You can leave a public comment in support of the FTC's proposed ban of non-compete agreements here: www.ftc.gov/legal-library/browse/federal-register-notices/non-compete-clause-rulemaking 🥂

The interest rates are the real crime. How the hell have I paid off two cars during the life of my loan but haven’t put a real dent in my student loan?!?! 🤦🏽‍♀️

@WinenChill

Жыл бұрын

It is absolutely predatory 🤦🏽‍♀️ the math never makes any sense!

@bellezanegra0206

Жыл бұрын

Once you’ve paid back the equivalent of the principal loan amount, they need to forgive the rest that you owe because you paid what you actually borrowed. The interest is keeping ppl from being able to be able to afford to buy a house and rent is requesting that you make 3 times the rent to qualify. Then you can’t even live in your car because the price of cars is going sky high.

@iamlaurengill

Жыл бұрын

This is criminal! This is why paying off that debt is last on the list. Take this minimum money and get out my face!

@JasmineAvril

Жыл бұрын

SAME!!

@Jazzy869

Жыл бұрын

10%!!!! That is disgusting.

That is crazy! You could have bought a house for the starting amount of your student loans! It really goes to shows how people are not starting on equal footing in this country.

@WinenChill

Жыл бұрын

I used to joke that I owed a whole house with a pool 😭

@bellezanegra0206

Жыл бұрын

And now you can’t buy a house unless you have a minimum of what she currently owes in the 300k range. Single wide trailers are $100k now. They used to be 33k. Don’t make no damn sense.

@ojames1983

Жыл бұрын

There's no such thing as "equal" footing in this country. LOLOLOLOLOL

I'm paying and it's definitely not chipping away at anything. As I see it they genuinely don't want us to pay it off.

@missbttrsctch

Жыл бұрын

That's right - debt is BIG business in Amerikkka!

@chrisjames9687

Жыл бұрын

It can be done! Add it to your debt snowball and since they are paused, continue to pay them off while they are interest free!

@kindredkey

Жыл бұрын

Of course they don't want us to pay them off... they can't collect interest on a $0 balance! Plus you have to keep working in their gerbil wheel in order to > make money so you can > pay them interest... it's a cycle that they're eating good on

If they don't forgive it then at least cut out the interest all together. If I must I will drag it to my grave over the next 50 years just to give them the finger til the end

@justmontina

Жыл бұрын

That’s my plan too. I’m in the IBR and pay @$350 a month and I’ll do it forever if I have to. I own a company and pay myself a minimal salary and everything else is just a distribution. I’m not paying $50k+ I’m interest!!!

@pop2522

Жыл бұрын

@@justmontina be careful about the minimal salary and taking too much in distributions. Reasonable compensation rules are different for everybody

@user-xx7jf1jl7b

Жыл бұрын

😂😂😅

@GTSCoupe

Жыл бұрын

Yup

In 1989 when I started community College it was $47 a credit.

@along58

Жыл бұрын

Donna you look amazing!!! Talkin about you started community college in 89 looking like you’re in your 30s!!!

@thearchedpromise3271

Жыл бұрын

I think mine was $63

@ruthosornio7779

Жыл бұрын

$45 in 2016

@autobotdiva9268

Жыл бұрын

1994 $72.40 a credit hour. parking pass was $20

I must say, I'm proud of you having paid off half so far. Go girl! 💪🏾

I would be perfectly happy if instead of trying to forgive all student loans, they just made them all 0% interest, forever. I don’t have a principled objection to repaying a loan, but the interest in downright predatory. The government really should see education as an investment in the economy rather than another source of profit.

Praise God my student loans were forgiven per PSLF in November. I started to lose hope... don't lose hope!

@jyasicutie

Жыл бұрын

Mine too! ❤

@RetirementbyDesign26

Жыл бұрын

Same here! $97k gone 😅🙏🏾

@muwgrad1987

Жыл бұрын

I've applied but no decision yet.

@RobinNatural1

Жыл бұрын

What’s PSLF??

@jyasicutie

Жыл бұрын

@@RobinNatural1 Public Service Loan Forgiveness

I’d love to know how much they paid for their degree and how much the same degree is now at their respective colleges.

@WinenChill

Жыл бұрын

Ooo this would be an interesting data point.

@MercedesAshleyOnline

Жыл бұрын

She is not smart at all. I’m from the 80s. Minimum wage was 4.25 and the highest paying jobs were 20-39,000. Come again. Of course college would be cheaper back then.

@laurahill4566

Жыл бұрын

@@MercedesAshleyOnline my mother in law made more than $40k as an elementary school teacher in the 80s. $40k in 1980 has the same buying power as $153,814.91 in 2023. They bought their house for $60k in the 70s and it just sold for $2.5mil. Average undergrad tuition in 2023 for a STATE school is well over 10k per year for in-state tuition. Double that for out of state and triple that for a private school. This is just tuition. No books or materials, housing, food, transportation, etc. You can't even compare the two.

@MercedesAshleyOnline

Жыл бұрын

@@laurahill4566 liar. According to Google they made less than 20,000. No way would a random school.teacher make more than software engineers back then.

@laurahill4566

Жыл бұрын

@@MercedesAshleyOnline really? Google told you have much my own mother in law made? 😂 you do realize that pay in certain states is higher than others, right?

2 more years..just need this program to stay running 2 more years. I didn't realize how this debt haunts me until I was this close to having it gone. Every month feels like an eternity now. I consider it lucky that there's an out for this particular mistake. Cant believe one mistake has followed me for nearly 20 years. It's wild. What a scam.

My student loans were paid off because of PSLF in January. $127,488 after 14 years of working in the nonprofit industry in New Orleans. I'll never get over it!

@reemagee4828

Жыл бұрын

My loans were discharged as well last month through the same program which i was told has a 2-3% success rate. I still can't believe it's real. I can't wait to see this debt come off of my credit report

@crazycatlady312

Жыл бұрын

I still haven't heard anything from the program :(

@celieboo

Жыл бұрын

Congratulations!

@IsaGemini

Жыл бұрын

Congratulations 🎊. My undergrad loans were forgiven and I’m 5 months away from the balance of my Graduate loans being forgiven with public service forgiveness

@thearchedpromise3271

Жыл бұрын

@@reemagee4828 🎉🎉🎉🎉🎉🎉

Can the student borrowers file a lawsuit against these lawmakers?

Anything over 4% interest for student loans is predatory and you can’t even argue it. It was cheaper to get a cause than educated. Your average bank account has less interest on your savings account than student loans cost… what the heck

I really don't know how I will sustain once the forebearance ends. more than half of my income goes to bills and I can barely save $150 a month for my nonexistent emergency fund. I make 50k a year in dmv area... It feels like we can't have an enjoyable life in this society, we just have to work work work to pay to exist

And here I was complaining about my 38k. The Supreme Court will start the hearings for student loans this month (February)

I am so happy you found peace. I have a plan for mine and that got rid of the worry. I can live my best life and pay off my student loans.

@WinenChill

Жыл бұрын

Glad you made a plan 💛 that definitely helps a lot.

Lol 😂 Your commentary on this trifling Student Loan Forgiveness has definitively had me laughing at my pain of financially having to deal with this mess!! ❤Thanks for keeping me up to date Aries Twin ❤

300k doll hairs? I always wanted to be a lawyer, but settled for being a paralegal manager because of cost. This just confirmed my decision that I won't be anybody lawyer unless I can get the degree for FREE.

@titlepending1302

Жыл бұрын

Girl yes free

@goldbrick2563

Жыл бұрын

In some states, you can apprentice w/a lawyer for 4 years and then take the state bar. No law school needed. So if its really a dream of yours to be a lawyer, u could look into this.

I feel you girl! You still have to enjoy your life. The interest rates are the biggest road block. A HUGE scam to student borrowers!

All I have to say about my student loans is "I ain't paying them shits back." LOL!

Predatory interest is a perfect way of putting it!

I’m back to report that I have officially given up 🤪 Spending a total of 20 years in school to spend another 10-15 slaving away and stressing to pay back loans won’t work for me anymore. I paid off my car (only other debt) and plan to pay the minimum when student loans return. I work for a not-for profit hospital, so I’m praying PSLF will still exist in 10 years when my shot at forgiveness comes🤞🏾 Aiming to spend more time with my grandma, take more vacations, and max out my 401k in the meantime. Best wishes to everybody on this journey! We will make it out one way or another. Just don’t forget to stop and smell the flowers on the way 🌺 ❤

@ltumbtc8102

Жыл бұрын

Denise your comment touched my heart. I wish I could reach in the screen and hug you. Keep on the track you are on and you will be fine in a few years from now.

@denisequin5764

Жыл бұрын

@@ltumbtc8102 Thank you so much for the encouragement. Virtual hugs received 🤗

@performingartseducator

Жыл бұрын

PSLF works. My graduate loans from NYU were forgiven. Prayers sent to you and everyone counting on PSLF forgiveness.

The fact that some of these student loans are bigger and have higher interest rates than a mortgage 😭

It's crazy how much money they can say you owe despite not borrowing it in the first place 😤

One of my proudest career moments was when I told the buyer of the small private company I worked for that I would not sign a non-compete. I helped build the clinic form one to three locations and ran two departments. All that knowledge was mine to take with me as I saw fit! They were like "oh courts never let things like this fly, you're fine". I refused until an addendum was added negating that clause. (One section literally said "knowledge and know-how would be owned by the buyer"--- like how!?"). The Buying company even had non-competes for Front Desk check-in positions. These were $11 an hour positions and literally everything my staff learned was transferable if they went to another clinic without sharing any trade-secrects. I don't like litigation but I do love doing negotiations (it was one of my favorite things to do in my Health Contract law class). I really hope this bill passes bc these clauses are predatory. Everyone is not predisposed to understand them in the employment agreements they are signing. Thanks for sharing the news those that did not suffer through law school like us! 😅

I don’t think we are going to get loan forgiveness for 20k. Yet the government can send money to Ukraine and support new immigrants!

Love that you share your student loan payments. I'm working on paying off all my loans.

Thank you for creating these videos. It’s inspiring seeing that number get lower for you! I’m currently looking at my budgeting and seeing what I’ll need to do once the payments start coming in for myself. I’ve also looked into going to grad school, but I probably won’t be doing so for maybe another year or two because of money and entrance exams I’ll have to complete. Again, thank you for this knowledge in the loan forgiveness fiasco!

Thank you for sharing your story and the reminder that we need to remember to enjoy our lives. It is very disheartening to realize that making extreme sacrifices and living on beans and rice can't compete with daily compounding interest. I am aiming for PSLF myself and tell everyone that I'm six years into my 10-year sentence. I just hope Congress doesn't ruin PSLF too.

Workers of the world unite!!! ✊🏾

Thank you for keeping us all posted! Love you!

This is why I went to the military before college. I couldn’t imagine paying this much for interest 😢

Thank you for keeping us informed!

I love your vibe! The idea that some people would say they don’t like a bill because they don’t qualify is insane.

I’m also under a mountain of student loan debt from law school and your updates are super inspiring!

Can you do a look book for us sis? I ALWAYS love your tops and earrings.

Thank you so much. I appreciate you.

Just found your channel and so glad I did!!! 💗

You are my new fav person lol I am always in an uproar about these dang loans!!

thank you for making these videos and opening the conversation... I've been on my student loan payoff journey for 4 years and paid about $120K with about $55K remaining ...most of this is interest probably close to half... I've been taking advantage of the interest free... it's just a Godsend because those loans we adding up with no end in sight... I have about a year and half left before I'm free of ratchet Sallie Mae, Navient, Aid Vantage and whoever else they may be in the next 2 years. To those who are just starting out, I know it may feel overwhelming, but you've got it! For those in the sticky middle, keep pushing you're almost there! BE WELL!

thanks for the bright side.

The only loans I've been paying on has been Sallie Mae and the interest rate is criminal. I paid one off 2 years ago and been chipping away at my last loan that grew since 2012. I finally got it down to the original loan amount but the interest rate been going up by 1% every month. My last straw was when it hit 12.5%. My Discover card was offering balance transfers at 0% for 12 months with a fee or 5% for 15 months with no fee. I hopped on it and paid off Sallie Mae. My monthly payment went up 60 dollars but I'll take that over the uncontrollably predatory interest with Sallie Mae. But I will say, I wouldn't have done it if I had no intentions off paying this loan off asap and had the money on hand to pay it off in case something goes left.

🙌 someone else who knows the insanity of that Jimmy John’s clause! That caused 16 year old me much anxiety and I will not forget it.

Thank you for the update Stephanie! Looks like I need to make a few calls to representatives..

Helpful info

Yay Updates

They will only do 10000 if anything bc they are so scared it will benefit AA people.

@sewmeonekenobi639

Жыл бұрын

They only do $10,000 because any more than that will bankrupt the country. Not to mention it is the borrower’s responsibility to pay back what they borrowed. There are other solutions to this problem. First of all, people need to stop taking loans.

University tuition rates as a whole are just ridiculous, there’s NO reason tuition rates need to be as high as they are. Forgiving students loans is great but it’s not going to solve the underlying issue. Tuition rates should be lowered so people don’t have to take out so much loans to begin with there’s no point in having regular hard working tax payers pay for peoples higher education while university chairmen and banks cash in

I say we the people forgive ourselves & really implement In God We Trust!

All we can do is laugh, our govt is truly trifling and we need to change that climate of corporate greed

Thank you so much for this student loan+ update! Looking forward for the next one. Two suggestions I have for you as I am on the same journey myself to pay off my student loans: 1. I would recommend you try refinancing your student loans for a lower interest rate 2. Ensure the extra money you are paying to your student loan monthly is going towards the principal! Some lenders will allow you distinguish that on your own, while others you have to call and tell them how to apply your payments. Since your loan is in forbearance, all your payments can be going towards principal since you have no minimum payments.

I could pontificate forever on this subject. It's enough to drive someone to drink. These loans make me so mad.

if they are fighting for this, they should fight every dollar in spending... oh wait, its the one thing that directly goes into the pocket of the people and not their lobbing contractors (they get bail outs, not us)... I honestly think its not about spending, its about making us keep working...

I put small deposits in a 529 account for about 2 years I think. Then after I quit my job I used it to pay my student loans. So I'm almost done with 1 now lol

Exactly 💯

I agree, the interest rate is far too high. I think one percent is where it should be. If it takes you 10 years, you pay 10% all in all, and that’s acceptable. But if it is 5% you’d pay 50% in interest! That’s crazy high! And most people pay for like 20 years- that’s 100% just in interest!

There has been a 173% increase in college tuition over the last 40 years. This is BECAUSE of the government grant and government backed student loans. If the amount of government funding decreased then tuition would follow. How do I know? I work in education and when the government reduced it's total funding amount guess what our tuition rates did..... they reduced... down to the governments new limit.... to the penny. In addition there are many ways to make the American education system more efficient that doesn't include paying for a college degree out of federal dollars including dual enrollment for high school juniors in a junior college so they graduate with an AS degree at 18. This is already being done in many districts across the US and doesn't require federal fuding (the funds are already there). I just find it interesting that people aren't interested in discussing options that don't involve politicians and policy from Washington.

$10 eggs!!! Lord these prices sure have gone up! Paid $5.45 for 1 dozen!! Stephanie I am so proud of you and all the progress you have made and paying off your student loans. The fact you have made peace and you letting them go shows how much you have growth and know you will be free. I am glad though you are living your life still, thriving, and things the your thing! All this fight against student loans they think people are not watching and listening...... my thought here is that they do not want people to go to school or get an education so they have to put up this fight because having an educated population means people be critically aware what Republicans do. Something I've been thinking on for a future project on education in the U.S

@Kre8iviT27

Жыл бұрын

I got lucky and bought a 60pk carton of eggs for $13.96 at Walmart. Check out your local Walmart.

Great on you for knocking out a nice chunk of those loans. I really don’t understand why people are so entitled to feel their loans should be forgiven. If someone made a poor financial decision,then that person should be the one to pay for it.

Omggggg the .97 trifling cents 😂😂😂😂😂 subscribed!!!! 😂

Not the trifling cents … 😂😂😂😂 💚💚💚💚

That non-compete agreements are insane. I work as a pharm tech. I have been with my company for 5 years but they keep cutting down hours. I now work only once a month bc they have "no hours for me" and they use the excuse that I'm in nursing school 3 days a week I'm not available to them. But when I was full time and available 24/7 they gave me 12 hrs a wk. Bc of this non-compete I can't work pt for any other pharmacy If I do I have quit. But bc I was with them so long and started in another state i make way more (6 bucks more) than any pharmacy and most jobs in my area without a certificate or degree pays in our state so I feel stuck. I'm barely surviving and doing crazy side hussles to survive.

Hey Girl Hey!!!! 🎉🎉🎉🎉

@WinenChill

Жыл бұрын

Heyyy boo!

It's $125K adjusted gross income, which is way different than gross earnings. Just in case that changes anything for you:)

I almost fainted when I heard how much you've paid off. You paid off the amount of what I owe if it was multiplied by 2. I'm over here trying to get me a plan together to get started but it's over all daunting.

As a Mental health therapist most job I applied for has a non compete contract which limits my potential to making more money within my career.

@inlandempress4587

Жыл бұрын

what a load!!! I have 3 jobs as an LCSW and I am so sorry to hear that they have you trapped like that. I come from a small town called "I wish a mfka would"

@aaliyahjackson9734

Жыл бұрын

@@inlandempress4587 🤣🤣

this whole thing is interesting because now im sure some people (like me) are going to stop paying (if unpaused) because why would I pay when the money could potentially be forgiven?

@heels4lifx

Жыл бұрын

I have loans like you. I wish they would get rid of the interest rates. But while they’re paused, I’ve been aggressively paying because I agreed to take out the loan. No one forced me. I think if you agreed to take out the loan, you should try to pay it back and not expect forgiveness (unless you have $10000 or less because that will be forgiven).

@nellybutton

Жыл бұрын

@@heels4lifx I have around 11k so it ms right at the cusp lol :/

I saw your video through a comercial from a CUBAN YOU TUBER IN HER VIDEO I THOUGHT YOUR STORY WAS REALLY INTRESTING I LOOK FOR YOU IN YOU TUBE AND I SUBSCRIBE TO YOUR CHANNEL ♥️🥰😘🙏🏻🙏🏻🙏🏻😇

I’d love to hear your take on how predatory student loans are impacting our ability to save for the future. I feel like we are getting stomped on from the bottom and the top. It’s a lot harder to invest in retirement because we’re paying student loan interest (I had to pull my money out of my retirement savings during grad school thanks to a litigious roommate) so we’re getting a later and smaller start AND our employers insist on 401ks with predatory fees instead of the more secure pensions previous generations benefited from.

I'm laughing so I don't break anything 🤣 😂 😅 I would put that on a t-shirt and sell it

If this goes through it would help me out TREMENDOUSLY

can you make a video on The FTC vs Non-Compete Agreements more in depth?

I’m in the IBR program and pay @$350 a month and I’ll do it forever if I have to. I own a company and pay myself a minimal salary and everything else is just a distribution. I’m not paying $50k+ in interest!!! I finished my undergraduate degree in 2002 and my master’s in 2008 and I’ll be paying them off until I leave this planet. Oh, damn, well.

I went to a “cheap” state school and still had $48k in debt by the time I graduated. I was looking at my payment cost breakdown and it pissed me off to be told that by the time I’d finish paying off my loans, the interest would lead me to pay off over TWICE what I borrowed. Why should my public school FEDERAL loans have that much interest? Fuck that shit, I want to be able to afford rent and a car and a family

Cudos for being so optimistic about the prospect of actually paying off student loans, but I've come to terms with the fact that it's just an additional life long tax for having an education.

Once I really understood how the interest worked, how my payments were applied, and how my income based payment plan wasn't working in my favor I was able to start making a dent in my loans.

Graduated May 2020. Paid off loans while in school. All student loans paid off Dec 2020. Stick to it - it can be done!

I graduated in 2010 with my BA and $40,000 of stafford loans. Half was unsubsidized from Freshman year. I owe a little over $54,000 now. Because of interest. Even on IBR. I have been in the process for Disability for 5 years due to 13+ chronic conditions and a major car accident making all of them worse. It looks like it's closing with a big NO. This means I will have to start paying these back. At my husband's income the estimated payment is looking to be about $400 a month. Which is wild because as of 2022 taxes he made just over $60,000. It also doesn't take into account the health costs we have or cost of living rising. When I had to start paying them back IBR wasn't as it is now. I was paying $740 a month. The job I had lined up after graduation was gone. The back ups gone because of the recession. I worked 2 part time jobs at just about minimum wage as that was all I could find, one being the job I had while still in school. It is so disheartening how hard I worked when I could work and how much I paid for it to be $54,000 13 years later.

@Khiarika1

Жыл бұрын

Have you looked into whether filing “married filing separate” would lower your loan payments?

@iamlaurengill

Жыл бұрын

I graduated with about 45k. It’s not 73k. It’s above me now. Jesus paid it all and I gave it to God!

@amandakriss4244

Жыл бұрын

@@Khiarika1 I can't work so if we went by just my income it would 0. I looked into it and I would have to do a basic payback plan not IBR. Or I can pause payments but continue gaining interest. Before I consolidated about 10 years ago payments were $740 and I got it down to $450. That's about the best I can do. I can try to do disability discharge without having favorable ruling for Disability benefits.

10%?!?! I got a few thousand from the Canadian government and my province (I’m canadian) and my interest rate was 1% I think

Can I get the details on the blouse you're wearing? Thanks for the content by the way!😉

Informative and hilarious. I have now subscribed. My student loan hat is currently hung on the Sweet v Cardona predatory lending class action. Pray for me. 🙏🏾

Girl I feel you. I don't owe as much as you but I do owe a lot. If the law suit against the for profit schools doesn't go through I'm going to die owing student loans. No matter how much you pay you can't get the balance down. That interest is killing us.

Fellow practicing atty here (Texas) and I do NOT want wholesale student loan forgiveness. Yes, the interest rates are predatory. But we gamble on ourselves when we take out those loans. I still have 6 figures and debt, but I am unwilling to accept the unspoken consequences of over $1T in student loans, which is a reallocation of personal accountability.

What are the repercussions if this is turned down? Can I file for damages when we make fighter jets we don't use? I think it'd be a dangerous precedent

Starting with community college, transferring in state, and a viable degree outside of psychology, history, ethnic studies, sociology, and not using a deferment, tends to prevent this problem. 🤷🏾‍♂️

🔥🔥🔥

I'm not a lawyer or an accountant. I can't give advice. I imagine you know this, but others might not: When you do a student loan payment, the minimum payment is going to be applied to principle vs interest the way that they decide. But if you pay above the minimum, you can specify where that money goes. You can specify that any additional payments go strictly to the principle so that it is smaller and accrues less interest.

Good thing i went with a Federal Student Loan. that interest sounds crazy.

I wonder if probono work could count as forgiveness for attorneys

I think the interest nonsense alone is enough reason for everyone to get loan forgiveness at this point. Everyone should get 50k that was originally promised regardless of income.

woah that's a big student debt balance 😳 i feel a large percentage of your pain

Literally cheaper for me to go back to community college than it is for me to pay off these loans if the federal ones kick back in. Missed the Sallie Mae lawsuit cut off by 6 months so that’s eating 1/4 my paycheck each month. It’s wild!

@tarabound

Жыл бұрын

That's what I did. Went back and took all the math courses I had been afraid of as an undergraduate. It was 600 a term to be a part time student or 500 a month income adjusted loan payments.

Very interesting to bring up the fact that all of our elected officials are college educated. 🤔 Would someone who is eloquent enough come up with a template that this generation could use to send/ spam our representatives on why this is important to us. Make it a challenge, use our numbers, let it go viral, lol.

The Supreme Court might as well just be the secondary Congress

Thank you for your update. Do you have to pay back student loans when your school has closed?

@sewmeonekenobi639

Жыл бұрын

Depends on why it closed and when it closed. If you were in school at the time, then there is precedence for cancelling the loans.

@jackieyoungquist7436

Жыл бұрын

@@sewmeonekenobi639 Thank you

Hi, I was just wondering if you've considered paying off principal debt only when repaying your student loans. Some people forget to do that when paying them off and the interest keeps piling up. Also, forbearance will be over sooner rather than later, so it's better to make a dent in principal debt vs. interest... They aren't going to charge you interest on the interest, just the principal amount.

@Sweetlady1916

Жыл бұрын

What do you mean? Asking them to apply the "monthly payment" to the "principal amount only" during repayment?? I usually do this when I make an extra payment. Wipe out the principal, maybe less interest?🤔

@sewmeonekenobi639

Жыл бұрын

I’ve had several student loans and the company doesn’t do what you are suggesting. You don’t have a choice in how the money is dispersed. If you owe back interest then the money will always go towards the interest.

Wow that's amazing u paid so much off in 3 yrs!

I qualify for the loan forgiveness. I doubt it will happen though. Personally I’d rather a complete overhaul of the student loan structure for current and future students. Give this new student/workforce generation some kind of support. As a millennial I have been able to take advantage of the housing market before it skyrocketed. What does gen z have? Gen z needs a boost.

Mine went from deferred to signing up for loan forgiveness now they are telling me they are going to consolidate my payments I'll have to pay hundreds monthly before the plan starts then a little for years till it will be forgiven the rest. The thing is I'm disabled and not able to work and not accepted for disability benefits yet.