See that checkmark beside my name? If another 'Devin Carroll' is in the comments and does not have that checkmark, they are scammers. I'm not going to try to convince you to buy cryptocurrency, I don't use whats app, and I won't ask you to text me. They use my photo and my name (look closely and you'll usually see an extra character or symbol). For the past several months I've been playing whack-a-mole with these guys. I now have HUNDREDS of banned words and channels. They pop back up with a slightly altered profile name. So until the folks at KZread decide to take action, be careful in the comments section.

@MrMarkar1959

3 жыл бұрын

thanks for the heads up, but if i see you're selling BBQ sauce on Amazon,,i will give your office a call. 😎

@popoyislife129

3 жыл бұрын

Devin can you create a video for 35 years of work. But like me . I completed my 40 credits and i think i contributte for 15 years and stop working.. at 38 house is paid off just raising the kids wife works on non ss contributiin Only 44. What will happened if i claim ss at 62? Apprciate it

@sr2291

3 жыл бұрын

@@MrMarkar1959 Try Jim Beam Maple Bourbon Barbecue Sauce. Its Delish!

@conniepitts8392

3 жыл бұрын

Yes I have reported many of these accounts on these channel's that give people info on finance...but the powers that be will not remove them.😱

@DevinCarroll

3 жыл бұрын

@@MrMarkar1959 Haha! Big D's BBQ coming to a store near you!

S.S has been short changing recipients for years. there increases have been to low for years , need a 20% increase for all to even begin to catch up

@texasstardust6010

3 жыл бұрын

I agree....and Medicare THAT THEY DEDUCT is actually theft, because some of us even don't use it ....because it's USELESS.

@eugeneahearn8299

3 жыл бұрын

@@texasstardust6010 Medicare is an option. You are not required to have Medicare. If you don't want Medicare deducted file a form CMS-40B with Social Security.

@eugeneahearn8299

3 жыл бұрын

The COLA increase is based on science and math. Social Security is NOT a welfare program.

I worked all my life from my high school days until I was 73 years old. What in the world can you do to make ends meet. When coronus was announced I had to close my to pay off my home. I needed to have a place to lay my head down at night. Being a widow is not the easy life.

I didn't need a SS statement makeover ... I do need an actual SS raise. Great video though, lots of good info here !!

@grumpyoldphart7325

3 жыл бұрын

Under the current minimum wage a person flipping burgers gets $2400 a month. That should be the minimum for SS.

@davidwoods358

3 жыл бұрын

@@grumpyoldphart7325 I agree

@timalfrey1874

3 жыл бұрын

Yes I agree

@grantmarut7488

3 жыл бұрын

BIG RAISE COMING IN OCTOBER

@grumpyoldphart7325

3 жыл бұрын

@@grantmarut7488 and they will just increase Medicare copayment.

THANKS DEVIN FOR ALL YOU DO FOR US ON OUR SS

@pamelaadelman2022

3 жыл бұрын

THANKS DEVIN

Sometimes when I'm home alone I go to the backyard garden get naked cover myself with dirt and pretend I'm a carrot 🥕😏

@michaelfreeman9144

3 жыл бұрын

You too?

@hrhtreeoflife4815

3 жыл бұрын

😂

@MB-uy5kh

3 жыл бұрын

LOL!

@sherrytelles1292

3 жыл бұрын

😂🤣😂🤣😂

@katfishkobain8809

3 жыл бұрын

Watch out! The IRS has rabbits. They’ll eat you alive

i wish they would let those receiving survivor benefits get estimated benefit info online for their earings.

@virgloh8934

3 жыл бұрын

Yes I was going to leave a comment wondering why we can't see our own earnings...Unfortunately I had to start my widows benefits when I turned 60...Im now 67 , will be 68 in November...I still work part time & not planning on colldcting mine until 70...I sure would like to know what my own benefits might be...

@elizabethschutze3566

3 жыл бұрын

@@virgloh8934 you can go in and speak to a ss representative, they’ll let you know what you can get which will go up if you’re still working.

@debbiekayw5134

3 жыл бұрын

But you can’t get a copy. I have even spoke to my state senator

Great detail. I did not catch the info about the 35 year calculation including the zeros. This copy is much clearer than what I sent you. Great job Devin.

@DevinCarroll

3 жыл бұрын

Glad you gave me a heads up on this! It took some scratching around, but I found someone who actually had the new version in their online account and was willing to share it.

Thank you, keep up the good work.

I encourage everyone that I know to check their SS statement every year. When they used to mail the statement, regular mail every year, a few years back I noticed that they had my wrong birth year. I had to produce a birth record. Luckily they accepted my Baptismal certificate in place of my BIRTH certificate. I have since obtained my Birth certificate so that I could get a US passport because they won’t accept a Baptismal certificate. You will probably run into the same situation when trying to obtain a REAL ID

Great walk through, anyone here wondering if Devin ended up painting the spots upstairs?

@cynthiaguadalupe8675

3 жыл бұрын

Yes, 😆

@PaulyD0859

3 жыл бұрын

If a man says he'll do something, he'll do it. He doesn't need to be reminded every six months!

And for people who are on disability due to no fault of their own? How does things change

With the big change Seniors will be well taken care of n money leftover for a change. Pray, give thanks, for God's blessings are coming, Nesara and Gesara.

Liked, that was very informative!

Survivor Benefits - Appreciate your comment towards the end of the video about the Survivor Benefits. Your videos have been such a great help to me. Thanks again.

I have worked full time since I started collecting SS, so did my husband. I'm still paying into SS on every paycheck. Does my benefit ever get reviewed and raised since I am still paying into SS.

@eugeneahearn8299

3 жыл бұрын

Yes. Your benefit is recomputed yearly after your employer sends your previous years earnings to the IRS. Or you can take your W2 and walk into (make an appointment or mail it in) to any SSA office.

Devin: PLEASE GIVE US AN UPDATE ON ANY PROGRESS( HOPEFULLY) WITH THE WEP LEGISLATION THAT HAS BEEN GOING ON. IT IS SO IMPORTANT FOR US TEACHERS, AND OTHER GOVERNMENT WORKERS. MUCH, MUCH APPRECIATED.

@Dumbluck14

3 жыл бұрын

How do you figure it is important to you as a teacher????

@patwest1815

3 жыл бұрын

So for many years some employees didn't pay into SS fully because they were entitled to a separate government pension and they now want full SS? Then they should have to make up that difference in payments or it just becomes an unfair draw on the system, why is that ok?

@patwest1815

3 жыл бұрын

@@MissKitty2024 I had to look up rule of 80 it's an interesting idea. The administrators and other overhead soak up too much of the education budget but you're right if money is your goal the private sector is generally better. Health is always a big deal breaker, I was lucky that I got out with all my joints working. I worked in the Aerospace industry from High School till I retired first repairing and then building large jet aircraft. I ways thinking about early retirement at the age of 15 or maybe earlier and planned accordingly. I had to look up WEP too it seems like that should have been dealt with differently but this bill sounds a lot like forgiving student debt which is totally unfair to those who never partook but now get to foot the bill. Enough meanness for the day, I should have just kept my mouth shut.

@patwest1815

3 жыл бұрын

@@MissKitty2024 I have never belonged to any of the social media sites. KZread is the closest thing but I wouldn't call it social, just useful entertaining and informative. I'm pretty conservative too but lean more towards libertarian then republican. I left out some info on my retirement because it would have sounded like gloating and I didn't want to depress you. KZread is one of my favorite indoor vices. You have a Great day too. 😎

@eugeneahearn8299

3 жыл бұрын

Your Social Security representative will give you the option to give up your non-covered pension so you can receive your full Social Security RIB.

Started my benefits when I was 62. I am now 72. If I hadn't started I'd lose 10 years of benefits.

What about Medicare, are they gonna change the age limit to 60? Instead of having to wait until 65.

I’ll getting ready to file for social security . I be 65 in March, but I’ll not planning to retire. I will be still working. I know I have to pay taxes but I don’t care.

@sr2291

3 жыл бұрын

@@kbbkbbkbbkbbkbb How do benefit amounts get reduced for Seniors when wealthy Americans receive their Social Secutity Benefits?

@johnc2438

3 жыл бұрын

@@kbbkbbkbbkbbkbb ...and that extra amount you earn can also increase your federal income taxes, too! If you're working full time and not planning to collect benefits until your full retirement age, you will not fall under this earnings limit withholding rule.

@johnc2438

3 жыл бұрын

@@sr2291 So-called "wealthy Americans" probably are not working and so get their benefit without any deductions for working a job that provides income over the stated income earnings limit until their full retirement age. If you work, and you are not at your full retirement age, and your earnings exceed the "earnings limit," a portion of your Social Security benefit will be withheld. The 2021 earnings limit is $18,960. For every $2 over the limit, $1 is withheld from benefits. When you or "wealthy Americans" move past their full retirement age, the earnings limit disappears. The SSA will adjust benefits -- make then a bit higher -- for workers who had benefits withheld because of this rule, to gradually make-up for those benefits that were actually withheld.

@eugeneahearn8299

3 жыл бұрын

@@sr2291 Key word is RETIREMENT. You can not receive a retirement benefit if you are not retired.

I just checked, mine is still green and white. Thanks for the info.

I wish this type of information had been there before I became disable. It look good to me and would have been helpful. Yes the entire earning record would be better.

I painted my spots! 4 years later I still see them!

Great review thanks for your diligence.

Thank God they at least help people out with a fair living wage if someone gets hurt and no longer able to work as a firefighter or police officer. O wait they only give $780 a month for the people's sacrifices. That's all we are worth. Once a person is no longer useful, you will be forgotten about. This is the facts of Life.

@muzerhythm2242

3 жыл бұрын

Even though it's not financial, want to thank you for serving the community.❤ Last December when people were crazy in the stores (Even had one lady threaten to fight me in line at Family Dollar 🤦‍♀️). I took time to tell police there and ones I saw at Target that I'm grateful for them being there.

@Pete391

3 жыл бұрын

Thats not true...if your a police officer Im sure you can draw SSDI and draw more than $780 if you have been working.............SSI which is around $780 a month is for people that never worked or barely worked........And why would a police officers pay not be subject to SS taxes...

@raystravel8325

3 жыл бұрын

@@muzerhythm2242 thank you, I appreciate that. I honestly feel bad for police. For the most part they only want to help. Sure, maybe a couple bad apples out there but they get allot of hate. Since what's been happening this past year.

@Pete391

3 жыл бұрын

@@raystravel8325 From what he said some firefighters and police dont pay into social security....That may be the reason the SSI

@jrowlove7328

3 жыл бұрын

The circle of life. Sad but true.

Not sure why it is always noted that SS should not be your only retirement income, I will be collecting the max SS amount and will be able to live comfortably on this alone!

love your new office..!

The average woman dies at age 74. If I retire at the retirement age I'll have 8 years to enjoy my retirement. This is BS! They need to lower the retirement age back to 55!!!!

@nitawealand3629

3 жыл бұрын

Oh wow ,I'm not the only one who remembers this, retirement at 55,

@eugeneahearn8299

3 жыл бұрын

It never was 55.

I turn 62 on July 30th....in 2 days. I still have not filed for SS. I am terrified. I have worked since I was 15, graduated from college in 1986, and have worked except for the 10 years I took care of my late husband, till his death in 2008, at age 52. I went back to work 2 years later, till I was injured in a 5 rollover auto accident in 2016. I did go back to work, as I refused Disability that my doctor required me to do. I have bilateral broken pelvis and spinal fractures, spinal stenosis that never healed due to me working in a job where I stood and bent till 2019. My current husband, who is retired, forced to me leave my job due to my bone health and debilitating pain. I hate not working, but I definitely cannot work, now. My pelvis keeps fracturing in addition to the existing breaks. How do I file? What us tge best way to file? How do I find a current earnings record? We moved from the west side of Arizona, and now live in Idaho. Will I have to pay taxes on my lifelong earnings? I am scared.....not working is foreign to me....lol. Help!!

I didn't know Social Security made changes to the Statements. I do have a MySS account. I will have to see if I have access to their new statement.Has determining whether we get an increase or no increase been changed? I just hope we get an increase in the budget for 2022.

@samanthasims7123

3 жыл бұрын

Something tells me it wont be much like a 16 dollar raise which is laughable

@candusmartinez6188

3 жыл бұрын

I seen that SSR SSD and SSI is to have a 6.1% increase in benefits in Jan 2022. Due to the 5.4% inflation since Biden took office. Worst increase since Jimmy Carter.

Thank you for update

Excellent job of presenting the new form.

Can you talk about the ssi Restoration Act Of 2021

Thanks Devin.

Thanks for update.

Thanks Devin. I like the changes... will watch for our new statements.

My online Social Security statement is still the old one. However, beginning in January 2021 even my old statement started grouping earnings from 1970 or earlier. However, as you stated, the earnings record link still shows them all individually.

I'll be here to get all your updates. Thank you.

Some of them don’t tell the truth so I prefer to listen to the news

So when exactly could we start seeing this "new" statement posted on the ssa website for our own s.s. account? Later thus month? Later this summer?

@Awakened111

3 жыл бұрын

He said anytime between now & the end of this year.

Thank you very much for this helpful and insightful video!

Mine just updated to the new statement. I am already at FRA but wanted to see how much my benefit will increase each month I wait but the sliding calculator does not show an increase for each month. But does bump up 3 months after my birthday each year. Anyone else having this issue?

What does this mean for a person who becomes disabled early in life and did not have 10 years of earnings when they come to retirement age?

Devin, please can you update those who turned 60 in 2020? Has the government addressed the unusual situation that affects our benefits from all other...the inflation multiplier table?

Should have a paper trail 🇺🇸

Thank you

Thank you 🙏 We need help. 👌🙏❤️

What about people on ssdi who had enough credits and filed and are now on disability what happens when they turn 62 or 66 ?

Will we be notified by them on the new statement?

Thanks for the information

Good info for people that don’t know

I’ll filing for my social security now. I be 65 in March, I will still be working I know I be tax

Remember that you always paid ss in advance based on your earned income not on your taxable income in your income taxes!! Keep all your w2's and 1099's because you need to check them against the report SSA send you!!!

@eugeneahearn8299

3 жыл бұрын

The SSA report is based on what the employers report to the IRS. Any mistakes in the report, contact your current or previous employer.

Thank you, very helpful

I get only ssi my husband stop no ssi cause in rehab now ifell very hard life i pay rent so help me sir thank you

,What about yearly statements? Not everyone has a big computer. WONT BE ABLE TO DOWNLOAD A COPY.

If there is going to be any changes and I don't think non-americans should get a social security check

I'M JUST GETTING DISABILITY FOR JUST $438.00 AND I'M GOING TO BE 65 YEARS OLD IN SEPTEMBER SO I CAN GET MORE MONEY IN THE DISABILITY OR IN THE SOCIAL SECURITY PERIOD!!!!!!!

If I am receiving S.S. And I convert an Ira to Roth, will the taxes I pay IRS increase my monthly S.S. Ck because I have paid large amount of taxes on conversion? I appreciate your advice.

@cvalner

3 жыл бұрын

No, taxes you pay on a Roth conversion have no effect on how much your Social Security check will be. However, if the Roth conversion is large enough, it might increase your income tax bracket in that year, how much of your Social Security will be subject to income taxes, and possibly even how much your Medicare premium will be. I did yearly Roth conversions in my lower income years, being sure to stay under the threshold that would trigger higher Medicare premiums.

Good info

Can this information be mailed out to people so that Social Security people would know that this is a new thing

I just fully retired in May 2021 Is there anything else that I need to do or report? Afterward. Thanks

Thank You!

If I were to work lots of overtime for 3 or 4 years before I retire, would I receive more money from SSA per month?

@makdaddy8399

3 жыл бұрын

There is a calculation for it but based on your info.....the increase would be around $15 per month.

Question, I am 68 spouse is 62. I had to retire early do to layoff and needing income while looking for a much lower paying job. When my husband retires can I switch over to his?

Thank you!!

What is the COLA for 2022 based on today CPI-W numbers?????

What was the maximum earnings cap for 1978? They have me as only earning just over 3000, but I worked a lot of overtime that year, even at 40/wk it would be 16744.00

Me i work one year five hours then i work 9 years live in 24 hours 4 days a week i get a surver benifet i stop work i full down so i stop work cause i because im sick

That was pretty damn good, thanks

Here's a somewhat important question - how close are the estimated amounts? Within a couple of hundred $$?

@nickv1008

3 жыл бұрын

Maybe double what they will actually pay under their "rules"?

If you collect Pera. You can not double dip. You choose one or the other.

Let me tell you what has changed!I reached full retirement age in March.I immediately called in as SS is taking appointments only.I was told I would be called in 2 weeks. 6 weeks later I called again having never received a call. I was told SS is 7 months behind So, don’t hold hold my breath! They said if I had problem with that ,I could complain to my congressman. If the gvt crashes the economy as many suspect,I will in all likelihood NEVER see MY $

@cvalner

3 жыл бұрын

Unless you are applying for survivor benefits, the easiest way to apply for Social Security retirement benefits is online. www.ssa.gov/benefits/retirement/

@candicosens8178

3 жыл бұрын

I suggest a lawyer that handles that, that what my sister did. And she got hers.

What about more money

I would like to see how retired people can live on $950. A mounth.

@patriciarussell5807

3 жыл бұрын

I do it on less than $650. Would live $950 a month.

Interestingly the SS Statement is not available when someone has applied for disability etc.

@juliebolduc802

3 жыл бұрын

I have been on disability since October, 2018. I receive a digital statement.

Where do you go to get this info please? What is wen site?

I'll be 64 in two weeks I'm thinking I should go ahead and apply I'm not going to live for ever and tomorrow is not guaranteed

We need it now

My rent is going up August 1st

I worked all my like since 15 ( working papers) had to help support my single mom, I worked all thru High School, College, and law school, I retired when I got sick my body broke down , I paid over $30k a year in FICA taxes for over 15 years as a lawyer, and God nows what in all my other jobs, as a retired person all I collect is a lousy $1400.00 a month, crazy right, but I can work p/t up to 20hrs a week or earn up to a $1000 a month before being penalized, I live moderately, nothing by far fancy, I receive food stamps, health insurance, and few other perks/ discounts, the joke is those who worked all their lives, and earned retirement, should be treated with dignity!

@davidcarbery2388

3 жыл бұрын

Max FICA in 2021 for self employment is $17,700. Somebody owes you a refund.

@rhodyreport8949

3 жыл бұрын

More to story, but bottom line I couldn't collect back what I paid into the system, so I make off grid ways to make plenty to survive, not to mention just bought same tiny home Elon Mush just purchased, only difference I am totally off grid on land in Vermont, nice 10 acres, in woods, solar power, with back up solar power generator, rain.water 40 gal barrels just fill.a Berkley water filtration system, satellite TV, phone, 3 years and counting of food stocked solar flash light, radio, etc..let's just say completely independent, and best of all no taxes!

Thanks Devin. It's harder if you become disabled. Not exactly planned. But I know it's important for people to be aware. I'm supposed to have a small pension coming from my extinct company. Idk when if ever, and I suspect IL just have to pay taxes so it will be even less.🙏🤔🙄

If you're on social security disability app at what age does it convert to does it convert to retirement Armin and does the benefit amount reduce .😏

@OhJodi69

3 жыл бұрын

You will continue to get the higher disability amount when you reach retirement age.

@paulnightwolf9043

3 жыл бұрын

@@OhJodi69 😏

They need to give me a raise! A big one! I'm going to be eating cat food pretty soon!

@meemeethecat7391

3 жыл бұрын

MEOWW.

I should be receiving from my ex husband. We were married 12years. Why am I not able to receive it? I became disabled at age 58. Currently I am 63.

@cheriebruce4729

3 жыл бұрын

You have to of been married for 15 years to be able to get his SS. This I do know.

@Janis396

3 жыл бұрын

@@cheriebruce4729 No, only 10 years. He even says it in the video.

@Redhead155

3 жыл бұрын

You were married long enough however if you are born after Jan 1 1954 you can’t collect on an ex’s record. They changed the law in ‘16. I recently had a nice long convo with SOC SEC trying to collect on my ex’s; I was married 20 yrs; divorced for 24; 2 kids & not remarried. But I was born in Jan 1955! I will be able to collect as a survivor benefit but not spousal, born too late

@carolynarnold7558

3 жыл бұрын

I was told you have to have been married for 10 years. If you were for 12 years then I'd be checking into it.

@Redhead155

3 жыл бұрын

@@carolynarnold7558 I was married for 20 but told by SSA that since I was born after ‘54 (the rule changed in ‘16) I didn’t qualify. I called them because several KZread experts said it but others told me friends of theirs got it so I put in a request (a month away) for them to call me when I was not in work. When he did I asked for clarification and he told me of the rule change.

Can’t get a statement if you are widowed and taken your husbands . However my benefit will be more than my husbands at some point.

I keep getting different info regarding the spousal benefit vs the spousal survivor benefit. I've been told that the spousal benefit is one half of what my benefit was at my normal full benefit age (66), but then I've also been told it would be one half of whatever it is when I actually claim at 70. Also, I was told to file 3 months before I actually wanted to start collecting, which is at 70, BUT do I request it to start at my birth month or the month after? One month can make the difference between getting the benefit for 69 vs 70!

Why is it that after you apply for SS, you can no longer view your statement? I wont receive my 1st ss check til Sept but after I applied in april it was no longer there. Also if our adult son is disable can my wife also get SS since she is also takes care of him or would it be better for her to wait til she turns 62 and draws off of mine since she was carring for him and didnt complete enough quarters?

@eugeneahearn8299

3 жыл бұрын

No. Mothers benefits end when the child is age 16.

@danieljustdaniel8875

3 жыл бұрын

@@eugeneahearn8299 even with child is A adult disable child

Change let’s see if we are still going to get SS.

Haven't gotten a statement for years

@shirleyjanz2166

3 жыл бұрын

If you sign up for a My Security Account all your information will be updated yearly.

I do have a question pertaining to something you mentioned.. you said there is something in there about winfalls.. and I assume that means if you win the lottery or the Publishers Clearing House or something like that. Is it true that if you win the lottery or something similar that you must pay back all that you have collected in Social Security disability. SSI, Section 8, food stamps ..Etc? And how do they calculate that? I mean what if it takes all that you have one just to pay that back and you left with nothing?

@eugeneahearn8299

3 жыл бұрын

Windfall Elimination Program applies to people who did not have FICA taken from thier paychecks. Police, fireman, state and local govt employees do NOT pay FICA.

Social Security is not available online for recipients living outside US borders.

@hootwho3640

3 жыл бұрын

Haha sam

At 65 and 8 months, 5 months short of f.r.a., I receive $1500.00 after taxes and Medicare from s.s., including my State pension will be more than my present net pay.

@whjerts

3 жыл бұрын

That’s great! Enjoy your retirement!

I think soon there will be one free ice cream cone given with every check.

@nickv1008

3 жыл бұрын

Free ice cream, bet it has roofies or strychnine in it.

@rosebrown995

3 жыл бұрын

😅😅😅😅😅

@makdaddy8399

3 жыл бұрын

Depends if you worked hard or are a welfare recipient that has never earned it. Guess which one will qualify?

People look up NESARA GESARA.

A makeover? How about a dam raise? Instead of sending all these young people who HAVEN'T worked all thier lives like our seniors have who live on peanuts!! Even if sleepy joe does give a raise to s.s. recipient's it will be a joke!!

Social Security says I have to retire at age of 67 and 1 month I noticed that there is no 67 age and they have not increased the death benefit.

@cvalner

3 жыл бұрын

Social Security never tells people when they have to retire. The online SS statement simply tells people how much their SS retirement benefit will be at various ages from 62 (or current age if older than 62), Full Retirement Age, and 70 if they file at those ages. I retired at 58 but didn't file for my SS retirement benefits until 70, when it reached its maximum amount. The death benefit doesn't increase.

If congress needs to pass this change, SSI/SSDI reforms are needed. So any changes better include SSI/SSDI reforms.

I've been on SSDI for 20 years and I am 63 and I work 12 hours a week when I turn 65 will I lose my SSDI and if I do will my monthly income be lower

@flowers6576

3 жыл бұрын

Yes, Devin, I'd like to know more on SSDI too for when you turn 65 what happens?? In my case, I'm on SSDI since 2010, 62 YOA now, can't work. •What happens when I turn 65? Do my benefits stay the same? •Is there anything I need to do RE: SSDI benefits & MC coverage, prior to turning 65 to preserve both of these benefits (or qualify for more) & not be penalized for life?? •Could I qualify for spousal benefits (currently married since 2001)? And if so, would that increase my monthly SSDI (now) or retirement SS later? •Any other useful info for those of us getting close to 65 who are on SSDI & MC? Thanks Devin! And 👍on another great & informative video!! •

@johnnywalker8844

3 жыл бұрын

I can only say what happened to me. I started SSDI at 56 in 2008. 3 Docs. convinced me to apply, they could no longer operate on various parts of my body, plus I had a hidden disability. Social Security fast-tracked my application, no denials, no hearings, etc. I think they partly based my Income on my wife's? When I turned 66 it automatically converted to SSA and the amount remained the same. Now when I log onto the SSA site it says my benefit is SSA. Of course, over time I received all the COLAs.

the brain worked better the talking it seems. i bet you recall the spots on that wall from when you where a kid LOL