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@SweetPepper0001

Жыл бұрын

Ok

@shortvideo-ot2qh

Жыл бұрын

👉मनी क्लब एक ऐसा ऐप है जहां सब कुछ बस एक एंड्रॉएंड्रॉइड फोन से बचत, निवेश और उधार कर सकते हैं अपने घर पर बैठे बैठे। मनी क्लब में जुड़ने के लिए आपको हर रात 8:30 से 9:30 अपने ऐप पर आधे घंटे के लिए एक्टिव हो ना हो गा जहां पर 15 मिनट के लिए बोली लगेगी और जो भी सदस्य विजेता होगा उसे अपना प्रॉफिट घटा कर पेमेंट करना होगा ।

@shortvideo-ot2qh

Жыл бұрын

Thanks❤❤ God help

@RitikKumar-mq6eq

Жыл бұрын

Maina to 6mnth s bhi jada jhoot bol k logo ko credit card dia h🤣🤣🤣🤣 Kafi logo ki jindagi barbad ki h matlab maina

@ShivamSharma-lu4fj

Жыл бұрын

@himanshu badole mai batata hu

“A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain.” - Robert Frost

@sharadtulipkujur8219

Жыл бұрын

pearls of wisdom👍

@user-xj3fu6du4n

Жыл бұрын

Credit Cards पर Dhruv Rathee ने तो ऐसे बताया है जैसे ये होना ही चाहिए और आपके कहने का मतलब है ये लेना ही नहीं चाहिए।

@maybepoet8148

Жыл бұрын

@@user-xj3fu6du4n ji nahi. Credit card ko sahi tarike se istemaal kiya jaye to ye bahut achi chiz hai. Responsibility is the key

@kanoonkehisaabsebakrikhadk6701

Жыл бұрын

@@user-xj3fu6du4n जब तुम्हारे पास पैसा रहेगा तो उधार (credit ) क्यों लोगे ? और जब पैसे है नही, और तुम उधार ले रहे हो तो उसको वापस करने के लिए पैसा (जो कि तुम्हारे पास है नही) कैसे वापस करोगे ?

@asianguy86

Жыл бұрын

@@maybepoet8148 bhai paap mt kro credit Krna galat hain

Nitish Bhai is a brother we need in our life 🙏

@MrHarshuHVMotivation

Жыл бұрын

I'm Searching KZread Partner Expert for my Monetize Channel any body interested So Please DM me 👈 .. Catagory 👈 .. Please Consider :- .. 1. Business 👈 2. Motivation 👈 3. Share Market 👈 4. Future Planning 👈

@Honesty361

Жыл бұрын

Bhai Ye GST ka kya funda he me apna statement check nahi karta hu.... Kya ye har Transaction like Paying on Amazon, Flipkart, Jiomart, Card swipe in Hospitals, merchant/department store , Electricity bill, Recharge, LPG booking, Credit card bill payment pe Lagta he Note - I pay all my dues on time not only minimum due amount... & never use emi option / Cash withdrawal or flexi pay...

@indshadowyt5017

Жыл бұрын

Bro Credit card me OTP kyu nhi aata hai

@user-xj3fu6du4n

Жыл бұрын

Credit Cards पर Dhruv Rathee ने तो ऐसे बताया है जैसे ये होना ही चाहिए और आपके कहने का मतलब है ये लेना ही नहीं चाहिए।

@jograjSINGH-hb8ss

5 ай бұрын

Mehnat karni sikho nitesh bai kitna sikhte ha fir agge bta te ha bai

This man is a legend and everyone watching this entire video should bow down to him... He explained everything which no one ever explained to me ... I have been using credit cards since last 6 years and have seen this no cost emi crap taking gst on interest but this man explained in layman term..❤

Hats off.. the clarity of thoughts in presenting the reality is amazing... Great work...

Two quotes came to my mind after watching this.. 1. "If you buy things you don't need soon you will have to sell things you need." 2. "When something is for free always remember you are the product."

@theteam722

Жыл бұрын

Heads off to u. U r very true

@neerajwedhane920

Жыл бұрын

really wise

@dayyanahmad117

Жыл бұрын

Damn!!

@Gillidandam6x6

Жыл бұрын

True

@drvimal004

Жыл бұрын

👍

awareness!! awareness!! awareness !! Here's heroic entry of Nitish sir . Thank you sir . It's informative helpful.

@Yj17683

Жыл бұрын

He isn't hero if he is hero so he would never advertise stock application in his video

@anshuraj5459

Жыл бұрын

@@Yj17683 Bhai uski v jindagi h kuch ....khana peena (water cold drink 😂) usey v h...

@Yj17683

Жыл бұрын

@@anshuraj5459 there are only 2 channel who care about their audience and doesn't promote the harmful products. Salil Jamdar and fit tuber, remaining all channels are blindly wants to earn money without caring about audience

@anshuraj5459

Жыл бұрын

@@Yj17683 yaa it is ryt...

@MajorbirSingh

Жыл бұрын

@@Yj17683 bhai tu bhi karle

Very knowledable video, Thanks For knowledge❤

Thanks for such a useful video

Using Credit Card From Last 6 Years. Never Missed Any Payment💯 & Saved Very Much. It is Very useful if u use it wisely 🙂

@hr_47

Жыл бұрын

True

@sir_prize_ma_the_farcar4547

Жыл бұрын

Pakka bank wala hoga chutiya

@achalesh100

Жыл бұрын

Very true

@MrDimah123

Жыл бұрын

Very true and I don't understand his interpretation of no cost emi...looks like this person is laking knowledge...

@bindutiwari4263

Жыл бұрын

@@MrDimah123 what he said were facts . Even he said at the end that credit cards are good if you use them correctly but no cost EMIs are actually a scam

Nitish bhai is like senior citizen of every home, who gives the best advice in simplest words and straightforward

@yk-mp7bk

Жыл бұрын

But not in ever family are wise or give best advice every time. Sometimes they are like a piece of damn SHIT!

Thank you brother. Fantastic explanation and delivered the facts practically. Hatsoff u

You explained banking and transaction processing so well...Good job ...

This man is real hero to open everyone's eyes. You nailed it man. Hat's off! Stay blessed always.

@user-xj3fu6du4n

Жыл бұрын

Credit Cards पर Dhruv Rathee ने तो ऐसे बताया है जैसे ये होना ही चाहिए और आपके कहने का मतलब है ये लेना ही नहीं चाहिए।

Amazing you cleared all my doubts ❤❤

Thx brother for this video

One day a bank guy offer my father credit cards and simply said him that "dekh bhai hamko Mere father Bachpan se bole hai udahr deker Saman nahi lene ke liye bhale hi Saman 5 day baad le ye 5 mahina baad tab lenge jab paisa hoga pass me".....and today I came to know that my father did the right things

@m0sd003

Жыл бұрын

Same here 😀

@Gmthekiller

23 күн бұрын

Elder knowledge

That was brilliant, absolutely brilliant. Have been using credit card for almost 10 years now. Nobody ever told me all this. Great job Nitish.

Thanks for the information

Pure knowledge, really loved the video!

I have subscribed your channel bhaiya because of your in depth and unbiased analysis

@lovepreetmehra0517

Жыл бұрын

Me also ♥️

I have worked in credit card for 2 months i can tell you most mistakes people do is 1. Not paying before due date 2. Cash withdrawals using cc 3. Not knowing benefits and other annual charges since most employee misinforms customers 4. Not Redeeming rewards points before the validity ends Most cc charges are applied on daily basis

@jasongray8016

Жыл бұрын

Most people misuse credit cards. Banks shouldn’t be blamed for it.

@tapankumar1668

Жыл бұрын

Last point is very much true , i hv heard but can't get it. I'm using CC since 2019 & cs is 800+

@technicalminds6714

Жыл бұрын

@@tapankumar1668 banks r looting peoples money with 60 % to 100% interest every year + many other charges and penaltyb - actallly it is compound interest interest rate should not be more than 18% honestly speaking

@surajkumarbarik4047

Жыл бұрын

All credit Card company are fraud

@navdeepsahnifilms

Жыл бұрын

exactly... i have been working in credit card retention. so I totally agreed with you 👍

Informative video thanks sir

great job keep it up

Great insight into the bank debt trap. Most people don't realise what they get into with credit cards. Best way is just live with what you have. Been there done that. Now no credit cards no stress. Great work Buddy. I hope People open their eyes after watching your video👍👍👍👍

Pro tip : If your buying habits are not good and you tend to do a lot of online shopping , Don't own a credit card.

@ranveerjaipuriyar0710

Жыл бұрын

Or trying earning more to support your lifestyle.

@SanjayPatel-sb5tx

8 ай бұрын

Banks spend millions of dollars to analyze and create strategic approach for you to have a credit card. There is no individual on this earth that can only use credit card for good habits beside even if you do, you’re still paying the transaction fee, which is not visible. Since they charge vendor. And vendors increase their merchandise prices to cover that. Cash is the best way. If everyone switches to cash, then vendors will stop installing machines that takes cashless payments. That’s how Visa and MasterCard loses.

@cocobean.72

4 ай бұрын

​@@ranveerjaipuriyar0710very bad advice, even extremely rich people go bankrupt cause of their bad spending habits

Thanks for sharing. It was information

As always, informative, valuable and brilliant. You always drop my jaw with your knowledge and explanation.

@MrHarshuHVMotivation

Жыл бұрын

I'm Searching KZread Partner Expert for my Monetize Channel any body interested So Please DM me 👈 .. Catagory 👈 .. Please Consider :- .. 1. Business 👈 2. Motivation 👈 3. Share Market 👈 4. Future Planning 👈

Suprb research and eye opening facts about credit card trap. This is beneficiary content. Thanks Mr. Nitish

Thanks for informing 😅

Most helpful video ❤

Nice video and way to go on awareness. I had seen multiple people going in debt trap after using credit card.

Your videos really informative and knowledgeable... Hats off to your research and deepth knowledge

Thnki so much bro. Valuable video for us ❤

Thanks for the info

Thank you sir for your in-depth analysis and precious advice..

This Video is Gem Man!! Ur Genius and Master of depth anaylisis...

Luv to hear your explanation. Absolutely fabulous!

Few things which have changed since: 1. There are UPI credit cards which allow wallet recharges, etc. free 2. On default, on certain occasions the default is waived off or settled at a lower amount which makes credit card payment a last and not 1st option. This comes at the cost of the cibil rating i guess

THANKYOU BHAIYA 👌 FOR EXPLAINING THIS TOPIC VERY BRIEFLY AND IN FACTUAL MANNER ❤️ ALWAYS LOVED YOUR CONTENT 💝

Nitish - great content and even greater delivery. A lot of times I already know about the knowledge you share but I still like listening to your content because of the way you present these facts. You have ton of potential.

Thank you ❤

Thanks bro for giving us important information about credit card ..

Watched one of your video (Regarding GDP) 3 days back, since then not only just I've subscribed your channel but also have watched all your videos till date. I must say you are an excellent orator with such well researched content on various topics. Kudos!

@dharmeshpandya745

Жыл бұрын

sahi bole.

@Fekuchand_

Жыл бұрын

❤️ ❤️

@daniyalshah1117

Жыл бұрын

Ab sb ko tu gayan dy rha hoga.

@user-xj3fu6du4n

Жыл бұрын

Credit Cards पर Dhruv Rathee ने तो ऐसे बताया है जैसे ये होना ही चाहिए और आपके कहने का मतलब है ये लेना ही नहीं चाहिए।

@arvindbharti4724

7 ай бұрын

Thank you friend for giving very good information

Nitish dear ......very well done. You have explained the entire scenario in a very simple and interesting way. Even a layman can understand the way you have beautifully explained it. Good going and keep making such informative videos. Wish you all the best and will wait for another valuable piece of content.

Well Explained Bro. 👍

Thank you brother ❤️❤️

You are great, you never disappointed in your content in any way. It delivers perfectly always👌🏻

I have been using credit cards since 2017 . In first year I paid lot of interest to bank. But from 2018 i have been using same credit cards very carefully and asking bank for offers and more and more rewards. I am trying to compensate my losses of first year. So use credit cards very very carefully.

Brother you have given such a useful information in a very simple and clear way . Well done 👍

Nitish Bhai Excellent Review.... good job👍

Very informative video Nitisha bhai, I was realised that No Cost EMI and Minimum pay is really a trap, everything you have told about credit card is 💯%right. Thank you so much for your information ❤️❤️

This is very IMPORTANT videos I Shares my friends and family members to understand this topics ❤️ Lots of love Nitesh Bhaiya from Mumbai

Thanks Sir.

Thanks, it was nice to get such details which credit card companies do not share...looking forward to next video

Nobody should use credit card ..They charge interest monthly in the name of Minimum amount

@salman55855

Жыл бұрын

It depends from person to person...... I don't use it for unnecessary purchases...... At the end of month, I get a cashback of rs. 1000+ ...so.. yeah... it's working pretty well for me...

@sagarodisha

Жыл бұрын

Not A universal Statement, I have never paid a penny since 1.5 year

@rohitchoudhari9648

Жыл бұрын

Good then, I will use credit card by linking it on UPI soon

@upendra6916

Жыл бұрын

@@salman55855 how you get cashback of 1000

@technicaltaurus9559

Жыл бұрын

@@upendra6916 use amazon pay icici credit card one of the best card...

Everything is working so well and good. Respect to all those peoples who have worked to make things better.

indeed very very useful content.. please keep up the good work.. thank you..

Thanks you sir bht helpful video h

Thanks for give educational / finance knowledge ❤️❤️

I know, I'm using and going through, very well explained, Indeed each and every point is to be noted✅ Thanks brother

Thank you sir, really helpful explanation ❤

Thank you sir

Nitish bhai I was waiting for ur latest video....Again got valuable knowledge with very easy explanation....Tysm....Jai Hind🇮🇳🇮🇳🇮🇳

Thank You Nitish for creating such an useful content... Very much appreciated 👍🏽

Amazing sir. ❤thank you so much ❤

I am along with you a long time, your all videos teach us somthing different and we understand the deapth the topic, I recommend your all video on my all social media platforms and last thanks to you to give us important information and life lessons, love you brother ❤

Nitish Rajput sir= awareness,thankyou sir lots of love for educating us…..

Good work Nitish Rajput...very interesting

Bahut badiya bro very knowledgeable video ❤😊

U r great. Nice knowledge given. Thanks 🙏

Your way of explanation is just awesome. Kudos to you❤🍃

After watching a lot of videos , today i finally Subscribed. 🎉❤ Very Detailed and People oriented videos.

Appreciate 👍

I don't know why but this is happening with me for the second time that the topic that was in my head for about last two days, nitish made the video about that only 1. Network marketing 2. Credit card Plz everyone share your experience as well

Bhai aap bhaut he acha Knowledge deta ho Hats Of you …

Super explanation

Very informative video sir ❤🙏

Very informative video. Thanks sir

Perfect information sir ji 💐

Unbelievable review mate! Hats off!

Thank you brother Bohat vadiya jankari diti...!

Things schools don't teach are always the ones you're gonna need the most.

@Honesty361

Жыл бұрын

Syllabus & teachers hi bakwas he India me Kya kare... Syllabus should be of global standard obviously with Touch of India & little bit of State also. One Nation One Syllabus will help students.

@downright.dismal

Жыл бұрын

@@Honesty361 _one syllabus one nation_ You don't know first thing about children and their development. Just because you were once an student that doesn't mean you know everything.

U never dissapoint us nitish sir...Thankyou.

@Taza_news0

Жыл бұрын

kzread.info/dron/-YsgguirsQ5m5j5ZpcQGsA.html

Very informative video, thank you Nitish 😊

Thank you sir share this information with us❤️❤️

Thank you sir for giving wonderful Knowledge

Very interesting and to learn & know such facts. Thank you nitish bhai. I appreciate your knowledge on the subjects you pick up every time.

Informative content nitish, i ever see your videos. You are the best content maker.

Excellent information. Thank You.

Good person with good knowledge ❤❤

@samratnishant4950

Жыл бұрын

हा ना

@Taza_news0

Жыл бұрын

kzread.info/dron/-YsgguirsQ5m5j5ZpcQGsA.html

I have shared some videos of you to my friends before and this time I will definitely go by my old habit of sharing. Thanks brother. thanks a lot. You save us many times. #Hugs ❣️

very great video nitish, thankyou for helping me not fall in the credit card trap since i recently got a card with high limit and started spending without owning the money thinking i will get it later. your video made me realise i was going down the drain. thankyou

sir ur way of explaining things at its simplest form is just osum

In the No-Cost Emi trap, they're also charging MONTHLY_ EMI processing apart from NO_COST_EMI processing

Ossm level 👍🏻

Very nice sir bhot sahi gide Kiya aapne

Bhut wdia vedio sir all the best 101%%%😊😊😊😊

This is very informative.. well appreciated your efforts sir.. this makes a clear picture in our mind that we should own a cc or not..!

I have been using credit card since 2020, got it when I was still in college. I have been using it wisely, never missed any payment, paid in full. Currently have a cibil score that's 800+ and credit limit increased by bank itself, all while unemployed. It's just about how you use. What Nitish said is true as well, it's a double edged sword. Edit: Ffs, it's a typo, get over it

@SuBhAmVLoGS

Жыл бұрын

thats bcz ur father is rich

@crosswalker45

Жыл бұрын

@@SuBhAmVLoGS exactly

@deathisontheway4656

Жыл бұрын

Do some work bruhh!

@dheerajp1512

Жыл бұрын

Absolutely Hrithik. 👍

@tapankumar1668

Жыл бұрын

@@deathisontheway4656 🤣