Gail came into my store in Guelph, Ontario (I think she lives there) about 8 years ago. I was up on a ladder painting over a patch I’d done on a wall. It wasn’t until after I’d come down to say hello that I recognized her. She smiled at me and asked why I’m up the ladder doing this kind of thing? I smiled back bigger and said “no money”. She laughed. She’s wonderful.

I am loving Canadian reality shows they are less dramatic than Americans ones. If this was an American show they would be an extra 30 minutes of shouting, useless arguments about fake divorces etc. This is refreshing no reality TV fluff just some calm people seeking for genuine help and a host who is willing to help.

@elisabethkiesel4567

Жыл бұрын

Keep in mind these shows are from around 2005-2010 before some shows got nasty.

@jenem9618

Жыл бұрын

I completely agree. I like British reality shows, too. Way less overproduction.

@laminage

Жыл бұрын

@Jen Em They are amazing. Check out The Big Reunion where Popstars from the 1990's and how their lives changed after the fame. Heartbreaking sometimes

@NellyMacharia

Жыл бұрын

@@laminage I will check it out.

@jenniferbond7073

Ай бұрын

This is part because of Gail. I read an interview and she said the producers wanted to bring more drama and she said no and decided to leave the show.

Aww, this one was so much more wholesome than the last one I watched. This couple really wanted to get out and needed help, but they took the advice and learned 👏😊

@brendamiranda3732

Жыл бұрын

Yes and they were not annoying! Haha. They were easier to like than most of the couples on this show.

"But I do expect the baby to be named Gail" - that's hilarious

After binge-watching these shows for a couple days now, I'm starting to think I'm not in debt because I hate shopping.

@laminage

Жыл бұрын

Well done 👍✅ good for you 😊

@Coastpsych_fi99

7 ай бұрын

Same I detest shopping so much😂

I HATE trying to paint a decent line at the ceiling/wall junction, I ALWAYS FAIL!!! Love these two. They are the first couple that whole- heartedly embraced the challenge and went above and beyond, she should have given them $10k❣

@mariahsmom9457

2 жыл бұрын

Check out paint edgers. They are painting tools for this very thing!

9000.00 income per month and still in debt...whaaaa

@AskWelmoed

2 жыл бұрын

And then also challenging them to make even more😳

@vickyiannucci6630

2 жыл бұрын

Riiight!?!?! 9,000.00 a month is over double what were living on. WoW

@brendasuelong-bryant3855

2 жыл бұрын

Agree. Reckless spending

@brendasuelong-bryant3855

2 жыл бұрын

Agree

@LKA-si7ln

Жыл бұрын

@@vickyiannucci6630 these are Canadian dollars, which are worth less than U.S. dollars.

How do you get married and not review your financial situation before hand? All of my friends had this discussion, I remember my one girlfriend told her fiance he had to get out of debt and save $5,000 before they could set the date. That made so much sense, he had to get control of his finances and it started the relationship off on the right foot. She wasn't saying he needed to make a fortune, or that she wanted him for his money, but she wanted it to be on an equal footing and move forward together.

@deborahblackvideoediting8697

Жыл бұрын

That was very wise of her!

How are you in debt making $9000 a month. I never made that much and happily raised two children on my own. I know a lot of families would love half that income a month!

@DeathShiniGama

Жыл бұрын

I would love half that income a month!

I love Gail. She is so tuff and smart and like an angel to help families.

My late husband and I used envelopes back in 1968. We never lived above our means. We never tried to keep up with the Jones. My husband passed almost three years ago. We were married over 51 years. I am retired and live on approx $80,000. I only owe on my mortgage. No car payment, no credit card balances. Anyone can do it.

@lynnettemurphy8243

Жыл бұрын

Diana Binkowski, Sorry for your loss. Up until September this year I did a weekly budget using envelopes. Now I still do weekly cash budget, but I used plastic wallets. Got a pack of 5 in a Euro shop. It's like the dollar store on your side of the Atlantic. Have no debts. At the risk of being rude, I have to ask. Wouldn't it be better to pay off your mortgage? With the interest saved, you'd have more for savings, indulgences or charity.

The trick to ceilings is to use 2.5 inch angled brush and stay down about an eight of an inch from the ceiling on the first coat. On the second coat your brush will slide so smoothly and you can push that paint right up to the ceiling for a nice smooth line

I love that Gail did the cooking challenge with them 😂 she is so down to earth

What a sweet inspiring couple. I hope they continued on Gail’s plan & are long since out of debt.

WOW!!! Send Gail to Washington DC and she can replace Janet Yellen as Secretary of the treasury, because WE'RE FRIGGIN BROKE.

@thelourensfamily8048

Жыл бұрын

I don't think the US population would be happy with the budget cuts.

@bmw803

Жыл бұрын

@@thelourensfamily8048 and that's the problem with Americans. Acting like children and we're gonna pay dearly for this.

@bmw803

Жыл бұрын

@Connard Cyndi Mathematically, we're beyond broke. In reality we could become "not broke". The problem is spending. Not revenue. But, politicians will never tell Americans that they need to become responsible for themselves. Especially those Casinos on wall st.

@terriesmith2616

Жыл бұрын

@@bmw803 What an idiotic comment. The US citizens have zero say in how Congress spends our tax dollars, we also have zero say on how the Federal Reserve runs it's monetary budget, just like how Canadians have no say in how their prime ministers spend their Canadian tax dollars.

@angelasepi657

Жыл бұрын

@@terriesmith2616 US citizens have no say about anything. Our politicians are bought. These same politicians main goals are to stay in office to acquire wealth and the American people do not matter in the least.

The cutest couple ever!

Use an angle brush when you go by the ceiling, that’s key 🔑

@mpumiontheweb514

Жыл бұрын

Thanks for the tip, I need to paint soon 👩‍🎨

@adelechicken6356

Жыл бұрын

Yes, an angled brush and only dip it into the paint less than 1 inch. Or go even easier, most rooms in my house are soft colors and we painted the walls and ceiling same color. I love it.

I am so excited - I have NEVER seen this ep! I thought I'd seen them all. Thank you so much!

@loiscokeley9410

3 жыл бұрын

I know. Thinking same.

@DuckStalker13

2 жыл бұрын

yeah same :D theres been another episode uploaded recently too

@nanettemorton4054

2 жыл бұрын

I think the show ran for something like seven years, so there are a lot more episodes than the ones on KZread.

@jaineyalex4374

2 жыл бұрын

Me too

@chubbybunny6975

2 жыл бұрын

Apparently there's 9 seasons!

This is awesome. They’re actually doing everything and succeeding together. It’s great.

Amazing that they got $90,000 in debt without realizing they were living so far beyond their income.

I laughed hard when Gail said tht she expects the couple to name their baby "Gail".... i wish there's a follow up episodes on where the couples are at now

Gail is wonderful ..i l9ve how she is so down to earth with everyone

Wow good for them! I’m happy for them. They have the same goal of wanting to add to their family, so it really helped them work together.

Good show. However I am surprised being into fitness and being a trainer he didn’t weekly meal prep.

@JewelBlueIbanez

Жыл бұрын

Weekly meal prep is relatively new.

@jenniferbond7073

Жыл бұрын

He also works A LOT. I do meal prep and it can takes hours.

@lynnettemurphy8243

Жыл бұрын

@@JewelBlueIbanez My mother was ahead of her time so. I remember my mother food prepping in the 1970's. She cooked everything from scratch, no tins or packets, everything fresh. Small town in Ireland with plenty of seasonal veg, less choice in fruit. And almost carbon neutral before we knew how carbons effect the planet. She worked 2 jobs after my dad died so time was stretched as well as the pounds.

I absolutely love this couple, hope they're doing well!

We need a “Gail” in our lives. This is so relevant with inflation student loan debt.

@lizadivine3785

7 ай бұрын

Isn’t it odd that they don’t teach juniors and seniors in high school how to not get into student loan debt? I guess they are too busy telling them it’s ok to be trans.

What a btf couple. Enjoyed seeing their progress

What an awesome couple!

Love this couple!! They embraced the whole experience!

9:40. This can't be more untrue. I'm sure your friends think the exact thing about you while they are drowning in debt. We always think the person next to us has it all together and has no financial problems but the truth remains that about 70% of Americans live paycheck to paycheck. We only see the bright side, the vacations and fancy cars in their social media but reality is a totally different thing.

@roxydee1452

Жыл бұрын

Yes! It is so easy for most folk to get access to credit nowadays.

@crazygirl737

Жыл бұрын

​@@roxydee1452 access to credit is not the problem. Lack of self control is the problem.

Lovely couple!

So wonderful!

You should have seen the Episode where The Wife Simone did 53 Shopping Trips a "Month" which means that she "Shopped" at least Twice a Day, took out cash advances including one for 1000.00 and took money out from ABM Machines which is bad because they charge you big time bad and warn you in advance.

@erikab178

Жыл бұрын

You forgot the worst part - even after being on the Gail’s program for several weeks, she was convinced she deserved a luxury car with a $1,700 monthly payment. She was the worst I’ve ever seen on this show

@laminage

Жыл бұрын

@@erikab178 Naw! She needs to live in a shelter and shop at a Food Kitchen. I have a Toyota Yaris and I paid $16,000 and it took me Five Years but I paid if off last march. I was so happy.

@flakathy890

Жыл бұрын

​​@@erikab178 I thought the worst part was that they didn't do two challenges and were upset when they didn't get the full $5,000.

@ElephantShoe..

Жыл бұрын

😮 link please if possible

@laminage

Жыл бұрын

@@ElephantShoe.. Look for 53 shopping trips month

Beautiful couple! I know they made it.

she can tutor too.

This couple are willing to changing thier bad habits. Good for them .

I have been paying extra on my mortgage principal every month. It should be paid in full in about six to seven years. I also help pay for my sister's care in a nursing home (final stage of dementia). I keep a comfortable balance in my savings in case of emergencies. I also need to enjoy my life a little and not put every dime to my mortgage and sit alone month after month. No kids, etc so I do mean alone.

Great couple that never blamed the other.

He's right! Sell the condo, put the profit from it towards the debt...fresh start. Great couple❤

@veroniquelebeau2692

Жыл бұрын

And go back into debt because you didn't change your spending habits...

@mmp495

Жыл бұрын

@@veroniquelebeau2692 you would hope not! 😅

Gale I love the way you work

Great couple

I read that they got divorced.

Wow, just that they owed their parents $32,000. Timothy was in a later episode helping Mike and Maud get physically fit because they ate unhealthy foods. I hope they are eating well now.

What a nice couple

Hahaha! What a funny ending 😂

How do you work 90 hours a week and only make $5000?

@devilasse

Жыл бұрын

That's still over 50$ an hour?

@ShuiKuks

Жыл бұрын

@@devilasse 50 an hour? 90 hours a week x 4 weeks in the month is def not that

@___melanie

Жыл бұрын

In 2008 minimum wage in Ontario was just over $9/hour so he’s doing ok

Who gave them a mortgage? I guess that's why the stress test is more difficult now

I wish I had $9K coming in every month lol

their accents are hilarious.... I was stressin' oot

@clairewillow6475

Жыл бұрын

Rural Ontario or maybe New Brunswick or something. Not all Canadians sound like that, not in Montreal anyway and I think iirc, Vancouver and Toronto have the LA valley girl accent

@Rooneytunes01

Жыл бұрын

This was consistently filmed in Toronto

@MsSimpleMovies

Жыл бұрын

It's the Scottish influence. I love it!

@adelechicken6356

Жыл бұрын

That's kind of interesting because I live in north eastern Minnesota and I'm not hearing much of an accent at all. Oh dear, I think that means that I have an accent also!😊😁

@christinebutler7630

Жыл бұрын

They think you sound funny too.

❤️❤️❤️

During pre marital counseling do they discuss finances. 🤔 If you are not on the same page you will pay later on

The education system is designed to keep people in poverty. The curriculum should be updated to include home economics, finances, budgeting, credit card loan education, and RRSP education.

$125 a week for food. Lol, try that in 2023.

@thefunfam1433

10 ай бұрын

Only two people. That’s doable. I spend between 300-500 a month for two!

@AFBudgets

8 ай бұрын

For 2 yes doable

I need to go in this show. But I’m single 😅

@neolithic3

11 ай бұрын

There have been single people on this show.

Why don't these people have auto payment?

@xkaokdkl11933

Жыл бұрын

Maybe they own their cars

@prg4647

Жыл бұрын

This was circa 2008. I don't think auto payment was a thing back then

@NotAFanOfHandles

Жыл бұрын

@@prg4647 It was *definitely* a thing back then but not every bank offered it. Also, not everyone knew about auto payment, and many times people who knew about it would refuse to use it because they were afraid of overdrafts because they would neglect to reserve some money in their account for the payment. That's why I would recommend getting an online only bank account specifically to hold bill/mortgage money: they tend to have NO fees associated with them and even the free checking accounts usually net you some interest back.

Actually when I get my money for the month I said it aside what is bills what is for our needs are and then then whatever's left over at in a month is our play money or goes into savings account usually goes into the savings account unless I buy like little Christmas gifts at the Goodwill or summer cheap

He's a car salesman AND a motivational speaker... sus.

Does he have to keep working 3 jobs till their debt is paid off?

There is no excuse to miss a mortgage payment. This guy is able bodied and no mention of hospital/sick leave.

@JewelBlueIbanez

Жыл бұрын

Covid and everything gets shut down

Haha 😆😆😆😆😆

This show could be so much better. Sorry but the woman who tries to help is just missing the mark or maybe the information that would really put the show in a good place isn't able to be shared. I think her suggestions are weak. The $5000 is a drop in the bucket to what most of these people need, not much of a reward. But getting the stress out of your life is the real reward so I guess it isn't really that little prize that makes going on the show worth it anyway.

@meggy0

Жыл бұрын

This was filmed around 2010 so things are slightly different now, but I think he suggestions are good and realistic. Bot giving them loads of money is good. They need to work out how to take care of themselves, otherwise they're just going to blow through that money anyway and go back into debt.

daddddddddddddt y

Why isn't she working, isn't this a team effort?

@marinanaivelt5973

Жыл бұрын

She is. She is a teacher

I wonder if he ever came out of the closet

@cindyboyd375

2 жыл бұрын

I’ve watched like six episodes of this today and you’ve commented this on 4 of them? Me thinks you doth protest too much. 🤷🏻‍♀️

@torkakarshiro5170

Жыл бұрын

@@cindyboyd375 Maybe OP is gay themselves and WANTS to see that desperately everywhere.

@skjoiner1234

Жыл бұрын

He’s not in the closet-I don’t get those vibes. They are a very healthy attractive couple.

@vt-yp7yq

Жыл бұрын

My gaydar didn't alarm for him.

@drewconway7135

Жыл бұрын

@@vt-yp7yq Maybe yours needs a tune-up

In nearly all these couples, the women are unemployed (housewives), underemployed (part time work), or in horribly low paid jobs (teachers, social workers, care aides, counselors, child care providers, or some other feel-good, pink collar , bleeding heart job that pays bupkis.) If women want a decent standard of living for their families, they need to start taking working life seriously, go into fields that pay, lean in and bring home the money they're worth.

@videofan1010

Жыл бұрын

This is unequivocally false. I've watched episode of episode of this show where the women have made anywhere from 2 - 4 times their male partners.

@xkaokdkl11933

Жыл бұрын

My wife is a teacher and I bet she makes more than your broke ass Christine

@thecynic9232

Жыл бұрын

No true. Btw, do you KNOW how much teachers make? My brother is is guidance at a high school on Oakville, Ontario and makes over $90 K a year.

@janetroberts7614

Жыл бұрын

As someone who was horribly underpaid in teaching, this is not something that’s revealed to you in your university education. Teaching degrees at the elementary level are also very difficult to apply to other fields. Encouraging people to move away from those careers is all well and good, but then there will be no day care to help both parents be employed full time and even less support for kids outside of the classroom, meaning the parents will have to take on more of those responsibilities and will have to work less. It’s not the fix you think it is; notwithstanding that responsible spending Can absolutely lead to a reasonably comfortable life even if one partner is working in a “pink-collar” field.

@janetroberts7614

Жыл бұрын

@@thecynic9232 as far as I understand, guidance, coaching, and phys Ed pay much much more than classroom teaching, especially in elementary and middle school grades.

He is prettier than she is. I believe he is trying too hard. Maybe has a secret?

@skjoiner1234

Жыл бұрын

That’s a crappy comment-she is beautiful.

This guy needs to drop her. He could do soo much better by getting a younger, prettier girl. Someone he can shape into a more responsible spouse. Shes already stuck in her habits.

@popculturecommentary1192

Жыл бұрын

She’s the one with the steady job. He’s a used car salesman, personal trainer, and motivational speaker. It sounds like he doesn’t have a steady job

@AFBudgets

8 ай бұрын

Ya that's the answer 😅😅😅

lol so funny how she goes through all the drawers and cupboards lol! 🫣