Thanks so much for watching - let me know if you like this “style” and I’ll do it more often, definitely way more relaxed! Also, thanks to CookUnity for sponsoring! Get 50% off your first order of CookUnity meals - go to cookunity.com/graham50 and use my code GRAHAM50 at checkout to try them out for yourself! Thanks to CookUnity for sponsoring this video!

@Andychangftw

Ай бұрын

Keep this style Graham, you’ve inspired me to get back into long form videos instead of just making shorts. You have proven that if one is passionate about something, they’ll figure out how to make it work, especially on YT.

@fidelgomez165

Ай бұрын

I definitely like this New Style.. I am a Realtor as you are, and I also invested in Rental homes as well at the beginning of my career 25 years ago…. And I honestly think your videos give great advice to future home buyers and Future investors,,, DAC is definitely the best way to start investing in any market nowadays.. thanks a Lot for your time and dedication….

@BrandonWestfall

Ай бұрын

It terrifies me how many people think credit cards are “free money.” So many of them open cards just to blow the money with no intent to pay them off.

@marioc11

Ай бұрын

Great job buddy, I’m thinking myself about starting a KZread channel with similar content in Spanish, let’s see how it goes, you inspired me, thank you

@donniep.1513

Ай бұрын

I really like this style ❤

I’ve been saving for a long time instead of investing, and right now I only have about $516k. I'm not sure how to make it grow, considering all the inflation, into something substantial that I might use for retirement. I'm just here for ideas

@benitabussell5053

5 күн бұрын

At a point like this, its best recommended you seek the services of an advisor, as this allows you make smarter investing decisions.

@A_francis

5 күн бұрын

It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

@RickWatson-xu6gw

5 күн бұрын

Please who is the advisor that assist you with your investment and if you don't mind, how do I get in touch with them?

@A_francis

5 күн бұрын

*Sharon Lynne Hart* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

@beth3535

2 күн бұрын

Great advice on use of a credit card. Had them for decades, always paying off my balances in full and collecting what rewards came with that. Now, I’m 2% cash back only. I’m also clearing my balance after the last day of the month and starting the next with a zero balance. It’s made me ‘feel’ the impact of my spending, kept optional purchases in-check, and me on budget with minimal stress or disappointment. I keep enough cash to tide me over to when my work or SS check deposits, then move the savings and sinking funds to my savings account. These practices speed up savings growth, which encourages me to be patient and stay on track. I’m also monitoring my 401K and investments at least once a week. Knowing where I am in real time has helped me grow my understanding of the economy, made me more confident about what I can achieve, and feel in control in ways I hadn’t appreciated previously.

I'm a 48-year-old doctor feeling burnt out from long hours and stress. I've never invested in a retirement portfolio because I've always believed the economy would collapse eventually. However, I plan to retire soon and I'm curious: If you had north of 160k to invest safely in stocks over 4-5 years to grow, how would you start?

@sommersalt88

5 күн бұрын

I would avoid index funds, mutual funds, and specific stocks for the time being. Right now, the best option is a fixed income of five percent.

@kansasmile

5 күн бұрын

My advice to you is this : if you want to grow big this year especially in your finances. Be willing to take risks. Saving is great but investing puts you on a pedestal where you wouldn't have to worry about savings as you do now. Thanks to my FA, my portolio is doing really great and i'm proud of the decisions i made last year.

@CoolestGuyInTheRoom

4 күн бұрын

​@sommersalht88 hahahahahahahahahahahha

@Lewyn298

3 күн бұрын

Nice. People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $1 million portfolio, largely from early investments in AI and other growth stocks..

@blaquopaque

3 күн бұрын

@Lewyn298 I've been considering but haven't been proactive. Can you recommend your advisor? Could really use some assistance..

good job with these videos trying to avoid financial mistakes, Recently bought some recommended stocks and now they are just penny stocks. There seems to be more negative portfolios in the last 3rd half of 2023 with markets tumbling, soaring inflation, and banks going out of business. My concern is how can the rapid interest-rate hike be of favor to a value investor, or is it better avoiding stocks for a while?

@AmithKaury

8 күн бұрын

Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks

@kurtKking

8 күн бұрын

The truth is that this is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. My friend just pulled in more than $84k last month alone from his investment with his advisor. That is how people are able to make such huge profits in the market.

@Kaustavpatell

8 күн бұрын

nice! once you hit a big milestone, the next comes easier.. who is your advisor please, if you don't mind me asking?

@kurtKking

8 күн бұрын

Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with 'MICHELE KATHERINE SINGH' for the last five years or so, and her returns have been pretty much amazing.

@Kaustavpatell

8 күн бұрын

She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

Just discovered your channel with this video -- case studies are extremely useful and I'd like to see more in the future! Creating wealth entails establishing routines, such as setting aside funds at regular intervals for sound investments.

@Higuannn

Ай бұрын

Indeed, currently I'm managing my finances wisely and being frugal. In the last 19 months, my investments grew by 43%. However, I've had losses in the past month, making me anxious. I'm unsure whether to sell everything or wait.

@Angelavaldess

Ай бұрын

@@Higuannn It’s important to consult with a financial advisor before making any investment decisions.

@hullbruce

Ай бұрын

@@Angelavaldess Yes true, I learnt that in 2020, when I lost almost everything. But I switched to using a financial advisor and I've been returning at least $98k every month so I’ve been sticking to investing via an Advisor.

@Aurierserge50

Ай бұрын

@@hullbruce Hello, I'm new to this space and i've been getting suggestions to use one for a while, how can i find a decent one like the one you use?

@hullbruce

29 күн бұрын

@@Aurierserge50 I work closely with the popular lady Alicia Estela Cabouli, After she appeared on Bloomberg where she was featured. I looked her up and reached out on her web page to set an appointment. You can do same.

Feels more natural, less scripted, less robotic and less intense. I can relax more listening to stuff like that.

@GrahamStephan

Ай бұрын

Thank you!

@PuffPastryHangman.

Ай бұрын

Totally agree

@youran1312

Ай бұрын

This❤

@ivator

Ай бұрын

​@@GrahamStephanjust button up your shirt one more😂 for the rest I like the new format way more

@bribri0612

16 күн бұрын

Agreed

Market highs can sometimes be followed by corrections, but predicting the timing and extent of it is challenging. I've heard some analysts talk about a 'massive' correction. It makes me wonder if it's time to adjust my $2M portfolios or maybe even consider some defensive investments.

@yeslahykcim

27 күн бұрын

the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

@Jadechurch-ql3do

27 күн бұрын

You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.

@lucaswilliams9992

27 күн бұрын

Please can you leave the info of your lnvestment advsor here? I’m in dire need for one

@Jadechurch-ql3do

27 күн бұрын

Laila artine kassardjian' is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment

@oli0808

26 күн бұрын

@@Jadechurch-ql3do I've researched this guy and they did time for domestic abuse. Not sure I would do business with them.

Thanks for sharing FET and AMS89H. 💯

@ramabitla7508

15 күн бұрын

thanks for sharing, I just bought it

@gurshanbrar74

15 күн бұрын

AMS89H is still extremely undervalued

@krish8357

15 күн бұрын

very promising

@nkedit333

15 күн бұрын

It is funny that not everyone knows about AMS89H

@SurendraLahre-ih7fi

15 күн бұрын

I've heard lots of people from X and Facebook talking about this one

You relay things very well. You’re super reasonable and logical without sounding harsh or abrasive. Appreciate your sensibility while also emphasizing self discipline.

Im at $15,000 in the bank.. no debt and im loving it.. living on less than you make and believing that you can is one heck of a step in achieving it

@sdrc92126

Ай бұрын

Money in the bank is losing purchasing power.

@estebanhenriquez3491

Ай бұрын

My man, way to go! Just like you, I’m debt-free, living on half my monthly income, and I’m currently at $11,000 in a High Yield Savings Account. Whoop, whoop!

@alejandroguerrero7841

Ай бұрын

@@sdrc92126 it’s my emergency fund. I understand over 10 20 30 years, it’s going to lose purchasing power but I have investments that will offset that. 15% invested since I’ve became debt free. Life’s good

@alejandroguerrero7841

Ай бұрын

@@sdrc92126 it’s in my Capital One savings account which was 4.35% but last month dropped to 4.25%

@CaliJayRocketLeague

Ай бұрын

Any car debt or did you pay that off?

Graham. Been a long term subscriber. Love the new format. It matches your authentic content more accurately. Thanks

@GrahamStephan

Ай бұрын

Ah thanks!

I’m 50 and this is all good stuff for me and my kids. Always a good refresher. Keep it coming. I love this over the constant news broadcast stuff you were doing.

I appreciate the encouragement/pep talk toward the end of this video. I needed to hear it.

Yes, I definitely like this video format. Great job! 😊

@GrahamStephan

Ай бұрын

Yay! Thank you!

@elnoraabduqadir2297

Ай бұрын

Great video!

@MomoHitsujiOwO

Ай бұрын

Agreed! I prefer this format because it feels more relatable to me ❤

Bro was feeling hot in the studio today.

@GrahamStephan

Ай бұрын

LOL

@danielvargas4625

Ай бұрын

😂😂

@JoeySmith101

Ай бұрын

soft launching his OF account

@rodrigotenorioyahoo

Ай бұрын

Bro is a freak fr

@UnibrowBandit

Ай бұрын

He saved 35 cents by unbuttoning his shirt and not running the AC.

I love the less scripted version of your videos. I want to hear how you think about life and hear about your experiences like this! 10/10!!

More of these videos please!!

Loving the change, I'm so glad you value your audience and your authenticity. As a long time sub I really appreciate this, thank you ❤

This style makes you feel and sound more sincere and down to earth.. Thanks a lot for all your great videos

Very nice to see this new style

Solid Advice all around. Start anytime.

Keep it up Graham. Proud of you!

@GrahamStephan

Ай бұрын

Thank you, that means a lot!

Saving your first 10k is nothing, but saving your first 100k is super tough.

@pokehunteroficial6057

Ай бұрын

That's cuz as soon as you save it you spend it. You r not doing 100k over night, its a process. Just trust the process, your time will come. Just keep adding to the pile and forget it exists.

@SpicyKimchi-

Ай бұрын

First million feeling like a crawl…the market plays with my feelings the last few weeks.

@DannyBrooks1

Ай бұрын

Then just save 10k ten times.

@shawnchristianson324

Ай бұрын

10k isn’t easy until you have no debt.

@mychan5875

Ай бұрын

It all works though. Slow, arduous but anyone can do it. The earlier the better. Let the money work for you and compound so you don’t have to work so hard playing catch up.

Love this style of down to earth videos

Timely. Thanks, I really needed this

I’ve been listening for years and I can confidently say this is by far my favorite video you’ve ever made. Great advice and very inspiring

I’ve been with you since 30k subscribers keep up the good work brother!

Loving the new format!

Love this and would like to see more videos in this style. It feels like a successful friend sharing life advice over a conversation.

I love that you’re bucking the trend of “retention editing” and super fast paced talking

@crzycolchris

Ай бұрын

jumpcut, jumpcut, jumpcut.... even when a cut isn't needed.. jumpcut

@spacetoast7783

28 күн бұрын

I am watching on 1.5x

Love this format man!

@GrahamStephan

Ай бұрын

Thank you!!

Love these laid back videos bro

Not only these videos are more real and genuine but it’s also better for your workload. Keep it up!

Lots of great advice. Love this format

@GrahamStephan

Ай бұрын

thanks!

I appreciate these kinds of videos bro. Keep it up

Absolutely needed this video! Hit a lot of my internal battles as a 27yr old living in NY right on the head. Been a silent watcher of the channel for a little while now but I absolutely had the subscribe tonight. Can’t wait for the next one

Thank you graham! inspiration to all!

Graham hit the nail on the head with this one!

Keep it up man, you’re doing a great job!

That ad segue was flawless...

Do more of these Graham!

Great video! New format is more calming and easier to engage with the information. Great topic and connection to it as well!

The last section is 100% the most important part to me. Mainly the part about not wanting to do something but then after you go do it you almost never regret it and are happy about involving yourself. Not only does it expand your chances of very positive things to happen but it also makes you feel happy on the inside afterwords.

Authentic and genuine always bro!

i love any content you do tbh as long as you keep posting i will watch

Super informative and helpful! Keep it up.

@GrahamStephan

Ай бұрын

Thanks, will do!

I love this style of video. Feels much more natural

My favorite style is when your passion comes through. It has been a while since I have seen you- I am happy you are popping up again.

I value your information & being genuine and real makes it that much better. Both styles of presenting are great and beneficial. Thanks for what you do.

Love the content. Keep it coming

@GrahamStephan

Ай бұрын

Will do!

I used to work out every day and was in best shape of my life…poor AF…stopped going to gym and worked two jobs and saved 100K in two years…some day I’ll find a happy medium but I’m so far behind in life that I have to catch up 🤷‍♂️…

@SF-fb6lv

Ай бұрын

100k saved up is huge. It will start taking off on you. Hard part's already done...

@TooslowTA

Ай бұрын

I’ll never give up the gym. I’ll work two jobs plus the gym if I have to. The gym is therapy for me.

@dianamageto4706

17 күн бұрын

Gym is a scam​@@TooslowTA

MUCH BETTER! Now I have the patience to listen you until the end. Thanks for the info and congrats for the improvements. 👊

This is definitely the best video, I've seen this year. Thank you so much for sharing and compiling everything into a concise and clear vide.

Definitely enjoy these videos! hope you tend to make more

@GrahamStephan

Ай бұрын

More to come!

Yes much so prefer this style of video rather than the fast edits and sound effects. Thanks graham!

Genuinely like your content! Thank you!

The longer more elaborative videos work great!

I'm a fan of the new format, it feels more natural and one-on-one.

This is probably the best video you've ever done. Thank you for sharing this.

Love this style of video. So much more natural and calm.

One of your best videos

The failures and regret section resonated with me the most. I had opportunities in high school to achieve and do amazing things, but I stopped myself from lack of certainty, confidence, self-doubt, and self-worth conversations. I’m seeing the pattern again in my mid-20s and I’m ready to choose differently. I will start with taking s few days to write exactly what I want for my life and what changes need to be made, and how much I’m willing to pay for those changes. 🙂

@tyleradams9845

Ай бұрын

Mid-20s is such a great time to get things together. You haven’t missed the opportunity, you’ve got this!

Love these style of videos

I definitely like these longer, less formal videos! Thanks, Graham!

I really like the more laidback type of video. Much more natural 👍

thanks Graham! good topic and points

@GrahamStephan

Ай бұрын

Glad you liked it!

Definitely prefer this style! Thanks!

love the new vibe graham

Graham, dude 😮I love this format, …it’s as if you and I are catching up over lunch or dinner, and we’re having a super cool financial conversation-good on you Bro -keep this style going; it’s refreshing and changes it up in a really positive way!😊👏🏼💃🏽🥳‼️

My three favorite channels: Graham Stephan, Stock Brotha, & How Money Works. Make my week complete! 🔥 🔥 🔥

Thanks for the input, Graham!

I ❤ this style. It’s more relatable and authentic. Ty 😊

hello Stephan and greetings to all, I would like to mention to you the book The Hidden Truths Of Wealth, which talks about the mysterious secrets of attracting money and building massive businesses, simply genius, and thank you for such a good video!

@matthewthompson0

Ай бұрын

Where did you find that book?

@ryan-patel

Ай бұрын

Who is the author?

@burmakara

Ай бұрын

Author is Oliver Mercer

@burmakara

Ай бұрын

Borlest ( I found it there, maybe it still exists there idk )

Button up that shirt 😜

I like the real talk/ thoughts

You’re awesome Graham

I unsubscribed from your channel after 3-5 years of being a daily viewer because of all your clickbait content. This reminds me of your early real estate videos that inspired me on a genuine/personal level. Appreciate you Graham, enjoyed this video thoroughly.

@natem2367

Ай бұрын

Clickbait is part of youtube. Get more subscribers and then give good info. If someone doesnt click, one cant learn anything from Graham.

Out of all my financial channels that come across my feed, I always skip over yours, but this one is different. You sound less pretentious and less arm flailing than your other videos. Loved it graham.

Loved it Grahmn

Definitely enjoy this style of video more. All the same extremely helpful information while being presented as a concerned friend who just wants to help you navigate life. Thanks Graham!

Doom spending is about the dumbest thing I’ve ever heard of. It shows the total lack of financial literacy in this country.

@Beepboop783

Ай бұрын

If you look at it from a purely "logical" stand point sure, but remember people are emotional, and we can't ignore the emotional aspect of life, that's why motivating people is so important, motivation isn't about logic, its about emotion.

Time to Smash the Like Button for the new style

Plus one to cookunity, love these guys!

Thank you for the video Graham. I appreciate your honesty

Did anyone ever tell you that you resemble Tom Cruise?

@Phillyqt19

Ай бұрын

Don't tell him that. It's gonna go to his head 😂

@AdvancedCraft

Ай бұрын

Tom Cruise minus scientologist 😂

Your videos were great!! I'm one of your viewers and have been watching your videos lately. I would like to invest, but I still can't find the right investment to commit to. I will appreciate any help here.

@AugustinaOtito

Ай бұрын

Trading is easy, but trading the right coin without a time-tested strategy is incredibly hard.

@HarrisMorgan-iv1vh

Ай бұрын

She carries out both orientation and mentorship tutorial

Please make more videos like this. I can sit through each minute of these!

Keep up the good work, brother love the free rambles

7:42 this is a wake up call for me.. thank you.. starting today i will cut out all soda, fast food, and chips. I am 28 and my unhealthy ways end today... thank you for videos.. they have helped me more than you can ever imagine

Thanks Graham! needed to see and hear this !

Really love this style of video Graham!

As Anton Kreil once said, society has gone mad when life revolves around good credit score and your ability to borrow more money. Moral of the story: debt-financed consumption is a disease.

I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Katherine Miller.

@JohnChris-by2gh

29 күн бұрын

Woah for real? I'm so excited. Katherine Miller strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started

@jakeroberts220

29 күн бұрын

Their ...services are very genius and experienced in the market for over a decade and counting, they changed my life from a poor plumber to a better and middle class family man with 2kids.

@HamiltonJakes

29 күн бұрын

Really you people know her? I was even thinking that I'm the only one she has helped walk through the fears and falls of trading

@harveykeitelsean55

29 күн бұрын

she's mostly on Telegrams, using the user name.

@harveykeitelsean55

29 күн бұрын

@MILLER7

Another fantastic video! Enjoying the new style.

Hey nice job Graham. You're killing it!

The introduction of a Bitcoin ETF marks a groundbreaking moment in the cryptocurrency world, merging digital currencies with traditional investment methods. This innovation could stabilize Bitcoin prices and broaden its appeal to a wider range of investors, potentially increasing demand and value. At the heart of this evolution is Sarah Jennie Davis, whose deep understanding of both cryptocurrency and traditional trading has been instrumental. Her holistic approach to investment and commitment to staying abreast of market trends make her an invaluable ally in navigating this new era in cryptocurrency investment

@jonesfrederick1228

Ай бұрын

The wisest thought that is in everyone's minds today is to :nvest in different income flows that do not depend on the government, especially with the current economic crisis around the world. This is still a good time to :nvest in gold, silver and digital currencies (BTC, ETH... Stock)

Most rich people stay rich by spending like the poor and investing without stopping then most poor people stay poor by spending like the rich yet not investing like the rich but impressing them🎉

@adadadadadadad-ep1fs

Ай бұрын

People prefer to spend money on liabilities, Rather than investing in assets and be very profitable

@jude4234

Ай бұрын

You are so correct! Save, invest and spend for necessities and a few small luxuries relatives to one's total assets ratio.

@CremeMixSorveteria

Ай бұрын

Sounds good😊How do you do that? I'm interested, how do I go about getting started?

@jpfagapeu

Ай бұрын

Thanks to my co-worker (Alex) who suggested Ms Angela Christine Derle

Thank you for the video. It was informative as always, no crazy editing just pure information. Keep it up man

Very mature outlook.

Interesting video I'm in my 50s and I'm more interested in investments that could set me up for retirement , I mean I've heard of people that netted hundreds of thousands during these crash, I listened to someone on a podcast who earned over $650K in less than a year, what's the strategy behind such returns?

@StacieBMui

7 күн бұрын

You're not doing anything wrong, you just don't have the required skillset to profit off a down market, folks that are making profit in this market are pros and experts with in-depth knowledge and skillset.

@cowell621

7 күн бұрын

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

@StocksWolf752

7 күн бұрын

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

@cowell621

7 күн бұрын

Sonya Lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..