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Your channel growing day by day mashallah... Congrats..

@WaliKhan_2k

3 жыл бұрын

thanks for the kind words :)

Got very amazing info from video. Waiting for more video about mutual funds and please mention meezan bank funds in next video.

@WaliKhan_2k

3 жыл бұрын

yes, I will touch on Meezan in next video.

Another helpful video

Good effort, very informative

@WaliKhan_2k

2 жыл бұрын

Thanks for your comment :-)

13:46 the video was nice especially the graphics. where do u get the data of the fund performances?

i am investing in two different stock mutual funds as well as started investing directly in stocks. I am slowly slowly buying Meezan bank and MCB Bank share, i myself consider Meezan bank and MCB bank stock good for long term for me.

@WaliKhan_2k

2 жыл бұрын

Keep it up :) Keep reading mutual funds report as well, it gives a good idea.

@asifm9434

2 жыл бұрын

@@WaliKhan_2k yes thanks

Aslam o alikum I am your new subscriber ..RDA k through stock exchange me investment Krny k lye kitni amount thk rhygi and kya points zehn me rkhny hongy? Pls es pr b video Bana den

@WaliKhan_2k

3 жыл бұрын

Thanks for subscribing to the channel. The minimum amount is normally depends on the broker - but I believe 10k pkr should be acceptable amount from the broker perspective.

Is mcb i save is fully secured, ?

Wali bhai ,if possible you make one step by step series about PSX and how overseas pakistanies do invest and take full benefits ,thx

@WaliKhan_2k

3 жыл бұрын

I will try for sure. There will be another mutual fund specific and in general various funds video coming up in next couple of weeks.

Dear wali bhai.... I am from India 🇮🇳currently living in UAE 🇦🇪first of all love ❤and respect for your valuable works towards us..... I want to know is there some saving scheme in UAE if ones had 1500 salary..... Please do let us know sir. Waiting for your valuable reply. Thank ❤🌹🙏you Sir ji

@WaliKhan_2k

3 жыл бұрын

Thanks for commenting :-) For you I would suggest to keeping savings in National bonds in UAE and at the same time try to increase your income. I will be soon uploading a few videos on the topic of how we can earn side income - that might help. For now, if you want to keep savings in UAE, make sure you invest monthly in National bonds as it will enable you to save and prevent you from spending atleast.

Sir. Thank you for your expert videos. I have a question? As you know Pakistani rupee is devaluing at a daily rate. Is it a good time to buy property in Pakistan or pay the remaining balance on the already purchased property? Should I buy now or wait?

@WaliKhan_2k

2 жыл бұрын

It depends on you and your circumstances. Paying off a handed over property makes sense in such situations.

Wali bhai my monthly savings are around 300K. I have invested 20M in INPC (half in PKR and half in USD) and getting an average return of 1lac PKR/month(cumulative). Should I keep investing my future money in INPC and let it compound over time or do u suggest me something else? I personally like INPCs because their rates are pretty competitive and they're backed by SBP. Please advice

@WaliKhan_2k

3 жыл бұрын

It really depends on your long term and short term goal. I mentioned in one of the videos before - that the longest term data suggest that the best asset class is stocks and then property - then comes gold after that.... even after that fixed income... this is once you compare a 20 years period. So for now, 7% on dollar terms look great - but in long term you should resort to stocks or property. Or at least start to diversify.

Wali bhai which Akd mutual fund is the best? Golden Arrow? And how much returns can you expect per anum interms of percentage?

@WaliKhan_2k

2 жыл бұрын

For mutual funds, always remember, past performance is never a guarantee of future returns - Having said that, all AKD funds are outperforming other funds by far so far.

AKDOF has the highest risk/standard deviation as it invests in tier3 & 4 stocks without any solid research. Al-Ameen Sharia Stock Fund is the best performing Equity Mutual Fund in last 10 years

@WaliKhan_2k

2 жыл бұрын

I have checked Al Ameen Sharia Stock fund, the performance have been similar to what other mutual funds have given - any specific timeframe you picked?

Sir, Dubai, Saudi Arabia, Qatar Bahrain ke share market mein invest kaise kare make a video this topic

@WaliKhan_2k

3 жыл бұрын

Very soon - I’m working on those

Really appreciate you Sir, Please guide me may UAE may hu aur may invest krna chahata hu for long term 5 years max. (Monthly saving 1 lac Pakistan rupees ) So may Gold may Invest kro ya stock Market may Aur AKD may k say invest krngy thru bank?? Please guide me also make a video on how to create account for AKD

@WaliKhan_2k

3 жыл бұрын

I would suggest you to break your investment into Naya Pakistan Certificate (40%), Mutual funds (50%) and gold ETF (10%). Do this for next 6 months and keep a track of how they go every month. You will learn automatically by monitoring each of them.

@SwabiSmartSupport

3 жыл бұрын

@@WaliKhan_2k Thank you so much for your quick response Please make a video how to create account for naya Pakistan and also for KDP and please explain this topic for overseas Pakistani to start investments here. Also please let me know earning or investing in these said platforms is Halal or haram? Thank you Sanaullah

@WaliKhan_2k

3 жыл бұрын

@@SwabiSmartSupport Have you checked on this video: kzread.info/dash/bejne/apVspcSed5THp9Y.html It has both regular and Islamic profit options.

1- I'm not comfortable investing in Pakistan. Because I'm afraid I won't be able to repatriate funds back to Dubai. How pragmatic is my fear? Have you figured a way around? 2- Best Mutual fund to invest in Dubai?

@WaliKhan_2k

2 жыл бұрын

You cannot repatriate funds from Pakistan easily unless you invest through Roshan Digital Account. Here is the video on that: kzread.info/dash/bejne/e62T2rCkYtPUnpc.html If you are not comfortable investing in Pakistan at this point, I would highly recommend you to go for SARWA - they have robo investor platform for global stocks where it acts like a mutual fund, here is the link: kzread.info/dash/bejne/e62T2rCkYtPUnpc.html

My takeaway from this video is; equity or stock market mutual funds performance is directly proportional to stock market performance - and different companies funds perform differently. I have a question. Is it right to say that the stock market 10 years from now will be above 48000 points? Is it always a trend for stock market to go up in general?

@WaliKhan_2k

2 жыл бұрын

Its likely that stock market can grow more than it's current position in 10 years time - but there is a small percent possibility that it might be stagnant or have a downfall.

@aminhx

2 жыл бұрын

Question: PSX is rock bottom right now. Does it make sense to invest in mutual funds in Pakistan? Or shd look in some other direction

Wali, Bhai also comment Why we as GCC resident shouldn't take a bank loan (offered @ 1.5-2%) & simple invest in Naya Pakistan certificates @ 7%. even after 10% WHT deduction its a free & secure return of approx. 5% . Plz do reply.

@WaliKhan_2k

3 жыл бұрын

Actually - You have referred to something which is a common practice done by many expats. Its not a bad way to make money - but at the same time, you will be stuck in the cycle and will loose any opportunity coming your way - Plus there are some banks in the UAE which are offering the leveraged Naya Pakistan Certificate. I don't want to disclose that in public as its a scheme under the table :-)

@ShahidJv

3 жыл бұрын

@@WaliKhan_2k Hmmm. I would prefer to chose selected PSX items as first choice & then during low tide park the capital at 3 months NPC .

Cool ..do you have the correct statistics?? Kindly share the source of your data as well..

@WaliKhan_2k

2 жыл бұрын

Everything here I mentioned is backed by data - which data do you want? I can email.

Meezan investment mutual funds.. i dnt know why the advisor is not very cooperative or not reccomending at all any fund

@WaliKhan_2k

2 жыл бұрын

They should contact you back or you can complaint to SBP.

Sir as a student, investing for long time, where should I invest on monthly basis in mutual funds Meezan, MCB or AKD?

@WaliKhan_2k

Жыл бұрын

As a student - keep on learning. Invest in any of the above funds on monthly basis, but keep on learning stocks and try to invest directly within 1-2 years after understanding it fully.

I have a genuine query and I hope no one laughs at me. I know stock markets are supposed to grow over time, but suppose I buy mutual funds NAV for Rs. 50 today. Suppose the NAV price fluctuates but ends up at Rs. 50 after five years. Would that mean I didn't earn anything after five years (if no dividend is paid during five years)? Thanks

@WaliKhan_2k

3 жыл бұрын

Nothing to laugh here. We are all here for learning. Yes, you are right - if NAV remains same, with no dividends paid, you would actually have not earned anything. However, if you go for long term trend, the market bounce back with much higher value. But I know where you are coming from - since 2017 highs, we still have not touched the same value in Pakistan.

@zamarrudgul5042

3 жыл бұрын

@@WaliKhan_2k Thank you!

There are several funds listed on mutual fund association of Pakistan. If I have to invest in funds which financial indicator is the most important? Also what is the difference between absolute return and annualized return fund?

@WaliKhan_2k

2 жыл бұрын

There is no hard and fast ranking system, however, the available data of returns and some sort of asset management company's profile let multiple agencies make the rating formula but that is not consistent. The easiest way is to find out the past returns of any fund and see if its giving consistent returns - however, past performance is not at all the guarantee of future returns. Absolute returns is mostly term used for any funds total returns in %age since inception of fund, while the annualized returns are indicating year on year average return.

@tanweerharal8678

2 жыл бұрын

Check MUFAP annual report as it contains long term performance data of all Mutual Funds

Pls need new video in the prevailing conditions. Refer top 3 Mutual Funds please based on tried and tested experiences of actual people. 2ndly, does it make sense to take personal loan on 2-3% from abroad market and invest @ 15% in mutual funds in Pakistan?

@WaliKhan_2k

2 жыл бұрын

if you have guaranteed 15% return on PKR with 2-3% in AED/USD terms loan - I would say you can take a bit of risk for small tenure - but these short runs can also be loss making in case the PKR falls against your expectation. Although the PKR depreciation is 5-6% annually but any given year, it can fall disproportionately - so you need to take that into consideration.

What do you think which one is the best? AKD or meezan investment?

@WaliKhan_2k

3 жыл бұрын

It depends on your long term targets. In terms of previous returns AKD is much - but past performance is not the guarantee of future returns.

Can you please guide me... From which website I can see graphs of mutual funds so that I can analysis other mutual funds as well...

@WaliKhan_2k

2 жыл бұрын

Try sarmaaya.pk/

@arsalankhalid8027

2 жыл бұрын

Thanks

kesy pta chaly ga k in men sy kon kon sy funds sharia compliant hain?

@WaliKhan_2k

2 жыл бұрын

They advertise sharia compliant status for each fund.

Can you tell something about HBL and NAFA funds?

@WaliKhan_2k

2 жыл бұрын

Check the website sarmaaya.pk/ for details - WIll try to make a video on these too.

sir main akd k funds buy kerna chahta hn khan ja ker kero mean kis bank main ya konsi website ya inka office kuch bhe maloom nhi jaldi ay aik do din main is per video bana dain ya idher hi jawab dy dain.

@WaliKhan_2k

2 жыл бұрын

email: Muhammad.hamza@akdinvestment.com - he will guide you.

Sir wo lose prdasht nhi krte loss hmain brdasht krna hota hai or phir hmain unka comission bhi dena hota hai chahe hum profit mai hn ya loss mai

@WaliKhan_2k

2 жыл бұрын

Keep a long term approach

السلام علیکم Can you pls make one video over Al Meezan Islamic Fund (MIF) and compare it with others...

@WaliKhan_2k

3 жыл бұрын

Wasalam, sure - I will try to cover in next video on mutual funds.

@muhammadasad7821

3 жыл бұрын

@@WaliKhan_2k Thanks sir, I will wait for this

How to Invest in AKD fund through RDA account?

@WaliKhan_2k

3 жыл бұрын

You don't have to be dependent on RDA for the mutual fund account of AKD. If you can just email them, they will assign you the RM and they will contact you over phone.

Which one is best which is sharia compliant and in US dollars?

@WaliKhan_2k

3 жыл бұрын

We cannot out rightly say about any mutual fund directly if that is best. Moreover, past performance is not the guarantee for future returns.

@faheemhabib3529

3 жыл бұрын

I understand what is your recommendation

Any idea how we can invest in USA ETFs like Vanguard etc.

@WaliKhan_2k

3 жыл бұрын

I believe we can use interactive brokers - but I am working on that in order to get the full information.

@ashhar007

3 жыл бұрын

@@WaliKhan_2k thank you for the response. I think we'll do well to invest in USD index and +10% p.a. returns to beat inflation here.

Both funds are not Sharia Complaint right? Did you research about good sharia compliment funds?

@WaliKhan_2k

3 жыл бұрын

these both are not Sharia complaint. I will touch base on some of the sharia funds in next video hopefully.

@rizwankhurshid4209

3 жыл бұрын

@@WaliKhan_2k Please cover AKD Islamic Stock Fund and AKD Islamic Fund along with Meezan Sharia compliant investment. I am currently evaluating these and your opinion and analysis would be much appreciated.

Sir akd mutual fund k 7 invest kaisay kren gay

@WaliKhan_2k

2 жыл бұрын

You need to contact AKD mutual funds contact center - the email is listed on their website.

please suggest me mujy konsy funds khreedny chaheya q k whan kafi sary hyn with plan a b c and d. mujy 100k sy 150k invest kerna hy but main start main 1k invest kero ga

@WaliKhan_2k

2 жыл бұрын

Yes, start with low amount - start with 5K in one fund and track it - you will understand in 2/3 months how it works and keep on investing every month for a small amount

@webarrays

2 жыл бұрын

@@WaliKhan_2k thanku sir but which one i should buy.

@webarrays

2 жыл бұрын

@@WaliKhan_2k main taqreeban 8 9 mheeno sy track ker rha hun kmi30 index daily 1.something plus ho rha hy jab k kse100 index around about 0.7 plus ho rha hy to mujy lagta hy kse100 ki nisbat kmi30 index zayda best hy

@webarrays

2 жыл бұрын

lakin main nhi janta khan ja ker investment kero meezan ki app hy un k through bhe ho skta hy lakin jasy ap ny bataya kah akd main best hy to ma bhi akd ko watch kiya main bhi akd main hi invest krna hy

What do you think which one is best for now Wali

@WaliKhan_2k

2 жыл бұрын

I feel AKD based on past returns :-)

@tahirtanoli7595

2 жыл бұрын

@@WaliKhan_2k thanks

Do we have to take the profit and leave the capital in the fund?or not Thanks

@WaliKhan_2k

2 жыл бұрын

Its upto you too keep or withdraw the profit

@Superherohands

2 жыл бұрын

@@WaliKhan_2k thanks for your reply Is it good for long term investment or not ?

@WaliKhan_2k

2 жыл бұрын

@@Superherohands You cannot go wrong with very long term approach with mutual funds.

@Superherohands

2 жыл бұрын

@@WaliKhan_2k thanks for your help

Bhai nbp mutual funds kaisa hai is ka plz bata dain???

@WaliKhan_2k

2 жыл бұрын

Which fund you want to review in NBP?

@MUHAMMADumar-nu8sq

2 жыл бұрын

@@WaliKhan_2k high risk equity fund

Sir. How to download these reports? Link please

@junaidlatif2881

2 жыл бұрын

Not available at sarmayadari

@WaliKhan_2k

2 жыл бұрын

Hello, sarmaaya.pk is the website

Mutual fund my lose b hota ha?

@WaliKhan_2k

2 жыл бұрын

Yes, very much possible.

how much of our saving % should be in the mutual funds?

@WaliKhan_2k

3 жыл бұрын

It really depends on your short term and long term goals. But some exposure to capital market, either through mutual funds / ETFs or direct stocks is a must.

Hey bro you don't factor in the rupee inflation in any of your videos. From what I have found average pkr inflation is 7%. If these funds are only offering 7% 8% annual return it's barely balancing out the rupee inflation. Whats the point of investing if I am not making any money over long term?

@WaliKhan_2k

2 жыл бұрын

Consider 20 years horizon. Even 10 years for me is not that good for building and accumulating wealth. For 20 years, these provide 17-19% appreciation or even more.

@tahahahagif

2 жыл бұрын

@@WaliKhan_2k thanks for the clarification. I follow some US based investment advisors and they always mention the USD inflation. Just a suggestion to give people better perspective of expected returns.

@WaliKhan_2k

2 жыл бұрын

@@tahahahagif I have numerous videos mentioning that - I am always proponent of 20 years atleast if you are investing anywhere. Anything less than 10 years comes with risk

National bonds me minimum kitna amount jama kar sakte hain sir ?

@WaliKhan_2k

3 жыл бұрын

I believe just to open the account it is not more than 100 aed

How about akd Islamic Fund?

@WaliKhan_2k

2 жыл бұрын

The returns of AKD Islamic funds also beat other funds in last few years.

sir ye moutual found haram hain ya halal

@WaliKhan_2k

2 жыл бұрын

There are both conventional and islamic funds.

Opportunity is not Islamic Investment. I am interested in Islamic Investment

@WaliKhan_2k

2 жыл бұрын

All the mutual funds have islamic funds as well. Meezan has all the funds which are sharia complaint.