Real Estate Millionaire Vs Stock Market Millionaire

Ойын-сауық

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Sharan Hegde:
Instagram: / financewithsharan
LinkedIn: / sharanhegde
Twitter: / financewsharan
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Listen to us on Spotify:
podcasters.spotify.com/pod/sh...
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In today's episode we have
1) Mr Chintan Vasani, founder of Wisebiz - real estate market research company, with 10 years experience
2) Mr Rahul Ghose, founder of Octanom Tech, with 15 years experience, and managed few 100 Crores in this space.
In this video, we uncover a multitude of fascinating topics:
💼 Framework to invest in real estate & Stock market
🏢 Best & worst investment made
💰 Financial freedom strategy for a 30 year old
📊 Their current networth and asset allocation
This video is packed with priceless insights. Dive in now and share your thoughts in the comments below. Let's spark a conversation that breaks barriers! 💬👇🏻
Disclaimer: This video is for educational purposes only. 📚
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Timeline
[0:00] Introduction
[1:50] Current networth and asset allocation
[2:48] CAGR over 10 to 15 years?
[3:27] Framework to invest in real estate
[5:44] Framework to invest in stock market
[10:16] Best & worst investment made in stock market
[11:45] Best & worst investment made in real estate
[13:25] Arguement to increase equity investment
[15:32] Arguement to increase real estate
[18:30] Financial freedom strategy for a 30 year old
[23:25] Will they give 1 Crore to each other to manage?
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Sharan Hegde is a personal finance expert who has been featured in Forbes, Economic Times, Mint, Times of India and many more. He is the Founder of The 1% Club, India's biggest finance community which helps people achieve financial independence.
#financewithsharan #finance #sharanhegde

Пікірлер: 514

  • @financewithsharan
    @financewithsharan9 күн бұрын

    Rahul Ghose KZread - youtube.com/@iam_hedged?si=lh_xRSgJvyfnZz9f LinkedIn - www.linkedin.com/in/rahul-ghose-9219a83b? Company website: octanom.com/ hedged.in/

  • @niveyshak

    @niveyshak

    9 күн бұрын

    Real Estate makes money much slower as compared to Equities which is much faster. The issue is in Allocation in the asset class - particularly in Equity One allocates 40-50L by default while purchasing lands/plots, estates in fact higher also When it comes to Equity one barely invests 20k to 1L or 5L may be and when grows by 10%-40% exits

  • @chitti_rakasi

    @chitti_rakasi

    9 күн бұрын

    Sharan brother I am house wife I can't do job as my in laws don't allow me to go for Job bcoz of 2 kids my husband understood my pain and is ready to give 10 lakhs amount for investment so now what should I do so that I can be financially independent and return the investment

  • @DrKallalPramanik

    @DrKallalPramanik

    8 күн бұрын

    I read the channel as *I am Hegde* and saw Rahul speaking after clicking. I was scratching my head while trying to figure out what was going on.

  • @rohan2726

    @rohan2726

    7 күн бұрын

    @financewithsharan constructive feedback. Make your seating arrangement as guest1 , guest 2 Sharan. Instead of guest1 , Sharan, guest2 this seating arrangement looks very confrontational for guests.

  • @yuktikhattar1149

    @yuktikhattar1149

    Күн бұрын

    Superb...v v informative

  • @VanChuong-on2gh
    @VanChuong-on2ghКүн бұрын

    Purchasing a stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.

  • @Cynthia-mm1cv

    @Cynthia-mm1cv

    Күн бұрын

    How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

  • @TommyChong677

    @TommyChong677

    Күн бұрын

    Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.

  • @mandyyonge

    @mandyyonge

    Күн бұрын

    thats really massive!How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

  • @TommyChong677

    @TommyChong677

    Күн бұрын

    Lucia Alicia Cruz is my FA, simply do due diligence . You'd find necessary details online to work with and set up an appointment.

  • @mandyyonge

    @mandyyonge

    Күн бұрын

    Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info

  • @JesseMayhill
    @JesseMayhill4 күн бұрын

    One lesson I've learnt from millionaires is to always put your money to work no matter how small. Don't get discouraged just because you can "only" invest like $100 per month. It can compound to tremendous wealth over the course of decades. The important thing is that you keep going!

  • @TheDayTheDay312

    @TheDayTheDay312

    4 күн бұрын

    My advice for who wants to grow financially this year, invest. Saving is good, but investing elevates your finances. Thanks to my financial advisor, my portfolio is thriving, and I'm proud of last year's decisions.

  • @Duttonmuffins

    @Duttonmuffins

    4 күн бұрын

    Nice. People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $2 million portfolio.

  • @Brightenedrim

    @Brightenedrim

    4 күн бұрын

    Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.

  • @Duttonmuffins

    @Duttonmuffins

    4 күн бұрын

    I'm cautious about giving specific recommendations since everyone's situation varies, but I've worked with "Melissa Elise Robinson" for years and highly recommend her. See if she meets your criteria.

  • @Brightenedrim

    @Brightenedrim

    4 күн бұрын

    I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip.

  • @cortez9978
    @cortez99789 күн бұрын

    Why do so many dividend stocks get killed for share price? You would think dividend stocks would do a little better. Case in point: $3M.

  • @FrankHaubrich-mt6gw

    @FrankHaubrich-mt6gw

    9 күн бұрын

    everyone needs a margin of safety in their portfolios and remember, it's time in the market not timing the market

  • @RayWalker-mo

    @RayWalker-mo

    9 күн бұрын

    learning when to exit has been my issue and main reason I'd advise the use of financial experts unless you a pro yourself

  • @Lindsay-jy

    @Lindsay-jy

    9 күн бұрын

    Straight up, investing with the help of a financial advisor set me up for life with about $1.6m in stock portfolio roi. I max out my 401k and have few properties. I worked hard everyday as a teacher for 32 years, and my salary was over 100k annually. But if it wasn't for 2020 covid lockdown, I wouldn't have supplemented my income with stocks and alternative investments.

  • @Scarborough-c26

    @Scarborough-c26

    9 күн бұрын

    @@Lindsay-jy I require precise market trajectory information at this point, the erosion of my reserves due to inflation seems to bother me, mind with the info of your advisor please?

  • @Lindsay-jy

    @Lindsay-jy

    9 күн бұрын

    Katherine Nance Dietz is my FA. Just google the name and you’d find necessary deets. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

  • @SanjayKumar-es9og
    @SanjayKumar-es9og10 күн бұрын

    Kardden Token time! This thing is lifting up in ways nobody did before

  • @kingmonir5899

    @kingmonir5899

    10 күн бұрын

    Its a scam

  • @emilyburton-h2l
    @emilyburton-h2l3 күн бұрын

    I'm curious, for someone with around $50,000 to invest, how would you recommend we enter the market? I am looking study some traders and copy their strategy rather than investing myself and losing money emotionally. What's your take on this approach?

  • @dannyowen-k4y

    @dannyowen-k4y

    3 күн бұрын

    It's all about finding the right moment to take advantage of and generate colossal profit, which is why you need to do your research.

  • @margie-b2v

    @margie-b2v

    3 күн бұрын

    Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again.

  • @benjaminsmith3469

    @benjaminsmith3469

    3 күн бұрын

    Who is the coach that provides guidance for you? I urgently require assistance; my stock portfolio is stagnating, and I need investment advice for retirement.

  • @margie-b2v

    @margie-b2v

    3 күн бұрын

    Monica Shawn Marti is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

  • @benjaminsmith3469

    @benjaminsmith3469

    3 күн бұрын

    I'm impressed with the recommended advisor's prompt response and expertise. Their clarity and professionalism instilled confidence from the start. Excited to explore opportunities together!

  • @RobertDamanii
    @RobertDamanii10 күн бұрын

    I miss the post Pandemic Mortgage rates, those were good times ! The market correction has been massive and with the impending recession it seems like things are only going to get worse.

  • @TheRothschild770

    @TheRothschild770

    10 күн бұрын

    You can say that again! I have pity for people who spend above 50% of their take home on rent, to think that things aren’t really looking up for the economy and inflation is driving the average cost of living to insane highs, a lot of people might not be able to get through the coming phase.

  • @JasonAmir-qo4uo

    @JasonAmir-qo4uo

    10 күн бұрын

    Well that’s why financial literacy is really paramount, as much as the market can be quite unpredictable and a lot of variables have to be considered while making decisions, one still has to be aware of the basic principles that govern these things in order to avoid obvious pitfalls.

  • @AmyGimsby

    @AmyGimsby

    10 күн бұрын

    True, personally I work with an expert financial planner, been with him for years and he saw most of these things coming. Working with him has been the best decision of my life! He Adviced me to buy a Condo in Tampa for $100k in 2020, as of 2022 it was worth almost $200k, and he helped me structure the fin-plan to pay it off, now it’s paid off.

  • @John-ww2fv

    @John-ww2fv

    10 күн бұрын

    Oh Nice! What’s his name and how can one contact him.

  • @LeeParkchu

    @LeeParkchu

    10 күн бұрын

    There are lots of CFAs you can work with. You can search Google for Eric Paul Elmer

  • @balramprajapati6530
    @balramprajapati653010 күн бұрын

    Thanks, please make another video about Kardden I prefer Kardden that is strong

  • @mahendrarajwar8543
    @mahendrarajwar854310 күн бұрын

    Kardden please get going high

  • @SumitKumar-pv4lw
    @SumitKumar-pv4lw10 күн бұрын

    Clearly Kardden was a right choice. Hope to learn more from you this is pure knowledge

  • @ANTHONY_esq
    @ANTHONY_esq6 күн бұрын

    If you were to want to start investing in any of them for short term gains, which would be the better buy at this time. Been considering this for a while now.

  • @marguritekostecki2194

    @marguritekostecki2194

    6 күн бұрын

    Not sure this is the best place to ask this, but it has got to be Stocks... Of course, you have to be well informed on the right ones or better still, get an F.A to handle it for you (that way, you minimise risks)… Made my first million few weeks back from the Nvidia rise without having to do much unlike with Real Estates where you can wake up to a call by 2am to complain about a leaking pipe...

  • @MandyLuke

    @MandyLuke

    6 күн бұрын

    why not both? diversify!

  • @dr.karidouglas1312

    @dr.karidouglas1312

    6 күн бұрын

    How do I go about getting one, what are the steps for getting an advisor. like a really good one

  • @marguritekostecki2194

    @marguritekostecki2194

    6 күн бұрын

    You should start by looking out for those from known firms and good track records. You should also make sure the person is licensed. Personally, I use Kelly Matwick. She's good and you could also look her up.

  • @Alejandracamacho357

    @Alejandracamacho357

    6 күн бұрын

    You can invest in properties, however be aware that properties don’t increase in value in a day.

  • @akshatchandra60
    @akshatchandra6010 күн бұрын

    1. It isn't 25% CAGR for real estate; its about 14% CAGR 2. 24K to 50K in 5 years is 2.08 times NOT 2.5 times

  • @kaustavmukherjee9233

    @kaustavmukherjee9233

    10 күн бұрын

    Yes..they exaggerate...or miscalculate.....😂

  • @americaseamritsar

    @americaseamritsar

    9 күн бұрын

    I think they also counted rentals in calculations

  • @sanjay_679

    @sanjay_679

    8 күн бұрын

    Right.

  • @SabrinaaDolph-y4y
    @SabrinaaDolph-y4y9 күн бұрын

    I believe investors should always put their money to work, particularly We can expect to witness more market diversification by the end of 2024. I'm intending to put approximately $350,000 of my savings in equities for next year. Hope to make millions by 2025.

  • @PhilipsJameszang

    @PhilipsJameszang

    9 күн бұрын

    i guess danger is currently at an all-time high, you may want to be more patient and return when it has lessened. You can also get advice from a skilled financial expert on strategy

  • @WilliamsScott-h5h

    @WilliamsScott-h5h

    9 күн бұрын

    That'S true, I have contacted a brokerage advisor. With an initial $80k reserve, my adviser selects the entry and exit commands for my portfolio, which has risen to around $550k.

  • @EdwardsLluka

    @EdwardsLluka

    9 күн бұрын

    @@WilliamsScott-h5h Pls how can i meet this advisor? i want someone to help me invest my divorce settlement, It's just being laying around in the bank without much interest and that's not good for me.

  • @BINDERANDREAULRIKE

    @BINDERANDREAULRIKE

    9 күн бұрын

    I've been thinking about switching to an advisor for a long. Can you tell me who your advisor is?

  • @WilliamsScott-h5h

    @WilliamsScott-h5h

    9 күн бұрын

    My CFA 'Melissa Jean Talingdan' is a well-known figure in her field. I recommend doing additional study on her credentials on web.

  • @muhammedihsan6690
    @muhammedihsan669010 күн бұрын

    Kardden Token is next atleast 40x coin, upswing better than Kardden at primetime

  • @kingmonir5899

    @kingmonir5899

    10 күн бұрын

    Checked, its a scam

  • @DevSharma-ir4dr

    @DevSharma-ir4dr

    8 күн бұрын

    @@kingmonir5899 they are bots

  • @joaquimfernandes2369
    @joaquimfernandes236910 күн бұрын

    Defending Real estate is tough in times of equity bull run. 25% cagr in real-estate is not true.

  • @ramreddymatta

    @ramreddymatta

    4 күн бұрын

    Exactly 😅

  • @shivamshah6826

    @shivamshah6826

    4 күн бұрын

    Indeed ..he is lying earlier he said in 4-5 years double the money + 0.5% rental yield and during conclusion he said 25% cagr which is not even 15% 😂

  • @OscarOwenn
    @OscarOwenn5 күн бұрын

    I moved from Tampa to Santa Clara a few months ago and I’m thinking of purchasing a single family home there, but with real estate prices currently through the roof, is it still a good idea to buy a home or should I invest in stocks for now and just wait for a housing market correction? Looks like NVDA, TSM and AMD and AVGO are strong buys this week.

  • @LouisMorganxb3

    @LouisMorganxb3

    5 күн бұрын

    it’s a personal decision, but according to Forbes, housing activities will remain stagnant for the most part of the year, so maybe hold off a little.

  • @BaileyJames-zv2ddd

    @BaileyJames-zv2ddd

    5 күн бұрын

    well you could put a downpayment on a home and as well diversify as much as you can into Ai, energy and big pharm. stocks like Pfizer and JnJ, ASML, MLM and S&P 500 ETFs. I’d suggest you go with a managed portfolio, but even those don’t perform so well, so it’s best you reach out to a proper fiduciary to guide you, that’s what works for my spouse and I making a whooping $738k in Q4 last year

  • @OscarOwenn

    @OscarOwenn

    5 күн бұрын

    I’m an art collector, this is not very new to me but has a nuance to it. Can you assist me?

  • @BaileyJames-zv2ddd

    @BaileyJames-zv2ddd

    5 күн бұрын

    There are many advisors to choose from. But I work with 'Leah Foster Alderman' and we've been working together for years and she's fantastic

  • @BaileyJames-zv2ddd

    @BaileyJames-zv2ddd

    5 күн бұрын

    You could check her if she meets your requirements. Just research the name. You’d find necessary details to work with.

  • @MeenakshiRaghavan
    @MeenakshiRaghavan5 күн бұрын

    Despite the challenging economic situations, you have taught me the most effective methods to increase profits. May God bless you with even more knowledge! Sir Ronal'

  • @MeenakshiRaghavan

    @MeenakshiRaghavan

    5 күн бұрын

    he’s mostly on Telegrams, using the user.

  • @MeenakshiRaghavan

    @MeenakshiRaghavan

    5 күн бұрын

    # Ronalfx2

  • @meuthpreller1085

    @meuthpreller1085

    3 күн бұрын

    Following you has been an amazing journey . you have shown me the best way to earn much better profits despite the bad economic situations, God bless you with more knowledge Ronal’...

  • @shashankvashist7275

    @shashankvashist7275

    3 күн бұрын

    I'm favoured financially, Thank you Ronal’ $32,000 weekly profit regardless of how bad it gets on the economy

  • @charleymogus5080

    @charleymogus5080

    3 күн бұрын

    Thank you so much, Sir Ronal’ I never imagined to receive profits after investing in my trades with you. God is going to continue to bless you.

  • @HereIsYourSummary
    @HereIsYourSummary9 күн бұрын

    Here is your 2-minute summary of the video😀 - Rental yield for Flat: 3 to 4% but for commercial property: 5 to 7% - Demand for residential property is higher than commercial - Real estate is unaffected by ups and downs of stock market - IndexTap to track latest real estate updates - Bankers gives the best insight in real estate research - Real estate investment gives security and ownership benefits, preference and comfort, avoiding rental affordability concerns - The downsides of real estate are market saturation and a lack of control over market situation. - It is better to become indirect owners of real estate companies by buying their stocks

  • @financewithsharan

    @financewithsharan

    8 күн бұрын

    Thanks for the summary :)

  • @jammivenkata

    @jammivenkata

    3 күн бұрын

    I beg to differ on point 3. Real estate is definitely affected by stock market. Without companies paying bonuses and generating profits, will employees have the resources/guts to buy homes? It then leads to oversupply, realtors laden with debt which could become NPAs for banks.

  • @sagarjambukar7137
    @sagarjambukar71379 күн бұрын

    Sharan, you should let them complete before interrupting for asking your questions. Their flow of thoughts could give more insights.

  • @financewithsharan
    @financewithsharan9 күн бұрын

    Chintan Vasani Instagram : instagram.com/chintanvasani?igsh=MXg2a2Z4cnQydHJ0NQ%3D%3D& KZread : youtube.com/@chintanvasaniofficial?feature=shared LinkedIn : www.linkedin.com/in/chintan-vasani-61519718?

  • @chintanvasaniofficial

    @chintanvasaniofficial

    9 күн бұрын

    Thank you for having me on the podcast.

  • @Valliere-fy2jo
    @Valliere-fy2jo9 күн бұрын

    Hallelujah!!!! The daily jesus devotional has been a huge part of my transformation, God is good 🙌🏻🙌🏻🙌🏻🙌🏻🙌🏻was owning a loan of $47,000 to the bank for my son's brain surgery (David), Now I'm no longer in debt after I invested $8,000 and got my payout of $270,500 every months,God bless Christy Fiore 🇺🇸🇺🇸🇺🇸..

  • @pslove-zm4vd

    @pslove-zm4vd

    9 күн бұрын

    Hello!! how do you make such monthly, I’m a born Christian and sometimes I feel so down of myself 😭 because of low finance but I still believe God

  • @Valliere-fy2jo

    @Valliere-fy2jo

    9 күн бұрын

    Thanks to my co-worker (Carson ) who suggested Ms Christy Fiore

  • @Valliere-fy2jo

    @Valliere-fy2jo

    9 күн бұрын

    She's a licensed broker here in the states🇺🇸 and finance advisor.

  • @levee-hm6rl

    @levee-hm6rl

    9 күн бұрын

    After I raised up to 525k trading with her I bought a new House and a car here in the states🇺🇸🇺🇸 also paid for my son's surgery….Glory to God, shalom.

  • @mamaj-wf9vh

    @mamaj-wf9vh

    9 күн бұрын

    Can I also do it??? My life is facing lots of challenges lately

  • @vivekvivek-nn1xo
    @vivekvivek-nn1xo10 күн бұрын

    Real estate is for cash flow. Equity is for wealth creation. Bank fd is wealth destruction.

  • @AngelaBrown-tb1zp
    @AngelaBrown-tb1zp5 күн бұрын

    I always look up your videos when it comes to financial lessons. You are such a blessing to this community. People are financially struggling to put food on the table, yet no change is made. I appreciate Anna Contreras alots, you've helped my family with your advice! Imagine investing $1,600 and receiving $8,300 in 7days

  • @Merit467

    @Merit467

    5 күн бұрын

    I am grateful to her, though I started with as low as $1,000 actually because it was my first time and it was successful he's a great personality in the state.

  • @ReginaSamuel-nq8wj

    @ReginaSamuel-nq8wj

    5 күн бұрын

    I'm so happy I made a productive decision about my finances that changed my life forever, hoping to retire next year... Investment should always be on any creative man's heart for success in life..

  • @AaronSandoval-h6n

    @AaronSandoval-h6n

    5 күн бұрын

    Depending on this administration is a total loss. Investment has been the easiest means to save and multiply income, missing out on this opportunity would be a waste.

  • @GeorgeChristensen-vr5xb

    @GeorgeChristensen-vr5xb

    5 күн бұрын

    That sounds nice. I'm really thinking of reaching him, and have heard positive rewards about him. HOW TO FIND HIM??

  • @MatthewScott-i8w

    @MatthewScott-i8w

    5 күн бұрын

    Making money is all about investing in the right way, most failure and loss on investment usually happen when you invest without proper guide.

  • @ramonsean-gx6qd
    @ramonsean-gx6qd10 күн бұрын

    Fantastic video! I have incurred so much losses trading on my own....I trade well on demo but I think the real market is manipulated.... Can anyone help me out or at least tell me what I'm doing wrong??

  • @FabianMarcel-py4bq

    @FabianMarcel-py4bq

    10 күн бұрын

    Same here, My portfolio has been going down the drain while I try trading,l just don't know what I do wrong. .

  • @TonyStanley-pn1bu

    @TonyStanley-pn1bu

    10 күн бұрын

    Investing with an expert is the best strategy for beginners and busy investors, as most failures and losses in investment usually happen when you invest without proper guidance. I'm speaking from experience.

  • @WillisNorrie-t8h

    @WillisNorrie-t8h

    10 күн бұрын

    I think l'm blessed if not I wouldn't have met someone who is as spectacular as expert mrs Janet.. Highly recommended🙌

  • @MeganEsme-e9z

    @MeganEsme-e9z

    10 күн бұрын

    ​Wow, I'm surprised to see Janet mentioned here as well. I didn't know she had been kind to so many people

  • @BeatriceCassandra-cy5oh

    @BeatriceCassandra-cy5oh

    10 күн бұрын

    ​I'm also a huge beneficiary of her.. I thought myself and my family were the only ones enjoying Janet trade benefits

  • @K-sv8us
    @K-sv8us7 күн бұрын

    Moral: Invest in what you understand.

  • @chintanvasaniofficial

    @chintanvasaniofficial

    6 күн бұрын

    Very true. You need to have a detailed understanding of what you getting into.

  • @cashcow3996
    @cashcow399610 күн бұрын

    no beating around the bush, this guy asks to the point questions

  • @maheshmane11
    @maheshmane119 күн бұрын

    5 years ago my rented flat giving 20k rent and flat price was 75 lakh ...emi was 45k. Today the rent is 45k and the price is 1.25cr The price didn't double but I am not paying any emi now, property taking care of itself. And after 3 years expecting 50k-55k rent, extra income will be there with an increasing price. Mutual funds doubled since 2019 without any dividend or income. Real estate disadvantage is it needs more money and less liquidity.

  • @maverickrahul104

    @maverickrahul104

    4 күн бұрын

    Uncle there are different mutual funds which doubled every year since 2020. Google it!!

  • @suryakathiravan
    @suryakathiravan10 күн бұрын

    Real estate is really good but it not that simple. It takes a lot of time to understand the business model. Also buying a land is better than a property as it appraise a lot better.

  • @dhruvakumar7187

    @dhruvakumar7187

    10 күн бұрын

    buying a land is the most risky thing to do, bad property documents are designed to meet all legal queries, finally because of equal share to girl children, you will never know whether they have a girl child, children of the girl child will drag you to court

  • @sanskarsharma1138
    @sanskarsharma11383 күн бұрын

    Banker's statement by the RE guy was really soo logical and rational that for a sec even Sharan got a sec break. 👏

  • @godbless_rohitt
    @godbless_rohitt10 күн бұрын

    What a insightful conversation!!🙌

  • @hridyamjain2

    @hridyamjain2

    10 күн бұрын

    hi Rohit how to hire your services for editing

  • @PraORedd
    @PraORedd5 күн бұрын

    Equity is supreme now rather than the real estate ❤

  • @AdvikKumar-fi8nr
    @AdvikKumar-fi8nr9 күн бұрын

    As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing.. I’ve been sitting on over $545k equity from a home sale and I’m not sure where to go from here. Is it a good time to buy into stocks or wait for another opportunity?

  • @leonardblavatnik2690

    @leonardblavatnik2690

    9 күн бұрын

    Well as you know; the bigger risk, the bigger results, but such impeccable high value trades are often carried out by pros.

  • @virgilludwig

    @virgilludwig

    9 күн бұрын

    This is true, People dismiss the importance of Advisors until they are burned by their own mistakes. I remember a couple of few summers ago after my last job layoff, I had to stay afloat, hence researched for licensed fiduciary advisors. Thankfully, I came across someone of practical knowledge and experience. My reserve fund of $225k has yielded nearly $1.3 million after subsequent investments so far.

  • @PingPing-ij8zo

    @PingPing-ij8zo

    9 күн бұрын

    In a field as rapidly evolving as the Real Estate and Stock market, staying updated is vital. An advisor provides continual research and adaptation to the latest market changes which would be instrumental in helping make informed decisions.

  • @FekirKoothrapali

    @FekirKoothrapali

    9 күн бұрын

    I completely share this perspective however it is a bit tricky to come across reliable Financial Advisors. It would be nice to get a recommendation.

  • @virgilludwig

    @virgilludwig

    9 күн бұрын

    There are a handful of experts in the field I’ve experimented with over the past years, but I’ve stuck with “Eric Paul Elmer” for about three years now, and his performance has been consistently impressive. He is quite known in his field.

  • @sahas397
    @sahas3974 күн бұрын

    The advantage of residential real estate over commercial is that the vacancy is lower, commercial can have prolonged periods of vacancy. In USA the equity market is booming, and the real estate market is dull, once there is a slump in the equity market, money flows into real estate and vice-versa.

  • @rakshithrinku1
    @rakshithrinku110 күн бұрын

    Very much useful video Sharan. Appreciate it!

  • @expeditingvineet
    @expeditingvineet10 күн бұрын

    The real estate guy seems nervous and the equity guy seems chilled out. That explains the true story. 1 very important point is missing in this debate. Compare the disputes and court cases in real estate and equity.

  • @lifehealthandhappiness5661

    @lifehealthandhappiness5661

    9 күн бұрын

    For buying Real estate even family supports but for share market 😂

  • @expeditingvineet

    @expeditingvineet

    9 күн бұрын

    @@lifehealthandhappiness5661 parents might support but siblings, spouse and kids will fight to get their share. But that's not the case in the stock market.

  • @pravinswami4u007
    @pravinswami4u0077 күн бұрын

    Super informative podcast, it was much needed. Thank you all Sharan, both the experts & the team behind the seen. Will be awaiting to see another informative podcast soon. Keep up the great work.!

  • @jammivenkata
    @jammivenkata10 күн бұрын

    Invest in equity market, take a 40% overdraft against securities or against mutual funds, put that into real estate. Rinse and repeat.

  • @ben4wisdom

    @ben4wisdom

    10 күн бұрын

    Roughly 50% of real estate India is in Black. Cannot swing it like that with equity.

  • @jammivenkata

    @jammivenkata

    3 күн бұрын

    @@ben4wisdom Hmm. Can you elaborate on this? The way i see it, black money is an issue independent of overdraft or otherwise. Now, my portfolio compounds, property yields rental revenue and slowly appreciates, fully paid off with low interest OD which is serviced by rental yield from property.

  • @ben4wisdom

    @ben4wisdom

    3 күн бұрын

    @@jammivenkata Every time we sell real estate there's swinging of black money. Taking out cash and paying only a portion of it as white to save stamp duty and taxes. This illegal activity has become the norm in India, and equity has no such provision. So when you mix the two there's gonna be unnecessary headache. So the way I see it, unless you are earning black money (business, cash, undeclared incomes) you don't need unnecessary real estate headache. I just a buy a house to live and do all investments in white legal way.

  • @jammivenkata

    @jammivenkata

    3 күн бұрын

    @@ben4wisdom Agreed. My approach was because this was a RE vs EQ video. I'd wholeheartedly put maximum into non-RE asset classes, keeping one house to live in like you said.

  • @jammivenkata

    @jammivenkata

    3 күн бұрын

    @@ben4wisdom the catch when you take an OD against securities or MFs, is it can't be invested into the market again. So RE becomes a top contender for those funds to be invested in,

  • @shreeganeshaaynamah353
    @shreeganeshaaynamah35310 күн бұрын

    You guys are awesome🫶... keep up the great work.. Thanx for sharing your insights especially for young people...❤🇮🇳

  • @tonmy21
    @tonmy212 күн бұрын

    Invest in good Nifty fifty stock for 10 lakhs wait for 5 years it will go upto 25 lakhs - use that money for downpayment in a residential property (if salaried for tax rebate) and commericial property (if not salaried) Then you can buy a property worth 60 lakhs instead of burning it with 17 lakhs and getting stuck in life. Stocks are always good with small amount as risk is involved and always go for reputed builder real estate except Lodha Freehold land Nearby infrastructure and you will get good returns There is no one way formula at all You can get rent and since thats additional you can invest in sip and so this hybrid will help you grow gradually but will have steady returns.

  • @sriranjanim1460
    @sriranjanim146010 күн бұрын

    ❤superb debate , loved it. After a long time one person eho could back real estate. I could agree as me being a real estate person. 95% in real esate and 5% in gold

  • @stalwarts17
    @stalwarts1710 күн бұрын

    This interview is "Gold" 💛

  • @Sreedhar91
    @Sreedhar916 күн бұрын

    I feel any industry is cyclical if now equities are fancy in some years Real estate shines back.. and the loop continues. People gonna invest money and people gonna live somewhere. never ending story.

  • @memers686
    @memers6863 күн бұрын

    Brother, equity offers much higher returns compared to real estate, at least 3-4 times more in the long term.😅

  • @Siddharthan123
    @Siddharthan12310 күн бұрын

    Thank you sharan debate I learn a lot from this video real estate and equity❤

  • @S.k.0506
    @S.k.05063 күн бұрын

    The equity guy was more experienced & confident. While buying property, consider - EMI + gov tax + society and the rent generated also goes in EMI. Aft 10 years when you clear the EMI you notice that the commercial that i got from builder cost 50 L ( 2013) and Aft clearing loan it cost you 70 L Todays selling price you get 80 L . Moral follow equity Guy

  • @harjyotitalukdar6513
    @harjyotitalukdar65136 күн бұрын

    Excellent content 👏👏 thank you so much... Loved it...

  • @chinhmaynagpal3489
    @chinhmaynagpal34893 күн бұрын

    Can you make a video on how to do research before buying a property?

  • @shaikhmoin03
    @shaikhmoin039 күн бұрын

    Found 1% club and feels like that is the way to get out of the matrix of a middle class person who saves and pays taxes as well but not doing and taking so much risks to grow the money and money work for them not we are working for the money ❤ thanks sharan your doing best work for those who is becoming a 1% club 🎉🎉hatts off for you 💜

  • @financewithsharan

    @financewithsharan

    8 күн бұрын

    Thank you so much bro

  • @financewallah-cadhirendrat5360
    @financewallah-cadhirendrat536010 күн бұрын

    I would say we should do both equity and real estate, if i have real estate then i can anytime take a loan against property and grab the opportunity either in equity market or in real estate. Plus real estate you can put more than 1 crore easily but its difficult for common people to invest more than 1 cr in equity

  • @fahimomarismael5591
    @fahimomarismael55913 күн бұрын

    The real estate guy, is struggling to convince. You can be on stock market an not lose money in 20 years. There is something called risk management. If you invest in Mutual Funds or ETS, you won't lose money ever in the long run. Real estate is not liquid at all. It's a fixed asset, and as per accounting it's called a non-current asset. Liquid assets are cash, short term investment. If I've ETS with Fidelity, I can sell them now, and get the money on my bank account in 3 days. With real estate that's not possible.

  • @niveyshak
    @niveyshak9 күн бұрын

    Real Estate Makes money much slower as compared to Equities which is much faster. The issue is in Allocation in the asset class - particularly in Equity One allocates 40-50L by default while purchasing lands/plots, estates in fact higher also When it comes to Equity one barely invests 20k to 1L or 5L may be and when grows by 10%-40% exits

  • @John-ww2fv
    @John-ww2fv10 күн бұрын

    What's the outlook on the housing market? I think it's a good time to buy, rates are low!

  • @RobertDamanii

    @RobertDamanii

    10 күн бұрын

    Real estate is a solid long-term investment.

  • @GibsonJames-gr3on

    @GibsonJames-gr3on

    10 күн бұрын

    Equity markets offer growth potential, but come with volatility.

  • @JasonAmir-qo4uo

    @JasonAmir-qo4uo

    10 күн бұрын

    What about real estate investment trusts (REITs)?

  • @RobertDamanii

    @RobertDamanii

    10 күн бұрын

    I'm concerned about market fluctuations. I’m ready to get back to the market.

  • @DamianCarlos-f3z

    @DamianCarlos-f3z

    10 күн бұрын

    Are you referring to dividend stocks?

  • @Apuroop4life
    @Apuroop4life9 күн бұрын

    Great insights. Thank you.

  • @dwarkeshiyer1534
    @dwarkeshiyer15347 күн бұрын

    Thanks for the video, Its informative. I also wanted to request the channel to give some insights about REITS and its in the Indian real estate domain. As a retail investor we can buy stocks as per our financial capacity as not all would have the capital to pump into real estate. In this scenario does piecemeal investment in REITS a good option for Rental and Capital appreciation income . Please suggest.

  • @Mrexplorer753
    @Mrexplorer7538 күн бұрын

    "Thank you, Mr. Chintan Vasani, for such an insightful comparison between investing in real estate and equity! Your clear explanations really helped me understand the advantages of both avenues. Looking forward to more of your informative videos!"

  • @chintanvasaniofficial

    @chintanvasaniofficial

    6 күн бұрын

    Thank you 🙏

  • @Ansari18Mr
    @Ansari18Mr4 күн бұрын

    Sharan - Very good. Thanks for enabling us to access such a wonderful debate.

  • @kirankulkarni1068
    @kirankulkarni10689 күн бұрын

    Also investing in REIT is better? than physical properties assuming one already owns property for self use and some more rental income......

  • @JB-ty8vf
    @JB-ty8vf9 күн бұрын

    Loved it!!

  • @deepanshuparwani8169
    @deepanshuparwani816910 күн бұрын

    3:22 sharan how you calculated 25% its 14.4 % with rule of 72 divide 72 by 14.4 you will get 5 years

  • @pratikdtak

    @pratikdtak

    10 күн бұрын

    Galat nikala hai usne

  • @MaheshM-iu8cr

    @MaheshM-iu8cr

    10 күн бұрын

    Add rent yield

  • @DrAkashraj

    @DrAkashraj

    10 күн бұрын

    He knows everything except basic finance!

  • @DeepeshDeomurari
    @DeepeshDeomurari9 күн бұрын

    In last decade real estate actually grown at 8% CAGR. Stock market 10.9% CAGR. For sure they are not making 25% CAGR but stock market guy is closer. From risk prospective - Real estate is much riskier bat because prices are all time high, reached out the reach of common man. 3BHK - 1 crore is very difficult to dissolve, who will pay 2 crore for flat and why? Except Mumbai. So plan accordingly. Real estate down QoQ Anarok said 8% propequity 16% down. But significantly down. Other risk are tech is already in recession, layoffs happening, WFH increased. Similarly stock market is at 23PE. Means profit of 23 years is in current stock price. So its also expensive. Risk is global war impact, retail SIP shortlived, 3 months of negative return send them back to FD. Know all facts and invest. A wise never invest in peak, it will invest when nobody is investing like in covid times.

  • @Apuroop4life
    @Apuroop4life9 күн бұрын

    The paper work is not hassle free across India in real estate. Buying and selling property involves brokers, commissions and misspelt names and taxes etc. it’s not as straightforward as equity.

  • @chintanvasaniofficial

    @chintanvasaniofficial

    6 күн бұрын

    It surely is tricky, but RERA has got it streamlined.

  • @anshumansingha2521
    @anshumansingha25214 күн бұрын

    slowly slowly Sharan professional skill as host is increased.

  • @proboy9852
    @proboy985210 күн бұрын

    Thanks I bought Kardden and I can't be more happy about it

  • @sandip121279
    @sandip1212797 күн бұрын

    I lost lot of money in real estate.. May be bad decisions and bad luck.. At least 3 small properties of 40 lacs invested 10 years back and no guarantee of I would get back anything next 5 years.. Delhi NCR people knows the failed real estate stories of Amrapali, Supertech, Jaypee, 3C, Logix etc etc.. But my share market investment in mutual funds and smallcases are giving me real returns on money invested and with minimal risk and great peace of mind.. I would always favour share market investment.. And here I don't suggest intraday OR F&O.. I suggest long term investments..

  • @gail35361
    @gail353614 күн бұрын

    On a lighter note, did someone note the difference in attire of the two experts? The real estate guy was in a complete professional look with tie and all whereas the equity proponent was in a bit of casual attire with more practical insight. Buying real estate and investing in equity may not be apple to apple comparison but this guy again reminds me of the big bull Jhunjhunwala ji. Simple living but real growth mind.

  • @dixsonprabu8607
    @dixsonprabu860710 күн бұрын

    I need the same with some other guys as a part-2

  • @trinityenterprises2762
    @trinityenterprises27627 күн бұрын

    Good one.. appreciate you all.. thank you.

  • @prem.thakur2001
    @prem.thakur20014 күн бұрын

    Neither the stocks nor the property Rather go for swp from one of the mutual fund houses Where your money will grow definitely as well as you will get some good amount of SWP from it. Eg. Invest 2cr in mutual funds which will b giving 12% to 15% and opt for swp of 1.5 lakh per month After 6 to 7 years your fund amount will b almost 7cr. If agree ....

  • @ruturajyadav5130
    @ruturajyadav513010 күн бұрын

    Thank you for this discussion.

  • @tashiwangdi16
    @tashiwangdi1610 күн бұрын

    Hello sir help me to buy gasfee in binance

  • @agnesh677
    @agnesh67710 күн бұрын

    Questions were so apt

  • @travel-life9971
    @travel-life997110 күн бұрын

    very insightful with basic knowledge to get into big shoes !!

  • @gauraav7777
    @gauraav77779 күн бұрын

    18:17 you also pledge stocks & after not giving EMIs

  • @a.k.k05
    @a.k.k0510 күн бұрын

    The amount of ads in your videos is too much. Greedy guy.

  • @yogavignesh9507
    @yogavignesh95077 күн бұрын

    thankyou so much for your investement

  • @Cricfans443
    @Cricfans44310 күн бұрын

    Pls tell us swp for a shairiya applient mutual fund. Investment amount would 1 cr for 20 years excepted return 9-10% and withdrawal amount would be 80k per month

  • @shaikhashif1700
    @shaikhashif170015 сағат бұрын

    hi saran , can you put the raw (unedited) version of these video's on the 1% clubapp, because lot of time is it gets to the interesting part and then a cut or the flow suddenly changes

  • @Suresh_Kannan
    @Suresh_Kannan4 күн бұрын

    Sharan, Please add English subtitles when the guest speaks in hindi. We're missing a few points

  • @DrKallalPramanik
    @DrKallalPramanik7 күн бұрын

    Both trading and real estate investments are hazardous for a layperson like me who lacks training in those respective areas. I managed to strike gold only through prudent long-term investments to surpass my FIRE number.

  • @ramalingamsadasivan2835
    @ramalingamsadasivan28357 күн бұрын

    Real estate is absolutely unregulated,

  • @chintanvasaniofficial

    @chintanvasaniofficial

    6 күн бұрын

    RERA has got regulations left right centre. Any particular bad experience?

  • @AzadShaik
    @AzadShaik10 күн бұрын

    bhai AC lagwade set pe. That guy was sweating as if he was on a hot pan

  • @financewithsharan

    @financewithsharan

    8 күн бұрын

    AC sounds comes in the mic 😅

  • @mohiithshankargaddad7009
    @mohiithshankargaddad70099 күн бұрын

    Agreement value is usually shown much below the real sale value in Mumbai .. it’s a reality !! Cash component is always there

  • @nawani99
    @nawani9910 күн бұрын

    Both 50-50%

  • @JavaScriptBug
    @JavaScriptBug9 күн бұрын

    It was a nice Cold-War❤

  • @janak365
    @janak36517 сағат бұрын

    if the money doubles in 5 years, how is the CAGR 25% ? - For the real estate guy.

  • @piyushpatil1490
    @piyushpatil149010 күн бұрын

    Its all about the mindset frim which you think both are good other wise

  • @samarbhilwada
    @samarbhilwada10 күн бұрын

    Do you think Kardden will pump before ETH?

  • @hemanthbv
    @hemanthbv9 күн бұрын

    9:10 75% of Bengaluru residents continue to register their properties with a sale consideration not more than guidance value.

  • @madhavagarwal1206
    @madhavagarwal12068 күн бұрын

    3:13 So if your money doubles every 5year your Cagr is 14.4% and even if you add the rental income being very optimistic then net returns would be 18-19%... So between 19% and 25% there is lot of difference.. "KYA PHOOK KE AYA HAI BEY"

  • @DJU-0072

    @DJU-0072

    7 күн бұрын

    Real estate wala ganja 😂😂😂

  • @gail35361

    @gail35361

    4 күн бұрын

    they mix up return and emotion while putting up the proposal which is why lot of people heavily invested in real estate are now in panic after realizing the actual return. And even after doing all these also, balance sheet of even big builders are not having free cash flow. Conversion ratio of operating profit to operating cash flow is pathetic!!

  • @kroychoudhury
    @kroychoudhury4 күн бұрын

    My net worth is north of 40 cr .. diversified internationally

  • @almeenalmeen6907
    @almeenalmeen690710 күн бұрын

    the most fair approach and yet the ultimate king of meme is Kardden

  • @HimalayaGarg
    @HimalayaGarg4 күн бұрын

    Nobody was talking about Real Estate in 2019 2020

  • @VarunKumar-yg8ij
    @VarunKumar-yg8ij7 күн бұрын

    Investment in real estate can never be liquidated easily.

  • @chintanvasaniofficial

    @chintanvasaniofficial

    6 күн бұрын

    Which particular market?

  • @acidpoxx7515
    @acidpoxx751510 күн бұрын

    Good knowledge

  • @rkmubarakail4068
    @rkmubarakail406810 күн бұрын

    Great analysis as always, Kardden Token is a strong contender

  • @tausifbanderkar8912
    @tausifbanderkar891210 күн бұрын

    Any thoughts about Kardden Token? I myself think it's the best thing since sliced bread.

  • @user-jh7iy9zz9n
    @user-jh7iy9zz9n10 күн бұрын

    Kardden movement begins and everyone is like acting crazy. Let's bring it up!

  • @tejahigh5
    @tejahigh510 күн бұрын

    Was fun 🤩

  • @kirankulkarni1068
    @kirankulkarni10689 күн бұрын

    @financewithsharan. Will bankers share the market research with common man as to what price sales have happened?

  • @financewithsharan

    @financewithsharan

    8 күн бұрын

    No clue! I’ve not purchased a house so haven’t spoken to bankers about this. Will find out and address in one of my videos

  • @chintanvasaniofficial

    @chintanvasaniofficial

    6 күн бұрын

    If you ask them to work on your housing loan, they are super helpful. You can ask them to get you a sanction letter for your real estate purchase.

  • @akashnathrani4585
    @akashnathrani458510 күн бұрын

    Option Buyers vs Option Sellers!!!

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