Tesla Insurance Claim: What to Expect
Автокөліктер мен көлік құралдары
If you're wondering what the experience is like filing a claim with Tesla Insurance after an accident, watch this video to learn what to expect. We'll cover how to file a claim, claim processing timeline, and how to rent a Tesla from Hertz while your car is in the shop.
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Пікірлер: 65
Thank the Lord that the accident was minor and nobody was injured. I appreciate you giving the details of your experience with Tesla insurance and the body shop. We don’t have them in our area but hopefully they will come soon.
I just went through the whole Process with Tesla insurance from claim to fixing. Not bad. 10 days it was fixed at Tesla collision and got a Tesla rental from the collision center directly
@TeslaJoy
Ай бұрын
Nice!
Now seeing this and sorry to hear of your experience. So glad to hear that there were no injuries. Take care and be safe
Very much appreciate this. The actual reality of filing a claim is the infrequently talked about part of insurance and I've been looking for anecdotes like this.
@TeslaJoy
Ай бұрын
Thank you. Glad this video helped!
I had a similar damage 2 years ago on my Model 3, but with only a small chip on the fendor. Total at Tesla Collision in Santa Monica was $4700, including 22.5 hours of labor. I liked the location's proximity to the Metro E line, got away with just the Metro and Uber credits, and did not bother with rental car. Repair took less than a week after parts were ordered and received. Unfortunately, my Tesla Insurance policy increased 50% afterwards. I ended up increasing my deductible to offset 1/3 of the increase.
great vid, really glad ur ok...peace
@TeslaJoy
Ай бұрын
Thank you!
Thanks God, you were safe, Joy. It happened to me too last 6 months ago. Almost the same accident damage as yours. If no cctv were set up at parking lot, i might need to pay 1000 deductible and cost 4200 to fix. Luckily i was not at fault according to police. Since that day I got a lesson to make sure there is a usb installed for activating sentry mode, especially on rental car. If not, it’s hard to prove that the facts like the situation happened to me.
I had Tesla insurance too but the safety score became a huge nightmare and every time the Tesla had FCW my premium went up for no reason so USAA it is!
@crazycoastie
Ай бұрын
USAA here too, was contemplating Tesla Insurance, but the car monitoring seems to be questionable. Luckily, we have a dash cam on Teslas to assist in fault determination. Curious if it was just easier for both Insurance companies just to settle 50/50 between both parties for simplistic sake. Also curious if during the repairs IF the price increased in damages?
@baileym4708
22 күн бұрын
One is the few good things about California is they cannot use the score for insurance premiums. Although I believe we drive safe, I could see how the score could get messed up if someone cuts you off then brakes, etc
@TeslaJoy
22 күн бұрын
But if you’re on AP or FSD then it won’t count.
@will0499
22 күн бұрын
@@TeslaJoy not always!! Even on FSD if it had a FCW or takeover immediately warning your premium is going in the ring of fire
@will0499
22 күн бұрын
Improvements are coming and prices are expected to come down so I am optimistic but do remain skeptical
Thanks for the details and sequence.
I'm glad you had a good agent! Mine was less than useful, and has been completely hands off
@TeslaJoy
Ай бұрын
Ugh! I’m so sorry!
That’s awesome Joy! 👍🏻👍🏻
Thanks again for the info. I'll keep that in mind if that ever happens to me.
Great video
Super glad your okay!!
We are so glad that your collision was minor and that you were not injured and that the process of filing your claim with Tesla Insurance was so smooth and easy. Thank you for this awesome video to share your experience. I love your Tesla Joy background in the video. How did you do that?!?!?
@TeslaJoy
28 күн бұрын
Thank you Jenn! The background is on my TV. 🤭
@TesLUCKY
28 күн бұрын
@@TeslaJoy Oh how clever!!! It looks GREAT!!!
well i guesss i have to use my fsd from now on. Great info Joy. Thank you
Wow, this is so different from all the other stories I have heard about Tesla Insurance. I was thinking of going off Tesla Insurance just in case even though Tesla Insurance is cheaper. I will now not be so much in a hurry.
@TeslaJoy
22 күн бұрын
As I mentioned, I read mixed reviews about Tesla Insurance online so glad I went through it myself and documented the process in a video to share with others. Hope you'll never use it!
Thanks for your sharing Joy! I am looking forward for Tesla to offer insurance in Europe!
Hope you pressed the save dashcam video or honk to save.. and will show us some clips
What about when your prior boss backed into your new Model 3? I ended up using Avio Coach craft also based on your previous experience
Awesome video Joy! Thank you so much. I have been hearing I should be worried abt having Tesla Insurance bc they don’t pay claims etc etc. But you put my mind at ease now. You Tha Best !!!
@TeslaJoy
Ай бұрын
Hope you will never have to use it!
Thanks for sharing. Either you got lucky with Reynaldo or Tesla insurance is getting better. Glad everything worked out. Pls update us with your premium if it increases during the renewal. Thanks again.
Hi Joy, very informative video. Thank you for sharing the video. Our (GF and I) experience with Tesla insurance was not as great and smooth like yours. They took forever for us to get a rent and getting our vehicle in the body shop.
@Sanjay9442
Ай бұрын
She had better experience because she has this well established youtube channel.
Joy thanks for sharing glad your safe and sound. I just got my Tesla Model Y and I have went with Tesla insurance like it so far 81 miles . Could you do a pointers video as I did get docked a point for following too close. I wonder what is Tesla recommend for a distance?
@TeslaJoy
Ай бұрын
Hi Michael, I have a whole playlist on Tesla Safety Score on my channel. Please go check them out and hopefully you'll find them helpful. Congrats on your new Model Y!
Who was it that determined you were both at fault? Did your dashcam automatically record the accident?
Thanks for breaking this down. Very helpful. Did the insurance adjuster ask for your dashcam footage? Also if FSD had been active at the time would your liability be waived?
@TeslaJoy
Ай бұрын
Hi you can watch the playlist where I did deep dive on Tesla insurance re: autopilot/FSD.
Sounds expensive for what looks like modest damage unless some of the crash structure underneath needs repair. And I wonder if certain body shops could just repair the existing parts instead of replacing everything. Skilled people can make it look brand new.
@TeslaJoy
Ай бұрын
I believe Tesla has a standard repair procedure for these approved body shops to abide to. Otherwise they will lose their approval status.
Noooo not the OG Silver glad you safe
Hello, Thank you for sharing and glad you were okay. So today I accident hit the side of my garage upon entry and caused some quarter panel damage. I filled a claim today through the app, But I don’t know if I should follow through or fix it myself. If I may ask, did your insurance go up significantly because you filed the claim? Thank you.
@TeslaJoy
22 сағат бұрын
Oh no I’m sorry to hear this! My insurance won’t renew until October so I don’t know how much it will go up.
Luckier than me. I just received the "Unable to charge - Maximum charge level reached" error code on my 2021 M3P with 60K. Time to replace the entire batter pack.
That really sucks. Sorry Joy
Hi Joy, sorry to hear about the accident but glad that it was minor. Very curious to know, with Tesla Insurance, how using FSD or AP/EAP during an accident affects responsibility during an accident and if this is different with Tesla Insurance vs. other insurers. Does it absolve the driver of ANY liability if FSD is used during an accident? I’m actually surprised that the estimate was only $6000. I had a very minor accident on an M3 RWD and the estimate was $2300 and it ended up costing $4100. It was nowhere near the damage as was on your M3. Just a really bad scuff on the bumper and an indentation near the frunk. We don’t have Tesla Collision here so had to use an approved body shop. They ended up finding underlying damage so the final cost went way up. Curious to know if they’ll find underlying damage on yours as well and if the cost ends up the same as the estimate for you. I take it you didn’t have diminished value on your claim? Curious, what kind of car did the other guy drive and how much damage was on his car?
@TeslaJoy
Ай бұрын
Hi I have a playlist with deep dive on Tesla insurance. Please make sure you watch and it will answer some of your questions. Thanks.
Tesla is leaving a lot of money on the table. Tesla should allow you to swap you car with a comparable Tesla when owners get in an accident. Then Tesla deals with the damaged car and the body shop. Once the Tesla is repaired, lease it out or have it available when another owner gets in an accident. Think Apple with iPhone and how they swap out your iPhone when something happens. Tesla should treat cars the same way and own the car market.
I wonder how much it would have been to just have it handled without insurance and to have the parts replaced out of pocket to prevent any claims against you.
@TeslaJoy
Ай бұрын
Why don’t you try it and let us know?
no Tesla insurance in Florida!!!!
Glad that you are safe. I think you had a better than average experience because you have this you tube channel.
@TeslaJoy
Ай бұрын
Not at all. People at Tesla have no idea I have a KZread channel. I’m a nobody.
@Sanjay9442
Ай бұрын
@@TeslaJoy I do not think you are nobody. I think Tesla tracks the youtubers who post on Tesla. I have never had a good service experience from Tesla. My service experience has been bad enough that I will probably never buy another Tesla. I rarely hear about bad experience on the tesla related you tube channels.
@TeslaJoy
Ай бұрын
Not at all. Tesla only tracks those with at least 100K subscribers. They don’t even know my real name just by looking at my channel. Somehow people think just because you upload videos here you are some kind of celebrity. That couldn’t be farther from the truth.
If you are not at fault, would you get the deductible refunded to you?
@TeslaJoy
10 күн бұрын
Yes.
@AnhKute95
10 күн бұрын
@@TeslaJoy Thank you!
So that's what $6K in damage looks like now? That's a bit shocking. The bumper could easily be $2K of that, but I don't understand how the fender would make up the rest. Did they have to replace the headlight? Glad ur okay Joy!!
Can you please teach other KZreadrs how to get a good informational video without the click bait and the unnecessary drama yet entertaining? 😅🙏🏼