Now I clearly understand about rebalancing🙏🙏🙏🙏 tqsm sir...

Etha panalum plan panni pannanum. Neatly explained. Like the way of your casual words. Thank you

Valgha valamudan

Thanks for sharing the knowledge sir it will help lot of people to plan accordingly and move forward👍

wow, excellent advice. Most of the people spending time just thinking only as you said. Please keep doing Tamil service too. Thanks for your great service.

Superb boss, crystal clear

அருமை

Mooost ussse ful வாழ்க வளமுடன்

Sir your tamil version is extraordinary and more comfort than English....

ayya migavum arumai

Very helpful 👍😊👍

super lecture sir

I am becoming your fan sir. Two queries: 1. How to rebalance if debt is in PPF? 2. How should I have to calculate equity return percentage here? XIRR or annual return for that particular year?

@thirumalaikcse

4 жыл бұрын

1. It can be done via reducing future investment + increasing equity investment 2. It can be identified based on current market price.

@pattufreefincal

4 жыл бұрын

PPF EPF have this problem. YOu will have to invest more in equity first and then reblance it out to some other liquid debt later on

Suggest best index fund for rebalancing

Sir I am just 25, I invest equity last 3 years I get many loss. (Plus point: I invest very low amount 10K). All equity work only via brokers. My question: 1)if yes bank is corrupt government is under take. In case my broker is corrupt or close how to I get my investments back. (I buy share in ITC AND SBI) 2) how to I check my broker is safe.

Should we consider capital gain when we rebalance?

Sir, can you talk about small Case by zerodha such brokers. Kindly do a analyze advantage and disadvantage of the small case system

Can PE ratio play a role in asset allocation strategy?

Vera level tamil videos sema funna iruku aasami dialogue. Ur acting is funny semaya nekkal edukurenga. Do more videos in tamil. Edho oru karumam dialogue ulti.

sir, would you advise to switch from EPF to a largecap/ MULTICAP MF when it is possible for me? Currently I am not in job for 2 months (going for a part time sooner). started an year back on investments and confuses at times on deciding this one!

Sir, icici prudential floating interest fund debt instrument ah use pannalama? For rebalance purpose

Good info sir..! 👍 wthether Gold can be considered as debt portion...??

@pattufreefincal

4 жыл бұрын

see my analysis on this

@venkatakrishnanjayaraman5410

4 жыл бұрын

Mr Suriya, Gold can be as volatile as Equity. Risky option in my view

Can I buy stock and leave it for 10 years is it okay ?

In order to protect from crash...or any downfall...can we buy insurance in the form of options...? In that case your loss will be not more than 5 percent...so basically you get more returns than from these 60 40 allocation

@pattufreefincal

4 жыл бұрын

It will be expensive!

Dear patty sir, I would like to save 20k per month. I have chosen fund some funds. 1. AXIS BLUECHIP FUND 2. PARAG PARIKH LONG TERM EQUITY FUND 3. MOTILAL OSWAL S&P 500 INDEX FUND 4 AXIS NIFTY100 INDEX FUND. Planing to invest 5000 each fund. Please expecting your valuable suggestion 🙏.

Means luck is required for equity investing? I spent 10 years without investing. now, money is not sufficient to invest.! Many are advising not to invest now since market is not good and highly volatile nu. (Fee only advisor as well). what would you advise sir?

@pattufreefincal

4 жыл бұрын

I am investing as usual and more now.Of course luck ALSO is required

Niftybess vs Nifty 50...which is better

@pattufreefincal

4 жыл бұрын

If you make a wrong comparison how can you get the right answer?

Sir. When we invest each time, do we have to invest keeping asset allocation in mind. For eg, if I plan to invest 1000 today, do I have to invest 600 in equity and ,400 in debt if I have decided 60:40 ratio?. Without even looking at the present allocation status of the portfolio since you say we have to balance once in a year? I was under the impression that we should make fresh investments based on the present situation. Thanks

@gopalkrish8395

4 жыл бұрын

I mean if my present portfolio , equity has taken a beating and is way below my target allocation can I not invest the full 1000 in equity in above example. Thanks Krish

@parthasarathyea5649

4 жыл бұрын

@@gopalkrish8395 May be possible when portfolio value is small in initial stages. As time passes on when your portfolio is large, rebalancing only via changing the investment amount is not possible because of the large amount to be invested. So u have to rebalance the value in portfolio not the amount invested

@gopalkrish8395

4 жыл бұрын

Thank you 😊

@gopalkrish8395

4 жыл бұрын

After binge watching Pattu Sirs videos, I have just completed trimming my folio to just 3 funds from 14. Agg hybrid 40 percent, Multi cap 40 percent , NN50 20 percent. Feeling lot lighter now from the earlier clutter. As Sir said, was madly investing without rebalancing. Thank you sir for all the effort you put for us. Thanks Krish

@gopalkrish8395

4 жыл бұрын

@@parthasarathyea5649 Just one query. I understand we have to rebalance looking at investment value but when you make new investment what should be the strategy in terms of Equity Debt ratio? Thanks

Debt fund is always risk

@thirumalaikcse

4 жыл бұрын

Debt doesn't mean Debt fund

@nandakishore671

3 жыл бұрын

Liquid fund is resonably safe

Sir, changing portfolio per year may not be a correct idea because market timing (or valuation) may work against us. I think that the % of one's equity exposure should be based on the movement of the Nifty PE value.

@pattufreefincal

4 жыл бұрын

ok

@mahendrakathirvel

4 жыл бұрын

kumar arul You could use PE ratio when you have direct stocks, selling the overvalued stocks to rebalance the portfolio will be a good starting point.