Make sure to check out our favorite points currency and redemption video on Ask Sebby: kzread.info/dash/bejne/nX5lrqZxab3YaJs.html A big thank you to Sebastian and Mandy for this collaboration. Hoping to do more videos with them in the future! 😊

Give this video a 👍

@justinwilliams2273

4 жыл бұрын

THUMBS UP 🤙🤙🤙🤙🤙

@Trojansusmc

4 жыл бұрын

Love the collaboration!!! Keep it up guys

@KamilW257

4 жыл бұрын

Done sir 🤙🏽

Awesome collaboration Ernest 👍. Great conversation and info

@TripAstute

4 жыл бұрын

Thanks Dustin! 😊

Great interview guys, solid info!

@TripAstute

4 жыл бұрын

Thanks! Glad you enjoyed it. 👍

My favorite tip is creating a bank account for each credit card and putting money into that account everytime I use the CC. When the bill comes I already have that money in the account to pay off completely.

@TripAstute

4 жыл бұрын

That would definitely work! 👍

You better BELIEVE I’m liking this video. Golden collab guys!!

@TripAstute

4 жыл бұрын

Thanks! Glad you enjoyed the video. Hoping this is the start of more collaborations with Sebastian. He and Mandy are amazing! 😊

It's amazing to see both you guys together, but my question is who paid for the dinner and which card did you use LOL

@TripAstute

4 жыл бұрын

Hahaha ... Sebby and Mandy paid for breakfast, and we picked up lunch. Oh, and I used my Amex Gold. 😉

@nateachilly6488

4 жыл бұрын

​@@TripAstute The other day, I saw a gentleman pay for his lunch with an Amex platinum...

Yes hoarding points in not always a good idea ..we try to use our points sooner then later

Seb is a huge huge inspiration. Both of you are to blame for the weird looks friends/family give me when I talk about the credit card point world. I suspect they'll come around on their own time. Welp!!!

@TripAstute

4 жыл бұрын

Hahaha! Yes, I was telling a coworker of mine today about all the different credit cards in my wallet, and I wish I could have caught a picture of the look I was getting from my other coworkers (who think I'm crazy). It was priceless! 😄

LOVED this collab! My two fave point channels! And what Sebby said is the key to this credit/points game: use your credit card like a debt card. If you don't have the money in the bank, don't spend.

@TripAstute

4 жыл бұрын

Thanks, PBG! Sebby's definitely has sound advice. He is truly a weath of knowledge in the credit card space. 😊

Out f’kn STANDING! Great calibration so much great information. Thanks gentlemen

@TripAstute

4 жыл бұрын

Thank you for checking out the video! 👍

liked and subscribed. Chase fan boy as well lol. Came here from ask sebby.

@TripAstute

4 жыл бұрын

Thanks for checking out our video and subscribing! 😊

The dynamic duo!

@TripAstute

4 жыл бұрын

Thanks jalabi99! 😊

Love the collab. Was a burst of joy to see the FB edition where you included footage of you, your fiance, Sebby and Mandy. You welcoming them, Sebby entering, gift in hand, all four of you in an automobile, sharing a meal and looking out at the views. Beautifully put together and nothing but pleasant feelings to see how people can come together and share a moment. Just luv it. Keep it up.

@TripAstute

4 жыл бұрын

Thanks Ruel! It was honestly an amazing experience to spend the day with them. Sebastian is a very nice guy and is a wealth of knowledge. Being able to chat with him in-person about credit cards and even KZread was a great experience for me. I hope this is the start of more collaborations with Ask Sebby, especially since we're both in California. 😎

@midnightsunturbo

4 жыл бұрын

Yes, do more collaboration. 2019 Episode 2?

Sebastian is such an influencer, he put Google Sheets on the map (lol).

@TripAstute

4 жыл бұрын

He is awesome! 👍

Now these videos are for morning coffee, lol!

@TripAstute

4 жыл бұрын

For sure! Definitely a good one to watch or listen to while sipping your morning coffee. 😊

My 2 faves....

@TripAstute

4 жыл бұрын

Aww, thanks! 😊

Awesome video!!! Love ❤️ to learn more about points!! Yes the 5/24 really can suck...

@TripAstute

4 жыл бұрын

Thanks! Glad you enjoyed the video. 😊

Sooo happy to see both of you together! Been watching both of you for years ❤️

@TripAstute

4 жыл бұрын

Aww, thanks! I was very excited to meet Sebastian in-person. He's a great person, and honestly, an incredible wealth of knowledge. 😊

@midnightsunturbo

4 жыл бұрын

I'm also subscriber for both of you. I love the different style of videos each of you make.

Love the collaboration! I like different viewpoints on the same topic. Thanks for your vids. Subbed.

@TripAstute

4 жыл бұрын

Thanks for checking out our channel and videos! 👍

Great video guys; I really needed to see this!👍

@TripAstute

4 жыл бұрын

Thanks! Glad you enjoyed it. 😊

It's good to see you guys get together for a video.

@TripAstute

4 жыл бұрын

Thanks! I was very happy to meet up with Sebastian. He's a cool guy! 😎

I love your videos, and the other youtubers’ . Yesterday I got approved for CSR. I’m converted! For now on I’ll learn how to manage and maximize. Thanks!

@TripAstute

4 жыл бұрын

Thanks Sylvia! Glad the videos have been helpful. And congratulations on getting approved for the Chase Sapphire Reserve. It's a great card! 😊 Make sure you also activate all the benefits once you get your card. If you need any pointers, here's a video that I did a while back on maximizing the CSR perks: kzread.info/dash/bejne/mH5r1cWzm7CtlLg.html

Good job guys!!!! Im disappointed in Seb by not giving a buffet analogy !!!! = P

@TripAstute

4 жыл бұрын

😂😂

I like that picture frame on the left, sadly I've only visited New York, I must visit the other places 😀

“Old people” 😂 Like button activated!

@TripAstute

4 жыл бұрын

😂😂

That's a lot of information. I might have to watch this again just to make sure I didn't miss anything.

@TripAstute

4 жыл бұрын

Sebastian is such a wealth of knowledge! 😊

I love collabs like these, especially your back and forth with Sebby. Suggestion: Have two-part/multi-part crossover episodes on a topic that start on one channel and end on another. Example: you can have Part 1 on your channel and Part 2 on Ask Sebby or another channel (e.g. Waller’s Wallet, Credit Shifu, etc.). The best analogy would be the two-part crossovers from the late 90’s NBC shows Law and Order (serving as Part 1) and Homicide: Life on the Street (Part 2 where the storyline concludes). Another great example: the Marvel Cinematic Universe films. This would promote everyone’s channels and increase viewership at the same time.

@TripAstute

4 жыл бұрын

That's a great idea. Thanks for the tip! 😊

@Alvin_1914

4 жыл бұрын

Brilliant! But I would limit it to two channels. I remember NBC took that too far in my opinion by attempting to force me to watch Chicago Fire, Chicago PD and Chicagi MED. It gets brutal

I'm a newbie to CC churning. Really appreciate this info.

@TripAstute

4 жыл бұрын

Awesome. Glad the video was helpful. 😊

Great video. Both of you along with Credit Shifu are credit cards icons.

@TripAstute

4 жыл бұрын

Thanks! I'm very grateful to have had the opportunity to meet with Sebby and discuss points, travel, and KZread in general. He and Mandy are awesome! 😊

Great stuff bro!

@TripAstute

4 жыл бұрын

Thanks! 😊

Lol I started in the same path. I started with the Americard, then 10 years later I decided to get in to points and got Discover, Amex, and three chase cards and there’s so many chase cards I wish I had now. Now I have to wait two years without applying for anything lol.

@TripAstute

4 жыл бұрын

Yeah, it's definitely a common mistake that many of us have made. It's so easy to get wrapped up with other cards when first starting out and not think about the long term effects it has on getting future cards.

@snowwolfgoddess

4 жыл бұрын

Try getting into business cards, such as Amex and Barclays, to tide you over until you are under 5/24 again (Not Capitol One, TD, and one other one)

@KCerros123

4 жыл бұрын

snowwolfgoddess thank you for the advice.

I just redeemed some of my Marriott points for a trip to Canada. I also used my free annual night. It feels great to Travel for very little or for free.

@TripAstute

4 жыл бұрын

Very cool! Hope you have an awesome trip to Canada. 😎

Awesome! I love the collab videos!

@TripAstute

4 жыл бұрын

Thanks! Glad you enjoyed it. 😊

Hey look my two favorite channels

@TripAstute

4 жыл бұрын

Aww, thanks! 😊

Wow awesome you were able to do a video with Ask Sebby! Would love to see you with Travel Explore Click he does a live chat usually on Mondays and Saturdays about credit card rewards. He tries to do collaboration interviews on Mondays! You should come in and check it out! :) Love your channel!

@TripAstute

4 жыл бұрын

Thanks! I need to reach out to Travel Explore Click. I love his videos as well. 😊

Great video good ideas 👌🏾

@TripAstute

4 жыл бұрын

Thanks! Glad you enjoyed the video. 👍

Excellent collaboration.

@TripAstute

3 жыл бұрын

Thanks Chan! 😊

Great video 👏👏👏

@TripAstute

4 жыл бұрын

Thanks Saul! 😊

The worst thing is to hoard points which I did, but some transfer partners may devalue the points. It happened to me with United.

@TripAstute

4 жыл бұрын

Yeah, it's really easy to fall into that trap. I've definitely been guilty of hoarding points, only to find out that they lost value. 😬

I feel the pain every time I see the total at the cash register. Don't need cash leaving my hands to feel that pain. I can imagine it leaving my bank account when they had me that receipt lol

@TripAstute

3 жыл бұрын

Ha! When I see it leaving my budget, it definitely hurts. I literally will force myself to enter it into my budget program so I can visualize how much I have left to spend. 😂

I love the alerts I got on my bluebird account and my checking account too better yet digit sends text alerts

@TripAstute

4 жыл бұрын

Alerts are definitely helpful! 👍

Cool.

Great video guys!

@TripAstute

4 жыл бұрын

Thanks Jorge! 😊

you got a subscribed for having him here

@TripAstute

4 жыл бұрын

Thanks! We appreciate it. 👍

first you guys are amazing

@TripAstute

4 жыл бұрын

Thanks! It was so awesome meeting Sebby in-person. I've been a huge fan of his channel for years. 😊

I am in that zone, collecting points and hoarding them, not making it a point of duty to redeem them. As if psychologically, I just want to see the points in my account and living through the possibilities of what I can do. By not doing!

@TripAstute

4 жыл бұрын

It's tough not to hoard them! It can be addictive seeming your point totals increase every month. 😄

@Mousirelen

4 жыл бұрын

@@TripAstute Exactly, that's my reaction and thinking only the grandest of trips will make you part with a point. Just want the redemption to be special, meaningful and worthwhile as an aspirational achievement.

Such a treat to see seasoned point hobbyist. I have a suggestion, in terms of the video aesthetics.. Look at the composition in the video frame from the viewers point of view.There was a musical instrument, ukulele neck growing out of Sebastian's head the entire video. Visually distracting.

@TripAstute

4 жыл бұрын

Thanks for the tip! I will definitely keep in mind for future collaborations. This was my first time doing a collaboration in my studio space, so we improvised by moving a sofa over. Though you are right -- it could definitely be framed better! 👍

@KamilW257

4 жыл бұрын

Not distracting for me, I was attracted to the content. I see it now though📸

@catt6308

4 жыл бұрын

Trip Astute Ernest, you are a congenial host. Your smile brightens a room. I love the background with the twinkling lights.

What websites do you use that send you the email every time you spend money?

@TripAstute

3 жыл бұрын

I just set up notifications from my card issuer apps (e.g., Chase, Amex, etc.). 🤓

Heres my Delma I cant get a chase credit card because I been in the mix with bitcoin from the start I dont mess with it as much but still from my past I wont take the chance

@Just-me233

4 жыл бұрын

I use to farm it yes free coin from websites to mining it I only ever paid cash for bitcoin one time only to buy something just to test out the bitcoin option on newegg

Relatively interesting...but hard to get past the, "like", "like", "like", etc. It's, like, ok once in a while, but should be used sparingly.

@TripAstute

4 жыл бұрын

Sorry about that. I was nervous when recording. This is why I don’t do live-streams. I seem to only be decent when I can record offline on my own. 😞

@glbuls

4 жыл бұрын

@@TripAstute well... It was much better than I would have done. Thanks!