New Zealand home loan secrets! Who can lend? How to get a loan? Bank thinking analysis: interest
The interest rate of mortgage has risen to 7-8% in New Zealand. What you need to know about the trend of Housing loan and how to apply for it in New Zealand?
1:00 Guest introduction
1:30 Test interest rate description
2:30 Who can apply for a mortgage?
3:16 Can I apply for a mortgage with a work permit?
4:03 Can overseas investors apply for loans?
4:50 What is disposable income?
6:00 Reduce other loans and liabilities
6:15 Rental expenses are not included in the calculation
7:07 Example analysis of loan ratios for young couples
7:43 The impact of child expenses on loans
8:04 Analysis of loans for those in their 60s
8:23 Pensions can help you obtain loans
8:39 Loans can be obtained from the rental income of investment properties
9:00 Can the elderly get a 30-year mortgage?
9:58 Housing loan for retired people
Пікірлер: 23
貸款難度加高，利率也走高到7%以上，真是要先做好事前的準備與研究🧐，才能增加貸款被批准的可能性，大家加油🎉😅！
@新房策FrankLuia看紐澳
7 ай бұрын
是的，要做好功課，多吸收相關知識！
内容非常好，特别感谢！一个小建议，特效音非常刺耳且出现太多了，非常影响观看体验。
@新房策FrankLuia看紐澳
5 ай бұрын
是的，我們虛心接受，要努力改善，感謝您
thanks for the pro insight fr
@新房策FrankLuia看紐澳
7 ай бұрын
Thank you!
謝謝分享，紐西蘭的貸款利率真的很高啊😅⋯⋯政府都不管嗎？有房貸的人壓力很大啊！
@新房策FrankLuia看紐澳
7 ай бұрын
政黨輪替了，利率有可能會下降
Thanks Frank 很詳細的說明。我本身是PR，未來一兩年會去新西蘭定居，再找時間過去拜訪。
@新房策FrankLuia看紐澳
5 ай бұрын
好的，期待見到您。☺🤩
片中太多特效影響，有點造成干擾，可以減少特效嗎？謝謝。😅
@新房策FrankLuia看紐澳
7 ай бұрын
謝謝您的回饋意見，我們會虛心改進
谢谢。。。😊
@新房策FrankLuia看紐澳
Ай бұрын
謝謝您的支持
太有意思了， 65歲貸款30年， 95歲才還完？？？😅⋯⋯原來銀行的想法竟然是這樣😂
@新房策FrankLuia看紐澳
7 ай бұрын
銀行不做賠本生意的，如意算盤都打好了！
real!
@新房策FrankLuia看紐澳
6 ай бұрын
yes
请问贷款顾问有联系方式吗？
@新房策FrankLuia看紐澳
7 ай бұрын
vegalend.co.nz/rachel-zhang
@新房策FrankLuia看紐澳
7 ай бұрын
微信号是RachelZhangNZ
视频是中病毒了吗 怎么很多莫名其妙的杂音。 收入减去固定支出=净收入 DTI 1:5 or 1:6 at present. used to be 1:7 or 1:8.
@新房策FrankLuia看紐澳
5 ай бұрын
謝謝回饋，我們以後會努力改進