Thanks for watching the video guys! I hope you've learned something new. ✊ And if you need more in-depth training that will and... ✅ You want to MAXIMIZE claim payouts which means more money in YOUR pockets. ✅ You want to learn the process and have more time for your family, friends, and hobbies you LOVE! ✅ You don’t want to screw up and look stupid in front of a client, or other adjusters. ✅ You want to become confident and way less stressed when you deal with the insurer. ✅ To have lifetime support with your claims. We have a live Zoom workshop soon! With me, our estimator, attorney, and a water mitigation guy. Check it out, seats are limited: www.commercialclaimsadvocate.com/claims-training-2022/ Good luck with all those claims! Vince

Thanks for this video! I am an independent adjuster living in Los Angeles California. I’m 29 years old with seven years experience. I will make just over 200 grand this year handling casualty claims. I am interested in learning property as well. Me, my wife, my brother, my dad and my mom are all independent adjusters. If you were ever interested in seeing the ins and outs of how we are paid please reach out. I can break down for you what I made your one through year seven, Exactly how we’re paid, what we get paid for a statement etc.

@buddymiller3003

Жыл бұрын

Hey Mark, Im looking to potentially make a switch to independent adjusting. I would love to talk to you about your experience. Is there a best way to connect with you

@cync6108

Жыл бұрын

Hello Mark! I am interested as well. How can I contact you?

@Sghoudini8934

Жыл бұрын

How can I get in contact with you?

@adman8046

Жыл бұрын

Please break it down! Looking to get into this ☕

@MrDmacc1

Жыл бұрын

This might be something I'm interested in, I'm a residential appraiser in CA, and I feel it will be a great help for me

Independent Adjusters make anywhere from $40k - $250k per year. It really depends on how good you are, and do you either A: Run cat storms year round (usually 6-7 months throughout the year). or B: Building your daily claims business in your local area (this takes longer to build up to higher income). I personally know multiple IA's that make $200-300k per year and never leave home.

@CommercialClaimsShow

2 жыл бұрын

Thanks for sharing Tommy! Not bad way to make a living!

@Ecocleanpw

Жыл бұрын

How do they do that without leaving home? I thought they have to go and see the damage, etc

@bagelsyourwayofficial

Жыл бұрын

@@Ecocleanpw they’re probably doing mostly desk agent work

Just passed my adjuster exam. Excited to see where it takes me! Thankful for good content like this to help light my new path as I go on this journey

@CommercialClaimsShow

3 жыл бұрын

Congratulations Kyle! Thank you for your comment!

@alejandracarpio7614

2 жыл бұрын

Hii!!! How was it?? I start a course at the end of October!! What should I accept? Also what do you think you’ll do with your license

@tomvasile6321

2 жыл бұрын

How tough was it..were you able to acquire a good study set of tools

You got a follow from me. I work in a bank but now I been looking into doing this. Thank you I will be watching videos from you 😎👍

@CommercialClaimsShow

3 жыл бұрын

Alright! Go for it! It will be worth your while, I guarantee it 😁

You are right about company adjuster, I’m one

Very well presented. In my opinion a fair assessment in comparing the various Adjuster roles.

Needed this video! Thanks so much! I’m taking my Florida claims adjuster course/exam right now and was looking at jobs online. My husband is getting out of the military and going to school, I’ll become the income for our family so I need all the advice! Subscribed!

@CommercialClaimsShow

3 жыл бұрын

Awesome! Glad I could help!

Thanks for the information, it really helped me out!!!

@CommercialClaimsShow

2 жыл бұрын

It is my pleasure! Don't forget to subscribe because we post weekly podcasts and educational videos where you can learn tons of things! For questions, feel free to reach out over Social Media!

I really appreciate the precise breakdown. Passed my adjuster exam today.

@CommercialClaimsShow

2 жыл бұрын

Way to go Edward. Never stop on learning ✊

Another great video!

I have been a Building Consultant for the past 7 years now. I have really been interested in the adjuster side. I found your videos and wanted to say thank you for all the help and education. I have learned quite a lot from your videos. 😊

@CommercialClaimsShow

Жыл бұрын

That's lovely to hear Michael! You are one of the reasons we do this 😊

Thank you sir. I’m on my way to get my license and this was the biggest question I had and nobody can answer until now

@CommercialClaimsShow

3 жыл бұрын

Haha awesome Kevin! Good luck on your journey my friend! Reach out to me with any of your questions.

Im a IA in Florida. You made this clear to understand. You got a new subbed man. Thank you.

@CommercialClaimsShow

2 жыл бұрын

Awesome Yves! Thank you! Good luck out there!

@madebydade305ify

2 жыл бұрын

@@CommercialClaimsShow I applied with your business, wished I lived closer.

@CommercialClaimsShow

2 жыл бұрын

@@madebydade305ify Applied? Where and when?

Yo, you’re inspiring me with your videos. I know absolutely nothing about becoming an adjuster but I’m learning a lot from you and I’m about ready to make my move to becoming a public adjuster. Thanks for everything. I will likely have questions along the way so I hope you’re open to answering some of them.

@CommercialClaimsShow

3 жыл бұрын

Thank you for the kind words Shawn! I'm sure you will kick ass as a public adjuster! Message me anytime if you have any questions or need anything at all.

@dreamonet2001

Жыл бұрын

Hi, I wanted to know how do u like adjusting? I'm about to study to get mines

This was very useful information. This is a career path I am looking into soon

@CommercialClaimsShow

10 ай бұрын

Thank you! And best of luck with your PA journey! Our channel is a perfect hub for PA and Insurance education 💙

Great video man, I'm trying to do this

@CommercialClaimsShow

Жыл бұрын

Thank you Franco! Good luck!

This was very VERY helpful!! Thanks soo much I will be back in these comments after I pass the test 🙌🏼

@CommercialClaimsShow

2 жыл бұрын

Awesome Alejandro! I'm glad I could help. Good luck!

@juicebox926

2 жыл бұрын

How has your experience been since ?

Great content!

@CommercialClaimsShow

3 жыл бұрын

Thanks so much 😁

I just got my adjusters license I’m going independent. Your video is very informative! I’m ready to get out there

@CommercialClaimsShow

2 жыл бұрын

Great! Have fun and good luck! (:

I needed this video

@CommercialClaimsShow

Жыл бұрын

Glad we're of great help Chris!

Great video , thank you. I am going thru Adjuster pro right now. I have a strong customer service background and plan to become an Independent desk adjuster. My Home state is Arizona so we will see where that takes me along with the other licenses I plan to obtain.

@CommercialClaimsShow

Жыл бұрын

Thank you Razz, Best of luck too!

Getting ready to take my course.. thank you for the info and content. I know a person here in Florida who is an independent adjuster pulling down average of $4200 weekly especially since hurricane 🌀 Ian. 200k minimal when he files his taxes

@CommercialClaimsShow

Жыл бұрын

That is awesome! Rooting for you..

There are 2 field adjusters: staff, and independent. A staff adjuster is a company adjuster, as well. The staff adjuster is salary while the independent adjuster is paid according to the size of the claim.

@CommercialClaimsShow

Жыл бұрын

Yes you are exactly right! Thank you for sharing Paul!

Very helpful. IA. Newly licensed in Mississippi.

@CommercialClaimsShow

2 жыл бұрын

Glad you enjoyed it and welcome to the industry! Make sure you subscribe for weekly video and sign up to newsletter for tons of tips and tricks, news and claims education.

Excellent 👍

@CommercialClaimsShow

Жыл бұрын

Thank you Green! Cheers!

Enjoyed this video! This is helping me with my new career steps👍🏾 Would you be able answer a couple of my public adjuster questions for the exam I'm studying for?

@CommercialClaimsShow

2 жыл бұрын

Yes of course! Just reach out to me through our Social Media (:

Independent adjusters are often hired as the desk adjuster, especially on larger commercial losses. Consider Sedgwick for example. Company adjusters are often in the field as well.

@CommercialClaimsShow

3 жыл бұрын

Absolutely. Thank you for the clarification Mathew 🙂

Most IA’s I come across are good adjuster; however, their estimates typically get throttled back once the ESX gets to the desk adjuster

Thank you for the video. I have been working in transportation for 7 years and have had my fill. I am thinking of either going the public adjuster or independent route. Thank you.

@CommercialClaimsShow

3 жыл бұрын

That's great to hear! If you need any advice, do not hesitate to reach out. I wish you the best of luck on your journey!

@sparten117211

3 жыл бұрын

@@CommercialClaimsShow thank you I appreciate that.

@sparten117211

2 жыл бұрын

@@CommercialClaimsShow ok, I apologize for bugging you but I am afraid I am going to reach out to you. I am looking to be more someone to be an adjuster for a company. (The leg man.) I have emailed and called several companies and even the Ohio State Insurance to ask questions on what is needed and gotten no where. Any help or information would be greatly appreciated. Thank you.

Hey Vince.

@CommercialClaimsShow

3 жыл бұрын

Hi there! 👋

RECESSION PROOF!!!

@CommercialClaimsShow

3 жыл бұрын

I'd have to agree.

Don't forget about your forensic accountant on business interruption (commercial losses)!

Love all of your content, very informative! Crazy question? I rather start as an Independent Adjuster due to being a single parent, security, to gain experience etc. but is it possible to work as an IA while I build my PA business/ network? Is it possible to do both under my license or do IA companies hold your license “captive” to keep you from working on your own?

@CommercialClaimsShow

2 жыл бұрын

In most states, you cannot hd both an IA license and a PA license at the same time. also, it will be tough to grow your PA business while working as an IA. The roles are very different, plus you will be too busy working claims as an IA. If you really want to become a PA, I would recommend you saving money for roughly 6 months of bills and enough money to live, them take the leap of faith. If this is truly elegant you want, eventually you have to take the risk. But make it calculated by saving up first.

Very nice job on the video explaining the two. I am in Canada and used to be an independent adjuster, I left and went to the Contracting side. I am very interested in being an advocate for the homeowner which would be, a public adjuster, thanks for the info

@CommercialClaimsShow

2 жыл бұрын

Glad it was helpful!

@flow2tech

2 жыл бұрын

@Derek Gullison Hey there Derek .. I'm in Canada as well. Looking to leave my career as a Heavy duty diesel technician tradesman.. Good with tech , customer service and negotiation. Do you still need a license in Canada to do PA or IA? I see that Intact insurance is hiring hybrid prop adjusters and are providing training..Would it be best to start as a company adjuster just to get my feet wet? Thanks.

@Gullison1000

2 жыл бұрын

@@flow2tech I think it would be best to get some experience with an insurance company if you’re getting into the business, develop your skills for investigation and claim settlement and then if you’re interested in moving into the public adjusting you could head in that direction. From the people I talk to in Canada it is an uphill battle as it is a developing industry

@flow2tech

2 жыл бұрын

@@Gullison1000 ok , sounds like company is the way to go starting out...Thanks Derek

Hi Vince

@CommercialClaimsShow

3 жыл бұрын

Hi Peter! 👋

Are you mostly talking about property adjusting? Do you have any videos that talk about the differences between crop/property/auto? And what the differences there are? I have had a had time finding information about differences in pay, qualifications, etc.

@CommercialClaimsShow

2 жыл бұрын

Hi Lawrence! I mostly discuss things about property claims.

Can you turn away claims as a independent adjuster? Say you're leaving town for the week. Not wanting to come back to a pile of claims to catch up on, is that something you can do? Thanks

Hey Vince, you are right. I spoke to a few IAs and they claim six figures which is great. The PA life is best yet the hardest to be one you need to get 620 license, fingerprinted, FBI background check, 50k bond( based on credit) which cost 200-2k yrly, the sponsorship is near impossible. Once sponsored do it for a six month apprenticeship to to just be qualified to take a 2hr state exam, first and second try’s with state exam have huge fail rates. I almost forgot to mention you get 5 opportunities to pass exam if you fail them all you have to wait the following year to retake them again. You need to have a side job or money saved for at least six months until you get paid. This is raw truth,if you can do all this then go for it. I know PAs making 250-500yrly. You truly have to be a people person to succeed, and patient and be able to handle a little stress lol. Hope this helps to those interested. PA life RULES lol.

@CommercialClaimsShow

3 жыл бұрын

Great explanation. Thank you.

@artm8234

3 жыл бұрын

What is the 50k bond you speak of? I'm in schooling for my 6-20 at the moment and they've mentioned everything you spoke of except the bond??

@ExtranjerosEntreIsrael

3 жыл бұрын

@@artm8234 Hi, so once you receive your 620 you must have your surety bond to be sponsored by a PA or a PA firm. the 50k Surety Bond is mandatory to conduct business as a Public Adjuster and must be renewed on a yearly base and if folks have bad credit then it will get costly very fast up to 2k every year until you credit it better and as low as 500bucks for better credit. Hope this helps.

@artm8234

3 жыл бұрын

Helps tremendously actually, thank you so much!

@timmygone

2 жыл бұрын

Where are PAs finding work? Door knocking storm damage?

Ok I was told that the company that wants to bring me on does not provide leads . So I actually have to find my own work and claims and the guy who trains gets a percentage of all claims that I do. He called it overrides . He gets paid up to 10% of the company fee .

Great stuff, Vince! So glad I found your channel! Subbed, and I agree 100% “become an adjuster!” I’m a former 10yr FL 2-20 General Lines commercial property insurance agent that got tired of drinking that Kool-Aid and took advantage of the test exemption for 2-20 agents. So sales, networking, and policy language I know front and back. Currently learning Xactimate and EagleView, but it’s the construction knowledge for those line items that’s new. TL;DR: Any value in working as an IA for a time, do scopes, then go PA?

@CommercialClaimsShow

3 жыл бұрын

Hey Pete! There's always value on either side of the fence you play. Just get that train moving and good things will come. Good luck!

Thanks for making this video! May I ask, what course(s) would you recommend to take? I'm worried about being taken advantage of and not getting a good education.

@CommercialClaimsShow

2 жыл бұрын

Make sure you subscribe to our channel and newsletter, we will soon reveal our claims course with tons of practical information on claims handling from A to Z!

I am in South Florida and just got my 6-20 License. Would you recommend starting out as an independent adjuster to get my feet wet so I can become a PA once I get the experience I need? Or should I try to become a PA apprentice right off the bat? Loved this video by the way, eye opening.

@CommercialClaimsShow

2 жыл бұрын

Hey Mictch, great question! I think it's always great to have experience, especially when it comes down to the actual claims process and the estimating process. When you're an IA, your going to be dealing with a lot of the "Estimating" side, which is very important. You'll also become great at properly photographing a property. With that said, there's so much more that goies into that you will never learn on that side. The decision is up to you. Feel free to hit me up privately if/when you're really interested in becoming a public adjuster.

Is there an apprenticeship required for both the Independent and the Public Adjuster's?

Love your videos, I'm going to go the independent route for the reasons you mention, I have a family and as an older guy just getting into the business it's a happy medium between being a hamster on a wheel working in an office and completely needing to hunt for a meal daily which would actually feel more rewarding but I can't afford to start that way because I'll need to hit the ground running. also do you have a recommendation for a good practice exam?

@CommercialClaimsShow

Жыл бұрын

That's fantastic! I've always preferred insurance-schools.com to practice and study for my exams

I have an interview coming up with Semper Fi Public Adjusters

@CommercialClaimsShow

Жыл бұрын

Hi Aisha , How did it go?

Vince, I have over ten experience in the customer service industry and 8 month as a field adjuster for a contractor. Will my experience be enough to qualify for the state exams in the state of California?

I spent 33 years in a metropolitan fire dept. Almost every structure fire would draw public adjusters regardless of the day or hour. They would sit down the street in their high-end cars and suits while we finished up. They just looked like a bunch of rich vultures waiting for their turn at the carcass. Never a good look when homeowners were so vulnerable. Hope they actually did well by the fire victims.

@CommercialClaimsShow

Жыл бұрын

We are with them, to help homeowners get the right claim.

In California is a Public Adjuster and an Independent Adjuster the same Licence?

Hey, I really like your videos and I've spent a ton of time on KZread looking into different types of adjusting. I've been a legal assistant/paralegal for most of my career, but I'm looking for a change. I've spent much of the last four years working for insurance defense attorneys and I would really like to work the other side as an advocate. Is this something that can be worked part time in the beginning so I can keep working my salaried job and ramp up my workload up to full time over the course of (for example) a year? I'm in Tampa -- do you ever meet with people one on one?

@CommercialClaimsShow

3 жыл бұрын

Hi Jeff! I think you're making the best decision of your life. Why don't we set up a phone call, and we can figure out how I can help. Please email my assistant at admin@eliteresolutions.com, tell her we spoke and you'd like to set up a phone call with me

@jeffreymiller4363

3 жыл бұрын

@@CommercialClaimsShow Awesome. Thanks! I will.

I'm going public

@CommercialClaimsShow

2 жыл бұрын

That's the spirit! :D

It's kinda like being a realtor

@CommercialClaimsShow

3 жыл бұрын

There are aspects that similar, however they are also extremely different.

This seems to be very similar to being a reale estate appraiser. Like an company adjuster vs an independent adjuster, would be similar to the appraisal world where you have Staff appraisers vs Fee Appraisers

@CommercialClaimsShow

Жыл бұрын

Absolutely, there are parallels. Both roles assess properties, but with different focuses.

@MrDmacc1

Жыл бұрын

@CommercialClaimsShow how could I get this license? Is the volume consistent? Being appraiser in this mortgage market is a very slow time right now, so I'm looking for an alternative, this seems like an easy transition for an appraiser, but the question is there enough work consistently to make a living on?

@CommercialClaimsShow

Жыл бұрын

I highly suggest you keep this as a side job first specially if you're just starting since it's not gonna be a win everyday honestly

I want to know why the claims industry is so shut off to new hires. I’ve been a PC personal lines producer for a year and a couple of months now, and I really want to start a claims career but everywhere I apply they either want you to have years of experience or they deny me. I know how to read a policy front to back, I know about PIP coverages, how policies work, how they’re rated. I’m licensed in 48 states. I services policies as well and I’m not a sales agent, why can’t I get a job in claims

@CommercialClaimsShow

3 жыл бұрын

Hi Toya! Where are you located? Are you trying to be come a public adjuster and work for a firm, or are you trying to get a job with the carrier??? If you wanna become a PA, maybe you can come work for me! 😁

How do you recommend one gets started? I was in real estate, love RE, but had to sell my homes for personal reasons. It has become too expensive, and I HATE debt. Switched to driving a semi, but hated work. Moved to a dump truck, which is better, but got randomly fired for "not fitting in" after just four weeks. Okay... Thought about building my own DT business. Great potential, but again, I hate debt and I'm inexperienced. Limit debt with uncertainty ahead... Honestly, I think this may be a great fit for my personality and desire to do things right and in detail. Thanks.

@CommercialClaimsShow

2 жыл бұрын

Thanks Nonya! Goodluck (:

As a public adjuster can I refer my own mitigation and recon company or would it be conflict of interest ?

@CommercialClaimsShow

3 жыл бұрын

In most states it's not allowed to have a monetary interest as both the adjuster and contractor or mitigation company on the same claim. Not all states though!

I have a license 2 yrs ago ,I haven't use it i Sel roof but I don have experience, what do you recommend, please

@CommercialClaimsShow

3 жыл бұрын

Hi Jose. That's a very broud question. Can you be more specific? Thank you for your comment!

What are the steps to become a P.A. in Fl? I have my all lines license.

@CommercialClaimsShow

3 жыл бұрын

If you've already got your All lines, you should be able to appoint yourself for six months, take the PA exam, and start working. Good luck!

Currently studying to get licensed in GA. I am a mom so I like the flexibility that I have heard the PA field offers but where do you start?

@CommercialClaimsShow

3 жыл бұрын

Well, I would definitely start by educationg yourself as much as possible. I will tell you that it can be very difficult to find claims in the beginning. I would also suggest that you reach out to my good friend Mat Mulholland. He also has a KZread Channel called Listen To This Bull. Message him, and I know he will help you

@trendiione8810

3 жыл бұрын

@@CommercialClaimsShow Thanks soo much for replying & for the recommendation!

When you are an independent adjuster could you make your own schedule im only asking cause I’m also a licensed realtor

@CommercialClaimsShow

7 ай бұрын

From my understanding, yes. They give you assignments and you schedule them accordingly. I have not ever been an Independent Adjuster however, so what I know is only from what I've heard from independent adjusters in conversation.

How do you feel about VAS (veteran adjusting school). I know its expensive, but my military GI Bill would pay for it.

@CommercialClaimsShow

3 жыл бұрын

Hi there! I honestly have no idea what that is. Ive never heard of it

@gramarmy

3 жыл бұрын

@@CommercialClaimsShow Its an Insurance Adjuster school in Arizona. Focuses mostly on CAT and Local IA property adjusting. Its the only Adjuster school in thr country that the GI Bill will pay for. $20k for a 6 week school.

@bariatasudan

3 жыл бұрын

@@gramarmy I would say why not look into some community colleges and see if they have certification. In Florida we have plenty of those, unless there is something am missing. I would not recommend wasting your GI on a certification you can get for $120 in state community college.

I now work for STATEFARM in auto any advice for me?

@CommercialClaimsShow

2 жыл бұрын

I worked for State farm auto too! Advice? Do your best and stand out amongst everyone else.

I am a fulltime firefighter paramedic. I am looking to give my family more freedom. I may be looking for a complete career change but I was wondering if this is possible to be done part time in the beginning

@CommercialClaimsShow

2 жыл бұрын

Here is my whole story how I've changed career, I think you will find all of the answers www.commercialclaimsadvocate.com/how-i-became-public-adjuster/ read it to get all of the

@CommercialClaimsShow

2 жыл бұрын

And here is the answer to your question: www.commercialclaimsadvocate.com/can-i-be-a-public-adjuster-part-time/ Make sure you subscribe to this channel and newsletter for more free education and to learn how to make your transition smoother (:

Good afternoon, im trying to get a public adjuster license in the state of Virginia, and for that i need to pass the public adjuster test, i've contacted the bureau of insurance in VA and tried to get resources or classes in order to study but have not been able to find anything, by any chance do you have information or resources that i could use to study for the test? please let me know, thank you

@CommercialClaimsShow

2 жыл бұрын

I've always used insurance-schools.com to help me prepare and pass the PA exams for Florida, Texas, and California. There are many more schools out there, but this is the site I personally always used.

For someone new to this field, is starting as a Company Adjuster a good way to get your feet wet and learn the system? Before moving toward IA..

@CommercialClaimsShow

2 жыл бұрын

Practice makes perfect! You can start by studying for the exam. This will lay the foundation. Then you have to apply, find a job and learn with experience.

@herctheo9296

2 жыл бұрын

@@CommercialClaimsShow thank you. Was recently hired at Allstate, should make for good experience if I eventually wanna do IA. Thanks for the video 👍

I am moving to San Antonio TX in Nov. I have a FL all lines 6-20. Is San Antonio TX a good market for becoming a public adjuster? Or going the workers compensation route?

@CommercialClaimsShow

3 жыл бұрын

I believe any market can be a good market for a PA! So yes, absolutely, go for it!

@MikeyDoesThings

3 жыл бұрын

I am in the San Antonio area doing claims. We just got hit with the freeze!

Is the license the same for independent adjuster or public adjuster? Thank you

@CommercialClaimsShow

Жыл бұрын

No, licenses for insurance adjusters and public adjusters are not the same. Insurance adjusters are licensed by the state in which they work, and their license is specific to the type of insurance they are adjusting, such as auto insurance, property insurance, or health insurance. On the other hand, a public adjuster is a licensed professional who works on behalf of the policyholder to help them with their insurance claim. Public adjusters are also licensed by the state, but their license allows them to work on behalf of the policyholder, not the insurance company.

Is it possible to do both?

@CommercialClaimsShow

2 жыл бұрын

In some states, yes.

Certain buildings have a limit

I want to be an AUTO claims adjuster. I am logged onto insurance-schools .com. I live in Florida and plan on working in Florida. If I take the course for 620-720 will that give me all the info I need to be licensed as an auto claims adjuster? I do not want to do property (I do not want to climb roofs) 🏠

@CommercialClaimsShow

3 жыл бұрын

What's up Al! If you work as an independent, the 6-20 should suffice. If you start to work for an actual insurance company though (which is how it normally works in auto), then you will have to switch to a 520 company adjuster license. Not a big deal though once you pass the 620 exam. I will also say that I am not an expert in this licensing stuff, and you might be better off asking the people of insurance-schools.com.

Is it good to be a public or independent adjuster in New York City ?

@CommercialClaimsShow

2 жыл бұрын

Of course, especially because there are not many PAs right now. But keep in mind that will change soon as we have more and more people from NY on our courses.

As a brand new public adjuster (full time plumber), can I go out and find claims on my own or do I need to work for a company?

@CommercialClaimsShow

Жыл бұрын

Hey Robert, I do not recommend you do this by yourself for at least the first 2-3 years of your career. it is much too complex to do it on your own when you're just starting out.

Can you give me some independent adjuster agencies please? I have had my license for about 6 months with no luck. I'm in the state of FL

@CommercialClaimsShow

3 жыл бұрын

Hi Deide. That's not really my department. I'm a public adjuster. I don't really know of independent firms, especially those that are hiring

Do you have any advice how to start as and Independent Adjuster assuming I already have a license but no experience at all ?

@ExtranjerosEntreIsrael

3 жыл бұрын

Start shadowing with other field adjusters free. This will be of great value.

@piotrski6281

3 жыл бұрын

PhArAnK Thanks for the advice. I don’t know anyone in the business. How do I find someone ?

@CommercialClaimsShow

3 жыл бұрын

You should for local independent adjusting firms in your area and start applying. I'm positive you can land a nice job in no time.

@ExtranjerosEntreIsrael

3 жыл бұрын

Peter Ski : I use social media platforms to join groups and that a great way to make connections. I would call IA firms also. Vince is right when he said networking a part of the business in prior videos.

Hi Perri, Do I have to do a mentorship in Texas?

@CommercialClaimsShow

3 жыл бұрын

Hi there Sohail. You should always try to have a mentor, or three! I don't think it's required though

@srizki

3 жыл бұрын

@@CommercialClaimsShow Thank you very much.

Should I only apply for one firm if I want to be an independent adjuster?

@CommercialClaimsShow

2 жыл бұрын

Great question Tristan! I would recommend you apply to several. Like anything else, you will want to increase your chances, but also weigh your options. There might be different pay scales. Good luck!

Can A Independent Adjuster work CAT events?

@CommercialClaimsShow

Жыл бұрын

Absolutely! That's great experience for you as well. Find a company and go all in.

Can you be an IA and PA at the same time or is that a major conflict of interest? Do you have to pick one and maintain that lane?

@MikeyDoesThings

3 жыл бұрын

You can. Just don't tell your firm you are a public adjuster

@CommercialClaimsShow

3 жыл бұрын

Hi Beth! It depends on what state you live in. I'm Florida and Texas, you cannot carry both licenses. In Georgia however, you can. Several other states allow you to carry both licenses as well.

@CommercialClaimsShow

3 жыл бұрын

@@MikeyDoesThings Not good advice Michael. You should always be open and honest with your employer.

@beththorogood7957

3 жыл бұрын

Commercial Claims Show I am in GA but plan on moving to Florida in the next few years. I have not started an adjuster course yet, but planned to in the next few weeks. I’ve been watching your videos to get a feel of the profession and I feel like PA is more my style rather than IA but I don’t want to take that option of the table as a means to get my feet wet in adjusting. Thanks for the great content!

What was that intro about!?! Of course they apply the limits. That's how policies work.

@CommercialClaimsShow

3 жыл бұрын

Haha yes of course, but if I remember correctly, they were trying to apply a limit to the policy that didn't apply to the loss. So I was like "wtf are you talking about?!" But yes, you're right, limits are obviously applied when they are reached and when they apply to the loss. Thank you for you comment!

Does the independent adjuster get paid with a 1099 ?

@CommercialClaimsShow

2 жыл бұрын

I never worked as an IA, so I couldn't tell you. I will find out though. That's a good question.

Why does an adjuster charging me 158.00 and hour need me to do a credit card check? Strange

@CommercialClaimsShow

3 жыл бұрын

I honestly have no idea lol.

Im A life insurance Agent Can I become A Public Adjuster Also?

@CommercialClaimsShow

3 жыл бұрын

Hi Bernard! I really don't see why not. But don't quote me on that, I suggest you look it up on line to confirm.

You have to be a real self starter.

@ExtranjerosEntreIsrael

3 жыл бұрын

That’s right this is not for the faint of heart. This PA life will make you or break you.

@CommercialClaimsShow

3 жыл бұрын

Absolutely! Might be the most important trait of them all

3 years, have yet to have consistent work, as an IA. Might be me, but, yeah, no.. just the opposite

@CommercialClaimsShow

2 жыл бұрын

I'm sorry to hear that. Have you considered becoming a PA?

You hiring I'm in fl

@CommercialClaimsShow

4 ай бұрын

Depends on who's asking lol. Send me an email at vince@eliteresolutions.com

I need help passing my FL exam... can someone help me!!!! Please

@CommercialClaimsShow

3 жыл бұрын

Hey Lusolin! How can I help?! My advise is always to answer as many practice questions as possible!

@lacosquilla

3 жыл бұрын

@@CommercialClaimsShow thank you! Thats what I'm doing and it seems to help

can a PA be the contractor BUT hire other LICENSED contractors to do the work?

@CommercialClaimsShow

3 жыл бұрын

In most states, the PA cannot be the PA and Contractor on the same claim. It becomes a conflict of interest

@HowToLoseWeightDaily

3 жыл бұрын

u didnt answer the Q... yes or no?

@CommercialClaimsShow

3 жыл бұрын

@@HowToLoseWeightDaily A PA can be a licensed PA and licensed Contractor, yes. You cannot be both on the same job. Yes, the insured can hire a licensed contractor, as long as they are not also the PA on the claim.

@thomasm..7336

4 ай бұрын

@@CommercialClaimsShow Can I do Xactimate estimates and supplementing for restoration contractors and also be a PA on OTHER claims, at the same time? I am not licensed yet, just trying to find a way to get paid now for estimating while building the PA side of the business.

Do you provide an email address for a question?

@CommercialClaimsShow

3 жыл бұрын

Hey Andy! Honestly, the best way to reach me is through any of the social media outlets. Linkedin, Facebook and Instagram

@AndyLee-wr1rz

3 жыл бұрын

@@CommercialClaimsShow ok. Thank you.

Yet you don’t talk about how you take money away from the insured. This is why Independent adjusters hate working in Florida California. It’s because of pa’s. Being an independent adjuster I’ve worked well with pa’s but I’ve also had bad pa’s. In Texas pa’s and storm chasers are one in the same.

@CommercialClaimsShow

2 жыл бұрын

Thank you for your comment. I'm not sure what you mean by taking money away from the insured. We would not exist if the insurance companies would pay what the policyholder is owed. We are hired to provide a service to the insured to make sure the insurance company does what they're supposed to do and put the insured back whole again. And like any other industry, you will have your bad apples, but from my experience working with PAs around the country, most are great people, and have a passion and mission to help the people being taken advantage of.

@Bustah2016

2 жыл бұрын

@@CommercialClaimsShow thank you for you’re comments. As a independent adjuster we are not on either side. The more we find the more we get paid. Yet we don’t make up damage like a pa does. Pa is like the guy that says he will absorb you’re deductible. In Texas that’s illegal. For people that don’t know this contractors in Texas and most states don’t have to be licensed. So you get fly by night contractors. Same with pa’s. They get 10% of your final settlement.

@CommercialClaimsShow

2 жыл бұрын

@@Bustah2016 @Bustah2016 I'm sorry, but I'm going to have to completely disagree with your comment. We can't "make up damage" if the date is already there. I understand your role, but as an IA, you do not have final say of what is paid for. Also, the public adjuster license is required in all states. There may be a few states like Alabama where it's not recognized, but even in Alabama an attorney must get involved when a claim is wrongfully denied or underpaid. We should meet in person or speak over the phone one day to clarify our disagreements and find common ground.

@Bustah2016

2 жыл бұрын

@@CommercialClaimsShow makeup damages is not the best term. Let’s say try and put in damages not related. And then fight with the insurance company about what’s owed??? When for example not going to give names… been to this mobile home. Insurance company paid for the moon. Insured clearly stated that the leak in the bathroom was long term 3/3 times we went there now he has a pa involved and they are still asking for the bathroom and now the hallway. Finally I understand pa’s are there for the insured so are ia’s. Staff adjusters are there for the insurance company. Now for these people out here how much do you get for let’s say a 50k settlement????? I’ll tell them what my pays scale is around $450 for a claim that size. 60/40 independent contractors. Now for you finding the same damages let’s go with the high end of 10%….mind you this money comes from the insured not usually the insurance company…..$5k taken away from the $50k it was settled at. Now not only is the insured out their deductible of let’s say 2% or $2k plus now they have to pay the pa that $5k. Making this simple math. 50,000-2,000-5,000=43,000 So you get 5k from the insured and I get $450 after my cut. Mine actually comes from the insurance company yours comes from the insured. For the people out there that hire pa’s now you have to come up with more money to fix your house…deductible plus a percentage of the final settlement to the pa.

@Bustah2016

2 жыл бұрын

@@CommercialClaimsShow oh yeah for got one more thing public adjuster license isn’t in all states like you mentioned. These states don’t even require a license: Colorado District of Columbia Illinois Iowa Kansas Maryland Missouri Nebraska New Jersey North Dakota Ohio Pennsylvania, South Dakota Tennessee Virginia Wisconsin License is also different in California, New York and Hawaii. So reciprocity wouldn’t transfer to either of those states.

That’s weird, independent adjusters get %’s also.

@CommercialClaimsShow

Жыл бұрын

Really? In what way? My comments are strictly just from what I have heard talking to IAs. I was never an IA, so please excuse me

kill the music dude.

@CommercialClaimsShow

8 ай бұрын

What music?! Lol. I like what we've got, but I'm happy to hear about better suggestions :)

Not related but you look like a dark haired Bradley Cooper