkedInJobProvider-yu8iv

13 күн бұрын

Ok which means you have a tremendous mindset. I heard in the interview you are sitting on 20 cr profits and still managing to hold. I want to understand your mindset. Do you not fear that if market crashes you will loose the wealth which you haven't booked and then again you have to start the patience game before the market picks up?

Hi sir Very nice interview, interesting, please make like this motivation video

Awesome session.. ❤❤

@KushalLodha548

13 күн бұрын

Thank you so much!

Iam completed B.A Economics and MBA finance 2nd year.Ater business or CFA program prepare best or not.Iam confusing please help me your advice.Investment management very very big field in India

Great sir.. 😊

Very nice.... thanks 🙏

Thanks🙏

What a beautiful man .. great podcast.

@gajekoth

6 күн бұрын

Thank you so much. I am glad you found it insightful

Really amazing and worth podcast

so polite and generous person

@gajekoth

13 күн бұрын

Thank you so much.

@gajekoth

13 күн бұрын

Thank you so much.

@akashagarwal1068

12 күн бұрын

@@gajekoth thanks sir. How to connect with u?

He explained us very simply the hack of saving our money through sip

You had a higher risk appetite so it’s easy for you as your salary seems to be so high

pls share this PPT file

Hi Kushal, Please make a video on the Indian CAs working in the US of America by the way of tranfer/secondment from Indian Offices. It will be a helpful topic. Thanks

What was the 30 mins video he mentioned in this podcast? Not able to find it now. Can anyone help?

Love from Assam sir

Awesome Guest and Host❤❤❤

How he managed to increase his sip from 10k to 30L. What is his source of income. SIP is ok, but how he earned 10k to 30L.

@ronalddsouza6534

14 күн бұрын

He is a invester it’s not his money he is investing others money of 30 lakhs sip and earns commission from every amount invested of 1% automatically

@_AnuragNayak_

14 күн бұрын

Point

@manorakhee

13 күн бұрын

From his business which he has relentlessly build over 15 years. Pay your self salary from that business. Live a simple lifestyle. Invest regularly. Don’t build physical asset. Only one house in which you stay is enough.

@IALWAYSSHOWSUP

8 күн бұрын

​@@manorakheeexplain how it works

@JatinderKumar-bc7he

21 сағат бұрын

It shows you have not seen this video