Dave is the only person that will call a grown man “honey “ .

@leslievasquez7687

24 күн бұрын

😂😂

@jackslove958

24 күн бұрын

😂

@jeffreylong1478

24 күн бұрын

I’m waiting for the caller that calls him honey back and makes him rethink doing it haha 🤣

@lisasmilez

24 күн бұрын

😂😂😂😂😂 hilarious

@gymartist

23 күн бұрын

🤣🤣🤣

Dave is so good at giving the husbands advice trying to get their wives on board with getting out of debt. He knows exactly what to say. Go, Dave!

@nowthatsurban

24 күн бұрын

That first sentence hurt my brain.

@bettedavis9261

24 күн бұрын

Much better than the advice he (and Dr. John) give to wives to get their husbands on board. "I'm so scared about our finances, I can't breathe..." If I said that to my husband, we'd both fall over laughing. That's not how we talk to each other.

@user-of2co3ke5p

24 күн бұрын

Gotta hold hands

@frederickvalencia4976

24 күн бұрын

Lol it makes sense because he had to convince his wife.. hey honey I know we are bankrup with 3 kids. I got another great Dave idea 😂

@Joce123

24 күн бұрын

Maybe on board ONLY WITH SEPARATE BANK ACCOUNTS.

The caller with the blown transmission is the perfect example of why $1000 is not enough of an emergency fund

@_Ranger01_

4 күн бұрын

It’s not supposed to be enough though. Even Dave has said that

Realtor here. I you're planning to get a mortgage soon, do nothing!! Dont buy a car. Dont change jobs. Don't buy clothes online with 4 easy payments. Don't do big house decor spending. (Cards futz with your credit but cash drawn down suddenly effects average account balance.) Laser focus on the loan til you're CLOSED and take possession. Then relax and do what needs doing.

@Truckerdaddy

20 күн бұрын

Exactly, plus keep your paystubs, get a pre-approved amount from your financial institution that you'll be using then keep your down-payment in your primary checking account to show the lender that you can maintain a high balance.

@Twim1219

4 күн бұрын

As someone who was involved in mortgages - I concur. I'd rather see a score drop cuz they paid off debt and saw DTI get better than someone who couldn't control their excitement until closing. After closing - dont care what ya do tbh.

My advice to the 1st caller (Dexter from PA), don't get involved with her yet. That's one pandora's box you do not want to open. She's a hot mess right now and will need a lot of time to get right, if she ever does. Sorry bro but, distance yourself from her.

Why is she barred from seeing her daughter. Not the usual court decision. Info missing. Makes this concerning

@user-wt2yz8re5h

25 күн бұрын

Exactly

@laurafratoni7931

25 күн бұрын

Agree! No way kid was taken from mom unless there is something crazy going on.

@MariaGarcia-gj5ie

25 күн бұрын

Drugs usually

@Mari-lv1rd

24 күн бұрын

for a woman to be denied custody there is a real problem...get out now

@tomhocutt2013

24 күн бұрын

@@MariaGarcia-gj5ie great minds think alike

Also to the man with the gf, if you marry, you will have to put up with, and deal with that ex headache till the child is 18 or 21. Its a hard road, just sayin.

@missburr1228

25 күн бұрын

Plus at events concerning events in the child's life, keep a level head.

@laurafratoni7931

25 күн бұрын

I figure there is something up with mom that she didn’t have any visitation. Courts don’t take kids from mom unless she has needles hanging out of her arms usually.

@xero32542

25 күн бұрын

Exactly right on.

@rosedewittbukater5763

23 күн бұрын

actually he doesn't as long as he sets that boundary up front. the exes have to deal with each other. i don't have anything to do with my exes wife and my husband has nothing to do with my ex. they never interact. my ex is my problem, not my husbands

@NancyJeanCorcoranStrebel

19 күн бұрын

@@laurafratoni7931You figure Very wrong. Perhaps you should educate yourself First before making a comment of this nature. Money & Connection plays a Huge Roll in Family Court.

The first caller, Dexter is in for a nightmare. Financially paying the bills of a woman he isn't married to, a woman who in the United States of America has lost complete custody and visitation rights to a child (and owes her family money) which means she has had major problems, possible drugs (especially to have lost visitation completely) That story got worse by the second.

@pamsmith1665

24 күн бұрын

And he is not going to take the advice. He is blind

A storm shelter is an emergency! We’re in Iowa and have tornados here. Hubs and I have never been through one personally or his parents, but two years ago, his parents home got hit some and did lots of damage and the next door neighbor got the whole top part of house ripped off (was rebuilt)!! ALSO our two boys and us have had to use our storm shelter a lot, already like 8 times this year!! We have an awesome good sized concrete one underground that came up from southern Missouri. LASTLY, we just had some tornados hit recently and one was in Greenfield, and my sisters friends whole house was destroyed, her and her daughter had to hide in their partial basement under stuff but bc it tore apart the whole home, they got really hurt, was in hospital; concussions etc. cuts and blood everywhere 😳 pls keep you and your family safe!! Even if never hit bad, could any time! It’s life or death. Many have died recently in all the tornados!! 🌪️

I like when Ken is on the show 😊

@WanderCampesino

24 күн бұрын

Me too.

@jimpayne4521

24 күн бұрын

Ken is my favorite personality

@laurafratoni7931

24 күн бұрын

He’s great!

God bless all involved in this show. Viewing from England 🙏🏾

There’s more that comes with tornados than just a potential “finger” on the ground. The storm around them can bring high high winds, large hail, and pretty heavy rain. If Dave lived in Oklahoma he’d have a different opinion on closing schools for big storms lol

What we are seeing with some of these students you speak of, is that the lack social skills. Many are raising themselves with the currently technology as their 'escape'.

Julie from Detroit had a beautiful soul 🥹 she had me tearing up. God bless her heart

Guy with the hot mess girlfriend… run!

@xero32542

25 күн бұрын

My sentiments exactly. If this is in relation to the first call, there was a lot of information missing. The callers girlfriend should have visitation of some form unless there were some extremely unhealthy lifestyles going on.

@colleenduffy1139

25 күн бұрын

@@xero32542 Not always. Some people use money, various forms of abuse and control to slow this process down. It might happen but takes time to work through the courts.

@xero32542

24 күн бұрын

Yes I agree with with fighting in court with the attrition of stalling and money to drag out the process. But in family and divorce court usually sways custody to the favor of mothers. For a mother to have absolutely no custody is where this story goes off the rails and facts are missing about why she does not have any custody. That’s not a money issue. That’s a lifestyle issue. It takes a lot for a mother to have absolutely zero custody.

@Davefitz04

24 күн бұрын

@@xero32542facts. The dude seemed like a simp as well. I cringed when he said “my beautiful girlfriend. Oozed beta male vibes

@BlakouttheMM

24 күн бұрын

​@@xero32542I was thinking the exact same thing. The fact that the mothers refusing help also shows that she wants to keep the guy at some distance. Are there drugs or some kind of abuse involved? This dude is head over heels and I think that she's cunning enough to make sure he doesn't see the red flags. It is exceptionally rare as you said for a man to get primary custody without the mother being a seriously terrible person.

The man with the truck driving career that went financially backwards was so blind and tried to argue with Dave. Why call if u had all the answers. What planet is he on . 24k money! At home is the last place he needs to be!

The best duo ever! I love when Ken and Dave are together ❤

I’m on step 2 with $100,000. Two new cars with about $50,000 and student loans with about $42,000. Started out with $117,000 in student loan and $105,000 in car. Thankfully we have a big shovel.

@LindseyHarvell-vc4ez

25 күн бұрын

Sell the cars. Downgrade.

@eprofessio

25 күн бұрын

@@LindseyHarvell-vc4ez that’s not happening. My wife is a retired judge and attorney so her idea is that she works too hard not to have a new car and my Jeep wrangler four door has a poor crash safety rating so we got new cars. I understand that is not conforming to the Ramsey principles and we are doing them because at least my wife is on board with the EveryDollar app and budget and we are burning through our debt. I justify it the same way dave justifies Sharon wanting stuff. I have to pick my battles.

@gourabsarker9552

24 күн бұрын

​@@eprofessiosir how much is your household income? Plz reply. Thanks a lot.

@striperkid

24 күн бұрын

@@eprofessio yup, fair enough. I'm in a similar situation but our debt very minimal. We also have a big shovel and she contributes almost as much as me so, she's the one driving the newer car. Happy wife, happy life.

@jeffreyfulkerson9684

24 күн бұрын

No crap, sell the cars. Get that million dollar net work before being entitled to new stuff.

Man sometimes it's not about the investment. Buy the property build the tiny house and have your little peace on earth! That dirt will only increase in value and when you're really ready to build a house build a house on it!

@SakuraMo1844

24 күн бұрын

yes, tiny house is fine if you own a big land around it.

Dave, the tiny house movement is increasing every year! I’ve been selling tiny homes for the last 5 years and the market is maturing. ❤

@candecarro

24 күн бұрын

If it’s increasing every year, how can you call it a “moment”? Doesn’t make sense!

@melissasesma3218

23 күн бұрын

@@candecarro movement Karen

Never get mixed up with someone with a crazy-ex. People should stop and think before you get married or have multiple children. Marry in haste, repent in leisure.

@C.Lord-lf6ss

Күн бұрын

I totally agree. Kids with divorced parents need their parent's undivided attention. Just as soon as they are no longer minors and launched .... that is the time to consider dating. Or .... get involved with divorced parents of minor children, and you will have a ringside seat for all of the post divorce circus chaos that is sure to be coming as the child or children mature. They will SHOW you how they feel about all that the original family has put them through.

Congratulations Ken on another bestseller!!!! 🎉

57:22 this is literally my life. I’m dying that this call came in.

Re: Marketing- Only the U.S. and New Zealand allow Drug/Pharmaceutical advertising on Television. It’s a crime.

Almost 4 minutes into the first call and no question. Make them write down a question and then get background as needed.

I wish the first caller would get to the point. Was there a point?? Dave: Don't pay her bills. Caller: I agree. Caller: (Goes and pays her bills)

@random-nz7dy

24 күн бұрын

I think he was just letting everybody know that he's proudly in the middle of a litany of terrible decisions

A free unpaid mentorship for 6 months sounds a lot better than a 4 year marketing degree where you have to pay tens or hundreds of thousands of dollars

This man drew a school bus. He still be home in the middle of the afternoon to be with his child. And he still work overtime and making good living

Christian, don't leave your job till you get another job!! If you got fired then run to find another job ASAP!! If you don't work you don't eat & you gotta feed your family!!!

Good advice Dave!

Good morning Dave and team. From Brisbane Australia

@gourabsarker9552

24 күн бұрын

Sir how much do you earn in Australia? Plz reply. Thanks a lot.

Dave is great, would love to meet him.

Hello from California ! ❤

Faith without work is death my brother

@Qwackdawack

11 күн бұрын

What does that mean?

@camilleevans6085

11 күн бұрын

@Qwackdawack when we pray, we have to be faithful that our prayers will be answered on God's time. While doing that, we still have to be making some effort on our part as to whatever we're praying about. For example, I'll pray for financial breakthroughs, but if i just sit on my sofa every day watching TV and I don't make any effort to seek a job or some kind of resource to help towards that I can't be mad at God and just expect him to bring it to me. When we move, God move!

I can't wait to cry because I'm so rich and giving a lot.

@BeeDee-qs9so

23 күн бұрын

😂

Great show!

Ken is a top tier cohost.

When Jerry said he was a ward of the state 💔 *right in the feels*

@BeeDee-qs9so

25 күн бұрын

Yes, for sure. I wish the best for him. He sounded like a genuinely nice guy just working hard to create a life for himself.

@hollystiener16

12 күн бұрын

Rooting for him!!

Dave can you make a every Pound app please for us in the UK 😂

@dianem4188

22 күн бұрын

🤣

Christian, going from 80k to 24k? Dude, get your ass out there and work and go make some money. You don’t get to pull this crap when you have a family to support. stop sounding so sorry for yourself. Pick yourself back up and get after it. No excuses, especially when there are people depending on you.

Truck driver can drive a school bus to make more money

Ken Coleman!! Yay!!

35:14 Dave, new, 2024 hybrid Camrys go for 29k to 34k in my area, NOT 50k.

I LOVE ME SOME RAMSEY PEACE!

My neighbor Richard Kerns foreclosed on a trailer house of male “family member” that was struggling and then took the wife to court to take custody of the child. Thankfully the court kept the mother and child together then the girls fled three states away. I know because my neighbor told me the whole story and it sounded evil from the outside looking in.

What baby step is everyone on? I'm on 2 with 5k to go.

@OnThatNoteWithPenelope

25 күн бұрын

4,5 and 6!!!

@dorotheaanderson9482

25 күн бұрын

4,5 and 6

@rg8733

24 күн бұрын

Great job, Keep going!! I'm in Baby step 3 with 3k to go.

@soniamaldonado6906

24 күн бұрын

We're on baby step 2. We will be out of debt by Jan. Then, onto baby step 3.

@rv66

24 күн бұрын

#2

The car detailing clown sounded more like you just wanted to hang out and play video games and stare at the wall instead of working

Say what you want about Hyundai, they’ve got a lot of engine issues going on lately, but at least they put a really good warranty on them, but seriously Nissan? A 2021 has the transmission die and isn’t up for warranty work? I get that it might have higher mileage and be outside the standard warranty, but that’s a really bad look to deny warranty on a 2021. They should really step up and take care of this dude

Christian failed the urinalysis after wiping out a car.

Hey I live just 1 hr south of Austin! We are a licensed foster family and have a big heart for those who have aged out. Please reach out to me if Jerry would like to know us. I have a great husband Jerry would love to know.

The opening remarks should be changed to "thanks, the world for joining us." I am not American and listen to the show every day😅.

@Davefitz04

24 күн бұрын

Cool where are you from!?

@miranda4042

21 күн бұрын

Agree I’m listening from Sweden. 🇸🇪

@Dawarlord34

15 күн бұрын

@@Davefitz04 I am originally from West Africa (The Gambia). Now, I live in Finland.

This first call. Woooof

I love Dave Ramseys Kermit the frog voice over bad financial advice 🤗 it brings me joy 🤣 👏🏻👏🏻

$500 a month for daycare!? That's all??

@hollystiener16

12 күн бұрын

I Know. she for sure was making more than that full time.

Good afternoon Starseeds!

Which episode is this? I tapped the link and it’s a different episode. I’d like to learn more of Dave’s advice on how to handle this.

I enjoyed this show.

We’re dating a hot mess 😂😂😂😂😂

@BeeDee-qs9so

24 күн бұрын

And yet, if the “hot mess” had been the one phoning it’s likely they would have spent an arduous amount of time consoling her and telling her she was a Hero.

@bettedavis9261

24 күн бұрын

​@@BeeDee-qs9sospot on

Jatco transmission blows up imagine my shock!

Run Dexter, she is bad news. Moms dont lose visitation. Has to be a story here and she doesnt look good in it. Remember, for every beautiful woman there is a guy out there who is sick of her shit.

@random-nz7dy

24 күн бұрын

Makes me think of a drug situation considering she owes money to her family. Very odd. And also I like how he is echoing her sentiment calling the dad controlling. I mean he has sole custody and she has no visitation... So her not getting visitation is not because he's controlling...it's because she lost visitation.

Why hsa over fsa? I'm sure he's talked about this but I can't find a video on it. I have an an fsa but can't get out of it till benefits change time comes so I will switch then but just curious why one over the other.

I would think that they would had a been a recall, wouldn’t you if it had discontinued except that bad manufacturer should have to pay for something with this?

U-pull it around here is $400 for an automatic transmission.

No 3 year old car should need a new transmission PERIOD

@striperkid

24 күн бұрын

.......and no mention of a factory warranty ??

@tomhocutt2013

21 күн бұрын

@@striperkid right something smells fishy.

@miranda4042

21 күн бұрын

How about car Insurance!?

@striperkid

20 күн бұрын

@@miranda4042 auto insurance doesn't cover a transmission.

“here’s quick math refresher” me: :0 omg rly? :D * brain calculator bootin' up * “there are 24 hrs in a da-“ me: awh maan 😑

What’s the name of the song they open with on every video ?

@random-nz7dy

24 күн бұрын

Baker street

Guy, with the transmission, problen sounds like a Ford car owner. Totally new design that doesn't last. Im there.

@bettedavis9261

24 күн бұрын

It was a Nissan

The caller Jerry must have a Nissan with the dreaded CVT 😩. It’s a 2021, I wonder what the mileage is. How is it not still covered by the power train warranty smh

Hi from Canada. First comment woohoo

@gourabsarker9552

24 күн бұрын

Sir how much do you earn a year?

@brandodooferman9378

24 күн бұрын

Little personal there. But just under the Canadian family median as a single income houshold

@gourabsarker9552

24 күн бұрын

@@brandodooferman9378 sir do you earn 100k dollars a year in Canada? Plz reply. Thanks a lot.

@bettedavis9261

24 күн бұрын

​@@gourabsarker9552how much do YOU earn??

❤❤❤

1:32:42 Jerry is an example of the $1,000 emergency fund doesn't work in real life today

Ken said "looks cool" with devil horns showing?! Why did he say that?!

@maribethvance9958

24 күн бұрын

What was the context? Maybe like the devil is in the details, or looks good but a land mine is hiding underneath??

@MrRckstdy77

24 күн бұрын

@@maribethvance9958 Ken said, John Delony looks cool (when he makes the devil horns hand sign). That was just a dumb thing to say.

Great episodes But nothing I can use at my age (68). 15 minutes into it your formula for figuring what to charge when selling a business goes over my head but I do want to listen and learn anyway. I see myself as self employed in 5 years and will need to know some basic business accounting and definately internet sales. Please speak to this. Thank you from NC USA 2024

@amireallythatgrumpy6508

24 күн бұрын

His Entreleadership podcast is where to get business advice from him.

⭐️⭐️⭐️⭐️⭐️

700-800 door dash , but didn’t save for car issues that may come up by using the car for door dash🤦‍♀️

Dave: The borrower is slave to the lender. Don't give your money away to banks. Also Dave: It's better to owe money to banks for 15 years than to live in a paid off tiny home or mobile home. 🤔🤔🤔

@Nigriff

4 күн бұрын

And Dave's ok with wasting money on rent

Julie, I have a headache with this problem you claim to have of “excessive giving,” because I am still trying to figure out what the actual problem is or was…other than the fact that you can’t be quiet long enough to even Hear what someone is trying to tell you. Very frustrating. Was this basically one big virtue-signalling phone call? 😑

@bettedavis9261

24 күн бұрын

I love how you cut straight through the BS, BeeDee!❤️❤️

@striperkid

24 күн бұрын

She was annoying.......I had to skip past her call.

Where was the call from ready who could there visitation with her daughter?

McTile was here

Will the Ramsey team please pray for the children of Gaza?

@dreams2383

20 күн бұрын

You can do that yourself. No reason to comment it on a thread that has nothing to do with it.

I want a tiny house, Dave you are wrong, the land will appreciate and a tiny home is a frugal and cost effective way to live. Great for minimalism.

No more Nissan

1:34:00 in. I might be wrong, but the guy from Austin sounds like a fake.

Let that be something everyone learns, Nissan doesn't make reliable cars. If that guy is still serious about door dash and Uber he needs a toyota camry.

@amireallythatgrumpy6508

24 күн бұрын

Reliable cars don't exist, dude.

@dylanconn6079

24 күн бұрын

@amireallythatgrumpy6508 yes they do. Toyota

@amireallythatgrumpy6508

24 күн бұрын

@@dylanconn6079 Thanks for the laugh. Not reliable.

@dylanconn6079

23 күн бұрын

@amireallythatgrumpy6508 why though? You even seen how many toyotas are running around with 300,000 or more miles. Hell my ford ranger has 450,000 on it. Gimme some proof they aren't reliable cuh

@amireallythatgrumpy6508

23 күн бұрын

@@dylanconn6079 The fact they're not reaching a 1,000,000. Reliable cars can do millions of miles. In what world is 450,000 miles reliable? That is simply PATHETIC! Why are your standards so low?

The first caller one was strange. The woman brings nothing

@BlakouttheMM

24 күн бұрын

He sounded like the male version of a woman who gets with a total mess of a guy because she can fix him.

@hollystiener16

12 күн бұрын

@@BlakouttheMM Yup. He wants to save her though

Honest opinion. The crew is great but if Dave retires, you lose half the viewers. The old fart is the golden egg.

@avalonarkka5938

24 күн бұрын

Its the only reason people call, cuz of Dave.

@katieheidinger4635

21 күн бұрын

Nah i like the others as well.

Love the Ramsey method. But the call with Jerry made me think baby step one should be to save 3-6 months. He saved a thousand paid off his debt then had an emergency he couldnt pay for that prevented him from earning money. Seems backwards

@amireallythatgrumpy6508

25 күн бұрын

Most people would then give up at Baby Step 1 and never pay off a cent of debt.

@pamsmith1665

24 күн бұрын

Why are you here?

@amandarickard6789

23 күн бұрын

We cheated at baby step 1 and saved $10k in a high yield savings account instead. $1k never made sense for us. 2 months away from completing baby step 2 🎉.

@dianem4188

22 күн бұрын

@@amireallythatgrumpy6508 Yep! Step 3 is definitely the most difficult. 90% would fail if you started at step 3.

Coleman to show more confidentiality and professionalism instead of casting a negative view on co worker John Deloney.

Julie in Detroit, actually runs a business?

Most people take tornadoes seriously I’ve never seen one thank the lord I hope I never ever see one because that means it’s in my path lol I’m from Arkansas and I’ve never been in a tornado only the warnings and the wind is I never make fun of tornadoes My co worker had one hit her home and she said stuff went through her walls Like…that’s all I needed to hear You can fight a tornado like you can a school bully You basically just hope everyone is ok which is never the case someone always dies during tornados

Beginnig to 3:00 male caller..its not rocket science. The father of that daughter took the daughter away from your girlfriend for a good reason chances are. You need to get a clue and run away from this relationship before you end up wasting your time wasting your money and wasting your life on someone who doesn't have her crap together Don't be a simp AKA gullible blind male. Be a man grow a brain get out of this relationship and find a real quality woman, yes I know this is 2024 and that is very difficult to find these days but it can happen Beaides...at 3:20 to 3:26 youe gf.said her self... " i gpt this "...LET her have it.. That isnt your child..it never will be...dont be blue pill

more soap opera crap...that is not why people come here...gone in 5 minutes

@ashleenicole71

3 күн бұрын

Huh

Imagine taking life advice from a guy that goes on air in a K-Mart sweater and looks like he spent the previous night sleeping on a curb. 🤣🤣🤣

@pamsmith1665

24 күн бұрын

Ken looks fine

@user-eo6is6go9d

23 күн бұрын

@@pamsmith1665 I wouldn't expect a Ramsey cultist to say otherwise.

@pamsmith6890

23 күн бұрын

@@user-eo6is6go9d jealous much?

Damn Nissans and their defective CVT transmissions.