This entire series should be shown to all the CEOs and top managers of all the big corporations of America. And to all politicians.

@Jax2132

Жыл бұрын

Yes, but they would not care.

@camillecali22

Жыл бұрын

The working class should still get a living wage period. Look at Sweden.

@joefunk76

Жыл бұрын

@@Jax2132 Saying they would not care is too weak of a statement. CEOs profit entirely off the labor of others. Therefore, they want that labor to be as desperate as possible, so that it can be purchased cheaply, and the CEO can show higher profits for his company - and keep more of them for himself. Socioeconomic trends of the past few decades are not the result of apathy or ignorance but rather of evil greed that is satisfied by hurting others to the biggest extent that those who run the system can get away with.

@chownful

Жыл бұрын

@@joefunk76 So how come most people are not in poverty in America? You choose where you want to work.

@John4Huang

Жыл бұрын

Government and politicians already know all this, they simply do not care

The thought of retirement makes me cry. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. It’s so difficult for people who are retired and have no savings to fall back on.

@rogerwheelers4322

7 ай бұрын

True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex.

@joshbarney114

7 ай бұрын

Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect my funds and make profit from my portfolio this red season. I’ve made over $350k since then.

@FabioOdelega876

7 ай бұрын

This is exactly how i wish to get my finances coordinated ahead or retirement. Can you recommend the financial advisor you used to get ahead?

@joshbarney114

7 ай бұрын

I really don't like making such recommendations, because everyone's situation is unique. But there are plenty of independent financial advisors you could check out. I've been working with “Colleen Janie Towe” for sometime now and she's very, very good. If she meets your discretion, then you could go ahead with her. Most likely, her deets can be found on the net, so you can confirm yourself.

@FabioOdelega876

7 ай бұрын

Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

As a poor person myself, it blows my mind watching poor people stress over being able to afford Christmas presents. I promise you your friends will be okay without your $20 gift card this year.

@kensmith2796

Жыл бұрын

I agree. I know a lot of high income earners that can afford to "gift" for Christmas, but a lot of them don't. You usually end up buying things the person doesn't need or want. Best thing is just to spend time with people. Or do a drawing and everyone just buys a gift the person whose name they draw.

@karenallen6557

Жыл бұрын

I Agree !! Idk why poor ppl I include myself as well worry about damn Xmas gifts … man foh

@last_samurai6690

Жыл бұрын

If you are worried about Xmas present you ain't poor yet. The poor don't even notice its Xmas. Well they do but presents are the least of their worries.

@user-sc8mr1by8l

Жыл бұрын

Christmas is not about giving gifts, people! I don't feel sorry that these immigrants are struggling ,what did they think! The American dream was about! No one owes anyone anything , the stories are ok ,but it is what it is!

@pointsoflightradio9785

Жыл бұрын

I don't want to sound cold hearted but many working poor and unemployed also have pets. If you can't to feed yourself why buy a dog or cat? Food and vet bills will aren't cheap

Percy crying over his horse broke my heart. You could tell he really loved him.

@alisatjaden3906

Жыл бұрын

Oh I know the feeling! I have 3 horses I have to board now, after leasing for 20 years...

@lynnkalles2055

Жыл бұрын

That damn horse was a foolish purchase.

@cedricliggins7528

Жыл бұрын

@@lynnkalles2055 Exactly. Wasteful spending

@MurakamiTenshi

Жыл бұрын

This is from 10 years ago. The 2008 economic crash was not that long ago. It hit seniors very hard, so I imagine that's why he had to give away his beloved pet.

@TheKeeperMadz

Жыл бұрын

Thanks for the heads up so now i aint watching this

So much respect for Percy and his wife. They really understand marriage, and being there for each other through thick n thin. I hope they have better times ahead soon 🙏

@ImAlwaysFrisky

Жыл бұрын

lots of people now take the easy way out and forget the vows they took, i def have respect for them sticking through it all good or bad

@alangrund5031

Жыл бұрын

Some nice people here.

@DB-vt1kk

Жыл бұрын

I don’t understand why his kids can’t help. Even if it’s just 20 a month or something. This is why I never wanted kids. 😂

@chownful

Жыл бұрын

They might be dead by now since this was filmed ten years ago...

@ImAlwaysFrisky

Жыл бұрын

@@DB-vt1kk yeah except not all kids are like that, cant really generalize based off this video plus for all we know the parents refuse any help. My grandma who i love with all my heart refuses help from anyone until its too late and that pisses me off. sometimes its a pride thing

I used to get angry at my husband and call him a tightwad😂😂😂 but now we’re a about to retire and have no debt no mortgage no car payment we only pay property taxes thank God my husband didn’t allow me to run our finances 😂😂😂

@vetgirl71

Жыл бұрын

That’s wonderful that your husband was focused and goal driven! 👏🏾👏🏾 You are debt free and that’s a blessing, makes life easier when you retire. It’s rough for senior citizens today, so many are working in their 70’s and 80’s! We are definitely going to be in a depression if something doesn’t give! I hope not, we went through enough during the onset of the pandemic and with these horrible people running our government (both Republicans & Democrats). Smh 🤦🏽‍♀️

I don’t let Christmas , birthdays etc put me in debt. There’s so much social pressure to keep up but it’s not worth putting your self in stress. All you need is to focus on the meaning of the holiday and just have a simple meal as a family together . Love one another that’s enough don’t get into the materialistic side of it all.

@ft9kop

Жыл бұрын

That and birthday, and weddings.

@kthename08

Жыл бұрын

💯

@cali2552

Жыл бұрын

Same! And me and family just buy gifts for the kids and our mom...just to make it easier for everyone.

@reginafisher9919

Жыл бұрын

My husband and I do not exchange gifts for Christmas birthdays and anniversaries or anything, I have stopped buying Christmas presents for anyone, after the age of 12 no one needs a Christmas present it's ridiculous.

@myroom4640

Жыл бұрын

Just don’t celebrate it, it’s pretty simple, and considering it’s only a pagan celebration anyway…… Social pressure”, what a complete load of rot!!!! Don’t YOU have a mind of your own. 🙄🙄🙄

Most women would be super lucky to find a man as devoted as Hilton..mad respect

@Becky_Cal

Жыл бұрын

I agree, and he’s only 20 years old. He was raised right (maybe not privileged or rich but with the right humanity). He has very good values as a human being and as a man. ❤

@turtleanton6539

2 ай бұрын

Ofc🎉

@Jojo01171

Ай бұрын

Does anyone know what happened to them? It’s been over 10 years.

I was raised by a single mother who raised 5 kids on her own. I am saddened by the negative comments on here. Unless you've experienced the types of struggle and hardships, you're not going to get it. A lot of these living situations that these folks are in, is because of the many different circumstances that led to it. Everyone in this documentary is hard working and trying to survive but also better themselves and their circumstances. I admire all of them for having the courage to have their hard lives filmed and I'm hoping for the best turnout for all of them. I learned a long time ago to never look down on or judge someone and it's helped me appreciate my life even when I've struggled through some very hard times, too.

@alejandroc7357

Жыл бұрын

People don’t realize once you are at the bottom. It’s 10 times harder to get out of it.

@lulusp1023

Жыл бұрын

Very true your words!!

@MelywoodMedia

Жыл бұрын

I grew up poor. Single mom with a factory job and 4 kids. She knew voting democrat was bad to do. NAFTA killed the factory jobs and created the rust belt. Anyone who voted for the Clintons made their beds.

@weldinggirl

11 ай бұрын

Great comment ya don’t judge and be grateful

I grew up in poverty. My mom was a waitress and dad was a cook. Watching my parents struggle growing up really inspired me to stay in school so I can have a career that pays well. Now I can help my parents out financially. I am so grateful that I am able to make their lives a little easier now.. I just wish I can do that for more people who needs help..

@milenadocic

Жыл бұрын

But the point of this show is that even people who are cooks or waitresses, also deserve a living wage. Theoretically, if everyone works a better job, who is going to clean, take trash away, work in restaurants, shops........no matter what the job is, it should be enough for a person to live a life normally. 40 hours a week, vacation time, social security... Not everyone can and want to go to college, and that is also fine. But everyone needs to earn enough to live from off of one job, no matter what the job is.

@sunnycali1294

Жыл бұрын

@@milenadocic i completely agree with you.. it’s really unfortunate that a lot of people can’t afford basic things in one of the wealthiest country in the world.

@milenadocic

Жыл бұрын

@@sunnycali1294 exactly!

@lulusp1023

Жыл бұрын

Good for you! I did same...worked in a grocery store at age 16....but went to college at night after work to be able to find a better life...and help my family....

@IGot7RevtinyArmyStayOnceBlink

Жыл бұрын

@@milenadocic you hit it on the head. The point isn’t everyone needs to go to college to get a job. The point is we need to make it so that if you are working no matter the job you can easily live well. Now if you choose to go above and beyond you will be compensated even more. Why should you have to work 2-3 jobs and still not make ends meet.. nah that’s crazy. I feel you completely hit it on the head.

It's tough watching this in 2023 and knowing that the problems they were facing have gotten EXPONENTIALLY worse

@tommy22b

11 ай бұрын

Thats what i was thinking. Its way worse now. Hope they all doing better. Would be good to see an update.

My wife and I both retired to Morocco last year, Considering the current rollercoaster nature of U.S economy and stock market, I decided to stay on the sideline for awhile, She was a lawyer born in Texas. After vacationing here a couple of times, we decided this was the place for us. I’m worried with the numerous bank failures as of late, am I better off reinvesting my savings in the stock market or do I wait?

@Believer292

Жыл бұрын

It is impossible to successfully time the market. Decide what percentage of your net worth you want to permanently allocate to stocks and buy a good dividend ETF like SCHD and enjoy the rising dividends.

@andrew.alonzo

Жыл бұрын

There are numerous intriguing stocks across various industries that might catch your attention, but it's not always advisable to act on every prediction. Therefore, I suggest that you work alongside a financial advisor who can help you determine the best times to buy or sell the shares or ETFs that you are interested in.

@edward.abraham

Жыл бұрын

I have maintained contact with a financial analyst since the inception of my business. In today's dynamic market, the challenge lies in determining the opportune moment to purchase or sell when investing in trending stocks, a task that may seem straightforward but can prove to be quite challenging. With a portfolio that has increased by over $650k in a relatively short span of one year, I have delegated the responsibility of selecting entry and exit orders to my advisor.

@rebecca_burns14

Жыл бұрын

@@edward.abraham I need a guide so i can salvage my port-folio due to the massive dips and come up with better strategies. How can one reach this advisor?

@edward.abraham

Жыл бұрын

@@rebecca_burns14 "Julia Ann Finnicum" my financial advisor, is widely recognized for her proficiency and expertise in the financial market. With a comprehensive knowledge of portfolio diversification, she is acknowledged as an authority in this field.

The Government can fund wars but we cant help our older generations or the needy smh.

@questioneverything594

Жыл бұрын

You first have to help yourself. That's NOT the government's job.

@bethlehemeisenhour5807

Жыл бұрын

GOD has and will have their bottoms, every time they pass away. I guess they don't fear God yet.

@birdlebowski8545

Жыл бұрын

Politicians can't get wealthy on helping people

@bethlehemeisenhour5807

Жыл бұрын

@@birdlebowski8545 so true, and judgment is waiting.

@beasaroseco5840

Жыл бұрын

Because they are going from a Republic to Communistic. They don't want productive citizens, they want slaves. The government was suppose to support us not strive to rule over us.

It broke my heart hearing Percy telling about having to give up Cream. That had to be devastating. I've gone through hard times, and the only thing that sustained me was my animal companions.

@doubanjiang

9 ай бұрын

it's ridiculous how many low income people (and homeless) keep pets. A typical pet costs around $20k over its lifetime.

@combatduckie

7 ай бұрын

it s all the emotional support they have when no human cares....@@doubanjiang

@gigabyteaurora

6 ай бұрын

Owning a horse on a $99,000 combined income, and not already having paid off their house seems like a bad financial decision

Seeing Diana's belly flat broke my heart. They were so happy. I pray they can overcome this tragedy and focus on themselves and get somewhere.

@myyt3824

2 ай бұрын

They ended up having a set of twins. They’re no longer together, but Hilton is married and has additional children.

Videos like this can really humble a person. Never take anything for granted, be grateful of what we have.

@Becky_Cal

Жыл бұрын

Completely agree.

If Percy or his family ever sees this he’s such a sweet soul. I hope the best for him, his wife and his family.

@xoxoxoxoxo7997

Жыл бұрын

Hard working both of them

Percy seems like such a lovely man. I hope everything works out for him and his wife.

Having children before you have stabilized yourself can definitely lead to poverty. The monthly cost of maintaining a horse could be the equivalent of a retirement savings. Our family does not exchange Christmas presents as it's just not cost-effective with so many people.

My parents are immigrants and raised 3 kids without any support of the government. They work both 60h/week to provide the basics. I remember my parents saving any penny they can as there has no family and friends here to support us here in case of problems. Now they are retired and they do nothing....other than gardening, cook healthy and simple meals and takes walks daily. For most people, this type of retirement is probably boring. But for my parents, not having the needs to works anymore and no stress on paying their monthly bills is ABSOLUTELY a luxury.

Percy is such a precious person, I wanted to give him a hug when he started to cry :(

The level of emotional investment I have for these people’s lives is unreal. I’ve never rooted harder for someone I’ve never even known.

@Austin-wz5xk

Жыл бұрын

And this happened in 2013-2014. I wonder how they're doing now...

@ryansmith4494

Жыл бұрын

Austin Google their names and see what pops up.

Percy and his wife have such a beautiful family ❤ you can feel the love all those people have for each other whether they’re blood related or were brought together by marriage. Family is EVERYTHING. It’s THEE most important thing anyone can have. I tested up listening to those grown boys talk about the sacrifices their parents made for them. I too am bless with wonderful parents who did everything they could for my sister and I. They even put us through private school. They’ve never let me struggle or be in a bind. The world would be a better place if everyone had parents like that.

@djwoosie98

Жыл бұрын

Family isn't everything, and struggling will never be the move

@cristinaevans139

Жыл бұрын

I’m very happy for you.unfortunately not everyone has that advantage in their lives 😢

@myyt3824

Жыл бұрын

@@cristinaevans139 I know and that breaks my heart

@michelleholmes5251

Жыл бұрын

You’re so right. Something I never had and I now do everything for my kids ❤

@questioneverything594

Жыл бұрын

If their family is so tight and great, why don't they bail them out?

Percy and his wife really broke my heart. Hard working folks but paying off the house and pausing expensive hobbies and traveling would have made a world of difference in their retirement. Retire with dignity. 💔

@SF-ob8tj

Жыл бұрын

I don’t know why they bought such a big house when they were already middle age. A small condo would have been better.

@mmp495

Жыл бұрын

@@SF-ob8tj Right. So many people do that and then become empty nesters with lots of maintenance on a big house. Bad move. People have to be strategic and practical, not impulsive and impractical.

@sunnysunshine6271

Жыл бұрын

I guess back in 2000 folks didn't have access to financial guidance, because with a combined income of $99.000 they could have paid their house (79.000) off in 5 years.

@SF-ob8tj

Жыл бұрын

@@sunnysunshine6271 I think maybe they had bad credit and had an adjustable rate. That’s why the payments probably never touched the principle.

@sunnysunshine6271

Жыл бұрын

@@SF-ob8tj Yeah, I just finished the next episode and was shocked that after 13 yrs they haven't paid a dollar off.

That moment at the Christmas party when she kept having her makeup bags stolen and repeatedly kept finding more was actually hilarious😂 Light moments to lift spirits in hard times

Emilia is such a wonderful grandmother and her grandson will forever remember her love and kindness ❤

When we worked, we saved money. We lived a simple life in an old run down house. We now are retired. Living the exact same lifestyle we lived before retirement. People spend too much on things. And on entertainment.

@CEWIII9873

3 ай бұрын

and on fleshlights?

Percy and his wife is a wonderful example to what couples should be like and there's such a good-hearted happy spirited people no matter what they go through these are the kind of people I like just positive in every aspect God bless them

I just love seeing Emilia having a wonderful relationship with her daughter after her struggles and absence. And she’s a wonderful grandmother ❤

@loridontcaretotellu6497

Жыл бұрын

Yes, I'm glad mom and daughter are reunited after Nicole's early years without Emilia being able to be the loving hard working parent and Mimi she is. It brings tears to my eyes b/c my grandmother used to play "Trouble" with me and I loved it. Emilia if you see this I'd love to be able to write to you. You are a STRONG lady, don't forget that! I'm Italian too by the way. I hope you got to keep your motorcycle!

@US_ARMY_25_INF._DIV.

Жыл бұрын

she has a very problematic personality....being crass and vulgar and loud was maybe kind of sort of sexy and cute to some people when she was in her 20 s and 30 s....now she is just an old knuckle dragger...

@annabanana730

Жыл бұрын

I feel like she could be the next Roseanne or Everybody Loves Raymond.

@SerenDipity64711

3 ай бұрын

@@annabanana730 hahaha yes she has a great personality and humour!

My third year in college i almost gave up. I had not slept much in 3 years and school was hard. With every ounce of energy i finished. It was tough but i am reaping the rewards. Bookkeeping is a good choice for woman and pays pretty well

@indeed1965

Жыл бұрын

I feel you. I am close to finishing my degree to become a nurse practitioner, so right now I just go to work and school. This documentary makes me appreciate what I have and not wish for the things I don't.

@kimdavis5403

Жыл бұрын

You must sacrifice early to benefit later. I’ve done it. You can too. It’s hard but it must be done or retirement could be a nightmare. I’m much older now, close to retirement. Thank god I worked my butt off. I think I’ll be ok. Budget, Save, stay out of consumer debt and invest early. Choose a career you enjoy that pays well-get educated.

@jens7898

4 ай бұрын

@@indeed1965 Dangerous field. They force many to take poison injections.

Will there be a follow-up “Where Are The Now”? The content of the videos suggest these were filmed many years ago…

@shari9721

Жыл бұрын

This is from 2013 , would be nice to see an update.

I love how Percy has to dance when music is playing!

Hilton's mom really put him in a bad place taking him to a place where he wouldn't be able to work, and then not even giving him the tools to be able to work where he would be able to. If he's only going to be able to work in America, he should have learned English.

@thepearlswirl

Жыл бұрын

My thoughts exactly 😢

@ft9kop

Жыл бұрын

Set up for failure. She should have had him learn English in school at least, he could've gone to college in the USA

@ProfesorMamelowsky

Жыл бұрын

She could have getting him a birth certificate in Mexico when she returned to Mexico to start with. That guy is struggling with everything. Incapable of sorting things out. It is depressing.

@newdaysamepains

Жыл бұрын

IF i had to guess she did not know. Many people go to other countries simply to have a "better passport". Becoming an American citizen is no easy task and definitely not cheap. If it all works out the investment would have paid off.

Hilton is such a good worker. They both now need to keep working and recover

@libertarian4323

Жыл бұрын

And not have kids they can't afford!

@genxx2724

Жыл бұрын

You mean she needs to start working in the first place. They should leave California. It’s too expensive them to have a future here.

@Lex1987

Жыл бұрын

@UCJXPEK-g4qe84_-G6pNEwGg She's 18, she's a freaking child herself, hence the childish behaviour. But is it fair to expect anything more of a teenager? She didn't have any adult experiences before getting knocked up, it's obvious she's completely oblivious about life and the situation they're in.

@libertarian4323

Жыл бұрын

@@Lex1987 When I was 18, I was carrying a full engineering course load, while serving/training in the Army Reserve/ROTC, and working various minimum wage type jobs every free minute I had. I guess some of us are adults at 18, and other's are immature children. It's time for her to start "adulting."

@deelee7641

Жыл бұрын

@@libertarian4323 are you a woman or a man.

Percy and his wife are couples goals. Yes, they’re going through a rough season but they have what money can’t buy: love, commitment, faith and strong family values. When all else fails this will sustain you❤🙏🏾 *I appreciate how instead a bunch of gifts at Christmas they choose to spend money on building memories around food, family and good times.

Percy bought the house 13 years ago for 79 0000 with a yearly income in the range of 6 figures. Hard to feel sorry that they didn't prioritize paying off their mortgage.They had everything - trips, horses, ect. Should've paid the house quickly first.

@terrywilliams9327

Жыл бұрын

I was thinking the same thing. Life is all about priorities.

@Seeingisntbelieving

Жыл бұрын

Exactly I’m so confused and even with half a salary they should be able to pay the mortgage

@cptgrljax

Жыл бұрын

Unfortunately the majority of the older generation who are now in retirement years did not think or plan further ahead. Some did. Not everyone. So they then end up still working. Also the combination of Urbanisation and big business closing or relocating leaves many towns/cities across the globe virtually ghost towns. Look at how italy are selling €1 houses, same in portugal and japan etc. Big city life & big corp are killing average lives. It is time to change how we live and incredibly at the same time we will then start changing climate change and heal the earth in turn

@DNaupari

Жыл бұрын

This was filmed in 2013 Making 100k from the year 2000-2010 is close to $1,000,000 that passed through their hands: where did the money go? Was it poorly managed? I don’t know but it’s very hard for me to imagine not being able to payoff a $79,000 home in those 10 years Sadly this I believe is a combination of financial illiteracy and poor choices.

@Nortongroove

Жыл бұрын

79k for a decent home?? That’s dirt cheap. Money must’ve passed through their hands like water. Skewed priorities, no sympathy.

There might be an economical turmoil but there is no doubt that this is still the best time to invest.

@jessicamamikina7648

Жыл бұрын

Best time to invest? thats funny though because in the last four months I have lost more than $47,900 in stock market which is the biggest I have loss since I ventured into stock investment.

@dorissteve912

Жыл бұрын

you could be right or wrong . i once had similar problem but now its a different ball game for me because I was lucky to have met FLORENCE YAGODA , a financial manager and stock expert, I have made more than $165,000 in 6 weeks under her supervisions

@dorissteve912

Жыл бұрын

Search her name on the web you will see all you need to know about her.

@jamesmaduabuchi6100

Жыл бұрын

Thanks for the info . Found her website and it really impressive

@KassandraTovar

Жыл бұрын

@@jamesmaduabuchi6100 they really got the bots replying to each other rn...

Really can't feel bad for Emelia. She's complaining about being broke yet is eating out, buys cigarettes, has her nails done and buys expensive gifts... people can spend their time and money as they please, but there's a lot of excess there. Also, she has a marketable skill and always seems to have an excuse for every solution. Something doesn't add up there...

@Becky_Cal

Жыл бұрын

I agree but when she started stalking abt her medications and not being able to deal with day-to-day emotions, being rude to her boss, etc, it became clear to me she suffers from mental illness and likely some type of personality disorder (maybe suffered a lot of trauma as a kid). She’s not all there and is very negative with questionable judgment.

@universal3024

Жыл бұрын

She already says that she has no future so that means she has no plan she lives day by day. If I were her I’d sell that Harley and get great money for it. And pay all of it towards your debts.

Heartbreaking to see these good people struggling so hard to pay their bills. I remember being amazed at the cheap prices when travelling to US. Those times are but a distant memory.

The twins dying was heartbreaking. I was in tears. Children make a couple have hope & a sense to keep on working for the future of them & their children & when that hope dies its so difficult to continue due to grief & pain of loss.

@ENDEVRDocs

Жыл бұрын

indeed

@Globelle

Жыл бұрын

I totally agree and can't imagine. However I hope this time they wait to get pregnant until they are more stable. That is what would be best for them and their future kids

@ryansmith4494

Жыл бұрын

It felt like foreshadowing after showing the outfits. Even before miscarriage showed.

Every one of them has made bad financial choices. $3k ring, smoking, pregnancy, gifts for others, parties.

@BlaCkHearTed825

Жыл бұрын

Eating out, having cable tv, driving an hour to work.

@davisholman8149

Жыл бұрын

@@BlaCkHearTed825 Yep - but guess what. Once you get established, saved a 6-12 month emergency fund - THEN you can have some fun, spend on a ‘want’. It isn’t forever. Scrimping & saving now means that later, you can splurge a little.

@bipi4363

Жыл бұрын

@@BlaCkHearTed825 Unfortunately some of the better jobs are in one area that may not be affordable for the family to live near. It's a real thing for many people.

@bko2613

Жыл бұрын

Braces

@freddiemoses467

Жыл бұрын

Agreed. However, I have been in a similar position in the past and those things help you forget how bad your situation is. Albeit you are digging a deeper whole.

I feel like nobody thinks “what if” when it comes to finances and life. I try to find joy in non monetary ways and save what I can for hard times. People need to really rethink going big on everything because good times don’t last always!

@katydid2877

Жыл бұрын

The young woman still getting her eyebrows done when she can’t pay her bills is pretty clueless.

@hannahbananamarshall

Жыл бұрын

Owning and boarding a horse? I’m with you! ..but God forbid our educators be able to spend $240 a year on themselves.

@katydid2877

Жыл бұрын

@@hannahbananamarshall I don’t you what the $240 for teachers means.

@Taylor23890

Жыл бұрын

I always admired my parents . Leaving school at 15 my dad trained in the printing trade and my mum done typing classes she always had office jobs . Me and my sister wanted for nothing as kids . My parents own their home . Nice car , go on cruises every year . Don’t owe anyone any money . Me I sometimes don’t even have enough money to eat . I could go to my parents and eat but I don’t want to worry them . I’m scared of retirement age . Only good thing I have is a lifetime secured tenancy

@jamescoleakaericunderwood2503

Жыл бұрын

@@Taylor23890 My Dad printed yellow pages phone books for 37 years and my Mom worked in the bindery binding telephone books! Dad always said by mom working it made it easy for him ..we always went on vacation had a boat...the perfect life growing up in Southern California.... Life was better all the way around...we lost so much industry in America... I can't complain...I only have a tenth/ eleventh grade education...I entered the building trades in 1987 I learned a skill trade that even I can do to sell artwork after I retire....I learned and learned well ...am going through hard times since the pandemic but will make it with some hard work. Eric Underwood Class of 81 Downey High school CA ✌️

Emilia really needs to accept and adapt to the new way of things. I hate to see this because she reminds me of my own mother that won’t adapt and learn to use technology to her advantage and in return is being left behind in today’s workforce because of her stubbornness.

@ImAlwaysFrisky

Жыл бұрын

yeah i agree, she could work at home depot or lowes since she has trade experience and she could sell things to contractors instead of working for min wage. lowes has a way to apply in the store and im sure home depot still does. she could be a sales specialist or even work down at the lumber desk working with contractors making sure they get what they need. I hope things work out for her, i like her and she seems like a good women

@Jay-jb2vr

Жыл бұрын

That's their own fault. They are those people who say *old school still works*

@OmarJames

Жыл бұрын

came here to say exactly this. she clearly a hard worker but she wasting all that time and energy because she refuses to adapt. sad

@waleed8530

Жыл бұрын

at this age its very hard to adapt especially with technology.

@OmarJames

Жыл бұрын

@@waleed8530 it's only hard for some to adapt because don't want to

love this series

@leonore3349

Жыл бұрын

Me too, I'm addicted to them.

@enyafire2875

Жыл бұрын

Are these episodes current though? And yes I agree a good series 👍

@leonore3349

Жыл бұрын

@@enyafire2875 They're 10 years old.

@marriejames01

Жыл бұрын

@@leonore3349 We need something more current. People need to see that things haven’t changed.

@catkasimir

Жыл бұрын

@@enyafire2875 Filmed in 2013/2014, released in 2015

$1600-1700 for a studio or 1 bedroom apartment in Silicon Valley?? You know this is an old program because a studio apartment anywhere near Silicon Valley will run $3000+ today. (1/10/2023)

@ScareFestTTV

Жыл бұрын

15:28 it shows 2013 on her calendar :)

@wildfiregirl1556

Жыл бұрын

Damn too much.

@marriejames01

Жыл бұрын

@@wildfiregirl1556 That’s half the cost of today. This is 10yrs old.

@bernaclischurchill4463

Жыл бұрын

Yes, I noticed that. Unfortunately, if they were having a hard time when things were cheap, they are in seriously deep trouble now. Even high tech workers are being slammed, and they can make $75k a yr with no sweat, just out of college with no work experience. Many of them said they have a hard time paying $3-4k for rent after taxes. Ms. B. Churchill

@tp6299

4 ай бұрын

Omg

I love Emilia’s humorous personality despite her harsh condition haha! She sounds like she has a lot of fascinating stories to tell…

@loridontcaretotellu6497

Жыл бұрын

I agree, she would be a fun friend to have and an interesting person to talk to!

@US_ARMY_25_INF._DIV.

Жыл бұрын

she has a very problematic personality....being crass and vulgar and loud was maybe kind of sort of sexy and cute to some people when she was in her 20 s and 30 s....now she is just an old knuckle dragger...

@annabanana730

Жыл бұрын

She's my favourite, followed by Percy. She's hilarious. She's swears, smokes, knows all her faults, and still manages to crack a joke and make us all smile. She's precious.

I see there financial struggles but I also see so much love. Money cant buy love.

@elizabethortiz2948

Жыл бұрын

God is good❤

Emila must be in her 60s now. I wonder how she's doing.

@US_ARMY_25_INF._DIV.

Жыл бұрын

she has a very problematic personality....being crass and vulgar and loud was maybe kind of sort of sexy and cute to some people when she was in her 20 s and 30 s....now she is just an old knuckle dragger...

BIG salute to ALL hardworking folks, may your dreams come TRUE

God bless all these folks. This humbles my heart to see everyone struggling and sacrificing so hard to make ends meet. I need to watch this more often to appreciate what opportunities that God has given me. Keep grinding folks.

@alphaomega1351

Жыл бұрын

Spoiler alert ⚠️: there's no such thing as a god deity. 😶

@donaldcole2539

Жыл бұрын

Absolutely!

@ktrump5882

Жыл бұрын

@Alpha Omega An even bigger Spoiler alert: #1 Not too sure if you're aware that SCIENCE has FAILED to define the genesis of EMOTIONS. There is NO EMPIRICAL DATA to DEBUNK ABSOLUTELY !!! how emotions are experienced in humans. What remains as the LOGICAL CONCLUSION, is the Case for a Spirit within the Human Body. #2 SCIENCE ONCE AGAIN, has FAILED to define how NDE (NEAR DEATH EXPERIENCES) occur, and possible explanations for the existence of such. This is, though not conclusive in and of itself, leads to ANOTHER LOGICAL inductive conclusion, that God is the LIKELY explanation for NDE ? #3 The Big Bang THEORY, is STILL a THEORY 😁

@Beatles0223

Жыл бұрын

Why isn't "god" paying our bills? FOH with that science fiction.

@New-bw4kz

Жыл бұрын

We all have 24 hrs in a day… how you spend them makes the difference

The young hispanic couple is unlucky as heck. It never ceases to amaze me how fundamentally random and unfair life really is.

@ericshang7744

Жыл бұрын

they should've just keep one baby the moment they found out their pregnancy issue, at least one baby would have real chance to survive.

@leonore3349

Жыл бұрын

@@ericshang7744 Maybe they couldn't face doing it for religious reasons, for example.

@ericshang7744

Жыл бұрын

@@leonore3349 i appreciate that, it’s just so sad they lost both of the babies.

@leonore3349

Жыл бұрын

@@ericshang7744 Yeah, children give people hope and meaning. I say this as a childless woman by choice. People in the comments seem to ignore the fact that the decision to have kids is seldom rational. It's partly driven by the need to transcend the mundaneness and greyness of everyday life, or at least that's how I see it. Which is why it's hard to decide not to have them, since you have to find others way to achieve that.

@eeenyc5959

Жыл бұрын

@@leonore3349 Yes. I agree. It was as a single mom but blessed with 2 sons ....now 39 and 27. But it was manageable...and I even paid a high mortgage...got good child and worked and things cost less. The young people have it way harder. Everything is expensive....

Percy and Bev are blessed with a beautiful family. Love for each other if a true gift.

I feel so bad for Hilton and Diana. I hope things have improved for them.

These documentaries reminds me of those shows I've watched in the 80s/90s. Love it.

Percy and his family are so wonderful. Best wishes to all of them.

My sympathy for Emilia went out the window when she gave her grandson an iPad for Christmas. I get that she loves him, but come on. She needs the money way more than her grandson needs an iPad.

@spf_500

Жыл бұрын

And frankly his parents could have financed one with their phones or something. That was nuts

@debbieframpton3857

Жыл бұрын

I will agree bill's, before Christmas

@dcg590

Жыл бұрын

That poor decision is why they are where they are, because of unsmart decisions like that. Hard to feel bad

@US_ARMY_25_INF._DIV.

Жыл бұрын

she has a very problematic personality....being crass and vulgar and loud was maybe kind of sort of sexy and cute to some people when she was in her 20 s and 30 s....now she is just an old knuckle dragger...

@drewconway7135

Жыл бұрын

@@US_ARMY_25_INF._DIV. And a smoker. How can she afford cigarettes? On average, Illinois has the fourth-highest per-pack cost in the US

Why do people decide to take on excess responsibilities within a fragile economy? I understand the joy of parenthood, pets (including horses), large homes and such. But taking a step back and think about the financial impact associated w/ these major life decisions. No judgement, just live life within boundaries that allow for gradual and comfortable progress.

Heartbroken for that poor couple who lost their precious babies

@brendamccarroll9965

9 ай бұрын

They really do not need any babies until they get their life together, God took them babies so they will not be in poverty. A blessing

Percy and his family will make it no matter what. It's all about attitude. They are so grateful for all the right things. I can see them coming together with any problem and finding a solution because they're all willing to compromise however they can. They're just lovely!

It's good to see people put their animals first so they can live n survive. It's sad but also a happy ending for the horse.

If I had not bought a house 15 years ago, there would be no way I could ever retire. The price of housing is skyrocketed and so is rent. If I try to buy the exact same house now I wouldn't be able to afford it, with the payments nor would I be able to retire. You can no longer pay rent on social security. The best decision I ever made was to buy a house 15 years ago, or I would be completely screwed!!!!!!

@ButcherBird-FW190D

Жыл бұрын

Buying a house is likely a good idea for the long haul, true. I purch'd a home for $400k in March of 2016. That puppy is now at $750k. Happy puppy at this point, no doubt. Pymts are high since it's on a 10-year loan, but yassum. That's at 1.875%. Only 1 in 400 RE loans are sub 2%. Fed pension, working FT in the Tres Dept of a bank in retirement. This place has a defined benefit pension as well, just like the Fed Gov. LOVING IT !!!

American work contracts are awful. No sick pay, poor maternity/paternity leave, few paid leave if any, low wages and not all have health care. Pensions don’t seem to be compulsory. No safety net. Lose everything with one medical emergency. Expensive for medication. The irony of diabetes patients crossing over in to Mexico just so they can afford life saving medicines. Terrifying. So lucky in the UK to have paid time off for medical appointments, 12 month’s maternity leave, sick pay, paid holidays, pensions and one price for medical prescriptions.

@createone100

Жыл бұрын

Yes! I am Canadian, and I am just appalled at the poor to non-existent social supports in the U.S. I am a retired teacher and live very comfortably on teaching pension, Canada Pension, Old Age Security, and investments. I’m not rich, but I never worry about getting my bills paid. I remember to be grateful for this sane and peaceful country. 🇨🇦

Bought a house for 79k 13 years ago. That’s would have been the number one thing I would focus on to pay off all my debt before I retire.

@reginafisher9919

Жыл бұрын

That is my plan as well, if your house is paid off and you do not have a car payment, to me that's retirement, now my social security can pay the water and electric, taxes......

@jalamela1480

Жыл бұрын

@@reginafisher9919 he’ll yeah that’s what I’m talking about. I would at least start a Roth IRA it grows tax free as long as u pull it out after 63-65. This couple could have easily paid off their house. 5 years max and they would have had a paid for home. Rent it out buy a second property and have the tenants from your first property pay off the second mortgage. I bought a multi family 4 unit property lived in it till I paid it off and now my tenants are paying my current home mortgage. I have ZERO bills that I pay with my money. My tenants literally pay the tax, insurance, utilities, cell phone, and truck. All my money I invest and save.

@reginafisher9919

Жыл бұрын

@@jalamela1480 that's amazing.!

@pearlperlitavenegas2023

Жыл бұрын

I would buy a horse instead (sarcasm)

@jalamela1480

Жыл бұрын

@@pearlperlitavenegas2023 a horse for 79k? I’ll stick to buying land.

Hilton needs to think of Hilton. You are not ready to raise a family. He needs to work on getting a better career

Hilton and his girlfriend loss of their babies broke my heart but they are in heaven together ❤️

This is a heart-rending, humbling story that is part of the fabric of America in the past few decades. The OIC Industrialization piece struck a chord in me, I had my first training as an immigrant at an OIC center, I'm sorry that it no longer helps folks in many communities that need it.

AITA, but damn getting pregnant when you're broke AF living in a garage seems ridiculous to me. There are things I'd like to do, but if there is no money for it, I need to wait until there is. Why doesn't this apply to family planning? Why bring kids into a miserably poor life like that? I'm not saying you need to be rich to have kids, but financial preparation and stability are a must imo. 🤔

@lokijordan

Жыл бұрын

No, you are not TA. My impression was that this hard-working young man was clearly that young lady's ticket out of poverty. [Yes, it takes two to tango, but it looks like he's doing all the clean-up and maintenance after the dance.]

@mochi_salamanders

Жыл бұрын

@@lokijordan birth control could've helped until they were ready-ish.

@Erin-rg3dw

Жыл бұрын

A lot of those options may have not been readily available to them, and family planning may not have been taught. Many people don't actually know how pregnancy works, and schools and parents aren't always reliable teachers. They were probably not planning to start a family (as happens to many people of all incomes) since they are in such a tight spot, but they're there anyway.

@mochi_salamanders

Жыл бұрын

@Erin if you're old enough to play, then I guess you gots to pay. I don't know any place in the US where this information isn't widely available. Poverty isn't an excuse for decisions that detrimentally affect innocents for a lifetime.

@lokijordan

Жыл бұрын

@@Erin-rg3dw While you make some valid points, I suspect this couple used the Internet to gather the information about their transportation to the US. If they're sending money home, then they are again proving themselves capable of gathering the information they deem important. Birth control (and more to the point, laying a sound financial foundation) was not terribly important to them it seems.

Why would you have horses but then what seems like a 40-60 year mortgage loan??? Seems like priorities were WAY off.

@kensmith2796

Жыл бұрын

Yeah they were living waaaaay above their means! Horses are crazy expensive.

17:13 "Hilton has to take a day off work without pay to see a specialist." Sounds quite normal to an US-American, and totally weird to anyone else in a decent developed country. She'd be better off in Cuba than in the land of the free...

I've been watching this series week to week as it is uploaded and I was surprised when I saw 27:08 that this documentary was made 10 years ago, so that got me curious to see where they are now and it looks like most of them are doing well thankfully.

@jessy692029

Жыл бұрын

How'd you find out?

@xoxoxoxoxo7997

Жыл бұрын

Would be nice for new material especially with this inflation /economy

@SLone3251

Жыл бұрын

@@xoxoxoxoxo7997 For real, that was what I was thinking while watching. This was filmed late 2013 to early 2014...I cannot imagine how people in these living situations now are surviving 10 years later.

@DrezdanyWildlife

Жыл бұрын

I was thinking that $1600/month for a single or one bedroom in Silicon Valley must have been at least 8-10 years ago! Now they’ve been at least 2x as much for a while now. And even a garage rental is way more than $300.

@PhoenixFires9

11 ай бұрын

@@DrezdanyWildlifePrior to watching this I had no idea people rented garages to live in at all.

This series is priceless, takes me back to when I struggled..but in the 60's there was a lot of jobs before they shipped all jobs overseas

Emelia deserves so much better. She’s a really hard worker. Keep on keeping on Emelia. 👍🇬🇧

@dcg590

Жыл бұрын

No, she doesn’t. She is getting exactly what she made happen. Poor decisions have consequences

@US_ARMY_25_INF._DIV.

Жыл бұрын

she has a very problematic personality....being crass and vulgar and loud was maybe kind of sort of sexy and cute to some people when she was in her 20 s and 30 s....now she is just an old knuckle dragger...

@kristalynn7877

Жыл бұрын

I know it’s easier said than done, but if I was in a really hard financial situation I would not be getting my nails done and smoking. I could afford those things now, but then that would just be less money for retirement. Bad choices are part of the problem. I wish everyone on this documentary well though. My comment is based off of an observation, that’s all.

@New-bw4kz

Жыл бұрын

She is her own enemy and cries about it

I never had the retirement dreams. I worked untill 70 yrs. old and was forced to retire because of my age. Enjoyed working

With that attitude Emilia will never be able to develop and grow as an individual contributor. She reminds me of one of those disrespectful classmates i had in high-school. She acts like a spoiled teenager. She needs to grow up. but when your in your 50s trying to grow up, its just sad that she acts as entitled as she does. smh

Great series! Thanks! I must say I can not resonate with a lot of the decisions that these families are making, but I admire their hard work to soldier on with their life no matter the circumstances.

They may struggling but they have beautiful families and hearts

This is why vocational trades and college education in something that is needed is beneficial.

@New-bw4kz

Жыл бұрын

Exactly “education “ is the key and not necessary a 4 year degree.. now a days you can lear a lot online for free… no internet? Then go to the library. Its all a mindset..

My bf retired this year at 47 years old. No mortgage($800k he paid off)no debts-I’m 7 years younger and hope to do the same. This definitely made me realize that I don’t need anything extra.

@wescald

Жыл бұрын

Boyfriend at 47 sounds wierd asf

@Seeingisntbelieving

Жыл бұрын

Sorry I’m divorced and we’re dating. What shall I call him?🤣🤣🤣🤣

@tonebone2895

Жыл бұрын

@@Seeingisntbelieving manfriend

@vsanchez7158

Жыл бұрын

What does he do for health insurance ? Honestly curious question. Not trying to me a smart a**.

@sherrylawrencelewis2544

Жыл бұрын

Please could you say how did he manage to retire at age forty-seven?

I want to start with last...to the beginning of there story. My deepest condolences to the young mom with twins, that never survived. In actually, they did survive your on going endeavor... to want to keep them, till the end. Now the rest in heaven. 🙏😭 Bless you both and best wishes! The woman with the motorcycle,, you are strong and willing in spite of your struggles. You are courageous and I admire your strength...best wishes to you! The family in Milwaukee, together you are strong. Your family will be there for you as you go through hard times. Bless you both.

We need financial literacy in schools but the government won’t implement it . Financial literacy is the key .

@ENDEVRDocs

Жыл бұрын

I agree. Organize your own courses in the community then - for kids, for adults.

@sondersrn8061

Жыл бұрын

@@ENDEVRDocs I share my knowledge for free unfortunately grown adults don’t want to change their money habits .

I’m so sorry about the babies. That was hard to watch . I just turned 65, I retired many years ago because of polio, disability plus retirement. My husband retired years later from a naval shipyard. That’s where we met and he died four years ago and I’m so grateful that he looked out for me. This is correct, nobody going to be retiring 20 years from now. Where did we go wrong? I would not want to try to be working in this day and age, they don’t care about people. If you don’t have a government job or corporation job and you avoid the axes, you might retire.

My birth dad passed away at 45. My step dad (who was a double amputee) passed away at 62. My mom (who is disabled) relied on them for income. When my step dad passed, she couldnt pay her rent. Her childless son who pulls 200k with his wife denied her help, so I, the little sister with 2 kids, stepped in and pay half her rent, got her on EBT for food, take her out. I’m all she’s got left. And you know what, it motivates me more to keep going. I’m opening up my second business next year and am projected to be a millionaire in the next 7 years. Let’s go!!

Dear people, if you are poor, like I am, avoid getting pregnant until you are stable. Break the cycle, please, for your OWN good.

@blackcougar60

Жыл бұрын

I know some single people who's also poor and struggling as well

@kensmith2796

Жыл бұрын

Yep. I grew up very, very poor. Mom was disabled and unable to work and dad was a security guard. He also was lazy and didn't work any overtime. They had 4 kids. Best decision I ever made was to not have children.

@New-bw4kz

Жыл бұрын

Exactly

All these individuals coming from countries claiming asylum, have no clue that their journey here won't be an easy one either.

I binged all the episodes in a wknd. Loved every one of them. Reminded me of also a series on PBS called "the new Americans". Different, but similar in many ways. Kudos to Endevr. I honestly thought it was going to just be depressing, but not at all. For someone that had to quit school at 14 y/o to work in a factory to help my family, but now at 54 my 2 sons both are professionals, I do believe with hard work and our faith, people can make it.

Wish they'd do a story on me... single black mom who moved to cheaper to live state away from all family and friends, worked and successful helping community and high paying job while daughter in college. All about budgeting and strategizing... and personal responsibility

Everyone thinks college is the answer. It isn't. Plumbers, , carpenters, make good money 💰. Right now believe it or not, landscapers are making good money by doing veggies and fruit gardens in people backyards and helping to maintain them

@jonathanrees3401

Жыл бұрын

It’s not just the case in the United States, we have the same problem in the UK and here in Spain. You can find electricians or plumbers, but there are lawyers abound.

God has been good to us I pray he will be still. Blessings.

@CEWIII9873

3 ай бұрын

H A I L S A T A N

People, please ensure at the minimum you have a 6 month emergency fund, you dont have children you can't afford, and do not confuse wants with needs. This will help you get out or stay out of the poverty cycle. I myself come from straight poverty, now 28, earn $112k, and positive net worth of $100k and growing. I believe in you!

@joycef8443

Жыл бұрын

Believe in your self! Great words to live by!

@strykerman8590

Жыл бұрын

And pay your house off if you can!

@davisholman8149

Жыл бұрын

@@strykerman8590 Buy a starter home on a 15 year loan - then save & buy another to rent out. You can’t believe how fast 15 years goes by! You will be so glad you did it.🤑

@xoxoxoxoxo7997

Жыл бұрын

They say 80% of Americans don't have a thousand dollars in savings

@dannylengyel5830

Жыл бұрын

@@xoxoxoxoxo7997 Misleading stat. What percent of Americans are children or young college students?

I can MOST DEFINITELY empathize with the woman who was too embarrassed and ashamed to tell people where she works because I’m in the SAME boat where my high school and college classmates are concerned. SAME goes for going to my old church. Saddest thing is that my repeated professional failures ultimately cost me my relationship with my Mom as she quit loving me.

@suedefringe

Жыл бұрын

I wouldn't worry about the high school friends. I am sure many are in the same boat. Most of the people I went to school with I could care less about what they think or do. As for your mom, that is another story. I hope you can reach out to her again one day if that is what you want/need.

@PhoenixFires9

11 ай бұрын

If people look down on you for doing honest work, then their opinions shouldn’t matter to you.

That episode hurt …. So sad. God bless you all ..

Love this series ❤️

@davisholman8149

Жыл бұрын

Both of my daughters married men originally from Wisconsin. Interesting to see life there. I have always wanted to see a Green Bay football game - loved them when I was a kid.

Retirement means that your mortgage loan is paid off and credit card debt is paid off and automobile loan is paid off and maybe then a person can retire

@lynnkalles2055

Жыл бұрын

That's what we did. We are happy and have zero debt. House is paid off, and at Christmas we have a big dinner with no gift exchange. Simply and stress free

@hermanrogers1325

Жыл бұрын

@@lynnkalles2055 very good and that was my plan also to get myself out of debt before I retired

@xoxoxoxoxo7997

Жыл бұрын

Yup

Their income was 99k and they bought a house for 79k. How did they not pay their home off?

I can't continue watching. There's so much hardship many people go through. Its really sad that the income divide is higher than ever now. People just want to have a life.

With today's housing market, it's really hard to imagine someone being behind on their mortgage when they bought a property for 70K. Most people lucky enough to buy a 70K property today would be paying so much in rent that they'd have that mortgage paid off in a year.

Thank you for this great video - times are hard and to no fault of anybody seen in this video. Keep up people, keep up.

This makes no sense...they made $99k a year and their house cost $79k....they could have paid it off in full after only a few years with that salary. Why are they still paying for it 13 years later??? They made more than the cost of the house per year. Houses where I live at $1.5 million+ and an average salary is like 65k....

@edenlovespandas5101

Жыл бұрын

Expensive hobbies and mismanagement of money I guess. With their extended family, I figure they'd probably lend money to them as well. Not an excuse I guess but I think that's what happened.

@marriejames01

Жыл бұрын

There’s also property taxes, food, electricity, dental, medical etc. They really didn’t earn enough money. $79K for a home is cheap which tells me they could have bought a smaller home for cheaper and been fine.

@lokijordan

Жыл бұрын

Thank you! That math had me scratching my head, too. Then I saw the horses...

Popping kids without any financial stability 🤦‍♀️🤦‍♀️ that young couple are making the worst decisions. For starters that girlfriend needs to work and stop her leisure trips to MeX

Honestly, the United States doesn't want you to retire here. They only want workers. If you can, save up enough to go to Thailand, Portugal, Costa Rica, and Spain. You need enough to get over to the country, but in other countries, 2k a month is like 4k a month in the U.S.