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Mark woke up and chose violence today.

@XterraRocks

Жыл бұрын

😂

@MarkReese

Жыл бұрын

🔱🔥

@bfan2816

Жыл бұрын

He sure did

@pateldeepen1985

Жыл бұрын

😂

@emcirqueentertainment

Жыл бұрын

😈

That intro clip of all your luxury credit cards was enough for me to really enjoy this one 🤣 You've definitely got a clean setup!! These were some pretty funny benefits too. Sometimes these lenders just seem to throw stuff at you in hopes that their cards sound like they're better than they are lol.

@MarkReese

Жыл бұрын

Just showing the cards I have that were mentioned in the video 🤙 However, the AA Executive account is closed.

Yeah but the Altitude reserve gets $325 in dining or travel credits making it $75 effective. Still the best premium card.

@SolidLiquidFox

Жыл бұрын

I agree here. I cut this card lots of slack as long as their mobile wallet benefit remains untouched.

@MarkReese

Жыл бұрын

Correct. I still don't think a premium travel card should limit people to 4 visits. Maybe 10.

2:35 Wow, I never heard you swear in a video before. I'm impressed.

@MarkReese

Жыл бұрын

😅

Terrific clarification of some of the "less than valuable" benefits. Noticed my CSR rebate last year 10% of 1%. My BOA rep was trying to sell me the high-end card earlier this year. I was reading over the terms and kept thinking I was missing something. Terrific video!

@MarkReese

Жыл бұрын

Thanks Bob! 👊

Altitude Reserve -- Oddly enough, I was in the STL airport on a Saturday a few months back and their only lounge was closed. There was a Priority Pass restaurant, and that's when I realized that Cap 1 DROPPED the restaurant part!!! My USBAR to the rescue! Got me a free breakfast.

@MarkReese

Жыл бұрын

Boom, that's a win! 🍳

This video actually got me laughing at times. Especially the soul cycle one. As always Mark, good stuff. Keep it coming sir.

@MarkReese

Жыл бұрын

Glad to entertain! 🎬

This is why I love this channel. As much praise as you give these cards, you give them a humble reminder of where they have areas of opportunity! Have a great week/weekend! - Ivan

@MarkReese

Жыл бұрын

You bet. Thanks Ivan! 👊

The product managers watching this who thought these were great ideas 😳

@MarkReese

Жыл бұрын

Time to wake 'em up!

Great points, Mark. In my opinion, Chase needs to remove the online grocery purchase benefit on the CSP and change it to a gas stations/EV charging benefit (keep the same multiplier). I travel a lot and have a 3/4 ton diesel pickup for my company vehicle, I am losing out on a lot of UR points because of it. Waiting until September to drop below 5/24 to grab a CFU for the rotating gas and 1.5% category.

@MarkReese

Жыл бұрын

If you want the rotating gas + 1.5% categories, then you'll want the "CFF" ... not the "CFU."

@maxw3218

Жыл бұрын

@@MarkReese That’s right! Thanks for the correction, great video as always!

Mark, another master piece for the everyone in and coming into the credit card game. GREAT GREAT GREAT points. These are reason's you have to consistency re-evaluate why you're getting a certain card, and don't fall in love with the card of the bank. This reminds me of your video of the worst credit cards like the luxury cards. Chase is straight up LYING (not-misleading) about that 10% REBATE, AMEX must think we're all fools for Equinox. I consider Hotel cards with an annual fee and no free nights an insult to my intelligences, I don't get them and never will. I trimmed down my eco-systems no more US-Bank or BoA.

@MarkReese

Жыл бұрын

Thank you! 💯 Always smart to evaluate & reevaluate. Chase isn't lying since it is a 10% "bonus" in points (which they explained), although that is very different than a 10% "return" 😬

Remember that Bank of america elite card gives you unlimited lounge access with 2 guests, restaurants, and spa if I'm not mistaken. Which that's great.

@MarkReese

Жыл бұрын

Indeed! That's an example of a great benefit 💯

Hey Mark, I agree with all of your listed ridiculous benefits. I find the Lyft 3 rider per month to get $10 to be a JOKE (I have this card). I was going to get the Hyatt Business Card until I noticed NO free night certificate benefit.

@MarkReese

Жыл бұрын

A joke indeed! The AA Executive can still be worth it for those who value having an Admirals Club membership; it's still the least expensive option to obtain it. However, the new 'partner-based coupons' are far from exciting. The WOH Business Card seems good for the welcome offer, and potentially for the Hyatt Leverage Membership & 10% Redemption Bonus for those people who can spend $50K per calendar year. However, it's a very niche product not suitable for many.

Yeah that 10% CSP is pretty weak 😂. Me and the wife just got ours a few weeks ago and if I didn’t watch countless reviews I would’ve thought the 10% was better then it was

@MarkReese

Жыл бұрын

Yep 😬 Congrats on getting the card though! Overall it's a great product.

@Nick-1828

Жыл бұрын

@@MarkReese look forward to see how it goes but I’m already thinking this’ll bring a lot of value! Do you see chase revamping the CSP or the CSR in the next 12 months? Wouldn’t mind paying for the CSR but right now I just don’t know if it warrants the price tag when I could make money just off the Amex platinum and all the credits that come with it

@MarkReese

Жыл бұрын

@@Nick-1828 - I don't have a way of knowing. However, I'd doubt it for now.

This was just 8 low-value/no-value benefits; you could make this type of analysis a regular series of the 100 dumbest. Nice job looking behind the curtain on some of the lackluster marketing word-smithing 'features' that often make people think they are getting more than they actually are.

@MarkReese

Жыл бұрын

That's exactly what this was 😁

I just think of the CSP as getting x.1% on its categories. So 3.1% dining, 2.1% transit, etc. Not huge, but narrowly edges out other cards in those categories…sometimes.

@MarkReese

Жыл бұрын

Correct 👍

“Last and probably least” is actually hilarious

@MarkReese

Жыл бұрын

😄

Equinox is pretty dumb I agree, they don’t even have one here where I live.

@MarkReese

Жыл бұрын

Very limited footprint for sure.

The 10% anniversary credit on the CSP isn't great but I do make sure to use that card for the overlapping categories with the other chase trifecta cards. Currently that's dining (specifically doordash since I got the dashpass), drugstores, and lyft for me

@MarkReese

Жыл бұрын

Smart move 💯👍

Really enjoyed this video, would love seeing a version about the best credits that are unique to individual cards

@MarkReese

Жыл бұрын

Glad you enjoyed it & thanks for the suggestion!

On the U.S. bank card for less than 1/2 of the price your guests could get the cards (if they are approved for the card) themself. For two "players" or cardholders your annual fee would be $190 verses $400.

@MarkReese

Жыл бұрын

Indeed & good point👍 However, as long as the very broad $325 Travel & Dining Credit gets used on the Altitude Reserve, that does bring the effective annual fee down to $75.

@mitchell.9632

Жыл бұрын

@@MarkReese A decent amount of cards to keep track of. Good point! I stand corrected. It is broad and not like some other cards for just incidental credits. I notice it is per "cardholder year".

Touché! I have a feeling there’s a part 2 coming; and a part 3 after that.

@MarkReese

Жыл бұрын

No additional parts planned at this time.

Oh c'mon Mark! You could have mention that the Bank of America Premium Rewards Elite card has a 25% redemption bonus towards airfare on the travel portal, effectively making it 3.3% cash back redemption value on catch-all purchases (and 4.4% cash back redemption value on Dining/Travel), so NO, the rewards structure IS NOT the same as the Premium Rewards card.

@MarkReese

Жыл бұрын

The rewards structure is 2X - 1.5X. The redemption bonus is a separate benefit; it's not a part of the structure. Regardless, this video about highlighting benefits that I consider bad. It wasn't about defending cards or benefits that are good.

I had heard about that benefit on the CSP but I didn't read the fine print. But I had a feeling it was something scummy like that LOL. I knew that 10% was too good to be true so I thought it was a catch or a gimmick like that.

@MarkReese

Жыл бұрын

$0 value in my book. Some people may like it though 😁

One of the most entertaining recent videos in the credit card community. You could have gone deep in the Amex Platinum extreme couponing benefits. 😂

@MarkReese

Жыл бұрын

Glad you found it entertaining 😄🎬

The Gold Card restaurant credits are pretty weak. Who eats at Cheesecake Factory (regularly lol)

@MarkReese

Жыл бұрын

That's why many people like Grubhub for pickup / delivery from a variety of restaurants.

Much respect for this one! Good video 😎

@MarkReese

Жыл бұрын

Thanks! 👊

Altitude Reserve is still better than connect because Connect has $95 annual fee after the first year. Reserve effective annual is only $75 after the very easy to use travel/dining credit of $325.

@MarkReese

Жыл бұрын

Altitude Reserve = great card 💯

Agreed that a lot of not-so-useful “benefits” these premium cards offered. Would love to see stats on how many Amex plat users utilizes their soul cycle benefits.

@MarkReese

Жыл бұрын

I'd like to see that, too!

BoA premium elite has the extra 20% airline savings

@MarkReese

11 ай бұрын

Indeed 👍

Man you let out so much anger here lol. Great video bro!

@MarkReese

Жыл бұрын

Had to do it!

If you did not think about buying something before seeing the coupon (especially with that Reserve Rewards Plus Card) then that is how you can overspend on a card. Unique video. Have seen that last card covered but not all eight of them elsewhere.

@MarkReese

Жыл бұрын

Yep, overspending ought to be avoided, despite the clever marketing of the banks 👍

1:39 that's... half the annual fee.

@MarkReese

Жыл бұрын

And ya gotta spend $50K to get it 😆

Very good explaining hidden print 😮

@MarkReese

Жыл бұрын

Thanks!

FWIW, the US Bank Altitude Reserve 4x passes works for me. My home airport is SFO which has only PP restaurants in the domestic terminals

@MarkReese

Жыл бұрын

Glad 4 visits works for you!

I agree if your not Platinum Honors then the Premium card is the better option. The life style credit has a lot of easy to use options like streaming services . Like you stated most premium cards have this. The incidental credit can be used for AA which no other card allows or United Travel bank. It has better protection and priority pass which you can gift to up to 5 family members or friend. plus the 1.2% travel portal redemption. I think this card gets drugged unjustly. It may not be for everybody just like every other premium card. but it is a good card for the right person

@MarkReese

Жыл бұрын

Definitely a fine card for the right person, but that person needs to be in the Preferred Rewards program. Otherwise, 2X and 1.5X is horrendous.

Awesome video. No we need an updated BEST benefits to coincide with this.

@MarkReese

Жыл бұрын

Glad you enjoyed it & thanks for the suggestion!

I just want the World of Hyatt cards to swap sign-up bonuses. I hate the Personal’s two tier SUB, and two tier SUBs in general.

@MarkReese

Жыл бұрын

I hear ya 😆 Hope to see a 1-tier offer on the personal one soon w/ a reasonable spend requirement.

@MattClausen

Жыл бұрын

@@MarkReese given the MGM/Marriott announcements I’m expecting changes from them and WoH in response at some point soon

I have no idea why anyone would pick the US Bank Altitude Reserve instead of the Capital One venture x. Almost the exact same annual fee but the venture x is better in every way.

@MarkReese

Жыл бұрын

Because it earns 3X on mobile wallet transactions, gives a guaranteed value of 1.5¢ per point, and has a $325 credit that can be used for travel outside of the U.S. Bank portal (and on dining). Translation: high-value + simplicity. You cannot get that value from the C1VX unless you get into the weeds of transfer partners & learn how to maximize points. You also need to use the C1 Travel portal to use the credit. We may maximize in this community, but we're in the vast _minority._

@mathewmclean9128

Жыл бұрын

@@MarkReese that's true. I forgot with the venture x you can only use the credit through the Capital One travel portal. That u.s. bank card is actually better then what I thought. I'm surprised when people do these comparisons of luxury travel cards, they never add the u.s. bank altitude reserve card in that mix.

Hello Mark, first, thanks for the great information you continue to deliver to the community. Great info and great delivery. Thanks again! Just wanted to add more detail on the SoulCycle credit from AMEX Platinum (re. “Dumb benefit #2”). Yes, it is likely there is just a small percentage who would take advantage of it, yet, for those who would consider it, there are really just TWO major players with similar offerings, and the credits AMEX offers were enough to change my decision into getting the SoulCycle instead of the Peloton bike. Details: bike was already discounted from $2500 to $1500, additionally AMEX issued an additional $300 credit for the purchase of the bike, and another $300 credit which covers an entire year of subscription (this, at least for now, should be an ongoing yearly credit, vs the one-time credit for the actual bike). The bottom line is that for anyone who is entertaining such a purchase, the $600 credit certainly makes it easier 😉. Regarding #6 BOA PRE card $150 “lifestyle credit”, yes, it may seem trivial but it is incredibly easy credit to get (e.g., gym subscription) without any work, and many of us appreciate simplicity. I agree that the non-Elite also has the same great multipliers (if a BOA Platinum Honors member), yet my personal view is that I use those points exclusively for travel, which the Elite version adds another 1.25x for a total of 4.375x for travel and dining, and 3.28x for everything else (when booking travel on BOA’s portal), while the non-elite card does not. In my case, the $300 airline incidentals (free to use across multiple airlines, unlike AMEX Plat and others) is also easier to use, so it does have a $100 effective annual fee (if we don't count the Global-Entry/TSA credit every 4 years), which I don't mind given the ease of use, and high multipliers across the board (again, if BOA Platinum Honors, and use points for travel booking via portal) Thanks again! Keep up the awesome work! You always bring great insight and we all learn something new or a different perspective that helps us make better decisions.

@MarkReese

Жыл бұрын

Excellent points above! Glad to hear you got value from the SoulCycle credit. Agreed on the simplicity of the BOA Premium Rewards Elite 👍 Well done on reaching the Platinum Honors tier! 🏆

You could add basically all of the "limited-time merchant offers" to this list that many cards offer. I just got one for my citi card, 5% back from exxon or mobile gas. Well the way you get that whopping 5% is stupidly convoluted. First you have to download the app, set up an account, add either google pay or apple pay which you should already have your citi card linked to, then you have to spend at least $30 (but mo more than $100) on Supreme+ gas. And all that for only 5% back for a short period of time. Im already getting 5% back with my other cards! Why would i go through all this trouble?? If i could just swipe my citi card at the terminal and get an extra 5% back on top of the 5% im already getting (with the custom cash card) then that would be cool. But offers like this are so utterly pointless!

@MarkReese

Жыл бұрын

Totally. I have no issue with "regular" card-linked offers as long as they require a 1-click activation. But the ones with multiple hoops to jump through? I always pass 😬

this was a good no bs vid

@MarkReese

Жыл бұрын

👊💯

Would be interesting to know how many have actually used the SoulCycle Amex Plat credit. Can't be too many. Great video Mark!!

@MarkReese

Жыл бұрын

There's a lot of anonymous cardholder data I'd like to see from the big banks 😁

Your point about the BoA PRE card is valid. The credits don’t do a good job of offsetting the AF. The ONLY reason I have the card is the 20% discount on flights. I use it as my airline card to get a decent return on my flight and not be loyal to any airline. I’ve also heard that airline cards are trash. If it wasn’t for that reason I’d switch to the $95 PR card.

@MarkReese

Жыл бұрын

Airline cards can be trash for earning miles on everyday spend, but they're great for benefits & welcome offers. Here's a link to another video in case you haven't seen it: kzread.info/dash/bejne/iZyDxtJxgcnfpdY.html

@joshcarter4324

Жыл бұрын

Thanks Mark! After watching the video I think it has convinced me to use the BOA PRE card even more! They are trash for earning miles but you have to put spend on them to earn premium benefits. Their flexibility is bad too. I don’t want to put spend on a card that won’t earn me a great return and keep me limited to one airline. With the BOA card I can redeem for a little bit more than 1 CPP and get boost with the Preferred Rewards. Plus flexibility with the airline and get premium seats. It’s pricey but it’s the most consistent airline card on the market.

However, Altitude Reserve's effective AF is $75, and Connect is $95.

@MarkReese

Жыл бұрын

Correct 👍 I still think 4 visits is too limiting for a top-tier, premium card.

@yurig2530

Жыл бұрын

@@MarkReese it's enough for most people, it's a bit worse than Amex Hilton Business/Surpass, but includes restaurants. The best access right now is Ritz, Prestige and CSR.

The CSP credit is nice in my opinion It helps make up that $45 EAF. I mean it's better to have an extra 10% than an extra 0%

@MarkReese

3 ай бұрын

💯

I was wondering if it’s possible if you can do a video on all the new benefits and all the pros and cons of the new American airlines executive card

@MarkReese

Жыл бұрын

I may do a new in-depth review of the card.

@charleswheat3251

Жыл бұрын

@@MarkReese I would love that because next month middle of August, I’m thinking about upgrading my AAA platinum card or downgrading it

@charleswheat3251

Жыл бұрын

@@MarkReese especially about those authorize user cards. Do they cost anything and do they get admirals club access? And can the primary user bring people in the club with him?

@MarkReese

Жыл бұрын

@@charleswheat3251 - Yes. AUs now cost $175 total for up to 3 users. After that, they're $175 each. Yes, they get their own Admirals Club access. Yes, primary cardholders can still bring in immediate family (spouse, domestic partner and/or children under age 18) OR up to 2 guests.

Mark, keeping it all real. This video is sooo funny 😂 I love it. Great work Mark 🎉

@MarkReese

Жыл бұрын

Thank you! 💯

Thanks for the info + video!

@MarkReese

Жыл бұрын

Of course!

Fantastic video 🎉

@MarkReese

Жыл бұрын

Thank you!

Mark. Is it better to have just one set up like either chase trifecta or amex or capital one or multiple set ups to maximize all the categories and have points from different carriers for flexibility in transferring partners?

@MarkReese

Жыл бұрын

Depends on individual goals, and likely how much you spend per year. If you use multiple setups with overlapping transfer partners - or some easy way to use different points for the same trip - that can make a ton of sense. But if you're not doing that, and don't have moderate to high spend, then it's probably going to be better to avoid getting a bunch of different setups if they don't work together in they way you need them to. It'd be lame to have like 10K points in 1 program, 23K in another, and 19K in a third at the end of a year and you cannot use them to book the flight or hotel you want.

@MarkReese

Жыл бұрын

Having said that, getting large welcome offers in different programs (that have use for you) can also make sense. I like to have big balances in different programs that I like to use so that when I plan a trip, I have a lot of options.

@treasurehunter1713

Жыл бұрын

@@MarkReese How much is considered moderate spending? And yes I do intend to get the sign up bonuses for all the cards then after that I will choose the best set up or set ups to keep. I'm at the beginning of my travel hacking journey so l have tons to learn. Thank you for your prompt responses & great videos! 😊

@MarkReese

Жыл бұрын

@@treasurehunter1713 - There's not an objective answer to that. To me someone with moderate spend would probably be around $30K - $60K per year.

I'm surprised the Bilt MasterCard didn't make the list. Don't be fronting, you know what I'm referring to Dano.

@MarkReese

11 ай бұрын

No, I don't know what you're referring to.

@ExtraGuac007

11 ай бұрын

@@MarkReese Sorry. Book em Dano / Hawaii 5-0 / 5x spending per month, on the Bilt MasterCard, to get points.. 😁

Another dumb benefit: Having the privilege of transferring your UR points to Amazon at .8 CPP, when you could just simply cash them out at 1 CPP and then go shopping at Amazon. (though of course it’s even better to use them for travel, but I digress)

@MarkReese

Жыл бұрын

Totally agreed! 💯

Hello. I have a quick question not related to the video. What is your opinion of reinstating the amex gold card? I closed it last month and did not realized that amex offer upgrade version. Is it ok to reinstate the amex gold card and same credit card number??? Thanks

@MarkReese

Жыл бұрын

Totally up to you. I've reinstated cards before because I found a new use for them. Not sure what you mean by "upgrade version." If you're referring to upgrading from the Gold Card to the Platinum Card, just realize you will not receive a welcome bonus. However, you could be eligible for an upgrade bonus if Amex targets you for one (e.g. via email, via online account, etc.).

@ritacristobal1285

Жыл бұрын

@@MarkReese ok. Good to know. In the app it says that you can upgrade and get 25,000 if spending 2,000. Andthank you for the information. I thought you will be eligible if it says upgrade to platinum from gold

@MarkReese

Жыл бұрын

@@ritacristobal1285 - If it's an upgrade bonus, then it should work. That said, have you had the Platinum Card before? If YES, then getting an upgrade offer is great. If NO, then you may want to consider applying for the Platinum Card via new application to get a much bigger bonus (80K, 100K, 125K, 150K offers may be available). If you take the upgrade offer for 25K instead, then generally speaking you cannot get one of the bigger offers in the future.

@ritacristobal1285

Жыл бұрын

@@MarkReese yes i have platinum before but i closed it already and kept the charles swab. Thanks again. You are the best.

8:06 either Marriott or Hilton will change this soon. I believe Hilton will start using points limit

@MarkReese

Жыл бұрын

Who knows. The last change Hilton made to the certificates was positive. They went from being only redeemable for weekend nights to now any day of the week.

Makes me wonder how much worse can they get? 😅

@MarkReese

Жыл бұрын

😆

Video Suggests -Best Card for Each Category 2023 -Best 5% Cashback Cards 2023 -Best Catch All Cards 2023 -Best Card for Mobile Wallets -Product Change Rules from Each Issuer

@MarkReese

Жыл бұрын

Thanks!

Great Video calling out the card issuers on their BS Credits... Some of them are downright hilarious... Cannot agree with you more on BoA Premium vs Premium Elite. 550 AF card having exact same earning structure as -5 effective AF card is just height of stupidity from whoever designed the BoA credit cards....

@MarkReese

Жыл бұрын

😁👍

The $550 BoA card is metal & the $95 BoA card is plastic right? There is the price difference!

@MarkReese

Жыл бұрын

Haha the $95 version is metal / plastic mix. Definitely a lot less than the $550 version.

it is a 10% higher bonus it's just that 1.1 points per dollar instead of 1.0 points per dollar of which neither are not very good, so I agree it's a almost worthless benefit, although accurate marketing.

@MarkReese

Жыл бұрын

Yep that's right 👍

Lol I love this

@MarkReese

2 ай бұрын

😁

Thought of those 2 new borderline useless Marriott cards as soon as I saw this video title. On top of everything you said about them, both Chase and Amex have cards with a $95 annual fee that give you a 35k cert every year with no spend required (though you need to do product change to get the Amex one). Yes it's less valuable, but I feel like I'd much rather get that cert every year for $95 then put that $15k in spend on another card with much better multipliers than the Marriott cards. While on the topic, I think it's annoying that basically all the personal Marriott cards have the same Marriott multipliers. Come on Marriott/Amex, for $650 per year you can't at least give me 8x on Marriott properties on the Brilliant?

@MarkReese

Жыл бұрын

Yep there are a handful of hotel cards offering annual night certificates with no spend requirement. I like the ability to use them with points via Marriott & IHG. Hyatt needs to follow. I hear ya on the Brilliant's multipliers!

@ThePerfectElement555

Жыл бұрын

@@MarkReese 100% agree, it would be amazing if we could top up Hyatt certs with points!

Love this. Nice to see, some cards having some amazing benefits and some cards benefits absolutely stink lmao.

@MarkReese

Жыл бұрын

😁👍💳

***Just in, Qatar airways is Amex's newest airline transfer partner!***

@MarkReese

Жыл бұрын

Indeed! Nice for convenience 💯 However, since Iberia, British Airways, and Aer Lingus have been Amex partners for awhile - all of which earn Avios just like Qatar - it's been possible to indirectly transfer Amex points to Qatar's program even before this addition.

@tarrius1210

Жыл бұрын

@@MarkReese Thanks Mark, I had to calm down remember that flying Qatar 🇶🇦 airways is still possible through British airways etc 😌(sigh).

Last year i was able to earn $13 from the 10% boost on the CSP. 😞 So I decided to step up game. This year i will earn $16 😮 I see this as a complete win!!! 😆

@MarkReese

Жыл бұрын

That's like $1.3 / mo.! Rolling in the money! 💵

You seem to be under the mistaken impression that these credit card companies are trying to get their customers to live a certain way. In fact, the credit card companies would prefer that their customers don't live that way. It's much more profitable. It is not the credit card companies intention to make their credit cards profitable to their customers.

@MarkReese

Жыл бұрын

Agreed that the credit card companies are focused on profitability 👍 Also agreed that they're probably trying to tap into existing customer spend patterns & have those people use their cards instead of a competitor. I suppose I was trying to say that a lot of the new partner-driven credits / benefits that we're seeing are frustrating (at least to me). As an example, the revamped Citi AA Executive card now features benefits with Grubhub, Lyft, and Budget/Avis. I'd personally want an AA card for the AA lounge access and AA-specific benefits, not to engage with other companies that I don't use. But clearly Citi / AA must know what % of their customers DO use those partners and WOULD likely use their AA card more often with those benefits added. For me, however, I see these 'coupon' benefits as a list of "have to do's" rather than "want to do's." More work keeping track of things, esp. since there are now multiple cards with overlapping benefits.

someone's getting his accounts closed soon 😏

@MarkReese

Жыл бұрын

😬

👍🏻

@MarkReese

Жыл бұрын

👊

1st!

@SDOfficer

Жыл бұрын

Nope! LOL

@MarkReese

Жыл бұрын

Almost! 😁🥈