Im debt free, house paid for... I work, but there is no pressure in life...The day I wake up and dont want to do my job, is the day i quit.. I love that freedom.

@rayh3899

2 жыл бұрын

Happy for you. I'm just a couple months away from being able to say exactly the same thing you said.

@836dmar

2 жыл бұрын

Ditto. Before long we decided we could easily afford to continue investing and giving on one income so I retired early. Be careful, you will be busier than ever if you retire early. If one’s goal is more new stuff, that stuff will be old again in a few years and you’ll be a rat in a cage - I see it in many friend’s lives. We are hear to serve each other so what’s the best way to get there? Go!

@oliviaonairwinsteard9922

2 жыл бұрын

I look forward to that day! 3 years away from being debt free. 10 years away from buying my first home in cash. 25 years away from being a millionaire. I breathe easier now that I have made a commitment to freeing myself from debt so I can live a life that's mine!

@836dmar

2 жыл бұрын

@@oliviaonairwinsteard9922 Great! Welcome to the group that plans while the children don’t yet understand. I know, I was one too!

@Sevkingblade

2 жыл бұрын

Can't wait to get there

I'm in a job that I don't like, and that verse "do it as unto the Lord" has kept me going at such a good quality that few others have ever seen, and maintain it for almost 2 years now. Beliefs are the most powerful things inside people.

@valerieelfriede4789

2 жыл бұрын

Well said! I am also looking for more smart and genuine way on short term investment, any idea here?

@davidhudson3001

2 жыл бұрын

@@valerieelfriede4789 I'll suggest you look up Christine Lynn Saitta, she's our real investment prodigy and has also handled my trades with success results for over 11 months now

@adebayosamueloluseyi3404

2 жыл бұрын

It's fascinating to hear that someone here employ madam Christine's services. She has been managing my investments.

@lezliewhicker8450

2 жыл бұрын

I also watched a CNBC news host spoke so highly of💕Christine Lynn Saitta and her loss prevention strategies been trying to get to her ever since didn’t know she was so accessible

@adesolataiwo7507

2 жыл бұрын

I love Christine Lynn Saitta because she have an expertise idea about almost all the investment platforms, i have trade with list of portfolio managers but her skills are just exceptional

I needed to hear something like this today. Thanks for everything your team does over there!

I needed this message tonight. Thanks for all you do! Blessings to you and yours.

Absolutely loved this video! Many blessings to you both. You are changing lives!! God bless..

“There’s not another option.” I loved that! Thanks for that inspirational message Dave and Ken.

❤❤❤❤❤❤ love it Thank you for all your hard work Dave Ramsey and team!

Keep doing what you do Ken

Dave emphasized sacrifice and correlated it with success .....very true

Great discussion! I love how complementary this is to Dave’s work-he teaches you what to do with money after you have it and you teach people how to build your career so you can get it in the first place. Well done!

Ken did a nice job interviewing Dave. Good stuff!

This conversation was nice😊

Nice one Ken! 👍🏽

Thank you, gentlemen.

Excellent and authentic interview.

I've never heard Dave say his why. It's very touching

THAT was a GREAT interview.

The way you continue going when a company is running smoothly and you’re very successful and you have no real need to be in that office is knowing that just your presence is what’s making that company remain disciplined remain focused. The leaders presence as long as the leader has a proper state of mind is priceless. Any good leader knows this that’s what keeps the leader involved

Dave you are called to help people, and you realy made it..🌟 Thank you for making the difference🙏I especially love the advice what to do when you have the money.Of course,giving and help others is best feeling,and it should be a part of wealth💙

Great talk fellas!

Such an enjoyable interview, thank you!

Really enjoyed this conversation between you both. We are at the step of paying our house off while adding to our retirement. I cannot imagine what our life would look like if we didn’t begin our Journey with the Dave Ramsey baby steps.

This was a great discussion.

Ken is a great interviewer. Really enjoyed this.

This was really good.

This video is incredibly encouraging. Thank you Lord Jesus for this! 15:17 is my favorite point, but not the only gold in this video by any means. Praise God

I just picked up the 48 Days book at a thrift store and am excited to read it and give to other people who are struggling with finding their purpose!

Ken, awesome job interviewing Dave Ramsey. Were you nervous while you came up with the interview questions for Dave? Not only is he big personality but your boss. This may make a good video plus it would help many of us grow. Thank You for getting the juice.

Dave gave us the inspirational remark when he challenged each of us to look at our internal self and a s k did your passion become set aside or did you honestly live a life where your passion became alive through the work you did in the time that the Lord gave you

I state that people will fail because they had a not well thought out plan. As I told my own subscribers. I have known people who fail at everything they attempt. Repeatedly begin start ups that go under. Pursue visions that never materialize. Many times this isn't because the person is a loser--they just have bad strategy. They leap off the cliff with self belief, having no idea if there is water below or if they will land face first into the jagged rocks. They just think things will work out. Careful planning far in advance is the key. Where is the location of your business going to be? How many competitors are there? Is your degree marketable? Is it only marketable in the city and you want to live in a small town? People who don't think about these things are the ones who will continually think the universe is against them as they fail over and over. As the saying goes: the war is won before the battle even begins. Hope this helps someone out there--Charles.

It was an interesting discussion. I am so happy that Chick Fil A was finally able to open up in Boston. Every time I walk by, the line is almost out the door. One time it was the shortest I had seen it. I went in. They have two people walking down the line taking orders. The food was delicious. It was my second visit to a Chick Fil A. Hobby Lobby is now in MA. I have not been yet, but I will get there.

@icestationzebraassociates2460

2 жыл бұрын

Hobby lobby is good fun

@georgewagner7787

2 жыл бұрын

No gluten free BOOO

Great interview, but I was distracted by the football in the background that was signed by NFL legend Tony Danza. ;)

Dave Ramsey is a Great Man , I don’t look at any celebrity as a hero but I do Dave Ramsey

Most people aren't "successful" because you are judging them by YOUR definition of success. A person can be penniless and yet be successful in his/her own eyes and blissful. Think of a monk, or a stay at home mom raising kids to the best of her ability. i wish we would broaden our definition of success.

I wish I could sit down for an hour over coffee with Ken and Dave. My life has been a complete loss for 49 years. Spiritually, financially, no self confidence. Just to talk to them and tell my story and then get their hard truths, I desperately need that. Unfortunately, I don’t see it ever happening.

@jhsinnica7535

Жыл бұрын

Scott Binge watch and listen to them until it's all that comes out. Don't put hurdles in front of your future.

@rm3141593

Жыл бұрын

I know how you feel. I'm 49, been with company 20 years with basically no promotion. I recommend a getting into a franchise or some self employment, while still working your day job until it takes off. And/or a part time job in a different industry.

@kate60

Жыл бұрын

Scott, you need to know Christ. Life is gift not gain. At the end of your life all that matters is salvation. Christ Crucified for your sin is the only way to appease the wrath of God and His judgement to come. To know God and enjoy Him is the all of life. There is no how to formula. God is Sovereign. Stop comparing yourself to others. Be content

@frost1183

Жыл бұрын

Most people aren’t successful not because they are lazy or because they aren’t smart enough or because they are morally deficient, No many people are not successful specifically because the system is set up that way. If everyone became successful then we would all starve. If everyone was a successful business owner then no one would be growing the food cooking the food running the stores that sell the food shipping the supplies delivering goods, paving the roads building homes etc… we depend on the workers we don’t depend on the two guys in this video. If they disappeared society would function just fine but if a bunch of rail workers disappeared our society would utterly collapse. We NEED workers so we should pay them like that.

@scott.m.thacker

Жыл бұрын

@@frost1183 this is the dumbest thing I have ever heard.

Self indulgence is the cause.

If the joy is in giving it away, based in how much I’ve plowed on to my credit card to pay them down I should be the happiest person alive

dave ramsey is a legend

Here’s my opinion: 1. People don’t pick the right skills in demand, shooting for fun jobs that are few and pay poorly. Results in student debt and underemployment 2. Poor habits that keep people from working hard. Phone addiction for example makes hard to focus on studying, and thus acquiring hard skills. Fatigue from poor sleep keeps people from bringing 100% effort at work, and getting promotions (dead end job as a result) 3. It is harder to be successful in 2023 than the 60’s, due to wage stagnation combined with inflation. Stricter budgeting and decision making is essential

finding a fulfilling classical music, visual arts, theatre drama, dance career and find enough income is tough as is writing creatively

2:50 this is an incorrect statement about Sir Edmond Hillary. I am from New Zealand (same country as Sir Ed) and it has never actually been revealed who was the first one to the top. His Sherpa Tenzing may have been the first one but the did not reviele this and Sir Edmond always gets the credit. This is unfortunate as Sir Edmond was a very Humble man and always wanted to share the credit with Tenzing.

the best way to be successful in this world is to sit back and do what your told , when your told to do it , and how your told to do it . period!!

@endofquoterepeattheline7516

Жыл бұрын

*you’re

*CLARITY vs CERTAINTY* cant remember from whom I heard this quote first, but yea *CLARITY vs CERTAINTY*. You realise clearly what has to be done, but you are not sure of the outcome...or exactly what the future holds. when Abraham left that side of the Jordan to the other side to CANAAN. it was clear what GOD said to do (LEAVE), but he did not know exactly what the future held. *HOWEVER GOD* , *HOWEVER FAITH*

Well I guess I’m in trouble because I still at 52 cannot find my Briarpatch what in the heck am I doing wrong?

I won’t know when that happens in my life.

been doing mostly what Dave Ramsey baby steps say before even being age 27 but knew nothing about Dave back then. People today try to live the fancy lifestyle based on debt

I'm not successful because I don't have 3 to 5 years of experience. Any attempt to find meaningful employment has been blocked by the 3 to 5 years experience trap. So I have been a cashier for 20 years, just trying to find the 3 to 5 years experience factory so I can maybe get a good job before I die.

Most of successful people are lucky not because they are better than others. Out of lucky somebody come and offer some good opportunity this is how it is and not everyone can be successful most cannot.

In my experience, people don’t want to wait, they want it NOW! That is the problem.

@frost1183

Жыл бұрын

No Most people aren’t successful not because they are lazy or because they aren’t smart enough or because they are morally deficient, No many people are not successful specifically because the system is set up that way. If everyone became successful then we would all starve. If everyone was a successful business owner then no one would be growing the food cooking the food running the stores that sell the food shipping the supplies delivering goods, paving the roads building homes etc… we depend on the workers we don’t depend on the two guys in this video. If they disappeared society would function just fine but if a bunch of rail workers disappeared our society would utterly collapse. We NEED workers so we should pay them like that.

Listen to Jim Rohn live, my mentor and mentor of Tony Robbins Money is freedom, when you work for yourself it’s not ‘work’ Takes More discipline and work, Not less, when you work for yourself. But the designed lifestyle that you create for you and your family is worth it. It’s not the goal but the person you become as you are striving for your goal that is more important.

Work, but NOt in retail for others if you want joy!

@frost1183

Жыл бұрын

Most people aren’t successful not because they are lazy or because they aren’t smart enough or because they are morally deficient, No many people are not successful specifically because the system is set up that way. If everyone became successful then we would all starve. If everyone was a successful business owner then no one would be growing the food cooking the food running the stores that sell the food shipping the supplies delivering goods, paving the roads building homes etc… we depend on the workers we don’t depend on the two guys in this video. If they disappeared society would function just fine but if a bunch of rail workers disappeared our society would utterly collapse. We NEED workers so we should pay them like that.

🙌🏾

You guys really need to talk about Chris Hogan publicly just making him disappear from the company was not a good decision

@vanessad.2625

2 жыл бұрын

I know right? It's just weird. Because it makes it seem like there's something to hide. Every company has a right to let someone go, but Chris Hogan was such a visible part of the company. It leaves an obvious void. Like an emptiness.

@chrisfrederic2514

2 жыл бұрын

@@vanessad.2625 I get the Privacy aspect in the HR aspect Batman part of me feels a little bit like I can't connect with Dave as closely because he's hiding something

@dinostrunkguitarist

2 жыл бұрын

Bottom line is it's not any of our business. For some reason people feel like just because a person or a business is in the spotlight that they are then required to reveal everything that goes on behind the scenes in "their' world. That's not true, although the media has brainwashed us to believe it is. You, I and everyone else has a right to privacy...personal or business.

@chrisfrederic2514

2 жыл бұрын

@@dinostrunkguitarist that might be so and part of me believes that. At the same time I like the same connection I did with Dave. Many others feel the same way. When someone keeps a secret even if that's the right thing. Connection is diminished or lost

@lynnebucher6537

2 жыл бұрын

Maybe Dave is taking the high road and not trashing the guy. At my former employer they always put out a generic reason for separation when an employee left, unless it was a layoff or firing. Dead silence on those. There's always a risk of lawsuit when trashing a former employee.

With housing prices so outrageous now you have no choice but to absolutely work your stuff off to have a chance.

Define successful.

@ryanthepianoman27

2 жыл бұрын

What’s your income

@secretsquirrel6718

2 жыл бұрын

@@ryanthepianoman27 I don't think that's it.

@frost1183

Жыл бұрын

@@ryanthepianoman27 income doesn’t determine success

Most people don’t have enough money to be generous. Times are tough and the dollar buys less and less on every passing day.

@coltsgood99

2 жыл бұрын

Exactly. These people are brainwashed and don’t realize that this is a systemic problem with our financial system in general, but they will just keep going on and on about God or something

@dinostrunkguitarist

2 жыл бұрын

You have to make money first in order to be generous financially. As Dave and Ken repeated over and over in this video....it's not easy and no one ever said it would be. It's very hard work! You and I have to find "our" way to do it. In the meantime, there's other ways to be generous. Like with our time for example. It's more of a charactor trait than anything else.

@dinostrunkguitarist

2 жыл бұрын

@@coltsgood99 They are not brainwashed. They were once where the rest of us are now and they are trying to help us find our way like they did. As far as God and our financial system goes, that mindset worked for them apparently. Might want to consider trying it. It might just work for you too.

@markdaniel8524

2 жыл бұрын

Generosity is about so much more than money. Giving someone else your time, your wisdom, and your experience is far more valuable. Think about it this way... if you had the choice between Dave giving you a $1000 or spending an hour with him to talk about your career, life and finances... what would you choose? The time is worth FAR MORE.

@Nepthu

2 жыл бұрын

If you don't have money, be generous with your time and friendship. There are lot of lonely people in the world who would love someone to visit, go to lunch with or get a call just to chat. Who in your life would love to hear from you? Who needs a listening ear? A lonely co-worker, a depressed family member, an old acquaintance?

Thank God he laid this on your heart, both of you. Your help has let me retire an everyday millionaire! Now, I am pursuing what the Lord has laid on my heart. This gives me the inspiration to keep going, even when the going gets hard.

@ryanthepianoman27

2 жыл бұрын

Your rich

Dave Ramsey has the same voice as George R Martin

When I try to help people around - Hey mate, could you lend me some money!

@georgewagner7787

2 жыл бұрын

You missed the other video. People in the comments said when they know that's coming, they really quickly ask the other person for a loan first!

This title really needed a comma or something

@endofquoterepeattheline7516

Жыл бұрын

Haha I know right??

@frost1183

Жыл бұрын

Yes

@frost1183

Жыл бұрын

Most people aren’t successful not because they are lazy or because they aren’t smart enough or because they are morally deficient, No many people are not successful specifically because the system is set up that way. If everyone became successful then we would all starve. If everyone was a successful business owner then no one would be growing the food cooking the food running the stores that sell the food shipping the supplies delivering goods, paving the roads building homes etc… we depend on the workers we don’t depend on the two guys in this video. If they disappeared society would function just fine but if a bunch of rail workers disappeared our society would utterly collapse. We NEED workers so we should pay them like that.

Their job doesnt let them do daily work in their field!! REPETITION IS WHAT THEY ARE MISSING!!

My ex wife was telling me about Dave Ramey’s a month ago. I realized she lived with that guy years ago and she never realized it.

@ryanthepianoman27

2 жыл бұрын

Your rich

@carlostosado8965

2 жыл бұрын

I’m 33 and have a 3.5 rate for 97k left I think I should invest in so 500 over 25 yrs and I will have more than just throwing my extra cash at mortgage? I’m not sure this is my forever home in 10 yrs my daughter is done with school. Might move south sell home. Profit for new house hopefully all cash.

@TheRealEdStoner

2 жыл бұрын

@@carlostosado8965 I would invest instead of paying off a 3.5% loan. Just make sure you have an emergency fund and you have employable skills

daves own opinion capri jail rack and pinion schooled old dominion

Minimalism is the key. Eat plants, sleep, move your body, drink water. Know the will of God.

When you live close enough to Nashville to get Fox4 and your family is bragging about a disgruntled ex-employee is suing Dave Ramsey. But you sit down to watch the whole story and you're like, 'Did this idiot not realize that they were joining a Christian based company?'

Most people aren’t successful specifically because the system is set up that way. If everyone became successful then we would all starve. If everyone was a successful business owner then no one would be growing the food cooking the food running the stores that sell the food shipping the supplies delivering goods, paving the roads building homes etc… we depend on the workers we don’t depend on the two guys in this video. If they disappeared society would function just fine but if a bunch of rail workers disappeared our society would utterly collapse. We NEED workers so we should pay them like that.

I don't think having more money can make you be able to do more generous things.

So if I work and sacrifice my butt off why would I give it to someone else who didn’t?

The Money Guys offer better financial advice.

Everyone has a God-shaped vacuum that only a relationship with Jesus Christ can fill. Never forget that. ❤

It hard to tell someone how to climb the mountain; if you have not done it. Doing it - gives you the credibility to speak and teach.

@donaldlyons17

Жыл бұрын

If it is a mountain some will never be able to climb it. It is just not that simple!

I disagree with that notion of success. I'm already perfect the way God made me. I don't care what others think of me. I do cut grass, because I want to. There is no success or failure outside of sincerity, goodwill and service. Everything else is bullshit. The purpose of life is to live well. And then we die, which is okay. That I show up with what I've got, to do the best I can for those around me, I'm good, regardless of the outcome. Mistakes are lesson. the only way to fail is to not care, or to care and do nothing. That is a failure of self and a harm to those you would have helped.

@frost1183

Жыл бұрын

This is the most true comment I have seen. The meek shall inherit the earth. Most people aren’t successful not because they are lazy or because they aren’t smart enough or because they are morally deficient, No many people are not successful specifically because the system is set up that way. If everyone became successful then we would all starve. If everyone was a successful business owner then no one would be growing the food cooking the food running the stores that sell the food shipping the supplies delivering goods, paving the roads building homes etc… we depend on the workers we don’t depend on the two guys in this video. If they disappeared society would function just fine but if a bunch of rail workers disappeared our society would utterly collapse. We NEED workers so we should pay them like that.

I hate hearing Dave talk about succession. I really fear his retirement from the program is right around the corner.

@desimo147

2 жыл бұрын

I don't know why he couldn't turn over the day to day operations to others and just appear say (3) days per week on the radio show. That would be a pretty light work load, but still provide Dave with an outlet for his wisdom.

@Nepthu

2 жыл бұрын

I hate to say it but none of the proteges are as captivating or have the gravitas Dave does.

@1jw298

2 жыл бұрын

@@Nepthu that may be because they’ve never went through the trials he’s went through. The next generation always has more of an easier road following the original predecessor.

Mediocrity is not an option!

Ken,yes. Dave, no. Watched all the way til I saw Dave’s face. He’s mean

Even Ken and Barbie are broke!

@Leftists_are_Losers

2 жыл бұрын

Barbie has all of her stuff and all of Kens stuff. Ken has all the bills. And is eating dog food and living in a broken down van by the river. And is paying child support to Barbie for her kids she had by Tyrone.

Feel like I got bashed over the head with a bible.

@georgewagner7787

2 жыл бұрын

Try reading it instead. It's fascinating.

do you folks really believe hard work always pays off? it certainly increases the chances but life is illogical, messy, complex, and irrational. there is much unrewarded effort in this world. some of us are cursed

@donaldlyons17

2 жыл бұрын

Well there is confirmation bias and survivorship bias plus other factors. Hard work only pays off under the right conditions. I have always felt it is far easier to ignore how chance, luck, ability, etc. factor into outcomes than it is to be honest about how little working hard matters without other supporting factors.

@eatpigsnot

2 жыл бұрын

@@donaldlyons17 "Hard work only pays off under the right conditions." BINGO! And some people succeed without little or no effort

@TheButtman420

2 жыл бұрын

hard work only pays off if you have a plan. what are you digging a hole for if theres no treasure underneath?

@eatpigsnot

2 жыл бұрын

@@TheButtman420 how is one to know if there is treasure underneath?

@TheButtman420

2 жыл бұрын

@@eatpigsnot the treasure in the figurative sense here is the end goal that one has in mind. that goes back to having a plan. what is your plan to make money? what is your end goal? the end goal is the treasure youre busting your butt to dig up. thats how one knows if their hard work is worth it. if you go to a job and bust your butt and you hate it what is your goal to improve the situation? if you have no goal and no plan, well then youre digging a hole for nothing.

I make money and don't give a dollar to anybody. Others can get my money when I'm dead. It's not like the poor are going to get rich tomorrow, so I better hurry up and give it away now.

@endofquoterepeattheline7516

Жыл бұрын

🤦‍♂️

Christ Crucified for your sin is the only way to appease the wrath of God and His judgement to come. You must be born again. Life is gift not gain.

Funny how a guy who does KZread videos telling people what to do for work. You left the job market dude

20 minutes of useless, BS platitudes

@frost1183

Жыл бұрын

Yes do you know why? Because they don’t even know themselves how they got successful. They got lucky. Notice how none of these successful people ever tell you once how to get successful they all just say worthless platitudes. They say “be good work hard” well nice most people do that yet aren’t successful. My philosophy: Most people aren’t successful not because they are lazy or because they aren’t smart enough or because they are morally deficient, No many people are not successful specifically because the system is set up that way. If everyone became successful then we would all starve. If everyone was a successful business owner then no one would be growing the food cooking the food running the stores that sell the food shipping the supplies delivering goods, paving the roads building homes etc… we depend on the workers we don’t depend on the two guys in this video. If they disappeared society would function just fine but if a bunch of rail workers disappeared our society would utterly collapse. We NEED workers so we should pay them like that.

You guys aren’t successful so stop with the advice

@frost1183

Жыл бұрын

Most people aren’t successful not because they are lazy or because they aren’t smart enough or because they are morally deficient, No many people are not successful specifically because the system is set up that way. If everyone became successful then we would all starve. If everyone was a successful business owner then no one would be growing the food cooking the food running the stores that sell the food shipping the supplies delivering goods, paving the roads building homes etc… we depend on the workers we don’t depend on the two guys in this video. If they disappeared society would function just fine but if a bunch of rail workers disappeared our society would utterly collapse. We NEED workers so we should pay them like that.

You can leave the bible stuff out and still be a good person. I hate that narrative.