Paid 20 Years Home Loan in Just 5 Year | How to Save 15 Lakh Interest on Home Loan 2023
Paid 20 Years Home Loan in Just 5 Year | How to Save 15 Lakh Interest on Home Loan 2023
In this video, I am gonna show you, how you can save 10 to 15 lakh interest on your home loan and pay 20 years loan in just 5-7 years.
Home Loan Calcification Video (Part 2) - • SIP से 20 साल की होम ल...
Intrest Free Home Loan Kaise Le - • Home Loan PrePayment C...
Join Free Zerodha Kite and Start Trading: bit.ly/3vOAW44
Join Groww & Get Free 100 Rs. to Invest - bit.ly/3vQtqpr
********************************************************
Become our Member for Custom Personal Investment Help:
/ @wealthguruji
********************************************************
Investment & Wealth Creation Books I Like Most:
Let's Talk Money: amzn.to/3OxkHkq
The Intelligent Investor: amzn.to/36HFlgF
Rich Dad's Guide to Investing: amzn.to/3vca139
How to Make Profit in Share Market (English) - amzn.to/3k9VH4S
Fundamental Analysis Shares: amzn.to/3K9P8K8
Rich Dad Poor Dad: amzn.to/3Mod1is
World’s Greatest Books: amzn.to/3LcfLzr
Stock Market Investing for Beginners: amzn.to/3Kf17pA
********************************************************
Best Mutual Fund Portfolio 2022: • Best Mutual Fund in In...
Best Large Cap Funds 2022: • Best Large Cap Mutual ...
Best Small Cap Funds 2022: • Best Mutual Funds for ...
Best Mid Cap Funds 2022: • Best Mid Cap Mutual Fu...
Best ELSS Funds 2022: • Best ELSS Tax Saving M...
********************************************************
Zero Tax on Mutual Fund 2022: • Pay Zero Tax on Mutual...
Direct Vs Regular Plan: • इसने डुबाया मेरा २५ ला...
How to Pick Best Mutual Funds: • How to Pick Best Mutua...
Taxes on Mutual Fund: • फण्ड विथड्रावल में कित...
Taxes Calculation on Mutual Funds: • Mutual Fund Taxes Calc...
SIP Vs LumSum: • SIP Vs Lumsum Calculat...
SWP Calculation: • SWP Calculation with R...
Mutual Funds or Shares: • Mutual Funds Vs Stocks...
10 Mistakes in Mutual Funds: • Avoid 10 Mistakes in M...
Growth Vs IDCW Dividend Fund: • Growth Vs IDCW Mutual ...
********************************************************
Check out my Website for Hindi Articles: hindialert.in/
********************************************
Quires Resolved in This Video:
home loan,home loan process,home loan interest rates,save emis on home loan,how to save emis,how to prepay home loan,how to prepay home loan fast,Home loan,home loan emi,loan prepayment,loan prepayment reduce emi or tenure,loan prepayment vs investment,loan prepayment benefits,loan prepayment calculator,loan repayment kaise kare,loan repayment,home loan eligibility,home loan prepayment,home loan interest,wealth guruji
********************************************
Disclaimer: - The videos I create on stocks and stock market are only to create an awareness and educating investors about the subject matter. The views and opinion expressed on this subject are my personal views interpretation based on my research and it's not an investment advice or recommendation to buy/sell/hold he stock or mutual funds. It is advised to take all such decision wisely with independent research or by consulting certified financial planner. I am not responsible for any loss or implication arising out after any decision taken by the viewers after watching my any videos.
#homeloan #emi #homeloanemi #savemoney #wealthguruji
Пікірлер: 745
My gear for shooting this video: 🎥 My Laptop (16GB RAM): amzn.to/4d1EVy4 🎬 OnePlus 12 : amzn.to/4cKYNFR 🎙 My Video Record TV : amzn.to/4bPEmX0 🔆 My Camera : amzn.to/4cN5KGK 💡 Camera Tripod : amzn.to/3zJg6ZB 📽 Voice Recorder (Mic) : amzn.to/3zNlXgr Useful links: Gadgets that I use : bit.ly/wgproducts 20 Books for Your 20s : bit.ly/wgbooksfor20s The above links are on Amazon. When you buy any amazon products from above links, we earn little commission. this will enable us to make more informative and creative videos for you regularly.
सर आप बोहोत ही अच्छा समाज सेवा का कार्य कर रहे है सर । thanks हमें financial education देने के लिए।
बहुत अच्छी जानकारी दी है आप ने ये बात मेरे दिमाग़ में थी पर में कैलकुलेशन नहीं कर पा रहा था धन्यवाद
Calculation Video Aa gaya he .. Jarur Dekhe - kzread.info/dash/bejne/l6Z1m7CKe6fTqbg.html Interest Free Home Loan - kzread.info/dash/bejne/eqCn0bSsdM6-gKQ.html
Thanks... It's a vital information for me
भाई कैलकुलेशन वाला वीडियो चाहिए emi की sip वाला । और ये वीडियो भी जानकारीवर्धक था । धन्यवाद
@sanjayjangid4955
Жыл бұрын
Please Send calculation video
Very informative and acceptable content sir thankyou
@VijayKumar-rs4ix
4 ай бұрын
Hiii
Thanx a lot bhaiji apne bahut ache dhang se ye sab samjha diya bahut se logo ko fayda hoga.
Thank-you sir aaj ap ki bat sun mai lone lanai ki himat kar rahi hu mai aaj🙏🙏🙏bhagwan ap ko bhut kush rakhai
Thanks Sir .. for such a eyeopener content suggested ..! please share SIP calculation video content also .
Bahut upyogi n prasangik jankari logic k sath diye sirji.... Vastav me middle class na chahte huye bhi loan k daldal fasta hai.... EMI k allawa extra paise jama krne bad bhi bank calculation 1_ 2 baki nikal hi deta hai... Bank Vale (computer system) ne kiya bol dete . Ses emi dena hi pdta hai.
Information provided is good but with some ideal predictions...... I really appreciate your efforts sir. I too have taken a home loan but its interest rate has gone up from 6.75% to 9.7% in 1 year..... so this concept doesn't work there............. But if interest rate stays constant then your concept will be excellent sir👍
Nice information rally Thx Sir🙏
Thanks for this information 🙏🏻
Very informative.. please share the calculation sheet
Bahut ache se bataya sir Aise hi sip wala smjha dijiye.....🙏
Very nice sir g 🙏🏻🙏🏻very nice information sir
Your suggestion is very 😍marvelous and acceptable. Thanks
@themountainman802
Жыл бұрын
Aa
Nice information sir thank you so much
Excellent calculation sir,apne meri problem solve kar di, thank you so much!!
5 वां ऑप्शन ही में पूछने वाला था bt आपने बता दिया, बहुत अच्छी जानकारी!!💐💐👌👌👍👍
bhout bhadya samjhya sirthanks
SIP VS Home lone Calculation wala Video ek banaiye sir. .
thanks Kindly provide excel sheet with formulas for us to do the calculations
इससे अच्छा 10% के रूपये को हर महीने एक Rd करवा के हर साल के अन्त मे उस रूपये को लोन मे जमा करवा देना चाहिए
Salute Sir ji... SIP VIDEO SHARE KARIYE
Next Calculation ?? For sip 20 yrs 10% amount & If EMI amount invest in Sip then calculation after 5,10,15,20 yrs.
Good information 👍👍🙏🙏
बहुत ही ज्ञानवर्धक जानकारी का वीडियो है भाई.. दिल से धन्यवाद 👌☝️🙏💓
Very good information sir
Very Very useful information
बहुत अच्छी जानकारी है, धन्यवाद
Great suggestion bro. Thanks brother
Achhi jaankari. Thanks a lot for your efforts and sharing valuable information
@WealthGuruji
Жыл бұрын
It's my pleasure
Acchi .. information di apne...thankss
Good information sir Thank you
Sirjee tusi great ho thanxx
Kindly provide excel sheet with formulas for us to do the calculations
Very nice video h thanks Bhai ji
Thank you Sir ji
Nice video Bhai. Koi achi saving krne ki video bnao jisme har month savings per hme acha interst mile or money jldi grow kre. TIA
Yes sir, calculated video banaiye please
शानदार जानकारी।
Thank you for information sir
Wow jabrdast calculative video ❤❤❤
Nice information Sir
Hi Sir, I have one question, do bank allow to pay 10% more of emi every month?
आपने बहुत ही अच्छा समा धान दिया सर आप का बहुत बहुत धन्यवाद
@WealthGuruji
Жыл бұрын
Calculation Video Aa gaya he .. Jarur Dekhe - kzread.info/dash/bejne/l6Z1m7CKe6fTqbg.html
🙏🙏 sir video me aapne blue colour ki patti dalkar itne badhiya video ka maza kirkira kar diya
Agar aapko 25-30 lakh ka ghar bnana hai toh agr apke pas 10-12 lakh already ho toh he loan 25 lakh ka len agar apko 15-20 lakh ka ghar bnana hai toh agr apke pas 6-7 lakh ho toh he loan le
you should also consider inflation,
Calculation Video bahot jald aayega. Bana raha hu. Stay tuned.
@adityatripathi3257
Жыл бұрын
Emi 15k hai 10 saal me end karna hai How to posible ? Full explains with every technic
Can u also give another option where u have a combination & additional emi & pre payment option??
Very Nice information.
Last 2 option is Good, Bank should be take EMI?
Great information bhai
Wel explained sir, mera SBI home loan chal reha tha,2013 se,20 years ke liye,mene March last month 14 emi ka pesa ek sath bhee diya he, mujhe eska kya fayda milega?kya me apni emi ko apni abhi de rehi emi ka lagbhag 20 percentage bedha ker dena chahti hu each month me,mujhe kya kerna hoga? Kya yono app se me esa ker sakti hu? Please suggest.
Very informative
Consider the depritiation of money which is more evident in last five years, by that time EMI appears as peanuts, income tax benifits. So please keep your payment tenure 20 years, dont strech yourself by paying extra EMI's, instead of this invest this extra money in share market or mutual fund.
@vickasify
Жыл бұрын
Exactly
@suryapartap7095
Жыл бұрын
Itr benefits only for few years till interest component upto 2 lakh. In 25 lakh only 5 years.
Good options but only question is if the person could pay more, then he would not have taken the loan for longer tenure. His interest and tenure would have come down that time only.
@harvindersingh5994
Жыл бұрын
Exactly same thing came in my mind too y a person wud have gone for longer term had he bee able to pay more than fixed EMI
@venkateshn8354
Жыл бұрын
That's never case... Salary increase 10% p.a or job change 30-40% So nw additional money but Emi is fixed.. So u can pay those extra amount..
@mohammedshahab6095
Жыл бұрын
Very good question.. best example is mine.. I have taken Home loan when my salary was around Rs40000 ...i.e 3 years back... now my salary is increased..so I can opt for this option.
@arwaamjherawala6213
Жыл бұрын
We take longer time bec we r not sure salary inc or not .. once we get surity we opt for this
@dhaneshbhardwaj6525
Жыл бұрын
Yes this is the right answer
nice informative video....but title is deceptive , video explains how you save five years in home loan tenure,,not that how you end your loan in just 5 years....
Good idea bhai ji thankyou
गुरु छा गए 👍
@wealthguruji - SBI yono app pe tenor kam hota hua nai dikhta whenever pre payment is done ? Any solution for this ? Sbi branch manager as usual not supportive
Nice advice 👍
Very informative,
Thank you sir ji Aapne sahi advice Diya Ab main aapse ek sawal puchna chahta hu. Maine 3100000 lakh ka home loan liya hai 20 saaal ke liye. Agar main har saal 1 lakh extra bar du to muje kitna profite hoga aur mera loan kabtak clear ho jayega
Need help in regards to SIP to save interest in home loan
Excellent 🙏
Thank you sir
Sir government employees k liya makan finance karane k liy service ka 5 sal hona jaruri h kya plz reply
Yes. Sip calculation video please
Last wala SIP ka calculation ke sath me video banona
Thank you so much
Informative vidio❤
Apne case me extra emi ya 10% increased emi ka kya calculation hoga iske liye calculating tool uplabdh kaise hoga home loan tenure kam karne ke liye
Thankful video
very much useful video.. but how to pay the extra amount? can i pay via netbanking by just transferring money to the loan account? or I need to contact bank to pay the extra amount every month? please help!!
Thank you❤ for best jankaree k ley
very very thanks bro,,,
Nice post thanks
Sir aur bhi loan pe long video banaiyega Thank you Nice information
@WealthGuruji
Жыл бұрын
Bahut jald videos ayege.
Sir, We have suffering for same problem, Good knowledge for me
Sir apne video bohot hi jandar bnaya thanx, mujhe ek baat btaye please, k agr 25lakh loan leya or tenure 20 saal nhi kr k 6saal hi krege, to kya ye sahi rhega??? Ya 20saal tenure kr k emi zyada pay krne se sahi rhega? Please reply
👍👌 बहुत महत्वपूर्ण बात है आपकी Thanku sir
Thanks bhai.. mei SIP sath me kar raha hu ... EMI increase karne wala idea SBI log manega kya?
Best information sir ji ❤❤ thanks a lot off u
Sir Mai first time viewer hun aapka video bahut knowledgeable laga apka channel subscribe kar Liya hai
Kay floting intrest loan ko fixed interest kar sakte hai kya running loan pe
Thank you so much for information very helpful
Informative video
Sir if i want futher information pls do guide me for home loan as i m trying to buy my new home,,🙏
Loan ki EMI chukana bahut badi problem hoti he, shuru me to acha lagta he, par bad me loan ek bahut badi galti lagti he.
@loomingdreamsstudymentorra16
Жыл бұрын
Right ganesh bhaiya lekin m room rent 12000 de rhi hu... Or room owner hr 11 month pr 15% bhdane ki b bat kr rha hai.... Or agr m 1500000 ka loan leti hu to mujhe every month 11000 ki kist deni pdegi or isme 20 saal baad makan apna hoga or rent vale m 20 saal baad b owner ka.... Or idhar s udhar saman shift krna alg s.... Ab btaiye mujhe kya krna chaiye.??
@ganeshsharma8059
Жыл бұрын
@@loomingdreamsstudymentorra16 yadi aap rent 12000 de rahe ho, to isse acha he ki small home loan lekar makan bana lo, khud ka makan bhi ho jayega aur EMI bhi kam hi aayegi.
@rajinderkumarsharma1970
Жыл бұрын
Sahi bola bhai
@deepakrade8388
Жыл бұрын
Lekin khudka flat lene pe building mentananance 1500-2000 pad sakta hai our ye dhan rakhe. Our flat ke chote mote Kam, colour saleme karna bhi padta hai. Kuch log bus EMI amount hi samazhte hai our badme khrcha badhgaya kahte hai.
@Maths_with_Singh
Жыл бұрын
@@loomingdreamsstudymentorra16 jis jagah ka rent aap de rahe hi... Oh same ghar and location 15 lac main nahi banega.....uske liye maybe 30-40 lakhs lage. Us hisab se emi bhi 30-40 thousand hogi
Very nice calculation v bejeu g
LOL 😂😂😂 pehle bola salary ka bada hisha chala jaata aur abhi bol raha emi ke alawa aur 10% bharo.... Bhai yesa kuch batao jahan paise nahi bharna pade aur tenure bhi kam hojaye .... Jokes apart, yesa koi method nahi hey Jo Bina emi increase kiye aap loan jaldi bhar sakte hey.
Hi sir bahut acha video lga aapka mera 20 lakh ka loan hai aur mai 5saal me bharna chahta hu calculate krke please bta skte hai kya?Maine subscribe bhi kr diya hai aapka channel
please share a video on SIP
Please make calculations video 💞💞
Thank u 🙏
Nice .chote video achche hai