Paid 20 Years Home Loan in Just 5 Year | How to Save 15 Lakh Interest on Home Loan 2023

Paid 20 Years Home Loan in Just 5 Year | How to Save 15 Lakh Interest on Home Loan 2023
In this video, I am gonna show you, how you can save 10 to 15 lakh interest on your home loan and pay 20 years loan in just 5-7 years.
Home Loan Calcification Video (Part 2) - • SIP से 20 साल की होम ल...
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Quires Resolved in This Video:
home loan,home loan process,home loan interest rates,save emis on home loan,how to save emis,how to prepay home loan,how to prepay home loan fast,Home loan,home loan emi,loan prepayment,loan prepayment reduce emi or tenure,loan prepayment vs investment,loan prepayment benefits,loan prepayment calculator,loan repayment kaise kare,loan repayment,home loan eligibility,home loan prepayment,home loan interest,wealth guruji
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Disclaimer: - The videos I create on stocks and stock market are only to create an awareness and educating investors about the subject matter. The views and opinion expressed on this subject are my personal views interpretation based on my research and it's not an investment advice or recommendation to buy/sell/hold he stock or mutual funds. It is advised to take all such decision wisely with independent research or by consulting certified financial planner. I am not responsible for any loss or implication arising out after any decision taken by the viewers after watching my any videos.
#homeloan #emi #homeloanemi #savemoney ​#wealthguruji

Пікірлер: 745

  • @WealthGuruji
    @WealthGuruji15 күн бұрын

    My gear for shooting this video: 🎥 My Laptop (16GB RAM): amzn.to/4d1EVy4 🎬 OnePlus 12 : amzn.to/4cKYNFR 🎙 My Video Record TV : amzn.to/4bPEmX0 🔆 My Camera : amzn.to/4cN5KGK 💡 Camera Tripod : amzn.to/3zJg6ZB 📽 Voice Recorder (Mic) : amzn.to/3zNlXgr Useful links: Gadgets that I use : bit.ly/wgproducts 20 Books for Your 20s : bit.ly/wgbooksfor20s The above links are on Amazon. When you buy any amazon products from above links, we earn little commission. this will enable us to make more informative and creative videos for you regularly.

  • @shortstories9547
    @shortstories9547 Жыл бұрын

    सर आप बोहोत ही अच्छा समाज सेवा का कार्य कर रहे है सर । thanks हमें financial education देने के लिए।

  • @NareshSharma-qd7ci
    @NareshSharma-qd7ci Жыл бұрын

    बहुत अच्छी जानकारी दी है आप ने ये बात मेरे दिमाग़ में थी पर में कैलकुलेशन नहीं कर पा रहा था धन्यवाद

  • @WealthGuruji
    @WealthGuruji Жыл бұрын

    Calculation Video Aa gaya he .. Jarur Dekhe - kzread.info/dash/bejne/l6Z1m7CKe6fTqbg.html Interest Free Home Loan - kzread.info/dash/bejne/eqCn0bSsdM6-gKQ.html

  • @anuragjain316
    @anuragjain316 Жыл бұрын

    Thanks... It's a vital information for me

  • @rks3488
    @rks3488 Жыл бұрын

    भाई कैलकुलेशन वाला वीडियो चाहिए emi की sip वाला । और ये वीडियो भी जानकारीवर्धक था । धन्यवाद

  • @sanjayjangid4955

    @sanjayjangid4955

    Жыл бұрын

    Please Send calculation video

  • @ANILKUMAR-rk8hs
    @ANILKUMAR-rk8hs Жыл бұрын

    Very informative and acceptable content sir thankyou

  • @VijayKumar-rs4ix

    @VijayKumar-rs4ix

    4 ай бұрын

    Hiii

  • @pankajtiger3006
    @pankajtiger3006 Жыл бұрын

    Thanx a lot bhaiji apne bahut ache dhang se ye sab samjha diya bahut se logo ko fayda hoga.

  • @veenasisodiya3492
    @veenasisodiya3492 Жыл бұрын

    Thank-you sir aaj ap ki bat sun mai lone lanai ki himat kar rahi hu mai aaj🙏🙏🙏bhagwan ap ko bhut kush rakhai

  • @swasticsmart
    @swasticsmart5 ай бұрын

    Thanks Sir .. for such a eyeopener content suggested ..! please share SIP calculation video content also .

  • @koushlendradiwakar2504
    @koushlendradiwakar25044 ай бұрын

    Bahut upyogi n prasangik jankari logic k sath diye sirji.... Vastav me middle class na chahte huye bhi loan k daldal fasta hai.... EMI k allawa extra paise jama krne bad bhi bank calculation 1_ 2 baki nikal hi deta hai... Bank Vale (computer system) ne kiya bol dete . Ses emi dena hi pdta hai.

  • @MsPranav13
    @MsPranav13 Жыл бұрын

    Information provided is good but with some ideal predictions...... I really appreciate your efforts sir. I too have taken a home loan but its interest rate has gone up from 6.75% to 9.7% in 1 year..... so this concept doesn't work there............. But if interest rate stays constant then your concept will be excellent sir👍

  • @shubhadaparab574
    @shubhadaparab574 Жыл бұрын

    Nice information rally Thx Sir🙏

  • @jasbirmarjara2710
    @jasbirmarjara2710 Жыл бұрын

    Thanks for this information 🙏🏻

  • @deepakbhargava2864
    @deepakbhargava2864 Жыл бұрын

    Very informative.. please share the calculation sheet

  • @baldevkumarsingh399
    @baldevkumarsingh3992 ай бұрын

    Bahut ache se bataya sir Aise hi sip wala smjha dijiye.....🙏

  • @sauravthakur7422
    @sauravthakur7422 Жыл бұрын

    Very nice sir g 🙏🏻🙏🏻very nice information sir

  • @lakhanlalpandey164
    @lakhanlalpandey164 Жыл бұрын

    Your suggestion is very 😍marvelous and acceptable. Thanks

  • @themountainman802

    @themountainman802

    Жыл бұрын

    Aa

  • @madhuramestri191
    @madhuramestri191 Жыл бұрын

    Nice information sir thank you so much

  • @ysharda4574
    @ysharda457411 ай бұрын

    Excellent calculation sir,apne meri problem solve kar di, thank you so much!!

  • @DevendraKumar-di2tt
    @DevendraKumar-di2tt2 ай бұрын

    5 वां ऑप्शन ही में पूछने वाला था bt आपने बता दिया, बहुत अच्छी जानकारी!!💐💐👌👌👍👍

  • @jatinderbharadwaj6292
    @jatinderbharadwaj6292 Жыл бұрын

    bhout bhadya samjhya sirthanks

  • @divyeshpatel7317
    @divyeshpatel7317 Жыл бұрын

    SIP VS Home lone Calculation wala Video ek banaiye sir. .

  • @hariyadav9182
    @hariyadav9182 Жыл бұрын

    thanks Kindly provide excel sheet with formulas for us to do the calculations

  • @krish86ks
    @krish86ks Жыл бұрын

    इससे अच्छा 10% के रूपये को हर महीने एक Rd करवा के हर साल के अन्त मे उस रूपये को लोन मे जमा करवा देना चाहिए

  • @classmate6866
    @classmate6866 Жыл бұрын

    Salute Sir ji... SIP VIDEO SHARE KARIYE

  • @indiantechnology01
    @indiantechnology01 Жыл бұрын

    Next Calculation ?? For sip 20 yrs 10% amount & If EMI amount invest in Sip then calculation after 5,10,15,20 yrs.

  • @vishalgaikwad8932
    @vishalgaikwad8932 Жыл бұрын

    Good information 👍👍🙏🙏

  • @kamleshnikam2120
    @kamleshnikam212010 ай бұрын

    बहुत ही ज्ञानवर्धक जानकारी का वीडियो है भाई.. दिल से धन्यवाद 👌☝️🙏💓

  • @jatindergoldygoldy4561
    @jatindergoldygoldy4561 Жыл бұрын

    Very good information sir

  • @prasadharad5909
    @prasadharad5909 Жыл бұрын

    Very Very useful information

  • @madhusudanshrivastava7157
    @madhusudanshrivastava7157 Жыл бұрын

    बहुत अच्छी जानकारी है, धन्यवाद

  • @ManjeetSingh-jf1vz
    @ManjeetSingh-jf1vz Жыл бұрын

    Great suggestion bro. Thanks brother

  • @amolmali3583
    @amolmali3583 Жыл бұрын

    Achhi jaankari. Thanks a lot for your efforts and sharing valuable information

  • @WealthGuruji

    @WealthGuruji

    Жыл бұрын

    It's my pleasure

  • @satpalsingh6909
    @satpalsingh6909 Жыл бұрын

    Acchi .. information di apne...thankss

  • @imrankhan-ym6jn
    @imrankhan-ym6jn Жыл бұрын

    Good information sir Thank you

  • @rajendrajadhav4446
    @rajendrajadhav4446 Жыл бұрын

    Sirjee tusi great ho thanxx

  • @RahulNumberOne
    @RahulNumberOne Жыл бұрын

    Kindly provide excel sheet with formulas for us to do the calculations

  • @sapnayadav201
    @sapnayadav201 Жыл бұрын

    Very nice video h thanks Bhai ji

  • @dcp29
    @dcp29 Жыл бұрын

    Thank you Sir ji

  • @sameersahota6436
    @sameersahota6436 Жыл бұрын

    Nice video Bhai. Koi achi saving krne ki video bnao jisme har month savings per hme acha interst mile or money jldi grow kre. TIA

  • @gyanendrasinghchauhan2423
    @gyanendrasinghchauhan2423 Жыл бұрын

    Yes sir, calculated video banaiye please

  • @RajKumar-qd9kz
    @RajKumar-qd9kz Жыл бұрын

    शानदार जानकारी।

  • @sachinparcha4816
    @sachinparcha4816 Жыл бұрын

    Thank you for information sir

  • @jitender336
    @jitender3362 ай бұрын

    Wow jabrdast calculative video ❤❤❤

  • @bijoydasgupta5565
    @bijoydasgupta5565 Жыл бұрын

    Nice information Sir

  • @Vikash_UttarakhandBharatVarsha
    @Vikash_UttarakhandBharatVarsha Жыл бұрын

    Hi Sir, I have one question, do bank allow to pay 10% more of emi every month?

  • @indralalmalviya6184
    @indralalmalviya6184 Жыл бұрын

    आपने बहुत ही अच्छा समा धान दिया सर आप का बहुत बहुत धन्यवाद

  • @WealthGuruji

    @WealthGuruji

    Жыл бұрын

    Calculation Video Aa gaya he .. Jarur Dekhe - kzread.info/dash/bejne/l6Z1m7CKe6fTqbg.html

  • @SOULMATES190
    @SOULMATES1904 ай бұрын

    🙏🙏 sir video me aapne blue colour ki patti dalkar itne badhiya video ka maza kirkira kar diya

  • @sachindubey3223
    @sachindubey3223 Жыл бұрын

    Agar aapko 25-30 lakh ka ghar bnana hai toh agr apke pas 10-12 lakh already ho toh he loan 25 lakh ka len agar apko 15-20 lakh ka ghar bnana hai toh agr apke pas 6-7 lakh ho toh he loan le

  • @sunnymakadia6176
    @sunnymakadia6176 Жыл бұрын

    you should also consider inflation,

  • @WealthGuruji
    @WealthGuruji Жыл бұрын

    Calculation Video bahot jald aayega. Bana raha hu. Stay tuned.

  • @adityatripathi3257

    @adityatripathi3257

    Жыл бұрын

    Emi 15k hai 10 saal me end karna hai How to posible ? Full explains with every technic

  • @shantanutalashikar8151
    @shantanutalashikar8151 Жыл бұрын

    Can u also give another option where u have a combination & additional emi & pre payment option??

  • @vijoysaurrav
    @vijoysaurrav Жыл бұрын

    Very Nice information.

  • @vikaskumardubey8824
    @vikaskumardubey8824 Жыл бұрын

    Last 2 option is Good, Bank should be take EMI?

  • @dhananjay677
    @dhananjay677 Жыл бұрын

    Great information bhai

  • @t.s.sharma6105
    @t.s.sharma6105 Жыл бұрын

    Wel explained sir, mera SBI home loan chal reha tha,2013 se,20 years ke liye,mene March last month 14 emi ka pesa ek sath bhee diya he, mujhe eska kya fayda milega?kya me apni emi ko apni abhi de rehi emi ka lagbhag 20 percentage bedha ker dena chahti hu each month me,mujhe kya kerna hoga? Kya yono app se me esa ker sakti hu? Please suggest.

  • @ajaykaushal8850
    @ajaykaushal8850 Жыл бұрын

    Very informative

  • @NS-xr8hm
    @NS-xr8hm Жыл бұрын

    Consider the depritiation of money which is more evident in last five years, by that time EMI appears as peanuts, income tax benifits. So please keep your payment tenure 20 years, dont strech yourself by paying extra EMI's, instead of this invest this extra money in share market or mutual fund.

  • @vickasify

    @vickasify

    Жыл бұрын

    Exactly

  • @suryapartap7095

    @suryapartap7095

    Жыл бұрын

    Itr benefits only for few years till interest component upto 2 lakh. In 25 lakh only 5 years.

  • @PraveshKumar-rm2zh
    @PraveshKumar-rm2zh Жыл бұрын

    Good options but only question is if the person could pay more, then he would not have taken the loan for longer tenure. His interest and tenure would have come down that time only.

  • @harvindersingh5994

    @harvindersingh5994

    Жыл бұрын

    Exactly same thing came in my mind too y a person wud have gone for longer term had he bee able to pay more than fixed EMI

  • @venkateshn8354

    @venkateshn8354

    Жыл бұрын

    That's never case... Salary increase 10% p.a or job change 30-40% So nw additional money but Emi is fixed.. So u can pay those extra amount..

  • @mohammedshahab6095

    @mohammedshahab6095

    Жыл бұрын

    Very good question.. best example is mine.. I have taken Home loan when my salary was around Rs40000 ...i.e 3 years back... now my salary is increased..so I can opt for this option.

  • @arwaamjherawala6213

    @arwaamjherawala6213

    Жыл бұрын

    We take longer time bec we r not sure salary inc or not .. once we get surity we opt for this

  • @dhaneshbhardwaj6525

    @dhaneshbhardwaj6525

    Жыл бұрын

    Yes this is the right answer

  • @riyazkhan-ip9co
    @riyazkhan-ip9co Жыл бұрын

    nice informative video....but title is deceptive , video explains how you save five years in home loan tenure,,not that how you end your loan in just 5 years....

  • @bhb520
    @bhb520 Жыл бұрын

    Good idea bhai ji thankyou

  • @vrramesh4612
    @vrramesh4612 Жыл бұрын

    गुरु छा गए 👍

  • @bamitt3917
    @bamitt39179 ай бұрын

    @wealthguruji - SBI yono app pe tenor kam hota hua nai dikhta whenever pre payment is done ? Any solution for this ? Sbi branch manager as usual not supportive

  • @SunilKumar-wi6ro
    @SunilKumar-wi6ro Жыл бұрын

    Nice advice 👍

  • @Suvichar_Status_1983
    @Suvichar_Status_1983 Жыл бұрын

    Very informative,

  • @amitwaghela4470
    @amitwaghela4470 Жыл бұрын

    Thank you sir ji Aapne sahi advice Diya Ab main aapse ek sawal puchna chahta hu. Maine 3100000 lakh ka home loan liya hai 20 saaal ke liye. Agar main har saal 1 lakh extra bar du to muje kitna profite hoga aur mera loan kabtak clear ho jayega

  • @brokenangel4915
    @brokenangel4915 Жыл бұрын

    Need help in regards to SIP to save interest in home loan

  • @kalpanadevani3825
    @kalpanadevani3825 Жыл бұрын

    Excellent 🙏

  • @Shobha1984
    @Shobha1984 Жыл бұрын

    Thank you sir

  • @ruchisikarwar3499
    @ruchisikarwar3499 Жыл бұрын

    Sir government employees k liya makan finance karane k liy service ka 5 sal hona jaruri h kya plz reply

  • @amitgosavi3130
    @amitgosavi3130 Жыл бұрын

    Yes. Sip calculation video please

  • @ratanpurbiya6306
    @ratanpurbiya6306 Жыл бұрын

    Last wala SIP ka calculation ke sath me video banona

  • @modernmiracleincgouraaruni7718
    @modernmiracleincgouraaruni7718 Жыл бұрын

    Thank you so much

  • @rushikeshpund116
    @rushikeshpund1166 ай бұрын

    Informative vidio❤

  • @phanindranathverma2445
    @phanindranathverma2445 Жыл бұрын

    Apne case me extra emi ya 10% increased emi ka kya calculation hoga iske liye calculating tool uplabdh kaise hoga home loan tenure kam karne ke liye

  • @SaddamKhan-xm8yr
    @SaddamKhan-xm8yr Жыл бұрын

    Thankful video

  • @sanjibsarkar9565
    @sanjibsarkar9565 Жыл бұрын

    very much useful video.. but how to pay the extra amount? can i pay via netbanking by just transferring money to the loan account? or I need to contact bank to pay the extra amount every month? please help!!

  • @AshokKumar-sq6jx
    @AshokKumar-sq6jx4 ай бұрын

    Thank you❤ for best jankaree k ley

  • @jagveerchaudhary6395
    @jagveerchaudhary6395 Жыл бұрын

    very very thanks bro,,,

  • @SaurabhSharma-ng3ux
    @SaurabhSharma-ng3ux Жыл бұрын

    Nice post thanks

  • @gauravshankarwala519
    @gauravshankarwala519 Жыл бұрын

    Sir aur bhi loan pe long video banaiyega Thank you Nice information

  • @WealthGuruji

    @WealthGuruji

    Жыл бұрын

    Bahut jald videos ayege.

  • @VinodSingh-xb4ze
    @VinodSingh-xb4ze5 ай бұрын

    Sir, We have suffering for same problem, Good knowledge for me

  • @aashiq6411
    @aashiq64114 ай бұрын

    Sir apne video bohot hi jandar bnaya thanx, mujhe ek baat btaye please, k agr 25lakh loan leya or tenure 20 saal nhi kr k 6saal hi krege, to kya ye sahi rhega??? Ya 20saal tenure kr k emi zyada pay krne se sahi rhega? Please reply

  • @satynarayanverma664
    @satynarayanverma664Ай бұрын

    👍👌 बहुत महत्वपूर्ण बात है आपकी Thanku sir

  • @dhemaji1989
    @dhemaji1989 Жыл бұрын

    Thanks bhai.. mei SIP sath me kar raha hu ... EMI increase karne wala idea SBI log manega kya?

  • @satyaveersingh1080
    @satyaveersingh10803 ай бұрын

    Best information sir ji ❤❤ thanks a lot off u

  • @devendrabharti2420
    @devendrabharti242013 сағат бұрын

    Sir Mai first time viewer hun aapka video bahut knowledgeable laga apka channel subscribe kar Liya hai

  • @puneetpatel1042
    @puneetpatel1042 Жыл бұрын

    Kay floting intrest loan ko fixed interest kar sakte hai kya running loan pe

  • @SURUCHIKULKARNI-ty3jl
    @SURUCHIKULKARNI-ty3jl6 ай бұрын

    Thank you so much for information very helpful

  • @AmarWaghmare1
    @AmarWaghmare1 Жыл бұрын

    Informative video

  • @louisafernandes8680
    @louisafernandes8680 Жыл бұрын

    Sir if i want futher information pls do guide me for home loan as i m trying to buy my new home,,🙏

  • @ganeshsharma8059
    @ganeshsharma8059 Жыл бұрын

    Loan ki EMI chukana bahut badi problem hoti he, shuru me to acha lagta he, par bad me loan ek bahut badi galti lagti he.

  • @loomingdreamsstudymentorra16

    @loomingdreamsstudymentorra16

    Жыл бұрын

    Right ganesh bhaiya lekin m room rent 12000 de rhi hu... Or room owner hr 11 month pr 15% bhdane ki b bat kr rha hai.... Or agr m 1500000 ka loan leti hu to mujhe every month 11000 ki kist deni pdegi or isme 20 saal baad makan apna hoga or rent vale m 20 saal baad b owner ka.... Or idhar s udhar saman shift krna alg s.... Ab btaiye mujhe kya krna chaiye.??

  • @ganeshsharma8059

    @ganeshsharma8059

    Жыл бұрын

    @@loomingdreamsstudymentorra16 yadi aap rent 12000 de rahe ho, to isse acha he ki small home loan lekar makan bana lo, khud ka makan bhi ho jayega aur EMI bhi kam hi aayegi.

  • @rajinderkumarsharma1970

    @rajinderkumarsharma1970

    Жыл бұрын

    Sahi bola bhai

  • @deepakrade8388

    @deepakrade8388

    Жыл бұрын

    Lekin khudka flat lene pe building mentananance 1500-2000 pad sakta hai our ye dhan rakhe. Our flat ke chote mote Kam, colour saleme karna bhi padta hai. Kuch log bus EMI amount hi samazhte hai our badme khrcha badhgaya kahte hai.

  • @Maths_with_Singh

    @Maths_with_Singh

    Жыл бұрын

    ​@@loomingdreamsstudymentorra16 jis jagah ka rent aap de rahe hi... Oh same ghar and location 15 lac main nahi banega.....uske liye maybe 30-40 lakhs lage. Us hisab se emi bhi 30-40 thousand hogi

  • @daljitkaur6967
    @daljitkaur6967 Жыл бұрын

    Very nice calculation v bejeu g

  • @surajgupta-ls9iz
    @surajgupta-ls9iz Жыл бұрын

    LOL 😂😂😂 pehle bola salary ka bada hisha chala jaata aur abhi bol raha emi ke alawa aur 10% bharo.... Bhai yesa kuch batao jahan paise nahi bharna pade aur tenure bhi kam hojaye .... Jokes apart, yesa koi method nahi hey Jo Bina emi increase kiye aap loan jaldi bhar sakte hey.

  • @VishalSharma-vz1ti
    @VishalSharma-vz1ti Жыл бұрын

    Hi sir bahut acha video lga aapka mera 20 lakh ka loan hai aur mai 5saal me bharna chahta hu calculate krke please bta skte hai kya?Maine subscribe bhi kr diya hai aapka channel

  • @bverma940
    @bverma940 Жыл бұрын

    please share a video on SIP

  • @devendrasinhvarachhia3211
    @devendrasinhvarachhia3211 Жыл бұрын

    Please make calculations video 💞💞

  • @attractionmakeovers3854
    @attractionmakeovers3854 Жыл бұрын

    Thank u 🙏

  • @RakeshSharma-bk9ng
    @RakeshSharma-bk9ng Жыл бұрын

    Nice .chote video achche hai

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