What would be your "one card"? Also, let me know if you like the format of this video. I'd love to do more collaborations like this one! Big thanks to Sebastian, Yanely, Jason, Dustin, and David for sharing their thoughts! 😎

@noelomeli7054

5 жыл бұрын

THIS WAS A WONDERFUL VIDEO. ive been thinking about this a lot lately. knowing my two card setup would be amex platinum schwab and amex rose gold card. i think to choose one i would have to use the amex rose gold. personally love the exclusive color. enjoy amex all around and find the points to be flexible with travel by using transfer partners. also most of my budget gets spent on food via groceries and restaurants which the amex rose gold covers with a 4x back! that combined with the schwab cash out rate of 1.25 cents per point is ideal to always get equilavent to 5% back at the least. Thanks for the video again and love love the collaboration!

@crxracer805

5 жыл бұрын

If I could only have one credit card, it would be the Chase Sapphire Reserve. If I could just have 3 only, it would be the Chase Trifecta.

Thanks for putting this together, Ernest! So hard to pick just one card. I have all of the ones mentioned in the video. 😂

@TripAstute

5 жыл бұрын

Thank you for taking the time to contribute! I honestly loved your card pick too. I'm now considering getting the Amex Hilton Aspire before our next big trip. 😊

@wagnerwong9966

5 жыл бұрын

You're just a P

@mustarsic

5 жыл бұрын

I thought you downgraded the CSP?

This video is like watching a KZread travel version of the Avengers. It's got all my favorite characters! Thanks for putting the team together, Cap.

@VincentPascual

5 жыл бұрын

Credit warriors … assemble!

@TripAstute

5 жыл бұрын

Ha! I love this comment. I definitely need a cooler superhero name though. Oh, and Sebby is definitely the most powerful one of all of us. 😄

@VincentPascual

5 жыл бұрын

I totally agree that we need a better superhero name. I think it should also capture the finance world (beyond credit cards) that MissBeHelpful and BeatTheBush cover regularly. “Credit Warriors” is a phrase that The Credit Shifu uses at the beginning of his videos.

@toshi7220

5 жыл бұрын

Me too :)

Thanks for having me be part of this collaboration, Ernest! Some great card selections!

@TripAstute

5 жыл бұрын

Thanks for being a part of it! I really appreciate you taking the time too. 😊

This video was like _The Avengers_ but for credit cards LOL Only missing The Credit Shifu!

@TripAstute

5 жыл бұрын

Thanks. I really wanted Credit Shifu to participate too! 😊

@asnknight5

5 жыл бұрын

Credit shifu is Thanos!!! 😂

Great collab video! Would love to see more like this! My fav is CSR.

@TripAstute

5 жыл бұрын

Thanks! Glad you liked the collaboration! 😊

Thats for putting this together Ernest.

@TripAstute

5 жыл бұрын

Thanks Jason! Always love collaborating with you. 👍

What an awesome video idea👍🏾👍🏾👍🏾👍🏾 You always have great content!

@TripAstute

5 жыл бұрын

Thanks! I really appreciate all the support. 😊

Luv the Collaboration, strengthening the community.

@TripAstute

5 жыл бұрын

Thanks Ruel! Glad you enjoyed it. 😊

The collaboration vid was great! Keep them coming!

@TripAstute

5 жыл бұрын

Thanks! 👍

Great idea on a new video! Love your channel.

@TripAstute

5 жыл бұрын

Thanks! I appreciate all the support. 😊

Man this video came out great. Honored to share the battlefield with you all. Lets do this again. Thanks again Ernest for all the efforts of coordination, & editing!

@TripAstute

5 жыл бұрын

Thanks Jason! I appreciate you taking the time to contribute as well. I'm looking forward to doing more of these videos in the future. 😊

Wow! That was an awesome video! Great to see all of you collaborating in one video and yes, I've learned a lot and even found some new KZreadrs that I didn't know about. Thank you Ernest!

@TripAstute

5 жыл бұрын

Thanks Bobby! Glad you enjoyed the collaboration and video. 😊

Excellent video! Pretty smart to get input from other travel vloggers 🤙🏼🤙🏼

@TripAstute

5 жыл бұрын

Thanks! Glad you enjoyed the video and collaboration. 😊

Subscribed. Also the format is amazing. Instead of me having to browse 8 individual channels, I can find the info in one video.

@TripAstute

5 жыл бұрын

Thanks! Glad you enjoyed the video and collaboration. 😊

Awesome video , I’ve been watching all of those channels for years , along with yours Ernest. I can’t thank you all enough for all I have learned about credit cards , “ thanks to all of you I have accumulated over a million plus points since two years ago . Knowledge is powerful 👍😎✨🌟✨✨✨✨⭐️

@TripAstute

5 жыл бұрын

Thanks! That means a lot. I love this community as well. I learn so much from watching these guys (and gals) too. It so awesome to get their perspectives and viewpoints. 👍

What an amazing video. The cool thing is that I was already subscribed to everyone

@TripAstute

5 жыл бұрын

Very cool! Glad you enjoyed the video. 😊

Excellent Video! Genius idea to make. Keep up the good material!

@TripAstute

5 жыл бұрын

Thanks! Glad you enjoyed the collaboration. 😊

This is awesome Trip Astute!! All my favorite you-tuber in one video.

@TripAstute

5 жыл бұрын

Awesome. Glad you enjoyed the video! 😊

Great video! Rather enjoyed this...helpful for my 2020 CC plan.

@TripAstute

5 жыл бұрын

Thanks! Glad the video was helpful. 😊

Awesome video! Love the collaboration.

@TripAstute

5 жыл бұрын

Thanks! Glad you enjoyed the video. 😊

These collaborations are phenomenal. Huge props for featuring some awesome content creators whose channels I love watching! If I had to choose only one credit card, it would be the Costco Anywhere Visa by Citi (a cash back card). You earn 3% on travel and dining, and 4% on gas. These cover categories that I take advantage of on just one card (the Uber Visa doesn’t cover gas; rideshares are expensive and driving is still a better option where I live). Although the 2% back category is only for Costco, you can still get better value on some goods compared to what you might find in a regular supermarket. In terms of benefits, the Costco Visa offers a solid collection for one card. For travel, you get no foreign transaction fees, trip cancellation/interruption protection (some consider Citi’s version to be one of the better ones among credit cards), and primary CDW for international car rentals (secondary in the U.S.). Citi’s shopping protections are top-notch. They offer extended warranty for 2 years, Citi Price Rewind, and purchase protection. Although you can only redeem rewards once a year, you feel happy when you see a huge amount of cash back at once as opposed to seeing a monthly summary. And, depending on your spending patterns, you’ll still enjoy a substantial amount of cash back, even considering that the 2% is only for Costco purchases and 1% is for everything else.

@TripAstute

5 жыл бұрын

The Costco card is amazing! In fact, I was just having a coffee with a friend of mine, and he was telling me how it's his "one card". 👍

Ahhhhh!!! @missbehelpful! What a nice surprise to see you on this video!

@TripAstute

5 жыл бұрын

I was so happy that she agreed to participate too! 😊

Well done Ernest! Excellent job networking some of the best in the biz. I have been following some of the other channels from the beginning (yours included) and have added the others I did not know about. I’m sure Credit Sifu was busy but keep bugging him for a collab. Ask Sebby and Credit Sifu had a great one together showed on both their channels. Keep up the great work. My goto is the CSR and Hilton Aspire. Can’t go wrong.

@TripAstute

5 жыл бұрын

Thanks! I appreciate all the support. Definitely would love to get Credit Shifu included on a future collaboration. 😊

👋🏼 great video. I had to subscribe

@TripAstute

5 жыл бұрын

Thanks! Glad you enjoyed the video. 😊

Great video! Awesome collaboration 😜!

@TripAstute

5 жыл бұрын

Thanks! It was a lot of fun to put together. 😊

Excellent video, such a good idea!

@TripAstute

5 жыл бұрын

Thanks! 😊

...great collabo All-Star lineup! It shows great unity amongst the credit card gurus.

@TripAstute

5 жыл бұрын

Thanks Earl! Glad you enjoyed the video and collaboration. 😊

Amex Gold. 4x on Supermarkets is a no-brainer. Everyone needs food to survive.

@TripAstute

5 жыл бұрын

Yeah, I actually love my Amex Gold too. Though I still prefer Chase UR points over Amex MR. Though it really depends on a person's travel style and spending. 🤓

@user-jy7yw5kw3w

5 жыл бұрын

They dont accept amex at Costco tho. If they did I'd agree. Lose alot of money shopping at a regular grocery store, the 4x cant make up for . It would be a beast if I could use it tho but 2x will do for now.

@akin242002

5 жыл бұрын

My 2nd favorite card. 4x on USA dinning, 4x on USA groceries (up to $2083 per month or $25,000 per year), 3x on airfare, $100 hotel collection credit, and multiple Amex offers. If it wasn't for the USA restrictions and limitations, it would be my #1 card.

@pahanin2480

4 жыл бұрын

That’s what gardening, fishing, and hunting is for.

Great way to share the love and knowledge Earnest.

@TripAstute

5 жыл бұрын

Thanks! Glad you enjoyed the video. 😊

Love this video and format! As a newbie, my family is excited to learn all there are to the points strategies!

@TripAstute

5 жыл бұрын

Thanks! Glad you enjoyed the video format. It's really an exciting time to be getting into the points and miles hobby too, especially with all the information on KZread. Each of us has different perspectives and ideas, so it's good to get a diversity of opinion. 😊

Loved this video!

@TripAstute

5 жыл бұрын

Thanks! 😊

Nice to see you link up with Yanely and Sebby here. Nice!

@TripAstute

5 жыл бұрын

Thanks! I was very happy to collaborate with such a talented and diverse group of creators. 😎

This was an awesome video bro!

@TripAstute

5 жыл бұрын

Thanks Solomon! 😊

Sapphire Reserve. Waived annual fee due to active duty. All of the perks, with none of the fees. Besides, I haven’t paid for a ticket or hotel in quite a while.

@TripAstute

5 жыл бұрын

Thank you for your service! Sapphire Reserve with no annual fee is an incredible deal too. It's an awesome perk for being on active duty. 😎

@dannygonxalez9011

4 жыл бұрын

rah. i have the aspire card waived son

I didn't knew about does channels until now. I always watch ask sebby and the credit shifu does were the 2 KZread channels that help me get started on credit cards and actually help me understand about credit cards. I always recomend them to people, but I'm deffenely going to check the other channels. I'm also subscribing to your channel I watch 2 of your video and love them

@TripAstute

5 жыл бұрын

Thanks Emileo! Ask Sebby and Credit Shifu are definitely awesome KZreadrs. I love the content creators in this space since we all have our own opinions and preferences, which is healthy and useful for those that are also interested in this hobby. 😊

ty for this video, also want to thank all the other yourtubers who got stright to the point then the long winded ones! they know who they are haha!

@TripAstute

5 жыл бұрын

Thanks for checking out the video! 😊

I luv this format please do more 😊

@TripAstute

4 жыл бұрын

Thanks! Will do. 😊

I love the collaboration format. Look forward to future collaboration videos on other topics. Most of my expertise has been from all the channels you identified. My one card of choice would be the chase sappire preferred. However, at some point I will product change it to the Reserve.

@TripAstute

5 жыл бұрын

Thanks! Glad you enjoyed the format. The CSP is a great "one card" choice too! 👍

Barclaycard Arrival Plus World Elite Mastercard. If this is the Avengers...this card may be Ant Man....but damnit Ant Man has a place at the table!

@TripAstute

5 жыл бұрын

Ha! I was initially leaning toward a flat-rate card. They are very useful and versatile when it comes to redemptions. 👍

Outstanding video! Shocked that nobody chose the CNB Crystal-you could come out much further ahead in the long run than any other card. Best all around multipliers and $100 discount per domestic flight for two. Thanks again for your awesome content, Ernest!

@TripAstute

5 жыл бұрын

Thanks George! The CNB Crystal is definitely an interesting card too. Definitely a potential contender for a "one card." 😊

I like the collaboration. I subscribe to all those other channels. For those unfamiliar with them, this was a great introduction. I wouldn't mind seeing a few more. That said, I watch each channel for a different perspective. I wouldn't want a steady diet of collaborative videos. A periodic one, though, would be welcome.

@TripAstute

5 жыл бұрын

Awesome. Thanks for the feedback. Will definitely try to do more of these collaborations in the future. 😊

Great tips, thx.

@TripAstute

5 жыл бұрын

Thanks! 😊

I like the format and would love to be a guest on your channel.

@TripAstute

5 жыл бұрын

Let’s definitely do a collaboration in the future! 👍

wow, awesome keep sharing great video good job thanks for this

@TripAstute

5 жыл бұрын

Thanks! 😊

Wow. Great video man! Everyone I subscribe to in a single video. You saved me a lot of time. Lol. Thx.

@TripAstute

5 жыл бұрын

Awesome! Glad you enjoyed it. It was a fun video to put together too. 😊

Great video

@TripAstute

5 жыл бұрын

Thanks! 😊

This was a great collaboration video enjoyed it. 💳 my fav is my workhorse Usbank Cash Plus Visa Signature 5%,2%&1%

@TripAstute

5 жыл бұрын

Love my US Bank Cash+ card too! It's a great cash back card. 👍

Very well done! Like a credit card influencer party lol

@TripAstute

5 жыл бұрын

Thanks! It was a lot of fun putting this video together. 😊

@TravelRewardsCoach

5 жыл бұрын

@@TripAstute Cheers!

This video is awesome! Thank you for giving me new KZreadrs to subscribe to!👌😁👍

@TripAstute

5 жыл бұрын

Thanks! Glad you enjoyed the collaboration. 😊

Cool video! If I could only have one it would be the trusty CSR, it’s definitely the most versatile.

@TripAstute

5 жыл бұрын

Thanks! Love my CSR too. 😊

Great Video. CSR - Is the one I have I like it also

@TripAstute

4 жыл бұрын

Great minds think alike! 😄

THANK YOU THANK YOU THANK YOU. This was EXACTLY what I was seeking. Looks like I'll be making an appt with Chase Bank.

@TripAstute

5 жыл бұрын

Awesome. Glad the video was helpful! 😊

Great video. Wish you would do another collab about for the best two cards.

@TripAstute

5 жыл бұрын

Thanks! I definitely want to do more collaborations like this one. They are a lot of fun! 😊

Awesome video... wish their were more collaborations like this

@TripAstute

5 жыл бұрын

Thanks! I'm definitely hoping to do more collaborations like this in the future. 😊

Awesome video.! I think I would go with Either the Amex Platinum or Aspire. Only because the Centurion lounge and the transfer partners. That's a tough one. Reserve is awesome too. 😩 Kudos to everyone for being able to bring it down to just one card.

@TripAstute

5 жыл бұрын

Yeah, I absolutely loved Sebby's breakdown on the Amex Hilton Honors Aspire. After watching his segment, it definitely made me think about applying for the card too. 🤓

@TheWallStreetVibe

5 жыл бұрын

Trip Astute yes definitely. I'll have to wait for that one until I finish my Chase Run. I'm currently sitting at 4/24 going after my final Ink card. The Ink Unlimited.

Great idea for a video. I'm torn between my CSR and Unlimited.

@TripAstute

5 жыл бұрын

Thanks Davish! Both are definitely great cards. 👍

@VincentPascual

5 жыл бұрын

Waller’s Wallet has a video on two-card setups and one of them was the CSR and Freedom Unlimited. Two cards can be a good sweet spot for simplifying your credit card system and optimizing rewards.

@davishlamburnt3734

5 жыл бұрын

@@VincentPascual Thanks. I already have a few cards I was just torn trying to pick one.

I have CSR since the beginning when the bonus was 100K. It's been great since we travel overseas once annually and several shorter holiday trips every year. So easy to earn back $300. Lounge access in maybe overseas airports have been awesome. I now also have the Freedom card just for the quarterly bonus.

@TripAstute

5 жыл бұрын

That 100K bonus was incredible! I think Chase reported two years of losses because of it. 😄

Missing one more solid channel, The Credit Shifu! Whats up credit warriors?!

@TripAstute

5 жыл бұрын

I did ask him to participate 😉

Citi Prestige or Chase Sapphire Reserve. I love this video!

@TripAstute

5 жыл бұрын

Thanks Kenneth! Those are both powerhouse travel cards. 👍

Pretty cool video

@TripAstute

5 жыл бұрын

Thanks! 😊

Great video Ernest! I love my Chase Sapphire Preferred Card.

@TripAstute

5 жыл бұрын

Thanks Lisa! The Chase Sapphire Preferred is an awesome card too. Definitely one of the most powerful travel cards on the market. 😊

excellent video

@TripAstute

5 жыл бұрын

Thanks, Jose! 😊

I'm subbing to y'all. 👍🏻👏🏻✌🏻

@TripAstute

5 жыл бұрын

Thanks! 😊

I knew most of the presenters, and though none picked the card I ended up with as my one go-to, many of them liked it a lot--the Capitol One Venture X. It gives 2 points back on everything (no categories to remember), and offers $400 in points and travel credits per year--besting the $395 annual fee by $5. Priority Pass is included, as is TSA PRE credit. All the cards mentioned are solid, but I'm enjoying this as my main one.

@TripAstute

Жыл бұрын

I love the Capital One Venture X card as well. It's my new primary card at the moment, and it seems to offer the most value to me (i.e., based on our current travel preferences and situation).

I agree that the Chase Sapphire Reserve is an excellent card. The $300 reimbursement for travel (Chase being very liberal about their definition of "travel" expenses and that is a good thing). The TSA precheck or Global Entry reimbursement is great ($85/$100 value). The Priority Pass ($100) is good if your main airport is one with one of their lounges (but you need to have the membership card on you and pay extra if you have a party of more than 3). The travel insurance, auto insurance for rental cars, trip delays (~$500 per ticket), lost luggage insurance, etc. is that extra bit that makes it worth to keep. I got it when it had 150,000 point sign up and never regretted it.

@TripAstute

5 жыл бұрын

Totally agree! 😊

Please more collaborations it’s so awesome

@TripAstute

5 жыл бұрын

Thanks! Glad you enjoyed the collaboration. 😊

With my current spending habits in mind, I would go with the Uber Visa Card. No annual fee and high cash back rates for categories that see most of my spending. Cellphone protection is also a great perk with phone prices these days. Ironically, even though I would pick this as my one card, I don’t currently have it and don’t plan on getting it either 🤣.

@TripAstute

5 жыл бұрын

Yeah, the Uber card is an awesome card. It's one that I recommend too, though I have no personal experience with it. 😄

Would love to see this as an annual collaboration - include also credit shifu, travel explore click, brian jung, points pointers, graham stephan, as well as newcomers to the credit card youtube community each year

@TripAstute

4 жыл бұрын

Yeah, I might have start planning for next year. There are a lot of great content creators in this space now! 😊

Great idea for this video, Ernest! Like everyone was saying, this was like the Avengers:End Game but for credit cards. Very exciting. If I had to pick one card, it would have to be the American Express Gold Card. The 4x bonus categories and the $220 in credits make this card worth it to me. Only thing that I would change is the travel protections that @Waller's Wallet mentioned in his video. If somethings goes wrong, American Express doesn't have your back. :( Luckily, out of all the vacations I have taken in my 33 years on this Earth, I have never had to cancel a trip or been delayed. So, I feel like missing out on this benefit is fine with me. And I don't do much foreign travel. I am very interested in Chase credit cards, but I am over my 5/24. I'll have to wait 2 years quietly. Keep up the nice work for all your fans and happy travels.

@TripAstute

5 жыл бұрын

Thanks Joseph! Glad you enjoyed the video. The Amex Gold is a great card! I don't know if I will keep it (since I have a preference for Chase points), but it has earned me a ton of Amex MR points with its bonus categories. 👍

Aspire was a no brainer #1 but not anymore . Now I’d say the CSR for general spend with ur transferability or Amex gold for foodies

I am with Sebby! I would also keep my Hilton Apsire. The card is so worh it in many ways with highest hotel status, airline credit, hotel credit, priority pass and high earning point multipliers. You just cant beat it, best overall card my opinion.

@TripAstute

4 жыл бұрын

Yeah, the Amex Hilton Aspire is great. I’m definitely considering it as well, especially before our next big trip. 👍

I don't have it but the US Bank as a credit card where you pick your 5% categories I think that one might be the best for that reason

@TripAstute

5 жыл бұрын

I agree. The US Bank Cash+ is a very useful and versatile card! 👍

The CSR is still the best single travel card out there. The combination of points earning, redemption flexibility, insurances, and lounge access is top notch. Although I think the citi prestige is a contender in this. I don’t have much interest in the card in the real world. But with this hypothetical 1 card situation it’s really strong. Good point earning, lounge access, the best travel insurance, 4th night free. The knock on it though, is the more expensive effective annual fee and less valuable points and transfer options compared to the CSR.

@TripAstute

5 жыл бұрын

Great point! The Citi Prestige is definitely a contender as well. 👍

Picking only one credit card is hard to do. But I would probably pick the Amex Marriott Bonvoy card as I could get more than the annual fee back (Free Night) and I could use my points for more than just myself. Hotels in my opinion can be more than flights, especially for places like Ski Resorts.

@TripAstute

5 жыл бұрын

I agree. Hotel cards are generally more valuable than airline cards to me. The Amex Marriott Bonvoy is a great choice! 👍

Easy answer - CNB Crystal card: better credits, better earnings, better Priority Pass than CSR. So much for the “experts”...j/k.

@WallersWallet

5 жыл бұрын

😂😂

@TripAstute

5 жыл бұрын

Ha! I love it. 😄

For me its either the Amex Gold, x4 dining and groceries plus grocery stores have tons of gift cards so thats x4 on amazon, gamestop, even airlines. Also amazon has gift cards too. I've been able to get x4 on 90% on my spend just by being creative. Or The World of Hyatt. Hyatt is probably the best transfer partner for Chase UR points it gets a free night so I'm already getting positive value and their multipliers are the best out of most hotel cards

@TripAstute

5 жыл бұрын

Those are both great cards! 👍

awesome video. you missed the credit shifu son

@TripAstute

4 жыл бұрын

Yeah, I asked him to join, but he couldn't make it. 😉

If I had to pick one card it would be the Chase Sapphire Preferred Card. It's the best for me for my budget. 👌🏾👌🏾👌🏾

@TripAstute

5 жыл бұрын

That's a great card! 👍

If I had to pick 1 card, it would be the Citi Thankyou Premier. Only $95 annual fee, 3x on car gas, 3x on all forms of travel, 2x on entertainment, 2x on dinning, and it can be used on Plastiq to pay rent/mortgage.

@TripAstute

5 жыл бұрын

Nice pick! 👍

My one card would either be the Amex Hilton Aspire or the Chase Sapphire Reserve. I'm getting both of them before the end of Q2'19.

@TripAstute

5 жыл бұрын

Those are both awesome cards! After seeing Sebby's segment and breakdown, I'm honestly considering the Amex Hilton Honors Aspire as well. 👍

@jalabi99

5 жыл бұрын

Now I don't know whether to upgrade my no annual fee Amex Hilton card to the Ascend, and then apply for the Aspire; or apply for the Ascend, upgrade my Amex Hilton to a second Ascend, and then apply for the Aspire. Too many choices!

How bout AMEX blue cash preferred? They have 6% cash back rewards

@TripAstute

4 жыл бұрын

The Blue Cash Preferred is a great card! I've had it in the past, and I'm considering product changing back to it. That 6% bonus category for groceries is fantastic. 👍

Hmm its tough to pick just one card, but I think if I had to pick just one, it would be the CNB crystal visa... It has a great unlimited priority pass (for 2 cardholders), three free authorized users, points are worth 1.3 cents per point in their travel portal, earn rates are 3x on dining, travel, etc. similar to the CSR, has the unlimited visa infinite $100 companion credit, $250 airline incidentals credit *per cardholder* and I don't believe requires selecting the airline (unlike amexes), also includes 12 gogo inflight wifi passes, free boingo wifi, travel protections, primary car rental insurance... Also if this were my only card its possible we might actually end up hitting that high $50k spending requirement which would get another $550 airline lounge statement credit (so that would actually be a free membership to any airline lounge of choice each year)... Also as a VISA it is more widely accepted worldwide than amex...

@TripAstute

4 жыл бұрын

The CNB Crystal Visa is an incredible card! I've been very interested in it as well. The number of benefits is unreal. 🤓

CSR for sure !

@TripAstute

5 жыл бұрын

Love my CSR as well! 😊

Love my Sapphire Reserve! High annual cost, but the travel credit and airport lounge access makes up for it.

@TripAstute

5 жыл бұрын

Totally agree! Even though my Gold Card has cannibalized a lot of my CSR spending, I still get so much value from the card. 🤓

I have the Amex Marriott Bonvoy business card, Saphire Preferred and Amex gold. I have to go with the Amex Hilton Aspire card, it's a great card with numerous benefits, can't go wrong.

@TripAstute

5 жыл бұрын

After seeing Sebby's segment, I honestly am giving it more consideration too. I loved his breakdown on the potential benefits. 😊

I would pick CSR.

@TripAstute

5 жыл бұрын

CSR is awesome! 👍

I'll never understand the "start off with CSP" mentality. Just get CSR, Amex Gold, or Altitude Reserve right off the bat. For pretty much everyone, the additional benefits greatly outweigh the meager difference in effective annual fees.

@TripAstute

5 жыл бұрын

I think the "sticker shock" with the annual fee can be hard, especially for those getting started. While I agree with your assessment, I think the thought of paying $450 upfront for a credit card can be tough to swallow, especially when you're new to the hobby.

@kevindavis8762

5 жыл бұрын

@@TripAstute Thanks for the reply. I forget but am constantly reminded when trying to explain these things to my wife, that those of us that think rationally about this hobby are somehow in the vast minority.

Had every major card for travel and points. So far my Costco Card has given more more cash back than any of the Amex/Citi/Chase/Discover. Which works better for me than the lounges ect.

@TripAstute

5 жыл бұрын

The Citi Costco Anywhere Card is a great card, especially for cash back! 👍

There simply isn't a one card approach IMO, I cannot even think which of my cards I would keep if I were to only have one. Well, AMEX Gold perhaps? It's a powerhouse for sure!

@TripAstute

5 жыл бұрын

Yeah, Amex Gold is a great card too! 4X on dining out and groceries is amazing. 😎

I just find it weird how Chase made an amazing design with the Chase Saphire Reserve and then they go on and mess it up. The bigger text and Chase text missing makes it look dumb.

@TripAstute

3 жыл бұрын

Ha! I agree -- I thought I was the only one that liked the older design. 😎

The Chase Sapphire Preferred I would upgrade to Reserve if not for that $450 annual. I think the $300 travel credit is once. If it's every year. The. That's not too bad .

@TripAstute

4 жыл бұрын

Actually, the $300 travel credit is applied every year. 😉

I loved this to see what other people love about the one card to keep for me it would be my Rose 🌹 Gold Amex I never dream that I would have one surprise me the customer support is top A in my book next to Discover loved seeing Sebby always . You did a good job I”ll watch again Anthony Sr

@TripAstute

2 жыл бұрын

Thank you! Glad you enjoyed the video. 😊

Credit card gurus assemble!!!!

@TripAstute

5 жыл бұрын

I’ll be honest ... I learned so much by also watching these segments too. I’ve not given the US Bank Altitude Reserve and Amex Hilton Honors Aspire much consideration, but after seeing how others are using it, I’m very interested. 😊

@watcherzen

5 жыл бұрын

Trip Astute Hilton Aspire does seem like a no brainer if you just look at the number. The only trick is the limit on the selection of the hotels and resorts where the $250 resort credit will apply

Hilton aspire is the best. Sebby wins!

@james-p

5 жыл бұрын

I was pretty surprised by his choice, but it does make sense. As Sebby sez: YMMV!

@TripAstute

5 жыл бұрын

I loved Sebby's pick! He did a great job of breaking down the value of the card. 😊

@TravelRewardsCoach

5 жыл бұрын

I liked your pick. Very interesting. Didn't see that one coming. Knew Sebby would pick the Aspire haha.

opinions on capital one savor one? im a regular person, dont travel just want to make the most of cashback

@TripAstute

4 жыл бұрын

It's definitely a great cashback card. I know several folks that use their Capital One Savor or Uber Card as their primary spending card since the cashback is very lucrative. 👍

@mjsm5245

4 жыл бұрын

@@TripAstute yeah im between the savor one and the amex blue cash preferred but the amex has an annual fee.. i dont know if it will pay for itself and still make a profit, plus i dont like that amex is not cash back at anytime at any amount.. amex has more benfits but im a milenial trying to get by with med bills, rent, my fridge just broke lol, i dont travel or go to fancy events, i go to the grocery store LMAO

Sorry Trip Astute for commenting so late as we have Hockey playoffs and Basketball plus jobs there aren't enough hours in the day. The 1 credit card I would pick for travel would be Capitol1 Venture1 For cash back would either be Discover or American Express basic blue cash card. I have a couple questions if an airline has a one world alliance can you transfer miles to that airline and fly on it's partner? example let's say United is an alliance of Avianco as we all know Venture miles don't have any transfer partners to US carriers. so Can I transfer miles to Avianco and then fly on Delta or United whoever is an alliance? is this possibile? only 1 question.

@TripAstute

5 жыл бұрын

Hi Mark! In theory, you should be able to do it. Though there are cases where an airline will limit the award flight availability for partner flights, so make sure you scope it out before transferring the points over (to be safe). 🤓

Great video! I liked all the ones mentioned, and have them all except for the US Bank one. Sad no Shifu though!

@TripAstute

5 жыл бұрын

Thanks! I really wanted Credit Shifu to participate as well. Hopefully, we can get him for the next collaboration. 😊

For Me: Chase Amazon Visa (best for cashback) and.... Southwest Rapid Rewards® Premier Credit Card (for travel)... opinion?

@TripAstute

5 жыл бұрын

It's not bad, but depending on the amount of travel that you do, you might be better off earning a flexible points currency like Chase UR or Amex MR. A lot of folks are able to get more value from these types of programs since you are often able to redeem each point at a higher value than you would when you're locked into a specific brand. That being said, it's also a lot more work to manage these point programs. 😄

US Bank Altitude Reserve!! Everyone mostly accepts Mobile Payment

@TripAstute

5 жыл бұрын

That is definitely a great card! 👍