Your butget system has helped me save over $12,000 over the last 6 months ..I just want to say thank you for showing me how to be mindful of my money for the first time of my life at 50 years old.

@dd13abc32

5 жыл бұрын

Wow great job

@mindsetwithmarie676

5 жыл бұрын

Congrats! This is inspiring! Thanks for sharing ox

@tjandcj123

5 жыл бұрын

Wow, this is awesome and inspirational

@cwj144

5 жыл бұрын

I am so glad this is working extremely well for you. Keep up the good work

I purchased the printable...which was a great option for me in a remote area of Canada. What I like about it is that you’ve done the hard, detailed thinking about the organization and layout of the budget binder and the forms. Therefore I don’t have to! I can just dive right into my actual numbers and focus on that. It’s already pretty enough that no mental effort is needed to decorate it either. I find that the MORE time I spend digging into the forms and your explanations, the LESS overwhelmed I feel about financial planning. That’s the opposite of nearly every other option I’ve tried! Thank u for making the printable!

LOVE the new intro!

I always watch your video I work here in saudi as a domestic helper but I live in the Philippines and I try to write down my income and expenses now and practice to use cash envelopes thank you for sharing this video

This is so true! One of my favorite acts at the end of the month, planning for the next month's budget, is to have something left over in the category that I can decide what to do with. It's like a mini-bonus 😍💸💰 love it. Love this video!!

I have tried the envelope system: ended up having my husband taking money from other envelopes and we didn't have a tally on the back so we never really knew when and where the money was actually spent. I tried budgeting apps, but with the transactions being automatically retrieved I felt like I was more tracking than planning our expenses. In 8 years of marriage we have never been able to save money for upcoming expenses and things we actually care about. We are literally paycheck to paycheck and I am so ashamed, especially with having kids, of not feeling more prepared in case anything was to go wrong, and I know that things are bound to happen at some point. I just purchased your BBP workbook and I am hopeful to make a change! I have printed out the last three months of our bank records, bought a binder and some pretty highlighters and I am about to get started. Wish me luck!! PS. I love your videos, your personality, and your energy. God bless you and your family! Thank you for doing what you do and sharing it with all of us! oxoxoxox

@Lovelyone1

4 жыл бұрын

Hi!! I’m having the same problem!! How have you done so far??? I feel like I’m behind the eightball-I need to get ahead of the money. Any advice 😬

Love your new intro , thank you for your hard work & giving such great advice. X

New to the channel. I used the envelope system a long time ago. Parents did too -- that's where I learned it. Now I know how much my bills are in my head and don't need a diary like this. Every so often I calculate how much my bills are and how much I save and I never overspend. I never have debt. My savings are for possible new (used) car in the future and maybe some fun now that I have a ton of savings. The only helpful hint I have is -- pay utilities and credit cards more than the bill. I always have a credit on those bills. Comcast loves me and the electric and gas are in credit state all the time. Coincidentally, my biggest utility bills start in the Winter and I can skip a payment or two because of the credit on the bill and that comes in handy for Christmas. The only problem with paying extra on the credit cards I use (Amex for grocery stores gives me 3% cash back and other cards do the same) is that if you have a credit over $25 they send a refund and then I have a zero balance.

Wow! Your intro looks so great! I love how far you've come with your videos! Thanks for posting this! My husband is finally starting to pay attention and is getting it!

Hi there! My name is Tina (don't know why the name says my husbands name 🤦🏻‍♀️) anyway, I was referred here from a friend. I'm a forensic Accountant here in California. I was trying to explain finances and more specifically budgeting to my 19 year old son. And my friend over heard. She said I was over thinking it and making it more complicated than it needed to be. So she said to have him come here and watch. I just want to say you are amazing at explaining this! I didn't quite understand how I was being so complicated when explaining budgeting until I listened to your videos. In my career I have to be so detailed that it's so hard to go back to basics. I want to say thank you! I also think I will be watching more as well. And he has already learned so much in the past week from watching!

Love the new intro! I just finished med school and have started getting paid for residency. I just began using your method and hope it will help me tackle my crazy amount of student loan debt! Thanks Miko!

Loving the new intro💗! Looking forward to watching your journey to purchasing your home in cash 💵.

Love how you're starting to loosen up in front of the camera now :) Your videos are always so helpful. Can't wait for your next budget planner to come out!!

I have now started to budget better thanks to you!🤗

Love the new intro!

LOVE your budget system. Can’t wait to use it when I’m earning a full time salary.

Love the new style of videos!!! Go Miko!!

I was just talking about wanting to learn how to budget. I saw an article about you on abc news literally the next morning. Thank you for the step by step process.

Hey Miko, you can disregard my request below because I just found your “How to Use the Cash Envelope Method Without Cash” article and the Cashless Envelope Trackers on your TBM website. BRILLIANT! I will be purchasing the Cashless Envelope Trackers this week. You are the best and always one step ahead. Thank you as always!

Thank you for sharing. Love your new intro, amazing.

Love the new intro! Seems so personal ❤️ I love it

I'm loving this new style on your channel.

Love the new entrance clip to this video

I love the nunchaku sound every time you turn the page 😲

I love the new camera setup!

Loving the new intro and video style.

Wow you do explain very clear ".. well said

Great content! Every great financial plan starts with a sound budget.

Love ❤️ the new intro!

Love your new intro! ❤️

LOVE LOVE LOVE YOUR VIDEOS SOOOOOO MUCH!!!! 💕

Loveee the new intro!!

Loving the new intro!!!

Have you ever done an office tour? OMG I would LOVE to see it!

I always suggest your videos to younger people and younger moms.

Too funny I thought i was the only one who thought JEEP should just come with a hitch. Mine cost 300.00 so you did well. Love your tracking. Recently remarried so helpful to track

Thanks for your videos. As a side note, your overhead recording lighting is GREAT!!! Have you done something different?

I am financially challenged! I have tried repeatedly to make a budget. And always fail. I can't seem to discipline myself to track my spending. I depend on online banking to do it. I check their balance to know if I have money left. Also Dave Ramsey suggested a percentage for different categories. And their are tons more with different suggestions. I have never used cash envelopes but want to try it. But the fact if you have funds left to carry over the next month you have to add it as income. Mind boggling. I think I would have to pull it out & just start with budget amount. Thank God I have auto pay so my fixed Bill's get paid. But you do make me want to try!

Manual expenses trackeeeerrrr

What planner is that you're using? Love it!! Also, do you do any workout videos, notice you are fit!

Hi Miko! Thank you so much for all the work that you do. Your videos and your website/blog have truly revolutionized the way I manage my finances and work my budget. You are absolutely assisting me in creating a solid financial future for my family and me. I do have one request. I don’t use cash envelopes only because that method doesn’t work for me. I like the philosophy behind the method, however. Would you be willing to create some options for a system(s) that we might be able to use as an alternative to the cash envelope system? Maybe there’s a way to use the idea/philosophy of the cash envelopes, but rather than pull out the actual cash, I can write it down in my budget as an expense and track it but just pay those expenses with my checking account instead? Is there a method that you can come up with for those of us who don’t use the actual cash within the cash envelope system? I feel if anyone can come up with a strategic and functional system like that, you can. It would be greatly appreciated. Many thanks again for all you do. 🙏🏽

Awesome🌼 Do you have a video on how your credit score is determined?

@tgebudgetmom This is so thorough. I love this. Very informative. I need to do this. Tfs. -Kelly

When are new budget workbooks going to be available?! I have the old digital but I love spiral and my brain needs the new spiral one!!

Thank you for all that you share!! I am starting my budget on Aug 5. My question to you is how do you have your bank accounts set up? Do you have one big savings or do you have many split up into different categories. Please share! Thank you!!!

Hi, I found your channel so I've been watching trying to understand which I do. But could you explain to me how can you budget if like myself you have to travel once a month

Omg I just looked at ordering the life planner & its $100 to send to the UK , sorry but I can’t afford it 😢😢😢😢😢😢😢😢😢, but I’m going to make an envelope for the planner x

Where can I find the savings trackers that are on the wall? Looking forward to getting my workbook!!!

Im terrible with math... can you give an example of what the percentage of an income or balance formula? Tks🙏

I would like to have the Budget book but your website is out of them. Hopefully you will be getting more! :) I am excited to get started on my budget journey. I bought the printable one but I'd rather have the binded one.

How do you keep track of daily spending If you use cash? That’s where I forget a day and I am all off

Tracking my father's Income is a bit difficult he has six different incomes come through in the course of the month Where should I start for a budget and where should I end What is the best thing to do in this situation? He gets a pension on the 1st of the month and the last pension is on the 28th of the month Any ideas or suggestions

How or what did you use to get the percentage on stuff that you spend

Where can i get this planner?

When are your budget-by-paycheck Workbook going to be available again? I really want to purchase one

@sallykirshan6800

5 жыл бұрын

Shes having a preorder for the new one next month!

I'm a bit confused. That is the June budget...or do we do one of those sheets for each paycheck?

I’m paid weekly, any advice for someone trying to budget? I tried budgeting per pay check... epic fail! All suggestions will be considered

How do you close out your budget when you have started another budget pay cheque at the end of the month? my budget by pay cheque goes into the next month. So confused!

Where can I buy this budget book

Not many people get paid once a month, can we get a video on a weekly bases, and you showing filling out the actual part at the end of the week as well?

is that budget book hardcover?

How much time do you spend daily on your budgeting plan?

How long does it take you to do your monthly, paycheck, and close out respectively? I’m trying to get started and finding myself spending hrs at a time just working on the first two.

@leiea2000

5 жыл бұрын

This was my question too! I’m just starting out and will be using your planner when it launches. How much time and how many days do you set aside to begin, maintain and then wrap up each month?

Hello love your videos. Is it possible for you to help us paid only once a month gals with a video? I’m the type we’re I’m a perfectionist and I have anxiety so I need to see it done by someone else before I can do it myself. I would be eternally grateful if you could help me out.