The Luxury Black Card - Better Than The Amex Centurion?

Twitter/Instagram @RJ_Financial
In today's show we'll take a look at the luxury Black card. This card makes bold claims, comparing itself to the Sapphire reserve, Platinum, and Prestige card. Does it hold up as a worthy contender?
Affiliate links
Mortgage referral link for $500 back after closing with Quicken Loans
quickenloans.com/l2/wham?qls=RFR_socrfrff.0123456789&rockrefid=67a66bf2-4085-4665-b694-c40714bd49c4
Wallets
Bellroy Slim Sleeve - amzn.to/3aG8pUH
Bellroy Travel Wallet - amzn.to/3ejDTRn
Card Storage Wallet- amzn.to/2P2XX1P
Camera gear
Sony A7S3 Camera amzn.to/3sFR5Fv
Lens 16-35mm amzn.to/3n0Dwis
Yeti X Mic amzn.to/3dwn5Y7
Elgato Key Light amzn.to/2Q8wTik
Tripod amzn.to/3tyi3A0
Computer
Mouse Logitech MX Master 3 amzn.to/3sBNWpP
Keyboard Logitech MX Keys amzn.to/3txuUCD
Logitech Stream Cam amzn.to/3edTXnz
LG Ultra Fine 4k Monitor amzn.to/3gmgEZo
MacBook Pro amzn.to/3n4AJoG
Advertiser Disclosure: Some of the products that appear on this website are from companies from which RJ Financial will earn an affiliate commission or referral bonus. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Пікірлер: 219

  • @RJFinancial
    @RJFinancial3 жыл бұрын

    Thanks for tuning in! Interested in a real contender? Checkout my keep or cancel decision for the Sapphire Reserve next - kzread.info/dash/bejne/i2Sq0bydcZTUcaQ.html

  • @bugattibrandon7206

    @bugattibrandon7206

    3 жыл бұрын

    Just. Received one in the mail today

  • @fekixboateng1575

    @fekixboateng1575

    Жыл бұрын

    11:55 😊😊 11:55

  • @KevinYang
    @KevinYang3 жыл бұрын

    When one of the key points for this card is the weight, you know that's an issue.

  • @RJFinancial

    @RJFinancial

    3 жыл бұрын

    Haha I wasn't expecting that right out of the gate either

  • @MSH3423

    @MSH3423

    2 жыл бұрын

    It's for dumb people. They are actually marketing it right.

  • @sk8ingthemystery
    @sk8ingthemystery Жыл бұрын

    Shredding my Black Card invitation while watching this

  • @floweryoung7555
    @floweryoung75552 жыл бұрын

    I just opened the invitation, and I found your video while doing my research. Thank you so much!!! Now you got a new fan!

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    Hey, glad to hear it was helpful. These mailers are tricky, on the surface it sounds awesome... Much better cards around for no fee. Let me know if you have any questions and welcome aboard

  • @kieb.
    @kieb. Жыл бұрын

    Thanks for the information!

  • @artdogg50
    @artdogg502 жыл бұрын

    Just got this offer in the mail. I was totally floored when I saw the ridiculous $495 annual fee. Came here just to see if it was actually real. Yeah not in a million years would I even consider it.

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    It's funny, I did this video randomly one day when I got the offer... then these guys must have sent a ton of mailers out because this vid consistently gets views. And always the same response... oh, I didn't know it was that awful

  • @aquint5554

    @aquint5554

    Жыл бұрын

    I just got this and looked at the annual fee and just laughed. Most travel cards with the annual fee give you credits that offset just the annual fee alone. The reward categories being only 1 point per $1 spent is a joke

  • @keishawhite7445

    @keishawhite7445

    Жыл бұрын

    I have this Card and it is good if you're a traveler It works for me

  • @largol33t1

    @largol33t1

    10 ай бұрын

    LOL, wanna complain about the yearly fee?? The black AmEx Centurion costs $5-7,500 a year (cost is even higher if you live outside North America!) so I'd take this over the AmEx any day.

  • @CoopyKat

    @CoopyKat

    9 ай бұрын

    @@RJFinancial I just got one of these in Sept. 2023, it's obviously a rip-off company that is trying to sell this card! The super-high interest rate that comes with it is a major red flag!

  • @divinebrilliance3781
    @divinebrilliance37812 жыл бұрын

    Global acceptance of VISA and Mastercard advantageous. Had to put my amex cards aside on several occasions

  • @ZendelWashington

    @ZendelWashington

    Жыл бұрын

    no one needs this

  • @unkinderjam4376

    @unkinderjam4376

    Жыл бұрын

    ​@@ZendelWashington But may want it

  • @60wwediva

    @60wwediva

    4 ай бұрын

    ​@@unkinderjam4376 I got an invitation and am not getting it but it's always important to get a card or travel card with no foreign frandaction fees. Amex isn't accepted everywhere

  • @tommyjones6866

    @tommyjones6866

    20 сағат бұрын

    Which is why RJ always specifically says if your only cards are an amex or discover, you're signing yourself up for trouble.

  • @jlin9723
    @jlin97232 жыл бұрын

    Imo, this card seems like the whole US Assasin Polo vs Polo Ralph Lauren. One is a legal, cheaper “knockoff” of the other. And it’s impression lies in how similar it is to the OG.

  • @doddasuman
    @doddasuman7 ай бұрын

    thanks for the information. I was almost signed up for it

  • @RJFinancial

    @RJFinancial

    7 ай бұрын

    Good man

  • @investingwiththeraufbros7884
    @investingwiththeraufbros78843 жыл бұрын

    Great vid, thumbs up!

  • @RJFinancial

    @RJFinancial

    3 жыл бұрын

    Appreciate you stopping by!

  • @tomlandry932
    @tomlandry932 Жыл бұрын

    Thanks for the video

  • @jemenfous9343
    @jemenfous9343 Жыл бұрын

    Yep, the Master Card black card seems like a scam 😬Great info! Thank you.

  • @jamardegraffenreid128
    @jamardegraffenreid1283 жыл бұрын

    Thanks for the Awsome review

  • @RJFinancial

    @RJFinancial

    3 жыл бұрын

    My pleasure sir. Still waiting for them to send me the Gold mailer next lol

  • @sam9242
    @sam92423 жыл бұрын

    A few years back I turned a Capital One card Black. Cost nothing, worth nothing. Of course they hide what the Luxury card earns. Wow!! 1X. But then, comparing anything to the Centurion Cards points out serious flaws in value.

  • @RJFinancial

    @RJFinancial

    3 жыл бұрын

    Lol that sounds like something I woulda done in my younger days. And now they have companies that'll do it for you. Ha, true the multipliers were buried on the site and nowhere to be found on the mailer.

  • @be_obee9024
    @be_obee90242 жыл бұрын

    Ok, who would have thought this video would be the one that solidify my subscription to your channel. I’m in. Thanks again.

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    Lol, glad I could win you over. I remember this vid, it got more popular than I ever thought it would. The back story is I didn't know what to talk about this particular day. Then the flyer showed up in the mail

  • @springs1978
    @springs19783 ай бұрын

    I got this invitation today, thank you this was very helpful. I want be getting it.

  • @jABSOCFuNk
    @jABSOCFuNk2 жыл бұрын

    Having a six figure income and getting invited to get one of this black metal card is hilarious🤣😂I’ve also had the chance to get American Express gold and platinum. But I’m good with my visa cash wise card and visa active cash card ☺️.

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    Back in the day when this card was with Visa I remember getting this same mailer and being amazed cause it was "the black card"... I think Amex sued them at one point over this, not sure.

  • @60wwediva

    @60wwediva

    4 ай бұрын

    Amex gold is a great investment. You're missing out big time! If anything that's the card to have!

  • @ranidayz09
    @ranidayz09 Жыл бұрын

    Offer had me thinking I'ma big timer! lol I'm glad I did my research! lol

  • @RJFinancial

    @RJFinancial

    Жыл бұрын

    Lol, same thing use to happen to me back when this card was with Visa network, I'd get the mailers all the time

  • @60wwediva

    @60wwediva

    4 ай бұрын

    Eh. I got my offer today then looked at it and felt apprehensive immediately, looking for the same benefits or similar that my other cards have and the other offers have that I always get. I saw nothing but wack 2X points and the heavy weight. It told me nothing and no welcome bonus. It's just a prop for clout.

  • @mostlypeacefuljogger4622
    @mostlypeacefuljogger46228 ай бұрын

    No, the black card doesn’t compare to the Centurion and even that is not worth it anymore. Black card doesn’t even send out the magazine anymore, it’s digital. Also they don’t send out the annual gifts. Centurion doesn’t offer any good benefits, cheaper to get the Platinum and enjoy the same benefits.

  • @Doggieman1111
    @Doggieman1111 Жыл бұрын

    I like how they write "BLACK CARD" on the card just in case you couldn't tell by the fact that it's a card that's black.

  • @RJFinancial

    @RJFinancial

    Жыл бұрын

    I did this video randomly when I didn't know what to talk about. It's now one of my most viewed. The comments are usually similar so their misleading branding does work... at first.

  • @laroncade6963
    @laroncade6963 Жыл бұрын

    American express is the way to go, I make six figures a year, and have been now for years, I have a chain of dry cleaners located in georgia, north Carolina, and Newport News, Virginia..

  • @RJFinancial

    @RJFinancial

    Жыл бұрын

    I'm team chase but in this match up you are correct. There's only one black card in this game

  • @javiertorres9114
    @javiertorres91142 жыл бұрын

    Thanks for that.

  • @francis5944
    @francis5944 Жыл бұрын

    lol i just got this invite and wanted to see what the deal was. if you want cash back get a Chase Ink Card with $0 anual fee and 1.5% back on every purchase. Thank you for the video.

  • @robby95036
    @robby95036 Жыл бұрын

    Nobody out pizzas the hut... nobody out black cards AMEX.

  • @dreamville9649
    @dreamville96492 жыл бұрын

    I actually had this card for about 3 years. First year I payed the 500 not knowing what I was getting myself into lol. Second year I called to cancel and they gave me a 500$ credit for the card renewal and the third again. When I tried to renew for the fourth they did not offer me the credit so I closed the account. But man was it a flex. I was like 19-21 years old

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    That's awesome. I can only imagine throwing this down at that age. I remember getting the flyers at that age when the card was with Visa and I thought it would be awesome to have. I'd love to get one of these a film peoples reaction to it

  • @kkim1177
    @kkim11773 ай бұрын

    I felt all special for a second until you gave me a reality check.. ty

  • @lesenfantsterribles6898
    @lesenfantsterribles6898 Жыл бұрын

    Dude, the Amex green card is more of a luxury card than all three "Luxury" Mastercards 🙈😂

  • @RJFinancial

    @RJFinancial

    Жыл бұрын

    Ah yes even I would have to put the green above this and I'm not a big fan of the green

  • @lesenfantsterribles6898

    @lesenfantsterribles6898

    Жыл бұрын

    @@RJFinancial 🙈😂🙈😂

  • @60wwediva

    @60wwediva

    4 ай бұрын

    ​@@RJFinancial the gold card is way more luxury even. I have a gold card and I'm not even rich or have a lot of money like that but the Amex gold card offers SO many benefits. Dining credit, 4x back on Dining, rewards and credits with multiple shops, restaurants and online sites, pay over time plans, personal loans if approved, Uber credit every month, so many benefits. It's a great card to have on hand in case of an emergency or big purchase.

  • @anthonyrose6686
    @anthonyrose66862 жыл бұрын

    What kind limit Black master card gives

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    I'm not sure. I'd guess it would have to be on the high side considering what the card is trying to represent. Obviously based on credit factors

  • @kawanisumills
    @kawanisumills Жыл бұрын

    It was cool seeing this in the mail... however that 495 fee was a hit to the gut

  • @RJFinancial

    @RJFinancial

    Жыл бұрын

    $495 is a lot for a real card. Let alone this silliness. Save it for something like the venture X from capital one

  • @GIJew
    @GIJew Жыл бұрын

    It’s a card marketed to people who want to pretend that they’re rich. Some say that rich people are scum. But I disagree. I think that people with no money who pretend they have money are scum.

  • @RJFinancial

    @RJFinancial

    Жыл бұрын

    The card you get when you don't know any better or that folks with money honestly probably use a double cash on most purchases as is.

  • @60wwediva

    @60wwediva

    4 ай бұрын

    Amex cards from gold to centurion are more impressive and reliable than h

  • @justjosh4035
    @justjosh403511 ай бұрын

    I’ve heard of this card before. Just today I got this in the mail. This is an easy decline but of course I came to KZread to learn more about this.

  • @RJFinancial

    @RJFinancial

    11 ай бұрын

    Good man

  • @westsidecater
    @westsidecater Жыл бұрын

    So what IS the *best* credit card??

  • @RJFinancial

    @RJFinancial

    Жыл бұрын

    For cash back probably a chase freedom flex/unlimited. Travel, if you could only have one I'd say it might be the venture x from capital one

  • @pg6299
    @pg62993 жыл бұрын

    I received the same mail and threw it right in the trash 😂, also got the platinum card invite with 100,000 bonus so I’ll probably my do that

  • @RJFinancial

    @RJFinancial

    3 жыл бұрын

    That's a solid offer right there. Especially if it's the offer with 10x on gas/groceries for a limited time. I say go for it.

  • @tonytong9630

    @tonytong9630

    10 ай бұрын

    If the weight itself is the only thing they trying to sell for , would don’t I just get the metal card of cash app which are the same weight ( 22 grams ) as this one and I can get lots of cash back, plus I can design it by myself 🤷🏻

  • @alexrod550
    @alexrod550 Жыл бұрын

    Thank you for the review...I saw the black card....for me useless ...Thanks again !

  • @hardassteel
    @hardassteel2 жыл бұрын

    Just spray paint any credit card black, full of prestige and luxury. Impress the ladies when you pay the bill at a fancy restaurant.

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    Lol funny enough I've seen companies that will make you a designer card as fancy as you'd like... crazy times

  • @60wwediva

    @60wwediva

    4 ай бұрын

    Um lmfao. Many companies offer different colors these days. Discover it card offers choice or gold, rose gold and black color. Sephora card is black although very thin. Many cards come in black and gold now.

  • @TarotTrismagistus
    @TarotTrismagistus2 жыл бұрын

    I would be so embarrassed to pay the bill with this card lol ‘’B L A C K C A R D’’ ... ‘’mastercard’’ 🤦🏻‍♀️🤣 I feel like the wait staff would go to the back of the house calling out to everyone like ‘’Ayo, check out this card out!! 🤣😆🤣’’

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    Mean to tell me this won't impress young ladies? Well this explains a lot lol. I feel like this exact thing would happen, especially at nicer places where they've seen some real cards before.... could pass it off at Applebee's maybe

  • @angelsky6869

    @angelsky6869

    Жыл бұрын

    You sound immature

  • @60wwediva

    @60wwediva

    4 ай бұрын

    ​@@RJFinancial keyword: young ladies. Date anyone 30 and above, they know better. Young girls may be impressed but I've seen some girls with their own Amex Plat. Pull out a gold or platinum thats impressive

  • @mrgiovanny
    @mrgiovanny3 жыл бұрын

    RJ, loved the review!! Saphire could get in the gym and bulk up a little bit! Funny AF 😂 Fellas, if you're single and you have this ridiculous card. Put some use into it before canceling it. Take out the black card on one of your hot dates! Once she see's the labeling "Black Card" on the credit card, guarantee action in the bedroom! 😁 When life gives you have a lemons, make lemonade! 😎 Thanks for the review RJ!

  • @RJFinancial

    @RJFinancial

    3 жыл бұрын

    Haha there's a video idea honestly. Get one of these as a prop and walk around the city getting ladies reactions to it.

  • @60wwediva

    @60wwediva

    4 ай бұрын

    Lol. Funny advice. As a woman if this was 10 years ago when I was 19 I would've did it but now at 29 if I were to see a guy with a black card the most I'd get from that is that he is consistently hardworking or has decent credit. Nothing to wow over. If it's Amex platform then I'd drop panties especially Amex centurion. I say this as someone with an Amex gold card. Also why would you ruin your credit by getting a hard inquiry to get approved then close it later? Closes cards stay on your report.

  • @WaysToWealth
    @WaysToWealth3 жыл бұрын

    Love seeing that ads RJ!!!!! Normally I don't normally, but for you my man! When you going to get sponsored by AMEX.

  • @RJFinancial

    @RJFinancial

    3 жыл бұрын

    You're too kind sir! Haha half the people think I'm a Chase homer the other half say Amex homer... the real answer.. whoever answers your question first lol

  • @zillsburyy1
    @zillsburyy1 Жыл бұрын

    nobody should ever pay a fee for a credit card

  • @RJFinancial

    @RJFinancial

    Жыл бұрын

    There are reasons that make sense.... this ain't one of them

  • @zillsburyy1

    @zillsburyy1

    Жыл бұрын

    @RJFinancial credit cards make money everytime u make a purchase. only stupid bozos choose to pay a fee

  • @steffanigray9464
    @steffanigray94642 жыл бұрын

    Perfect review. I received the invitation as well and research made me so confused. It’s not what it is marketed to be.

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    Trying to ride the wave of the Amex cards.... it's a shame. Lot of better options, glad to be of help

  • @fredkim01
    @fredkim01 Жыл бұрын

    I got it too.. but it had like $595 annual fee.. I just ripped it.

  • @Real.Estate.Report
    @Real.Estate.Report3 жыл бұрын

    That presentation is sweet! Lots of perks... I need a metal card in my life some day ha

  • @RJFinancial

    @RJFinancial

    3 жыл бұрын

    I mean you're at 1k now soooo I'd say you've earned it. Congrats by the way my friend. I know you put in work to hit that mark and it shows. Continued success on air and off.

  • @Real.Estate.Report

    @Real.Estate.Report

    3 жыл бұрын

    @@RJFinancial thanks man.... that last Nile Niami video has took off, I am really stoked about it. Also always have appreciated your support ✌🏻

  • @JohnnyK60

    @JohnnyK60

    3 жыл бұрын

    Yeah but NOT this one!

  • @mod2839
    @mod28392 жыл бұрын

    That actual card have been sending me that lame a$$ package for 10 -15 times ever since 17. You do the math, I’ve put in the trash every time. I was teen back then…

  • @mod2839

    @mod2839

    2 жыл бұрын

    2017….lol

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    Lol I use to get them a lot as well, then nothing for a long time until this one showed up. Hoping to get the gold flyer for another vid lol

  • @TarotTrismagistus

    @TarotTrismagistus

    2 жыл бұрын

    Same lol

  • @jlin9723
    @jlin97232 жыл бұрын

    Imo the red flag come in when it has to compare itself to other cards

  • @thehornyewok5176
    @thehornyewok5176 Жыл бұрын

    I rather stick with my Navy Federal Credit Union Flagship Card. 20K and I get up to 3% back and pretty good perks 🎉

  • @RJFinancial

    @RJFinancial

    Жыл бұрын

    Good man

  • @terrylew2209

    @terrylew2209

    Жыл бұрын

    Im glad you posted that because actually the NFCU Cards are like some of the best kept secrets out there lol! I got mines, generous 15k starting CL, great balance transfer option etc i looked at this LC Black Card offer in my mail for 5 mins then threw it in the trash

  • @novarattu6696
    @novarattu66962 жыл бұрын

    Im unemployed and have 0 income. How and why did I get invited. I have decent credit for a 21 year old. The whole marketing and the way the emphasize the word “luxury” screams scam to me. I could be wrong..

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    It's not an awesome card.... instincts are correct. They likely bought a customer list somewhere and do mass send outs every so often. I don't know what the credit limits on these things are but it's not the "no limit" Amex version it tries to copy. We can get you some good card recommendations based on what you like if/when your in the market. Burn this mailer...

  • @Ritchie_The_CEO
    @Ritchie_The_CEO3 жыл бұрын

    Man I can’t watch this right now but I can’t believe that the Luxury Card comes out on top.

  • @RJFinancial

    @RJFinancial

    3 жыл бұрын

    Haha in their defense they only claim it's better than the CSR, Platinum, & Prestige.... spoiler alert... it fell short

  • @Ritchie_The_CEO

    @Ritchie_The_CEO

    3 жыл бұрын

    @@RJFinancial at least they’re aiming high. 😂

  • @michacolumbus
    @michacolumbus21 күн бұрын

    What is the difference between Mastercard Black and the World Elite?

  • @RJFinancial

    @RJFinancial

    20 күн бұрын

    This card is a product, as in its own card. Mastercard World and World Elite refers to the Mastercard payment network. Being World Elite gives the option of more card benefits - kzread.info/dash/bejne/kWiqz5icopi9eco.html

  • @michacolumbus

    @michacolumbus

    20 күн бұрын

    @@RJFinancialThank you for the immediate response

  • @jonathanfactor6688
    @jonathanfactor66883 жыл бұрын

    Great video thanks have a great weekend . I think that the platinum card might be better even though the fee might be going up

  • @RJFinancial

    @RJFinancial

    3 жыл бұрын

    Appreciate you stopping by as always. There's potential but the card is too focused on things that seem like luxury... like how heavy it is

  • @CityLifeinAmerica

    @CityLifeinAmerica

    3 жыл бұрын

    The only advantage the Luxury Card black card thing is that it uses MasterCard which means more places take it. Still not Costco though.

  • @earlthomas7464
    @earlthomas74643 жыл бұрын

    The Mastercard Black Card is great is your into walking around with a heavy wallet. Otherwise, the Black Card is a waste of time. BTW, can you do a video on Lounge Buddy?

  • @RJFinancial

    @RJFinancial

    3 жыл бұрын

    That's a good topic I haven't seen covered much. Yes, I'll put it in the rotation. Maybe a comparison to priority pass and other lounge memberships.

  • @earlthomas7464

    @earlthomas7464

    3 жыл бұрын

    @@RJFinancial It was one of the reasons why I applied for the Amex Green.

  • @60wwediva

    @60wwediva

    4 ай бұрын

    A heavy black card is only impressive at restaurants and shops where you need to flex some clout for special treatment. Other than that it seems like an empty card

  • @garrymyers8459
    @garrymyers84593 жыл бұрын

    Black cards matter

  • @RJFinancial

    @RJFinancial

    3 жыл бұрын

    Lol well said sir

  • @watsonanthony8438

    @watsonanthony8438

    2 жыл бұрын

    Lmao

  • @michaelmikhail2854

    @michaelmikhail2854

    Жыл бұрын

    😂😂😂

  • @v-m-e

    @v-m-e

    Жыл бұрын

    Fosho

  • @zillsburyy1

    @zillsburyy1

    Жыл бұрын

    u stole that

  • @josielancaster7095
    @josielancaster70952 жыл бұрын

    Awesomeness

  • @eddieb9102
    @eddieb9102 Жыл бұрын

    I have, and thanks to your video - I declined! Thanks :)

  • @kazikwalking9783
    @kazikwalking97832 жыл бұрын

    My grandpa has the black Mastercard.

  • @tommyjones6866
    @tommyjones686620 сағат бұрын

    I think its hilarious that every video you talk about a black card you play that Kanye clip from Last Call lmao please don't let the meme die

  • @RJFinancial

    @RJFinancial

    19 сағат бұрын

    Ha thank you sir. Haven't talked about the black card in awhile. Need to bring it back

  • @sdn4134
    @sdn41342 жыл бұрын

    I think it’s just weird though that it has a big black card wrote across it

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    Ha they want everyone to know what kinda card you have when checking out. It screams trying too hard...

  • @Daltonic3
    @Daltonic3 Жыл бұрын

    Got it in today MAIL!

  • @RJFinancial

    @RJFinancial

    Жыл бұрын

    Shred it!

  • @Pharmbro
    @PharmbroАй бұрын

    Sofi gives me 2% cash back on every purchase …. global entry is $100 per 5 years. “Big deal”

  • @mohammadislam2652
    @mohammadislam26523 ай бұрын

    Good 👍 video

  • @JohnnyK60
    @JohnnyK603 жыл бұрын

    I feel sorry for folks who fall for this marketing.

  • @RJFinancial

    @RJFinancial

    3 жыл бұрын

    True, they've been around for sometime now so somebody has to be signing....

  • @escovar60
    @escovar602 жыл бұрын

    At the end of the video he does this weird repeated laugh while talking lmfaoo we know the card is ass, but like…. We get it lol

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    Haha that's probably fair. Hey, talking to yourself long enough and you gotta find something to entertain you

  • @be_obee9024
    @be_obee90242 жыл бұрын

    This card is 🔥🔥🔥🔥🔥🔥‼️‼️‼️😂😆😂🤣😆🤣😂 I am still laughing at the fact you reviewed this card‼️ I am in tears typing this. I bet you had to do a few takes filming this. I see you had to hold back the laughs. 😂😄🤣😄😂😂

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    Ah I remember this. So funny story, I think this was a day when I didn't really know what I was gonna talk about. The flyer showed up in the mail and figured why not... I read it before hand but I didn't write an outline like I normally do, simply went from the flyer and reactions, hence the laugh/talk as I go. Still waiting for them to mail me the other two flyers....

  • @be_obee9024

    @be_obee9024

    2 жыл бұрын

    @@RJFinancial 😄😄😄 ✊✊

  • @CoopyKat
    @CoopyKat9 ай бұрын

    $495 annual fee. 21%, 25% or 28% depending on your "creditworthiness" -- what a total rip-off! Banks like this should be investigated! I got one of these in the mail and found it amusing at first, then I thought of the suckers that might have gotten this garbage card!

  • @newsnowadirondacksredux360
    @newsnowadirondacksredux3603 жыл бұрын

    Lol got one too. Run for the hills.

  • @RJFinancial

    @RJFinancial

    3 жыл бұрын

    But think of all the ladies you could impress with the weight of your card

  • @sdoafhwheab
    @sdoafhwheab7 ай бұрын

    It took me 15 secs to figure out that this card is total joke lol.

  • @al5152001
    @al51520012 жыл бұрын

    MasterCard needs to take the “Black Card” title off the card…..That might help some

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    It is interesting. I believe Barclays issues these and it is an MC and we do call other cards a MC or Visa xxx but it's gotta suck to have your name associated to this one

  • @ketoman8834
    @ketoman88342 жыл бұрын

    Just a short FYI on the piece of $h34T!! card. It sponsored by Barclays Bank! Euro trash!

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    Ha I once called Barclays the junk drawer of cards... this only solidifies that opinion

  • @little-ol-me
    @little-ol-me9 ай бұрын

    I received an invite today. Hell no. Not worth it for me.

  • @RJFinancial

    @RJFinancial

    9 ай бұрын

    Good man

  • @imeanreally9094
    @imeanreally90943 ай бұрын

    This is as luxury as Coach...which means it is not. Appreciate the succinct deep dive. It saying BLACK CARD across it and also literally using the term Luxury Card were clues though. Clues to a s$#t mystery that is.

  • @ishouldbestudying251
    @ishouldbestudying2512 жыл бұрын

    Not the people trying to defend the knockoff black card😭😭

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    Lol, I'm still waiting on my invites to gold and titanium versions

  • @shahanjutt1219
    @shahanjutt1219 Жыл бұрын

    Im oku with my black cash app card

  • @brandond2868
    @brandond28682 жыл бұрын

    I got one in the mail as well... but it is the heaviest... and I want my wallet to be heaver... well no I don't

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    Haha metal card has come to mean expensive or terrible... these guys managed to do both

  • @user-bq8wd9ig2k
    @user-bq8wd9ig2k3 жыл бұрын

    ممتع جدا جدا احسنت النشر تحياتي وتقديري

  • @RJFinancial

    @RJFinancial

    3 жыл бұрын

    Thanks

  • @byronjeffery2576
    @byronjeffery25763 жыл бұрын

    Summing it up! Barclays (which who is issues this card) Stop IT!! Not Even Close!

  • @RJFinancial

    @RJFinancial

    3 жыл бұрын

    Still waiting on them to send me the Gold card flyer lol

  • @byronjeffery2576

    @byronjeffery2576

    3 жыл бұрын

    @@RJFinancial If you want a good laugh and insult at the same time you will get it with the Gold card flyer. 995 AF and from what I read it is Totally not worth it!

  • @joesegreto1795
    @joesegreto17952 жыл бұрын

    The MasterCard black card is a wannabe. There are so many other better cards out there. The annual fee does not justify the substandard perks.

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    I can't wait until I get the Gold card mailer sent my way... terrible card looking to capitalize on the name

  • @Consistency0x0
    @Consistency0x08 ай бұрын

    i got mines today lol 😂😂😂

  • @RJFinancial

    @RJFinancial

    8 ай бұрын

    I look forward to the unboxing vid

  • @gordonallen9095
    @gordonallen90959 ай бұрын

    This card is a JOKE. It's not even better than the AMEX platinum, Chase Sapphire Reserve, or Capitol One venture X. I can't see ANYONE familiar with upscale travel credit cards who would pay so much for so little. Who is clueless enough to want this in their wallet?

  • @BankAccountBonusCentral
    @BankAccountBonusCentral3 жыл бұрын

    Porte black card > Mastercard black card

  • @RJFinancial

    @RJFinancial

    3 жыл бұрын

    But is it heavier?

  • @frankv64
    @frankv642 жыл бұрын

    From what got from this video the only good thing about this card is you can use it for self defense

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    Haha, its a black and metal and yes, you may be able to fend offer attackers with it as a bonus lol

  • @DNOJ
    @DNOJ Жыл бұрын

    They sent me this in the mail… shit look like a scam The black card also I’m not paying for shit

  • @RJFinancial

    @RJFinancial

    Жыл бұрын

    Good man

  • @thegarfield6796
    @thegarfield67963 ай бұрын

    I'm surprised that they are still in business today, this is boarderline scam.

  • @user-jt9hi9zd8n
    @user-jt9hi9zd8n Жыл бұрын

    Black cards absolutely matter

  • @user-jt9hi9zd8n

    @user-jt9hi9zd8n

    Жыл бұрын

    I have considered it when I was a previous American Express Card ?holder, but I was happy with my American Express perks. I would have to review the perks again, but if I remember correctly the American Express was more than enough

  • @LuisMartinez-dk4qf
    @LuisMartinez-dk4qf2 жыл бұрын

    I’m just getting it to Flex I have a black metal card lmao

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    What woman could resist seeing that during close out at AppleBees?

  • @Only_Grace1111

    @Only_Grace1111

    2 жыл бұрын

    Lol 😂

  • @englee2006
    @englee20062 жыл бұрын

    That card looks like a scam. Which bank is it backed by?

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    I think its Barclays bank... not 100% on that tho. Still waiting on my invitation to the Gold version

  • @Jason_The_Man
    @Jason_The_Man2 жыл бұрын

    Hmmm 🤔. I tend to be more impressed by originality than imitation. Sounds like a lot of fluff to me.

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    I'm still waiting on my special invite for the gold and titanium versions... sure they'll come eventually

  • @MarsM13
    @MarsM132 жыл бұрын

    I got a mail offer today to get this card, and I don't see the appeal. It seems like crap compared to almost any of the cards I already own. My US Bank card is better for utilities and internet. My Chase card is better for restaurants. My Citi custom cash card is better for groceries. My Paypal credit card is better general use. I go ten years at a time without flying, so I don't care about that. It's worthless.

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    They're trying to cash in on the metal design looking like the amex version. Amex wasn't able to trade mark "black card" so they can still use it. Think that's how the story goes anyways

  • @MarsM13

    @MarsM13

    2 жыл бұрын

    @@RJFinancial My Blockfi and Gemini cards are metal, and I'll admit it's kinda neat. But "kinda neat" isn't a reason to get a card with an annual fee. The only reason I keep my Blockfi and Gemini cards is that they are zero annual fee.

  • @KingGreen78
    @KingGreen78 Жыл бұрын

    🤣🤣 i get that invite every 6 months, i think they're just trolling cause they can't be serious with that p.o.s

  • @onlyimports
    @onlyimports2 жыл бұрын

    I see a white guy with one after the club and because I never know how the real Black card look (Amex), I assume that guy was rich and coming to a ghetto club 😂😂😂😂😂 not knowing his so called blackcard was almost on the same level as my wells Fargo card

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    Ah that's awesome that dudes are out here trying to pass it off as real. Amex wasn't able to trademark "black card" so I guess this is allowed and most people are in the same boat as you. Especially when not that many cards were metal

  • @KingGreen78

    @KingGreen78

    Жыл бұрын

    🤣🤣

  • @jasonjust-jason9489
    @jasonjust-jason94893 жыл бұрын

    commented

  • @RJFinancial

    @RJFinancial

    3 жыл бұрын

    Couldn't have said it better myself lol

  • @jayt1077
    @jayt10772 жыл бұрын

    Amex took them to court over their use of the term "Black Card" and now they use it under license. Lol

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    Interesting, didn't know that. Doesn't surprise me, Amex is super protective of their brand. Honestly they should because this does confuse people as to what it is they're actually getting.

  • @onlyimports

    @onlyimports

    2 жыл бұрын

    @@RJFinancial it actually confuse me 😁 I was actually surprised to see a black card written on a black color card.... I heard of black card but I never know if it's Amex or visa or master

  • @micahthemessiah1222
    @micahthemessiah1222 Жыл бұрын

    Ggs bruh cause I’m like nah this card looks like trash. 🤣 imma pass and stick with my Amex, capital, and Apple Card’s

  • @QueenConsious
    @QueenConsious2 жыл бұрын

    American Express is better

  • @d-c-g6525
    @d-c-g6525 Жыл бұрын

    I just got an invite from these jokers today.lol

  • @RJFinancial

    @RJFinancial

    Жыл бұрын

    It’s funny, I made this vid on a whim because I got a mailer. Then so many people end up here because they get these mailers…. Still waiting on the gold card offer

  • @user-rx8yr2mt9i
    @user-rx8yr2mt9i3 жыл бұрын

    Lk 10

  • @RJFinancial

    @RJFinancial

    3 жыл бұрын

    Thanks for stopping by

  • @MH_6160
    @MH_6160 Жыл бұрын

    poser card

  • @23Piccolina
    @23Piccolina3 жыл бұрын

    The best card is your debit card. You pay nothing annually and using it, you never go into debt. People paying hundreds for these stupid cards that give points are idiots. The only people who need credit cards are people who can't afford to pay cash in full for their purchases. Spend? Time to save!

  • @RJFinancial

    @RJFinancial

    3 жыл бұрын

    Have to disagree friend. Credit cards tend to come with more protections than debit cards, they aren’t linked to a bank account so if the card is compromised your actual money is being stolen. Also there are a lot of great cards that offer rewards for no fee. As you point out, everyone should save up and have the money to pay in full. Why pay cash and get nothing when you can leverage a card and get cash back. Then pay the balance in full immediately?

  • @23Piccolina

    @23Piccolina

    3 жыл бұрын

    @@RJFinancial OK, I can't argue with decent logic pointed out here. My remarks are meant for the 75% of the public who purchase with credit cards and then amass debt by not paying off the balances in full. If someone is that type of consumer, then using only a debit card is better for them. But for the 25% or so who can afford to pay in full and not carry debt, a credit card with no fee and rewards, such as Discover Card is the better way to go. (I have one myself)

  • @RJFinancial

    @RJFinancial

    3 жыл бұрын

    @@23Piccolina I can get behind that. Debit card and turn off overdraft if you know you can't handle it. I try to stress not buying things you don't need and only spending what you need but you know how it goes... Unfortunately it seems to be an accepted part of American culture to do this...

  • @23Piccolina

    @23Piccolina

    3 жыл бұрын

    @@RJFinancial Its why we are all slaves to the banking industry and wall street. Buying Chinese crap from Wal-Mart!

  • @mujjuman
    @mujjuman25 күн бұрын

    millennials who want to show off and pretend that theyre billionaires will fall for it

  • @isaiaguilar6377
    @isaiaguilar63772 жыл бұрын

    Bro your review straight butt. Major in comm. after read you then have to explain to the audience what you read. Nimrod

  • @RJFinancial

    @RJFinancial

    2 жыл бұрын

    Be sure to double tap that dislike button to show your disapproval

  • @OGGAS3AG
    @OGGAS3AG Жыл бұрын

    I am short of words to express how much I appreciate *GLIZZYGLITCH* efforts in holding me closely, through my hard times.Thanks so much for putting me thru all the credit card things ☝🏽☝🏽☝🏽

Келесі